Hope you enjoyed this video! Here are all the resources I mentioned: ⬇ * Online Money Transfer Account: bit.ly/travel_wise * Travel Insurance I use: bit.ly/world_nomads_travel * Digital Nomad Visa Database bit.ly/DigitalNomadDatabase * Living Like a Local in France: www.badassdigitalnomads.com/living-like-a-local-in-france-italy-language-lifestyle-cost-of-living-and-more/ * Taxes for Expats: www.badassdigitalnomads.com/category/taxes-and-personal-finance/ * If you're moving overseas in the next 3 months to 3 years and want help from me to plan your relocation, apply for support here: www.TravelingwithKristin.com/relocation
"Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime." - Mark Twain
I am moving to Spain to teach English. I am 52. Most who are doing something like this are like 22. My school said they had one "non-conventional" teaching assistant like me, which made me feel better. I am nervous, as will be the longest period being away from the U.S. and my Spanish is not great. However, I am excited. I dipped my toes by going to Cambodia for six weeks this past spring. I definitely saw a change after that experience, including reverse culture shock coming home. Your videos about adjusting to life abroad including the phases of adjustment are helpful. Thank you for sharing your experiences. Happy travels!
Well done to take this chance and this leap!! You are betting on yourself. Good for you! Immersing yourself in a language is one of the best ways to learn it. Have a blast in Spain!
Hi Eric, I am glad to read that you are following your dreams to move to Spain and teach English. Don't worry about what anyone else thinks and enjoy your travels!
Hey Eric, you don't mention what part of Spain you are moving to, but I can tell you honestly as someone who has travelled all over Spain. if you just learn a few words and phrases most people will help, even in the smallest village. it truly is an amazing country, good luck !
yes please make the videos about the bank accounts abroad 🥰 I'm always on the lookout for anything that might be better than what I have. also, you're super cool Kristin 🥰❤ lots of respect to you ❤ xo
Yes, please discuss banking abroad. Personally I transfer funds using the Schwab Debit Card and use Wise. Will look into, as you recommended here the HSBC debit card. The more ways to transfer funds the better.
Thank you so much! 😊 Reverse culture shock can indeed be quite a unique experience. Welcome back to the USA, and I hope your trip to Europe was amazing! 🌍✈️🇺🇸
Yes I think an entire episode on Bank Accounts would be great! I left the US in 2003 and worked there until pre covid while living abroad. Back then I had no idea about transferwise or wise, and that tidbit would have saved a bundle, as I tried and moved to the next cheapest way to move money that didnt take a month. The other losses are bad professional advice regarding tax and compliance. I lost more money on the pros and following instructions then I care to admit. I would be more keen on hearing from others trying to stay compliant but keeping the time and stress to a minimum regarding that place. It is so hard to know all the nuance for each jurisdition, so more about just individual processes. I used to spend an embarrassing amount on accountants In the USA and my new country. Now things are much simpler as I actually change my pattern around not wanting to muck around with the USA and the myriad of issues they made for expats.
Thanks Kristin for sharing your experiences in living abroad as I always learn something from it. I was born and raised in a different culture and immigrated in the US long time ago. I've lived abroad for many years and will continue to explore creative ways to experience the advantages I gained from being in different cultures and countries. After all, there isn't any perfect culture or country. There is pros and cons with each. It is the diversity of experiences make life interesting, help us grow and reflect on our life. I love the fact I don't feel I am stuck in one country when I know I can have choices to live in other countries. I enjoy your sharing very much as it is so genuine and loving.
You're most welcome, Yan. I completely agree with you that every country has its pros and cons. I'm glad you could relate to this video and I'm glad I could help on your journey.
So glad I subscribed to this channel...had no idea that Kristin would share such diverse useful information. I think I need a relocation coach to prepare for travel/relocate to the British Isles. Thanks Kristin.
Thank you for this! It's amazing how much easier the money aspect has become - I had no idea it had changed so much. Also appreciate your comments about change and about the ease of meeting ppl. Change is never easy but it's so worthwhile, and you'll never appreciate how deeply programmed you are until you do. I so much enjoy learning from you!
Even though I don't live abroad, it is great to see how different apps like Wise have made money transfers much easier. This is great to know if I were to decide to live abroad. I also like how making friends can be pretty easy too especially now with there being more and more expats. Great video!
Thanks for your content. As always, it's so practical and relatable, and thanks also for sharing all these links and resources. In this particular video, #7 is my favorite. Living abroad for 6 years certainly helped me evolve so much, and I wouldn't change it for the world. I'll be back in my home country for awhile, but I'm already thinking ahead and looking forward to going abroad again.
@@TravelingwithKristin thank you! I will finally be arriving at my brother's house next week and will get to see my new backpack! I can't wait! Will definitely let you know what I think of it. :)
"When you were twenty?" What was that? Three years ago? 😊 I am from Montana. Pretty isolated state back in the day. I began traveling in the military. Before I was 21 I had been to California, Hawaii, the Philippines, Hong Kong, Singapore, Phuket Thailand, Australia, Japan, and Korea, all at least once, most of them twice or more. My travels changed me completely. When I returned home at 21, I no longer fit in with my old friends. Taking the plunge and breaking the ice is important to get over the fear. When you do realize you will not die, when you adjust to self reliance and gain confidence, your eyes will open and you may one day end up like Kristin and lose all fear and gain all confidence. Note: the feeling of not fitting in abroad is the same one as when I am home in Montana. Perhaps its just being more conscious of yourself. I now live in Ecuador with my most excellent girlfriend. She speaks almost no English and my Spanish isnt great, but it doesnt matter. I get enough of the US on TH-cam and I have no desire to go back. My dreams are abroad.
