The moment you get married and have a child, it is the responsible thing to build a home for the future for your family, and something to leave them when you are a memory...good job my brother.
We built our house 7 years ago and believe it was a good decision. At first my asawa wasn't sure. However she is happy and it's relaxing to have open space, fruit bearing trees, a pool and a decent size bahay. I would recommend it if you buy the land as a Filipina married to a foreignor. Or if not married set up a Philippine Corporation and lease back to the Foreignor with the foreignor a member of the Corporation as well. Or a Philippine Partnership.
As a fellowEnglishman, it is good to listen to your experiences over there. I probably am alot like you because what you have there, would suite me down to the ground. Im a province person too. Looking forward to the next video. I see it was mentioned in a comment about a video when you are fishing, id like to see that too. Take care.
No way. Condo only. I know love will make you do crazy things and it feels like its gonna last forever, but it rarely does. And that's not cynicism, it's pragmatism. You might as well just give her the money and hope she keeps you around.
I am glad to hear that you looks happy to live comfortably and simple life in Philippines with your wife and son,Despite what you’ve in through in your past..great video and very informative thanks po for sharing👍👍
*** Dear foreigners, you've already LOST -If you want an annulment -If you cohabitate -If you're looking for love😂 -If you travel the Philippines for a woman -If she's a single mom -If you buy anything ie; land, condo and build a house -If your name is NOT Cheap Charlie! -If your girl is DIFFERENT and SPECIAL! *PS. Travel for you and 100% independent YOU!!! *I'm giving you a personal invitation to be selfish for your self preservation because HEALTHY, PEACEFUL and DRAMA-STRESS FREE living is the new selfish baby!!! Cheers 🍻
What would be the difference though in that situation? Doesn't seem to matter whether you leave her a house or cash and you can still do both. I'm not opposed to renting either and actually prefer it as I like to move about or don't want to be stuck in one particular place but I also would like to own a property of my own one day too.
@@ripley7t429 money is make believe and is devauled near enough 5% a year. At least property has intrinsic value and will likely grow in value long term. Don't see the difference between leaving cash or property. The US government will continue printing money out of thin air and they can take it away from you for any reason they want.
Your budget has a huge significance when it comes to electricity and everything. In the city is way hotter and requires ac. Plus everything is cheaper in the province anyway.
My guy, i wouldn't even bother trying to explain myself to people. Just live your life and do what's best for YOU. All these people commenting negative things are piss poor mentally. Only you know what's good for you and the family you created. Greetings from Mindoro. ✊🏾
I don't think it's necessarily negative but being realistic. I wouldn't ever suggest somone not to do it but just be careful and weary of the risks. Far too many men make desicions when they're drunk on love and start building a house for a woman they've not even known two years and there's countless horror stories of women taking the house as soon as they can so poeple need to be aware of that. It's obviously different if you're married and have a kid but that can still always be part of her plan just to catch and entrap you. I'd advise poeple just to know the reality of the situation and don't invest more than you can afford to lose or walk away from.
We have a house in Laguna, Luzon. Together 12 years but she died of cancer... Here 2 boys lives with me in Norway. No probem at all. Small place, everybody knows me. Barangay is my friend also... Cant wait 2 go back and visit my friends.
Its a very good idea to get buildings insurance. As we had the roof ripped off when Odette struck, cost about 500,000ps to put right. Now we have insurance to cover the cost of rebuilding the entire property if another typhoon hits, or earthquake. Fire, Flood, Subsidance etc and cost of renting for12 months in the case of a rebuild. Worth the annual premium atoundv7,000ps for peace of mind.
I'd go for the land and house. Fifty year lease on the land and build the house laid out the way I want. Of course it may take a couple years in rentals to find the land/location I'd want to live long term.
This is really good information, especially the part about building the house over the course of a few years. I’d be more likely to build that way instead of making a huge investment at one time. How did you deal with the permits, if you can talk about it?
