If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos. None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir, I had filled money matter form 4 months ago to seek your advise on my financial planning. I'm desperately waiting for your call. Request you to please shortlist my form.
Firstly, their retirement will be at 65, in line with the retirement age for government teachers. Secondly, they are generally discouraged from taking on additional income-generating teaching gigs alongside their government role. It’s wonderful to see so many genuine middle-class Bengali individuals participating in these money matters episodes!
Money matters ka ye aisa pahla episode... Jisse humare desh ke mostly log relate krenge aur apni financial life mein kuch acha badlav kar payenge... Thanku ankur sir ... For this middle class based episode... ❤
As I observe in suburban Bengal, a family where both spouses work as teachers in a government school are considered quite affluent. However, I am surprised to learn that they are barely managing to make ends meet. Perhaps poor health, high commuting costs, and excessive spending on their toddler's education and related expenses (15k seems quite high for their income level) are contributing factors. I hope Ankur's input will truly assist Somya and his family in turning around their financial situation. I genuinely admire the care they provide for both parents and father-in-law. My best wishes to Somya and his wife.
1st suggestion should be close LIC, if he has taken term insurance then what is the benefit of lic, remember lic is not an investment. That money should go to equity to build long term welth
Yes,and he should pay off personal loan first with the lic and sip money ,before creating an emergency fund,and he should not invest until he has cleared the personal loan ..
Stopping sukanya samridhi after investing at a right age, itself proofs he lacks financial literacy. Sukanya samridhi is one of the very few financial product that gives higher guaranteed return that too tax free.
Sir my question is (can i do 4time lumpsum investment in a year) example- January-2000 next april-4000- next august-7000 next December-10000 :sir must be reply my question if not new video for lumpsum
Hello Ankur Sir, Loved the way you always address to anyone, so calm and composed. Also the suggestions are so genuine. I really appreciate the way he is keeping a tab on all his expenses and the way he is trying honestly to come out of the loan trap. Sir with all due respect, would like to suggest him to go for PM arogya yojana the latest scheme introduced for Medical insurance for people aged above 70 yrs for his Father and Father in law. ( 5 lakhs coverage) Because now if he goes for private the premium will be high . ( I Enrolled for my Father, Mother & Mother in law)
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Kristine Lynn Weber, for her expertise and exposure to different areas of the market.
Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Mere kuch questions hai jaise ki baache bade honge unke expense bhi badhenge education fees toh uske liye koi saving nahi kar rahe hai hum toh kya uske liye loans lene honge ya fir Mutual fund break karna hoga, same with house maintenence ki bhi expenses honge, Baacho ki Marraige ke liye bhi savings nahi ye sab cheezein bhi manitain karni hoti hai toh uske liye mutual fun break krna sahi rahega ya loan lena??
Ankoor sir, please add point for parents health Ayushman bharat scheme and super top up health insurance jo sasta milega wo le sakte hai. Taki badbada kharch manage ho jaye. Or income tax harvesting ke liye jis sal jis bhiutual fund ka profit 90 k ka ho jaye bech kar 2 din bad firse lumsum may usimay invest kar sip chalu rakh sakte hai
My approach :- Withdraw 5 Lakh from PF which is growing at 7% . Close all loans. He will have somewhere 30k .. And he can start Investing 20k from next month
Hello sir, could you kindly suggest whether GROWW, AngelOne (any direct platform) assist nominee to get settlement amount from Mutual Fund companies in case of policy holder’s death?
sir what if i pay 8,25,066/-rs and get ₹63.26 लाख after 10 years (is there any chance or any scheme or any plan you know).. because i know and for more info if anyone pay 49,50,397/- one can get ₹4.15 करोड़ after 10 years
Sir mutual fund mai 1.25 lakh profit tak tax free hai to me 1.24 lakh profit pe pura fund hi withdraw kar lu or phir se pura fund invests kar du to kya hoga?
Sir main yeh session me participate karna chahta hu with your subscription charges Lekin on camera nahi ana chahta Is that possible? Please bataiye Sir Thank you
one thing i am not able to understand, if he is government employee then there is cghs card available, that covers all dependents like parents and kids so why did he need to take money for medical needs ???
Hlo sir mjhe aapki suggestion chhaiye mein apni life m stuck ho gyi hn plz guide me.i m not getting what should i do ahead in my life now. I have just completed my b.ed and i m jobless. Plz tell me what to do next.
