Wonderful video Sir but is home loan really bad? We get tax benefit n now loan rate is less. Is it must to get rid of loan asap? I feel loan can be used to advantage
No. One should take home loan if he wants to purchase his first home. But, he should not invest his Savings here and there, instead use it to repay the loan at the earliest. This is the moral of this video.. 💓❤️😇😊
@@vikasndl11 Share market goes well in good time and doesnt do well in bad time and you have to pay 8.9% interest continuously. If market doesnt do well lets suppose for 5 years then you are fucked up, you have the share which have potential but not today may be in the future but bank will ask for cash today. Fixed Fixed double double helps to average down the value of the stock you buys but it doesnt have any say on economic events or any bad events happening in the world. small cap has given good returns in last 5 years but in 2018 people have lost 60 to 70 percent of their invested wealth in small caps, even though they have bought good stocks but nobody knows when will market goes up again. for better understanding of the market read the book "The Intelligent Investor". Warrent Buffet company Berkshire Hathaway has three partners initially, but nobody knows the third guy (munger and warren currently left) becasue he did the same taken a lot of debt and invested in stock market but stock market went through bad times for few years and he got bankrupt
Sir, naman hai aapko... U r just just amazing person I have ever seen... U r talking just like a father who talk to ours childrens..🙏🙏 thanku for everything
@@golubhai1910, it's Rothchild, Rockefeller fraud banking system sir if you search in google you will find the banks are here only so that people become poor.
Priya sir ji,aap mahaan h,aap itne honesty se sab bataate h ki maine to baaki channels jaise sunil mingalani,pranjal kamra dekhne hi chhod die h,unhe dekhte 3 saal ho gae par aase 2 mahine me hi Jo knowledge mila h,waaah ati uttam💐💐💐
Sir apki sbse achi baat ye h ki ap Dil se bolte ho aur vo bhi Hindi Mai. Sbko araam se smjh AA jataa h. Dusri baat ye h ki ap har 2 -3 din m new video lekrr aate ho vo bhi interesting thnku
Sir aap jesa gentleman aaj Tak nahi dekha....sir aap ye jo youtube par help Kar rahe ho na vo sabse badi Seva he logo ki...God bless you and may give you long life..plz continue
सर, बाकी सब लोक आप की तरह होशियार होते तो इंडिया मे बँक का धंदा मंदा हो जाता...😃 Thanks for a Nobel cause, Your knowledge is going to save lots of lives...👍
Sandar ideas sir on home loan pay.....Mene v ye trick apnai thi sir car loan pay krne me ...5 year ka loan mene 11 month me bhar k 1 lacs saving kiya tha sir ... Thank u
This is best video ever in my life, I did not watch your video regular but sir this topic realted exactly my situation, Love you sir.. thank you so much such wonderful concept for fulfill of home loan, God bless you lots of....sir....
सरजी आप के वीडियो मैं तो बड़े मजे के साथ देखता हूँ, और आप ये सुरुआत करते है तो एकदमसे अच्छा महसूस होता है. मेरा loan hdfc finance में है और में इस दुविधा में हु की पहले account जो है low interest वाली बैंक में ट्रांसफर करू या पहले repay करू. मुझे ये नही पता कि अगर मैं loan repay करू (without current account) तो क्या मेरा loan बादमे ट्रांसफर हो सकता है या नही? में ट्रासंफर के लिये रुक हु इसकी वजह है PMAY (मुझे मेरे hdfc फाइनेंस ने बताया है कि एकाउंट ट्रांसफर करोगे तो जो आवेदन मैंने hdfc through किया है वो lapse हो जाएगा) में क्या करूँ?
I have applied for Pradhanmantri aswas yojna through hdfc finance in offline mode. मुझे उन्होंने बताया कि अगर आप ट्रांसफर करोगे तो ये सब्सिडी lapse होगाक
@manojkumar jain sir, first of all, I would like to thank you for sharing your knowledge and experiences so genuinely! Really hats off to you!! I have a question related to loan transfer as I have some loan and I am also thinking to transfer it. How about transferring loan to SBI which offers this facility you mentioned in the video? Do you think will it be good to go with SBI? Thanks in advance!
