I’ve never watched a more transparent and informative couple on TH-cam. I’m very happy and slightly envious of your success and I know it didn’t come to you guys by accident - you both seem willing to do the work to make your dreams happen. I’ve known people through the years that have done similar things, but I’m thankful y’all are willing to tell how the sausage is made. Carry on please!
Agree. The more popular ones for me come across too scripted w/similar style and format. It doesn’t feel natural but I’m sure there’s alot of pressure now on creators.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
@@FlorentGulliver That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
@@FlorentGulliver MARGARET MOLLI ALVEY Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I think another reason you've been so successful is that you are both great communicators. You simply speak conversationally instead of using the rapid-fire, sing-song, reporter wannabe style SO many youtubers use. Thank you for that! Congratulations on your success!
I feel like I just watched a great TED Talk! Very inspiring. Good fortune often comes when people are willing to think out of the box. Most people wouldn't be willing to relocate to another state, let alone other countries. You're successful because you're willing to adapt and do whatever is necessary to open doors. Your contribution to the world is being rewarded!
We sold our house for $550,000 after 10 years having paid $240,000 took the equity and moved to a cheaper town, paid $190,000 for a duplex, rented the basement and bought a rental house next door. We now live off the rental income and retired. The new houses have doubled in price after 8 years. We can easily live on less now we don't have to dress to work or commute, buy lunches etc no car payments, make food from scratch. The tenants are paying for the houses plus our living expenses, with no mortgage payments or debt we are richer than when we worked !!
And now your tenants will never be able to own a home in this market. But you can retire while they toil away for you! And somehow you live with yourselves.
@@modernanimist2421 Orrrr!......they [the tenants] can begin to change whatever is necessary in their situations, and build for themselves a better outcome. THAT is the point this couple is making here!!!
Wait what? Lol. You bought a duplex and you are renting out both sides and then you bought another house next door and you are reuniting out the basement of that? So you basically have 3 rental incomes? Is that what you are saying?
I am doing something similar to this. I bought my 1st house in 09 during the housing crash. Since that payment is so cheap and I have it almost paid off I bought a 2nd home in Hawaii. I have enough equity in the current home I live in to pay that house off in full. I plan to sell this house write a check to pay off my Hawaii house and buy a solar system cash there. Work for 15more years until I’m in my late 50s just for my nest egg and to enjoy the island with no mortgage 🤙
Wonderful video. I lost my house to bankruptcy in 08 and moved into a little apartment and I was so happy in that apartment and then nine months later the apartment owner told me that they were selling the building. So I cobbled together the little bit of money I had to buy a tiny house barge. Not long after that it started to take on water seriously enough to haul it out. I fixed it up paycheck to paycheck while staying with some friends and ended up selling it. By the way, it was featured in Macklemore‘s video next year. Anyhow, I pulled myself out of the Mire, and lived very slim and continued to save and now I have a house in Mexico. Glad to know you.
One thing I noticed is you both talked about your income as combined and you did this together and not separating your incomes in your mind. You both have true partners in life. That is the most necessary thing.
You have absolutely no idea how much hope you have given me. At 77 and still having to work you have shown me a way. Can't thank you enough!! First time I have had any kind of hope in a very long time.
16:50 “what’s the point of learning something, if you don’t share it with people”. God, I wish more people have this mentality. thank you for all this information. It’s good to know though that you can travel on a smaller budget than I thought that was possible to begin with. I’ve been wanting to make videos myself for a while, for this exact reason, I just like sharing knowledge and inside tips.
The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.
Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.
Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.
Melissa Terri Swayne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Allie and Rob, you are a breath of fresh air amidst a lot of doom and gloom these days. Your amazing transparency, your willingness to share and educate have empowered so many of your viewers to step outside the status quo. Thank you.
I think you just changed my life! As soon as my husband gets home from work, I am going to watch this again with him. You have no idea how much I needed this - thank you from the bottom of my heart ❤️
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management
Opting for an invest-ment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfOlio has surged by 45% since Q2.
Sonya Lee Mitchell is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets
My CFA Sonya Lee Mitchell , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I always assumed you two had inherited money. Great story. Not everybody can be successful at you tube. You are both articulate and good communicators.
glad I found your chanel. looking to retire in Asia in 5 yrs, when I'm 55. I was born in Philippines. But I only want to live there 6 months out of the year.
Thank you for sharing your awesome story. After 33 years in corporate America, I retired at 57 as an executive following my wife who retired at 54. We were blessed to have great benefits during our working years after eight corporate relocations. I’ve been thinking about doing YT to help people achieve their dreams. You both are an inspiration, well done!
Our life basics right now for a family of 4 are just over $7,000 a month. Our oldest may move out in a year or two, and our youngest, due to health issues, may always live with us. We want to take him around the world with us, and your content is making my husband actually believe for the first time that it is possible! You are inspiring our family, thank you.
Funny I just discovered them today! I've been watching tiny home videos as well. Guess this is showing us what's possible for us as well. I'm excited to do this in 10 years. Best wishes on your journey 🙂
I’m 55 and have been retired for 6 years. I have a 130K annuity, plus a 401k depleted to 150K of money that I’m not sure what I can do with at this point.
Not a great April but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might consider financial advisory if you're experiencing significant drop.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Wow, thanks for sharing. I am a kindred nomad, retired early, fulltime camper-van explorer thru-out USA & Canada for 5yrs sharing inspiration on my TH-cam channel! Bravo folks!
I really enjoyed the way you shared your journey with us. It felt so authentic like friends sitting around sharing. It was encouraging and uplifting. Thank you.
