Mere pass axis, indian bank,idfc 3 card hai 360000 limit ka mera CIBIL 800+ hai but ye sab karne ke liye 12000 loss kiya tab hua 30 lac ka home loan milgya🎉 mujhe
my cibil was 795 i was about to hit 800 fir ye jabardasti yes bank walo ne ltf card bol kar pela maine bhi apply kar diya aur delivery k time delivery nahi kar sakte bolke reject kar diye and it effected my cibil -20 points ab mai 775 p hu
Mera cibil 750 hai. Or maine personal loan k liye apply Kiya lekin fir bhi loan reject ho gya kyuki app score sahi nahi tha or jb maine poocha ki ye app score kya hota hai, kaise decide hota hai to unhe bhi nahi pta. Maine Aajtk ek bhi emi miss nahi ki.
Hello sir, main 8 mahine se IDFC wow card use kar raha hu, mera pas ak hi card hai 11 Jan 2024 ko liya tha 100% on time payment hai, No credit inquiry in 8 Months, Around 10% to 15% utilisation in every month fir bhi Credit Score Kam ho ja raha hai CIBIL main 782 se 760 ho gaya hai sirf 2 mahine main, lakin experian main score barke 803 ho gaya hai, please help me sir 😢😢
Mera 1/2 point karke last 3 month down hote ja rahe hai, but I always pay my bill time to time. 1 home loan, 2 credit card... Now CIBIL 775 😢 Please suggest me something!!!
Mere pass 8 credit card, 5 Gold loan, 1 car loan, 8 personal loan he aur mene pichhle 9 mahine se sirf car loan k alawa kisi me bhi payment nhi kiya 5 accounts me cibil me default dikh rha he or me sabhi payments abhi 3 ya 4 mahine baad hi pay kar paunga Kripya mujhe koi suggestion de
Agar bank ki galti se kisi coustomer ka civil kharab huwa hai to kya us Bank ke pure staff ka salary band nahi hona chahiye, kyuki galti to galti hai chahe coustomer ka ho ya phir Bank ke staff ka.
Sir mene abhi tak 5 loan liye or 1 grunted loan the.use bande ne time se kisst jama nahi karta tha Wo loan too close ho gaya but mere cibil abhi bhi down hai 😮😮
Sir aapke video se ham bank ke bare me bahut kuchh sikhe hai. Ek video smfg karke koi private Ltd company hai oo loan de rahi uspe ek video banaiye sir
Bhai... Ek Video.... Good Score application par bhi banao.... Kya yeh application sahi hai.... Kuch log bolte hai... Agar iska subscription liya or baad main subscription band kardiya... to... CIBIL Score Kharab... Kar dete hai... Good score waale...kya yeh sahi hai yaa jhut?
bhai aesa kuch possible nhi hai kisi bhi app se unless app ne credit me kuch kiya jo, and subscription aesi apps ka worth it nhi hai, mai abhi paizaabazar, onescore, wishfin app use kr rha cibil score check ktne ke liye to har mahine update hota hai free me and jb in apps pr account banaoge usi date pr update hoga to 1st ko ek app pr bana liya and 15th ko ek app pr bana liya account to usi date pr update hota rhega
@@harshraisaxena6724 ok Bhai... Lekin baat good score ki ho rahi hai.... application acchi hai.... Lekin kuch log... complent kar rahe hai... isliye pucha
bhai credit score sirf, jyada credit/loan enquiries, emi or credit card bill late pay and high utilisation bs yehi 3 main reasons hai jiski vjh se negative affect krta to tension mt lo good score app use krna hai to kro koi dikkat nhi and mai yehi recommend krunga ki paizaabazar, onescore, wishfin app use kro specially paizaabazar uspe sb bureaus aa jate and credit score acha krne ke liye subscription ki zarurat nhi, chatgpt ya uske alternative se puchke samajh lo
CIBIL dropped by 3 points, sab kuch to thik se maintain kiya hai, no delay payment, credit utilisation below 10%, still CIBIL score drop ho gaya, WHY????
This CIBIL system is a faulty one. It doesn't give a true picture of the borrower. Even a genuine loan seeker could be made to look like a fraud person by this system.
I had an education loan. I pre closed the loan at once within 2 years of graduation. For the month of September 2022, the bank reported loan default (bank's fault). Is it possible to reverse this negative report now considering the fact it is kind of 2 years old?
