Which Singapore Bank Should You Invest In? | DBS, OCBC, UOB

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ความคิดเห็น • 103

  • @learnwithstanley
    @learnwithstanley  3 ปีที่แล้ว +2

    This is part two of our videos on Singapore banks, you can check our part one here: th-cam.com/video/jx0SjaEX67E/w-d-xo.html

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

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  • @happybuddhi9290
    @happybuddhi9290 3 ปีที่แล้ว +6

    A good call on Uob. South East Asia is growing rapidly. Uob is certainly in a great place to capitalise on it.

  • @verticusdomino9125
    @verticusdomino9125 2 ปีที่แล้ว

    Hi for a start should i buy unit trust from a local bank or other platfirms such as philip securites ?

  • @ian-uo5dr
    @ian-uo5dr 3 ปีที่แล้ว +12

    Great Video, which you highlighted some really important points.
    Personally, my top pick would be DBS. Why?
    1) ROE: consistently highest amongst the 3; indicates prudent and solid management, Highest NIM (due to its lowest cost of funds)
    2) Dividends: highest dividend yield; Only a cut of ~15% during GFC (possible reference point ), often paying special dividends during good years and strong track record of dividends growth.
    3) strongest Q1 performance amongst the 3; was able to grow their books, this also provides a small buffer
    Valuation: not the cheapest amongst the 3, but I believe if you want quality sometimes you got to pay for it.

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      Good analysis Ian. Fair points, I think all three banks should continue to perform quite similarly.

    • @Ng-nv9to
      @Ng-nv9to 3 ปีที่แล้ว

      10 years ago, DBS' statistics were not the top. which also means that if we apply these stats on the banks at that time, we would not have bought DBS. I would say the same now. of course this doesnt apply if you only intend to hold for 1 year or so.

  • @marxenbrothers
    @marxenbrothers 3 ปีที่แล้ว +4

    Great Video!
    From an outside perspective, all three banks look quite similar and all three banks look like good investments now. I am invested in DBS, but might add UOB to the mix in the future.

  • @arigatoinvestor
    @arigatoinvestor 3 ปีที่แล้ว +2

    love your channel as always! very informative and clear!

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      Thanks

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      @olegdedogryuk9562 3 ปีที่แล้ว

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  • @joshconsultancy
    @joshconsultancy 4 ปีที่แล้ว +5

    Great video Stanley. I was expecting DBS because of ROE haha

    • @learnwithstanley
      @learnwithstanley  4 ปีที่แล้ว +2

      I think all three are quite similar and should perform relatively close to one another.

  • @Richard-yz7gu
    @Richard-yz7gu 3 ปีที่แล้ว

    Great video! There is always a comparison placed via Book value. Can book value change with this pandamic? Thanks

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      That is definitely a possibility. If default rate increases, we might see a drop in book value.

  • @LoveToThinkAboutThisWorld
    @LoveToThinkAboutThisWorld 3 ปีที่แล้ว

    Great video. Thanks Stanley!

  • @elep8906
    @elep8906 3 ปีที่แล้ว +1

    The bank stocks has reached an almost historical high. Might be a good time to take profit and reinvest.

  • @laivincent561
    @laivincent561 3 ปีที่แล้ว +3

    Many usa listed chinese companies are flocking to Hk stock exchange and many government are reducing interest rate to boost the economy. Banks make money through loans that is why their short to medium revenue generation will be greatly affected
    U give a very macro perspective of the three banks
    I suggest u get the banks most recent financial statements and make a good comparison
    Given the current economic situation quoting past historical yields is obsolete
    As much as i like to invest in these banks i need more financial and technical analysis to convince me to do so
    Hk has China to back it up and funds are flowing aggressively to China A share
    They will be high unemployment bank loans defaults till maybe end of 2021 so another wave of Covid-19 will spiral another big drop in usa stock market and the stock market around the world

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

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      谢谢0

  • @joedave7898
    @joedave7898 3 ปีที่แล้ว

    Meaningful info and well articulated

  • @jackheng1148
    @jackheng1148 3 ปีที่แล้ว +2

    Haha,when I see the cloth you wear,I know which bank you prefer

  • @muskduh
    @muskduh 3 ปีที่แล้ว

    thanks

  • @mist9965
    @mist9965 ปีที่แล้ว +1

    If insurance strategies are wrong, insurance could be paying out more than anticipated, and drag the bank down with it. That's a possibility too.

