Hey girl hey!! I have started over a lot myself. Life be lifing!!! Believe it or not I even condense the envelopes I actually stuff. My goal is to just work on the few and then to build back up to all of my envelopes.
I went over budget too so you are not alone on this journey and it’s harder on a low income especially being disabled but it happens..On the flip side I make it a point to save $40 a month out my income and I don’t touch it.. homelessness is a fear of mine because my mom became homeless.. thank god i had shelter to take her in she slept on my sofa 3,years but she had a roof over her head..,after getting her in senior housing she passed away16 months later at $62… you here many on fixed incomes say they can’t save .. I save my coins from grocery money and this money goes in a high yield acct.. like you said it takes discipline.. I have over $800 saved.. and we all need a buffer doesn’t matter if it’s $50 we need it until that next pay period…. .. we think we can’t basically because we dont want to.. sometimes we need to just do the bare minimum to survive until we can build.. I learned this through my mothers situation.. it was a wake up call..( please forgive the typos) but you get the point.. it’s like 1am my time)
I truly appreciate you for being so transparent and willing to share your journey. And trust me we are grateful for you and all you do. This truly helps and allows us all to understand we are not alone. I’m educator as well. I sacrifice a lot to help children and I’m grateful for that opportunity to touch lives. Education is truly not a money maker occupation but we get internal rewards seeing children succeed. Keep striving and know you will be debt free and able to do so much. Many blessings to you and can’t wait to see you in the next one.
I can relate to what you were saying about being frivolous with money and making to the next check, because I made those mistakes and being completely broke or homeless will humble you. I try to give friends/ family the advise that I wasn't given and hope that they take it to heart. Thanks for sharing. As always a lovely video
I wish i could have fun cash stuffing more frequently! I get paid twice monthly: mid month and end of month. Mid month goes towards topping up expenses, sinking funds, and a few bills. The end of month goes towards rent and most of my bills. It means I only get to budget once a month, but i love seeing videos like yours reconciling on a weekly basis. Also, love the conversation on motivation vs discipline! Such an important concept to differentiate. Thank you for sharing your story. ❤
We all have weeks like that with money. I had that happen in the middle of March and trying to figure out where we were financially and sweek it all from our spending took me so, so long! I really hated it but it was what it was. Give yourself grace and keep trying.💐
Girl I get you! Thank you for being transparent and saying that you’re starting over again it’s been a month for me as well. I can totally relate; thank you for having awesome content.❤
Jenika I just love your channel so much, I’m ending in the red this month I had a dental expense that cost me 460 bucks but I only had 260 so I had to pull 200 from emergency to make it work. Cause I don’t like extra debt so I took care of it right then. Your video are such a vibe! Starting over is ok. We got this ❤ 36:46 I enjoyed watching
You are very inspirational. Watching your videos gives me hope and encourages me to take control of my finances even tho its on a smaller scale than you. What i learn from you is that it can being fiscally responsible can be done no matter what my income is. I really appreciate your videos!!!!!!! 💛
So nice that you are honest! Bless you! Nothing wrong with starting over! Thank heavens you had some savings!!!🙌🏼💵 You got this!😍 You are doing great! 🫶🏼🐝
I got nothing, girl. I overspent at costco last night because I needed things--they were legitimate purchases. Everything has gone up so even simple things are more expensive. It is absolutely harder to make a dollar last further now. And then add on "self care" just like getting a mani or pedi--that's my whole grocery budget for a week! I've had to cut way back. Living with contentment has become a daily affirmation. You'll do better next month or the month after. It's all good! You are still trying and are you so organized--don't give up! You can do it!
Hey pretty lady! New subbie! Here from IG. SThank you for being honest. We all have those moments of overspending! Ive been doing a lot of retail therapy lately 😟 love your heart nails!! 🤍🖤 Since starting this budgeting/cash stuffing, it has really helped stop me from spending so much. I understand how you feel about not wanting to see your money go down on the bank. I would love to make this into a business, but girl, I have no time to commit just yet and no money to invest 😂 thank you for sharing your story of where you came from and your life experience! So humble of you. Great reasons to stay motivated! Love it! Great video!! 🫶🏼❤️🤍🖤
I’ve had an okay month. My co worker needed a ride twice and we both got food so I went over my eating out budget, and because I live twenty minutes from work I’ve been driving a LOT. I have not spent any of my personal or shopping envelopes so that’s the good part since those are my weakest points!