Thank you for sharing some of the things that you have learned over the past 20 years. If I had known some of these things years ago, my life would be very different.
Kristin great blog and very informative, I know our country is not perfect but it’s great to see you settling down to our wonderful country and culture,, 👊🇬🇧❤️Milan
Great video! I have lived abroad - US Air Force - and traveled quite a bit, mainly throughout the US - and lived multiple places throughout the US. It really does expand your perspective and you learn how to make new friends wherever you go. All such great info - thank you Kristin ❤
Hey Kristen, sharing your experiences, and accumulated wisdom gleaned from your travels over the years, the time period and geographical diversity, the no nonsense advice and yes the encouragement will hopefully empower others to look beyond the indoctrinated borders that enslave us. your efforts are exemplary, meaningful and surely a source of hope and encouragement for a generation who in reality have been ignored abised * exploited disenfranchised and marginalised, freedom is instinctive, not corporate or partisan, your travels and the sharing of the wisdom that you have amassed really does embody real humanity, Bon chance mon ami .
We have wanted to move to Europe for a couple of years, now. Your videos have been extremely helpful and dun to watch. We have two little boys and we are 45 and 50 years old and we work in healthcare. Do you have a video or something to help families make the transition? Thanks!
As I understand, America is the only country on Earth where all American x-pats must file their taxes. My cost to file per year is $1,700, I use a CPA and admit that my taxes are rather complicated. And yes, I do file every year as a Japanese permanent resident.
I lived in the Netherlands for 3 years in my mid-20s (a long time ago!) and it definitely altered how I view the world. I would definitely consider doing it again in retirement, but the first step will be taking my husband on his first-ever trip to Europe in a couple of years. Also, USAA bank is very portable and all on-line (my dad was in the USAF, so I'm a legacy).
If you’re a US citizen, and you’re an ex pat with a resident permit in a different country, find out more information about any US banks you’re going to keep because I had a problem with a US bank were they said, I forgot it either I had to fill out more forms to keep that bank or else they were going to terminate the account and if I didn’t withdraw money every certain amount of time, then they were also going to forgot the term but basically try to close it. This information is a little bit old, but in other words, just find out more information if you’re gonna keep for US banks.
Love this video! You have created a unique and valuable resource with your channel and it is much appreciated! Your mature evaluations and detailed topic analysis is perfect and so valuable. ❤
There is an issue of keeping a bank account in the U.S. while living abroad without a permanent address in the U.S. For those who are young and decide to move abroad, they can still use their parents' address in order to keep the account open because most banks in the U.S. won't allow someone to keep an account without a permanent address in the U.S. In order to have flexibility, there is a bank fee involved, from what I have read.
Exactly! This has been my problem, I have to rely on friends for the address BUT even a phone number is a problem. I lost 2 credit cards bc they wanted to call or send message to confirm my id 🙄
@@back2seattle Sorry to hear this. I wouldn't have used an address from a friend regardless how close we are. I think using parents' address is most reliable if you are still young; otherwise, you can open an account in a non-American bank that has branches in both the U.S. and the country you reside or want to reside and keep your permanent address overseas. And when you return, you can still do your banking here. I know CitiBank has branches in Germany and you can bank on either end.
Great video, but I wish there were more details about bank accounts. Wise is raising its fees significantly at the end of September, so a backup account is always a must.
Thank you for another great video. Could you do a segment on banking for expats and whether or not the money is insured (like by the FDIC in the USA) Is the Wise account you use insured?
Hello! I appreciate your work and your videos! Yes, please, make a video for banking options internationally with the guidance possibly, how to set up those accounts and use them while you are staying outside your country. You also mentioned that you don't even have your banking accounts in US anymore, so how can you transfer money via Wise, if you don't have an American bank account? I wish I could understand it better. Thank you in advance!
Love your content- so helpful! But a bit confused Re: your rec for HSBC. In prep to move to UK this fall I opened an HSBC acct (at home) knowing I could, once in UK, more easily open a UK HCBC acct. However 2 things happened: 1. HSBC was bought out by/merged w/(?) Citizens(?) which has No UK presence; and 2. UK has reportedly made it much harder for non-citizens to open UK bank accounts. I admit I’m not up to date on my info but wondering if you can clarify/shed light on this or set me right? Thank you!
Thank you for your kind words, Zato! It's never too late to embark on new adventures, and I'm so glad to hear that your move to Scotland has been life-changing. Keep embracing those experiences! 🌍❤️
Interesting vid, some more info about "Wise" would be good, like "Can you have only a Wise account without a secondary account" or can you just have one EU account and live randomly traveling in the EU, assuming you are an EU Citizen? Just wondering out loud. Mike.
