Dave and Anthony are very out of touch. They don't get that things are very tough right now. A lot of people are hurting to get by. You just can't get ahead in this world unless you are born into a wealthy family.
@@rattlehead999 - probability that you can make it in the USA is higher than elsewhere...and versus other times in history. Lots of examples of people making it starting from humble positions in life.
@V A the number one thing is work if you're able. Seems like a no brainer but a lot of women freak out when the man leaves ( and thats ok im not judging them) but the quicker your able to work it will A. Helps you feel independent. I not only worked, God blessed me with a good enough factory job that it didn't matter that the kid's dad refused to pay support bc i made enough money i could support us. B. Gives you a sense of pride/accomplishment. C. takes your mind off your problems. Kinda hard to focus on your problems when you keep busy. ☺ *and btw thank you for the compliment!
It's always funny when people say they can't get ahead financially, but they can afford to smoke, buy a wide screen television and have a car on a lease.
I listen to Dave every day because this helps me keep inspired to keep saving for my future. This woman is every one of us listening - just gotta keep our noses to the grindstone.
I used to think Dave was arrogant and I refused to listen to his show. Then I grew up and realized I was wrong and he was saying things I didn't want to hear.
Anyone who has a show named after them is going to have some degree of narcissism. The only thing that matters is whether they have the competence to back it up and in Dave's case, he does, at least in one area of life.
@@Opethfeldt I mean, you can call it narcissistic, but it's just good marketing? A person has to have a thing they're known for, for since Dave is what it's all about, that's what he's selling. Makes sense to me from a marketing standpoint.
It's going to be one of the best choices you will ever make! I have a 04 Corolla and paid $2400 for it. No problems, good gas mileage, 120k miles on it, and will run easily over 300k. I have money coming in from my job and nothing goes to the car except gas and the occasional oil change. It feels free and good
Great comment about it being hard up front and easy in the end and vice versa. People who spend most of their lives saving and living within their means have a valuable skill.
i saved a large amount starting in my first job. I still got wiped out in 2009. All that planning kept me from homelessness but you can only plan so much. Life happens. A bit harsh to always call it stupidity.
After listening to this show for a while, you come to realize that he says the exact same thing to each caller. Which is a good thing - it shows how doable it is for anybody.
Hey, nursing is an awesome profession! You get so much OT and shift differentials above your base salary, so nurses make much more in actuality than on paper. I'm 35, my wife and I are both nurses. We have a 700k home with 130k mortgage and 450K invested in index funds.... can definitely be a millionaire as a nurse. The key is we cut our spending and save 60% of our monthly income.
I remember being on call in the OR and the patient had no insurance. The surgeon said I was getting paid more than he was! So true! Nursing is a great profession.
@@xandertherrien4387 You'd be surprised how many people don't know that. Do you know how much money you would have if you invested that $554 every month?
If anyone is reading this and near retirement please do not pull off 10% of your portfolio every year. 4-5% is the Max safe withdrawal rate in most porfolios
I don’t think it’s stupidity. I think it’s lack of knowledge. When has a Dave Ramsey, minority mindset, the money guy, or any other finance page top 50 on trending? It never is, people are taught get rich quick/ spend more than you make because if your not rich you can’t get rich. People don’t value long term growth, discipline and dedication to get to the goal. They don’t even teach it in school which is a crime to me. But hey everyone here you have value to add you your children. Look at Dave’s daughter, that’s exactly how we could pass it down as well!
Having a victim mentality will cripple you because if you believe you can't do something due to some outside force, your belief will prevent you from doing it.
I don’t think if she stated that she started her 401k at 45 though. Maybe she worked earlier in life, paused to raise her family and then picked back up at 45. My point is, I’m not sure she could have gained over $600k in her 401k from beginning at age 45 to 65. Is this even possible?
Pretty simple plan to do well...its just takes some sacrifice. Live on less than you make...the more you make the easier this is and invest and avoid debt.
