First of all why the borrower goes for long term. It is just to get less emi. His income not permitting for higher amt. If he is able to pay more amt., he will go for short petiod only. As you aware to pay 88000/_ pm, his income should be more than 2lacs pm. The bankers are explaing all these. And they helping im every manner. Thanks for your explanations.
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Very informative video. I had taken 20 lakh loan for 20 years. PM fund 2.35 lakh received , now EMI reduced to 17 k to 15 k. Again I paid an amount 2.5 lakh. Now EMI is same but tennure 7 years reduced , am I in right path or any changes I have to ask .
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Sir tq for finance guidance....I have taken vehicle loan of four lac in 2018. Still my principal amount is 3 lac....if I pay one lac now or clear the loan is it benificial ....or not...pls guide me
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Sir nanna accounts canara bank $ Axis Bank nallide e bank nalli intrest rate high ede, intrest rate low ero banknalli home loan tagobekandre yen madbeku sir plzzz answer me..
Sir namaskara, Good information got from your side thank you sir,I have also one doubt for reduce interest amount, suppose intial I will choose 20 years term for home loan and after sometime can I possible to reduce 20 years terms to 10 years and can I getting interest benefit..
Good evening sir, I’m facing problem of money.because I started hardware and networking company, with my own money and have 4 employees. now I’m facing money problem, I taken one business loan on 2018 jan I paid only half of the loan, still it’s have and also have credit card payment due still it’s not unpaid, that’s why my cibil Goes on down and now the bankers didn’t give the loan for cibil. and not mange the office expenses business is good going on. But customers payments also stuck s in market that’s why, if not getting money from market I can’t further purchases from the vendors .please guide me how to come out from this situations
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Can we save money, if we take tenure 20 years and pay the emi equal to 10 years. Ex: amt is 2000000, for 20yrs emi would be 17000 approx, for 10 yrs emi would be 25000. What if we pay 25000 taking tenure 20 yrs
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Sir, Thank you for the information. I have my thought as below. Keeping home loan tenure for the twenty years, And 30 % of EMI if we manage to invest in SIP for the twenty years, The returns will be more than the total interest paid towards the borrowed loan. Could you please review this and suggest.
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Bro if salary is more I will pay it in 5 years I dont want any other benefit from this loan better to get rid off... salary is less that's why looking at DBR we go for longer tenure !
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Sir namaste,I am a private school teacher and have a big dream of buying my own house.But I earn only 20000 per month,no chance of hike in my salary.I have a small price of land which approximately worth of 1000000.I want to pledge it and planning to take loan on my salary too.I literary don't know how to forward.Pls guide me to have my own shelter sir.I ll be ever thankful to you.
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Sir 88,892 katbeku andre salary 1.5 lakh irbek agute yav kelasa dali astu salary kodatare heli madtini
First of all why the borrower goes for long term. It is just to get less emi. His income not permitting for higher amt. If he is able to pay more amt., he will go for short petiod only. As you aware to pay 88000/_ pm, his income should be more than 2lacs pm.
The bankers are explaing all these.
And they helping im every manner.
Thanks for your explanations.
ಸರ್, ಹಣವಿಲ್ಲದೇ ಕಾರಣ ದೀರ್ಘಾವಧಿ ಸಾಲ ತೆಗೆದುಕೊಳ್ಳುವದು,ಸಾಲ ತಗೆದು ಕೊಳ್ಲದೆಇದ್ದರೆ ಆ ಬಡ್ಡಿಯನ್ನು ಉಳಿಸಬಹುದಲ್ಲ!
Thank u sir good knowledge Kotri r u great person
Nice video sir ...
Sir can you please make a detailed video of two wheeler loan ????
Good valued information sir 👍💐👍👍
Good ... suggestions.....
Sir prefabricated mane bagge thilse.
& prefabricated homege yake Home lone
Sigolva?
Dayvittu thilse.
Sir hegu madbhuda 20 vrsa hage ettakodu.3 months ge ondu salla 2 laxa kattatha hodarye....lona kadmye agthye allva sir
ಧನ್ಯವಾದಗಳು ಸರ್... ಸೂಪರ್...
Sir namasthe.. Nivu olle mahithi hagu salahe enna kodthira sir ..thumba thanks sir 🙏🙏🙏
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Very good money education 🙏
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Sir naanu tax sever FD madideni adanna cancel maduv information kodi
Good ideas Sudheer sir thanks
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Good Information 😀👍
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Thank you sir.... Very informative....
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Hi Sir, good info but bank navru kadme tenure ge agree aagolvalla sir yen maadodu
Ultimate message sir
Thanks for your information
Hi sir.. I am punil,
Nanu home loan annu yearly katbeku andhre eastu amount katbekaguthe sir..
Sir plot lone information bagge information videos madi
Thank you Sir Good Massage
Always welcome
Very informative video. I had taken 20 lakh loan for 20 years. PM fund 2.35 lakh received , now EMI reduced to 17 k to 15 k. Again I paid an amount 2.5 lakh. Now EMI is same but tennure 7 years reduced , am I in right path or any changes I have to ask .
