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I'm a 52 year old who was kicked out of home at 17 and have just left a 13 year long narcissistic physically abusive relationship , I'm back to square one and understanding your advice.
Narcissists are destroyers. They take everything - your money, your physical health, your mental health, your relationships, your identity. There are some really great youtube channels for narcissistic abuse recovery. Hope you can recover. I'm in the same boat, lost it all. It's a struggle. but being away from the narc is worth it. I'd live in a cardboard box before going back. The best thing I did was committing 100% to absolute no contact with the abuser. Best wishes friend.
It's so lovely to watch a vlog that isn't about spending money and eating rubbish food for 24 hours, or how to spend a fortune on make up and designer bags! OMG, those people are so fake and I have absolutely no idea how anyone sees them as "influencers"
This has been mentioned mucho often in the past tho I say now why do people waste mucho time every once in a while changing fashions styles designs automobiles too or other things too often if it looks nice works well why fix it for one thing when before cell phones we had telephone booths now some volks are all day long hours on cell phones video games electronic gadgets we use to play outside ride our bicycles for miles had amigos in neighborhoods where you lived met at church school community groups families with other families doing things bar b ques backyard games boy Girl Scouts ice cream luncheonettes family amigos sons daughters I remember at very young ages we had if at all very little matchmakers dating advertisements volks were mucho honest dating was often mucho simple volks. Their bicycles walked more I did we had more places to do things free concerts in parks old fashionsed. Saloonstypes banjo music for birthdays anniversaries some volks met on park benches things were nicer then not as mucho as is todays rat race doing all mostly in a big hurry our cars automobiles were mucho simple to work on we cut our own grass with just a push lawn mower no motors neighbors were more friendly you had crime yes but rarely mucho less worries of leaving doors open windows also not locked volks did real work without mucho machines Sundays our day of rest church if open so few businesses we had house wives girls married if worked just somewhat to help out joined volunteer fire ems medics police auxiliary neighborhood watch service groups kwanis rotary lions clubs cultural affairs organizations where the do for our communities civic asociations government meetings these days volks are basically slaves to debt credit cards spending $$$$$$$ they donot have we did not always buy new items we fixed first doctors made house calls business owners knew customers by names did honest work now with auto dealers pushing auto loans financing more debts 20000becomes 27000 families have several cars street corner car washes that we use to do at home Saturdays using our garden hoses vacuum cleaners there were more places to do more square dances schools parks now less because of law suits anyone hurt today most things are done with computers machines I have seen less quality work done when servicing machines done sloppy well yes no todays employees store owners business volks are not alway nice as use to be We need the good old days back basically just get volks to work properly stop complaining not enough dinero earned first learn to use what you have more wisely doing things more senseable to save time $$$$$$$$ have less work time to enjoy life more also I will say honestly advertisements tv or are not truthful especially with automobile insurance😢 you have to learn the details involved answer questions before you can get a policy why I ask is the truth geico will save you hundreds on car insurance a lie this is long where you live cars value your age certain tickets acidents miles driven used for business more than one drive are yes for figuring policy costs use to be one year now six months besides when I first learn to drive owned my own cars tv ads donot tell you what about the service you get from your agent two years after a crash I never caused I got a call from my insurance man owner call dmv ny state two days later full amount in my mail box not alway what you know but who mos of my days working were self employed I learned how to deal with proper nice people who to avoid I only deal with those nice to me I am no expert on life only now mentioned what I know my experiences now I could careless who complains if I am slow doing things I know try to go faster doesnot always work well for us all take with a grain of salt as you like it I do things my way as learned over years looks are not what you see always misleading at times slow steady easy does it you need patients doctors nurses can not live without I work best in peace and quiet hurry hurry haste makes waste cam on ong lam mucho gracias volks enjoy your day yourself and remember I only deal with those volks nice to me bye bye until we meet again
The key to painting your own home is to be retired . Of course you have to be in decent physical condition to do the work. I saved a lot of money painting the inside of my house at my own pace.
The Millionaire Next Door is an Awesome read. It was eye opening for me. Everyone should read this book and learn the truth about people who have wealth and those who don’t. My friend works at a local bank where there is a special area for the wealthy to do their business separate from the poor people like the most of us. She told me that the “rich” people did not look “rich” at all. They come in with shorts, flip flops and drive old cars. I was not so shocked but told her that her observations correlated with the book I had read. It’s true, very wealthy people do not look like the flashy influencer’s on social media.
