5 Things To Know Before Buying An ETF | Stock Market for Beginners
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- เผยแพร่เมื่อ 7 ส.ค. 2021
- No doubt, exchange traded funds (ETFs) have helped many passive investors turn their good investing habits into substantial wealth. However, if you're a beginner in the stock market, there are 5 things you should know before deciding to buy your first ETF shares.
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DISCLAIMER:
Neither New Money or Brandon van der Kolk are financial advisers. The information provided in this video is for general information only and should not be taken as professional advice. There are risks involved with stock market investing and consumers should not act upon the content or information found here without first seeking advice from an accountant, financial planner, lawyer or other professional. Consumers should always research companies individually and define a strategy before making decisions. Brandon van der Kolk and New Money are not liable for any loss incurred, arising from the use of, or reliance on, the information provided by this video.
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I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.
I understand that tomorrow isn't promised to anyone, but investing today is hard for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.?
@@theresagarcia1218 'I invest across the top markets but not by myself though. I follow the guidelines of 'MARGARET ANN WARNKEN" I can correctly say she's worth her salt as an investment advisor as her diversification skills is top-notch".
@@mayacho4910 That’s great, your investment advisor must be really good, I have seen testimonies of people using the help of investment advisors in making them more financially stable. Do you mind sharing info on how to reach her?
@@theresagarcia1218look her up on the internet. You should find her webpage.
@@mayacho4910 I just looked her up, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The concept of using spreadsheets has always seemed incredibly time-consuming and superfluous to me. Each month, I simply deposit a large sum of money into my savings accounts, retain my spending money in an other account, and make an effort to spend as little money as possible.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.
@@sherryie2 It's a delicate season now, so you can do little or nothing on your own. Hence I’ll suggest you get yourself a financial expert that can provide you with valuable financial information and assistance
@@corrySledd How do I Meet this Lady?
@@AUstinnesc
@@corrySledd Thanks for the info, i found her website and sent a message hopefully she replies soon.
While trying to build passive income and prepare for retirement, It’s important to choose stocks that are expected to hold up in inflationary environments. To combat the negative effect of inflation, it’s a good idea to diversify your portfolio across different asset classes, such as stocks, bonds, and real estate, since this can help protect your portfolio against inflation. I have seen people making up to $800k in a month during high-inflation
One strategy is to invest in assets that perform well during inflation. Another strategy is to focus on companies that have the ability to pass on price increases to their customers. It's also important to maintain a diversified portfolio. It may be a good idea to speak with a broker who can help you develop a customized investment strategy based on your individual goals and risk tolerance
@@ElizabethSarah-cl3sc I used to manage my stock portfolio by myself, all that time I did not make any significant returns (but also did not suffer losses). Then out of nowhere 2008 happened, and I lost 50% of my savings in a very short period. That prompted me to hire an FA, Since then I have been learning a lot about the stock market and I have made up to $500k in returns
@@ThomasWilliam-sw8ms Please, how do I connect with your financial planner?
@@ElizabethSarah-cl3sc lookup KRISTIN GAIL CUNNINGHAM , this is her name online, she's the real investment prodigy since the crash and has helped me recover my loses
@@ThomasWilliam-sw8ms Thank you, Going through her profile on her webpage out of curiosity, and surprisingly she seems proficient. I appreciate this.
Buy a good cross section of an economy, Build a diverse portfolio that keeps you motivated,Speed up the process where possible:i'm all for dividends and i DRIP into etfs (ARKW, VOO, VXUS, IVV) and company stocks. After my first million I realized that when a stock starts booming chances of you finding out means you are quite late to the party, for this I make sure my CFA handles that, ever grateful to Emily Lois Parker. It's like turning your notifications to earn more millions.
Nicely done. love diversity.
out of curiosity I did read about Emily Lois Parker on the web, she has a great resume
Congratulations pretty lady. You're really doing well at your age. I'm 43 and my finances are in a mess right now. Any great tips would really go a long way in shaping my life. I want to buy my own house..
@@Lorre386 Heyyyy, I used the FIRE movement to put my finances in shape. You can research more about it. Then, Invested in stocks, cryptocurrencies and real estates through the assistance of my professional IA.
