Shankarnath is by far the only person who talks about investing,personal finance etc and actually makes sense. No buildup no exaggeration and most importantly high level of knowledge which sets him apart from other so called finfluencers. Thank yo so much for invaluable guidance. His content is actually a great framework to start with our research.
So nice of you. Over time, I'm certain not all videos will be bangers .. but I hope you (& everyone) are able to pick up 2-3 nuggets of information in every video and able to apply it in your own investing framework. This is how I myself am learning and I can see marginal shifts on a frequent basis in my own methodologies.
I generally do not press like on you tube videos howsoever good they are but your thumbnail, research , content is of another level .i couldn't stop myself from liking your Content
Thank you Abhinav. Further: video content creation is not easy. My editor & I use 35-40 hours to produce a 15-minute piece. This includes researching, scripting, revising, pre-shoot planning, recording, post-production, description, thumbnail, commenting etc. This is the case with many more content creators whose work requires anywhere from 10 to 100 hours of effort. Appreciate if you can reconsider moving from a "won't like" to atleast "like if deserved" policy. This way, the good videos get that appreciation they deserve which keeps them going. I am unable to post a picture on TH-cam replies .. I keep a small printout I keep with myself that continously reminds me to appreciate atleast a few good deeds on a daily basis. Here's what it reads: HOW TO SUPPORT ANYONE - Write an unconditional, positive review: $0 - Tell your friends and family: $0 - Follow them on social media: $0 - Engage with their posts: $0 - Encourage them: $0 - Give them a shout-out: $0 I have been the recipient (and giver) of good deeds from hundreds of magnanimous people and in many cases, it just started with $0 appreciation Just something you reminded me of, Abhinav. Thanks again for your kind appreciation!
All the other finance influencer should take a bow, we understand that catchy thumbnails garner more views but honestly everyone is tired of seeing their weird posed facial expressions, and here is Shankar, videos are data driven, very objective, and man the Thumbnails!!!!!! class apart :)
Shankar, I own small business with 9 staff and I have created 5% profit share of the business for staff which will be paid to them when they retire or later after 20 years I have been accumulating cash for last 4 year and didn't know what to do. This video really helped to invest peacefully and my staff and I are extremely grateful for this video
As I have said many times already, love your content idea. You pick up the topics that no other is doing and you present it so well that even a layman could understand. Thanks for educating us again with insightful content. Much appreciated 😊👍
I appreciate that, Sachin and glad you are liking it. It's a reflection of the way I learn myself .. every video is aimed at putting across 2 to 3 important points. Over 30 videos, I have 50-60 thoughtful areas which can be applied interchangeably to improve one's investing process
Sir I also started my journey of investing recently and I can see the confidence you give to us with your data points and information which is quiet real and interesting. Thank you for being that scientific analyser we were searching in this field and letting us take a well informed decision on a life long journey. Thank you so much💯🙏
Wow, looks like I've missed out on quite a few videos over the past few weeks. This was quite an interesting video like the Peter Lynch one. A lot of learnings from both. Also you seemed to have read my mind when suggesting that you'd create a separate video on rebalancing just as I was thinking about it. One thing I'd like you to consider is how could someone with a debt heavy portfolio do rebalancing. Given that for most new investors starting out, parents and family often have us invest in fixed income instruments such as PPF etc which causes the portfolio to be debt heavy from the beginning. Thanks Shankar for such informative content!
Really a very insightful video once again.. Congrats to the team for creating such great content. Financial literacy is the need of the hour..U r doing great job..
Shankar Sir you should start your own small case. A lot of people would invest and make the most of the market. Fabulous content with equally great presentation.
Wow! I mean your videos in your channels like summery of what i have learnt in last 6 years about personal finance and wealth management at the age of 23. And worth the time watched rather than the noise and fomo youtubers are creating. Love you please make more such videos. My love and support will be always with you. But one question still exist that how can we rebalance the portfolio if invested in long term instruments such like bonds in a time where interest rates are appreciated.