Your persona is magical...I found very positive vibes around you every time i see any of your video...you teach us lots of thing that any other expert could not...Hope for better health for you and your loved once.
sir aapko subcriber bhi kiya h maine apki ideo apne whatass group me bhi shyere kar di hain you are best sir sab log jab dub jate hain to bew kuf batane lagte hain par ye koi nahi batata hain ki esse kaise ubhre hum o hi aapne bataya hain aapki video kai baar dekhn i padi tab acche se samjhha hu thank you are grate sir thanks sir
Sir I have not seen such a genuine and gem of a personality like you. You are so genuine there are lots of youtubers but hats off to you sir ekdum realistic baat karte hain app. Kisiko phasate nai hai..you are a gem sir .
superb..with your inspiration and lessons I have reduced my loan(and further reducing) and on this date, I have saved 41 lakh on my original interest amount and targetting to further reduce it.
Sir you are great...alwz getting new knowledge by watching your vedios...your vedios contains most valuable knwldge of growing and saving our harden money...great salute ...
Though I'm watching your current videos daily from last 6 months now..but I'm seeing your old video as I'm on same boat as your were. Thanks for such video Sir.
Sir excellent & valuable information provided by you is very helpful to me because I have similar conditions in 2020 like you 2010 & this video's inspire me how to fight with loan enomy . Will follow & prepay my loan like you... thanks for valuable guidance
Thank you for your personal example... It answered one question which I was continuously thinking... I was thinking that you had such good knowledge and such good strategies for investing in the stock market, so why didn't the results show up as 'the best Indian stock market investor'.... I have my answer... You kept repaying a huge loan till 2017....and now your fully focused in the market... No one can stop you now.... Next decade is yours.... All the best sir
Wonderful video Sir but is home loan really bad? We get tax benefit n now loan rate is less. Is it must to get rid of loan asap? I feel loan can be used to advantage
No. One should take home loan if he wants to purchase his first home.
But, he should not invest his Savings here and there, instead use it to repay the loan at the earliest.
This is the moral of this video.. 💓❤️😇😊
@@vikasndl11 don't say hypocrisy to sir he is spending his valuable time educating us
Udhaar kesa b ho bura hi hota hai..
@@vikasndl11 Share market goes well in good time and doesnt do well in bad time and you have to pay 8.9% interest continuously. If market doesnt do well lets suppose for 5 years then you are fucked up, you have the share which have potential but not today may be in the future but bank will ask for cash today.
Fixed Fixed double double helps to average down the value of the stock you buys but it doesnt have any say on economic events or any bad events happening in the world.
small cap has given good returns in last 5 years but in 2018 people have lost 60 to 70 percent of their invested wealth in small caps, even though they have bought good stocks but nobody knows when will market goes up again.
for better understanding of the market read the book "The Intelligent Investor".
Warrent Buffet company Berkshire Hathaway has three partners initially, but nobody knows the third guy (munger and warren currently left) becasue he did the same taken a lot of debt and invested in stock market but stock market went through bad times for few years and he got bankrupt
@@golubhai1910 you are cross relating two different things.
13:10 से 13:35 जो ज्ञान है, वो कोई अपना ही आपको दे सकता है । great sir , thank you.
❤️😇😀💕😊
कुछ भी कहो, पर जैन साहब आप इंसान बहुत प्यारे हैँ l
सदा खुश रहो l
😊❤️😇💕
Sach mein sir aap Wakai mein Badia insaan ho. 🙏😊❤️
Sir, naman hai aapko... U r just just amazing person I have ever seen... U r talking just like a father who talk to ours childrens..🙏🙏 thanku for everything
सर् जी , आप इंसान बहुत मस्त हो । दिल खुश हो गया आपकी बातें सुनकर।
भगवान आपको लंबी उम्र दे।
86 LACS LOAN AND 1.25 CRORE INTEREST AMAZING TRAP . THATS WHY BANKS ARE GROWING .
Well said
@@CAManojkumarJain THIS IS A NEW REVELATION FOR ME THANKS .