Hey girl, the important part is to have the courage to start over, and look at the bright side, thanks to the budgeting system u ain’t using a credit card, and staying out of debt Good luck ❤ thanks for inspiring us Good vibes from Mexico ✨🫶🏼
Whew 😅THIS MONTH HAS BEEN A STRUGGLEEE!! I’m thinking about restarting as well just so I can reset myself but I haven’t actually decided yet. 🙏🏾 all the best and great success for a great outcome !
Yess great video an yes life b life be lifing😂! I’m grinding to pay off my car for June so any an all is going there then to cc so I can be debt free by Oct 2024🙏🏾🙏🏾💪🏾💪🏾👍🏽👍🏽🙌🏽🙌🏽only debt will b my home!!
Love your videos. Suggestion since you said that you threw all your trackers away, so why you just can't look at your videos to see how much they were on your tracker. I hope that helps you is what you're doing is helping me as well. Thanks for all what you're doing❤❤😂
my last paycheck ended up a volcano red paycheck 🙃 I definitely felt how you felt last aug/sept like just can't stop spending 😭 I'm a stress / emotional spender...so I'm still working on that. loved the video!
I'm saving alll of mine 10$ and allll of mine 20$ and alll of mine 100$ and alll of mine 50$ and all of mine 100$ wish me good luck and i love your videos you have helped me out so much thank you
Don't hit yourself too hard. We all start over. You can always watch your previous stuffings to get your past balances to reconcile your monthly amounts. When you corrected Emergency you didn't change the tracker title.
I’m struggling as well. I’m not sure how to start this cash envelope. I followed you. I start my budget and then I go off of it. I’m trying to get like a month ahead and I still can’t manage that. I’ll have to find one of your beginner videos
@@AllThingsPlanned thanks.I ended up and purchased a classic Happy Planner. I'm anticipating your drop with this particular planner. I'm sure it's going to be 👏🏽 amazing.
Hey girl hey!! I have started over a lot myself. Life be lifing!!! Believe it or not I even condense the envelopes I actually stuff. My goal is to just work on the few and then to build back up to all of my envelopes.
Hey!! I like the idea of only focusing on a few at a time! Thank you❤
@@AllThingsPlanned of course!! We are all in this together!!
That's a good idea. Never thought about condensing my envelopes. Will try and implement this on my road to financial freedom.
@@nae1470 Yessss it has been a total game changer for me!! Definitely give it a try. Good luck to you!! ♥️🙏🏾
Life does be lifing I got into the car wreck and totaled my paid-off car, but thank God I’m still alive and I’m starting over with my budget
So glad you’re okay ❤️🩹
I went over budget too so you are not alone on this journey and it’s harder on a low income especially being disabled but it happens..On the flip side I make it a point to save $40 a month out my income and I don’t touch it..
homelessness is a fear of mine because my mom became homeless.. thank god i had shelter to take her in she slept on my sofa 3,years but she had a roof over her head..,after getting her in senior housing she passed away16 months later at $62… you here many on fixed incomes say they can’t save .. I save my coins from grocery money and this money goes in a high yield acct.. like you said it takes discipline.. I have over $800 saved.. and we all need a buffer doesn’t matter if it’s $50 we need it until that next pay period…. .. we think we can’t basically because we dont want to.. sometimes we need to just do the bare minimum to survive until we can build.. I learned this through my mothers situation.. it was a wake up call..( please forgive the typos) but you get the point.. it’s like 1am my time)
I truly appreciate you for being so transparent and willing to share your journey. And trust me we are grateful for you and all you do. This truly helps and allows us all to understand we are not alone. I’m educator as well. I sacrifice a lot to help children and I’m grateful for that opportunity to touch lives. Education is truly not a money maker occupation but we get internal rewards seeing children succeed. Keep striving and know you will be debt free and able to do so much. Many blessings to you and can’t wait to see you in the next one.
I can relate to what you were saying about being frivolous with money and making to the next check, because I made those mistakes and being completely broke or homeless will humble you. I try to give friends/ family the advise that I wasn't given and hope that they take it to heart. Thanks for sharing. As always a lovely video
Thanks for sharing!!