Hi Shankar , Congratulation onceagain for an interesting video. You have worked really hard and smart . Personally I am not in favour and neither I am attempting so many strategies. My simple conviction is that when an equity portfolio gives 15 % per annum over long period despite all volatilities, why not invest systematically and keep on investing- because over longer period the growth curves gets straight , parrelel to the x axis , the y axis being 15 % above the x axis ,the variations being barely apparent . The recent interview of Ruchir Sharma also suggests that the volatile periods would get shorter and shorter in times to come, as witnesses from March 2020 onwards. So for equity investors in India more share for equity than Debt is my opinion.And I am entitled to it!
Most welcome. Yes, it's a matter of comfort. In my case, I have divided my corpus into different goals and employing a different strategy for each i.e. my output determines my inputs. I'm sure you have your own reasons, thx for sharing your opinion.
Hello Santosh, I tried English sub-titles but it robbed the shayari of it's meaning, intent & expression. Somethings sound better in the original language .. like hearing AR Rahman's pudhu vellai mazhai (let's not start with the sub-titles there; I was watching Roja yesterday)
Saw a led zepp reference, insta-subscribe. Excellent video thank you - I was thinking on wether the All Weather Portfolio could be further optimized and this video answered it superbly. I'm also learning nowadays about India ETFs because amazing country
Sirji, description tags hiding actual tables content, use transparent colour words to get content visible clearly. Great work by you as always and quality contents.
Once again awesome content Shankar sir. Your videos are like a 'must watch' movies, with important message told in an interesting way.. By the way one doubt.. how do you compare ETmoney genius portfolio with All weather portfolio, which also allocates in equity, debt and gold. Thanks
Again one of the best Things r more attractive than ur previous chan el videos Small suggestion U can talk more of basic videos like mutual funds PPF ELSS in ur channel too👍
Sir I am big fan of your videos and your way to explaining everything in details. I think you missed multi assets mutual funds schemes by many AMCs which can also be a part of porfolio.
Thank you @Shankar Nath for yet another insightful video. I had a comment about using Balanced Advantage Fund being used as a way to build all-weather portfolio. As per SEBI definition, BAF needs investment in equity/ debt that is managed dynamically (0% to 100% in equity & equity related instruments; and 0% to 100% in Debt instruments). This does not mandate to invest in other asset classes such as Gold and Commodities. From that perspective, would 'multi asset allocation funds' (defined as Investment in at least 3 asset classes with a minimum allocation of at least 10% in each asset class) be better - where you get exposure to gold and other commodities as well by mandate?
Most welcome, Ajay ji. Yes, you are right .. BAF is equity/debt while Multi Asset has 3 or more asset classes. There is some overhang in me from pre-reclassification days when we used to club DAA/Multiasset into a single category. But true, a multi-asset will be a more worthy comparison point.
Thank you for a really nice explanation. This was an amazing watch Sir!! My question is, will this all-weather portfolio be suitable for little more active people who can manage their money efficiently? I mean if someone can hedge when market is going down or something like that?
Most welcome. Nothing stops smart investors to break into different goal buckets. For wealth creation, go aggressive. For wealth preservation, fixed deposit. For conservative growth, all-weather etc. I personally have 3 different goals and I use 3 different allocations/investing strategies
This is really great video sir, but I still believe one who has achieved wealth should preserve and follow this approach as snowball effect will give huge return if one has 1 crore but if one has to build corpus, he/she should have high exposure maybe 78%
Great, insightful video! You mentioned Balanced funds but I think Edelweiss & ICICI balanced funds don't invest in gold/commodities .i may be wrong so will check again
Hello Shankar. Everyone talks about investing. Most people do not talk about how to withdraw money from our investments effectively, or how to manage huge corpuses. Can you please make a video on that ? Or if it exists, please attach a link
Interesting, I guess it will be a good idea to move NPS investment based on this idea, may be after 50 years of age to these allocations, Scheme E-30%(Equity) Scheme G-50%(Government Bonds) Scheme C-15%(Corporate Bonds) Scheme A-15%(Alternate Investment), Would love your insights on this @Shankar...