Very worthy I formation sir🙏
Good information, very useful message sir
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Sir, already personal loan katuthiruvaru , Financially critical nali irrovaru RD Investment madbahuda ??? Pls help me sir.
ನನ್ನ ಬ್ಯಾಂಕ್ ಅಕೌಂಟ್ ಕೊಟ್ಟುರಿನಲ್ಲಿ ಇದೆ. ಸ್ಯಾಲರಿ ಅಲ್ಲೆ ಆಗುತ್ತದೆ. ಆದರೆ ನನ್ನ ಸೈಟ್ ಜಗಳೂರಿನಲ್ಲಿ ಇದೆ. ನಾನು ಲೋನ್ ಕೊಟ್ಟೂರಿನಲ್ಲಿ ತಗೋಬಹುದಾ?
Please sir Tell me about NRI account and tax benefits for home loan ... please.
Super sir 👏👏🙏
Very much useful video Sir
Thank you
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Super ❤
Good information..Thank u... Keep up the good work..
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Hello....
I need more information's state government and central government scheems detailse... [Urban & rural] any possible to explain 2014 to 2021☺️🚩🇮🇳
Sir....thank you for your valuable information....
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Borrowers will increase the tenor to get increase the loan amount
ನಮಸ್ತೆ ಸರ್, ನನ್ನ ಹಣವನ್ನು ಸೀನಿಯರ್ ಸಿಟಿಜನ್ ಹೆಸರಲ್ಲಿ ಎಫ್ಡಿ ಇಟ್ಟು ಹೌಸಿಂಗ್ ಲೋನ್ ಪಡೆಯುವುದು ಸೂಕ್ತವೇ?
Sir tq for finance guidance....I have taken vehicle loan of four lac in 2018. Still my principal amount is 3 lac....if I pay one lac now or clear the loan is it benificial ....or not...pls guide me
supar sir
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Even if salary is 1 lakh bank will not give 6years tenure
Sir nanu DHFL nalli 2017 ralli 9% home loan madidde, but 2018 ralli nann loan account INDIA BULLS ge transfer madiddare, avaru intrest rate 12% madi nanage tondare madatiddare ega nanu yarige duru nidabeku sir tilisi sir
Thank you for the valuable information, Can we negotiate on home lone interest, if is a 10% if I request is it possible to reduce 8 0r 9 %.
Good idea
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ಸೂಪರ್
Thanks boss very helpful for u
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sir how to understand real-estate fall because in the local area site is very high please tell me about these concepts
thank you
Dear Charan,
ಈ ಕುರಿತಾಗಿ ವಿಡಿಯೋ ಅಪ್ಡೇಟ್ ಮಾಡುತೇವೆ, ನಿರೀಕ್ಷಿಸಿ.
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Mesmerizing speech
ಹಾಯ್ ಹೇಲೊ ನಾನು ಯೋಗೇಂದ್ರ ಭಂಡಾರಿ ಕುಂದಾಪುರ
ನಾನು ನಿಮಗೆ ವಿದೇಶ ದಿಂದ ಕಾಲ್ ಮಾಡಿದರೆ ಹೊಗೊದಿಲ್ಲ ನಿಮ್ಮ ಮೇಲಿನ ನಂಬರ್ ಗೆ
ನಿಮ್ಮ ಮೂಬೈಲ್ ನಂಬರ್ ಕೊಡ್ತೀರಾ
ನನಗೆ ಲ್ಯಾಂಡ್ ಪರ್ಚಿಸ್ ಮಾಡುವುದಕ್ಕೆ
ಸಲ್ಪಾ ಮಾಹಿತಿ ಪಡೆದು ಕೊಳ್ಳಬೇಕಿತ್ತು
Thank you !! Wonderful information.
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Sir plz inform us regarding PMAY in homeloan
Sir kattiro manege home loan takobavda
Dear Manjunatha,
ಹೆಚ್ಚಿನ ಮಾಹಿತಿಗಾಗಿ ಈ ವಿಡಿಯೋ th-cam.com/video/0J-9W8a4RLQ/w-d-xo.html ವೀಕ್ಷಿಸಿ.
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TQ sir
Thanks for sharing this information one of d best
Hai sar het and run agi namm father dad adru bikenalli January 10th 304 case axident madiruvavaru sikkilla some purposege charge sheet beku adra procedures tilisikodi plz
Dear Veer,
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Hello Mr.Sudheer. Experts heltaare home loan 20varshakkiddaadannu bega mugisabedi, adara jote jotelli mutual fund nalli invest maadi 20varshakke anta. Eshtu baddi kattuttiira bank ge adakkinta jaasti labha mutual fund lli 20varshakke siguthhade endu.