At the same time, a number of people featured in that book that were completely unbalanced the other way. They were worth $10M and buy second-hand clothes. Buy discount facial tissue. They had gotten so off the deep end saving money that they forgot to live. Nicole seems to have a much better perspective and as evidenced in this video, good balance. If you're 60 and have $10M and growing money, you can go out to eat a couple times a month.
I agree w/Nicole. Delayed gratification is key❤👍🏾along w/a needs vs wants mentality. I’m 60 & as I look back, Ive purchased many things that I really didn’t need. My house would be just fine & still lovely without the whatnots that I thought I needed.
Good video, Nicole. Good explanation on opportunity costs lost . I always get referrals for workmen & I am rarely disappointed. Then I keep using same workmen.
I did the opposite. Sometimes I was such a tight wad, and in the end I realized that I should have gotten some things to make me more comfortable and to enjoy. But the reason I was so paranoid is I had seen lots of my parent's generation way overdo it with stuff, stuff, stuff, and this repulsed me. I ended up learning there is a line between too much and not enough for an individual. On the good side it helped me save up money!
Recently I HAD to outsource a couple of things (car battery died, garage door broke) and it made me crazy that I had to spend that money. I wish I could DIY everything, but that’s just not realistic. Great video, Nicole! 😊
You nailed it again Nicole! Delayed gratification alone with discipline in finance are key to getting ahead. People should also ask the question of any purchase "Do I need this" or "Do I want this" and answer this honestly and stick with the decision. Doing this allowed me to retire early and not have to do the grind job any longer!
Good video your cooking looks delicious. Owning a home is a lot of work, just remember these 3 things: 1) those jobs that may seem easy are not, 2) those 5 minute jobs can take up to several days due to you may think you have all the materials you need but you don't, and 3) you can grab your entire tool box to do a job and the tools you need are in the basement or garage. Tip: When painting, gluing or caulking always keep a damp rag handy. I also factor in medical cost as well: example sure I can rent the equipment to trim the trees in my yard but if I fall out of a tree, a trip to the emergency room will cancel what I would have saved. Saving money: Credit cards a great but pay them off monthly. Beware of companies/utilities that charge a 3 percent "convenience fee" for using your card. Pay in cash or check if that is the case. When it comes to investing be patient and don't panic. And this last one which was the first in the video I like to refer it to stop buying stuff you really don't need. Think about it for a few days before purchasing. "I am loving it McPukes" 🤣 that is a good one.
As a painter I appreciate your comment and realization that it’s not as easy as many people think it is…well it is… but it’s still time consuming and not many people want to spend the time to do it themselves
My partner and I are contractors/ painters. I agree most people can paint ok. Doing it well and repairing wall cracks and holes to where you never knew it was there is a whole different ballgame.
As for fixing drips. You mean after it’s dried, correct? You can use a scraper of it’s a large drip to knock of the bulk of it. Then sand smooth. If you chip some out, you can fill the divot, sand, prime and re coat. Also consider using a 14” or even an 18” roller pad over that small 9” roller. Use and extension pole that goes from 4-8’ even if you can reach without it. That way you can see the drips and runs forming and correct as you go. My partner and I would probably have 60-70 man hours in a three bed 1500 sq ft house to paint walls, trim and doors. And that’s assuming the walls are in decent shape to start.
I hate these make-up influencers that want you to buy all this make-up I am 46 and don't wear makeup, well on occasion but rarely... Well I'm so amazed at how much these women spend on makeup but most influencers get it for free in PR... My point its a relief that your not suggesting for me to go buy 300bucks worth of Makeup😂 Its just refreshing!!!
Outsourcing has to be very strategic and selective. ANY contractor will subject you to : transit costs, indemnity & insurance, REGULATIONS COMPLIANCE COSTS. My 1st thought is always, "Can the Egyptian Method be applied?" Think, study, then eat the elephant one bite at a time (steady flow of work and raw materials). I've made (and held onto) a LOT of money that way. "You can walk to the top of any mountain." GREAT CHANNEL!