Dave Ramsey is right about a lot of things. I make $45,552 a year and get a 5% raise once a year. I want to make more money and like Dave tells you if you want to make more money then make more money. I’m applying for jobs that pay me more money. I also get the itch to buy myself a brand new car but I look outside at my 2015 Jeep Compass and I ask myself why do I need a new car? It runs great. I also tell myself what Dave says that’s a great million dollar car and I say I can invest that car payment it would be if I got a new car in a Roth IRA. It’s taken me over two years to start disciplining myself.
Everyone wants to become a millionaire until; "they have to believe in themselves" "they have to spend the initial time setting things up" "they have to invest in themselves to learn a new skill"
This is very vague. No explanation on how much she makes. No explanation on her living expenses. No explanation on how much she put into her 401K. Was it 15%? Did she have other investments? What were they and how much did she invest? Did she have any sudden home repair expenses? Did she have any sudden medical bills? Does she have a car? Did she live like a hermit? Did she date within those 21 years and, if so, how much money did she stash from that? Don't pretend dating a man doesn't save you money. It sounds good, but I need details to determine the viability.
Love her! Beyond grateful for what God did for her. We Champions see ourselves in her. I finish my degree next year and will be 43 years old at that time. Everyone we can do this! God is no respecter of men 💕
Retire when you are old and made money sounds like a dream. But youth is wasted on the young... half of that retirement money is gonna be spent on holding your joints together as you use it.
Not necessarily. My parents are 89 and 92, and while they have some medical issues, they are still visiting their kids and reinvesting retirement money.
Can someone explain to me what they were talking about when they said 80k a year from 10% return on her 401k? How can someone make that kind of return? I want to learn so I can have a similar salary just from interest.
@@jimroscovius lol that’s just one year. What did it earn in 2018, 2015, 2008, 2002, 2001, 2000? Basically what I’m saying is stock mutual funds don’t earn 24% every year. The law of historical averages say stock mutual funds or index stock funds over 10+ years only average 10%/yr.
Yep, Dave's plan is no life before 60. What kind of life is that? Moderation instead. If life were a road trip Dave only cares about the destination, and then you maybe can't even get out of the car to enjoy (if you get my meaning).
Me 60yr old high school drop out Did manual labor all my life I have no debt I paid off my house I have big bank account. I have never done drugs Eat at home Live below your means I make $54k I have a pension and SS check coming
If you have minimum american wage you make more than 65% of poles, if you make californian minimum wage you make more than 95% of us. ALL Americans have good salaries and if some of them are broke it is only their own fault.
Sure, but the cost of living is different there. If I a Canadian go to Australia at a 1:1 forex rate my dollar wouldn't get me very far.. See why this isn't a great argument?
@@seasaltisland electronics are cheaper in U.S. same car, fuel, alcohol, basic food and electricity. Basic food costs pretty much the same. Things that are more expensive: healthy food, healthcare, real estates in city center, higher education, services like barber, tattoo and piercing. Food in restaurants and pubs, taxi services, overall everything driven by salaries, overall things that you can live without.
Ramsey, no excuses dawg. You got lose some weight. I heard a story about a guy in his 80's running marathons. You can afford Personal trainers and nutritionists. The only reason your a fatty is b/c you won't put the chicken wing down and get on the treadmill. LETS GO YOU GOT THIS!!!
@@jamieswanson8828 so your saying there's more than one way to look at finances. Kind of like, you have to find out what works for you. So he should put down the French fries instead of chicken wings.
Lol Single debt-free, drug-free, kid-free woman here. Paid car and paying my mortgage. I'm staying single though. I just had a disagreement with my boyfriend. He's broke, unemployed, living with his parents and just told me "I'm marrying him for papers". Lol, his deluded mind.
You do know that not everyone can make enough money to pay for basic expenses, right? Most of your callers make above average income. Not everyone in poverty is stupid, and I think you’d agree that the Bible also ascribes success and failure to God...