Just a note about the 2nd citizenship thing. Yes, many countries do allow it, including the UK, but some exceptions that I am aware of, include Spain (unless you are from a former Spanish colony) and the USA, of course! It kind of sucks for me being British as I used to live in Spain and due to the upheaval of Brexit, I really wanted to get a more secure footing in Spain after my 'Freedom of Movement' was ended (thanks Brexit!!). Alas, no. But yes, I live in Spain for about 6 years and it was the best experience of my life - learnt Spanish too ...which was a big deal for me! Thanks for your informative video Kristin. All the best!
Please make video on bank accounts I live in Connecticut looking to move to Isle of Wight or Dorset.Also Visas in depth please youre a life saver.I get so much confusing info.
I traveled quite a bit to Europe when I was younger but then in the mid-80's at the age of 36 I had the opportunity after a course to get a work permit for 6 months in England. I lived in London and just drank it up. It changed me completely. I had a few trips back after that but haven't gone since 1992. However, I feel that I am a European at heart and at the age of nearly 73 have lawyers ready to go to court to bring my case for Italian dual citizenship. More than ever I find I am a stranger in the U.S.. I watch the BBC (not BBC America) and focus on Europe more and more. I may never get to live long term in Italy (or elswhere in Europe) but I will die being an official European (fingers crossed). And I will feel I can emotionally detach more from the U.S. if I have to stay here....
Hi Kristin, I agree with you that moving abroad can lead to significant personal growth and change in beliefs and perspectives. I think all students leaving school should be required to experience at least a year abroad before deciding on their future. Would you agree?
Hi @mrright1068, I talked about that in this podcast episode about learning languages www.badassdigitalnomads.com/the-best-way-to-learn-a-foreign-language-fast/ 😊
I am Swedish.. my concern if I move, what if I do not want to go back but I also want to be assured that health care will work for me in the new country, how to be assured it will work, like if you need a serious operation, or you will need care in your home due to disease or other issues, how can you find out what countries really have a health care and welfare system for foreigners working in their country but online with companies in other countries and they really will help you out the day you suddenly need? for me, having this insurance or assurance is a part of also feeling at home, that you are safe there no matter what will happen on your journey. Where to learn about this? the second issue I am concerned of is about transferring your money to a bank in another country, how to find out which bank is best for you as a foreigner , that your own home country's tax agency I snot coming after you if you try to move your savings to a bank in your new country ahead of moving there so to set up your life the way you will feel and know your finances are safe and secured in a way where you are in control over your future and not feel stressed they gonna rob you in the new countries bank systems or your home country gonna sue you or some other nightmare... do you have any videos of this with a step by step plan to make sure healthcare, welfare and your bank and finances will work out for you!?
I totally relate. I left France when I was 21 and came to Georgia USA. I was an au pair with a 1 year contract. I decided to stay longer I met my husband 3 months later We have 3 beautiful children19, 24 and 26 years old. I worked in a resort In Sicily for 7 months when I was 20 years old My reason to come to the State# was to learn English. I was fluent in Italian and French I wanted to be a flight attendant. I never was a flight attendant My husband and I had a tree service Company while married. We divorced 13 years ago after being married for 17. Now my children are older and live on their own I would like to travel again. I sketch and paint people and animals and would like to continue while traveling. I teach French, yoga and kick boxing in a school 3 days a week and my work is scheduled to end at the end of the year. I am thinking about visiting Costa Rica. It would be a good vacation spot for my kids🙂❤
Hi there, thanks for sharing. As many others have mentioned would be useful to get some more info on the bank vs cross border payment transfers like wise. At 10:32 you mention about connect your home country with the wise account. Is the USA your home country for tax based/bank account? how do you maintain a bank account in the USA without living there? I'm assuming they're not asking for proof of address? thanks
Hi Pilo, my permanent address and home base are in the US. Will consider a dedicated banking video. Here is the link to download Wise: bit.ly/travel_wise
If you haven't already, yes please, a video on bank accounts. I found that I cannot have a joint bank account with my wife in Romania (she is a Romanian citizen, I am a US citizen) BUT, if we formed a company (LLC) then we could both be on the account.
From what I have been told by several is that now to renounce your US citizenship, its a battle to do such. Now that the IRS tracks you worldwide they don't want to give up your tax money. Because of that many banks won't touch you if you are a US citizen as they view you as a "lot of work and possible problem". I will have been outside the US for almost 4 years and probably wouldn't go back if I could find a remote job. That has been impossible to find for well over a year.
Great video! I like the idea of a Banking Video. Side question..if it;' rude, just pretend I didn't ask, because I might be an idiot, anyway; do your irises have rings? Or is it freaky lighting. Or AI magic. Looks cool. Cheers.
Love your nature walks of wisdom & advice! But I am curious...I wish you would do a video on solo female travelers. You are one of the few solo female travelers that I follow because your videos are so good, but I've also noticed that there are many videos on YT that give travel advice to wanna be ex-pats and slow travelers who are usually couples. It must be so different to be solo. Did you already make that video & I missed it?!
I knew from the get go that I had to file tax return. I have a friend from Croatia and he told me that he's been living abroad since 1997 and in all this time he's never had to file tax return in Croatia, in spite of living in Austria and Germany for over 25 years.
Most countries do not tax you if you live and have an overseas income. But you may loose out on some things like part or all of the state pension here in the UK. You can also have problems if you have an income in your home country and where you are living; you could end up being taxed twice. The best advice is to look at your countries government website.