Thank you. The all-weather portfolio requires a rather high proportion in non-equity (70%) .. I don't think any MAF complies with that. From what I have seen, multi-asset funds are equity centric. Infact, for most MAFs, their primary condition is to have 65% in equity or equity related instruments so that taxation is lower. They do this to keep investors and distributors happy but this is just optics I feel.
Hello. I've not analysed this scheme. Will circle back when more info is available at my end but the nature of multi-asset funds in India is very different from what Ray Dalio is saying. Most multi-asset funds I have observed are equity heavy as they try to maintain 65% in equity in order to come with the equity taxation loop
Ray Dalio was saying all over not to buy bonds when they we’re getting hammered particularly long term bonds , I don’t change much but even I changed it to ultra short bonds
Hi, I have provided yearly data in the video. But if you want specifics, please check that out on niftyindices.com .. there is a lot more detail there.
Can you please analyse the following hybrid aggressive funds for better returns ? 1. HDFC Balanced advantage fund 2. Quant absolute 3. ICICI debt & equity funds
Sir, My portfolio has 80% equity (Multi and Flexicaps), 10% (Arbitrage fund), 10% (Liquid funds).. I am planning to increase my allocation to Arbitrage funds (Good down side protection & better taxation)
Just a note: The commodity ETF that you've mentioned contains only companies that are from commodity sectors and would be somewhat correlated with Nifty's which defeats the purpose and equity gains 30 + 7.5 %. So, In India, I'm yet to find a real commodity holding.
Shankar Sir, i am 26 yrs old, have started investing in MF from 2021 may. I will keep investing for next 30 years and primarily my focus is long term huge wealth building. I am 100% invested in equity. I have noticed that gold funds are recently performing well. What should be my ideal asset allocation ? I am not bothered by volatility, even it gives me an opportunity to invest in bulk. What should be my asser allocation ??? Please guide me 🙏.
Hello Gourab: If you are expecting to receive an asset allocation ratio then unfortunately, there is no answer to this question in any book or video. And that's because the allocation can & will change according to your investment mix, the growth of particular asset class, the goals you have defined, your risk tolerance per goal etc. As an example, may I suggest you watch a video I released recently on this very subject: th-cam.com/video/bN5QdxY3RVs/w-d-xo.html .. now when you watch this video, don't do it in terms of what the numbers are (if you do that, you'll be making a big mistake because keeping everything apart you are 26 and I am 42). Instead try to understand the process of how I arrived at my most comfortable asset allocation mix. Ofcourse, if you need some help, you might want to engage a financial advisor but IMO as long as you don't ask for an answer & focus more on the questions & inputs, it will help you more
Hi. I haven't analysed my ET Money Genius portfolio for many months now. It must be doing well and anyways as I said in another video, I am not in the habit to flipping schemes. A lot of my SIPs are running for 4-5 years.
You can always look at a) mutual funds (10Y constant maturity/ long duration GILTs), b) ETFs (Bharat Bonds across maturities) or c) buy bonds directly via the RBI Retail Direct platform
Hey Shankar, nice content. I want to ask since you have left et money, would you still recommend et money genius?? Ps- I had joined because of you,since you have left I see no point in continuing. What say you?
Thx. I haven't analysed my ET Money Genius portfolio for many months now. It must be doing well and anyways as I said in another video, I am not in the habit to flipping schemes. A lot of my SIPs are running for 4-5 years.
Sir can you share the Smallcase that you created or ETFs which you selected. Because the Smallcase which I created using mentioned ETFs generated 2% return in 1 Year.
I didn't make one, Shardul. I have only a couple of smallcases that I tried (managed and created by some fund manager) but not very active with it at the moment.
How can I buy you a coffee mate? I've one more request - for the DIY all weather setup, can you share what if the returns you shared were exclusive of ETF fee's? If so, can you suggest stratagies to go about building fresh positions to setup a AW portfolio.