@@insideoutsideupsidedown2218 Where you think he got the seed money from if 100% down and he was bankrupt? Saving cash to pay for first piece of real estate takes more time than we have on Earth. You have to think who is Dave's audience: primarily those overspending and trying to get out of debt.
@@dabd8175 Yeah dave went bankrupt I believe twice almost lost his marriage He hates debt because that's what bankrupted him but I can't get behind him in some aspects but in some ways he is right especially about mindset and being smart with money but being smart with debt is a thing as well maybe you take out 5-10k loan so you can put it into a home you got for a low price maybe foreclosure back taxes whatever and then turn around and sell it for a profit and pay back the loan and repeat or buy a few cars and fix em up then sell em
Hi please would you let on Chris Higan on the show again he would be such a Great asset and personality that these other persons Rachel Cruze Anthony Oneal John Deloney cannot compare with Thanks in advance
It's more than enough if you don't mind not living in luxury for the most part. I could retire off of less than $600k right now because I'm frugal and don't need a lot to enjoy life.
Its enough for her.... if your debt free. Obviously she won't have a very extravagant retirement but with social security she will be doing pretty good and with time her account if she isnt touching the principle and saves say 15% of interest income her account will continue to grow.
Watch the call that sparked this rant: "I'm Terrible At Spending, But Good At Working - th-cam.com/video/SX0zM1YL2to/w-d-xo.html
If you think you can, or if you think you can’t: you are right. - Henry Ford
Dave and Anthony are very out of touch. They don't get that things are very tough right now. A lot of people are hurting to get by. You just can't get ahead in this world unless you are born into a wealthy family.
@@costco_pizza - history is full of examples that show your statement isn’t true.
@@costco_pizza if you think YOU can't get ahead, your right. This segment just showed you can. It's up to you.
@@conureron3792 And these examples are fewer than 0.001-0.1% of all humans that lived.
@@rattlehead999 - probability that you can make it in the USA is higher than elsewhere...and versus other times in history. Lots of examples of people making it starting from humble positions in life.
These rants are why I'm subscribed to Dave Ramsey.
Me too.😂
You're 100% right!
Yep. The rants are my favorite.
Im a single mom with four kids...DOING GREAT! thanks be to God. Dave is spot on with this one!!!!!
@V A the number one thing is work if you're able. Seems like a no brainer but a lot of women freak out when the man leaves ( and thats ok im not judging them) but the quicker your able to work it will
A. Helps you feel independent. I not only worked, God blessed me with a good enough factory job that it didn't matter that the kid's dad refused to pay support bc i made enough money i could support us.
B. Gives you a sense of pride/accomplishment.
C. takes your mind off your problems. Kinda hard to focus on your problems when you keep busy. ☺
*and btw thank you for the compliment!
“You can have the biggest fun ever when you have some MONEY and you’re not broke and WHINY” 😂😂🤣👏🏻
It's always funny when people say they can't get ahead financially, but they can afford to smoke, buy a wide screen television and have a car on a lease.
And have smartphones galore, and eat out almost every day.
Don’t forget Starbucks in their hand every time you see them
And they drink alcohol regularly and wonder why they are broke
Literally my dad
I swear 🤦🏾♂️
I listen to Dave every day because this helps me keep inspired to keep saving for my future. This woman is every one of us listening - just gotta keep our noses to the grindstone.
Same
I used to think Dave was arrogant and I refused to listen to his show. Then I grew up and realized I was wrong and he was saying things I didn't want to hear.
He's still arrogant
Well Dave is still arrogant. He is simping quite a lot too. His investment strategy is quite ok though.
Anyone who has a show named after them is going to have some degree of narcissism. The only thing that matters is whether they have the competence to back it up and in Dave's case, he does, at least in one area of life.
@@Opethfeldt I mean, you can call it narcissistic, but it's just good marketing? A person has to have a thing they're known for, for since Dave is what it's all about, that's what he's selling. Makes sense to me from a marketing standpoint.