Yeah, the US is I think one of two countries in the world that requires its citizens to file taxes even though they don't live or work there . The other one is China. Because you know..... freedom
Opened a HSBC account in Oman in '03. Had one in the UAE from '05 til '10. Since then they are closeing branches all over the world. Closed mine in Canada ('21) they don''t have branches in Ireland, they've closed in Cyprus and in Turkish North Cyprus. Right now I've one HSBC Premier in the UK but don't know how long that will be usable as they've closed branches in Northern Ireland. When I applied for a Kenyan travel visa last year ('22) HSBC UK wouldn't recognize the Kenyan Goverment payment page. So what good are they?
There are thousands of seniors living abroad. The biggest issue is insurance coverage and your current health status. If have serious or chronic ailments then you need to first figure out if you can meet your medical needs in your destination. Becoming an expat at 50 or 60 is common. If you are over 80 though then you need to make a careful decision.
Also, as a US citizen, once you reach full retirement age + your pension is under a certain threshold and you a not earning any additional income, you do not have to file taxes whether in America or abroad.🎉
@TravelingwithKristin, I didn't find any indication (in several minutes of looking) that indicates what duration of access $47 gives me for the Digital Nomad Database. Would you please clarify for me. I appreciate all your informative videos. Thanks for all you do.
Hope you enjoyed this video! Here are all the resources I mentioned: ⬇
* Online Money Transfer Account: bit.ly/travel_wise
* Travel Insurance I use: bit.ly/world_nomads_travel
* Digital Nomad Visa Database bit.ly/DigitalNomadDatabase
* Living Like a Local in France: www.badassdigitalnomads.com/living-like-a-local-in-france-italy-language-lifestyle-cost-of-living-and-more/
* Taxes for Expats: www.badassdigitalnomads.com/category/taxes-and-personal-finance/
* If you're moving overseas in the next 3 months to 3 years and want help from me to plan your relocation, apply for support here: www.TravelingwithKristin.com/relocation
Hi Kristen ive watched a few of your videos am i right that you are 28, if you have been going abroad 20 years that means you were 8 right?
Thx
Bank account video please - that would be fabulous! Thank you!
Noted! Thanks Victoria
Yes please 😊👍
Would be very helpful
Yes, Do this as many will actually still use foreign banks for investment as many pay high interest.
Yes please!
A video on banking for expats, credit card recommendations, etc. would be great.
"Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime." - Mark Twain
I do not think this is true, it really isn't. sounds good though
I am moving to Spain to teach English. I am 52. Most who are doing something like this are like 22. My school said they had one "non-conventional" teaching assistant like me, which made me feel better. I am nervous, as will be the longest period being away from the U.S. and my Spanish is not great. However, I am excited. I dipped my toes by going to Cambodia for six weeks this past spring. I definitely saw a change after that experience, including reverse culture shock coming home. Your videos about adjusting to life abroad including the phases of adjustment are helpful. Thank you for sharing your experiences. Happy travels!
hell yea just go for it !
What do your parents think about your nomadic lifestyle? Will you ever settle down in one place / ever?
Well done to take this chance and this leap!! You are betting on yourself. Good for you! Immersing yourself in a language is one of the best ways to learn it. Have a blast in Spain!
Hi Eric, I am glad to read that you are following your dreams to move to Spain and teach English. Don't worry about what anyone else thinks and enjoy your travels!
Hey Eric, you don't mention what part of Spain you are moving to, but I can tell you honestly as someone who has travelled all over Spain. if you just learn a few words and phrases most people will help, even in the smallest village. it truly is an amazing country, good luck !
yes please make the videos about the bank accounts abroad 🥰 I'm always on the lookout for anything that might be better than what I have. also, you're super cool Kristin 🥰❤ lots of respect to you ❤ xo
Thank you, Annastayzia! ❤
Yes, please discuss banking abroad. Personally I transfer funds using the Schwab Debit Card and use Wise. Will look into, as you recommended here the HSBC debit card. The more ways to transfer funds the better.
You are such an inspiration, Kristin. I’m back in the USA after 3 weeks in Europe and reverse culture shock is a thing even after such a short time.
Thank you so much! 😊 Reverse culture shock can indeed be quite a unique experience. Welcome back to the USA, and I hope your trip to Europe was amazing! 🌍✈️🇺🇸
Yes I think an entire episode on Bank Accounts would be great! I left the US in 2003 and worked there until pre covid while living abroad. Back then I had no idea about transferwise or wise, and that tidbit would have saved a bundle, as I tried and moved to the next cheapest way to move money that didnt take a month. The other losses are bad professional advice regarding tax and compliance. I lost more money on the pros and following instructions then I care to admit. I would be more keen on hearing from others trying to stay compliant but keeping the time and stress to a minimum regarding that place. It is so hard to know all the nuance for each jurisdition, so more about just individual processes. I used to spend an embarrassing amount on accountants In the USA and my new country. Now things are much simpler as I actually change my pattern around not wanting to muck around with the USA and the myriad of issues they made for expats.
Your increasing wisdom over the years is exactly what you point out ...! Only a Surfer or a traveler, knows the feeling.