@@JosephineGaule Thanks for the tip, i just looked up your IA, her resume is really impressive. looking forward to working with her
impressive, i made my first million saving and investing as a rookie but i couldn't do it alone you see there are people that spend their lives studying these things that's why they are professionals, i started as a chiropractor and my husband was a teacher but with the help of James Fletcher Brennan we both stay at home taking care of our kids and just watching them grow (when my husband isn't out golfing with his buddies of course)
as for me I have personal stake in either using their products or lots of people in my circle who do. APPL, TSLA, NVDA. Along with ABBV and KO when I focused on dividends
he really seems to know his stuff. I also found his online page and read through his resume, educational background, qualifications and it was really impressive. he is a fiduciary who will act in my best interest. So, I booked a session with him
I’ve seen loads of news of James Fletcher Brennan on the internet, he must really be that good for him to be talked about in such a way. I have 20 stocks and 60% is in US large cap, 19% in US small & Medium cap, and about 20 is in Emerging markets (2 india etfs, one is SMIN and the other is INDA) but I’d like to work on a larger portfolio so I just sent your advisor a proposal
Great video. One really important point is where the ETF is domiciled as that has tax implications for the individual.
I really enjoy your clarifications and also your commentary on the videos you share.
This video explained quite a few of my many questions without actually confusing me. Thanks!
for whatever reason the TH-cam algorithm only highlighted this video this week but I'm glad it it did. Great video!
Thank you. I learn something new from you with every video
Talking about exchange symbols, there is an ETF in NYSE with symbol EMXC, and another ETF in LSE also with symbol EMXC. They were from different ETF providers, listed on different exchanges, yet track the same index.
And then there're many ETFs with different symbols, which differ only in trading currency (VUSA is in GBP, CHF, or EUR depending on exchange; VUSD is in USD)
And then there're many ETFs with both accumulating and distributing versions. These two versions trade under different symbols.
And then many ETFs listed in Asian exchanges use digit-only symbols, which means completely different thing in different exchanges.
Thank you for sharing this vital information.
Great video. Thanks a lot.
Thank you for not giving people dumb advice! Just started investing two months ago. Been buy etfs/index’s. Not worried for at least 20 years.
“Don't look for the needle in the haystack. Just buy the haystack” - J Bogle ✌️🐶
I think that was in the intelligent investor book!
I am waiting for the needle in the haystack because I can't buy the haystack.
@@TheSimpleDudeOne you need to buy a magnet.
You has good sense of humour Love it and unless you are magnet.
Awesome stuff man, thank you
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Great video, thank you
Great vid! Love the detail!
Thanks for feedback, for more tips on how to grow your portfolio Text!
+*1*4*1*3*2*6*9*2*4*7*1*
as a beginner investor, every each of these tips in the video are very useful, thanks mate
This video come out on time. Been looking to buy into my first etf
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Thank you, was just looking at ACDC ETF
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
We all know the stock market, due to covid has been a rollercoaster ride, but it has been more than people would have imagined during a pandemic
I know a lot of people have made themselves fortunes with smart decisions in the market, even with the massive fluctuations and unprecedented inconsistencies.
@@federickalfie768 Yeah, that's true. It's all about the right guidance and timely information.
Building wealth takes focus and discipline. And if we want to be honest with ourselves, alot of us are lacking those.
There should never be a reason to back out. Remember 'it is your life, take charge' whatever bad memory of the past you have, put it aside. We fall to rise again.
STAY IN PURSUIT. That's the key word, pursue your dreams and goals.
Other video ideas
Over diversification with multiple ETFs
Plus benefits of over lapping ETFs to get different companies in your portfolio
Does VGS and IVV have complete overlap or partial overlap
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
How many millionaires do you know who have become wealthy by investing in savings account? No one.
Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.
Thanks mate!