You both are so inspiring. I retired a few years ago at age 48 but haven’t traveled much. My initial plan did not fall through and I didn’t have a Plan B. Thank you for being so transparent.
1. Pick the right partner in align with your goals. 2. Dont have any children. Wont make it impossible but will significantly delay for about 20 years. 3. Live below your means and track every purchase on a zero dollar budget. 4. Have 3-6 months of emergency fund. 5. Stay out of all conumer debt. No credit cards, (i dont play the chasing points game) no car payments, no loans. 6. Buy a house that you need not want. A house that is below your budget. Remodel over time instead of buying move in ready above your budget. Always buy a home below your means. 8. Pay off that house early before retirement. We paid ours off in 10 years instead of 30. 9. Invest heavily (close to maxing out) into at least one 401k/roth ira for a minimum 10-15 years while working. 10. Have multiple streams of income when you do retire.
I had kids so it slowed things down, but I've accomplished everything else on my list by age 40. I'm retired now living off YT earnings, military pension, and part time work online on my own terms. Wife works to keep healthcare for the kids. I quit my job of 16 years last year to be home with my teenage kids as I worked graveyard for most of their life and I have no regrets. Wife will quit in about 5 more years when the kids move out. Other than I can not tap into my 401k for another 19 years lol but by then it will be massive from compound interest and cannot collect social security for another 22 years lol. They will both be extra icing on the cake at that point. But life is good. No debt. Paid off house. Money in the bank. Taking multiple small vacations every year. Enough in 401k to keep the lights on in my senior years. Time with family all by age 40. Wife and I will travel more and have our house be our home base when the kids move out. My Only regret is wasting my entire 20s on stupid shit and listening to my broke friends and broke family and not being serious about finances.
Everything looks great but not number 2: one they said they have 2 kids and secondly family is far more important than more money. But its a good idea to learn to add AND to your vocabulary. You can have money and children. If I didn't have kids, I wouldn't have felt so happy and I wouldn't have been as motivated to be selfI-employed and make way more money than otherwise (and yes that's even after the "cost of my children"). Having children has increased my income and lifestyle significantly. Because of them I live a dream life in Florida and the Carribean at just 40- and I home educate my kids. Also, my husband passed away without life insurance (big mistake but he was young and his passing was very sudden)- but yet because of my kids, I've gotten myself to this dream lifestyle, homeschool and work part-time hours. Without them- I'd be like everyone else running in a hamster wheel. I thank God for my children!!!!
Your guy's history is similar to ours; we started our online business 28 years ago. I was an accountant at a law firm and loved this job, but I quit my job at 32 years old and started a shipping and packaging business. I sold this business after five years, and then we started the Online business. We make and sell products online and love being our own boss. But now, I am ready to make another change. Thank you so much for sharing your ideas with us, I want to hear more about how to make passive income. I plan to take this course. Love you!
Thank you for sharing. I thought you needed a lot of money to travel the world. The game changer is when you mentioned you can do online jobs while you're traveling, so you won't feel bored and you're doing something worthwhile. I will definitely look into this.
I love these videos. My goal is retire from my job in 2 years but I can't imagine not making money. You guys break it down and give me and my husband a lot to think about. THANK YOU
Ok I just watched the whole video. I think it’s GREAT that you guys made all that money on TH-cam. With all the talk of TH-camrs quitting…is your experience just opposite to all that in that the algorithm is still working for you etc? Also…it’s nice of you to think everyone can make money on TH-cam like yall do. But honestly for most people having a plan that requires making money on TH-cam is not a good idea. I think what happened with you guys is well deserved and rare. Happy travels! I’ll continue to live vicariously :)
Yes, its not exactly a Simple Path to Wealth or really repeatable without significant content creation skills and some luck. And TH-cam is now flooded with similar content, so the competition is much tougher now. (TikTok seems to be the new TH-cam these days.) But if you can keep your expenses down to $3-4K per month for a family of four, it seems to be a viable option. That is really the key here, not this particular source of income.
Congrats guys from another digital nomad! Life can change quickly. I've been living day to day financially in a fortunate position where I can treat myself without thinking.
As a 25 year old this makes me hopeful to be learning early, but also sad because it just seems like a huge uphill journey to even get to a point where I could afford to buy a house these days. Really focusing on trying to make online income asap!
Fellow former ATL resident. I left two years ago and now in Oklahoma City. The career guidance I wish I had gotten a couple of years ago. Thanks for the info and I love that it looks fun. I really, really appreciate it.
I commend you for taking the leap to retire early. We were fortunate enough to retire in our early 50’s and be able to live in the US and travel, with that said living overseas for periods of 30 days is our next move. We are lucky to have properties in HI & CA to fall back on. Even with all that and a nice pension, we still feel we are short on money. I know, I know first world problems but we like your experimenting and living different places.
We started with kids a little later so they won’t be out of the house and in college until our early 50s but this information provides us with a great opportunity to plan! Thanks so much!!
Thx you so much for this video. I’m 65 and don’t know how I’m going to retire in the U.S. on $26k yr. You’ve given me hope. I’m just waiting for my granddaughter to graduate high school in May 2024. Sending peace and love❤
I found you a year ago when researching train travel and it's been a blessing and joy to learn and travel with you. I actually just started learning travel agent to go passive and finding online work. Great info for disabled vet.