Hii sir I watch your every videos But nowdays i have a little question that i want to pursue my master degree in international business, but before get admission which short term course should be learned firstly related in marketing, financial or economic subjects or which platform through i learn these courses so that i also recommend in my resume or cv. I kindly request you that may you provide me some course or platform name according to your life experience and expertise.
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir, I had filled money matter form 4 months ago to seek your advise on my financial planning. I'm desperately waiting for your call. Request you to please shortlist my form.
Very good 👍
Do you have whatsapp services
सर मैं आपसे कैसे अपॉइंटमेंट ले सकता हूं प्लीज जवाब दीजिए 🙏
Hello sir,I am a housewife. Sir I need your help so can I ask some questions about sip and lumsum in zerodha account.
Firstly, their retirement will be at 65, in line with the retirement age for government teachers. Secondly, they are generally discouraged from taking on additional income-generating teaching gigs alongside their government role. It’s wonderful to see so many genuine middle-class Bengali individuals participating in these money matters episodes!
Retirement age for government school teachers is 60, not 65
@NiveditaMitraRay Thank you. I got confused about the retirement age of college/university faculty in West Bengal.
Btw, retirement age for assistant professor is 65
62 hai
@@akshaykumar192 65 huwa hai recently
Money matters ka ye aisa pahla episode... Jisse humare desh ke mostly log relate krenge aur apni financial life mein kuch acha badlav kar payenge...
Thanku ankur sir ... For this middle class based episode...
❤
You are right. Is episode me Sara massaa la tha 😂
As I observe in suburban Bengal, a family where both spouses work as teachers in a government school are considered quite affluent. However, I am surprised to learn that they are barely managing to make ends meet. Perhaps poor health, high commuting costs, and excessive spending on their toddler's education and related expenses (15k seems quite high for their income level) are contributing factors. I hope Ankur's input will truly assist Somya and his family in turning around their financial situation. I genuinely admire the care they provide for both parents and father-in-law. My best wishes to Somya and his wife.
And their dog
1st suggestion should be close LIC, if he has taken term insurance then what is the benefit of lic, remember lic is not an investment. That money should go to equity to build long term welth
Yes,and he should pay off personal loan first with the lic and sip money ,before creating an emergency fund,and he should not invest until he has cleared the personal loan ..
40 % DA is due in West Bengal. It the govt pays the due DA , his salary will increase by near 15000 per month.
Crystal clear advice.
17:00 Online freelancing for Government Employees are not allowed.
খুব সুন্দর করে বুঝালেন অঙ্কুর স্যার❤
Thank you sir,🧘🧘 for finance knowledge💵💵
Lot's of respect for you because you doing great work for common people .... From Pakistan... 🎉
Breaking free from the zero-savings cycle is empowering-getting control over finances
He stopped sukyana samridhhi for SIP ? Like seriously!! Bro sukanya samridhi is one of the best scheme for girl child that too without tax.
Only 7 percent interest 😅
@@mrtanveer786vlogs
No it's not 7 percent. It is now 8.1%. it gives compound interest
Per annum hota hai ye?@@45super
@@45superSuknya is scam from govrnment to lower middle or with middile class family
Stopping sukanya samridhi after investing at a right age, itself proofs he lacks financial literacy. Sukanya samridhi is one of the very few financial product that gives higher guaranteed return that too tax free.
Money matters video me apka face expression bahut matters karta hai sir Aaj adhura sa lg rha hai...but last me apko dekh kar bahut lga
Wow lovely dr Ankur suggtions
That smile at the end says it all . Nice work
Use this ia tool sir, isi din k liye to hai😊❤ love your content... that' why we can adjust sir
Thank you sir for this video I am also from West Bengal a govt primary teacher It helped me a lot
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Thank you sir very good series
Truely genuine suggestion cum guidance by ankur
👍👍👍
Sir my question is (can i do 4time lumpsum investment in a year) example- January-2000 next april-4000- next august-7000 next December-10000
:sir must be reply my question if not new video for lumpsum
Yes u can
Bhai it's your own choice ...u can do as many as you wish
@@random_rifts thank u but ot is possible
Hello Ankur Sir,
Loved the way you always address to anyone, so calm and composed. Also the suggestions are so genuine.