It's a dangerous situation but it's one only the person can make themselves. Most poeple will tell you not to do it as the ball is always going to be in her court regarding the house and it's not uncommon for the woman just to be using you for the house and she can take it from you at any point. If you're genuinely in love and have a child sure it could be a great thing to build a future together and I'm sure most people would love to build a house and secure a future together but it's always going to be a risk. Best advice is to not invest more than you can afford to lose. If you spend £20k on a house and get a decade out of it it'll probably pay for itself in saved rent etc and at least you have left something secure for your wife and son to inherit, but for me personally I'd always be paranoid the house was always just part of her plan.
Car is important because for emergency your wife can run you to the hospital. Or anyone of you basically. It is a huge necessity for you three. It is a wise idea to have a car.
If you got a place to live e in and work on instead of wasted rent and she will want to see it fixed up too and if she leaves you it want get finished hopefully it's time together and progress
I built a house in the Philippines for my partner under the realisation I will never own it mind you how can you own a house when you are not going to live forever so don’t worry if you do the right thing the you can go forward with self respect
thank god i had the snip, no problems with kids, Guys ,Condo only in your name, and remember, a foreigner can NEVER own the land, NEVER and there lies the problem if you build a house on land you don't own.....
As an American on SS, once I'm gone my wife will be on her own so we're buying land and building a house all on my SS. Will she be able to collect Survivors Benefits? Not sure about that, I have not even reported that were married to SS! She does not work a job, but like most Africans, she works our 2 small farms, produces most of our food, staples, and in 4 years our house will be built, so when I'm gone she will be self sustaining. She will not really need much of an income. We are adding another hectacre of farm land this year. If I live another 5 years, she will be set even without survivors benefits. She is growing right now, 300 Plantain trees plus 30 Avocado trees, 20 Mango 🥭 trees. These are simple hard working people, without the needs we Americans are use to.😊
None of my business obviously but you should really look into whether or not your wife will be eligible to collect survivor's benefits down the road, she's obviously very strong and healthy right now but what about years from now ? She may need that money to get by if/when she can no longer work on the fields and why not simply make her life easier later ? You should contact SS.
The two things 99% of Filipina want- children & home ownership. If you can do both for her without putting yourself in a trap, it's just the right thing to do. (2 years rent on my house in Australia would build a very nice house in Philippines). The bigger question in the long term is as your child progresses, opportunity optimisation is very difficult anywhere in the Philippines, even if you're rich in a capital city- the colleges are mostly not up to scratch, degrees are not recognised in mosr developed countries, high school standards don't match up for entry qualifications for western Universities. I bit the bullet for my children's education, moved the family to Australia. The marriage didn't last, probably wouldn't have regardless. But the children are in as good a situation as possible for their futures. Their mother has bought a house, bought a farm, built her mother a house, since we split up 10 years ago.
If you really love your family why not? A house and lot is not an investment if you live there rather than rent forever? One more thing is it ok that when you die you have something left for your family to sleep comfortably? just saying huh?
depends on size of age gap , your outlook of future, your income, savings , age gaps of 30 / 40 / 50 years she is only / mainly with you because of your money , she will stick around you as long as your money flows, dumb to buy a house in her name, personally I believe in a big pandemic emerging soon , I would not buy real estates anywhere right now to remain flexible , versatile, big recession will come along with that heavy lockdown , house prices will crush huge age gap is a trap anyway since you cannot bring her to your home country , German 60 y.o good luck
I have never liked renting and you only really feel at home when you own it...a years worth of rent could buy you a nice piece of land somewhere... Renting is just money down the drain
DING DING DING. You already built a house all in with the crazy lady. Lost it to her and her family. But you bounced back cleaned yourself off and went at it again. This time you had a different plan and a different outcome. That is how people are successful in life and not rich. Don't let the little thing set you back in life Keep on chasing the dreams that makes you happy. Money is not happiness it's a tool.
