Hello .... I am travelling to hongkong but I don't see companies like HDFC , ICICI providing the travel insurance for HK... can you give me the list of companies which covers HK, Macau etc?
Hello! I understand you're looking for travel insurance for your trip to Hong Kong, but unfortunately, we at Ditto do not provide specific advice on travel insurance products. However, based on some limited research, you may want to consider the following companies - Reliance General Insurance Tata AIG Bajaj Allianz I recommend checking their websites for more details on their travel insurance offerings. Safe travels!
In the 40 year old example who wants knee replacement surgery - she will actually not get international medical insurance right? as this now becomes a PED. Knowing she will take treatment abroad and that is why she is planning to take international term insurance - wouldn’t companies reject her application or put a 3 year waiting period?
Yes, she will need to disclose the condition that might require surgery in the future. Based on this disclosure, the insurer will decide whether to issue the plan and, if they do, whether waiting periods will apply. Many insurers also offer options to reduce these waiting periods by paying additional premiums through add-ons. Once the waiting period is completed, she may be able to undergo the procedure. However, as mentioned in the video, we cannot guarantee how smooth the claims process will be, especially when seeking treatment abroad.
Sir plz cover critical illnesses insurance policy
Hello .... I am travelling to hongkong but I don't see companies like HDFC , ICICI providing the travel insurance for HK... can you give me the list of companies which covers HK, Macau etc?
Hello! I understand you're looking for travel insurance for your trip to Hong Kong, but unfortunately, we at Ditto do not provide specific advice on travel insurance products. However, based on some limited research, you may want to consider the following companies -
Reliance General Insurance
Tata AIG
Bajaj Allianz
I recommend checking their websites for more details on their travel insurance offerings. Safe travels!
In the 40 year old example who wants knee replacement surgery - she will actually not get international medical insurance right? as this now becomes a PED. Knowing she will take treatment abroad and that is why she is planning to take international term insurance - wouldn’t companies reject her application or put a 3 year waiting period?
Yes, she will need to disclose the condition that might require surgery in the future. Based on this disclosure, the insurer will decide whether to issue the plan and, if they do, whether waiting periods will apply. Many insurers also offer options to reduce these waiting periods by paying additional premiums through add-ons. Once the waiting period is completed, she may be able to undergo the procedure. However, as mentioned in the video, we cannot guarantee how smooth the claims process will be, especially when seeking treatment abroad.