Great advice! I shared my story on my channel on how my hubby and I paid our way out of $60k worth of debt and fully funded our emergency fund in 3 years.
I began being debt free over 10 years ago. I followed the same type of format. The freedom is incredible, we were so surprised how much money we were actually making! Living debt free feels so good!!!! I teach my kids to do this to and so proud of them. $
Please do a video on credit score! Even though I'm only 16 I found this video so helpful. These are the things that are extremely important but usually overlooked in school. Thanks!
jael munoz Good for you! Learn all you can about credit cards and companies before you get out in the world. I was 18 in college when I got my first credit card and honestly didn't have a clue. It's been a lot of years and mistakes of learning. I wish I had been clued in before I made it on my own.
I feel so awesome right now guys, cos I'm debt free!!! All thanks to Abdul who clear my debt through his hacking service whiteh4ck4rukus@ gmailcom. I love you so much. Please give him a shot guys.
Buddy you should not be taking advice from her go check out dave ramsey he has the success to back up his advice. This lady is just talking too much out her ass. Another self proclaimed financial advisor
I'm not old enough to need this, but I will definitely take this with me into the future. this is the advice that we don't get in school! I want to be financially stable in the future and I feel like education from people who have already gone through this is the best way.
My husband and I did the Dave Ramsey program 8yrs ago and got out of debt in 6months. It's so freeing and has allowed me to stay at home with our kids.
I have been watching and researching a lot of different methods for debt payoff and you make it seem so simple I love this. A lot of other things I have read makes it seem very complicated...thank you for this!!
Okay...I followed your old blog and I've been following your channel. I just wanted to say, thank you for your videos like this! You're doing an awesome job!!
Congrats and great advice about getting family on board! That's the biggest key. And don't forget that you actually saved much more than $30,000 (just the principal) when you realize how much interest you slashed by paying off your debt faster.
The day that I paid off my car was thrilling. My grandmother taught me a great deal about money management and paying down debt. Thanks for the info you're presented, it'll come in handy.
Wow I'm so glad I came across your video. I know I'm young but I'm so in debt and I've been trying to figure out a plan. Thank you so much for sharing this. My first step was cutting the cable and the Internet and turning off the lights. It really helps.
Yes do more financial videos, credit info, mortgage basics and all that please! Financially learned how to get out of debt faster and this year I'll be debt free, i love learning about this.
Thank you for the information, I'm bow a new subscriber. You don't know how glad I found this channel now that I'm trying to get up to date with my bills.
Our family goal this year is all about budgeting! we also refinanced a few months ago to get rid of mortgage insurance. We are saving about 300 dollars a month by doing that. I love the snowball idea, can't wait to watch your other budgeting videos! Thanks so much!
Paying off smallest to largest also helps you psychologically! You see progress faster and you feel like it's working so your more likely to stick to the plan.
YAY for you!!! Thanks for sharing these tips! We pay everything off every month, but have been in those shoes before and this is exactly how we did it! I would LOVE a credit score video!
Absolutely love your channel, love your saving ideas ,and budgeting using multiple accounts, so much easier. Would love to hear more about APR in your next video
I really enjoyed your video I am going to try these steps. I would be interested in your video about raising credit score after paying off debt. I look forward to seeing it.
Hi there Melea!! You are so fun to watch and I really like your tips etc. I too am a researcher when it comes to getting deals and saving money. I am so glad that I found you because you have already shown me more tips then I even knew existed! I really appreciate these videos. It all started because I am trying to plan a birthday trip to Disneyland. Please keep making videos and I will keep on watching!! GOD Bless you and your sweet little family!-Jenny
I really am interested in raising my credit score. I really enjoyed this video I am taking notes and going to really going to start going through our debt and listing it on a spreadsheet. Thank you so much.
Great advice and so simple. Yes, PLEASE do a credit score video. I had a very bad situation trying to refinance a few years ago and so I've been gun shy ever since.
I am in college right now and debt terrifies me. My first year I had to live on campus, so I have quite a bit of debt from that. I am now a sophomore in college and work part time to pay for my apartment. This last year I’ve been working on keeping myself from getting in several thousands more of debt and paying off or saving whenever I can. I am a big time saver, so I try to be cautious about every little thing I do lol
yes I'd love to see a credit score video. This was a good video I like that you explained a few simple financial terms like the snowball effect & revolving debt.