I am grateful that my parents taught me these concepts both directly (i.e., by telling me) and I indirectly (how they lived). I hope I have done the same for my children. Financial stability is a wonderful and highly undervalued state; so much better than driving an Audi that is leased or for which I owe heaps of money.
My dad has two cousins, brothers, who have lived their lives almost as if they wanted to make themselves a case study for this type of philosophy. They're both about 70 now, one was frugal, diligent, and saved his money. Worked a normal job but was able to retire at 60-ish, and he is very well off now. The other brother was profligate, and "yolo'ed" his life, and now everyone in his family is very nervous of him showing up on their doorstep, saying hey, I've come to stay. He has no savings, no pension, and no real assets. Still working crappy jobs.
Very useful but difficult stuff. Thank you. I need help acting and following through on fairly good plans. This is practical help towards meeting my needs. Thanks again.
Great video Nicole. I’m a disciple of delayed gratification; I appreciate things so much more when I have to wait for them and in the waiting, many of the things that I thought were necessary turn out to be “wants” that I can very nicely live without. I’d love to see a vlog from you on investing - robo advisor, ETF’s, index funds, GICs, high interest savings accounts.? Thanks and have a good week.
I watched the first clip of you painting with the exposed outlet and cringed. Then that second clip came up and I chuckled. I recommend taping over the outlet with painter's tape if you do end up doing more yourself.
It's easier to remove the wall plate first and then cover up the outlets with masking tape or painter's tape and then painting around the area where the wall plate would go.
As an accredited Financial Counselor, I have to say that you are spot on. I really like the way that you explained compounding; I may incorporate some of it into my financial planning workshops.
I personally do not trust "investing" ....how should I put it, the stress alone will devastate my sleep patterns ( let's put it that way), of worrying about my wealth being in someone else’s grasps. What I do is save as much as I can and doing so I keep that pot growing, and I know what you guys might say,,,,,," the value is decreasing the longer it's "lingering" in there" . And what I would say to that is.....well, is working for me and let's just leave at that :) Like Nicole's moto: you do you :)
Love your channel Nicole. You’ve convinced me to start uploading to my own channel and take it a bit more seriously. Different genre though, so we wouldn’t be rivals! Greetings from the U.K. X
Having to deal with tradesmen in the house can be more hassle than it is worth. Often they can do the job quicker but that can be because they rush it and the end result can be worse. That is if they show up on time and aren't on their phone all day. If it is a bad job then you may end up in a dispute. I like painting but you have to be taught how to do it properly, but it is one of the easy jobs that people can DIY
12:15 Yeah.... I wish it still worked that way. I put USD $5000 into a college fund through an investment firm 15 years ago, and it's barely bugged 7000.
Any ideas on how to invest with compound interest that isnt as volital? I want to be on the earning interest end. Can you make some other videos on this?
Time? Unless you work 7 days a week, you always have time to do stuff. Compound interest is a good concept, but in order to grow your money. GIC's and other interest bearing products, don't even cover inflation. Stocks and mutual funds, are the way to go, but their value is based on appreciation, not interest, unless you get dividend paying stocks/funds,and re-invest the proceeds. With stocks and funds, you may get a value, on paper, but no realized gains, until you sell. To which most advisors will tell you to buy and hold, so the hope is that the stocks/funds appreciate in value, when it is time to cash out.
Nicole, I am not financially savvy but have always hears that the BEST way to get ahead is to PAY OFF YOUR MORTGAGE FIRST...BEFORE INVESTING. What say you?
I missed this in first viewing. Thanks for helping me find that nugget 😜. If Nicole ever truly hits the big time, I hope she will go to Greece and have herself photographed sitting on a rock while wearing a Toga, because sometimes she sounds like a cosmic genius that the Greeks referred to as Gods.
I do get it that with your math your better off hiring a painter but after taxes, etc that $240 will be under $200....still like your thinking though.Yup painting is not my number one chore!
I'm having a really hard time with managing money lately our recession caused by our current president here in the United States, is crushing the middle class, we are no longer middle class we are close to poverty level I had been trying to buy a house in the cheapest state and they went up to double the cost, I didn't think that they would double I thought they would go up about 40, or 50k, I'm praying we see a change in government because at this rate I will be eating peanut butter sandwichs the rest of my life it's totally ridiculous how they care nothing about the little guy.
