@@colinyuhl9339 the only thing great about Schwab checking is the fee free ATMs, otherwise it’s no better or worse than Capital One. Schwab actually has longer ACH holds, usually up to a week.
I bank primarily with Chase. My savings is with a regional bank offering 4.5%. Fidelity for retirement. General brokerage is with Merrill edge, but I may move it to Schwab if I don't initiate Premium Rewards. I just opened a small savings with Schwab for their debit card, the ATM advantage aboard.
@@RJFinancialfor simple banking it’s the way to go. For cycling credit card bonuses and such, you are correct the bigger players usually do better. I’ve had to deal with big banks lately with moms estate and accounts and they are a royal pain in the ass.
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Dude….Love the fact that you have no fluff, talk fast and get to the point = saving time for your listeners. THANKS
Charles Schwab’s interface isn’t that great either. I agree with you on Capital One.
Cap1 interface is pretty good. Schwab is actually fine IMO compared to something awful like BoA. Schwab checking is also the OG Goat.
I'd still have them if they'd have approved me for a card. Sadly no, I'll see them on the next checking churn
@@colinyuhl9339 the only thing great about Schwab checking is the fee free ATMs, otherwise it’s no better or worse than Capital One. Schwab actually has longer ACH holds, usually up to a week.
I love Chase, their bill pay system is pretty quick and they really debit your bill payments like right away.
Great info RJ:)
Based RJ
I use Chase as my hub and Schwab as my backup/cash card
Schwab is a good call
Discover is highly recommended. Hope their customer service doesn’t change
Maybe Capital One will learn from them
I bank primarily with Chase. My savings is with a regional bank offering 4.5%. Fidelity for retirement. General brokerage is with Merrill edge, but I may move it to Schwab if I don't initiate Premium Rewards. I just opened a small savings with Schwab for their debit card, the ATM advantage aboard.
Any interest in the US Ban version of preferred rewards? I'm trying to split my money between them and BOA now
So, I assume the nickname for CitiBank is Shitty Bank. Am I right?
Nailed it
Thanks! 👍
I have too many haha debit card stack is ridiculous lol!
It's like the blood slides from Dexter
ally Zelle sending always takes a few days. when you ask why they always blame it on Zelle. every other bank is immediate.
That’s funny as the big banks came together to start Zelle more or less
and Ally got pulled into it but doesn't really want to.
I agree PNC layout is awful! They really need to do better.
First time I had to call to figure out how to pay a card...
Ally should love RJ!
Heart break is real...
Local credit unions is the way to go.
For basic deposit checking, loan rates, and customer service, probably so. The other products they seem consistent weak on
@@RJFinancialfor simple banking it’s the way to go. For cycling credit card bonuses and such, you are correct the bigger players usually do better. I’ve had to deal with big banks lately with moms estate and accounts and they are a royal pain in the ass.
🤣
Why do he keep tasting himself by swallowing all the time?
Because it's delicious...
Tasting himself?! This is one of the single weirdest comment I have ever read