🙌🏄🏼♀️✈️
Thanks Kristin for sharing your experiences in living abroad as I always learn something from it. I was born and raised in a different culture and immigrated in the US long time ago. I've lived abroad for many years and will continue to explore creative ways to experience the advantages I gained from being in different cultures and countries. After all, there isn't any perfect culture or country. There is pros and cons with each. It is the diversity of experiences make life interesting, help us grow and reflect on our life. I love the fact I don't feel I am stuck in one country when I know I can have choices to live in other countries. I enjoy your sharing very much as it is so genuine and loving.
So true
You're most welcome, Yan. I completely agree with you that every country has its pros and cons. I'm glad you could relate to this video and I'm glad I could help on your journey.
So glad I subscribed to this channel...had no idea that Kristin would share such diverse useful information. I think I need a relocation coach to prepare for travel/relocate to the British Isles. Thanks Kristin.
So glad you are here, Michael! Feel free to contact me at hello at TravelingwithKristin.com
Thank you for this! It's amazing how much easier the money aspect has become - I had no idea it had changed so much. Also appreciate your comments about change and about the ease of meeting ppl. Change is never easy but it's so worthwhile, and you'll never appreciate how deeply programmed you are until you do. I so much enjoy learning from you!
Thank you, Kirk! So happy to hear the videos are helpful for you.
Even though I don't live abroad, it is great to see how different apps like Wise have made money transfers much easier. This is great to know if I were to decide to live abroad. I also like how making friends can be pretty easy too especially now with there being more and more expats. Great video!
Thank you, Scott! Always appreciate your comments and support.
Thanks for your content. As always, it's so practical and relatable, and thanks also for sharing all these links and resources. In this particular video, #7 is my favorite. Living abroad for 6 years certainly helped me evolve so much, and I wouldn't change it for the world. I'll be back in my home country for awhile, but I'm already thinking ahead and looking forward to going abroad again.
You're welcome, Debbie! So glad to be along for your journey 😊 Hope you can travel somewhere new again soon (with your new gear!)
@@TravelingwithKristin thank you! I will finally be arriving at my brother's house next week and will get to see my new backpack! I can't wait! Will definitely let you know what I think of it. :)
I moved to Germany from Boston and have had a totally different life than I would have. I like your videos, thx for making them. -Rod
You're welcome, Rod! Thanks for being part of the journey through my videos! 🌍😊
of course, I look forward to seeing more of your work/passion. @@TravelingwithKristin
Are you filing your US tax returns?
Amazing tips Kristin! Thanks for sharing useful info as always.
You’re welcome 😊
"When you were twenty?" What was that? Three years ago? 😊
I am from Montana. Pretty isolated state back in the day. I began traveling in the military. Before I was 21 I had been to California, Hawaii, the Philippines, Hong Kong, Singapore, Phuket Thailand, Australia, Japan, and Korea, all at least once, most of them twice or more.
My travels changed me completely. When I returned home at 21, I no longer fit in with my old friends.
Taking the plunge and breaking the ice is important to get over the fear. When you do realize you will not die, when you adjust to self reliance and gain confidence, your eyes will open and you may one day end up like Kristin and lose all fear and gain all confidence. Note: the feeling of not fitting in abroad is the same one as when I am home in Montana. Perhaps its just being more conscious of yourself.
I now live in Ecuador with my most excellent girlfriend. She speaks almost no English and my Spanish isnt great, but it doesnt matter.
I get enough of the US on TH-cam and I have no desire to go back. My dreams are abroad.
21 years ago! 😉 I am so glad to hear that you follow your dreams to move abroad, and that you are loving the overseas lifestyle.
Thank you for sharing some of the things that you have learned over the past 20 years. If I had known some of these things years ago, my life would be very different.
You're welcome, Cindy!
Great video, Kristin.
Thank you 🙏
Kristin, you always give us jewels and gems, so thank you!!! Yes, please create a video re: handling finances & banking abroad. Thank you in advance!
Thanks Josette! Will do :)
Kristin great blog and very informative, I know our country is not perfect but it’s great to see you settling down to our wonderful country and culture,, 👊🇬🇧❤️Milan
Thank you, Milan
Hearing more about banking overseas would be wonderful!
Great video! I have lived abroad - US Air Force - and traveled quite a bit, mainly throughout the US - and lived multiple places throughout the US. It really does expand your perspective and you learn how to make new friends wherever you go. All such great info - thank you Kristin ❤
You're welcome, Cindy! It's wonderful to hear about your experiences and how travel has expanded your perspective. Thanks for watching! ❤️
Thank you Kristin. Yes a banking vid would be most helpful. Especially if one is moving permanently and not keeping a US address!
You're welcome, Gillian! Noted on that. Thanks for watching! 😊
Great points, Kristin. These help in becoming more worldly. Thank you!
My pleasure! Glad it’s helpful
Please make a video about health insurance cost, coverage and providers for travelers. Thank you!
I learn English from your videos) I'm a beginner, but I understand almost everything. Thank you for your video's
You are welcome, @russnature! 😊🙌
Yes please make a video on various bank accounts around the World.
Love all your videos
Hey Kristen, sharing your experiences, and accumulated wisdom gleaned from your travels over the years, the time period and geographical diversity, the no nonsense advice and yes the encouragement will hopefully empower others to look beyond the indoctrinated borders that enslave us. your efforts are exemplary, meaningful and surely a source of hope and encouragement for a generation who in reality have been ignored abised * exploited disenfranchised and marginalised, freedom is instinctive, not corporate or partisan, your travels and the sharing of the wisdom that you have amassed really does embody real humanity, Bon chance mon ami .