I really appreciate the way he is keeping a tab on all his expenses and the way he is trying honestly to come out of the loan trap.
Sir with all due respect, would like to suggest him to go for PM arogya yojana the latest scheme introduced for Medical insurance for people aged above 70 yrs for his Father and Father in law. ( 5 lakhs coverage)
Because now if he goes for private the premium will be high . ( I Enrolled for my Father, Mother & Mother in law)
17:02 As per service rule he cannot teach otherwise for extra income.
💯 true.
Sir, as always a great video!!! But you are staring in my eyes from that picture 😅😅😅
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Kristine Lynn Weber, for her expertise and exposure to different areas of the market.
Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
look up her name on the web for her website.
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this.
One of the first few viewers. Just 6 mins since published. Watching this...
Very informative video
Sir🙏🙏🙏
Mai nena Contra found mai 100000 lagaya hai to abhi ghatrahi hai to mai age jau ya rukjau please bataeaa
Great suggestion & really helpful for general middle class public
Ankur.... Freezed 😅
Great job
Mere kuch questions hai jaise ki baache bade honge unke expense bhi badhenge education fees toh uske liye koi saving nahi kar rahe hai hum toh kya uske liye loans lene honge ya fir Mutual fund break karna hoga, same with house maintenence ki bhi expenses honge, Baacho ki Marraige ke liye bhi savings nahi ye sab cheezein bhi manitain karni hoti hai toh uske liye mutual fun break krna sahi rahega ya loan lena??
Good job ji
Can we buy a luxurious car if it our 100 percent savings? What is the rule for affording a car when it is complete savings
ये अगर दूसरे स्टेट में गवर्नमेंट प्राइमरी टीचर होते तो इनकी सैलरी लगभग डबल होती
Good he understand how investment works
Hello sir ...Please suggest me where to invest 50k per month for 2 years duration. Which is the best mutual fund with good returns.Thanks!
Good returns in 2 years??
It will be a loss making investment untill invested for min 10 years. just make an RD
Nifty 50 etf
Thank you sir
Sir lumpsump ke bare me video bnayega mujhe kuch samjh nhi aata uska profit and loss plzz
Please use 3-4 cameras so that single can work well
He chose to switch off camera... I guess
Ankoor sir, please add point for parents health Ayushman bharat scheme and super top up health insurance jo sasta milega wo le sakte hai. Taki badbada kharch manage ho jaye.
Or income tax harvesting ke liye jis sal jis bhiutual fund ka profit 90 k ka ho jaye bech kar 2 din bad firse lumsum may usimay invest kar sip chalu rakh sakte hai
Aisa lga bhai toh sogya end me😅
Poribar😂😂😂😂😂😂😂 Luv it❤
Sir please can you make a video on mutual fund vs etf this will help a lot
Like if anyone agrees 22:24
According to me after end 3rd loan maybe he should use that 5000 to end that loan
Unable to access the form
Super sir
Sir I want to fill application, how
My approach :-
Withdraw 5 Lakh from PF which is growing at 7% .
Close all loans.
He will have somewhere 30k ..
And he can start Investing 20k from next month
I am your new subscriber sir .I am from Northest tripura I leaving from poor family.
Sir, please sip and lumsum account kaise dekhte hai bataye sir
Sir how to buy stock in France.. explain me please
We got god of wealth in the form of Dr Ankur where you were this channel help as many people
Dr??
Yeh kab hua
Sir small cap risky hota hai apse smjha hai, but kya small cap 20 years ke liye bhi risky hota hai ?? Plzz answer
Not much risky
@@Shorts0.2FreeFire ok fra
नहीं
Bhaiya aapki video editing kon karta hai?
Sir I'm stucked in lic..now if i surrender my money will be in loss...what should I do...pls suggest
Hello sir, could you kindly suggest whether GROWW, AngelOne (any direct platform) assist nominee to get settlement amount from Mutual Fund companies in case of policy holder’s death?
Superrr
Why to clear the loan which has lower interest rate first? He should clear the loan with higher interest rate first.
wohi
aur sip bhi Dec 2025 se shuru krna is better
This is the first video where you are not smiling 😁😁😁😁😁😁😁 # Ankur Zi....... @warikoo
Tough situation
I also need guidance but dont wanna fill the form coz dont wana be on the video...can we still get advise without having to shoot this video...