4:27. Not the case. VOO is the S&P 500 in USA whereas in the UK it is VUSA
Hi love ur channel! Just a question, where can we buy blackrock etf? From which platform? Is it better than vanguard? Thx
Love your channel. I noticed you are also Aussie but you tend to focus on American viewers (makes sense as there would be more of them than us). But could you maybe try to do both since you are Aussie? Our tax and market is a little different and everything is always catered to Americans. Would be amazing to get some Aussie stock and tax specific info alongside the American references. This video touched on it more so that's why this one gets the comment! Thanks from an average third year into investment portfolios female Aussie keen to know all there is to be better at the game :)
I am in ETFs since some years, but nonetheless this is a quite good summary! Thanks. In Germany tax (25%) will be deducted automatically, so you do not state them seperately in your tax return.
Worth pointing out that foreign websites you can use to buy shares won't do the local (e.g. German) tax for you. It's best to use a German bank or product if you're in Germany, to save you the hassle of doing the tax yourself.
Wow, 25 %... :O In the Czech Rep. long-term investors don't pay any tax.
@@Loostyc We had the same regulation years ago (holding stocks for at least one year = tax free). But I guess our Goverment needs the money :)
@@RMKGER actually, I don't believe stock investment should be tax free. 🤷♂️
Great video! Although you comments on ETF tax implications are also valid for any share trading.
Thanks for feedback, for more tips on how to grow your portfolio Text!
+*1*4*1*3*2*6*9*2*4*7*1*
Hi great video- thoughts on MOAT vaneck wide moat etf?! I hold VAS and VGS and don't want much portfolio overlap. But thought this might be a good additional share, that has mainly well researched high moat US ETFs without much overlap, and likely good performance ongoing?
I love inverse ETFs! I didn't think I'd enjoy an ETF that goes down 8% per year instead of up but it's been fun
What's the use for it? A short?
@@noahcamacho5227 Yes
Love the content as always keep it up. Also I'd like to add, the amount of investment scams in the comments section is becoming ridiculous like the top 4 or 5 comments are all scams. TH-cam really needs to do something about this.
Agreed, it's kinda nuts
Is there any benefit to creating an international trading account for buying into international etfs such as the S&P 500 or is it better to just purchase them off the asx?
Considering you have warned about dividends and reinvesting, you should also mention accumulating ETFs that do not payout dividends but instead push up the value of the ETF itself.
Do you know an SP 500 ETF that do not pay dividends? Ive searched and found nothing
@@erik3068 CSPX
Not sure of any in Australia (assuming you’re in the same market as the content creator)
Solid video. Just mind that in Europe you can’t buy ETFs that do not provide the KID
3rd comment! Greetings from Turkey bro, been watching your videos for quite a while now
When you see an ETF offering monthly dividends (i.e. 10%) is the divided a percentage of the investment balance or the accrued annual interest?
@4:50 would you not use the ISIN instead so you don't get your VOOs mixed up?
Hey, can you make a video explaining a difference between auto-reinvesting dividends in ETFs and index fonds? I heard from someone that you need to pay for some account that reinvest then into etfs but with index found that's already included because of the bigger fees. Is that true?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
If you choose Acc class index fund or etf, then the dividends will be automatically reinvested.
thanks for the video! i am using vanguard australia but i cant buy us etf there though? anyone could advise?
Great video but now I'm worried about tax and my ETFs. 😱😱
Can you do one on etf s&p 500 x3 leverage and why a long term hold is massively discouraged
What’s the difference between buying IVV and SPY directly?
Great Video ! Although all I can think of is the endless investment opportunities to invest and create wealth. 20 years ago no one would have guessed that there would Electronic Vehicles. Today, there's is an entire market for EVs, same with all the other tech that have sprung up over the years.
Very true. Tech stocks are now leading the stock markets who would have thought! Glad to be invested in all those companies doing well in the equities market!
I have been trading for about 7 months now and just about every trade backfires and slaps me in my face. Nearly impossible for me to catch more than a few points. I try to do top down analysis but it doesn't work for me. I'm starting to feel hopeless, any tip for a struggling beginner?
@@gregjackman5331 Traders need to bear in mind that while the mechanics of on-line trading are relatively easy, investing is not. It is important not to confuse the procedure for entering an order which can be executed with the push of a button with making thoughtful investment decisions. Traders should exercise the same degree and this is from experience.