@@AccordingtoNicole he is solely responsible for our current climate and the decline of the united states at least orange man bad tried to make America great again... but I guess Americans don't want that😓
Wouldn’t you just use vacation time to take the off PAID? Then you aren’t “losing” $240 a day. You still get paid for a full day of work without being there. Am I missing something ?
How would you discuss your advice with young adults that do not have the choice to live at home until they are 26 ? Seriously. You've had it pretty dam easy .
I lived at home but not for free. I paid “rent” albeit definitely well below market rates. Without that opportunity, renting with a few roommates would have landed me in more or less the same situation financially and that’s what I would recommend. But none of that is the point of this video. That was just one example of delaying gratification. It applies equally to small purchases and daily decisions. Thanks for watching.
Great videos. New sub but Im waiting for a new tip... Tfsa . Anyway shape or form. Just don't withdraw but a 5% fund will work. Dont "take from savings accounts " or something like that lol dtf sa Good luck everyone
Nicole, yesterday a comment (supposedly from you) popped up in response to the comment I left which suggested that I contact you on WhatsApp and there was also a phone number. The comment didn’t sound like you and today it’s gone. I’ve seen this happen on another channel. Just wondering if it was you who left the comment or if your channel was hacked?
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I'm a 52 year old who was kicked out of home at 17 and have just left a 13 year long narcissistic physically abusive relationship , I'm back to square one and understanding your advice.
Hi, I just want to say I hope you are better than when you were when writing this comment, and that I wish you luck 😘🤕😍
Narcissists are destroyers. They take everything - your money, your physical health, your mental health, your relationships, your identity. There are some really great youtube channels for narcissistic abuse recovery. Hope you can recover. I'm in the same boat, lost it all. It's a struggle. but being away from the narc is worth it. I'd live in a cardboard box before going back. The best thing I did was committing 100% to absolute no contact with the abuser. Best wishes friend.
Good for you!!!
Ok boomer
The Millionaire Nextdoor is about something near and dear to my heart: "Stealth wealth".
I don’t know you but I’m proud of you and admire your dedication and hard work I hope my daughter grows to be some one like you smart and wise
It's so lovely to watch a vlog that isn't about spending money and eating rubbish food for 24 hours, or how to spend a fortune on make up and designer bags! OMG, those people are so fake and I have absolutely no idea how anyone sees them as "influencers"
The only thing I’m trying to influence people to do is to stop giving their hard earned money to billionaires!
@@AccordingtoNicole You're doing a fab job!!!!
What video s. Curious ?? "How to level up "video s ?
Sandwich from the Pukes....oh my, you do have a ways with words😂. Love your videos!❤
This has been mentioned mucho often in the past tho I say now why do people waste mucho time every once in a while changing fashions styles designs automobiles too or other things too often if it looks nice works well why fix it for one thing when before cell phones we had telephone booths now some volks are all day long hours on cell phones video games electronic gadgets we use to play outside ride our bicycles for miles had amigos in neighborhoods where you lived met at church school community groups families with other families doing things bar b ques backyard games boy Girl Scouts ice cream luncheonettes family amigos sons daughters I remember at very young ages we had if at all very little matchmakers dating advertisements volks were mucho honest dating was often mucho simple volks. Their bicycles walked more I did we had more places to do things free concerts in parks old fashionsed. Saloonstypes banjo music for birthdays anniversaries some volks met on park benches things were nicer then not as mucho as is todays rat race doing all mostly in a big hurry our cars automobiles were mucho simple to work on we cut our own grass with just a push lawn mower no motors neighbors were more friendly you had crime yes but rarely mucho less worries of leaving doors open windows also not locked volks did real work without mucho machines Sundays our day of rest church if open so few businesses we had house wives girls married if worked just somewhat to help out joined volunteer fire ems medics police auxiliary neighborhood watch service groups kwanis rotary lions clubs cultural affairs organizations where the do for our communities civic asociations government meetings these days volks are basically slaves to debt credit cards spending $$$$$$$ they donot have we did not always buy new items we fixed first doctors made house calls business owners knew customers by names did honest work now with auto dealers pushing auto loans financing more debts 20000becomes 27000 families have several cars street corner car washes that we use to do at home Saturdays using our garden hoses vacuum cleaners there were