Hi Sandeep ji 1. You can use the "Thanks" button on TH-cam 2. The ETF fees for each scheme is approximately: a) Nifty 50 : 0.20% b) Bharat Bond : 0.05% c) Other Bonds (G-Sec) : 0.20% d) Gold : 0.50% In that regards, we're looking at an approx. 0.25% expense knock-off from the index returns
Icici Baf does not have gold allocation I thought unlike multi asset fund. Correct me if I am wrong. Anyway thank you for such infomative videos and the captivating thumbnail everytime
Shankarnath is by far the only person who talks about investing,personal finance etc and actually makes sense. No buildup no exaggeration and most importantly high level of knowledge which sets him apart from other so called finfluencers. Thank yo so much for invaluable guidance. His content is actually a great framework to start with our research.
Thank you for your kind words of appreciation and your vote of confidence, Sudarshan. Happy to play a small part in your financial journey
❤
Something more consistent than All weather portfolio is Shankar Sir's delivery of high-quality data driven videos. Thanks 😄
So nice of you. Over time, I'm certain not all videos will be bangers .. but I hope you (& everyone) are able to pick up 2-3 nuggets of information in every video and able to apply it in your own investing framework. This is how I myself am learning and I can see marginal shifts on a frequent basis in my own methodologies.
I generally do not press like on you tube videos howsoever good they are but your thumbnail, research , content is of another level .i couldn't stop myself from liking your Content
Thank you Abhinav.
Further: video content creation is not easy. My editor & I use 35-40 hours to produce a 15-minute piece. This includes researching, scripting, revising, pre-shoot planning, recording, post-production, description, thumbnail, commenting etc. This is the case with many more content creators whose work requires anywhere from 10 to 100 hours of effort.
Appreciate if you can reconsider moving from a "won't like" to atleast "like if deserved" policy. This way, the good videos get that appreciation they deserve which keeps them going.
I am unable to post a picture on TH-cam replies .. I keep a small printout I keep with myself that continously reminds me to appreciate atleast a few good deeds on a daily basis. Here's what it reads:
HOW TO SUPPORT ANYONE
- Write an unconditional, positive review: $0
- Tell your friends and family: $0
- Follow them on social media: $0
- Engage with their posts: $0
- Encourage them: $0
- Give them a shout-out: $0
I have been the recipient (and giver) of good deeds from hundreds of magnanimous people and in many cases, it just started with $0 appreciation
Just something you reminded me of, Abhinav.
Thanks again for your kind appreciation!
One of the best content creators !! Brilliant presentation … hats off man
Thank you very much, Jehan
Touching the topics which nobody is covering... Good Work Sir
Thank you
All the other finance influencer should take a bow, we understand that catchy thumbnails garner more views but honestly everyone is tired of seeing their weird posed facial expressions, and here is Shankar, videos are data driven, very objective, and man the Thumbnails!!!!!! class apart :)
Thank you for your kind words, Pratyush.
Shankar, I own small business with 9 staff and I have created 5% profit share of the business for staff which will be paid to them when they retire or later after 20 years
I have been accumulating cash for last 4 year and didn't know what to do. This video really helped to invest peacefully and my staff and I are extremely grateful for this video
Hello Ajman ji. I'm glad this was helpful 🙌
As I have said many times already, love your content idea. You pick up the topics that no other is doing and you present it so well that even a layman could understand. Thanks for educating us again with insightful content. Much appreciated 😊👍
I appreciate that, Sachin and glad you are liking it. It's a reflection of the way I learn myself .. every video is aimed at putting across 2 to 3 important points. Over 30 videos, I have 50-60 thoughtful areas which can be applied interchangeably to improve one's investing process
Sir I also started my journey of investing recently and I can see the confidence you give to us with your data points and information which is quiet real and interesting. Thank you for being that scientific analyser we were searching in this field and letting us take a well informed decision on a life long journey. Thank you so much💯🙏
All the best, Kishor. And thank you for your kind appreciation!
Appreciate your efforts on the research. Very impressive.