@@gregjackman5331 The stock market has always been a complicated place for me, that's why I have always subscribed to the services of professionals. However I currently trade with Jeremy Richard Deering. he is a renowned analysts and his projections are always right .
You are right. I personally own tech ETFs , S&P 500 ETF VOO, it's cheaper than SPY and has the same portfolio, many diversified single stock positions a mix of solid proven companies and companies with growth potential diversified across different industries, I frequently add to positions.
Before you go into stock investing, you had better get an experienced guide from a stock analyst and work on your investment tolerance and over time you will learn how to navigate the market on your own. Most people simply log into TH-cam to learn about the stocks to choose from, without a basic understanding of risk and portfolio selection tolerance.
Yes, people are encuring losses due to lack of experience and knowlegde about the market strategies and then It leads to guesswork trading.
Newbie here too, how can I learn to be extremely profitable?
Do you have an editor or do you edit your own videos?
In Australia it's very much worth being aware that most of the ETFs actually make distributions rather than pay dividends and that the tax deferred (and some other aspects) of these distributions actually reduces the cost base of the asset so the record keeping aspect is actually more difficult than simply "I paid this and got dividends of this" in fact over a long enough period it's quite probable that you would have a zero cost base and that those tax deferred amounts would actually be capital gains when received. It's definitely worth finding a good accountant who is on top of this if you're thinking of investing in 15+ year time frames, especially given the ATO's knowledge base and reporting on this kind of thing is expanding rapidly and the times of avoiding them is pretty much over.
So I'm wondering, considering the all time highs. Would you rather spend 100k in Let's say vanguard all world at once or deposit a amount a month up until when you reach the 100k within a 20 year period.
So in this scenario you have $100,000 right now and these are the only 2 options?
If you stretch out $100k over 240 months that’s only ~ $417 per month you’re depositing. Most of the money you have in the beginning won’t be earning interest at all and the last $417 you deposit won’t have earned a penny of interest over 19 years 11 months.
Investing it all immediately is the better option.
Of course, if you thought stocks were overvalued and due for a correction maybe you’d want to dollar cost average - but probably over a shorter term than 20 years! Like 10k per month over 10 months, etc.
But you only gave those two extreme options (if I understand your question correctly)
@Matt Hart hey Matt, you understood perfectly. I chose 20 years as that's the time span of me hoping to be financially independent. I do think the market is overvalued at the moment but the big question of course is when will something big happen. I'm now thinking of a smaller position in vanguard and a larger one in P2p lending. And then when the market moves re-distribute the portfolio to a healthy split. Options... Options...
Do those fees, figures include the transaction costs within every fund, etf. Fidelity UK does show the transaction charges for every fund etf
So if I buy 10 shares today and 10 next year.
When trying to sell 10 shares after one and a half year, how do I sell the ones I bought this year instead of the ones bought next year so only half of the capital gain is applied.
There is no option on the nabtrade to sell shares bought at a specific time?
Also look into the greek stock chart, and the 7-8% is not a given at all.. it all depends on the countries
In Australia... are our worldwide capital gains subject to CGT? or just capital gains in Australia?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
do you guys think it's pointless or not to hold both a particular etf and a firm share that is already included in the etf's holding. I've got many of such duplicates in my portfolio
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
G'Day mate!
Don't forget there are other factors such as Vanguard in Canada needs a minimum of $5000 for some things like the mutual fund or maybe other index funds
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Any one got any view on equal weight v standard tracking etf ?
Exchange rates when buy and sell?
9:37 the dividend is no invested into giving me as an investor more shares, thats not how it works. they are buying new shares to increase the price of each share in the market
Unrelated to this video but you made a video on Ray Dalio buying Chinese stocks 8 months ago. Do you have an update to that in the recent crackdown? Keep up the good work! Cheers
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Do retirees in Australia pay tax, or capital gains tax? I though we were tax free?
Where can I find the a link to the tax implications for Australia?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Are there a ETF for Vietnam
Shout out to Jack Bogle!
