I brought a condo with my cash advance. I took 30k from NFCU and 40k from my BOA. I did this years ago but no one was taking about this on TH-cam. Thank you young man you have a great voice for radio. Much love from Atlanta
Wow you doing big girl things congratulations and that’s for share your story. Sometime you have to use what you have to level up your situations. Thank you for the positivity and much love back. Level ⬆️
Great information, I do have a question! Bank of America is offering a 0% APR for cash advance 12 months. Aside from the initial 3% fee mentioned in the promo, are there any other catches? You mentioned incurring interest immediately on cash advance during the video so I wanted to make sure this is not the case. Currently I have a personal loan at 14% APR, I was thinking about taking advantage of this 12 month promo, take the cash advance and the 0% APR to pay off my loan and pay the cash advance within those 12 months. I do not plan on utilizing the Bofa card after the cash advance. I would love to understand this a little better, any tips are appreciated!
Daily interest wow thought it would be monthly. I used a calculator it said 29% was about 7000 of interest on 10k over 4 years which was acceptable to me but i didn't have credit limit on the right card to do it.
If I were you I’ll do 1000$ you get that money back anyways and plus your credit profile looks better with bigger loans this helps so banks in the future would trust you with a big loans cause they seen you handle it on your profile.
Peace brother.. basically I’m just trying to catch up on some credit balance.. like 5k .. I have like 3 CCs in rotation .. I’m trying to see how I can use cash advance to clear debt
If you can get a business credit card and do a balance transfer that would be a better strategy. Or even get a big card and do a balance transfer on a 20k card so your 5k would just be 25% utilization and pay zero interest for a year so you can payoff quick.
@@levelupfinance1I currently have a BofA Direct deposit promo offer @ 0% APR until August 2024 after the promo ends= 29.99% APR I need money for a car payment would you recommend me using it? My car payment is almost due and would like to know, thank you
Hi, BofA saying a promo cash advance is APR 0% until May 2025, after that 23.24%. What does that means? So If I get $1000 and paid it back in December for example I will only pay $1000? Because it was before May 2025??
Blessings sir just join advance credit union so save with them so i can set my further gold take a loan and start a business and use the business and my pay clear the bill
Like a said in the video interest happens day one but it’s not much because they charge you annually so if you do the math for 30 days it’s not bad especially if you’re using a credit union.
I like to apply for the Sun Trust Prime Rewards credit card, but it limited to the resident of about 11 states only.is it NFCU credit card for military family member only ?
If you know someone you can get i there to not just family. Some people said they called in and said they have a great great grandfather that was in there and shown no proof and got in.
Cash advances are how you get your credit card closed on you, or your limits DRAMATICALLY lowered. It might work some of the the time, but if it's not an emergency you're definetly rolling the dice on the future status of that card.
Really?? Never had that issue ever. If you listen to the video the cash advance is always a temporary with the strategies I use so it would give a issue cause you don’t look desperate.
@@levelupfinance1 Back in 2016 I had like 3-5 missed payments so it might be why though I have a discover card with 5k limit and 1.3k cash advance limit. My credit score is like 750 something so might as well request a credit line increse I guess.
I brought a condo with my cash advance. I took 30k from NFCU and 40k from my BOA. I did this years ago but no one was taking about this on TH-cam. Thank you young man you have a great voice for radio. Much love from Atlanta
Wow you doing big girl things congratulations and that’s for share your story. Sometime you have to use what you have to level up your situations. Thank you for the positivity and much love back. Level ⬆️
Than you turned it into an Airbnb?
@@SydneyScream right, what was the "come up" ? Another bill? I'm curious.
I’m actually binge watching his channel. Logical, straightforward, no gimmicks or selling and honest. 💪🏾
Thank you thank you appreciate the positive comment and vibe. Level ⬆️
Niccceeeeee!!!!! Always come with a banger!!! Have a great weekend 👍🏼
Thank you! Appreciate it as always. Thanks, you too. Level ⬆️
Thx for making this video. I was wondering about this process. 👍🏽👍🏽
Your very welcome I got you. Level ⬆️
Great information...never thought about that. Keep it coming💱
Great information, I do have a question! Bank of America is offering a 0% APR for cash advance 12 months.
Aside from the initial 3% fee mentioned in the promo, are there any other catches? You mentioned incurring interest immediately on cash advance during the video so I wanted to make sure this is not the case.
Currently I have a personal loan at 14% APR, I was thinking about taking advantage of this 12 month promo, take the cash advance and the 0% APR to pay off my loan and pay the cash advance within those 12 months.
I do not plan on utilizing the Bofa card after the cash advance.
I would love to understand this a little better, any tips are appreciated!
great value man I learned a lot from you
Thanks you bro appreciate it. Happy I can help out. 🦾🏹💥
Keep bringing that FIRE!
Thanks appreciate it and will do.