more places to do more square dances schools parks now less because of law suits anyone hurt today most things are done with computers machines I have seen less quality work done when servicing machines done sloppy well yes no todays employees store owners business volks are not alway nice as use to be We need the good old days back basically just get volks to work properly stop complaining not enough dinero earned first learn to use what you have more wisely doing things more senseable to save time $$$$$$$$ have less work time to enjoy life more also I will say honestly advertisements tv or are not truthful especially with automobile insurance😢 you have to learn the details involved answer questions before you can get a policy why I ask is the truth geico will save you hundreds on car insurance a lie this is long where you live cars value your age certain tickets acidents miles driven used for business more than one drive are yes for figuring policy costs use to be one year now six months besides when I first learn to drive owned my own cars tv ads donot tell you what about the service you get from your agent two years after a crash I never caused I got a call from my insurance man owner call dmv ny state two days later full amount in my mail box not alway what you know but who mos of my days working were self employed I learned how to deal with proper nice people who to avoid I only deal with those nice to me I am no expert on life only now mentioned what I know my experiences now I could careless who complains if I am slow doing things I know try to go faster doesnot always work well for us all take with a grain of salt as you like it I do things my way as learned over years looks are not what you see always misleading at times slow steady easy does it you need patients doctors nurses can not live without I work best in peace and quiet hurry hurry haste makes waste cam on ong lam mucho gracias volks enjoy your day yourself and remember I only deal with those volks nice to me bye bye until we meet again
The key to painting your own home is to be retired . Of course you have to be in decent physical condition to do the work.
I saved a lot of money painting the inside of my house at my own pace.
The Millionaire Next Door is an Awesome read. It was eye opening for me. Everyone should read this book and learn the truth about people who have wealth and those who don’t. My friend works at a local bank where there is a special area for the wealthy to do their business separate from the poor people like the most of us. She told me that the “rich” people did not look “rich” at all. They come in with shorts, flip flops and drive old cars. I was not so shocked but told her that her observations correlated with the book I had read. It’s true, very wealthy people do not look like the flashy influencer’s on social media.
My grandmother used to say “Those who have it don’t need to flaunt it.”
I think she was talking about boobs but it applies to money too.
Yep and that's how they got rich in the first place by not spending a dime.
At the same time, a number of people featured in that book that were completely unbalanced the other way. They were worth $10M and buy second-hand clothes. Buy discount facial tissue. They had gotten so off the deep end saving money that they forgot to live. Nicole seems to have a much better perspective and as evidenced in this video, good balance. If you're 60 and have $10M and growing money, you can go out to eat a couple times a month.
@@reginafisher9919Well, more like by CONTROLLING their spending.
@@hipsterkennyrogers909It can be very hard to break the frugal habits that got one that $10M in the first place.
I agree w/Nicole. Delayed gratification is key❤👍🏾along w/a needs vs wants mentality. I’m 60 & as I look back, Ive purchased many things that I really didn’t need. My house would be just fine & still lovely without the whatnots that I thought I needed.
Good video, Nicole. Good explanation on opportunity costs lost . I always get referrals for workmen & I am rarely disappointed. Then I keep using same workmen.
I did the opposite. Sometimes I was such a tight wad, and in the end I realized that I should have gotten some things to make me more comfortable and to enjoy. But the reason I was so paranoid is I had seen lots of my parent's generation way overdo it with stuff, stuff, stuff, and this repulsed me. I ended up learning there is a line between too much and not enough for an individual. On the good side it helped me save up money!
Nicole, I think you're wise beyond your years....I love your content, your attitude and your financial sense. Glad I found your channel.!
Thank you so much!
Every high school student should hear this advice, Nicole‼️👏👏👏👍🙋♀️🥰‼️
Recently I HAD to outsource a couple of things (car battery died, garage door broke) and it made me crazy that I had to spend that money. I wish I could DIY everything, but that’s just not realistic. Great video, Nicole! 😊
You nailed it again Nicole! Delayed gratification alone with discipline in finance are key to getting ahead. People should also ask the question of any purchase "Do I need this" or "Do I want this" and answer this honestly and stick with the decision. Doing this allowed me to retire early and not have to do the grind job any longer!