CRIF Highmark me mera score 678 hai lekin maine ek business loan ke lye apply kiya but usme score 509 aa raha hai, bank ne bola ki ek FD par OD limit karwa lijiye to score update ho jayega 70 days ho gaye but abhi tak score update nahi hua! can you please help me out?
Sir Mera CIBIL score 810 tha but ICICI Bank ke credit card me fraud hua or uska bill Bank ne report krke mera CIBIL score 714 kr diya , 2 months me kindly advice kya kre .abhi Cyber crime me under process h
हेलो सर जी मेरे पास दो Axis Bank के दो क्रेडिट कार्ड है एक बार मेंने रुपे कार्ड का 76 यूज कर लिया था तो सिविल पे बहुत असर पड़ा था अब एक बात पूछनी है आपसे मेरे दोनों कार्ड की लिमिट मर्ज है तो में अलग अलग 30% से 40% दोनो का यूज कर सकता हूं क्या क्यों कि बाद में मुझे 25 से 30 लाख का लोन भी लेना है
Please Reply 🙏 Sir, mai time to time mera loan amount pay Kiya hai, lekin mera loan account mai ek overdue dikha raha hai! Bank mai contact kiya to bank ne bola mera koi overdue nehi! Ab mai new loan ke liye apply kiya to bank ne bataya mera ek overdue hai! Isliye mera Cibil score low hogaya hai! Mai Credit score kise increase kare?
Agar sir kisi k loan pe as a gurenty sign kiye ho.. to kya usko wapis le skte he .. ??agr he to Kya procedure h batiyee koi solution... Kyuk mera CIBIL khrab ho rha h kisi ki vajah se .....👍👍 se ...😢
Sir Mujhe jantha ki mera emi payment cut gya tha lekin kuch din baad unke taraf se payment return agy to us mai kya effect hoga mere cibil report par??
Bhai log Maine Na hi koi credit cards apply Kiya , Na hi credit limit ko bhut jyada use Kiya ( only 15% se bhi km use Kiya) , aur payment jis din bill generate hua usi din Maine Kiya to bhi mera cibil 8 points score down ho gya KYU ??? PLZZ REPLY 🙏
Sir meri emi advansed kat rhi account se lekin CIBIL me 29 lika aarha h Sir card clause hone bad bhi card activate shoes ho rha cibil Experienc ko ripot kerne ke bad bhi kuch bhi ho rha
I have signed as a guarantor for the to one of my family member & they have not paid loan amount since 5 yrs & now it has affected me. Once I reached to them they are saying as will do one time settlement. Will this settlement affect to my cibil also sir..?? And also could you plzz suggest me to how to improve my cilib after they pay the loan amount.
Bhai maine apne dost ke loan me as a guarantor Aadhar card lga diya tha..uske bank me ja kr...Ab Uska 2 lac ka loan mere cibil me dikha rha hai..Jabki maine to loan liya hi nahi tha...loan ki kisht bhi dost ke account se hi kat rhi hai...usne 2 kist nahi bhari..iske wajah se mera cibil kyu kharab ho gya...835 tha mera cibil Abhi 710 bacha. Ab main kya kr sakta hu...bataye...aur bhi neeche hota ja rha hai..
Sir Hard enquiry cibil me jada ho jane ke Karan cibil drop ho gya vo kab tak recover hoga or 2 miss payment ho gyi thi credit card pe eska kuch solution bta do
Bhai bank nai Ager Galt report kia ho aur 3 rupees delayed payment mai dala ho 34 days k lia tab kya Krna hoga cibil down ho gya 60 points apni koi galti nahi ussme 3 sal se sare payment on time kia hai
Mera ek account tha Kotak Mahindra Bank mein Maine us account main minimum balance maintain nahin kiya aur jab main account close karne Gaya to bank wale mujhse penalty mang rahe the 10000 Maine vah nahin Di aur koshish Karta Raha account close karne ki 1 sal bad Maine vah account Bina penalty diye close kara diya kya usse civil down hota hai
I've applied for Bajaj Loan & got Approval of 5 Lac with ROI 16-17% for Upto 3 Years but not disbursed, Shud i go for it or not? Urgent rply Plz, My File is on Hold.