I always appreciate how real you are when you have to empty your sinking funds. Life happens ❤
It is a blessing to have that type of discernment. God bless you for sharing and helping so many other people.
I wish i could have fun cash stuffing more frequently! I get paid twice monthly: mid month and end of month. Mid month goes towards topping up expenses, sinking funds, and a few bills. The end of month goes towards rent and most of my bills. It means I only get to budget once a month, but i love seeing videos like yours reconciling on a weekly basis.
Also, love the conversation on motivation vs discipline! Such an important concept to differentiate. Thank you for sharing your story. ❤
Great video. For the budget close out, if you did throw the trackers away, you could rewatch the last video to see what you put in.
Thank you for your transparency! This budget journey is definitely a journey and there’s no set destination. Great video!
We all have weeks like that with money. I had that happen in the middle of March and trying to figure out where we were financially and sweek it all from our spending took me so, so long! I really hated it but it was what it was. Give yourself grace and keep trying.💐
Thank you so much!💕❤️
Girl I get you! Thank you for being transparent and saying that you’re starting over again it’s been a month for me as well. I can totally relate; thank you for having awesome content.❤
Hello keep going take care all.❤😊🙏🙏😍
Thanks for your honesty!!!! I am starting I've 😢 But God !!!!!
Jenika I just love your channel so much, I’m ending in the red this month I had a dental expense that cost me 460 bucks but I only had 260 so I had to pull 200 from emergency to make it work. Cause I don’t like extra debt so I took care of it right then. Your video are such a vibe! Starting over is ok. We got this ❤ 36:46 I enjoyed watching
Hey! Sis I had another unexpected expense this week 👀 we’ll talk about it Friday 😩
I love that mindset ❤ thank you for sharing
You are very inspirational. Watching your videos gives me hope and encourages me to take control of my finances even tho its on a smaller scale than you. What i learn from you is that it can being fiscally responsible can be done no matter what my income is. I really appreciate your videos!!!!!!! 💛
Absolutely!! We all have different starting points
Hi 🖐🖐Here watching, nice cash stuffing 💕💕
Hey there!
Thank you for sharing 😊j
You were speaking truth girl
Girl, you know! 😂
Awesome cash stuffing video 🤗 I enjoyed watching 💕
First time I've come across your channel - I love your energy! The transparency and realness is great to see, plus your products are beautiful!
👋 thank you so much!!
Life happens, and frankly that’s why we stuff to have money set aside when things arise. We’ll bounce back though! 🎉
I was so in the red this month I am getting better at saving for sure.
So nice that you are honest! Bless you! Nothing wrong with starting over! Thank heavens you had some savings!!!🙌🏼💵 You got this!😍 You are doing great! 🫶🏼🐝
Thank you so much! ☺️
I got nothing, girl. I overspent at costco last night because I needed things--they were legitimate purchases. Everything has gone up so even simple things are more expensive. It is absolutely harder to make a dollar last further now. And then add on "self care" just like getting a mani or pedi--that's my whole grocery budget for a week! I've had to cut way back. Living with contentment has become a daily affirmation. You'll do better next month or the month after. It's all good! You are still trying and are you so organized--don't give up! You can do it!
Yes ma’am! It’s been a rough month! It’s getting harder to have rollover money!
Hey pretty lady! New subbie! Here from IG. SThank you for being honest. We all have those moments of overspending! Ive been doing a lot of retail therapy lately 😟 love your heart nails!! 🤍🖤
Since starting this budgeting/cash stuffing, it has really helped stop me from spending so much. I understand how you feel about not wanting to see your money go down on the bank. I would love to make this into a business, but girl, I have no time to commit just yet and no money to invest 😂 thank you for sharing your story of where you came from and your life experience! So humble of you. Great reasons to stay motivated! Love it! Great video!!
🫶🏼❤️🤍🖤
Hey there! Thank for coming over from IG❤️💕
💚💚Great cash stuffing!
This video was EVERYTHING. It hit so many truths for me. Definitely you are one of my favorite budgeters 😊
Awww 🥰 thank you so much!!