@@bigpete1014 and you're still an arrogant poor person 🤣
I was going to buy a new car... start watching Dave Ramsey videos. On my way! To check out a 2000$ manual Honda Civic
Ayy nice
Yes! You drive up next to my '04 Camry, give a nod, and we'd understand that the future is looking so much brighter.
Someone needs to make bumper stickers that say, "This is my Dave Ramsey get out of debt Hooptie."
You win
It's going to be one of the best choices you will ever make! I have a 04 Corolla and paid $2400 for it. No problems, good gas mileage, 120k miles on it, and will run easily over 300k. I have money coming in from my job and nothing goes to the car except gas and the occasional oil change. It feels free and good
I love a good Dave rant in the morning 😄 Good for that woman!! She’s a rockstar 🙌🏻
No she’s a studette!! 😂😂😂
I like the rants too but the caller was scripted.
Great comment about it being hard up front and easy in the end and vice versa. People who spend most of their lives saving and living within their means have a valuable skill.
It’s much better to have money later in life than just starting out.
Well that woke me up this morning! 0:37 😅
Just like the recent Toyota commercial I just saw: " you don't need to be amazing to start, but you need to start to be amazing."
“This is cray, cray man!” Love it Dave!
😂😂😂
It’s sad there are so many people care about impressing others with expensive things than building wealth.
i saved a large amount starting in my first job. I still got wiped out in 2009. All that planning kept me from homelessness but you can only plan so much. Life happens. A bit harsh to always call it stupidity.
Life happens but you were prepared you made a smart decision
But Dave being stupid is like the only thing I'm good at😔
We were all at that point till life comes at us with a right hook.
Commas are very important. lol
The thing about being stupid is that as long as you make every mistake a learning experience, you have no choice but to end up smart eventually.
Get out of debt, invest, and live below your means. These three things are truly what stops most people from enjoying financial freedom.
Basic math to get there is maxing out your 401k over 20 years. And doing nothing else. It can be done
You are going to pay a price, which end do you want to pay it on? 💥🎤
Exactly!
After listening to this show for a while, you come to realize that he says the exact same thing to each caller. Which is a good thing - it shows how doable it is for anybody.
I love your rants, please keep doing this.
It helped me wake up. Thank you!
Hey, nursing is an awesome profession! You get so much OT and shift differentials above your base salary, so nurses make much more in actuality than on paper. I'm 35, my wife and I are both nurses. We have a 700k home with 130k mortgage and 450K invested in index funds.... can definitely be a millionaire as a nurse. The key is we cut our spending and save 60% of our monthly income.
I remember being on call in the OR and the patient had no insurance. The surgeon said I was getting paid more than he was! So true! Nursing is a great profession.
How can you not love Dave Ramsey?
His voices during the rants are the best. 🤣
Motivating AF!! Here I am at 38 thinking all is lost. Lemme get on my grind and get those baby steps out the way 🙌🏾🙌🏾
You got this, never too late to start
" studette" 😆 😆 😆 thought I was the only one to use this term. Dave never ceases to amaze me 😆
Sounds like something an Army Guy might say 🐵
@@0num4 nah your thinking of the Navy
I am a nurse at 26
That’s great!!
Average new car payment is $554 😮
Don't buy new.
@@fishingangler4315 nooooo really?
That’s crazy. Seriously - people who pay that kind of monthly payment lack all financial sense.
@@xandertherrien4387 You'd be surprised how many people don't know that. Do you know how much money you would have if you invested that $554 every month?
At one point in my life I had 1250 a month in vehicle payments. A car and a truck
Life is hard. It's harder when you're stoopid.
i do think some type of vacations should be done when young say the late 20s or early 30s, it could be physically or mentally more challenging
If anyone is reading this and near retirement please do not pull off 10% of your portfolio every year. 4-5% is the Max safe withdrawal rate in most porfolios
In the Michigan State police training Academy, on the wall it says “if you think you can you will, if you think you can’t you’re right.”