@ask Hello sir mujhko ek baat yeh bataye jaise next update me apka cibil score kam hua to yeh kaise pata chalta hia ki kis wajah se kam hua hia jabki apne us beech me kahi koi loan ke liye apply nahi kiya aur na hi koi emi bounce hia to pata kaise chalega ki kis wajah se score kam hua ?
Bhai video ke last mein aapne bola kisi ki guarantee mat dalo par main 5 years pehle sister ke Home loan ki guarantee daal Chuka hu.unki 3 kishat toot chuki hai woh mere cibil mein show kar rahi hai jab ki meri aaj tak koi kishat nahi tooti. Unke karan mera cibil kharab ho raha hai. Koi hal bata do. Kaise usko theek Karo ya unke loan mein se apna naam kaise hatau.
अगर हमने जब कभी भी लोन लिया ही नहीं है अगर सिविल स्कोर में चार तरह के दो लोन और दो क्रेडिट कार्ड शो कर रहा है तो हम सिबिल स्कोर उसको कैसे हटाए , यह तो बहुत से लोगों की समस्या है , कृपया बताएं इस पर एक अलग से वीडियो बनाएं। धन्यवाद
Mere pass axis, indian bank,idfc 3 card hai 360000 limit ka mera CIBIL 800+ hai but ye sab karne ke liye 12000 loss kiya tab hua 30 lac ka home loan milgya🎉 mujhe
Ankit sar ka samjhane ka style lajawab hai❤
my cibil was 795 i was about to hit 800 fir ye jabardasti yes bank walo ne ltf card bol kar pela maine bhi apply kar diya aur delivery k time delivery nahi kar sakte bolke reject kar diye and it effected my cibil -20 points ab mai 775 p hu
I am 20, and got axis credit card with 1.5 lack limit.🤯 before i have kotak with 15k limit
Axis me ac h bhai
Kya kiya aisa bhai jara hame bhi batao 😮
@@Sameer-Redzone nope
Mera cibil 750 hai. Or maine personal loan k liye apply Kiya lekin fir bhi loan reject ho gya kyuki app score sahi nahi tha or jb maine poocha ki ye app score kya hota hai, kaise decide hota hai to unhe bhi nahi pta. Maine Aajtk ek bhi emi miss nahi ki.
Yeh app score kya hai bhai
Bhai jaha se aap ne loan liya hai unhone ne aap ka cibil report update he nahe kiya hoga
Wonderful 👍 very well explained.
Hello sir, main 8 mahine se IDFC wow card use kar raha hu, mera pas ak hi card hai 11 Jan 2024 ko liya tha 100% on time payment hai, No credit inquiry in 8 Months, Around 10% to 15% utilisation in every month fir bhi Credit Score Kam ho ja raha hai CIBIL main 782 se 760 ho gaya hai sirf 2 mahine main, lakin experian main score barke 803 ho gaya hai, please help me sir 😢😢
jabardast explain, aapka samjhane ka tarika ekdam sahi hai
Simple and easy to understanding
Sir Trans/union CBIL me safely apna khud ka cibil score kaise check kare jisase ki cibil kam na ho iska 1 details video banawo please.
Very informative and knowledgeable video Sir ...thank you 😊
Aapka all video bohut achha lagta hain..👌🤗
Thanks Bro Nice and important information keep it Up Akshay Bro
Good knowledge
Sir ji
Thanks sir....phli baar best video dhekhi h
Hamare itihaas ka sabse badhiya information video hai🎉😅❤
Very good approach 👍
Sir mai bhi lon Lena chahia hu pahle Kabhi Nahi Liya hu bahut badiya jankari dene ke lia thanku
Sir bohat achhi video hai bohat kuch seekhne ko mila hai aaj hame
Thanks bhaiya your information is very helpful for me
Thanks a lots
Good information 👍
Very very best knowledge ❤💯
Thanks Sir really helpful Info
Tq so much ❤
Very informative detailed video. 👍
Thanks sir Good and true knowledge
I hope you have these types of videos❤
Settelment ke baad cibil score sahi hoga ya nahi. Cibil score kaise sagi kare settelment ke baad
Mera 1/2 point karke last 3 month down hote ja rahe hai, but I always pay my bill time to time.
1 home loan, 2 credit card... Now CIBIL 775 😢
Please suggest me something!!!
what is the best website and trustworthy which will reflect the real cibil score and it can be trusted ?