I’ve had an okay month. My co worker needed a ride twice and we both got food so I went over my eating out budget, and because I live twenty minutes from work I’ve been driving a LOT. I have not spent any of my personal or shopping envelopes so that’s the good part since those are my weakest points!
Thanks for sharing💕
Hey girl, the important part is to have the courage to start over, and look at the bright side, thanks to the budgeting system u ain’t using a credit card, and staying out of debt
Good luck ❤ thanks for inspiring us
Good vibes from Mexico ✨🫶🏼
Hey! Thank you so much ❤️
Thanks for sharing another great video...LIFE BE LIFEING!
♥️♥️
I save for bills challenge to end of month and do savings challenge as well😊
I'm new here, I enjoyed your video, April has been a struggle for me too. I think that eclipse messed me up😂
Hey! Didn’t think about the eclipse!
Great video! I love your transparency ❤ I had to empty my envelopes this month as well.
Thanks for sharing!!
Great video. Thanks for sharing
Whew 😅THIS MONTH HAS BEEN A STRUGGLEEE!! I’m thinking about restarting as well just so I can reset myself but I haven’t actually decided yet.
🙏🏾 all the best and great success for a great outcome !
Thank you ☺️ the reset has been refreshing!
I’m having a red month too due to trying to pay off debt
Yess great video an yes life b life be lifing😂! I’m grinding to pay off my car for June so any an all is going there then to cc so I can be debt free by Oct 2024🙏🏾🙏🏾💪🏾💪🏾👍🏽👍🏽🙌🏽🙌🏽only debt will b my home!!
Yesss! Let’s goo💕
Love your videos. Suggestion since you said that you threw all your trackers away, so why you just can't look at your videos to see how much they were on your tracker. I hope that helps you is what you're doing is helping me as well. Thanks for all what you're doing❤❤😂
April was a struggle month for me too. I did not stick to budget. I used my credit card way too much. 🤦🏾♀️
It’s okay, sis! It happens!
my last paycheck ended up a volcano red paycheck 🙃 I definitely felt how you felt last aug/sept like just can't stop spending 😭 I'm a stress / emotional spender...so I'm still working on that. loved the video!
Not volcano red!!! lol whew!!
Got some big checks. Y’all comment and tell me what y’all would do! 🙏🏽🤞🏽
Hey Sis!! ❤
Happy Friday sis ♥️♥️
I'm saving alll of mine 10$ and allll of mine 20$ and alll of mine 100$ and alll of mine 50$ and all of mine 100$ wish me good luck and i love your videos you have helped me out so much thank you
Love it💕 thanks for sharing!
How important is it 2 you to keep track of your spending? Do you feel keeping track of spending is important? And why?
I’m actually trying it for the first time this year, so I’m still trying it out.
Don't hit yourself too hard. We all start over. You can always watch your previous stuffings to get your past balances to reconcile your monthly amounts.
When you corrected Emergency you didn't change the tracker title.
Thank you!!
❤
❤❤❤❤❤❤❤❤❤
Hey! Will you be getting the rose gold binders back in stock? Can I buy one by itself?
Hey! They are completely sold out. They’ll be back in quarter 4 for 2025!
I’m struggling as well. I’m not sure how to start this cash envelope. I followed you. I start my budget and then I go off of it. I’m trying to get like a month ahead and I still can’t manage that. I’ll have to find one of your beginner videos
Try starting with creating a simple budget, and only using cash for variable expenses (gas, groceries, etc). Getting a month ahead is tough!
Hey girl, I wanted to order your particular planner, but they're unavailable. Do you know when they'll be back in stock?
Hey! That particular cover looks like it’s sold out, but the planners are available
@@AllThingsPlanned thanks.I ended up and purchased a classic Happy Planner. I'm anticipating your drop with this particular planner. I'm sure it's going to be 👏🏽 amazing.
NOT WHEN THE SPENDING SPIRIT ATTACKED YOU!!! MOST of us know about this spirit!!!
It’s a strong one! 😩😂
I love watching your video’s. I want to start a channel but I am scared.
Do it I am subscribing your channel
It is a little scary, at first, but it subsides💕
You left the category name electronics in the emergency one...
Thank you!
🩷
Can you zoom out a little more. I find it hard to watch.