McPuke's? LOL. My brother refers to it as Rotten Ronnie's.
Good video your cooking looks delicious. Owning a home is a lot of work, just remember these 3 things: 1) those jobs that may seem easy are not, 2) those 5 minute jobs can take up to several days due to you may think you have all the materials you need but you don't, and 3) you can grab your entire tool box to do a job and the tools you need are in the basement or garage. Tip: When painting, gluing or caulking always keep a damp rag handy. I also factor in medical cost as well: example sure I can rent the equipment to trim the trees in my yard but if I fall out of a tree, a trip to the emergency room will cancel what I would have saved.
Saving money: Credit cards a great but pay them off monthly. Beware of companies/utilities that charge a 3 percent "convenience fee" for using your card. Pay in cash or check if that is the case. When it comes to investing be patient and don't panic.
And this last one which was the first in the video I like to refer it to stop buying stuff you really don't need. Think about it for a few days before purchasing.
"I am loving it McPukes" 🤣 that is a good one.
Great tips!
@@AccordingtoNicole Laughed at McPukes, too. That was good.
As a painter I appreciate your comment and realization that it’s not as easy as many people think it is…well it is… but it’s still time consuming and not many people want to spend the time to do it themselves
Painting is easy. Painting well is hard.
Any tips to fix drips? 😩
My partner and I are contractors/ painters. I agree most people can paint ok. Doing it well and repairing wall cracks and holes to where you never knew it was there is a whole different ballgame.
As for fixing drips. You mean after it’s dried, correct? You can use a scraper of it’s a large drip to knock of the bulk of it. Then sand smooth. If you chip some out, you can fill the divot, sand, prime and re coat.
Also consider using a 14” or even an 18” roller pad over that small 9” roller. Use and extension pole that goes from 4-8’ even if you can reach without it. That way you can see the drips and runs forming and correct as you go.
My partner and I would probably have 60-70 man hours in a three bed 1500 sq ft house to paint walls, trim and doors. And that’s assuming the walls are in decent shape to start.
I hate these make-up influencers that want you to buy all this make-up I am 46 and don't wear makeup, well on occasion but rarely... Well I'm so amazed at how much these women spend on makeup but most influencers get it for free in PR... My point its a relief that your not suggesting for me to go buy 300bucks worth of Makeup😂 Its just refreshing!!!
To hell with the spam! Thank you as always.
Outsourcing has to be very strategic and selective. ANY contractor will subject you to : transit costs, indemnity & insurance, REGULATIONS COMPLIANCE COSTS. My 1st thought is always, "Can the Egyptian Method be applied?" Think, study, then eat the elephant one bite at a time (steady flow of work and raw materials). I've made (and held onto) a LOT of money that way. "You can walk to the top of any mountain." GREAT CHANNEL!
I just love your videos! There is never a lag or a boring moment in them.
I am grateful that my parents taught me these concepts both directly (i.e., by telling me) and I indirectly (how they lived). I hope I have done the same for my children. Financial stability is a wonderful and highly undervalued state; so much better than driving an Audi that is leased or for which I owe heaps of money.
Don't forget the taxes that come out of the wages. It is easy to look at what we make rather than what we bring home.
My dad has two cousins, brothers, who have lived their lives almost as if they wanted to make themselves a case study for this type of philosophy. They're both about 70 now, one was frugal, diligent, and saved his money. Worked a normal job but was able to retire at 60-ish, and he is very well off now. The other brother was profligate, and "yolo'ed" his life, and now everyone in his family is very nervous of him showing up on their doorstep, saying hey, I've come to stay. He has no savings, no pension, and no real assets. Still working crappy jobs.
Wealth is also just an opinion. You're wealthy if you're content and/or happy.
The richest is the one with the fewest wants.
Thanks Nicole,
I enjoy your perspectives on money. Delayed gratification works. I’m 67 and retired at 55. Good things do happens to those who wait.
Nicole your channel is growing nicely! Your doing a great job!
Thanks to awesome people like you!
This was so helpful! Thank you!