Poonawala Fincorp
Great explanation sir
Good information video 👍 sir jee plz request for best CIBIL score application video
Mere pass 8 credit card, 5 Gold loan, 1 car loan, 8 personal loan he aur mene pichhle 9 mahine se sirf car loan k alawa kisi me bhi payment nhi kiya
5 accounts me cibil me default dikh rha he
or me sabhi payments abhi 3 ya 4 mahine baad hi pay kar paunga
Kripya mujhe koi suggestion de
How to improve cibil score who doesn't have credit card or any EMI operations?
Great knowledge ❤❤❤sir gud work
Agar bank ki galti se kisi coustomer ka civil kharab huwa hai to kya us Bank ke pure staff ka salary band nahi hona chahiye, kyuki galti to galti hai chahe coustomer ka ho ya phir Bank ke staff ka.
Sir mene abhi tak 5 loan liye or 1 grunted loan the.use bande ne time se kisst jama nahi karta tha
Wo loan too close ho gaya but mere cibil abhi bhi down hai 😮😮
Main video start 15.30
मैं अपना cibil score
Soft check वाला
कैसे check कर सकता हूँ
बिना cibil गिराए
My cibil score is 767
Is this good score? Can I get a education loan for around 6 lakhs rupees
Yes
Sir aapke video se ham bank ke bare me bahut kuchh sikhe hai.
Ek video smfg karke koi private Ltd company hai oo loan de rahi uspe ek video banaiye sir
Bhai... Ek Video.... Good Score application par bhi banao.... Kya yeh application sahi hai.... Kuch log bolte hai... Agar iska subscription liya or baad main subscription band kardiya... to... CIBIL Score Kharab... Kar dete hai... Good score waale...kya yeh sahi hai yaa jhut?
bhai aesa kuch possible nhi hai kisi bhi app se unless app ne credit me kuch kiya jo, and subscription aesi apps ka worth it nhi hai, mai abhi paizaabazar, onescore, wishfin app use kr rha cibil score check ktne ke liye to har mahine update hota hai free me and jb in apps pr account banaoge usi date pr update hoga to 1st ko ek app pr bana liya and 15th ko ek app pr bana liya account to usi date pr update hota rhega
@@harshraisaxena6724 ok Bhai... Lekin baat good score ki ho rahi hai.... application acchi hai.... Lekin kuch log... complent kar rahe hai... isliye pucha
Jhut he bhai 😂😂
bhai credit score sirf, jyada credit/loan enquiries, emi or credit card bill late pay and high utilisation bs yehi 3 main reasons hai jiski vjh se negative affect krta to tension mt lo good score app use krna hai to kro koi dikkat nhi and mai yehi recommend krunga ki paizaabazar, onescore, wishfin app use kro specially paizaabazar uspe sb bureaus aa jate and credit score acha krne ke liye subscription ki zarurat nhi, chatgpt ya uske alternative se puchke samajh lo
Good score ek number ka faraji Vada hai Bhai mt Lena subscription mene liya tha kuch nhi hai aapko Keval suggestion dekhe ki yah loan bhar do
Godd explanation ❤❤😊😊🎉🎉
Bahut achha smjhaya aapne
brother make a updated video on best current account as bank employees stating some changes have occured which made me more confusion
Mera score 797 hai 800+ kese hoga credit utilisation 25% hai credit age 6yr+ 2 credit card no personal or auto or home loan
baiya ji kya savings accoung ka transaction hota hai wo bhi civil ko data jata hai plz reply me
CIBIL dropped by 3 points, sab kuch to thik se maintain kiya hai, no delay payment, credit utilisation below 10%, still CIBIL score drop ho gaya, WHY????
check karo koi enquiry toh nahi hai na
@@ndroidLover Ha ek enquiry hai ICICI Bank ka, Amazon pay ICICI credit card apply kiya, approve bhi ho gaya,
Iske wajah se hua hai kya???
@@samimbiswas23 maybe
@@ndroidLover ok thanks bro
cibil kitna hai bro
Excellent explanation
This CIBIL system is a faulty one. It doesn't give a true picture of the borrower. Even a genuine loan seeker could be made to look like a fraud person by this system.
Yes it's absolutely a worst system.