All Relationships are built on TRUST of varying degrees... Personal... Friends... Business etc... The priority question concerning buying a Property / House., as a Foreign, Non-Citizen, in the Philippines... is: Do you TRUST your Partner / Wife enough to share your wealth (great or small) with that person ? If yes (?) Go ahead and enjoy to build, share and prosper ... If "NO" is your answer (?) probably should not be with 'that' person on any basis of living... and... where children are involved (sons or daughters) then a Father's "duty" is to provide (all things)... When married in the Philippines (?) there are other considerations of "Family" Relatives... but all individual situations become different, depending on many factors ???? Guarantees ? May as well dig your own grave if you are scared to "Live Life" ! Otherwise (?) ... use your Experiences, Wisdoms and Understandings... Cheers !
my Philippine wife owns many properties in Butuan City, and we live in Australia from money I have given her in twenty years of marriage to gain these properties only see these properties when I am visiting there and stay in our own house there otherwise, I reap nothing from this
Makes sense to build and buy land with Wife and Child in place, why not? Just be sensible like you have been, slowly slowly. I've always disliked renting. Probably get more respect and appreciation from community too..
*I challenge ANYONE to talk to 10 foreigners off camera man to man asking the hard questions! *By my estimation, I'm bold enough to say that up to 80% of foreigners would do things differently if they had more income and/or weren't so deeply vested in the Philippines. That includes marriage, retirement location, kids and real estate. Their words NOT mine!!! *That's telling and ANYONE who has been to the Philippines who's willing to be honest and straight forward without fear of backlash due to saving face culture (off camera and off social media) will tell you! Except for those who are biased and tooo sensitive. *There's a difference between REALITY and alternative reality, delusion, toxic positivity and negativity. *Acknowledging and accepting the TRUTH doesn't make you a bad person but it makes you courageous. HONESTY is very appreciated! *I'm NOT talking down to anybody and IT IS WHAT IT IS. Peace and Love! Cheers 🙏
We are called by God, to be protectors and providers for our families. Renting an apartment while married, is a shocking way to "provide" for ones family as there is no security for the Wife nor the Children. It also reveals one's own selfish heart. Selfishness has no place in a marriage.
God hasn't called me to do anything as he doesn't exist but surely if he did it's God's duty to provide for his faithful flock too. That's one thing I despise about the Philippines is their blind faith and crutch on religion. They will use it to justify anything good or bad. Their house burns down or gets destroyed in a natural disaster - it was god's plan. They survive a car accident but break their arms and legs - god has saved me. The other family in the car they crashed into who were all killed well that was just god's plan too. They find a rich foreigner husband - God has brought you into my life. That's when I walk away. God giveth and God taketh away 😂. Marriage doesn't mean anything to a lot of filipinas either so you need to be cautious as that's how some of them trap you. Countless horror stories of women just marrying a man for his money and a house and taking it as soon as they can so men should urge caution. You can also choose to financially support your child by leaving them your money rather than just giving it all to a gold digger. Not every marriage or women is the same and sometimes you don't know whether you've got a virtuous one until its too late.
You have some valuable point I am sure some people are loving it
The moment you get married and have a child, it is the responsible thing to build a home for the future for your family, and something to leave them when you are a memory...good job my brother.
Thank you Dwayne
Agreed.
We built our house 7 years ago and believe it was a good decision. At first my asawa wasn't sure. However she is happy and it's relaxing to have open space, fruit bearing trees, a pool and a decent size bahay.
I would recommend it if you buy the land as a Filipina married to a foreignor.
Or if not married set up a Philippine Corporation and lease back to the Foreignor with the foreignor a member of the Corporation as well. Or a Philippine Partnership.
Congratulations on being a good father and a stellar member of your community.
@@zetaone2669 Thank you
As a fellowEnglishman, it is good to listen to your experiences over there. I probably am alot like you because what you have there, would suite me down to the ground. Im a province person too.
Looking forward to the next video.
I see it was mentioned in a comment about a video when you are fishing, id like to see that too. Take care.
No way. Condo only. I know love will make you do crazy things and it feels like its gonna last forever, but it rarely does. And that's not cynicism, it's pragmatism. You might as well just give her the money and hope she keeps you around.
I am glad to hear that you looks happy to live comfortably and simple life in Philippines with your wife and son,Despite what you’ve in through in your past..great video and very informative thanks po for sharing👍👍
Personally, I would only ever rent. Freedom to move whenever you feel like it.