So nice of you, thank you Rajeev
This is wonderful knowledge for novices like me who are late entrants into investing. Thanks for sharing research and wisdom!
🙏🏽😌
Glad it was helpful .. and most welcome, Gunjan
Wow, looks like I've missed out on quite a few videos over the past few weeks. This was quite an interesting video like the Peter Lynch one. A lot of learnings from both. Also you seemed to have read my mind when suggesting that you'd create a separate video on rebalancing just as I was thinking about it. One thing I'd like you to consider is how could someone with a debt heavy portfolio do rebalancing. Given that for most new investors starting out, parents and family often have us invest in fixed income instruments such as PPF etc which causes the portfolio to be debt heavy from the beginning. Thanks Shankar for such informative content!
Thank you for your suggestion
Dear Shankar, you have a beautiful mind!
Thanks :)
absolutely spot on there Shankar, it all depends on individual circumstances, we all have different goals in life.
You are the true gem for younger generation
Thank you for your kind words! I'm glad you enjoy my videos.
Informative..Always makes a in depth video
Thank you very much 🙌
Mr shankar your givings excellent content
Thank you Vinoth, glad you are liking it
Really a very insightful video once again.. Congrats to the team for creating such great content. Financial literacy is the need of the hour..U r doing great job..
Thank you very much, Rajesh. I'm happy you liked the content and found it useful.
Nice thumbnail 😅Thanks for nice analysis, learnings and teachings! Keep up the great work! Kudos and thanks for sharing!👏👏👏👏👌👍
Glad you liked it! Thanks 😊
Once again well researched and balanced view
Thank you
Once again, a very informative video. Thanks for all the effort.
My pleasure! Happy you found the content useful. I really enjoyed making this
Safe to assume that the release from ET Money channel has given liberty to your creative side. And dear Sir, I'm loving it! 👌🏻
Thank you
Shankar Sir you should start your own small case. A lot of people would invest and make the most of the market. Fabulous content with equally great presentation.
Thank you very much for your appreciation. Presently, I'm not keen on fund management and would prefer to stick with investor education
Great Content!!! Thank you 😊Highly Underrated channel!!
Glad you think so!
Fantastic session. Thanks
Very welcome
Wow! I mean your videos in your channels like summery of what i have learnt in last 6 years about personal finance and wealth management at the age of 23. And worth the time watched rather than the noise and fomo youtubers are creating. Love you please make more such videos. My love and support will be always with you. But one question still exist that how can we rebalance the portfolio if invested in long term instruments such like bonds in a time where interest rates are appreciated.
Thank you very much
Thank you for the hard work.
Glad you liked it. Much appreciated
Hi Shankar , Congratulation onceagain for an interesting video. You have worked really hard and smart . Personally I am not in favour and neither I am attempting so many strategies. My simple conviction is that when an equity portfolio gives 15 % per annum over long period despite all volatilities, why not invest systematically and keep on investing- because over longer period the growth curves gets straight , parrelel to the x axis , the y axis being 15 % above the x axis ,the variations being barely apparent . The recent interview of Ruchir Sharma also suggests that the volatile periods would get shorter and shorter in times to come, as witnesses from March 2020 onwards. So for equity investors in India more share for equity than Debt is my opinion.And I am entitled to it!
Most welcome. Yes, it's a matter of comfort. In my case, I have divided my corpus into different goals and employing a different strategy for each i.e. my output determines my inputs. I'm sure you have your own reasons, thx for sharing your opinion.
Really liked the video, brilliant content and backed by data
Glad you enjoyed it! Thank you
Excellent video. Thank you very much.
You are welcome! Glad you liked it
Excellent content again❤
Glad you enjoyed it!
Nice & Informative Video as always. Kudos to you and your team.
Thank you very much!
An excellent session.
Thank you!
Please provide subtitle’s for Hindi 0:37 as well,
Love from TamilNadu❤🎉
Hello Santosh, I tried English sub-titles but it robbed the shayari of it's meaning, intent & expression. Somethings sound better in the original language .. like hearing AR Rahman's pudhu vellai mazhai (let's not start with the sub-titles there; I was watching Roja yesterday)
Very informative and interesting video 👍
Glad you enjoyed it
Thanks!