Keep it simple - pay down debt and invest for retirement 🙂
Life kinda gets in the way
Just win the lottery ...simple
@@fivehundrediq5212 take control of it so it doesn't control you.
@@insideoutsideupsidedown2218 We are in control of our lives.
@@jimroscovius Not as much as you think you are.
I don’t think it’s stupidity. I think it’s lack of knowledge. When has a Dave Ramsey, minority mindset, the money guy, or any other finance page top 50 on trending? It never is, people are taught get rich quick/ spend more than you make because if your not rich you can’t get rich. People don’t value long term growth, discipline and dedication to get to the goal. They don’t even teach it in school which is a crime to me. But hey everyone here you have value to add you your children. Look at Dave’s daughter, that’s exactly how we could pass it down as well!
You also gotta be fortunate to do it. Medical bills are eating all my invest money.
Having a victim mentality will cripple you because if you believe you can't do something due to some outside force, your belief will prevent you from doing it.
Sacrifice is never easy or it is no true sacrifice.
I like to think of it as: "if you have never cried about letting it go, you probably never sacrificed it."
I don’t think if she stated that she started her 401k at 45 though. Maybe she worked earlier in life, paused to raise her family and then picked back up at 45. My point is, I’m not sure she could have gained over $600k in her 401k from beginning at age 45 to 65. Is this even possible?
If she contributed to the max in her 401k each year, it is possible I believe.
$1500/mo for 20 years at 7% = $780K
Pretty simple plan to do well...its just takes some sacrifice.
Live on less than you make...the more you make the easier this is and invest and avoid debt.
Takeaway: don’t go into debt to have fun!
7-Eleven I 89898888878989998899999988998898898
Dave Ramsey is right about a lot of things. I make $45,552 a year and get a 5% raise once a year. I want to make more money and like Dave tells you if you want to make more money then make more money. I’m applying for jobs that pay me more money. I also get the itch to buy myself a brand new car but I look outside at my 2015 Jeep Compass and I ask myself why do I need a new car? It runs great. I also tell myself what Dave says that’s a great million dollar car and I say I can invest that car payment it would be if I got a new car in a Roth IRA. It’s taken me over two years to start disciplining myself.
Let's be real anyone/everyone can lose a job or income stream in a moments time. it's always good to have another means to bring in cash
Yeah, rightly said that's why is even more advisable to have some investment where you can put in extra cash
I've been able to learn my lessons, started investing from the pandemic crisis
Rich people believe 'I create my Life'. while poor people believe 'Life happens to me'.
The rich believes that long term investment has always been the ultimate way of creating wealth that's why they keep buying stocks
Everyone wants to become a millionaire until;
"they have to believe in themselves"
"they have to spend the initial time setting things up"
"they have to invest in themselves to learn a new skill"
I think this is my favorite rant yet!
I also like "social insecurity"
This is very vague. No explanation on how much she makes. No explanation on her living expenses. No explanation on how much she put into her 401K. Was it 15%? Did she have other investments? What were they and how much did she invest? Did she have any sudden home repair expenses? Did she have any sudden medical bills? Does she have a car? Did she live like a hermit? Did she date within those 21 years and, if so, how much money did she stash from that? Don't pretend dating a man doesn't save you money. It sounds good, but I need details to determine the viability.
Sometimes Dave doesn't make sense. 300k house? Not even in Laverge, TN or Antoich, TN these days.
"old and Huai-ineeeee" I love Dave😂😂😂
‘Argue for your limitations and sure enough they’re yours’
Love her! Beyond grateful for what God did for her. We Champions see ourselves in her. I finish my degree next year and will be 43 years old at that time. Everyone we can do this! God is no respecter of men 💕
It’s not my fault I’m stupid.......I was born this way.
