Hi sahil, I am following your channel for a very long time when you showed bright prospect of Lauras Lab, I have a question on 2 stocks how good are the fundamentals of somany ceramic and ester industries, looking forward keenly to have a reply from you 😀
If the base cover is for 10L, what is the recommendation for the deductible in super top-up say 5L or 10L? Considering the following scenario: 1. If for any financial reason, I need to drop the health insurance which takes care of my base-cover and I am left with only a super top-up plan. 2. I have both policies covering base cover & super top-up.
Hi Sahil, liked your Video on health insurance and made me think on what I was missing until now in my existing policy. While I still have time, I found that premium gets increased every 5 years and while we would need the policy most, above 60-65, the premium get so high that I started feeling that at age of 75 I have to pay 1.5 lakhs just for premium for 2A +1C and that too when I will not have any income. I Compared Niva Bupa reassure and Bajaj floater platinum and premium structure had high differences while with almost same features. Now I am confused on why so huge difference. Can you guide me here
Sir, I am 23 years old and taking a family floater plan for me and my parents, as my father and mother is not a taxable person and dependent on me so will I take a dedication for my family floater plan on sec 80D?
Hi , I'm in the same boat. My company provides me a copayment clause and other restrictions on AC rooms that it should not be a single room. Also there are restrictions to claim for few cosmetic related medical expense ( like for eyes and tooth) . If you have such restriction , better to go for separate plan.
Some diseases like diabetes have pre-existing time. If you change office then again you have to wait for that waiting period. And premium increases with age. So Instead of office plan better choose private plan
Family floater Star health comprehensive for 5 lakh coverage for a family of husband wife and child is INR 15600. BUT If you split the plans like a seperate 5 lakh for husband, and 5lakh comprehensive for wife and child the total premium will stay at INR16000, Since child should be added with parents till 18yrs for health insurance it will be better to add the youngest child with father and eldest child with mother
Dear gentlemen,. ...best way to have health insurance policy...to get the such policy from any bank...some bank provide health insurance coverage to their account holder and employees..the premium is very low....as it becomes group policy.. I was having family floater health insurance policy from Punjab National Bank...ROYAL PNB HEALTH INSURANCE POLICY.....I pay 10000/- only pa.. for 5 lakhs cover for 4 members.. What an Idea.....
I have also been trading with him, the profits are secured and over a 100% return on your investment directly sent to your wallet. I made up to $15,000 in 2Months trading with him.
After watching so many youtube tutorial videos about trading I was still making losses until Mr Hillary Mark started managing my investments now I make $6,567 weekly. God bless Mr Hillary he's been a blessing to my family.
Trading investment is a safer and surest way to make more money now because I have made up to $121,700 recently from investment trading and management.
Mr Enes Zac is a heaven sent to people like me, I had no idea how to trade or invest , but with his consistent instructions and guidance, I have been able to understand how it works and how to make use of signals now am making good profit on a daily thanks to him keep on the good work sir.
To get insurance advice from Ditto: bit.ly/3pQBNPb
-Complete course on money management: www.sahilbhadviya.in/
Hi sahil, I am following your channel for a very long time when you showed bright prospect of Lauras Lab, I have a question on 2 stocks how good are the fundamentals of somany ceramic and ester industries, looking forward keenly to have a reply from you 😀
Kindly suggest any term plan....pay premium till the age of 60 and get coverage for the 75
Thank you for sharing, Sir!
If the base cover is for 10L, what is the recommendation for the deductible in super top-up say 5L or 10L? Considering the following scenario:
1. If for any financial reason, I need to drop the health insurance which takes care of my base-cover and I am left with only a super top-up plan.
2. I have both policies covering base cover & super top-up.
Superb as usual you are awesome 👌
Hi Sahil, liked your Video on health insurance and made me think on what I was missing until now in my existing policy. While I still have time, I found that premium gets increased every 5 years and while we would need the policy most, above 60-65, the premium get so high that I started feeling that at age of 75 I have to pay 1.5 lakhs just for premium for 2A +1C and that too when I will not have any income. I Compared Niva Bupa reassure and Bajaj floater platinum and premium structure had high differences while with almost same features. Now I am confused on why so huge difference. Can you guide me here
Sir, I am 23 years old and taking a family floater plan for me and my parents, as my father and mother is not a taxable person and dependent on me so will I take a dedication for my family floater plan on sec 80D?
This vedio is really useful as a matter of fact.
once the child crosses 18 years, after the family floater plan is taken, then will have to take separate individual policy for the child??
Hi Sahil, Do you recommend paying premium for 1 year or 3 years?
Very good and needed video.
please suggest some sir, i want for couple + 2 kids + mother, but I'm unable to find family floater which includes all of us.
Very interesting, Sir!
Sahil ji what is your opinion on this stock
" Tube Investment India pvt Ltd."
Sir which compays mediclim is best??
hi sahil,. can u do a similar video for term insurance as well??
Thankyou so much bro
sir when u will make a list of small cap companies mostly hold by MF pls make soon
Hi Sahil,If company providing insurance with our amount,do we still need to take private insurance as this doubles our cost.please advise
Same doubt
Hi , I'm in the same boat. My company provides me a copayment clause and other restrictions on AC rooms that it should not be a single room. Also there are restrictions to claim for few cosmetic related medical expense ( like for eyes and tooth) . If you have such restriction , better to go for separate plan.
Some diseases like diabetes have pre-existing time. If you change office then again you have to wait for that waiting period. And premium increases with age. So Instead of office plan better choose private plan
Family floater
Star health comprehensive for 5 lakh coverage for a family of husband wife and child is INR 15600.
BUT If you split the plans like a seperate 5 lakh for husband, and 5lakh comprehensive for wife and child the total premium will stay at INR16000,
Since child should be added with parents till 18yrs for health insurance it will be better to add the youngest child with father and eldest child with mother
What their ages are ?
Dear gentlemen,. ...best way to have health insurance policy...to get the such policy from any bank...some bank provide health insurance coverage to their account holder and employees..the premium is very low....as it becomes group policy..
I was having family floater health insurance policy from Punjab National Bank...ROYAL PNB HEALTH INSURANCE POLICY.....I pay 10000/- only pa.. for 5 lakhs cover for 4 members..
What an Idea.....
Is 5 lakh enough for three people? I have no idea. How about 10 lakh. What do i need to pay per month?
I have also been trading with him, the profits are secured and over a 100% return on your investment directly sent to your wallet. I made up to $15,000 in 2Months trading with him.
After watching so many youtube tutorial videos about trading I was still making losses until Mr Hillary Mark started managing my investments now I make $6,567 weekly. God bless Mr Hillary he's been a blessing to my family.
Trading investment is a safer and surest way to make more money now because I have made up to $121,700 recently from investment trading and management.
With an initial investment of $5,400 I made up to $11, 700 in just a week's trading with him, Mr Hillary strategies are mind blowing.
Please how do I get a professional I don't know anyone, to bother you but do you have any that I could work with?
Mr Enes Zac is a heaven sent to people like me, I had no idea how to trade or invest , but with his consistent instructions and guidance, I have been able to understand how it works and how to make use of signals now am making good profit on a daily thanks to him keep on the good work sir.
# Eneszac
He’s available on telegram 👆🏾
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