Its not any trap -- 1.25 crore is when you pay the loan in 20 years so its not too much thats people think
86 lakh se 860lakh bhi kamaya ja sakta hai ...........
@@golubhai1910, it's Rothchild, Rockefeller fraud banking system sir if you search in google you will find the banks are here only so that people become poor.
Priya sir ji,aap mahaan h,aap itne honesty se sab bataate h ki maine to baaki channels jaise sunil mingalani,pranjal kamra dekhne hi chhod die h,unhe dekhte 3 saal ho gae par aase 2 mahine me hi Jo knowledge mila h,waaah ati uttam💐💐💐
Sir loved your simplicity, please keep up the guiding us.
Very good Sir I also repaid my loan thru this strategy ...👍👍
good
Very good video sir n thanks for sharing private info n loan paper too..koi youtuber esi personal documents reveal nhi karta...hats off
❤️💕😊
Sir apki sbse achi baat ye h ki ap Dil se bolte ho aur vo bhi Hindi Mai. Sbko araam se smjh AA jataa h. Dusri baat ye h ki ap har 2 -3 din m new video lekrr aate ho vo bhi interesting thnku
😊😇❤️💕💓
बहुत बढ़िया सर। ईसी बात पर घर अपना दिखा दीजिये।
Sure 💕😊
Sir aap jesa gentleman aaj Tak nahi dekha....sir aap ye jo youtube par help Kar rahe ho na vo sabse badi Seva he logo ki...God bless you and may give you long life..plz continue
😇😊❤️🙏
I got the answer! From a long time, I was seeking advice on this. Thanks a lot for the guidance.💐
welcome
सर,
बाकी सब लोक आप की तरह होशियार होते तो इंडिया मे बँक का धंदा मंदा हो जाता...😃
Thanks for a Nobel cause,
Your knowledge is going to save lots of lives...👍
😊😇
Extremely informative video uncle. Look forward to more of such videos.
sure
Sir aap bahut accha dil se sikhate ho...
Aap ko dil se salute....
So happy to see this...so energetic of you!!!
❤️😇
sir thank you so much.Hamare jese students ko best financial knowledge dene ke liye ! 🙌❤️
I too have repaid my 2 home loans completely. I am loan free now.
You are best sir.. thanks for sharing your valuable wisdom. God bless you.
Good video sir.
Commented before watching your video.
Because I know that you make always good videos
Thanks beta and God bless you
Bahut achhi video thi ye. Aapka dhanywaad.
Sandar ideas sir on home loan pay.....Mene v ye trick apnai thi sir car loan pay krne me ...5 year ka loan mene 11 month me bhar k 1 lacs saving kiya tha sir ... Thank u
Very good
Car loan main kaise kiye the
Car loan mera sbi se tha jo v pesa extra milta tha wo apne loan account me deposit kr deta tha jisse mera 11 month me pay ho gy a loan
You are greater than CA Sir
CA recommend to continue loan for tax saving and you my lovely honest uncle said clear Home loan first
🙏🙏🙏👌
This is best video ever in my life, I did not watch your video regular but sir this topic realted exactly my situation, Love you sir.. thank you so much such wonderful concept for fulfill of home loan, God bless you lots of....sir....
Sbi is good
Hi Sir
It's very very very Important Video..
Thank u very much for ur best of best info..
सरजी आप के वीडियो मैं तो बड़े मजे के साथ देखता हूँ, और आप ये सुरुआत करते है तो एकदमसे अच्छा महसूस होता है.
मेरा loan hdfc finance में है और में इस दुविधा में हु की पहले account जो है low interest वाली बैंक में ट्रांसफर करू या पहले repay करू.
मुझे ये नही पता कि अगर मैं loan repay करू (without current account) तो क्या मेरा loan बादमे ट्रांसफर हो सकता है या नही?