Thank you for this video. I'm watching this at a crossroads in my life. My kids are grown, I'm single and my house is up for sale. I'm basically trying to figure out what to do next. I work a great job here in Canada, it pays well but not good enough for the cost of living. Like you mentioned, I feel like I'm in a wheel going nowhere. I need a change. Thank you for sharing your story.
Ok...you all are my new favorite channel! I love the transparency, the tips, and allllll of the useful information. Y'all got me ready to retire NOW - lol
Thanks for opening this window into your lives. You have accomplished so much and deserve every success. We love watching all your channels but this one is so inspiring.
The accidental retired couple…..what a story. I’m one of those corporate retired at age 39 due to injuries. Cried in the beginning, but thinking back, it’s been good. Now you got me thinking about doing something on TH-cam…..keep up your great lifestyle, keep up the fun.🙋♀️👏🇺🇸
I am subscribing just based off how real this video was. Thank you for sharing your journey. Very inspiring, I really want to experience living outside of the US at some point too.
I'm so glad I found your channel and this post. Thanks for the honesty. I've been at the same rat race job for 20 years and in the industry longer than that. I'm a professional chef. My husband is a double retiree and officially retired. I've been wanting to do a youtube channel but can't settle on a niche. Being half Thai, I'd love to see my mother's homeland but she has not been back in 50 years. I love watching your videos. Very informative.
Wow!!!! Who knew this information? Thank you so much for sharing. Ya'll are amazing!!!! Appreciate your transparency and generosity. Wishing you all nothing but continued blessing and prosperity!!!
Just discovered this channel. I love your content and will be checking out more. It's great to hear your perspective, since most ppl talking about this online are far younger than I am.
I can't top what many other folks below have said so I'll just agree with them all. The transparency, the information sharing, the provision of HOPE, it's just some of what's contained in your videos. I look forward to more content and taking my own step when my kiddo leaves the nest in a couple years.
Thank you! I'm 2 years out from retirement, and you guys have gotten me started on my TH-cam retirement channel. Now, to figure out what that could be ....
Congratulations to both of you! What a great story! So great to hear how you lived beneath your means, recognized what needed to change for your future, and took the "risk" to live the life you desired! Thanks for your transparency and congratulations again on your success! Keep up the good "work" in your retirement! 😀💪🎉
Thanks for your honesty and transparency. It's wonderful that you share your story and experiences to inspire others to live the lives they dream of. We are already retired, but we spent just shy of 4 years living on the road, and have now settled in our dream city in Italy. We lived in Atlanta and homeschooled as well. We were on the Venezia transatlantic with you. I wish we had taken time to seek you out and chat. Wishing you continued success with your ventures!
I am 47, and I have been making money online for a while, but I am definitely praying that I will get monetized on TH-cam soon. I have the subscribers, but I just need more watch hours. I would love to be able to retire in my 50's. I love what I do as a teacher, but it literally drains all of my energy. I am also from Atlanta, and it has become super expensive even though I live deep in the suburbs.
This is my first time finding one of your videos and I’m so glad that I found it. Thank you for sharing your story! Informative, relatable and realistic.
I get what you're doing but I really struggle to call what you're doing retired. You really ARE still working it's just irregular work supplemented by passive income and made possible by moving to a low cost of living country. For example, I follow a number of TH-cam sail boaters that are doing something similar to you and none of them consider themselves retired. They just started on a shoestring, gathered a TH-cam following, developed some "merch", get sponsors, and create Patreon content. All of those smaller revenue streams combine to allow them to keep going and by some measures do quite well. My definition of being retired is living off income from non-work generated sources. All that said, I applaud you for finding a way to live a "retired like" lifestyle while you're still young enough to do all the things you want to do. Cheers!
I agree with you, this is fully digital nomad, not retired and living on passive income. I'm personally trying to work towards fire with stocks and index funds but it's probably another 10 years before I get there. They did make me think hard about keeping the house though. It costs alot of money right now to live in a HCOL area and being an expat would def speed up the fire but I'm not much of a traveler
@@beepdotboop Keep at it with the stocks. It will be a more secure form of income and with patience, grows considerably And all these ‘retired’ TH-camrs make companies like GOOGLE more profitable Buy the S&P 500 and set and forget. Surely BUFFETT can’t be wrong?😊
This is an inspiring video! I love the down to earth approach, and also the practical and fiscally responsible approach to the lifestyle design that was created. Thank you for sharing this!
I stumbled across you guys and instantly subscribed to your channel. You folks are just down right grounded and honest. So refreshing! I am so happy for you both wish you all the very best. I really enjoy your videos so please keep them coming.
I am a single lady in late 40s and I planning to make the switch in the next 4 years. I have done grinding for 24 yrs now. I think if I have had a who is as supportive would have done it next year. But since single I have to plan carefully. Thanks for the sharing and you 2 guys who are so inspiring.
For me my 4 largest expenses are housing, transportation, food and entertainment . With housing it's a money pit. The cost includes satisfying the debt if you have that , taxes, utilities , internet and items like a new roof, furnace, kitchen or bath upgrades, ect. A car could include the loan payment, insurance, fuel and repairs. Food could easily cost $250.00/ month per person. Then the entertainment and miscellaneous items could vary a lot. So all of that could easily amount to $4,000.00 to $6,000.00/ month depending on where you live, what type and how many cars you own and your general lifestyle in regards to food and leisure . Your budget of $4,000.00/ month is easily be less than living in the states, especially if you live in or near a large city.
This is awesome. Thank you for sharing. My kids are in college and they enjoy coming ’home’ to decompress and veg out. We are still in their childhood home so there are tons of memories. If we gave up our home and possessions I think the kids would feel a loss in a sense. But I do work remotely now and could travel periodically while working and still keeping our home base. Your story has given me something to strive for in the immediate future. I’m excited!!!
