I'm confused by the points. It seems like there are other out there that have higher points rewards. For example, the Hilton Honors (just the base one) has 5x gas, 5x grocery, 5x dining, 3x other. Why isn't that one superior to the AMEX Gold?
The Hilton card may have higher multipliers, but Hilton points are worth about 0.5 cents each, while Amex Gold's Membership Rewards points are worth around 2 cents. So, the Gold card offers WAY better value
@@daniel.sparks thank you. How can I find that on my own? It seems odd that they can say their points are higher but they aren't worth as much. Is it in the fine print or something?
@@durtydeedsREI You're earning more points, but the points themselves are less valuable. Many blogs and websites, such as The Points Guy, assign value to points. The actual value depends on various factors, such as transfer partners.
Commanders are the surprise of the season, I thought Bo might be able to catch Jayden for ROTY but looks like he has it locked down now. I think we will still make playoffs tho
I definitely understand the hesitation to get into annual fees, but if the credits fit into your lifestyle and you come out ahead, there's no reason to avoid them. I fly roughly 4-6 times a month for work / personal travel, and getting into a Centurion Lounge/Sky Club for a meal and a quiet place to do work or have my kids relax is worth its weight in gold. Add in the other credits that I use (Uber, streaming, Walmart+, FHR, and United Travel Bank), and I'm ahead roughly 1,800 - 2,000 per year. If / when I stop traveling so much, the card is 100% getting canceled, but it fits my lifestyle at the moment. I think this is where people get in trouble with annual fee cards. They adjust their lives to the credits instead of admitting the cards just aren't for them.
That comment shows you don’t know much. Things worth having are rarely free. The fee is for the insane value you get. You either win the game or pay for others to play.
@@anthonyjames4319 Truth! As long as you get value from the multipliers you're good. I don't care about credits. If the fee isn't covered by multipliers I don't get the card.
EXTRA $100 Dollars with discover it:
refer.discover.com/danielsparks109!0b0a036ad9!a
💳 Amazon Prime Visa: www.amazon.com/dp/BT00LN946S?externalReferenceId=17ae0505-a7fd-4ac3-ab57-7d00b8cf4457
💳 Amex Gold: americanexpress.com/en-us/referral/gold-card?ref=DANIESzoTo&xl=cp01
Very helpful, thanks for providing this information!
Glad it was helpful!
Paypal debit is crushing it right now! I'm mad it's not the master card, but I'll take it.
You should get a PayPal Mastercard have you tried the no hard pull pre approval?
@shawn.credit i have both cards. My only issue is that the 5% is not the CC. I would rather use a CC than a debit card.
I'm confused by the points. It seems like there are other out there that have higher points rewards. For example, the Hilton Honors (just the base one) has 5x gas, 5x grocery, 5x dining, 3x other. Why isn't that one superior to the AMEX Gold?
The Hilton card may have higher multipliers, but Hilton points are worth about 0.5 cents each, while Amex Gold's Membership Rewards points are worth around 2 cents. So, the Gold card offers WAY better value
@@daniel.sparks thank you. How can I find that on my own? It seems odd that they can say their points are higher but they aren't worth as much. Is it in the fine print or something?
@@durtydeedsREI You're earning more points, but the points themselves are less valuable. Many blogs and websites, such as The Points Guy, assign value to points. The actual value depends on various factors, such as transfer partners.
Sorry to hear about your Broncos. Commanders are having a hell of a season, thanks to our So-Cal born and raised QB.
Commanders are the surprise of the season, I thought Bo might be able to catch Jayden for ROTY but looks like he has it locked down now. I think we will still make playoffs tho
“Most of the places were trash so I went to Applebees.” What? 😂😂😂😂
Applebees is underrated
Isn’t that Zelle transaction going to be taxed?
No. Only payments sent as goods and services transactions are taxed.
instead of the Venture X AND the CSP why not just get the CSR?
Ill product change to it if i cant get approved for the venture x
The 2% card you should try is the cash plus from navy federal
The plan is to get the Navy Federal flagship for the sign up bonus and then downgrade to that card
@@daniel.sparksonce you get it keep it if you have or want Amazon prime, that card pays for your yearly subscription continuously and TSA pre check.
My man likes to pay annual fees I have the credit cards pay me I don’t pay them. Team no annual fees
It's okay to be content in the little leagues , we're getting much more value.
I definitely understand the hesitation to get into annual fees, but if the credits fit into your lifestyle and you come out ahead, there's no reason to avoid them. I fly roughly 4-6 times a month for work / personal travel, and getting into a Centurion Lounge/Sky Club for a meal and a quiet place to do work or have my kids relax is worth its weight in gold.
Add in the other credits that I use (Uber, streaming, Walmart+, FHR, and United Travel Bank), and I'm ahead roughly 1,800 - 2,000 per year. If / when I stop traveling so much, the card is 100% getting canceled, but it fits my lifestyle at the moment. I think this is where people get in trouble with annual fee cards. They adjust their lives to the credits instead of admitting the cards just aren't for them.
I literally only have one card with an annual fee and I did the math on camera why it makes sense
That comment shows you don’t know much. Things worth having are rarely free. The fee is for the insane value you get. You either win the game or pay for others to play.
@@anthonyjames4319 Truth! As long as you get value from the multipliers you're good. I don't care about credits. If the fee isn't covered by multipliers I don't get the card.