में ट्रासंफर के लिये रुक हु इसकी वजह है PMAY (मुझे मेरे hdfc फाइनेंस ने बताया है कि एकाउंट ट्रांसफर करोगे तो जो आवेदन मैंने hdfc through किया है वो lapse हो जाएगा)
में क्या करूँ?
Konsa आवेदन lapse hoga
I have applied for Pradhanmantri aswas yojna through hdfc finance in offline mode. मुझे उन्होंने बताया कि अगर आप ट्रांसफर करोगे तो ये सब्सिडी lapse होगाक
Very nice sir.. Very good learning for youngster who goes for shortcut to earn money. Thank you sir
Gentleman of the year
Bilkul shi bat.....😊😊
Thank u sir ji....
Really, u r grt sir. This info. I can't get even on google.
welcome
Manoj ji you share your personal details also with your viewers we feel that we are your family member it's great i appreciate you're a great person
@manojkumar jain sir, first of all, I would like to thank you for sharing your knowledge and experiences so genuinely! Really hats off to you!!
I have a question related to loan transfer as I have some loan and I am also thinking to transfer it. How about transferring loan to SBI which offers this facility you mentioned in the video? Do you think will it be good to go with SBI? Thanks in advance!
Sbi is good
SBI Maxgain Home loan
Thanks Manoj sir and Anil!
Kya baat hai...Uncle ji 🙏good ... maine to share market ki abcd aapse hi sikhi hai 🙏
great... i have done it in last 17 years for 4 different loans and today i am debt free and making investment in mkt and other mkt also
Great 💕😊
Respected Sir , first I press Like Button , then I watch the video. You are the BEST👌👍👌👍
Thanks beta ji and God bless you.. ❤️💕😊
Tradebull में डमेन्ट खाता नही ओपन करना नही तो सारे पैसा खा जायेगे
Sir
Bada interesting video.
Me bhi phasa tha ab chuka chuka hun. Aap jeise
Sir it's same as the SBI Max Gain, I'm keeping my whole salary in this account and withdraw only amount which is needed :)
that's good
Me also
How it works
@@Sunny-wi9tf in SBI they open account like od jab fund ho jama karo jab jarurat ho nikalo
Sachin Patel : If I park 1L rupees then interest will be calculated on principle amount - 1L
Lovely advice sir ji
Jitna pollution hora hn sir merko lgta hn apko jaldi hi Himachal m Ghar Lena padhega 🤣🤣
ha ha ha ha
Aab to kashmir me bhi le sakte ho
Cant buy in himachal..
Wonder full and nice vidio..
sir bahut achha gyan mila me credit crad k loan se aise parisan huu ek sal ehi koisis me laga hu 4 mahine baki hai bas toda shanti milega
👍
Is It Like Sbi Max Gain Loan??
Hmm
Thank u sir. Very good suggestion. Will follow the same.
it shows you did not work out your calculations properly before taking the loan... without proper planning you took the loan...
SBI also gives this account. Almost all SBI customers use this.
that's good
Account name
Your persona is magical...I found very positive vibes around you every time i see any of your video...you teach us lots of thing that any other expert could not...Hope for better health for you and your loved once.
sir aapko subcriber bhi kiya h maine apki ideo apne whatass group me bhi shyere kar di hain you are best sir sab log jab dub jate hain to bew kuf batane lagte hain par ye koi nahi batata hain ki esse kaise ubhre hum o hi aapne bataya hain aapki video kai baar dekhn i padi tab acche se samjhha hu thank you are grate sir thanks sir
Sir you have given me a new hope. Hats off to you
Guru ji, yr Ideas always fabulous.
Good evening sirjee lakh take ki baat hai amazing video..
Aap hamesha healthy rahe aur Maa Laxmi ki kripa aap par bani rahe. Agar Finance ek religion ho toh aap ek devta hai
Sir I have not seen such a genuine and gem of a personality like you. You are so genuine there are lots of youtubers but hats off to you sir ekdum realistic baat karte hain app. Kisiko phasate nai hai..you are a gem sir .