You guys are so transparent on your retirement journey. These years should be fun and exciting, not stressful because you’re working so hard to pay bills. If you don’t mind sharing, did you have a college fund to help your kids with tuition? Again thanks for sharing your life. I love your videos 🙏🏽👏🏼🙌🏽
Amazing! YOU are giving courage to many of us who are stuck with the status quo in our lives but can't take that step out of fear of what if it doesn't work but you are showing by your true example. I have gone through initial assessment of validating points from hotels and it looks doable to me. I will take that step soon too. Many thanks!
Thank you for making this video. I recently started watching this channel and noticed that Allie looks at Rob when he speaks but Rob rarely looks at her. I wondered what your relationship was and this video helped me understand that you are tethered to one another, even if he stares ahead instead of looking at her every once in a while. We are somewhat recently retired and we will travel (would've had Covid not interfered) but we like coming home after traveling. We wonder if that ever crosses your mind. THANK YOU!!!!!
Worked 15 years at previous job and just had my 5 year anniversary at current job so yup, I know that 20 year grind! Plus the last 7 years have been bi-vocational as pastor and special needs instructor. Very cool hearing your story and the leap you made!
This was motivational, thank you both so much! I'm 46 and still grinding in the rat race, a scientist at a large global corporation. I almost can't take it any longer, with stress levels and unfairness becoming unbearable. I've been following FIRE for almost 10 years and being quite advanced, I feel it's time to leave corporate soon in order to preserve my health. Would love to build up an internet-based side income.
Clay and I have 4 years ahead of us to retire and begin the new chapter of our slow travels new life style. I actually just created my new TH-cam channel. No subscribers and No videos yet though. 😅 But wanted to let you know that you guys are the first channel that I just subscribed. I can't wait to start sharing our planning and our journey as well. And I really appreciate all the guidelines coming from you guys. You are definitely my first source of inspiration.
I enjoy all your videos, but this one is extra inspiring. Thank you for being so transparent with everything, it makes me realise that with some planning this lifestyle is doable for me.
Wow I didn't realize this wasn't your travel channel when I clicked on this video. We always watch your travels when we stream on the tv. We were just discussing how we feel like we're leaving money on the table. We appreciate your transparency so much! This video is right on time!! THANK YOU!! "Take the leap of faith" 🙌🏽 You've definitely conveyed a message of hope.
Greatest life tip - finding the right life partner that is devoted to the marriage and working through life’s challenges as a team. Love this. ❤
So true!
@@GroundedLifeRetirementTravel - Congratulations! Keep on going from strength to strength! You've earned your success.
Great advice love your channel.
I’ve never watched a more transparent and informative couple on TH-cam. I’m very happy and slightly envious of your success and I know it didn’t come to you guys by accident - you both seem willing to do the work to make your dreams happen. I’ve known people through the years that have done similar things, but I’m thankful y’all are willing to tell how the sausage is made. Carry on please!
Thanks for your encouragement, that is great to hear, we really appreciate it!
Agree. The more popular ones for me come across too scripted w/similar style and format. It doesn’t feel natural but I’m sure there’s alot of pressure now on creators.
I second that! Y'all are inspiring! God bless y'all on your journey and thanks for sharing it with us!
I’m definitely for early retirement options! I can’t take the “rat race” anymore 😢
I 3rd that so down to earth and inspiring. Keep up the good work!!
As a wife, I love how you look to your husband. I can see the love and respect.
Underrated comment and observation. I truly appreciated that aspect of the video.
And how he does the same! :)
Really? I was distracted by her turning her head to him every few minutes. Otherwise good video.
Great comment.
@@chris2x444 😒 please go somewhere else with that.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
@@FlorentGulliver That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
@@danguRobert Mind if I ask you to recommend this particular coach you using their service?
@@FlorentGulliver MARGARET MOLLI ALVEY Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@danguRobert She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
I think another reason you've been so successful is that you are both great communicators. You simply speak conversationally instead of using the rapid-fire, sing-song, reporter wannabe style SO many youtubers use. Thank you for that! Congratulations on your success!
Thanks!
I feel like I just watched a great TED Talk! Very inspiring. Good fortune often comes when people are willing to think out of the box. Most people wouldn't be willing to relocate to another state, let alone other countries. You're successful because you're willing to adapt and do whatever is necessary to open doors. Your contribution to the world is being rewarded!
Wow, thanks so much! Your kind words are always appreciated, and encourage us!
Well said.
We sold our house for $550,000 after 10 years having paid $240,000 took the equity and moved to a cheaper town, paid $190,000 for a duplex, rented the basement and bought a rental house next door. We now live off the rental income and retired. The new houses have doubled in price after 8 years. We can easily live on less now we don't have to dress to work or commute, buy lunches etc no car payments, make food from scratch. The tenants are paying for the houses plus our living expenses, with no mortgage payments or debt we are richer than when we worked !!
Awesome plan!
And now your tenants will never be able to own a home in this market. But you can retire while they toil away for you! And somehow you live with yourselves.
@@modernanimist2421 Orrrr!......they [the tenants] can begin to change whatever is necessary in their situations, and build for themselves a better outcome.
THAT is the point this couple is making here!!!
Wait what? Lol. You bought a duplex and you are renting out both sides and then you bought another house next door and you are reuniting out the basement of that? So you basically have 3 rental incomes? Is that what you are saying?