So so so glad I found your channel! I'm going into my second year of college now so the family stuff isn't exactly necessary for me but since I just feel like a big kid who just pays for themselves, your tips always help motivate and inspire! Also now I'm ahead of the game for when I do have my own children one day! lol
Best thing I saw so far. Just graduated college last year and I started paying on my loans this year. Plus my husband just got a new car that was well needed, so this is really gonna help with out budgeting. Please do a credit score video.
Thank you for sharing your personal story. It's always inspiring hearing other stories. I'm glad that you shared the hard work that you had to do. It's not easy, but is possible.$
Totally interested in the credit score video! We are going to be buying a house in a few months and we really want to amp up our score before to get the best interest rate possible. thanks!
Melea, I love all of your videos, this one was especially helpful and established great motivation to start the process of eliminating debt. I would love to see a video on improving credit scores; specifically, I already have a really great credit score, but how can I get it closer to perfect?
After going through a long ugly divorce battle and my credit has been drastically affected by it I’m all in for a show on how to higher my credit score.
Thank you for this! I know this will help my husband get on board with me on taking on our debt😊 I'd love to see a credit score video! I'm thinking of opening my first credit card but I have no idea how it all works
I would like to see a video on monthly budget sheets. Maybe how to make one or the best sites and why. And a video on refinancing your home. Including appraisals and what you should do to get your home ready for one. And of coarse the credit score video too. : ) Any financial informational videos are great! Thanks!
Ok, this is another one of my favorites. I took your example on how to get out of debt by paying off one of the bills, (I only have two) I paid off the lower one with the higher interest and then focusing now on my other loan. $$
Thank you for the video. Is there a tool you'd recommend to calculate scenarios of paying debt down based on APR and payment amounts? It would help assess where is best to start. Many thanks!
I am super interested in the credit video! I have been working on paying off things so that I can get my credit score higher so I can buy a house. Please make that video happen!
finished your vid...but I read some of your comments because I was thinking this girl must have done fpu by Dave Ramsey. congrats on being debt free and being intentional with your money! just want to encourage you to keep posting vids about handling your finance. I'm a fan of Davey Ramsey and follow his plan...but I do know that gods plan for people are different...I'm bothered by your hate comments. so judge mental...I didn't hear you say these are tips created by me but tips helpful to be debt free. It's hard to be a youtuber so I praise you for posting vids and sharing your thoughts and experience. you go girl!
I would love to see more on building my credit. I'm just starting out with debt and putting a plan together. I also have stud3nts loans that I've defaulted in but can't seem to find the extra money to pay that and our bills. right now, it's a bit overwhelming, but you gave a great tip. I'm going to make my list of only revolving debt and start from there. please continue to give such great advice. I want to someday buy a townhouse once I get out of debt and fix my credit.
This is great. As a graduate student, I only make $17,000 a year so I am not paying on my undergraduate student loans while they're in deferment, but I plan to pay more than the minimum once I'm out of school. As of now, I'm paying off my credit card and the payments for my car and mortgage. Thanks for sharing!
Great advice! I shared my story on my channel on how my hubby and I paid our way out of $60k worth of debt and fully funded our emergency fund in 3 years.
That's awesome!
Hi Young lady!
Marriage & Motherhood Did you do that Dave Ramsey program?
I began being debt free over 10 years ago. I followed the same type of format. The freedom is incredible, we were so surprised how much money we were actually making! Living debt free feels so good!!!! I teach my kids to do this to and so proud of them. $
Please do a video on credit score! Even though I'm only 16 I found this video so helpful. These are the things that are extremely important but usually overlooked in school. Thanks!
jael munoz Good for you! Learn all you can about credit cards and companies before you get out in the world. I was 18 in college when I got my first credit card and honestly didn't have a clue. It's been a lot of years and mistakes of learning. I wish I had been clued in before I made it on my own.
Hi Jael!
jael munoz Wow, can I just tell you how impressive it is that you’re even thinking of this stuff and actively seeking out info?! Good job!