*** Dear foreigners,
you've already LOST
-If you want an annulment
-If you cohabitate
-If you're looking for love😂
-If you travel the Philippines for a woman
-If she's a single mom
-If you buy anything
ie; land, condo and build a house
-If your name is NOT Cheap Charlie!
-If your girl is DIFFERENT and SPECIAL!
*PS.
Travel for you and 100% independent YOU!!!
*I'm giving you a personal invitation to be selfish for your self preservation because HEALTHY, PEACEFUL and DRAMA-STRESS FREE living is the new selfish baby!!!
Cheers 🍻
Nope, rent only. My lady will be left enough resources for her to do as she wishes once I am gone. Till then, nope.
What would be the difference though in that situation? Doesn't seem to matter whether you leave her a house or cash and you can still do both. I'm not opposed to renting either and actually prefer it as I like to move about or don't want to be stuck in one particular place but I also would like to own a property of my own one day too.
@@reggie5495 Not interested in make believe owning property in PH, or buying for someone else. I have and do own property in the US.
@@ripley7t429 money is make believe and is devauled near enough 5% a year. At least property has intrinsic value and will likely grow in value long term. Don't see the difference between leaving cash or property. The US government will continue printing money out of thin air and they can take it away from you for any reason they want.
Great advice and content as usual. Keep up the positivity brother. May God continue to bless you and your family. 😊
Your budget has a huge significance when it comes to electricity and everything. In the city is way hotter and requires ac. Plus everything is cheaper in the province anyway.
My guy, i wouldn't even bother trying to explain myself to people. Just live your life and do what's best for YOU. All these people commenting negative things are piss poor mentally. Only you know what's good for you and the family you created. Greetings from Mindoro. ✊🏾
I don't think it's necessarily negative but being realistic. I wouldn't ever suggest somone not to do it but just be careful and weary of the risks. Far too many men make desicions when they're drunk on love and start building a house for a woman they've not even known two years and there's countless horror stories of women taking the house as soon as they can so poeple need to be aware of that. It's obviously different if you're married and have a kid but that can still always be part of her plan just to catch and entrap you. I'd advise poeple just to know the reality of the situation and don't invest more than you can afford to lose or walk away from.
Awesome house . Love that design. Looked like you have a hot water box for shower, does it work good
It does a good job my friend yes
We have a house in Laguna, Luzon. Together 12 years but she died of cancer... Here 2 boys lives with me in Norway. No probem at all. Small place, everybody knows me. Barangay is my friend also... Cant wait 2 go back and visit my friends.
But the more big fish you bring in will cut down on the food budget and more can be added to the beer budget? 🤔
Buying land and building a home in PH is a good way to be more valuable when deceased than being alive.
Its a very good idea to get buildings insurance. As we had the roof ripped off when Odette struck, cost about 500,000ps to put right. Now we have insurance to cover the cost of rebuilding the entire property if another typhoon hits, or earthquake. Fire, Flood, Subsidance etc and cost of renting for12 months in the case of a rebuild. Worth the annual premium atoundv7,000ps for peace of mind.
Another great video, Stephen. I totally agree. There’s something more fun about saving for a particular item that you want.
Glad you enjoyed it my friend!
I'd go for the land and house. Fifty year lease on the land and build the house laid out the way I want. Of course it may take a couple years in rentals to find the land/location I'd want to live long term.
This is really good information, especially the part about building the house over the course of a few years. I’d be more likely to build that way instead of making a huge investment at one time. How did you deal with the permits, if you can talk about it?
Permits are no problem Phil. Easy to get
I agree on this sir. I'm doing the same (Brit in Pangasinan)
GOOD VIDEO
Glad you enjoyed it my friend
Deferral of gratification. Words to live by :)
yes I did, many times, and I don't regret..
It's a dangerous situation but it's one only the person can make themselves. Most poeple will tell you not to do it as the ball is always going to be in her court regarding the house and it's not uncommon for the woman just to be using you for the house and she can take it from you at any point. If you're genuinely in love and have a child sure it could be a great thing to build a future together and I'm sure most people would love to build a house and secure a future together but it's always going to be a risk. Best advice is to not invest more than you can afford to lose. If you spend £20k on a house and get a decade out of it it'll probably pay for itself in saved rent etc and at least you have left something secure for your wife and son to inherit, but for me personally I'd always be paranoid the house was always just part of her plan.