Thank you so much for the kind words 😊I'm so glad the videos and topics have added value to your life.
I love your videos! could go more in depth on depth of friendships and leaving family behind etc. ?
Thanks Mary; I put some thought to that!
We have wanted to move to Europe for a couple of years, now. Your videos have been extremely helpful and dun to watch. We have two little boys and we are 45 and 50 years old and we work in healthcare. Do you have a video or something to help families make the transition? Thanks!
Thanks for your videos , a great source of Information. Stay safe.
Thank you, Orly!
As I understand, America is the only country on Earth where all American x-pats must file their taxes. My cost to file per year is $1,700, I use a CPA and admit that my taxes are rather complicated. And yes, I do file every year as a Japanese permanent resident.
Eritrea is another country that taxes worldwide income and other countries are moving in that direction. Australia is one
Thank you. You seem like someone who could make friends anywhere.
Thank you 😊
Thank You For This Information 💚💚💚💚🦅🦅🦅🦅
I lived in the Netherlands for 3 years in my mid-20s (a long time ago!) and it definitely altered how I view the world. I would definitely consider doing it again in retirement, but the first step will be taking my husband on his first-ever trip to Europe in a couple of years. Also, USAA bank is very portable and all on-line (my dad was in the USAF, so I'm a legacy).
Thanks Betsy; I love the Netherlands and also have some clients who are also happy with USAA.
If you’re a US citizen, and you’re an ex pat with a resident permit in a different country, find out more information about any US banks you’re going to keep because I had a problem with a US bank were they said, I forgot it either I had to fill out more forms to keep that bank or else they were going to terminate the account and if I didn’t withdraw money every certain amount of time, then they were also going to forgot the term but basically try to close it. This information is a little bit old, but in other words, just find out more information if you’re gonna keep for US banks.
Love this video! You have created a unique and valuable resource with your channel and it is much appreciated! Your mature evaluations and detailed topic analysis is perfect and so valuable. ❤
Thank you so much Wendy; I’m delighted to hear 🥹
Wise is the BEST. PS Kristin - I absolutely love your videos. You give us so many gifts with your ideas, and your videos are nicely produced.
Thank you so much for your kind words, @minacarson! I'm glad you enjoy the videos and find the content valuable.😊💙
There is an issue of keeping a bank account in the U.S. while living abroad without a permanent address in the U.S. For those who are young and decide to move abroad, they can still use their parents' address in order to keep the account open because most banks in the U.S. won't allow someone to keep an account without a permanent address in the U.S. In order to have flexibility, there is a bank fee involved, from what I have read.
Exactly! This has been my problem, I have to rely on friends for the address BUT even a phone number is a problem. I lost 2 credit cards bc they wanted to call or send message to confirm my id 🙄
@@back2seattle Sorry to hear this. I wouldn't have used an address from a friend regardless how close we are. I think using parents' address is most reliable if you are still young; otherwise, you can open an account in a non-American bank that has branches in both the U.S. and the country you reside or want to reside and keep your permanent address overseas. And when you return, you can still do your banking here. I know CitiBank has branches in Germany and you can bank on either end.
SO grateful to you for all you share with us! You are a treasure! God Bless, and thank you SO much, Kristin! Stay safe, and be well!
Thank you Ocho! 🫶
You had me at the first site of those freckles!
I appreciate your comment, @superman1081! 😊 Thank you!
~ Thanks for sharing your perspective. Very insightful 👍
Glad you enjoyed it, James! Thanks for watching 😊
Great video, but I wish there were more details about bank accounts. Wise is raising its fees significantly at the end of September, so a backup account is always a must.
Great information ! Yes, please do make a video about bank accounts ! That would be very helpful !!! Thank you !
I'm glad you found the information helpful! Will keep that topic in mind and stay tuned! 😊🌍
I WOULD LIKE TO KNOW MORE ABOUT BANKING
Awesome video very informative ty
My pleasure Nicole!
Yes, please do a banking based video
Yes, Please do make the video comparing the banking services you mentioned !
Noted, David! Thanks for watching 😊
Thank you for another great video. Could you do a segment on banking for expats and whether or not the money is insured (like by the FDIC in the USA) Is the Wise account you use insured?
Bank acc't video... much needed! Thanks
You got it!
Bank accounts yes would be interesting. Great video
Thank you
Hello! I appreciate your work and your videos! Yes, please, make a video for banking options internationally with the guidance possibly, how to set up those accounts and use them while you are staying outside your country. You also mentioned that you don't even have your banking accounts in US anymore, so how can you transfer money via Wise, if you don't have an American bank account? I wish I could understand it better. Thank you in advance!
Hi Kristin,
Thanks for your videos--and we'd love to watch a video on Banks! (and travel credit cards). Have a nice day
Thanks, @cbstrat! Noted on that 😊
happy September😊
You too!
Yes, please offer a video about banking
Excellent video. So true.
Thanks for watching, Julia!
Your videos are wonderful and very informative, thank you.
Glad you think so, @dbmdsv! 😊
Another informative and inspirational video, thanks kristin.