Nice sir
Home loan thegibekadhre yestu varshkke thegibeku ..Ex 2000000 laksh hagdhre est varsh dh yhegibeku
How if we pay off principal amount as and when I have money? instead of reducing tenure
Sir already loan tagondidre emi kammi madbahuda or per year one time money pay madtidre kammi agalva
Dear Sangam,
To know more about it refer the follwing article indianmoney.com/articles/ways-to-reduce-your-home-loan-emis-by-the-experts-of-indianmoney
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Answer siglillla
ಸರ್ gold loans ಯಾವ ತರ ಕೊಡದು ಎಷ್ಟು ಕೊಡುತ್ತಾರೆ ಅನ್ನುವುದರ ಬಗ್ಗೆ ಮಾಹಿತಿ ಮತ್ತು ಅದರ ಬಡ್ಡಿ ಬಗ್ಗೆನು ಮಾಹಿತಿ ನಿಡಿ
Dear Sir,
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Mr sudeer🙏
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Very good information 🇮🇳🚩
Sir, forget about 80c or g, you have not considered the average Indian inflation rate, today's Rs 45000/- is going to be peanuts after 10 years.
Sir namaskara nimge pan card ge adhar card link maadbeka
S madbeku
Sir,Please please please first complete Remaining videos about Share market
We are all waiting
Dear Basavaraj,
ಈ ಕುರಿತಾಗಿ ವಿಡಿಯೋ ಅಪ್ಡೇಟ್ ಮಾಡುತೇವೆ, ನಿರೀಕ್ಷಿಸಿ.
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Super.......
Thank you!
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Good
Super sir
Thank you!
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Sir nanna accounts canara bank $ Axis Bank nallide e bank nalli intrest rate high ede, intrest rate low ero banknalli home loan tagobekandre yen madbeku sir plzzz answer me..
ಸೂಪರ್ ಸಾರ್
Hi my dear sir nimma home loan plan chennagide but nanu egagale 10 y home loan agide ega hege madodu anta please ondu video madi sir please
Sir namaskara,
Good information got from your side thank you sir,I have also one doubt for reduce interest amount, suppose intial I will choose 20 years term for home loan and after sometime can I possible to reduce 20 years terms to 10 years and can I getting interest benefit..
Good evening sir, I’m facing problem of money.because I started hardware and networking company, with my own money and have 4 employees. now I’m facing money problem, I taken one business loan on 2018 jan I paid only half of the loan, still it’s have and also have credit card payment due still it’s not unpaid, that’s why my cibil Goes on down and now the bankers didn’t give the loan for cibil. and not mange the office expenses business is good going on. But customers payments also stuck s in market that’s why, if not getting money from market I can’t further purchases from the vendors .please guide me how to come out from this situations
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I have already taken the home loan....is it possible to reduce the period
Hi Sir. Is income tax returns mandatory for home loan.? please reply me ASAP thank you in advance
Can we save money, if we take tenure 20 years and pay the emi equal to 10 years. Ex: amt is 2000000, for 20yrs emi would be 17000 approx, for 10 yrs emi would be 25000. What if we pay 25000 taking tenure 20 yrs
Tell about cow loan sir
Sir nanu home lon thagabeku sir yali thagobeku yan madbeku antha ahli sir
Dear Sir,
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Tq very much sir
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Very good suggestion sir...
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Thank you sir 🙏
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Does bank charges any bank loan transfer charges when we switch the loan from one bank to another?
Hi sir sorry for typing mistake my cibil score is 782
Namage loan melada bagge Tbilisi kodi
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Brilliant
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Give some useful Telling easy first u pay monthly emi
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excellent sir
Sir, SBI Max gain bagge helteera?
Loan tekkolbeku Anta iddeve navu...
Thanks sir help aythu
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Ladies maneyali mado anta yenadru business bagge plz heli sir
Yestu bekadru emi katabowdha
Tq vere Mach sir
Sir,
Thank you for the information.
I have my thought as below.
Keeping home loan tenure for the twenty years, And 30 % of EMI if we manage to invest in SIP for the twenty years, The returns will be more than the total interest paid towards the borrowed loan.
Could you please review this and suggest.
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Sir, bank have already taken 15 years tenure if we can change the tenure bank will accept it.
Dear Guruprasad,
Yes, you can place the request with your respected bank.
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ಸ್ವಾಮಿ ನಿಮ್ಮ ಲೆಕ್ಕಾಚಾರದ ಪ್ರಕಾರ 50ಲಕ್ಷ ಸಾಲಕ್ಕೆ, ವಾರ್ಷಿಕ 18 ಲಕ್ಷ ಸಂಬಳದಿಂದ ಮೇಲೆ ಇದ್ದವರಿಗೆ ಮಾತ್ರ ಸೂಕ್ತ...
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Superb 👍👌
Ok sir.repo.home loan beter.sir.
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Bro if salary is more I will pay it in 5 years I dont want any other benefit from this loan better to get rid off... salary is less that's why looking at DBR we go for longer tenure !
sir please share this information in hindi
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Sir namaste,I am a private school teacher and have a big dream of buying my own house.But I earn only 20000 per month,no chance of hike in my salary.I have a small price of land which approximately worth of 1000000.I want to pledge it and planning to take loan on my salary too.I literary don't know how to forward.Pls guide me to have my own shelter sir.I ll be ever thankful to you.
Sir ega nammadu 40 laxa lona thgodideve...adu 20 vrsakke hege kadmye madkolldu tillase sir...