Always!
Low cost ETF’s are the way to go for most people. Just ask Warren Buffett!
@Elliott the S&P 500 ETF holds 500 companies. That sounds diversified to me.
@Elliott large cap diversification is really all you need if you're DCAing over the long term. You could argue that small and mid cap investments can broaden your portfolio but if you're doing a set-and-forget style investment and aren't THAT invested in following market prices, cash flows and reports day in and day out (like most passive investors), then you increase your risk by holding these small cap companies that could potentially default or have negative growth over time, even if you're covering a particular sector or index. You have a point about diversifying through different market domiciles though, but I think most beginner passive investors would be much better off just holding an index of large cap companies with less volatility... just easier to sleep at night
@@j.m0ney133 High diversification is good for protecting money but isn't very effective for building wealth effectively unless your willing to wait 20 years minimum, Personally I'm not willing to wait until I'm 65 unless its for the kids.
@@benshipp1814 actually there is a strong basis in the academic literature for diversification across multiple risk factors. The problem has been that the investment products needed to do this properly have not been available to retail investors until quite recently , at least at a low cost. If you invest only in the S&P 500 you have exposure to only one source of returns - market Beta.
Risk factors such as size , value , robust profitability and conservative investment have less correlation than stocks across nations do - when the market does poorly , often another cross section of stocks does well. You can still invest passively at low fees and tilt your portfolio to these risk factors.
Not only that , these factors have delivered a premium in excess of market returns over long time periods , so as long as you are broadly diversified within these types of stocks (which can be done via etfs) you can expect a return to compensate for taking extra risk.
Portfolios diversified across multiple risk factors have been shown to deliver higher / more reliable returns in the long run - but it does add some extra complexity to portfolio construction, and there are a lot of pitfalls because many etf providers market their products to make it seem like their etfs are targeting risk factors , when in fact they’re doing a really poor job of it. You need to look under the hood with these types of etfs. That is why many , as you say , are likely just fine with a broad market fund , but there is definitely a case to be made to be better diversified.
As a side note , this is the reason why buffet has had market beating returns , he’s targeted risk factors such as value and profitability- and you can too using etfs.
@@739jep thanks for your comment
You’re right about most of it but some you almost have to trade daily depending on type & sectors
The Australian market fared really well during the 1930's. Interesting...
If I buy a foreign ETF on my home market do I still have to pay the withholding tax?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Highly recommend the book “simple path to wealth” by JLCollins 😊
Any volatility would effect all shares across the board, not just ETF's
It’s always a good day when new money post!
How come nobody talks about the dividends from ETFs?
They do?
YOU missed a major point the ETF withholding tax from different countries vs own
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
Fair point!!
I recommended a professional broker to you guys sometime ago, can I get person who invested with her
comment below
hey, yes i did
Invested with her and i'm making steady & stable profit
thanks for recommending her.
who made profits for you, am really looking for a pro who can manage my account and make me huge profits
@@georgepatel9942 she is V A N E S S A E. B U R K E, she's one of the best and trustworthy broker I've ever known
@@ciaraelaine5495 How do i get to this broker please, i have lost a lot doing this on my own. please.....
You can easily look her up on google.
Really need to watch out for the fees over time!
3:00 why would you ever use anything expect vanguard (as an example) if its most profitable when you start investing. Is there something more than fees like accuracy?
Very fair
Sharesight ? … They just messed up numbers on my taxable income report of Australian ETFs … had to manually address the number to match the tax statement from managed funds
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
ETFs are great as long as you keep it simple
I want to wake up one morning and see $100,000 in my Portfolio I know it's possible
Very very possible It really depends on your investment curve
Plan your investment with a good portfolio manager and I assure you that few months your account will be more than you dream
@@ellemiekhospes3174 yea my investment curve is nice
finding a portfolio manager is a very difficult task right now considering the facts that there a lot of fake ones out there
yea there are alot of fakes that's why you should only get someone who is certified
So true
Just like Karen Merker a genius at her job
Made over a million buck from her services
@@howardjake5545 Karen merker is my portfolio manager , her services helped me make the financial freedom i have now i cant thank her any lesser
you must calculate volatility as ATR rankings before buying and be duped by an ETF emmitent. You pay provision, you pay fee, the ETF might get liquidated leaving you in a loss.