I had an education loan. I pre closed the loan at once within 2 years of graduation. For the month of September 2022, the bank reported loan default (bank's fault). Is it possible to reverse this negative report now considering the fact it is kind of 2 years old?
Mera CIBIL 634 hai m pocket se loan liya isase cibil improve hoga
Now my cibil score 775,but two loan are settlement 7 years ago.now can i elegible for new loan ?pl answare me
CRIF Highmark me mera score 678 hai lekin maine ek business loan ke lye apply kiya but usme score 509 aa raha hai, bank ne bola ki ek FD par OD limit karwa lijiye to score update ho jayega 70 days ho gaye but abhi tak score update nahi hua! can you please help me out?
Thank you for this video sir
Sir Mera CIBIL score 810 tha but ICICI Bank ke credit card me fraud hua or uska bill Bank ne report krke mera CIBIL score 714 kr diya , 2 months me kindly advice kya kre .abhi Cyber crime me under process h
Sir Snapmint application bare may video banaye Jo Easy EMI provide kar ti hai .❤❤❤❤
हेलो सर जी
मेरे पास दो Axis Bank के दो क्रेडिट कार्ड है एक बार मेंने रुपे कार्ड का 76 यूज कर लिया था तो सिविल पे बहुत असर पड़ा था
अब एक बात पूछनी है आपसे मेरे दोनों कार्ड की लिमिट मर्ज है तो में अलग अलग 30% से 40% दोनो का यूज कर सकता हूं क्या क्यों कि बाद में मुझे 25 से 30 लाख का लोन भी लेना है
Please Reply 🙏
Sir, mai time to time mera loan amount pay Kiya hai, lekin mera loan account mai ek overdue dikha raha hai! Bank mai contact kiya to bank ne bola mera koi overdue nehi!
Ab mai new loan ke liye apply kiya to bank ne bataya mera ek overdue hai! Isliye mera Cibil score low hogaya hai! Mai Credit score kise increase kare?
Thank you
Awesome value given
youtube.com/@cibildadoctor?si=3-SelgA4r4uqEbk_
Agar sir kisi k loan pe as a gurenty sign kiye ho.. to kya usko wapis le skte he .. ??agr he to Kya procedure h batiyee koi solution... Kyuk mera CIBIL khrab ho rha h kisi ki vajah se .....👍👍 se ...😢
Sir
Mujhe jantha ki mera emi payment cut gya tha lekin kuch din baad unke taraf se payment return agy to us mai kya effect hoga mere cibil report par??
मैने कभी आज तक loan EMI को मिस नहीं होने दिया फिर भी मेरा सिविल खराब show कर रहा है । ऐसा क्यों???
Same problem facing
Bhai log Maine Na hi koi credit cards apply Kiya , Na hi credit limit ko bhut jyada use Kiya ( only 15% se bhi km use Kiya) , aur payment jis din bill generate hua usi din Maine Kiya to bhi mera cibil 8 points score down ho gya KYU ??? PLZZ REPLY 🙏
Abhi aapka cibil score kitna hai?
Very well explained
Thank you sir for the pure and authentic information
Sir meri emi advansed kat rhi account se lekin CIBIL me 29 lika aarha h
Sir card clause hone bad bhi card activate shoes ho rha cibil Experienc ko ripot kerne ke bad bhi kuch bhi ho rha
Pre approved loan bilkul sahi aata h,, ICICI se offer 2 baar offer aaya dono baar hme mila
Sir Mai Student Hu Mera CIBIL Score 764 Hai TransUnion CIBIL Ka Paytm Se Offer Aaya Hai Credit Card Ka HDFC Or SBI RBL Apply Karu Ya Nhi Age 18 Hai
Mt kro fake hota hai o
Paytm pe SB Kuch fake HOTA hai never apply
Agar sir person loan samay se pehle advance payment kar ke close karva de to koi cibil score kharab ho sakta hai kya?.
I have signed as a guarantor for the to one of my family member & they have not paid loan amount since 5 yrs & now it has affected me. Once I reached to them they are saying as will do one time settlement. Will this settlement affect to my cibil also sir..??
And also could you plzz suggest me to how to improve my cilib after they pay the loan amount.