Thank you very much Sandeep for your appreciation. I'm glad you found the video and its content useful and informative
Shankar sir❤
Thanks 🙌
Saw a led zepp reference, insta-subscribe. Excellent video thank you - I was thinking on wether the All Weather Portfolio could be further optimized and this video answered it superbly. I'm also learning nowadays about India ETFs because amazing country
Thank you Andrei .. welcome to the stairway to financial heaven :)
@@shankarnath haha good one! Thank you!
Good analysis and advise 👏 👍
Glad you liked it
Sirji, description tags hiding actual tables content, use transparent colour words to get content visible clearly. Great work by you as always and quality contents.
Thx for your suggestion
Once again awesome content Shankar sir. Your videos are like a 'must watch' movies, with important message told in an interesting way.. By the way one doubt.. how do you compare ETmoney genius portfolio with All weather portfolio, which also allocates in equity, debt and gold. Thanks
Thank you very much. I haven't done any comparison between ET Money Genius and All-Weather Portfolio. Will circle back if I do one.
Sir, Thank you!
Most welcome
Again one of the best
Things r more attractive than ur previous chan el videos
Small suggestion
U can talk more of basic videos like mutual funds PPF ELSS in ur channel too👍
Thank you for your suggestion, I'll add it to my content queue
Absolutely love your videos ♥️
Thank you very much!
Sir I am big fan of your videos and your way to explaining everything in details. I think you missed multi assets mutual funds schemes by many AMCs which can also be a part of porfolio.
Thank you for your suggestion & appreciation, Nikhil ji
Interesting Insights. Thanks for the Video. I request you to make a Video on Dividend Stocks.
Thanks for the suggestion
Thank you @Shankar Nath for yet another insightful video. I had a comment about using Balanced Advantage Fund being used as a way to build all-weather portfolio. As per SEBI definition, BAF needs investment in equity/ debt that is managed dynamically (0% to 100% in equity & equity related instruments; and 0% to 100% in Debt instruments). This does not mandate to invest in other asset classes such as Gold and Commodities. From that perspective, would 'multi asset allocation funds' (defined as Investment in at least 3 asset classes with a minimum allocation of at least 10% in each asset class) be better - where you get exposure to gold and other commodities as well by mandate?
Most welcome, Ajay ji. Yes, you are right .. BAF is equity/debt while Multi Asset has 3 or more asset classes. There is some overhang in me from pre-reclassification days when we used to club DAA/Multiasset into a single category. But true, a multi-asset will be a more worthy comparison point.
Thank you for a really nice explanation. This was an amazing watch Sir!! My question is, will this all-weather portfolio be suitable for little more active people who can manage their money efficiently? I mean if someone can hedge when market is going down or something like that?
Most welcome. Nothing stops smart investors to break into different goal buckets. For wealth creation, go aggressive. For wealth preservation, fixed deposit. For conservative growth, all-weather etc. I personally have 3 different goals and I use 3 different allocations/investing strategies
👍
Beautiful content and very well presented ❤ 👏
Thanks so much for the kind words! I'm really glad you found the content valuable.
This is really great video sir, but I still believe one who has achieved wealth should preserve and follow this approach as snowball effect will give huge return if one has 1 crore but if one has to build corpus, he/she should have high exposure maybe 78%
Thanks for sharing your opinion
Nice as always Shankar Sir. Make a video on how to build wealth with a mix of EPF, VPF, NPS, PPF, et al
Most welcome. Thanks for your suggestion, I'll add it to my content queue
Great, insightful video! You mentioned Balanced funds but I think Edelweiss & ICICI balanced funds don't invest in gold/commodities .i may be wrong so will check again
Thanks
Hello Shankar. Everyone talks about investing. Most people do not talk about how to withdraw money from our investments effectively, or how to manage huge corpuses. Can you please make a video on that ? Or if it exists, please attach a link
Thanks for the suggestion. Pls watch my video here (th-cam.com/video/dJlRl0aJX3I/w-d-xo.html), towards the end from 14 mins and 42 seconds onwards
My god. Shankernath ji. What a variety in video making. Fantastic thumbnails
Glad you liked it
👍🏻
Interesting, I guess it will be a good idea to move NPS investment based on this idea, may be after 50 years of age to these allocations,
Scheme E-30%(Equity)
Scheme G-50%(Government Bonds)
Scheme C-15%(Corporate Bonds)
Scheme A-15%(Alternate Investment),
Would love your insights on this @Shankar...