Very Nice video sir. Appreciated your personal sharings.. :)
Very good advice....thanks
Sir, you are one of the smartest people i have ever seen. Respect 🙏🙏
बहुत अच्छी जानकारी दे सर आपने
💕😇😊
बहुत महतत्वपूर्ण मंत्र बताया आपने।।धन्येवाद।।
आप बहुत जिंदादिल इंसान हो ।।
Waah sir, kaam ki baat batayi aapne.
😊💕
superb..with your inspiration and lessons I have reduced my loan(and further reducing) and on this date, I have saved 41 lakh on my original interest amount and targetting to further reduce it.
Sir you are great...alwz getting new knowledge by watching your vedios...your vedios contains most valuable knwldge of growing and saving our harden money...great salute ...
❤️😇
बहुत ही सार्थक वीडियो।।
Great support sir and guidance
Thanks. May god bless u
Excellent uncle..ur all videos are truly life changing.. cheers
Though I'm watching your current videos daily from last 6 months now..but I'm seeing your old video as I'm on same boat as your were. Thanks for such video Sir.
You gave best advise to all and you took v right decision of finishing loan
Sir excellent & valuable information provided by you is very helpful to me because I have similar conditions in 2020 like you 2010 & this video's inspire me how to fight with loan enomy . Will follow & prepay my loan like you... thanks for valuable guidance
Wah sir, ye baat bahut kaam ki batai. 😃👍 Thanks
Namaskar Guru Ji 🙏
Great video
Eye opener for every one
Moral of the story is so simple and helpful ❤️
Sirji Thanks For Nice Home Loan VIDEO
❤️😊
86 lakh +1.25 crore =2.11 crore...how much will be it's value after 20 years in Gurgaon.
Very well explained Sir! Thank you!
Thanks sir. Great video. :)
😊💕
Thanks sir for your advice
Well done sir, hope I can follow your advice
sir apki video saari acchi hai...par lambi bohat hoti hai..thodi choti kariye...taaki hum bor na ho aur zyada se zyada dekh sake...
Please suggest which home loan option is better? Repo rate linked or MCLR based?
जय हो गुरुजी🙏 सादर प्रणाम😊👍
Pranaam
Thank you for your personal example...
It answered one question which I was continuously thinking... I was thinking that you had such good knowledge and such good strategies for investing in the stock market, so why didn't the results show up as 'the best Indian stock market investor'.... I have my answer... You kept repaying a huge loan till 2017....and now your fully focused in the market... No one can stop you now.... Next decade is yours.... All the best sir
Thank you very much sir for valuable advice
Fair weather friend 😀
Akdum sahi he
Very intelligent thought sirji
आपकी बाते सूनकर मजा आता है और बहोत कुछ सिखनको मिलता हैं,, जिंदगी जिने का होसला बडता है,,,,
धन्यवाद्
Shandar sir mkj great lot of thanks for video,sir you give millon daler advice
Looking for this kind of advice, thanks sir ji
Gurudev Mujhe Pranam ...this is must watched episode
💕😊❤️
Karm kare
Truthness reflect in ur expression
Sir I want to start SIP. Axis bluechip fund or L&T mid cap fund. Which one is better. Plz tell.
Axis funds are performing more now a days
Thank you sir this information
Eisi personal life se related video is a lot helpful sir ....thanks ......
Honest Gentleman........MKJ.....
Very nice one
Thanks for sharing your personal experience for home loan. Learned a lot from this.
You 're great sir! Smart and intellegent also!! Thank you!
Thank u sir for ur nice suggestion.....
Even i have loan bt u hv given nice advice.
Thank you Sir for sharing your valuable experience🙏
❤️💕😊
Thank u Sir. Informative video.
Follow the tips. God bless
Very good sir.. I also did same with my max gain.👌👍 loan ek khatarnak bimari.. well said sir..completley agree