Very useful but difficult stuff. Thank you. I need help acting and following through on fairly good plans. This is practical help towards meeting my needs. Thanks again.
I like your perspective on money. I really need to start investing.
Doooo it!
You are very good. I hope your channel does extremely well. Some don't seem to practice what they preach.
Great job on the house! Sweat equity pays off. Love the videos!
Thank you again, Nicole, for great advice and a rad video
Great video Nicole. I’m a disciple of delayed gratification; I appreciate things so much more when I have to wait for them and in the waiting, many of the things that I thought were necessary turn out to be “wants” that I can very nicely live without. I’d love to see a vlog from you on investing - robo advisor, ETF’s, index funds, GICs, high interest savings accounts.? Thanks and have a good week.
Great video Nicole!!!! Would love to learn more ways you use to save money.
Thank you for the video!!
I watched the first clip of you painting with the exposed outlet and cringed. Then that second clip came up and I chuckled. I recommend taping over the outlet with painter's tape if you do end up doing more yourself.
I give up! Painter is coming this weekend haha
It's easier to remove the wall plate first and then cover up the outlets with masking tape or painter's tape and then painting around the area where the wall plate would go.
As an accredited Financial Counselor, I have to say that you are spot on. I really like the way that you explained compounding; I may incorporate some of it into my financial planning workshops.
Thank you
You have a very sharp mind, Nicole.
Nobody works for 20 dollars an hour.... outsourcing always cost more. Its a neat idea but its not cheaper
Great advice Nicole. Love ❤ your channel.
I personally do not trust "investing" ....how should I put it, the stress alone will devastate my sleep patterns ( let's put it that way), of worrying about my wealth being in someone else’s grasps.
What I do is save as much as I can and doing so I keep that pot growing, and I know what you guys might say,,,,,," the value is decreasing the longer it's "lingering" in there" .
And what I would say to that is.....well, is working for me and let's just leave at that :)
Like Nicole's moto: you do you :)
Thank you, Nicole!🙂
Love your channel Nicole. You’ve convinced me to start uploading to my own channel and take it a bit more seriously. Different genre though, so we wouldn’t be rivals! Greetings from the U.K. X
Thank you so much for being you! 😊
Aw thanks!
Awesome video, Nicole ❤
Great video today, Nicole. Thanks!
I work at a library and have never heard of blinkist, really like the idea and will probably try the free trial
heck yeah 🙌🏼
Make a vlog on what u eat in a day 😊
Great video Thank you❤
Having to deal with tradesmen in the house can be more hassle than it is worth. Often they can do the job quicker but that can be because they rush it and the end result can be worse. That is if they show up on time and aren't on their phone all day. If it is a bad job then you may end up in a dispute. I like painting but you have to be taught how to do it properly, but it is one of the easy jobs that people can DIY
If I have learned anything, it’s that I absolutely SUCK at painting.
And the tradesmen may deliberately screw things up thinking you will call them back and it will be a more expensive fix.
@@AccordingtoNicole 😂😅 I don't like painting at all!
This was really good suggestions and a good reminder for me.
(Wall colour looks great!😉)
12:15 Yeah.... I wish it still worked that way. I put USD $5000 into a college fund through an investment firm 15 years ago, and it's barely bugged 7000.
Any ideas on how to invest with compound interest that isnt as volital? I want to be on the earning interest end. Can you make some other videos on this?
You can get some good rates on CD's currently that have zero risk.
Ty for the video.
nicole do you have link to the chairs? I'm looking for something similar. ty
They are the Tami stool from EQ3.
Half price around xmas time if you can wait.
Amazing video 👍
Thanks!
Subscribed 💕
I never made 7-10%, but beating the odds, I never lost any money. You can choose your risk level.
Great info! How much is enough?
Moving and painting.. is brutal..which usually comes as a couple
I see the walls behind you finally are colored :) So which white did you pick finally? I have been seeing swatches of white in your previous videos :)
BM chantilly lace. Same as my cabinets
@@AccordingtoNicole love that color...:)
Wise tips as always Nicole! And btw I have and I love Blinkist❤❤❤
It's so good!
