Is FEPI a Good High Monthly Dividend Income ETF? 25% Yield
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- เผยแพร่เมื่อ 4 พ.ย. 2024
- My Portfolio: / dividendbull
In this video we’re going to take a look at FEPI, which is REX FANG & Innovation Equity Premium Income ETF. I’ve gotten a lot of requests to go over this ETF, and I see a lot of praise for it here on TH-cam and other websites like Seeking Alpha. One person even described it as “The New Cornerstone of Income ETFs” which is quite the praise for it. And that’s despite the fact it’s been around for less than one year, so keep that in mind when we’re looking at historical performance. The biggest appeal is the extremely high yield, which is currently 25.2% as of the making of this video, and it also pays monthly dividends. So let’s take a look at this ETF and see if it’s worth the hype.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
Risk mitigation is indeed something to consider well before setting out on inveestments. Most often than not, CFAs take care of this perfectly. People downplay the role of CFAs until being burnt by their own instincts. I was in a similar situation a few years ago; Took my chances but stocks went crashing. Realizing I wasn't good at timing the market, I started working with an Adviser, which helped me build a $1.6m portfolio.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Her name is. 'Lucinda Margaret Crist’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Always great info! One of the few TH-camrs that I feel people can trust.
Hard to believe you don't have a couple of million subscribers. I do like your coverage of divided stocks that are good and less than $25 a share.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Thank you. I was hoping you'd cover FEPI
I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.
Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?
By calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.
I'm sure the idea of an investment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 580k within 16-months from an initially stagnant Portfolio.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I’m 34 with $200,000 in savings, and I’m looking to invest for safe growth over the next 5 years to eventually buy a home. What would be the best investment options?
In today’s volatile market, it’s wise to diversify with stable options like high-yield savings accounts (HYSA), REITs, index funds, growth ETFs, and bonds. However, before making any decisions, it’s important to consult with a financial advlsor to create a strategy tailored to your goals and risk tolerance.
While financial advis0rs can be costly, they are essential for achieving success in the financial market, particularly when you're working within a specific timeframe. After being laid off during the 2022 tech cuts, I used my savings to invest in the stock market with the guidance of an advlsor. With some research and a strong risk tolerance, I grew my portf0li0 to over a million dollars in just two years.
While financial advlsors can be costly, they are essential for achieving success in the financlal market, particularly when you're working within a specific timeframe. After being laid off during the 2022 tech cuts, I used my savings to invest in the stock market with the guidance of an advlsor. With some research and a strong risk tolerance, I grew my portf0lio to over a million dollars in just two years.
I’m glad I found this conversation. My risk tolerance is high, and I want to take advantage of the upcoming market run. Can you direct me to your advlsor?
Melissa Elise Robinson is the licensed advlsor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
You gotta let me know what you think about QDTE and XDTE .
They pay weekly. QDTE is around a 50% annual yield. And XDTE around 35%. And they seem to be following the price action of the Nasdaq and S&P pretty damn closely.
At the moment. FEPI is tax free due to return on capital due to write offs of option losses.
Key piece of my Roth IRA as is QQQI. That passive income is just too juicy.
QQQI is tax efficient. I hold it OUTSIDE of an IRA because of that reason and hold heavily taxed investments IN an IRA.
@MartinD9999 That's awesome...for that reason, I have it in my brokerage as well.
I would not call that juicy
IWMI is been very juicy so far as well.
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off
Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Impressive can you share more info?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
I liked FEPI but I enjoy AIPI more!
do you only prefer it because of the higher yield? or do you like it because of the higher volatility swings?
@@charlesolinger9735 My choice that works for me. It has all the stocks I like.
How can tech ever be "overvalued". There will be a need for more tech so long as there is a modern economy.
Good analysis and comparison! It helps illustrate the different es between a broad index diversification vs a concentrated portfolio !