I've carefully curated a diverse portfolio that not only reflects a cross section of the economy but also resonates with my personal attachment and keeps me motivated. Unlike those who blindly follow the crowd emotionally, I possess the desire to accelerate the process whenever possible.
Can you clarify something, when you earn income through dividends and are subscribed to a dividend reinvestment plan, do you still pay tax on that dividend income? I.e did the $100 I earnt from dividends that got put towards buying new shares in my DRP increase my taxable income by $100?
Yes, you still pay tax on the $100
@@sagelyfinancial thanks mate
2:46
This cool! The aggressive style is risky but it's cool this market is crazy and everyone's focused on the shiniest positions on the graph. Guys learn to diversify or just get help. It's the key to these crazy markets, Having monitored my portfolio performance smashing a usd 5000 returns from the last quarter, l have learned why experienced traders make enormous returns from the seemingly unknown markets.
Can anybody tell me how to buy a VOO in Australia?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
I use the platform Stake and buy VOO.
Directly through Vanguard is the easiest I guess, though you can also get it through any major brokerages too!
I am buying ETF's and have no intention of selling them. Their purpose is to generate cash flow to supplement my other retirement income sources.
For taxes, let’s say you buy & hold for 10 years. On the 10th year you sell $150,000 worth. Can you contribute to your Roth IRA that year? Your Modified Adjusted Gross Income must be under $140,000 to contribute to a ROTH. So does the capital gains from this sale count towards this?
On the other hand, you can only contribute EARNED INCOME to a Roth. So if I were to sell $15,000 of stock each year & that was my only income, could I contribute $6,000 of that to a Roth?
Just move for 7 months to Cayman Islands, Bahamas or Bermuda. Sell while effectively living there and your gains are completely tax free. AND IT IS 100% LEGAL!
Whats the downside to ETF's
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
This is my advice to anyone interested, whatever you do in the market better work with a plan but if you find it hard navigating then seek help, I clumsily lost over 5 grand in a month but that's how I learnt my lesson
There's no such thing as pain when it comes to investing if a pain to you shouldn't be investing
Bot thread incoming.
My bad. Your account is 12 years old but I gotta admit, many bot threads start like that.
@@calamorta no problem usually after I pull something like this there's a shitload of Bots
👍
That's why you only look for low cost ETF not all ETS created equal
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W
This year 2022 have been very good for me, I can say it’s been one of my best year ever.
Most people follow the crowd and expect to be successful and unique. I went to college, got a degree and worked so hard...And still I was barely surviving with so many bills to pay. Our education system pushes us to follow the crowd and does not teach us financial basics and foundations. The current system we follow will never help us find our purpose, follow our dreams, or teach us how to create a strong financial future for ourselves. I was lucky to be introduced to Amber Tamora Phoenix by a friend, she really changed my life.
We really need to watch out for the SCAMMERS, con artists
You look like Mark Zuck little brother
My spouse and I are diversifying our long-term investment portfolio by adding various stocks and ETFs. We've allocated $220k to begin with, focusing on inflation-indexed bonds and companies with strong cash flows. I think the current market presents a good opportunity for long-term gains, but I'm also interested in learning ways to make short-term profits.
While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.
While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.
Having a professional mentor is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $270K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.
That's impressive ! I could really use the expertise of these advisors.
Hello! Stacey Lee Decker is my advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online.
You first said 8% returns, then changed to 7 or 8%
Capital gains tax? **laughs in New Zealand**
Better wait for the bubble to burst before investing in EFTs.
Thanks for feedback, for more tips on how to grow your portfolio Text!
+*1*4*1*3*2*6*9*2*4*7*1*
I mean, not really? If you’re going to hold the shares for a sufficient time then waiting for something that may not happen soon isn’t advisable?
The goal is to live on 4% not sell all at once?
Thanks for feedback',, endeavor to write as soon for more enlightenment or tips
W