Time? Unless you work 7 days a week, you always have time to do stuff. Compound interest is a good concept, but in order to grow your money. GIC's and other interest bearing products, don't even cover inflation. Stocks and mutual funds, are the way to go, but their value is based on appreciation, not interest, unless you get dividend paying stocks/funds,and re-invest the proceeds. With stocks and funds, you may get a value, on paper, but no realized gains, until you sell. To which most advisors will tell you to buy and hold, so the hope is that the stocks/funds appreciate in value, when it is time to cash out.
Nicole, I am not financially savvy but have always hears that the BEST way to get ahead is to PAY OFF YOUR MORTGAGE FIRST...BEFORE INVESTING. What say you?
Not usually. It depends on your interest rate.
As a registered dietitian, I appreciated the Mick pukes🤣🤣🤣
🤮
I missed this in first viewing. Thanks for helping me find that nugget 😜.
If Nicole ever truly hits the big time, I hope she will go to Greece and have herself photographed sitting on a rock while wearing a Toga, because sometimes she sounds like a cosmic genius that the Greeks referred to as Gods.
Good morning Nicole....
Good morning!
I do get it that with your math your better off hiring a painter but after taxes, etc that $240 will be under $200....still like your thinking though.Yup painting is not my number one chore!
Read common sense by A L Williams Compounding interest. Thanks Nicole
Not me with my Economics degree forgetting what opportunity cost it 🤐😭
delayed gratifaction = edging
LMAO true!
Particularly now where we have a sovereign debt crisis - we are in for a world of pain. Stash cash and buy when they’re is blood on the streets.
Doesn't everybody want to be free, loved,
and have access to hygienic products?
Is it me?
Peace on earth.
I'm having a really hard time with managing money lately our recession caused by our current president here in the United States, is crushing the middle class, we are no longer middle class we are close to poverty level I had been trying to buy a house in the cheapest state and they went up to double the cost, I didn't think that they would double I thought they would go up about 40, or 50k, I'm praying we see a change in government because at this rate I will be eating peanut butter sandwichs the rest of my life it's totally ridiculous how they care nothing about the little guy.
No president cares about his people. But also, presidents don’t control the housing market.
Bro thinks Biden is solely responsible for the world's economy 😂
@@spilledsoju03 I'm not triggered by mean tweets tho.. BRO
@@AccordingtoNicole he is solely responsible for our current climate and the decline of the united states at least orange man bad tried to make America great again... but I guess Americans don't want that😓
@@EsmeraldaWolfsbane7777 lol not trying to be mean, just thought it was kinda funny how the president got the blame
Wouldn’t you just use vacation time to take the off PAID? Then you aren’t “losing” $240 a day. You still get paid for a full day of work without being there. Am I missing something ?
Self employed people don’t get vacation time
How would you discuss your advice with young adults that do not have the choice to live at home until they are 26 ? Seriously. You've had it pretty dam easy .
I lived at home but not for free. I paid “rent” albeit definitely well below market rates. Without that opportunity, renting with a few roommates would have landed me in more or less the same situation financially and that’s what I would recommend.
But none of that is the point of this video. That was just one example of delaying gratification. It applies equally to small purchases and daily decisions.
Thanks for watching.
This advice assumes that someone already has a certain level of time, job security and disposable income
MC Pukes !! LMAO
Great videos. New sub but
Im waiting for a new tip...
Tfsa . Anyway shape or form. Just don't withdraw but a 5% fund will work. Dont "take from savings accounts " or something like that lol dtf sa
Good luck everyone
I'm a great saver but I know nun about investment I need to work on investments and also on creating other sources of income
Look up book The Simple Path to Wealth….invest in S and P index fund
I am sitting in this boat also.
👏👏👏👏
damN sorry
Painting sucks
Unless your making more money then your full time job making videos drop the cam pick up a paintbrush finish your house save the money
The movie clips are way too annoying 👎lame ,I'm out
Hey, you’ve invested enough money to be a millionaire now you can afford your medical bills
Nicole, yesterday a comment (supposedly from you) popped up in response to the comment I left which suggested that I contact you on WhatsApp and there was also a phone number. The comment didn’t sound like you and today it’s gone. I’ve seen this happen on another channel. Just wondering if it was you who left the comment or if your channel was hacked?
It's not me. It's spam. Please report these comments if you see them.
@@AccordingtoNicole Ok thanks for confirming.