I'm also going long with QQQI and hold a nice amount of it in my portfolio. But I also find FEPI to be a powerful tool for much larger than the average income. Therefore I do hold it as well in my portfolio but in a smaller weight than QQQI and JEPI. Only time will tell if that was the right decision. Thanks for the great coverage as usual.
Why do you care about share price being volatile? The share price only matters on the day you buy it and the day you sell it. If you’re buying, you want the share price to be low. As long as this thing is spitting out a high dividend, why would you ever sell it?
I own both and decided to put a set amount into FEPI just incase it tanks its share price.
FEPI is neat. I just assume each share brings in $1/month. If it's a little more, good for me. I like that they actually own shares instead of a synthetic position. Like you mentioned, I don't like that it's only 15 companies, especially in moments like now when one of them is Intel.
@@mfinite689 nav erotion is bad on here
It's also optionable
Higher risk than probably QQQ but it's relevant to when you bought in, drip, options used to lower cost basis
For myself I'm fine receiving the income and reinvesting dividends
great video !!!
I’m going to say that this particular ETF is part of the yield max family and so you would have to invest in every single one of them and there are 32 in this particular family so if you’re looking for diversification, then I would recommend buying a little bit of a lot of them and if you have $3200, then you buy $100 worth of each one or the equivalent shares of 100 and some that’s gonna be under 100 but you buy at least five shares of each one, and then you go from there and you just allow the money to flow in from it and then you buy new things with it or you buy more of the same thing it’s up to you
What about spyi
If it sounds too good to be true it's probably really risky. Just stick with solid ETFs that follow the S&P and have a good track record.
7:40 I always struggle to understand why income focused fund comparisons are always looking at total return with DRIP. It should be a comparison with a specific monthly withdrawal in nominal dollars, so people can actually see the INCOME performance. Otherwise, dividend portfolios are really just a means to affect the sharpe ratio.
For me, total return is irrelevant; I can't spend or DRIP paper gains. If the fund goes sideways to moderately down, that's okay. The divs keep coming in and they don't care if the bears or bulls are dominating.
@@LouisTheTraveler76 Still trying to grasp how should a retiree needing income now weigh for example GPIX vs SPYI, GPIX seems to have higher total returns but lower yields and SPYI with higher yields.
May target spending 80% of yields for living expenses and set aside 10% for taxes & 10% for DRIP.
Total returns above all. Everyone is going to have a unique way they add funds or withdraw funds. Total returns gives that individual a reference. Total returns pretty much matters above everything else.
@@LouisTheTraveler76 Without knowing total returns you have no idea if withdrawing from the fund is big or small amount. Total returns above all. Your fund might be shrinking if your un aware of total returns based on the amount you withdraw or re invest.
@@TrackingArete If your plan is to spend 80% of yields pretty much everything your withdrawing from the account is going to get smaller and smaller. Which is fine, as long as your planning that on purpose for the future to end up with a certain amount of net worth by a certain age. If you want to maintain net worth you would have to come close to re investing 70% of the monthly yields from any of these high yield etf's.
Hey, what do you think of IDVO?
FEPI just dropped about 4 bux a share, from $52 down to $48
What's up with that ?
We've had a pretty choppy market the last few months, including 2 mini corrections and a flash crash. Plus it's targeted a 25% yield and has to pay it from somewhere.
Look at the indexes lately?
$48 is just a buying opportunity. When FEPI dips below $50/share I buy, buy, buy.
Honestly you should learn before making comments like this
What would be the best way of investing in QQQI in the uk?
What do you think of JEPQ?
I always find it a little odd when a channel like yours that frequently discusses individual stocks, and recommends potential high yield individual stocks for people to look at, will then turn around and call a covered call ETF "risky" because it only has 15 stocks in it.
Mathematically it's 15 times more diversified than most of the investments you talk about (individual stocks). I also see no reason why having a tech heavy tilt is any more risky than heavily stacking into REITs, BDCs, MLPs, and those kind of investments that you go heavy on.