I am doing something similar to this. I bought my 1st house in 09 during the housing crash. Since that payment is so cheap and I have it almost paid off I bought a 2nd home in Hawaii. I have enough equity in the current home I live in to pay that house off in full. I plan to sell this house write a check to pay off my Hawaii house and buy a solar system cash there. Work for 15more years until I’m in my late 50s just for my nest egg and to enjoy the island with no mortgage 🤙
Wonderful video. I lost my house to bankruptcy in 08 and moved into a little apartment and I was so happy in that apartment and then nine months later the apartment owner told me that they were selling the building. So I cobbled together the little bit of money I had to buy a tiny house barge. Not long after that it started to take on water seriously enough to haul it out. I fixed it up paycheck to paycheck while staying with some friends and ended up selling it. By the way, it was featured in Macklemore‘s video next year. Anyhow, I pulled myself out of the Mire, and lived very slim and continued to save and now I have a house in Mexico. Glad to know you.
Awesome story, thanks for sharing!
One thing I noticed is you both talked about your income as combined and you did this together and not separating your incomes in your mind. You both have true partners in life. That is the most necessary thing.
That’s what it takes you have to work together as husband and wife. That’s the secret ingredient to marriage and finances
You have absolutely no idea how much hope you have given me. At 77 and still having to work you have shown me a way. Can't thank you enough!! First time I have had any kind of hope in a very long time.
Wishing you all the best!
❤❤❤
16:50 “what’s the point of learning something, if you don’t share it with people”. God, I wish more people have this mentality. thank you for all this information. It’s good to know though that you can travel on a smaller budget than I thought that was possible to begin with. I’ve been wanting to make videos myself for a while, for this exact reason, I just like sharing knowledge and inside tips.
Thanks, we appreciate you sharing your thoughts!
The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.
Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.
Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
Melissa Terri Swayne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I think the most important take away is what Rob said, if you don’t change anything, noting will change. Thank you for sharing.
Thank you
Allie and Rob, you are a breath of fresh air amidst a lot of doom and gloom these days. Your amazing transparency, your willingness to share and educate have empowered so many of your viewers to step outside the status quo. Thank you.
You are giving my husband and I hope. We are so stressed in our jobs and need to get out and enjoy our life. Thank you
I think you just changed my life! As soon as my husband gets home from work, I am going to watch this again with him. You have no idea how much I needed this - thank you from the bottom of my heart ❤️
Wow, thanks, we appreciate it! All the best to you.
Happy to see a great couple succeed and give a blueprint for others to follow. Bravo!
Thanks so much!
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management
Opting for an invest-ment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfOlio has surged by 45% since Q2.
Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
Sonya Lee Mitchell is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets
My CFA Sonya Lee Mitchell , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
You put the work in, and you are reaping the rewards, that is how merit works.
I always assumed you two had inherited money. Great story.
Not everybody can be successful at you tube. You are both articulate and good communicators.
glad I found your chanel. looking to retire in Asia in 5 yrs, when I'm 55. I was born in Philippines. But I only want to live there 6 months out of the year.
Best of luck!
Thank you for sharing your awesome story. After 33 years in corporate America, I retired at 57 as an executive following my wife who retired at 54. We were blessed to have great benefits during our working years after eight corporate relocations. I’ve been thinking about doing YT to help people achieve their dreams. You both are an inspiration, well done!
Our life basics right now for a family of 4 are just over $7,000 a month. Our oldest may move out in a year or two, and our youngest, due to health issues, may always live with us. We want to take him around the world with us, and your content is making my husband actually believe for the first time that it is possible! You are inspiring our family, thank you.
Thanks, all the best to you in your adventure
I just discovered you on TH-cam last night, and I'm hooked. You're living the dream. I'm just praying that I can do that someday.
Funny I just discovered them today! I've been watching tiny home videos as well. Guess this is showing us what's possible for us as well. I'm excited to do this in 10 years. Best wishes on your journey 🙂
I’m 55 and have been retired for 6 years. I have a 130K annuity, plus a 401k depleted to 150K of money that I’m not sure what I can do with at this point.
Not a great April but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might consider financial advisory if you're experiencing significant drop.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Gibe me $40k so I pay off the balance of my house.
Wow, thanks for sharing. I am a kindred nomad, retired early, fulltime camper-van explorer thru-out USA & Canada for 5yrs sharing inspiration on my TH-cam channel! Bravo folks!
glad you shared what you made, most people act like they only make $100 or $200 dollars a month, its interesting to see how well you make
I really enjoyed the way you shared your journey with us. It felt so authentic like friends sitting around sharing. It was encouraging and uplifting. Thank you.
Thank you so much!
You both are so inspiring. I retired a few years ago at age 48 but haven’t traveled much. My initial plan did not fall through and I didn’t have a Plan B. Thank you for being so transparent.
You’re inspiring! I am 38 and hope to be like you when I reach 48. 🎉
1. Pick the right partner in align with your goals.
2. Dont have any children. Wont make it impossible but will significantly delay for about 20 years.
3. Live below your means and track every purchase on a zero dollar budget.
4. Have 3-6 months of emergency fund.
5. Stay out of all conumer debt. No credit cards, (i dont play the chasing points game) no car payments, no loans.
6. Buy a house that you need not want. A house that is below your budget. Remodel over time instead of buying move in ready above your budget. Always buy a home below your means.