Sir Mera cibil score 18 Hai , Kya ishe thik kiya jasaktahai
Sir Flipkart pay later band ho gaya hai oske upar ek video banao naa
Nice video sir 💯❤
Sir please minor account video banaya sar please sir
Bhai maine apne dost ke loan me as a guarantor Aadhar card lga diya tha..uske bank me ja kr...Ab Uska 2 lac ka loan mere cibil me dikha rha hai..Jabki maine to loan liya hi nahi tha...loan ki kisht bhi dost ke account se hi kat rhi hai...usne 2 kist nahi bhari..iske wajah se mera cibil kyu kharab ho gya...835 tha mera cibil Abhi 710 bacha. Ab main kya kr sakta hu...bataye...aur bhi neeche hota ja rha hai..
Sir Hard enquiry cibil me jada ho jane ke Karan cibil drop ho gya vo kab tak recover hoga or 2 miss payment ho gyi thi credit card pe eska kuch solution bta do
Kya pre approved credit card lane pe bhe hard pull hota hai kya cibil se?
Sir, Does foreclosure affect my credit score?
Sir mera bajaj emi card kahi bhi use nahi ho pa raha hai abhi jaldi hi liya hu 20 days hua hai
Bhai bank nai Ager Galt report kia ho aur 3 rupees delayed payment mai dala ho 34 days k lia tab kya Krna hoga cibil down ho gya 60 points apni koi galti nahi ussme 3 sal se sare payment on time kia hai
Thanks thanks knowledge
Mera ek account tha Kotak Mahindra Bank mein Maine us account main minimum balance maintain nahin kiya aur jab main account close karne Gaya to bank wale mujhse penalty mang rahe the 10000 Maine vah nahin Di aur koshish Karta Raha account close karne ki 1 sal bad Maine vah account Bina penalty diye close kara diya kya usse civil down hota hai
Sir ji very very thanks mujhe 4000 ka loan Mila
I've applied for Bajaj Loan & got Approval of 5 Lac with ROI 16-17% for Upto 3 Years but not disbursed, Shud i go for it or not? Urgent rply Plz, My File is on Hold.
It's upto you
@@chandru2kc Ye Kya rply hua.🤣🤣
Thanks sir help ful video
@ask
Hello sir mujhko ek baat yeh bataye jaise next update me apka cibil score kam hua to yeh kaise pata chalta hia ki kis wajah se kam hua hia jabki apne us beech me kahi koi loan ke liye apply nahi kiya aur na hi koi emi bounce hia to pata kaise chalega ki kis wajah se score kam hua ?
Same question bro
Mera bhi iss month -11 ho gaya😢
Bhai video ke last mein aapne bola kisi ki guarantee mat dalo par main 5 years pehle sister ke Home loan ki guarantee daal Chuka hu.unki 3 kishat toot chuki hai woh mere cibil mein show kar rahi hai jab ki meri aaj tak koi kishat nahi tooti. Unke karan mera cibil kharab ho raha hai. Koi hal bata do. Kaise usko theek Karo ya unke loan mein se apna naam kaise hatau.
Bhai sahab Mera 849 sibil score Hai To Mujhe loan Kyon Nahin mil raha hai
Sir ak video instamoney ke uper banao 🥺
Bhai cooperative Bank per ek video banana fixture deposit pay interest kitna milta ha plz
अगर हमने जब कभी भी लोन लिया ही नहीं है अगर सिविल स्कोर में चार तरह के दो लोन और दो क्रेडिट कार्ड शो कर रहा है तो हम सिबिल स्कोर उसको कैसे हटाए , यह तो बहुत से लोगों की समस्या है , कृपया बताएं इस पर एक अलग से वीडियो बनाएं। धन्यवाद
Jitne bade log hote hi unhe utani aasani se loan milta hi Bharat me
Nice video sir 👍
Mera Bajaj card band kar diya gaya hai
Emi bounce ki wajah se
To kya dobara mujhe Bajaj card mil sakta hai ???
8:40 sir score meter kuch gadbad to nahi hai 🤔
Meta to Ek month k andar -11 ho gaya jabki ek bhi payment late nahi hui aaj tak.
Hdfc bank Equifax ka credit score consider krta hai . Mujhe pre approved credit card Mila tha ..usme show Kiya
Good knowledge
Sir agr kisi ne settlement krvai ho or usne cibil score tik Krna in future usko loan mil skta h ya nhi sir