I was thinking of buying a pickup and a caravan. That way if my GF decides she wants me gone. I'll take my stuff
Car is important because for emergency your wife can run you to the hospital. Or anyone of you basically. It is a huge necessity for you three. It is a wise idea to have a car.
Hi mate do you go out on the boat alone?? Do you have communication when your out there to the dry land?? Great chats 🎉
Most times on my own yes but occasionally i have other anglers with me. Yes my friend i have radio just in case.
@Philippinedreaming thats good to know would be great if you did a little fishing video. So cool you got a boat
@hamishmacphersom7807 I will be doing many once I can get back out on the water 💦
If you got a place to live e in and work on instead of wasted rent and she will want to see it fixed up too and if she leaves you it want get finished hopefully it's time together and progress
Agreed if i was married and have kids then to would Build and buy land
Nice to find another expat from uk that understands Filipinos 😂, thinking of getting solar installed but feeding it back on the grid..
I am also thinking of that Timmy
many expat dont want to build a house in te Philippines... lots of valid reasons why... But the most ligit reason is they can't afford! 😜
we build a house; do you have a rat in your pocket
I built a house in the Philippines for my partner under the realisation I will never own it mind you how can you own a house when you are not going to live forever so don’t worry if you do the right thing the you can go forward with self respect
@@alanforrester6900 Nice comment Alan. I think the same way
thank god i had the snip, no problems with kids, Guys ,Condo only in your name, and remember, a foreigner can NEVER own the land, NEVER and there lies the problem if you build a house on land you don't own.....
As an American on SS, once I'm gone my wife will be on her own so we're buying land and building a house all on my SS. Will she be able to collect Survivors Benefits? Not sure about that, I have not even reported that were married to SS! She does not work a job, but like most Africans, she works our 2 small farms, produces most of our food, staples, and in 4 years our house will be built, so when I'm gone she will be self sustaining. She will not really need much of an income. We are adding another hectacre of farm land this year. If I live another 5 years, she will be set even without survivors benefits. She is growing right now, 300 Plantain trees plus 30 Avocado trees, 20 Mango 🥭 trees. These are simple hard working people, without the needs we Americans are use to.😊
None of my business obviously but you should really look into whether or not your wife will be
eligible to collect survivor's benefits down the road, she's obviously very strong and healthy right now but what about years from now ? She may need that money to get by if/when she
can no longer work on the fields and why not simply make her life easier later ?
You should contact SS.
Never!
👍🏼👍🏼👍🏼
If your not married to a Filipina, you wouldn't be able to buy land anyways so you could not build anything. Just buy a condo would be your option.
The two things 99% of Filipina want- children & home ownership. If you can do both for her without putting yourself in a trap, it's just the right thing to do. (2 years rent on my house in Australia would build a very nice house in Philippines).
The bigger question in the long term is as your child progresses, opportunity optimisation is very difficult anywhere in the Philippines, even if you're rich in a capital city- the colleges are mostly not up to scratch, degrees are not recognised in mosr developed countries, high school standards don't match up for entry qualifications for western Universities.
I bit the bullet for my children's education, moved the family to Australia. The marriage didn't last, probably wouldn't have regardless. But the children are in as good a situation as possible for their futures. Their mother has bought a house, bought a farm, built her mother a house, since we split up 10 years ago.
If you really love your family why not? A house and lot is not an investment if you live there rather than rent forever? One more thing is it ok that when you die you have something left for your family to sleep comfortably? just saying huh?
You can't own land here for one 😢
How much is a child's passport for 10yrs in Philippines
Same situation
TlA
Interesting 🤔 vlog ✅
depends on size of age gap , your outlook of future, your income, savings , age gaps of 30 / 40 / 50 years she is only / mainly with you because of your money , she will stick around you as long as your money flows, dumb to buy a house in her name, personally I believe in a big pandemic emerging soon , I would not buy real estates anywhere right now to remain flexible , versatile, big recession will come along with that heavy lockdown , house prices will crush huge age gap is a trap anyway since you cannot bring her to your home country , German 60 y.o good luck
I'm glad to hear that you feel satisfied living in the Philippines. Nakakarelate po ako sa inyo. Magandang Umaga din po sa inyong lahat.