I feel so awesome right now guys, cos I'm debt free!!! All thanks to Abdul who clear my debt through his hacking service whiteh4ck4rukus@ gmailcom. I love you so much. Please give him a shot guys.
Buddy you should not be taking advice from her go check out dave ramsey he has the success to back up his advice. This lady is just talking too much out her ass. Another self proclaimed financial advisor
Such good advice! My husband and I paid off over $40K in debt in under three years. It was hard work, but SOOO worth it!
I'm not old enough to need this, but I will definitely take this with me into the future. this is the advice that we don't get in school! I want to be financially stable in the future and I feel like education from people who have already gone through this is the best way.
They definitely don't talk about it in school-- but should!
Super helpful vidio, it will help me like you have no idea. Thank you so much for sharing!!!
My husband and I did the Dave Ramsey program 8yrs ago and got out of debt in 6months. It's so freeing and has allowed me to stay at home with our kids.
That's so awesome!!
Thank you for this . I am making myself sick over my debt it consumes me. You have given me hope
I LOVE this! Getting out of debt was one of the best things we have ever done!
I have been watching and researching a lot of different methods for debt payoff and you make it seem so simple I love this. A lot of other things I have read makes it seem very complicated...thank you for this!!
Okay...I followed your old blog and I've been following your channel. I just wanted to say, thank you for your videos like this! You're doing an awesome job!!
Congrats and great advice about getting family on board! That's the biggest key.
And don't forget that you actually saved much more than $30,000 (just the principal) when you realize how much interest you slashed by paying off your debt faster.
The day that I paid off my car was thrilling. My grandmother taught me a great deal about money management and paying down debt. Thanks for the info you're presented, it'll come in handy.
credit score information needed very much!! thank you so much for your help and tips. you Got the info that they want to keep from us...
Wow I'm so glad I came across your video. I know I'm young but I'm so in debt and I've been trying to figure out a plan. Thank you so much for sharing this. My first step was cutting the cable and the Internet and turning off the lights. It really helps.
What a fantastic video! Love your personality and your tips were ALL great no crap for fillers. Love it
Yes do more financial videos, credit info, mortgage basics and all that please! Financially learned how to get out of debt faster and this year I'll be debt free, i love learning about this.
Thank you for the information, I'm bow a new subscriber. You don't know how glad I found this channel now that I'm trying to get up to date with my bills.
I'm getting out of $30,000 debt in only 4 months. Hard work and sacrificing. By myself.
Our family goal this year is all about budgeting! we also refinanced a few months ago to get rid of mortgage insurance. We are saving about 300 dollars a month by doing that. I love the snowball idea, can't wait to watch your other budgeting videos! Thanks so much!
Awesome! MI is awful. So glad you got rid of it!
Yes do the credit score video! My husband and I are trying to get out of debt and this video was very helpful!
This will be a great help in keeping future depts under control.
I think this list and the snowball effect is an awesome idea! So many people don't realize how easy it can be to pull yourself out of debt
Paying off smallest to largest also helps you psychologically! You see progress faster and you feel like it's working so your more likely to stick to the plan.
Awesome, thank you for sharing these tips! I can't wait for our debt to be paid off, it'll be such a relief!
Meant to say congratulations on being debt free. Easy to get into hard to get out of but so worth it.
I would love to hear about raising your credit score after paying off debt Thank you Melea for such detailed and wonderful information
YAY for you!!! Thanks for sharing these tips! We pay everything off every month, but have been in those shoes before and this is exactly how we did it! I would LOVE a credit score video!
Absolutely love your channel, love your saving ideas ,and budgeting using multiple accounts, so much easier. Would love to hear more about APR in your next video
Thankyou Melea! I am super motivated to get out of debt. This is so doable! You are awesome! Thankyou
YAHOO! Go for it!
Correcting credit score will be the best help ever! Even though you have already taught my family a ton. 👏🏽👏🏽👏🏽👏🏽👏🏽
I really enjoyed your video I am going to try these steps. I would be interested in your video about raising credit score after paying off debt. I look forward to seeing it.