10% rtn is crazy cant really get that in Australia every year
Retire when you are old and made money sounds like a dream. But youth is wasted on the young... half of that retirement money is gonna be spent on holding your joints together as you use it.
Meaning what? Spend like there's no tomorrow so you have zero money to hold your joints together?
Not necessarily. My parents are 89 and 92, and while they have some medical issues, they are still visiting their kids and reinvesting retirement money.
Of course people retire when they are old. You know investing is not overnight.
Can someone explain to me what they were talking about when they said 80k a year from 10% return on her 401k? How can someone make that kind of return? I want to learn so I can have a similar salary just from interest.
Not everyone makes as much as a nurse dontyouknow. I know a nurse that makes over $120K.
Plenty of segments of people who make under 100k doing the same thing
That's cray cray D 😂😂😂
Thanks a lot
If there's a will, there's a way!!
Preach it!!!!!!!
I'm proud of the single Moms that become Millionaires. Congratulations to those women that save and invest their money!!
Many can do this. Some cannot. Reality is not as cut and dry as Dave makes it.
That nurse was probably living like nun
@@fivehundrediq5212 or its scripted call that's fake so Dave can get on his high horse.
Outside of a mental disability - it all comes down to choices. Period
The vast majority can do this. Many people just live outside of their means or live in an expensive area.
If you think you can or you think you can't, you are right.
Where do you get 10% a year ?? Crazy thinking lol
@Tony yes that’s asinine for DR to advise a client to withdrawal 10%/yr from her money for retirement income!
Our mutual fund investments made 24.5% in 2020.
@@jimroscovius lol that’s just one year. What did it earn in 2018, 2015, 2008, 2002, 2001, 2000? Basically what I’m saying is stock mutual funds don’t earn 24% every year. The law of historical averages say stock mutual funds or index stock funds over 10+ years only average 10%/yr.
Yes wait till you are pass 60 to enjoy your life
Yep, Dave's plan is no life before 60. What kind of life is that? Moderation instead. If life were a road trip Dave only cares about the destination, and then you maybe can't even get out of the car to enjoy (if you get my meaning).
@@stevenporter863 agreed
Her call was impressive.
Me
60yr old high school drop out
Did manual labor all my life
I have no debt
I paid off my house
I have big bank account.
I have never done drugs
Eat at home
Live below your means
I make $54k
I have a pension and SS check coming
My wife’s stepmother would fall into that category!
Anthony: yes man
I know a few people who this applies to
+1 for the gorilla SOBE advertising in the thumbnail
Living off 10% of principle is not sustainable. Half that is realistic.
Nice work 🎇✨🎆
Alpo taste like chicken! :-D
She was awesome
What is alpo ? 😕
Where are you making 10% a year off 800k?
In La La land
Index funds.
Says sell the car!!!
Nurses make very good money and are in demand 🙂
Single moms have to work in the first place.
Kelly is the new Jamie (if you know, you know)
Rice and beans, beans and rice
Why does Anthony feel the need to utter something in between every Ramsey sentence, just be quiet for a sec, geez.
RELAX
Isn't that what a good sidekick does ? Nod and confirm what the boss man says.
um dave nurses make more then minimum wage
I find it so akward to see 17 yr old girls in Usa drive cars and buying apartments like .. big money or big loan?
They need to start listening to DR and the business channel to level up asap
@@IamtheGL true!
I wonder how dave is celebrating Dogeday?
But she has a college degree!
If you have minimum american wage you make more than 65% of poles, if you make californian minimum wage you make more than 95% of us.
ALL Americans have good salaries and if some of them are broke it is only their own fault.
Sure, but the cost of living is different there. If I a Canadian go to Australia at a 1:1 forex rate my dollar wouldn't get me very far.. See why this isn't a great argument?
@@seasaltisland electronics are cheaper in U.S. same car, fuel, alcohol, basic food and electricity.
Basic food costs pretty much the same.