8. Pay off that house early before retirement. We paid ours off in 10 years instead of 30.
9. Invest heavily (close to maxing out) into at least one 401k/roth ira for a minimum 10-15 years while working.
10. Have multiple streams of income when you do retire.
I had kids so it slowed things down, but I've accomplished everything else on my list by age 40. I'm retired now living off YT earnings, military pension, and part time work online on my own terms. Wife works to keep healthcare for the kids. I quit my job of 16 years last year to be home with my teenage kids as I worked graveyard for most of their life and I have no regrets. Wife will quit in about 5 more years when the kids move out. Other than I can not tap into my 401k for another 19 years lol but by then it will be massive from compound interest and cannot collect social security for another 22 years lol. They will both be extra icing on the cake at that point.
But life is good. No debt. Paid off house. Money in the bank. Taking multiple small vacations every year. Enough in 401k to keep the lights on in my senior years. Time with family all by age 40. Wife and I will travel more and have our house be our home base when the kids move out. My Only regret is wasting my entire 20s on stupid shit and listening to my broke friends and broke family and not being serious about finances.
Everything looks great but not number 2: one they said they have 2 kids and secondly family is far more important than more money. But its a good idea to learn to add AND to your vocabulary. You can have money and children. If I didn't have kids, I wouldn't have felt so happy and I wouldn't have been as motivated to be selfI-employed and make way more money than otherwise (and yes that's even after the "cost of my children"). Having children has increased my income and lifestyle significantly. Because of them I live a dream life in Florida and the Carribean at just 40- and I home educate my kids. Also, my husband passed away without life insurance (big mistake but he was young and his passing was very sudden)- but yet because of my kids, I've gotten myself to this dream lifestyle, homeschool and work part-time hours. Without them- I'd be like everyone else running in a hamster wheel. I thank God for my children!!!!
They have children.
Your guy's history is similar to ours; we started our online business 28 years ago. I was an accountant at a law firm and loved this job, but I quit my job at 32 years old and started a shipping and packaging business. I sold this business after five years, and then we started the Online business. We make and sell products online and love being our own boss. But now, I am ready to make another change. Thank you so much for sharing your ideas with us, I want to hear more about how to make passive income. I plan to take this course. Love you!
Thanks for sharing your story, it is great to hear what others have done.
I find value in your channel. You both are caring and have a heart for humanity that sets you apart. Jah Blessings always.
Thanks
Good job. Surprised to see a channel with 8k subscribers earning $700/month. Gives hope.
Thanks!
So 7 months ago their channel had 8k subscribers and now they are up to almost 50k subscribers.Now that’s very nicely done 😃👍
Continued success and wonderful adventures going forward. Thanks for sharing your journey!
Thank you! Will do!
Thank you for sharing. I thought you needed a lot of money to travel the world. The game changer is when you mentioned you can do online jobs while you're traveling, so you won't feel bored and you're doing something worthwhile. I will definitely look into this.
It's great!
I love these videos. My goal is retire from my job in 2 years but I can't imagine not making money. You guys break it down and give me and my husband a lot to think about. THANK YOU
Thanks!
Ok I just watched the whole video.
I think it’s GREAT that you guys made all that money on TH-cam. With all the talk of TH-camrs quitting…is your experience just opposite to all that in that the algorithm is still working for you etc?
Also…it’s nice of you to think everyone can make money on TH-cam like yall do. But honestly for most people having a plan that requires making money on TH-cam is not a good idea.
I think what happened with you guys is well deserved and rare.
Happy travels! I’ll continue to live vicariously :)
Yes, its not exactly a Simple Path to Wealth or really repeatable without significant content creation skills and some luck. And TH-cam is now flooded with similar content, so the competition is much tougher now. (TikTok seems to be the new TH-cam these days.) But if you can keep your expenses down to $3-4K per month for a family of four, it seems to be a viable option. That is really the key here, not this particular source of income.
Congrats guys from another digital nomad!
Life can change quickly. I've been living day to day financially in a fortunate position where I can treat myself without thinking.
That is awesome!
As a 25 year old this makes me hopeful to be learning early, but also sad because it just seems like a huge uphill journey to even get to a point where I could afford to buy a house these days. Really focusing on trying to make online income asap!
many blessing I live in atlanta GA and CONGRATULATIONS!!!!!!
Fellow former ATL resident. I left two years ago and now in Oklahoma City. The career guidance I wish I had gotten a couple of years ago. Thanks for the info and I love that it looks fun. I really, really appreciate it.
Hope you are enjoying OKC!
I commend you for taking the leap to retire early. We were fortunate enough to retire in our early 50’s and be able to live in the US and travel, with that said living overseas for periods of 30 days is our next move. We are lucky to have properties in HI & CA to fall back on. Even with all that and a nice pension, we still feel we are short on money. I know, I know first world problems but we like your experimenting and living different places.
We started with kids a little later so they won’t be out of the house and in college until our early 50s but this information provides us with a great opportunity to plan! Thanks so much!!
That's great, that's what we were hoping for
Thx you so much for this video. I’m 65 and don’t know how I’m going to retire in the U.S. on $26k yr. You’ve given me hope. I’m just waiting for my granddaughter to graduate high school in May 2024. Sending peace and love❤
Our pleasure, wishing you the best!
May GOD Bless you with opportunities to make passive income this year. Amen!
I found you a year ago when researching train travel and it's been a blessing and joy to learn and travel with you. I actually just started learning travel agent to go passive and finding online work. Great info for disabled vet.
Thank you for this video. I'm watching this at a crossroads in my life. My kids are grown, I'm single and my house is up for sale. I'm basically trying to figure out what to do next. I work a great job here in Canada, it pays well but not good enough for the cost of living. Like you mentioned, I feel like I'm in a wheel going nowhere. I need a change. Thank you for sharing your story.