Best video on budgeting I have watched ... and trust I have watched a lot... thank u
Appreciate you breaking it down so it's easy to understand.
Hi there Melea!! You are so fun to watch and I really like your tips etc. I too am a researcher when it comes to getting deals and saving money. I am so glad that I found you because you have already shown me more tips then I even knew existed! I really appreciate these videos. It all started because I am trying to plan a birthday trip to Disneyland. Please keep making videos and I will keep on watching!! GOD Bless you and your sweet little family!-Jenny
I've been putting off watching this video, but I'm so glad I've finally watched it! Awesome video! 😍😍😍😍😍
this is going to be really handy for my fam and its going really handy. thanks😊
Yes please more videos like this and credit score video please! You say it like it is in words I understand! Thank you! 💕
I really am interested in raising my credit score. I really enjoyed this video I am taking notes and going to really going to start going through our debt and listing it on a spreadsheet. Thank you so much.
Yes, go for it! You can do it!
Great video! Excellent ideas, I'm definitely going to incorporate some of these methods into my life. I hope you do a credit score video too!
Thank you Melea, this is very timely. I'm going to put this into action.
Great advice and so simple. Yes, PLEASE do a credit score video. I had a very bad situation trying to refinance a few years ago and so I've been gun shy ever since.
This has given me some great advice. Thank you so much.
I am in college right now and debt terrifies me. My first year I had to live on campus, so I have quite a bit of debt from that. I am now a sophomore in college and work part time to pay for my apartment. This last year I’ve been working on keeping myself from getting in several thousands more of debt and paying off or saving whenever I can. I am a big time saver, so I try to be cautious about every little thing I do lol
Great video!! Super informative and straight forward. Thank you!
Please make more videos like this! Sharing with my hubby
Thank you for this video it’s super helpful. I love how simple this is
yes I'd love to see a credit score video. This was a good video I like that you explained a few simple financial terms like the snowball effect & revolving debt.
So so so glad I found your channel! I'm going into my second year of college now so the family stuff isn't exactly necessary for me but since I just feel like a big kid who just pays for themselves, your tips always help motivate and inspire! Also now I'm ahead of the game for when I do have my own children one day! lol
Best thing I saw so far. Just graduated college last year and I started paying on my loans this year. Plus my husband just got a new car that was well needed, so this is really gonna help with out budgeting. Please do a credit score video.
YAY, so glad it helped!
This is an amazing video!! Thank you for all the effort you put into helping people! :) yes a credit score video would be much appreciated!! :)
Thank you for the information. You are an inspiration! Yes, please do a credit score video.
Thank you for sharing your personal story. It's always inspiring hearing other stories. I'm glad that you shared the hard work that you had to do. It's not easy, but is possible.$
Please do a video on credit scores, how it is used etc. just teach everything you can on this topic as I really really need that information. ThNk you
Totally interested in the credit score video! We are going to be buying a house in a few months and we really want to amp up our score before to get the best interest rate possible. thanks!
This video was soooo helpful, I'm so inspired. Can't wait to get started on my list sunday🙌🏻🙏🏻👌🏻 thank you💕
Why didn't you give Dave Ramsey his credit for the Debt relief "Snowball"?
Someone beat me to it.
this has been very helpful. please continue giving more information
Thank you so much for this video!! I would so love to learn more about credit scores.
Credit score video will be great! Could really use that information for my family and I. Thank you for this video as well! 😊
Loved this and so needed it!! Would love more! Credit scores make my head spin so learning more would be great!
I love your ideas because I am constantly looking for way to keep my debt down or gone completely $
Omg you are so intelligent informed and helpful!!!! Thank you!!
Would love a video on credit scores!! I just love all your helpful videos! You're awesome!
This was very helpful. Would love a credit score video. Thanks!
Melea,
I love all of your videos, this one was especially helpful and established great motivation to start the process of eliminating debt. I would love to see a video on improving credit scores; specifically, I already have a really great credit score, but how can I get it closer to perfect?
Stumbled on your channel today and I love it. Just subscribed #greatjob.
Thank you so much for this video!!!! I really want to see how to fix my credit score, because after this, I'm gonna need it!