Yes, the PE of tech is high... Because the earnings growth is dramatically higher than most other sectors. Value stocks are risky too for the opposite reason. They're cheap, but future growth is minimal which could impair future returns if the companies don't find a way to grow.
Thanks
Qqqi has .68% expense ratio vs a .65% of fepi. Both of those hurt long term growth/reduce the impressive dividends they payout.
Good video
Great video. I own SVOL only. I sold all my QQQI shares about a month ago. I will never buy FEPI but QQQI I'll buy again after a large correction.
Tell us you know nothing about investing, without actually saying so. 🤣🤣🤣🤣
I will stick to QQQI thanks
soo basically this fund is mag 7+ which im unbelievably interested in. Holy moly i havent looked at intel since amd took the lead a few years ago holy shit they fell even further are they not making any changes thats wild? the gap between amd and intel was never this much as far i know when amd took the lead they ran and ran hard
What platform can i trade this on
Fine for 5-10% of a portfolio. Especially for those who are too conservative to invest in FANG stock directly. Only a fool would put all his money in one investment. FEPI, SVOL, or any other high dividend ETF.
The next "burst" will come either early November or early January.
But it will come.
I am going to go more to the Roundhill Weekly DiV
QDTE is excellent
Yeah, I'm margin trading QDTE
I sold all my SVOL for QDTE. Now looking into YMAX 👀
Own several thousand shares
Ballsy.
FEPI looks good for short term dividend income. I wouldn't reinvest the divs. Better to pick a stock like KR if you are looking to reinvest for 5 yrs or more.
I'm fairly certain FEPI runs the same type of contracts.
Nope, Fepi runs various calls on its stocks, Neos funds run calls on index futures
If one just rolls dividends back into a stock then how can one actually say they are receiving a dividend "income"? Your basing your income on paper numbers and not cash in hand. I've never been able to buy groceries while showing my stock paper wins at the checkout!
Because at any time you choose you can take it out for groceries. Putting it back into the stocks is for compounding. I don't do it on auto. I use the interest to put back in whichever divided stock I own is down the lowest on that particular day.
Young Mary Rodriguez Paul Williams Kenneth
YMAG is a much better comparison than QQQI.
As the yield is much higher on both of these so on exdate the drop is a lot more than with QQQI
Too much volatility for my taste. Beta must be very high.
Sheer Madness now z not the time to buy. RISKY even in BULL markets.
Expense ratio is too high - 0.65%
Hit $195k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with $14k in June 2022
Huge! been trying to trade on my own for a while now but it isn’t going well. Few weeks ago I lost about $7,000 in a particular trade. Can you at least advise me on what to do?
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager,
Mr Graham Hill
wow that's very nice Please how can i be able to reach out to your broker, my income stream is in a mess.please
Thanks for sharing his details. Can't miss this opportunity!!!
Too small for me.
From July to the present FEPI lost 8 points. that is not high income. It is a huge loss!!!!
And it was up to 56 so it keeps going down
The FEPI strat for picking is poor, they grab current winners and promise to sell when they dump. A higher yield means nothing if your share price erodes making it a lower yield. QQQY just went through a reverse split to cover the cratering share price.
maybe 1st? 😂
This is way too exposed to the AI bubble.
It was good, for a while. Then the share price erosion started. Do the math, and be sure to understand how impactful share price erosion is for an ETF.
FEPI price dropped from $56 to $48, and it still going down. Consider also that you pay tax on your dividend, and you may win nothing.
Keep in mind everything large cap tech is down considerably.
Bro, better talk about something that really works. I’ve been saying for a year now that you can add crypto in the Cryptonica liquidity pool and gain with no pain
Crypto has destroyed my portfolio this year 😢
Ponzi
@@MangoColoredSky yep. Investing in air. LOL
Crypto? People still buy into that Ponzi scheme?