Ok...you all are my new favorite channel! I love the transparency, the tips, and allllll of the useful information. Y'all got me ready to retire NOW - lol
Awesome! Thank you!
Thanks for opening this window into your lives. You have accomplished so much and deserve every success. We love watching all your channels but this one is so inspiring.
Thank you so much!
The accidental retired couple…..what a story. I’m one of those corporate retired at age 39 due to injuries. Cried in the beginning, but thinking back, it’s been good. Now you got me thinking about doing something on TH-cam…..keep up your great lifestyle, keep up the fun.🙋♀️👏🇺🇸
You two are an adorable couple.
Thanks!
I am subscribing just based off how real this video was. Thank you for sharing your journey. Very inspiring, I really want to experience living outside of the US at some point too.
Thanks for sharing your history, wisdom and guidance. Alternatives to the grind are always appreciated. There is hope!
No doubt!
Congratulations to you both! You took a leap of faith and worked! DEDICATION prevailed! Thank you for sharing your story!
Thank you!! 😊
I'm so glad I found your channel and this post. Thanks for the honesty. I've been at the same rat race job for 20 years and in the industry longer than that. I'm a professional chef. My husband is a double retiree and officially retired. I've been wanting to do a youtube channel but can't settle on a niche. Being half Thai, I'd love to see my mother's homeland but she has not been back in 50 years. I love watching your videos. Very informative.
Thailand is our favorite!
Wow!!!! Who knew this information? Thank you so much for sharing. Ya'll are amazing!!!! Appreciate your transparency and generosity. Wishing you all nothing but continued blessing and prosperity!!!
Thank you!
❤ That is definitely one of the most incredible video I've watched in a long time.
Wow, thank you!
I love you guys. The humility, honesty and genuine desire to help others comes through in all your videos.
We appreciate that, thanks
Just discovered this channel. I love your content and will be checking out more. It's great to hear your perspective, since most ppl talking about this online are far younger than I am.
Awesome, thank you!
I can't top what many other folks below have said so I'll just agree with them all. The transparency, the information sharing, the provision of HOPE, it's just some of what's contained in your videos. I look forward to more content and taking my own step when my kiddo leaves the nest in a couple years.
We really appreciate your comments, thank you!
Really appreciate the word*life of the freedom *❤❤❤
Thanks for sharing! This provides helpful info & more importantly hope!
Thanks for sharing. Don’t feel shy to share the numbers…it’s motivating.
Thank you
Thank you! I'm 2 years out from retirement, and you guys have gotten me started on my TH-cam retirement channel. Now, to figure out what that could be ....
That is awesome! Best of luck to you
Congratulations!! You guys rock as a couple. Very inspiring and knowledgeable. God Bless.
Congratulations to both of you! What a great story! So great to hear how you lived beneath your means, recognized what needed to change for your future, and took the "risk" to live the life you desired! Thanks for your transparency and congratulations again on your success! Keep up the good "work" in your retirement! 😀💪🎉
Thank you so much!
Thanks for your honesty and transparency. It's wonderful that you share your story and experiences to inspire others to live the lives they dream of. We are already retired, but we spent just shy of 4 years living on the road, and have now settled in our dream city in Italy. We lived in Atlanta and homeschooled as well. We were on the Venezia transatlantic with you. I wish we had taken time to seek you out and chat. Wishing you continued success with your ventures!
Awesome, thanks! Hopefully we can meet on another cruise one day!
I am 47, and I have been making money online for a while, but I am definitely praying that I will get monetized on TH-cam soon. I have the subscribers, but I just need more watch hours. I would love to be able to retire in my 50's. I love what I do as a teacher, but it literally drains all of my energy. I am also from Atlanta, and it has become super expensive even though I live deep in the suburbs.
You are both very inspiring! Thank you for sharing!
Thank you so much!
Very Cool! Wishing You two All the Best!!❤❤ Love Your Amtrak Channel!
I’m a long time subscriber of Grounded Life Travel.I really enjoyed your vid about your lives. 👏🏻
Awesome! Thank you!
This is my first time finding one of your videos and I’m so glad that I found it. Thank you for sharing your story! Informative, relatable and realistic.
Thank you so much for this video. You guys are so sweet, I'm glad these videos support you well.
You are so kind
I get what you're doing but I really struggle to call what you're doing retired. You really ARE still working it's just irregular work supplemented by passive income and made possible by moving to a low cost of living country. For example, I follow a number of TH-cam sail boaters that are doing something similar to you and none of them consider themselves retired. They just started on a shoestring, gathered a TH-cam following, developed some "merch", get sponsors, and create Patreon content. All of those smaller revenue streams combine to allow them to keep going and by some measures do quite well. My definition of being retired is living off income from non-work generated sources. All that said, I applaud you for finding a way to live a "retired like" lifestyle while you're still young enough to do all the things you want to do. Cheers!
I agree with you, this is fully digital nomad, not retired and living on passive income. I'm personally trying to work towards fire with stocks and index funds but it's probably another 10 years before I get there. They did make me think hard about keeping the house though. It costs alot of money right now to live in a HCOL area and being an expat would def speed up the fire but I'm not much of a traveler
@@beepdotboop
Keep at it with the stocks. It will be a more secure form of income and with patience, grows considerably
And all these ‘retired’ TH-camrs make companies like GOOGLE more profitable
Buy the S&P 500 and set and forget. Surely BUFFETT can’t be wrong?😊
Have fun guys! Make money doing it too! Have a blessed day.