Glad you enjoyed it! You're welcome Jan 🙌😊
I’m single , no kids, and almost done with nursing school , savings & ready to move! Going to use the contact info very soon❤
That's fantastic to hear Shay33! Exciting times ahead for you. Wishing you all the best in your nursing career and your upcoming adventures! 🌟🌍
Love your content- so helpful! But a bit confused Re: your rec for HSBC. In prep to move to UK this fall I opened an HSBC acct (at home) knowing I could, once in UK, more easily open a UK HCBC acct. However 2 things happened: 1. HSBC was bought out by/merged w/(?) Citizens(?) which has No UK presence; and 2. UK has reportedly made it much harder for non-citizens to open UK bank accounts. I admit I’m not up to date on my info but wondering if you can clarify/shed light on this or set me right? Thank you!
Kristin, you are such an inspiration. I wish I had moved abroad sooner, only moved to Scotland earlier this year and it’s life changing for sure. ❤
Thank you for your kind words, Zato! It's never too late to embark on new adventures, and I'm so glad to hear that your move to Scotland has been life-changing. Keep embracing those experiences! 🌍❤️
Yes, please, do a video on various banks around the world that are "internationally minded".
This is noted, @jomerriam! 😊
It would be great it you want to do a video discussing bank accounts that are friendly to full-time travelers.
will take note of that, @hsager47!
happy September. I wish I could go and live abroad someday!
Happy September to you too! Living abroad can be a wonderful experience if you ever decide to pursue it. 🌍✈️
Always enjoy your informative videos Kristin
Glad to know you enjoyed my video and found them informative, @Badger! 😊
Interesting vid, some more info about "Wise" would be good, like "Can you have only a Wise account without a secondary account" or can you just have one EU account and live randomly traveling in the EU, assuming you are an EU Citizen? Just wondering out loud. Mike.
hear u girl, thanks for sharing👍
You got it, Cara 😊
Very informative and helpful video! I would love a video with banking choices for long term travel. Thank you and best wishes! 💛💛💚💚
Glad to know you found it informative, @debjanibhattacharya! Thanks for watching 😊🙌
Bank account video please!
Just a note about the 2nd citizenship thing. Yes, many countries do allow it, including the UK, but some exceptions that I am aware of, include Spain (unless you are from a former Spanish colony) and the USA, of course!
It kind of sucks for me being British as I used to live in Spain and due to the upheaval of Brexit, I really wanted to get a more secure footing in Spain after my 'Freedom of Movement' was ended (thanks Brexit!!). Alas, no.
But yes, I live in Spain for about 6 years and it was the best experience of my life - learnt Spanish too ...which was a big deal for me!
Thanks for your informative video Kristin. All the best!
The US allows for other citizenships. I’m about to become a dual US/UK citizen.
Great video!
Thanks!😊
Please make video on bank accounts I live in Connecticut looking to move to Isle of Wight or Dorset.Also Visas in depth please youre a life saver.I get so much confusing info.
Yay to expanding our thoughts and beliefs!
Yay! Thanks Kirsten 🙌😊
Which SouthEast Asian country do you find easiest for long term residency? Nice video,too.
I traveled quite a bit to Europe when I was younger but then in the mid-80's at the age of 36 I had the opportunity after a course to get a work permit for 6 months in England. I lived in London and just drank it up. It changed me completely. I had a few trips back after that but haven't gone since 1992. However, I feel that I am a European at heart and at the age of nearly 73 have lawyers ready to go to court to bring my case for Italian dual citizenship. More than ever I find I am a stranger in the U.S.. I watch the BBC (not BBC America) and focus on Europe more and more. I may never get to live long term in Italy (or elswhere in Europe) but I will die being an official European (fingers crossed). And I will feel I can emotionally detach more from the U.S. if I have to stay here....
Hi Kristin, I agree with you that moving abroad can lead to significant personal growth and change in beliefs and perspectives. I think all students leaving school should be required to experience at least a year abroad before deciding on their future. Would you agree?
Yes that would be ideal!
You need to come over to Rivington, near Bolton. It’s beautiful. My channel is very Rivington centric….. that’s just cos I’m lazy.
Thanks for your suggestions, @primalengland! 😊
Great advice. Do you find it easy to learn new languages? Sometimes I think they only way for me to learn is by immersion where I dont have a choice.
Hi @mrright1068, I talked about that in this podcast episode about learning languages www.badassdigitalnomads.com/the-best-way-to-learn-a-foreign-language-fast/ 😊
I am Swedish.. my concern if I move, what if I do not want to go back but I also want to be assured that health care will work for me in the new country, how to be assured it will work, like if you need a serious operation, or you will need care in your home due to disease or other issues, how can you find out what countries really have a health care and welfare system for foreigners working in their country but online with companies in other countries and they really will help you out the day you suddenly need? for me, having this insurance or assurance is a part of also feeling at home, that you are safe there no matter what will happen on your journey. Where to learn about this?
the second issue I am concerned of is about transferring your money to a bank in another country, how to find out which bank is best for you as a foreigner , that your own home country's tax agency I snot coming after you if you try to move your savings to a bank in your new country ahead of moving there so to set up your life the way you will feel and know your finances are safe and secured in a way where you are in control over your future and not feel stressed they gonna rob you in the new countries bank systems or your home country gonna sue you or some other nightmare...
do you have any videos of this with a step by step plan to make sure healthcare, welfare and your bank and finances will work out for you!?