Yes, you can explore that Somendra. NPS already has some sort of a glided path that is built into its construct.
Indeed a very good analysis. What about Multi Asset Allocation mutual funds? Do they not fit in an All-weather funds?
Thank you. The all-weather portfolio requires a rather high proportion in non-equity (70%) .. I don't think any MAF complies with that. From what I have seen, multi-asset funds are equity centric. Infact, for most MAFs, their primary condition is to have 65% in equity or equity related instruments so that taxation is lower. They do this to keep investors and distributors happy but this is just optics I feel.
@@shankarnath Thanks for taking time out and giving an indepth reply. Very much appreciated.
What’s your opinion about Icici multi asset fund ?
Hello. I've not analysed this scheme. Will circle back when more info is available at my end but the nature of multi-asset funds in India is very different from what Ray Dalio is saying. Most multi-asset funds I have observed are equity heavy as they try to maintain 65% in equity in order to come with the equity taxation loop
Good informative vedio. Are there multi asset mutual funds with equity taxation?
Thanks. I haven't researched MAFs in that respect
why people are not realizing its pure gold available free. why there r not views in millions. i fear kahi sir band na kr de bcoz of low views
🙌 Thx
❤
Thanks!
Nice one; What about multi-asset funds compared to BAF?
Thanks. Apologies, I haven't done a comparison between MAF and BAF
Ray Dalio was saying all over not to buy bonds when they we’re getting hammered particularly long term bonds , I don’t change much but even I changed it to ultra short bonds
Sir does value doing better than momentum?
Hi, I have provided yearly data in the video. But if you want specifics, please check that out on niftyindices.com .. there is a lot more detail there.
Can you please analyse the following hybrid aggressive funds for better returns ?
1. HDFC Balanced advantage fund
2. Quant absolute
3. ICICI debt & equity funds
Sir, My portfolio has 80% equity (Multi and Flexicaps), 10% (Arbitrage fund), 10% (Liquid funds).. I am planning to increase my allocation to Arbitrage funds (Good down side protection & better taxation)
Can you name the arbitrage funds names in your portfolio?
@@venkatutla8342 Invesco India arbitrage fund
Just a note:
The commodity ETF that you've mentioned contains only companies that are from commodity sectors and would be somewhat correlated with Nifty's which defeats the purpose and equity gains 30 + 7.5 %. So, In India, I'm yet to find a real commodity holding.
Shankar Sir, i am 26 yrs old, have started investing in MF from 2021 may. I will keep investing for next 30 years and primarily my focus is long term huge wealth building. I am 100% invested in equity. I have noticed that gold funds are recently performing well. What should be my ideal asset allocation ? I am not bothered by volatility, even it gives me an opportunity to invest in bulk. What should be my asser allocation ???
Please guide me 🙏.
Hello Gourab: If you are expecting to receive an asset allocation ratio then unfortunately, there is no answer to this question in any book or video. And that's because the allocation can & will change according to your investment mix, the growth of particular asset class, the goals you have defined, your risk tolerance per goal etc.
As an example, may I suggest you watch a video I released recently on this very subject: th-cam.com/video/bN5QdxY3RVs/w-d-xo.html .. now when you watch this video, don't do it in terms of what the numbers are (if you do that, you'll be making a big mistake because keeping everything apart you are 26 and I am 42). Instead try to understand the process of how I arrived at my most comfortable asset allocation mix.