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Sir how do i calculate after 30 years 1cr ka value kyahe?? Please help i can't calculate it
warikoo sir i love to watch urs video but i m sad because i can't see you in this video love from goa jagdish
Love you 😍 sir
Link is not working
sir what if i pay 8,25,066/-rs and get ₹63.26 लाख after 10 years (is there any chance or any scheme or any plan you know).. because i know and for more info if anyone pay 49,50,397/- one can get ₹4.15 करोड़ after 10 years
Sir mutual fund mai 1.25 lakh profit tak tax free hai to me 1.24 lakh profit pe pura fund hi withdraw kar lu or phir se pura fund invests kar du to kya hoga?
Which company term insurance is best on basis of claim setteled ration sir.
Sir main yeh session me participate karna chahta hu with your subscription charges
Lekin on camera nahi ana chahta
Is that possible?
Please bataiye Sir
Thank you
This is not good disclouse yor financial plan n protfolio publicly.
Bhai Mutual fund market based hai,pura pura investment kabhi bhi market me mat karo,crash hoga to halat kharab ho jayega
Hey warikoo sir, can you plz suggest freelancing teaching classes. I couldn't find the genuine platform.
क्या 50000 emergency fund sahi hai
I want to talk to you and consult regarding my funds
How can I approach you sir ?
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Sir aapne baat karne ke liye kya Karna hooga
He d
Seem
To happy and satisfied with the solution
Sir agr jis ki income monthly 3000 ho to vo kaise investment kre aise logo ke liye guidence de plz plz
Sir please tell which is best sip or lupsum for short term ?
Debt fund for less than 5 year investment
Index fund
If goal is mid to long term go for mid cap
Debt mutual fund
Personally, i dont like see you as only picture.. if its not camera not working kindly reshoot.
My question u
Mean he have to drop idea of buying laptop or other thing he wants to buy
Insan ko jitna paisa dedo uski paiso ki bhook aur badhti jati hai 😅
Why aren't you talking about ETF ?? Please make video on ETF vs Mutual Funds ??
Bro has OnePlus Z neckband. Good
And that's a good choice
one thing i am not able to understand, if he is government employee then there is cghs card available, that covers all dependents like parents and kids so why did he need to take money for medical needs ???
Primary school teachers come under a different medical scheme. Most good doctors don't want to treat under that scheme.
Sir i want to know
Should i invest in 10 mutual fund or less
Reply plz and my age 35 years
Guide me what should i do ???
Please make a video on capital guarantee solution investment plans.
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How about recuring deposits instead on emergency fund
10साल बाद 41000 कम है
इसका मतलब पश्चिम बंगाल में सरकारी लोगों की सैलरी कम है
Make a video on taxes
Inn logo ko dekh ker maine meri mother ko 2021me bola gold mat khareedna sip karo ...aaj mummy gaali de rhi h 😅😅
Itta gareeb adami maine aajtak nhi dekha na suna...
Hlo sir mjhe aapki suggestion chhaiye mein apni life m stuck ho gyi hn plz guide me.i m not getting what should i do ahead in my life now. I have just completed my b.ed and i m jobless. Plz tell me what to do next.
I don't understand...15000 education me kese ho sakta he
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Hii sir
I watch your every videos
But nowdays i have a little question that i want to pursue my master degree in international business, but before get admission which short term course should be learned firstly related in marketing, financial or economic subjects or which platform through i learn these courses so that i also recommend in my resume or cv.
I kindly request you that may you provide me some course or platform name according to your life experience and expertise.
M ek house wife hu mri koi income ni h bs 2000 rp ghar kharch se save krlti hu m use kse investment start kr skti hu
Flexicap MF
Isliye WB govt job sei resign dia... Da only 14% increment only 3% yearly
I am from wb,the salary of Primary school teacher is 22k not 40K
even after 10 years?
He has worked for 10 Years already. My brother has also worked for 10 years. He also makes the same amount. Get your facts right before commenting
With 10 yrs increment bro.. 😊
10 years k bad
@@PAUL-c5c6t
In Rajasthan a govt primary teacher earns 70 to 80 k per month after 10 years
At present starting salary is 52000 after deductions
I am also a private school teacher and age is about 50 , I would like to know more about online teaching site to improve my income
17:50 - camera correction