Things that are more expensive: healthy food, healthcare, real estates in city center, higher education, services like barber, tattoo and piercing. Food in restaurants and pubs, taxi services, overall everything driven by salaries, overall things that you can live without.
You have no idea what the expenses are here bud.
@@grantv2313 I lived in U.S. for a half year. You have just watch price tags in shop to live cheaply.
Ramsey, no excuses dawg. You got lose some weight. I heard a story about a guy in his 80's running marathons. You can afford Personal trainers and nutritionists. The only reason your a fatty is b/c you won't put the chicken wing down and get on the treadmill. LETS GO YOU GOT THIS!!!
I actually lost 60 lbs eating chicken wings and not working out. It's carbs that are the enemy.
@@jamieswanson8828 so your saying there's more than one way to look at finances. Kind of like, you have to find out what works for you. So he should put down the French fries instead of chicken wings.
@@bigpete1014 yes 😂
If you follow Dave's method on getting rid of debt and becoming wealthy, you will have a 100% success rate.
But how do you fix stupid....
I seriously need to know...
Water flows uphill, and money printing makes us all rich!
Is there any single debt-free, drug-free, kid-free women out there? Leave your Igs, please.
Lol
Single debt-free, drug-free, kid-free woman here. Paid car and paying my mortgage.
I'm staying single though.
I just had a disagreement with my boyfriend. He's broke, unemployed, living with his parents and just told me "I'm marrying him for papers". Lol, his deluded mind.
That’s going to be this nurse!
You do know that not everyone can make enough money to pay for basic expenses, right? Most of your callers make above average income.
Not everyone in poverty is stupid, and I think you’d agree that the Bible also ascribes success and failure to God...
Dave lucky he sold enough books and courses
Dave did not make his wealth selling books or courses. He went back into real estate and bought and paid for flips without using debt. Grow a brain.
@@insideoutsideupsidedown2218 how u go from being completely broke to buying real estate with 100 percent down with a wife and kids? Ur ignorant
@@insideoutsideupsidedown2218 Where you think he got the seed money from if 100% down and he was bankrupt? Saving cash to pay for first piece of real estate takes more time than we have on Earth.
You have to think who is Dave's audience: primarily those overspending and trying to get out of debt.
@@dabd8175 Yeah dave went bankrupt I believe twice almost lost his marriage He hates debt because that's what bankrupted him but I can't get behind him in some aspects but in some ways he is right especially about mindset and being smart with money but being smart with debt is a thing as well maybe you take out 5-10k loan so you can put it into a home you got for a low price maybe foreclosure back taxes whatever and then turn around and sell it for a profit and pay back the loan and repeat or buy a few cars and fix em up then sell em
@@stevenporter863 ty finally someone with some common sense in this comment section
Dave is saying she can get 10% interest when the 30yr treasury bond is yielding 2.285%?!?! Smh 🤦🏻♂️
He is talking about mutual funds
Hi please would you let on Chris Higan on the show again he would be such a Great asset and personality that these other persons Rachel Cruze Anthony Oneal John Deloney cannot compare with Thanks in advance
Dave Ramsey has become arrogant. If he continues to be so, I will no longer be watching his channel.
What’s wrong?
Peace out
Ok bye
I don't see arrogance, I see hard facts told bluntly.
Seems fine to me.
Like anything else many see people as arrogant,bragging,etc. while others learning,inspired,taking notes,benefitting,etc..
Just cuss Dave.
😁👍✌👌🖖😎
$1 million isn't enough to retire on. It's better than not having it.
It's more than enough if you don't mind not living in luxury for the most part. I could retire off of less than $600k right now because I'm frugal and don't need a lot to enjoy life.
Its enough for her.... if your debt free. Obviously she won't have a very extravagant retirement but with social security she will be doing pretty good and with time her account if she isnt touching the principle and saves say 15% of interest income her account will continue to grow.
What a smug elitist.
How much do you owe in student loans?
Let's pretend that banks denying business loans aren't part of the problem, especially for minorities.