Ofcourse, if you need some help, you might want to engage a financial advisor but IMO as long as you don't ask for an answer & focus more on the questions & inputs, it will help you more
Hi Sir. What's your take on ETM Genius portfolios! As they were started during your tenure, you can give some tips.
Hi. I haven't analysed my ET Money Genius portfolio for many months now. It must be doing well and anyways as I said in another video, I am not in the habit to flipping schemes. A lot of my SIPs are running for 4-5 years.
Plz make a video on daily sip strategy
Thanks for the suggestion. What are the 5-6 things would you like to know there? A little context would help
@@shankarnath
1. Investment horizon
2. Compare with monthly sip return
3. Which investment strategy is good active or passive
4. Etf or mutual fund
@@sourabhdixit1599 Thanks
Hello sir I started my investment via sip through et money Genius is that good strategy for long term goal plz give your valuable feedback
Sir you should make a video on why you left ET Money channel
Curious to know - how will that help you, Bhawesh?
@@shankarnath Good point sir
I was just curious. I feel I should let it be.
How to invest in bonds if we want to simulate the portfolio?
You can always look at a) mutual funds (10Y constant maturity/ long duration GILTs), b) ETFs (Bharat Bonds across maturities) or c) buy bonds directly via the RBI Retail Direct platform
@@shankarnath My suggestion is please construct a smallcase or atleast specify the funds that your viewers can choose to buy to simulate this..thanks
Hey Shankar, nice content. I want to ask since you have left et money, would you still recommend et money genius?? Ps- I had joined because of you,since you have left I see no point in continuing. What say you?
Thx. I haven't analysed my ET Money Genius portfolio for many months now. It must be doing well and anyways as I said in another video, I am not in the habit to flipping schemes. A lot of my SIPs are running for 4-5 years.
What about Quant multi asset fund
Sir can you share the Smallcase that you created or ETFs which you selected. Because the Smallcase which I created using mentioned ETFs generated 2% return in 1 Year.
I didn't make one, Shardul. I have only a couple of smallcases that I tried (managed and created by some fund manager) but not very active with it at the moment.
Retail investors should not copy Ray Dalio. He has UHNIs clients who are mainly after generational wealth preservation rather than wealth creation.
Thanks for your comment, Rahul! I appreciate your opinion
This is Gold 🔥
Thanks
How can I buy you a coffee mate? I've one more request - for the DIY all weather setup, can you share what if the returns you shared were exclusive of ETF fee's? If so, can you suggest stratagies to go about building fresh positions to setup a AW portfolio.
Hi Sandeep ji
1. You can use the "Thanks" button on TH-cam
2. The ETF fees for each scheme is approximately:
a) Nifty 50 : 0.20%
b) Bharat Bond : 0.05%
c) Other Bonds (G-Sec) : 0.20%
d) Gold : 0.50%
In that regards, we're looking at an approx. 0.25% expense knock-off from the index returns
@@shankarnath thanks & cheers - enjoy a hot cup of coffee :)
@@apsod332 What are the odds! I'm in Third Wave Coffee at Punjabi Bagh, Delhi .. about to order a cup now. This one's on you :)
With this vast knowledge, Shakar can easily launch his own mutual fund...
Well expressed intelligent view 🙏
Thank you!
You are so intelligent 😊
Thanks 🙌
hi shankar sir,
informative video as always
please keep us updated on the trends in returns on some, if not all of the said strategies
Thank you
Good Video again!! why not ET Money Genius?
Not everyone likes to go with ET Money Genius. Because there only index funds are suggested
@@kanaguv I see they have Mix of Stocks+Etf and waht matters most is return and downside protection and i see that in ET Money genius.
Icici Baf does not have gold allocation I thought unlike multi asset fund. Correct me if I am wrong. Anyway thank you for such infomative videos and the captivating thumbnail everytime
Most welcome. Yes you are right
sir do you still work with ET money?
Hi, kindly check out my Linkedin profile. I keep it updated