I withdraw 8%, which 2% goes to taxes. I get 4% gain every year in dividends/interest (1/3 short term bonds and 2/3 in growing dividend stocks). Retired for 18 years and still have the same retirement account balance. Stocks have grown ~4%/year. So far, so good!
@@Christopher-j3x stocks were up 25% last year. Im retired. I sold stocks when the market was up and now have more money than before I retired. Buy low.; Sell high. If your retired take the cream off the top. That was with the s&p500 stock not any private ones or private companies. 4% works for me. But to each his own. Party on.
Wife and I are financially capable of retiring but don't want to just yet. Still enjoying the work we do (mostly) and getting corporate health insurance. We are planning on waiting to 65 for Medicare plus taking SS at that time. Then with our investments even with a black swan we should be good to go and never run out of funds. It is a great feeling after full lives of toil! We are thinking the endowment method less future input beyond interest gains.
How about buying dividend stocks and funds along with some covered call funds. That generate 8-10% then spend 4-5% reinvested the difference and NEVER SELL ANYTHING in retirement.
Azul would you please make a video about growing a large HSA, say over 100k. Include topics such as: when to stop contributing before Medicaid to avoid a penalty, how to document withdrawals and avoid an audit, how fast and when to draw down the account , what is allowed and not allowed (including cobra premiums), etc. thank you.
Love this video! Great review of different ideas to pull in retirement. Like that SMILE! New to Azul, Like and Subscribe! You will thank yourself you did.
Thanks a ton for your videos! Crypto education is exactly what the world needs right now. I don’t think buy and hold is a wise investment strategy anymore. Not too diluted, and to a certain extent, follow Sophia’s trading ideas and signal tips for your portfolio’s growth and aggressiveness. She’s not only taught me what the cryptocurrency trading world looks like, but she’s also given me a secret to boost my finances. Buying crypto and waiting for the price to soar is not the best way to invest in the market, but buying and trading is. Sophia Haney’s trade signals do the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mindset as an investor, you’ll stay calm during the storm! Within a few months, I was making a lot more money and have continued on that same path…
I can’t reveal too much here, but I’m learning from a really great person named ‘Sophia E Haney’. She’s been in the industry for over two decades and knows a thing or two. I highly recommend checking her out online.
I just Retired 2 months ago at the age of 64+ years YOUNG!!!
Thank you for sharing!!😊
Congrats Rosie, same here!🎉
I withdraw 8%, which 2% goes to taxes. I get 4% gain every year in dividends/interest (1/3 short term bonds and 2/3 in growing dividend stocks). Retired for 18 years and still have the same retirement account balance. Stocks have grown ~4%/year. So far, so good!
I like the 4% rule. I like knowing my money will more than likely last 30 years.
I think it's now 3.7% now
@@Christopher-j3x stocks were up 25% last year. Im retired. I sold stocks when the market was up and now have more money than before I retired. Buy low.; Sell high. If your retired take the cream off the top. That was with the s&p500 stock not any private ones or private companies. 4% works for me. But to each his own. Party on.
the rule works, especially now that fixed income is paying more than 4%--THIS IS A NO BRAINER
Wife and I are financially capable of retiring but don't want to just yet. Still enjoying the work we do (mostly) and getting corporate health insurance. We are planning on waiting to 65 for Medicare plus taking SS at that time. Then with our investments even with a black swan we should be good to go and never run out of funds. It is a great feeling after full lives of toil! We are thinking the endowment method less future input beyond interest gains.
How about buying dividend stocks and funds along with some covered call funds. That generate 8-10% then spend 4-5% reinvested the difference and NEVER SELL ANYTHING in retirement.
Azul would you please make a video about growing a large HSA, say over 100k. Include topics such as: when to stop contributing before Medicaid to avoid a penalty, how to document withdrawals and avoid an audit, how fast and when to draw down the account , what is allowed and not allowed (including cobra premiums), etc. thank you.
risk-based guardrails strategy sounds appealing when markets are good, Azul. otherwise, bucket strategy seems like the way to go.
Thanks for the info Azul!
Thanks Azul
It's odd, I spend as much as I Want to spend yet I am spending less than I did while working by a good margin
And the video marathon continues......
So, which one is the best?
depends on your individual situation. Which works best for you?
4% rule says your money will last 30 years.. i like that idea
So, the obvious question is which one are you using?
4% loosely (+/- a percent or so) with a 3-bucket strategy
Love this video! Great review of different ideas to pull in retirement. Like that SMILE!
New to Azul, Like and Subscribe! You will thank yourself you did.
20 days!
which one is the best one - don't think you said yours?
Thanks a ton for your videos! Crypto education is exactly what the world needs right now. I don’t think buy and hold is a wise investment strategy anymore. Not too diluted, and to a certain extent, follow Sophia’s trading ideas and signal tips for your portfolio’s growth and aggressiveness. She’s not only taught me what the cryptocurrency trading world looks like, but she’s also given me a secret to boost my finances. Buying crypto and waiting for the price to soar is not the best way to invest in the market, but buying and trading is. Sophia Haney’s trade signals do the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mindset as an investor, you’ll stay calm during the storm! Within a few months, I was making a lot more money and have continued on that same path…
I can’t reveal too much here, but I’m learning from a really great person named ‘Sophia E Haney’. She’s been in the industry for over two decades and knows a thing or two. I highly recommend checking her out online.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
Sophiahaney she’s verified
Well this is not my first time of seeing her name on social platform. I think she's extremely brilliant and lucrative at the same time.
Spot-on, I would always rate her signals as one of the best ever used 100% accurate.
O H . .! 🙂
Are you just making video to make video ? Face the truth dude !