I have a PNB platinum card. While getting the card it was a troublesome, video kyc was hard, even on mail they asked for form 16, it return and then my card was approved without any PNB savings account. The experience is good until recent when I tried to close my some EMIs on the card, in PNB it is not possible through their official application or phonecall, rather you have to send a mail to them for it. I sent mail, it took around 6-7 days for the foreclosure. Bill got generated inbetween. Calling customer care was not a good experience as they were telling email not received. Had to escalate to service manager I guess, not useful, and inbetween the chaos, the EMIs were closed.
I'm in that defacto "cooling period"(application already exists) of PNB since 2022 and have recently asked them to clear my last reference number/lead from their system which is causing this issue of not able to re apply and guess what? they don't even understand that conceptually such error could even exist, they are so confused as if I'm asking them to decipher some alien language :D and it's not only PNB per se BoB, Indian bank and other PSU banks have this exact same issue, once applied you cannot re apply no matter if your card application was approved or decline 😕
Same case with me when rupay card first time launched, yes brother you are right, if you want to apply for card you will have to go now offline mode , they will send your form head office card processing yes they consider only itr acknowledgement copy for process , after approval you will get scan copy of your offline form via email and card approved this form should be sent via branch only due to kyc purpose, I dont have any saving account with pnb.
Asa tab hota h jab apka vkyc ka link nahi aata h so vkyc pending rahta h, ager apka account hota h bank m toh vkyc nahi hota h direct card processing ke liye chala jata h card approved bhi hota h
Bro i have applied for pnb card, with all physical documentation in between they lost my all documents and after 10 months i got message that my card is approved and will be deliver soon. 😂 I got pnb credit card after 10 months
Bro…I want to personally use government bank cards apart from SBI and BOB. Also, these cards are going to be a part of video history as well. I will only be able to publish videos once I use it. Hope I have answered your questions answer!
I have a PNB platinum card. While getting the card it was a troublesome, video kyc was hard, even on mail they asked for form 16, it return and then my card was approved without any PNB savings account. The experience is good until recent when I tried to close my some EMIs on the card, in PNB it is not possible through their official application or phonecall, rather you have to send a mail to them for it. I sent mail, it took around 6-7 days for the foreclosure. Bill got generated inbetween. Calling customer care was not a good experience as they were telling email not received. Had to escalate to service manager I guess, not useful, and inbetween the chaos, the EMIs were closed.
I'm in that defacto "cooling period"(application already exists) of PNB since 2022 and have recently asked them to clear my last reference number/lead from their system which is causing this issue of not able to re apply and guess what? they don't even understand that conceptually such error could even exist, they are so confused as if I'm asking them to decipher some alien language :D and it's not only PNB per se BoB, Indian bank and other PSU banks have this exact same issue, once applied you cannot re apply no matter if your card application was approved or decline 😕
So relatable 😂
Same case with me when rupay card first time launched, yes brother you are right, if you want to apply for card you will have to go now offline mode , they will send your form head office card processing yes they consider only itr acknowledgement copy for process , after approval you will get scan copy of your offline form via email and card approved this form should be sent via branch only due to kyc purpose, I dont have any saving account with pnb.
Asa tab hota h jab apka vkyc ka link nahi aata h so vkyc pending rahta h, ager apka account hota h bank m toh vkyc nahi hota h direct card processing ke liye chala jata h card approved bhi hota h
for pnb add on card to enable ecom transaction I had to email 5-6 times. its not possible from app. thats the service
😂😂😂 yes pnb kyc is like that, they did vkyc 6 times for opening a savings account, for credit card they did vkyc again😅
Bro i have applied for pnb card, with all physical documentation in between they lost my all documents and after 10 months i got message that my card is approved and will be deliver soon. 😂 I got pnb credit card after 10 months
amazing
Tell them you are NIRAV Modi. You get it easily.
amazing scarcasm…..love it bro …superb
Why did you want PNB Millennial card in first place, not being sarcastic here, genuinely curious about this card
Bro…I want to personally use government bank cards apart from SBI and BOB. Also, these cards are going to be a part of video history as well. I will only be able to publish videos once I use it. Hope I have answered your questions answer!
@@Thecreditcardlife oh ok, keep up the good work
Iam using pnb select credit card with a limit of 125 k limit
@@bobyantony2937 any good ?