Thank you so much for this info! Please continue making these videos!
Will do my guy appreciate you.
Bruh is bringing that fire 🔥
Thanks appreciate it. Level ⬆️
Good work zoe
Yo thanks for teaching us some of these things
Thanks always be safe.
I like the knowledge you share. Navy Federal Credit Union is the best financial institution. Keep sharing sir.
Thank you appreciate it my guy. Navy federal works for me and help me out a lot I have no complaints. Yes sir will do
Great Video !!!
Thank you appreciate it
I have a cash advance 5000 Navy federal flashship card but don’t know interest in return of it
Daily interest wow thought it would be monthly. I used a calculator it said 29% was about 7000 of interest on 10k over 4 years which was acceptable to me but i didn't have credit limit on the right card to do it.
You have great advice should I do $1000 secured loan or 250 secure loan which one is better.
If I were you I’ll do 1000$ you get that money back anyways and plus your credit profile looks better with bigger loans this helps so banks in the future would trust you with a big loans cause they seen you handle it on your profile.
Thank you .
Your welcome my guy. 🏹
Peace brother.. basically I’m just trying to catch up on some credit balance.. like 5k .. I have like 3 CCs in rotation .. I’m trying to see how I can use cash advance to clear debt
If you can get a business credit card and do a balance transfer that would be a better strategy. Or even get a big card and do a balance transfer on a 20k card so your 5k would just be 25% utilization and pay zero interest for a year so you can payoff quick.
@@levelupfinance1 any suggestions on what business card to apply for? Thanks you in advance
@@jbattle36 yes man stay away from cash advance
@@levelupfinance1I currently have a BofA Direct deposit promo offer @ 0% APR until August 2024 after the promo ends= 29.99% APR
I need money for a car payment would you recommend me using it? My car payment is almost due and would like to know, thank you
Hi, BofA saying a promo cash advance is APR 0% until May 2025, after that 23.24%. What does that means? So If I get $1000 and paid it back in December for example I will only pay $1000? Because it was before May 2025??
Blessings sir just join advance credit union so save with them so i can set my further gold take a loan and start a business and use the business and my pay clear the bill
Tremendous broadcast I think you should have emphasize the pay back of the money in relation to credit but great broadcast video
Thank you appreciate it. And thanks for the feedback it’s noted. Level ⬆️
Thanks brother
and i subscribed today to your channel .
same!
Thanks for the sub It’s appreciate. 🏹
But the fees are at the end of the month if you don’t pay them back right?
Like a said in the video interest happens day one but it’s not much because they charge you annually so if you do the math for 30 days it’s not bad especially if you’re using a credit union.
I like to apply for the Sun Trust Prime Rewards credit card, but it limited to the resident of about 11 states only.is it NFCU credit card for military family member only ?
If you know someone you can get i there to not just family. Some people said they called in and said they have a great great grandfather that was in there and shown no proof and got in.
Penfed
"On the Road To Get Millions" We Rollin Level Up
Oh yea you already know bro appreciate you as always. Leveling up and the road to the M’s ⬆️
Wow... ive watched many finance education videos. FOR ME... most eye opening video on making money.
The next 365 days are going zo be different.
Thank you appreciate it. You have to look at things different sometimes to level up.
Level up finance!!!
Let’s get it!! Level ⬆️
👍
GAME!! LETS LEVEL UP FAMILY
Let’s get it! Level ⬆️
Sir how do you do it awesome 😎 😎😎
Happy I can help and your awesome too🏹
How can we get intouch with you for services?
Levelup@leveluphigher.com shoot me a email
@@levelupfinance1 How much are your services?
Don't worry man, enjoy your paycation.
Thank big bro appreciate you as always. Get ready next week class is back in session. Level ⬆️
Do you know if there’s a free company that does free balance transfers to them?
Yes check out the description of this video I have 4 credit unions that don’t charge no fees ever for balance transfers. 🏹
Cash advances are how you get your credit card closed on you, or your limits DRAMATICALLY lowered. It might work some of the the time, but if it's not an emergency you're definetly rolling the dice on the future status of that card.
Really?? Never had that issue ever. If you listen to the video the cash advance is always a temporary with the strategies I use so it would give a issue cause you don’t look desperate.
My limits went up not down. Are you in the Atlanta area? Want to see my 50k cards. I have over 25 credit cards and my oldest card is AMEX 1993.
Died when the baby lizard attacked you lol.
Lol 😂
I have a 4k card with 200$ cash advance wtf 😂
Lol. Try to get bigger limits that’s the only way. 🏹
@@levelupfinance1 Back in 2016 I had like 3-5 missed payments so it might be why though I have a discover card with 5k limit and 1.3k cash advance limit. My credit score is like 750 something so might as well request a credit line increse I guess.
You can swipe the card and take the whole $4k off to a family member
Waste of time