After going through a long ugly divorce battle and my credit has been drastically affected by it I’m all in for a show on how to higher my credit score.
Please do the credit score video! You are great at explaining things!! Thanks for your videos!
Hi Britta!
Thanks Melea... always love tips about getting out of debt and YES.. would like a video about the credit score as you mentioned!!!:)
LOVED this video and yes, i would love a credit score video!
yes how to rebuild credit
This is my favorite video because this is how I started following you! Thank you for sharing your tips $
Yes please do the credit score video! Also can you do a first time home buyers one as well. More discussing the steps towards owning a home
Yes!!! Please post a credit score video. And this was so helpful my husband and I have 15k we are trying to get rid of in the next year!!
You can totally do it!! So excited for you guys!
Thank you for this! I know this will help my husband get on board with me on taking on our debt😊 I'd love to see a credit score video! I'm thinking of opening my first credit card but I have no idea how it all works
yes I'm a 21 and don't want to make any mistakes. please do a separate video for credit score.
and maybe to help get your credit score up
You are freaking awesome! Thank you so much, it's like you read my mind! Please keep doing more videos like this 😍
So glad you liked it!
Thanks for the informative info. Please make a video on credit score! I would love to know. Thanks.
I would like to see a video on monthly budget sheets. Maybe how to make one or the best sites and why. And a video on refinancing your home. Including appraisals and what you should do to get your home ready for one. And of coarse the credit score video too. : ) Any financial informational videos are great! Thanks!
Definitely want a video about credit score! Thank you so much for your videos!
Yes please the credit score info would be fabulous my husband and I are currently working on paying down debt so we can start home buying process !!
Yay! Keep at it!
Ok, this is another one of my favorites. I took your example on how to get out of debt by paying off one of the bills, (I only have two) I paid off the lower one with the higher interest and then focusing now on my other loan. $$
yes yes yes! would love to see the additional financial videos!!
Thank you for the video. Is there a tool you'd recommend to calculate scenarios of paying debt down based on APR and payment amounts? It would help assess where is best to start.
Many thanks!
Thanks!! You've inspired me to make this happen! Subscribed!
I really loved this video !!! ❤️ very helpful I would really like to see a credit score advice video
I am super interested in the credit video! I have been working on paying off things so that I can get my credit score higher so I can buy a house. Please make that video happen!
Would love to see a video of credit scores and why not to close the cards! Thanks so much for all you do!
finished your vid...but I read some of your comments because I was thinking this girl must have done fpu by Dave Ramsey. congrats on being debt free and being intentional with your money! just want to encourage you to keep posting vids about handling your finance. I'm a fan of Davey Ramsey and follow his plan...but I do know that gods plan for people are different...I'm bothered by your hate comments. so judge mental...I didn't hear you say these are tips created by me but tips helpful to be debt free. It's hard to be a youtuber so I praise you for posting vids and sharing your thoughts and experience. you go girl!
Your vids are so amazing! They help me soo much! Thankyou😊 I also love your background
Thanks so much!
Great video and very helpful. I would like to see the credit score video you mentioned!! THanks -Sarah
I would love to see more on building my credit. I'm just starting out with debt and putting a plan together. I also have stud3nts loans that I've defaulted in but can't seem to find the extra money to pay that and our bills. right now, it's a bit overwhelming, but you gave a great tip. I'm going to make my list of only revolving debt and start from there. please continue to give such great advice. I want to someday buy a townhouse once I get out of debt and fix my credit.
Thank you so much for this!!! This is life saving and life changing!!! Thank you ❤️
Yes, it would be great if you could do a credit score video! This vid was very informative, thanks!
thanks so much for sharing. yes I want to see credit score video
Oh man, this was amazing. Thank you, thank you, thank you! I would LOVE a credit score video too!
So glad it helped! :)
LOVE LOVE this! So excited to kick debt in the butt!
This is great. As a graduate student, I only make $17,000 a year so I am not paying on my undergraduate student loans while they're in deferment, but I plan to pay more than the minimum once I'm out of school. As of now, I'm paying off my credit card and the payments for my car and mortgage.
Thanks for sharing!
Yes, perfect!! So awesome!