This is an inspiring video! I love the down to earth approach, and also the practical and fiscally responsible approach to the lifestyle design that was created. Thank you for sharing this!
Very inspiring Video, Would Love to hear more from you, thanks
Thank you! Will do!
Very interesting to listen to your story. Thanks much for sharing. Very happy to see you are where you are, and sky is the limit. 👍👍👍👍👍
Thank you so much!
I stumbled across you guys and instantly subscribed to your channel. You folks are just down right grounded and honest. So refreshing! I am so happy for you both wish you all the very best. I really enjoy your videos so please keep them coming.
We appreciate your kind words!
I am a single lady in late 40s and I planning to make the switch in the next 4 years.
I have done grinding for 24 yrs now.
I think if I have had a who is as supportive would have done it next year.
But since single I have to plan carefully.
Thanks for the sharing and you 2 guys who are so inspiring.
For me my 4 largest expenses are housing, transportation, food and entertainment . With housing it's a money pit. The cost includes satisfying the debt if you have that , taxes, utilities , internet and items like a new roof, furnace, kitchen or bath upgrades, ect. A car could include the loan payment, insurance, fuel and repairs. Food could easily cost $250.00/ month per person. Then the entertainment and miscellaneous items could vary a lot. So all of that could easily amount to $4,000.00 to $6,000.00/ month depending on where you live, what type and how many cars you own and your general lifestyle in regards to food and leisure . Your budget of $4,000.00/ month is easily be less than living in the states, especially if you live in or near a large city.
Thank you so much for sharing this very private information! I appreciate how open you two have been and your story.
Thank you so much for sharing your story! Truly inspiring and that is what the world needs!
You are so welcome!
I really appreciate your honest and straightforward advice. Both of you are such an honest humanist, we need more sincere people like you both.
You kids are wise beyond your years. Thanks for the encouragement.
Love your story. Gives us all hope. I live in Atlanta and can attest to how it gets more expensive.
This is awesome. Thank you for sharing. My kids are in college and they enjoy coming ’home’ to decompress and veg out. We are still in their childhood home so there are tons of memories. If we gave up our home and possessions I think the kids would feel a loss in a sense. But I do work remotely now and could travel periodically while working and still keeping our home base. Your story has given me something to strive for in the immediate future. I’m excited!!!
Awesome, that's exciting, all the best to you.
You guys are so transparent on your retirement journey. These years should be fun and exciting, not stressful because you’re working so hard to pay bills. If you don’t mind sharing, did you have a college fund to help your kids with tuition? Again thanks for sharing your life. I love your videos 🙏🏽👏🏼🙌🏽
Thanks! We did not, but that's one reason we still lived under our means for many years.
I truly enjoy watching you two! Thanks for sharing your wisdom with us !
Can I tell you how much I appreciate God for bringing me to your channel. Thank you so much. Blessings to you both. So inspiring.❤
Thanks!
Thanks so much!
Amazing! YOU are giving courage to many of us who are stuck with the status quo in our lives but can't take that step out of fear of what if it doesn't work but you are showing by your true example. I have gone through initial assessment of validating points from hotels and it looks doable to me. I will take that step soon too. Many thanks!
Awesome!
Thank you for making this video. I recently started watching this channel and noticed that Allie looks at Rob when he speaks but Rob rarely looks at her. I wondered what your relationship was and this video helped me understand that you are tethered to one another, even if he stares ahead instead of looking at her every once in a while.
We are somewhat recently retired and we will travel (would've had Covid not interfered) but we like coming home after traveling. We wonder if that ever crosses your mind. THANK YOU!!!!!
Worked 15 years at previous job and just had my 5 year anniversary at current job so yup, I know that 20 year grind! Plus the last 7 years have been bi-vocational as pastor and special needs instructor. Very cool hearing your story and the leap you made!
This was motivational, thank you both so much! I'm 46 and still grinding in the rat race, a scientist at a large global corporation. I almost can't take it any longer, with stress levels and unfairness becoming unbearable. I've been following FIRE for almost 10 years and being quite advanced, I feel it's time to leave corporate soon in order to preserve my health. Would love to build up an internet-based side income.
We know the feeling, all the best to you!
@@GroundedLifeRetirementTravel Thank you!
Clay and I have 4 years ahead of us to retire and begin the new chapter of our slow travels new life style. I actually just created my new TH-cam channel. No subscribers and No videos yet though. 😅 But wanted to let you know that you guys are the first channel that I just subscribed. I can't wait to start sharing our planning and our journey as well. And I really appreciate all the guidelines coming from you guys. You are definitely my first source of inspiration.
I enjoy all your videos, but this one is extra inspiring. Thank you for being so transparent with everything, it makes me realise that with some planning this lifestyle is doable for me.
Wow, thank you!
The fact that you shared such personal details is amazing… so helpful, so inspiring… and makes you so trustworthy. Thank-you!
I've been applying to jobs for 6 months with NOTHING landing! Exasperating, but this sounds super fun! 😎
Wow I didn't realize this wasn't your travel channel when I clicked on this video. We always watch your travels when we stream on the tv.
We were just discussing how we feel like we're leaving money on the table. We appreciate your transparency so much! This video is right on time!!
THANK YOU!!
"Take the leap of faith" 🙌🏽
You've definitely conveyed a message of hope.
Loved this video!! Thanks for giving us HOPE!!! Congratulations on the TH-cam income!!!
Thanks so much!!