  • @user-nv5ti9lo6e
    @user-nv5ti9lo6e 3 ปีที่แล้ว

    谢谢

  • @tizianoberra9061
    @tizianoberra9061 3 ปีที่แล้ว

    Today I found your lessons by chance. Very interesting and helpful. Greetimgs from Switzerland

  • @yhwaa86
    @yhwaa86 3 ปีที่แล้ว +3

    Prefer OCBC, they might gain more ground in SEA. As their business not only banking-related but insurance as well (like AIG + AIA). Thats my call :)

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

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  • @octovanfoo968
    @octovanfoo968 3 ปีที่แล้ว

    Just subscribed!

  • @freddyong504
    @freddyong504 3 ปีที่แล้ว

    why not buy all 3?

  • @eddieloke8303
    @eddieloke8303 3 ปีที่แล้ว +1

    Yes UOB is correct choice. Don't put all eggs in one basket.

  • @chanansingh9933
    @chanansingh9933 ปีที่แล้ว

    Pl advice call I buy OCBC now

  • @leehuongsing2871
    @leehuongsing2871 4 ปีที่แล้ว +2

    Thank you. What about Banks in Malaysia?

    • @learnwithstanley
      @learnwithstanley  4 ปีที่แล้ว +3

      Ya, maybe we will do one for Msia banks too.

    • @lois2906
      @lois2906 3 ปีที่แล้ว

      @@learnwithstanley please do :)

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      @julianvanscoyk2991 3 ปีที่แล้ว

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    • @julianvanscoyk2991
      @julianvanscoyk2991 3 ปีที่แล้ว

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    • @julianvanscoyk2991
      @julianvanscoyk2991 3 ปีที่แล้ว

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  • @caitlynbli
    @caitlynbli 3 ปีที่แล้ว

    Hello, how about Singtel compare to banks stock? Thank you

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว +3

      I would prefer the Singapore banks than Singtel. Personally I am not optimistic about telcos. I have another video which explains on that

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว +1

      Here is the video
      th-cam.com/video/hhxTqeOXlJ0/w-d-xo.html

  • @tanrichard2635
    @tanrichard2635 3 ปีที่แล้ว

    When talking about investing , everyone also looking for higher returns. Therefore I would still prefer DBS

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      Do remember to check Google finance for the latest yield!

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

      風險第一,收益第二,如何挖掘潛力大牛股,以下幾點需重點注意,投資俱樂部招生正式開啟,憑持倉截圖,即可領取《跟莊吃肉(絕密文檔)》,詳情請加《line:wed2166》《 whatsapp:852 5605 6296》
      谢谢0

  • @mark-yf8sm
    @mark-yf8sm 3 ปีที่แล้ว

    Among this three banks they dont really give high interest if u compare with foreign banks on r o e so i guess do your own research :)

  • @HypertronicTeddy
    @HypertronicTeddy 3 ปีที่แล้ว +1

    dividends wise which is the better bank?

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      All are great dividend player. Right now DBS has a slightly higher dividend

  • @sanjivhirthikm5828
    @sanjivhirthikm5828 4 ปีที่แล้ว +2

    shall I invest my share investment in UOB

    • @learnwithstanley
      @learnwithstanley  4 ปีที่แล้ว

      I think you have to think about your own investment horizon and also objective and if UOB suits that.

  • @shenghao9959
    @shenghao9959 3 ปีที่แล้ว

    Thank u boss for sharing and give u 1like 1st , boss Have chinese version? If explain in chinese i can more understand

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว +1

      Hi, we will create a 2nd channel in the future for Chinese version. But for now due to our resources, we can only maintain one channel. So sorry about that

    • @shenghao9959
      @shenghao9959 3 ปีที่แล้ว

      @@learnwithstanley thank u boss

    • @dumbbirdvip
      @dumbbirdvip 3 ปีที่แล้ว +1

      @@learnwithstanley maybe just a translated subtitle will do

  • @narinkhou4911
    @narinkhou4911 2 ปีที่แล้ว

    JBOG

  • @henrikg7661
    @henrikg7661 3 ปีที่แล้ว

    Do you get the dividend if you buy the ADR on Nasdaq?

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว +1

      If the stock pays out dividend, yes you will get it. But it also depends on your tax status, you might get taxed for it

    • @henrikg7661
      @henrikg7661 3 ปีที่แล้ว

      @@learnwithstanley thanks for reply

  • @palbhambra9320
    @palbhambra9320 3 ปีที่แล้ว +4

    How do I trade Singapore stocks in the UK?

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว +1

      Do check with your brokerage if they have access to it. Most brokerage should have

    • @leewu7745
      @leewu7745 3 ปีที่แล้ว +2

      Stocks are good but crypto is better.