I totally relate. I left France when I was 21 and came to Georgia USA. I was an au pair with a 1 year contract. I decided to stay longer I met my husband 3 months later We have 3 beautiful children19, 24 and 26 years old. I worked in a resort In Sicily for 7 months when I was 20 years old My reason to come to the State# was to learn English. I was fluent in Italian and French I wanted to be a flight attendant. I never was a flight attendant My husband and I had a tree service Company while married. We divorced 13 years ago after being married for 17. Now my children are older and live on their own I would like to travel again. I sketch and paint people and animals and would like to continue while traveling. I teach French, yoga and kick boxing in a school 3 days a week and my work is scheduled to end at the end of the year. I am thinking about visiting Costa Rica. It would be a good vacation spot for my kids🙂❤
Would love a video dedicated to bank accounts. Love your videos.
Noted! Thanks Jacob 😊
Wise sounds awesome
It is! Check it out yourself, Ron bit.ly/travel_wise
Oh yes! I lived abroad for a straight 16 years. The reverse culture shock of coming back to the US was absolutely brutal for me.
Hi there, thanks for sharing. As many others have mentioned would be useful to get some more info on the bank vs cross border payment transfers like wise. At 10:32 you mention about connect your home country with the wise account. Is the USA your home country for tax based/bank account? how do you maintain a bank account in the USA without living there? I'm assuming they're not asking for proof of address? thanks
Hi Pilo, my permanent address and home base are in the US. Will consider a dedicated banking video. Here is the link to download Wise: bit.ly/travel_wise
If you haven't already, yes please, a video on bank accounts. I found that I cannot have a joint bank account with my wife in Romania (she is a Romanian citizen, I am a US citizen) BUT, if we formed a company (LLC) then we could both be on the account.
What would you suggest to make a living while travelling around ?
Hi @p.a.ch.3861, you can check out my video here about passive income th-cam.com/video/OObc7RhweKM/w-d-xo.html
From what I have been told by several is that now to renounce your US citizenship, its a battle to do such. Now that the IRS tracks you worldwide they don't want to give up your tax money. Because of that many banks won't touch you if you are a US citizen as they view you as a "lot of work and possible problem". I will have been outside the US for almost 4 years and probably wouldn't go back if I could find a remote job. That has been impossible to find for well over a year.
Great video! I like the idea of a Banking Video.
Side question..if it;' rude, just pretend I didn't ask, because I might be an idiot, anyway; do your irises have rings? Or is it freaky lighting. Or AI magic. Looks cool.
Cheers.
Love your nature walks of wisdom & advice! But I am curious...I wish you would do a video on solo female travelers. You are one of the few solo female travelers that I follow because your videos are so good, but I've also noticed that there are many videos on YT that give travel advice to wanna be ex-pats and slow travelers who are usually couples. It must be so different to be solo. Did you already make that video & I missed it?!
A bank account video would be great, thanks
Noted, @tonyg! 😊
I knew from the get go that I had to file tax return. I have a friend from Croatia and he told me that he's been living abroad since 1997 and in all this time he's never had to file tax return in Croatia, in spite of living in Austria and Germany for over 25 years.
Most countries do not tax you if you live and have an overseas income. But you may loose out on some things like part or all of the state pension here in the UK. You can also have problems if you have an income in your home country and where you are living; you could end up being taxed twice.
The best advice is to look at your countries government website.
Yeah, the US is I think one of two countries in the world that requires its citizens to file taxes even though they don't live or work there .
The other one is China.
Because you know..... freedom
Opened a HSBC account in Oman in '03. Had one in the UAE from '05 til '10. Since then they are closeing branches all over the world. Closed mine in Canada ('21) they don''t have branches in Ireland, they've closed in Cyprus and in Turkish North Cyprus. Right now I've one HSBC Premier in the UK but don't know how long that will be usable as they've closed branches in Northern Ireland. When I applied for a Kenyan travel visa last year ('22) HSBC UK wouldn't recognize the Kenyan Goverment payment page. So what good are they?
Great video.
I'm wondering how hard it would be to be a single senior living abroard.
There are thousands of seniors living abroad. The biggest issue is insurance coverage and your current health status. If have serious or chronic ailments then you need to first figure out if you can meet your medical needs in your destination. Becoming an expat at 50 or 60 is common. If you are over 80 though then you need to make a careful decision.
I’m 62, single and moving to France early next year! There are quite a few of us out there!
Bank account video please .. thanks
Excellent channel Bab 🙂
Have you visited Brum and the Midlands yet?
(God Bless)
🇺🇲🇬🇧🇺🇲🇬🇧 👍👍👍❤️
Also, as a US citizen, once you reach full retirement age + your pension is under a certain threshold and you a not earning any additional income, you do not have to file taxes whether in America or abroad.🎉
That's good to know! Thanks for sharing this helpful tip. 🎉🌍
Will USA computers television work in UK with adapter.I heard tvs are different???Thanks
Computers will work everywhere but why would you want to bring a TV?
@TravelingwithKristin, I didn't find any indication (in several minutes of looking) that indicates what duration of access $47 gives me for the Digital Nomad Database. Would you please clarify for me. I appreciate all your informative videos. Thanks for all you do.
Hi Franklyford, you can access it as frequent as you need.