Good morning to you also my friend.
I have never liked renting and you only really feel at home when you own it...a years worth of rent could buy you a nice piece of land somewhere... Renting is just money down the drain
Either way it is money gone. At least renting doesn't make you a target.
DING DING DING. You already built a house all in with the crazy lady. Lost it to her and her family. But you bounced back cleaned yourself off and went at it again. This time you had a different plan and a different outcome. That is how people are successful in life and not rich. Don't let the little thing set you back in life Keep on chasing the dreams that makes you happy. Money is not happiness it's a tool.
You got it mate, that's the gist of it, I wouldn't let a setback stop me from being happy and contented Michael. To easy to give in.
Nice well said.
All Relationships are built on TRUST of varying degrees... Personal... Friends... Business etc... The priority question concerning buying a Property / House., as a Foreign, Non-Citizen, in the Philippines... is: Do you TRUST your Partner / Wife enough to share your wealth (great or small) with that person ? If yes (?) Go ahead and enjoy to build, share and prosper ... If "NO" is your answer (?) probably should not be with 'that' person on any basis of living... and... where children are involved (sons or daughters) then a Father's "duty" is to provide (all things)... When married in the Philippines (?) there are other considerations of "Family" Relatives... but all individual situations become different, depending on many factors ???? Guarantees ? May as well dig your own grave if you are scared to "Live Life" ! Otherwise (?) ... use your Experiences, Wisdoms and Understandings... Cheers !
my Philippine wife owns many properties in Butuan City, and we live in Australia from money I have given her in twenty years of marriage to gain these properties only see these properties when I am visiting there and stay in our own house there otherwise, I reap nothing from this
Makes sense to build and buy land with Wife and Child in place, why not? Just be sensible like you have been, slowly slowly. I've always disliked renting. Probably get more respect and appreciation from community too..
*I challenge ANYONE to talk to 10 foreigners off camera man to man asking the hard questions!
*By my estimation,
I'm bold enough to say that up to 80% of foreigners would do things differently if they had more income and/or weren't so deeply vested in the Philippines.
That includes marriage, retirement location, kids and real estate.
Their words NOT mine!!!
*That's telling and ANYONE who has been to the Philippines who's willing to be honest and straight forward without fear of backlash due to saving face culture (off camera and off social media) will tell you!
Except for those who are biased and tooo sensitive.
*There's a difference between REALITY and alternative reality, delusion, toxic positivity and negativity.
*Acknowledging and accepting the TRUTH doesn't make you a bad person but it makes you courageous.
HONESTY is very appreciated!
*I'm NOT talking down to anybody and IT IS WHAT IT IS.
Peace and Love!
Cheers
🙏
🎯
you are buying for your wife children if you have one
Don't do it...
We are called by God, to be protectors and providers for our families. Renting an apartment while married, is a shocking way to "provide" for ones family as there is no security for the Wife nor the Children. It also reveals one's own selfish heart. Selfishness has no place in a marriage.
God hasn't called me to do anything as he doesn't exist but surely if he did it's God's duty to provide for his faithful flock too. That's one thing I despise about the Philippines is their blind faith and crutch on religion. They will use it to justify anything good or bad. Their house burns down or gets destroyed in a natural disaster - it was god's plan. They survive a car accident but break their arms and legs - god has saved me. The other family in the car they crashed into who were all killed well that was just god's plan too. They find a rich foreigner husband - God has brought you into my life. That's when I walk away. God giveth and God taketh away 😂. Marriage doesn't mean anything to a lot of filipinas either so you need to be cautious as that's how some of them trap you. Countless horror stories of women just marrying a man for his money and a house and taking it as soon as they can so men should urge caution. You can also choose to financially support your child by leaving them your money rather than just giving it all to a gold digger. Not every marriage or women is the same and sometimes you don't know whether you've got a virtuous one until its too late.