    • @nicholasbenson5727
      @nicholasbenson5727 3 ปีที่แล้ว +3

      There is a better investment plan if you are in UK

    • @nicholasbenson5727
      @nicholasbenson5727 3 ปีที่แล้ว +3

      Contact Amelia on What’s App and thank me later 👇👇

    • @nicholasbenson5727
      @nicholasbenson5727 3 ปีที่แล้ว +3

      + 1 9 0 8 6 1 5 2 4 1 0

  • @ericwongcy
    @ericwongcy 4 ปีที่แล้ว

    Maybe can do one similar video on Malaysian banks.

    • @learnwithstanley
      @learnwithstanley  4 ปีที่แล้ว +1

      good idea Eric!

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

      純股友交流,内幕一手港美股資訊,每週一支牛股15%,先驗證實力后談合作,拒絕馬後炮,有興趣的加LINE:wed2166或者(Wh ats)A P P :+852 5605 6296谢谢0

  • @shernel_
    @shernel_ 3 ปีที่แล้ว +6

    or if u rich just invest in all😂😂
    "don't put all your eggs in the same basket" -idk who said that but yeah

    • @benbruce6135
      @benbruce6135 3 ปีที่แล้ว

      Bitcoin is the most profitable investment online if only you trade with a professional broker

    • @jack-qw5ul
      @jack-qw5ul 3 ปีที่แล้ว

      風險第一,收益第二,如何挖掘潛力大牛股,以下幾點需重點注意,投資俱樂部招生正式開啟,憑持倉截圖,即可領取《跟莊吃肉(絕密文檔)》,詳情請加《line:wed2166》《 whatsapp:852 5605 6296》
      谢谢0

  • @tony6729
    @tony6729 3 ปีที่แล้ว

    Just invest in all 3 banks lah. No brainer.

  • @sanjivhirthikm5828
    @sanjivhirthikm5828 4 ปีที่แล้ว

    which bank is the best bank for mutual fund investment?

    • @learnwithstanley
      @learnwithstanley  4 ปีที่แล้ว

      Hi Sanjivhirthik, what do you mean by best for mutual fund investment?

  • @jackiejiang6521
    @jackiejiang6521 3 ปีที่แล้ว +1

    你好,我是老虎证券商务想和你聊一下合作

  • @forcetan5573
    @forcetan5573 3 ปีที่แล้ว

    How do I invest banks singapore in Malaysia

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      Hi most Malaysian brokerage will have access to Singapore market

    • @davidgibson7179
      @davidgibson7179 3 ปีที่แล้ว

      Hello Force Tan while investing in Banks still try investing in bitcoin, it's also very profitable. Presently one bitcoin is worth $13,000 us dollars. If you are interested in this do well to contact Mrs Melissa on what's .app ( + 1 9 0 1 4 6 7 2 6 3 3 ). I'm trading with her presently and her strategies are awesome I make atleast $2000 weekly from trading with her.

  • @athulican
    @athulican 4 ปีที่แล้ว +1

    UOB

  • @moorthygovindan5438
    @moorthygovindan5438 3 ปีที่แล้ว

    Shall i invest in UOB

    • @learnwithstanley
      @learnwithstanley  3 ปีที่แล้ว

      Investing is a very personal choice. I would encourage you to start with your objective of ur portfolio

  • @malharsharma61
    @malharsharma61 3 ปีที่แล้ว +1

    Hello DBS will connect with indian lakshmivilas bank , please make special video on it

  • @1sexymary
    @1sexymary 3 ปีที่แล้ว +1

    UOB lower exposure to mainland China

  • @thomasvogelsinger4007
    @thomasvogelsinger4007 2 ปีที่แล้ว

    Great video can you do a video on CGN mining ? Thanks

  • @norikhsan-gi4du
    @norikhsan-gi4du ปีที่แล้ว

    DBS UOB OCBC.. 💲💲💲 *****

  • @angelinajesse7035
    @angelinajesse7035 2 ปีที่แล้ว

    Thanks for watching contact Mrs Helen for more guidance on Bitcoin and stock exchange trade 👇👇😊😊

  • @terryevans2265
    @terryevans2265 3 ปีที่แล้ว

    Singapore; a sunny place for shady people.

  • @mdbhowlader5858
    @mdbhowlader5858 3 ปีที่แล้ว

    Hi

  • @theannyoonweesingapore6382
    @theannyoonweesingapore6382 3 ปีที่แล้ว

    I love our government policy to the banks. All our bank work like family very good service. Don't choose all well trusted. Today my heavenly father and Lord Jesus blessed all the bank helping SME to develop.

  • @jack-qw5ul
    @jack-qw5ul 3 ปีที่แล้ว

    谢谢