Viven en uno de los lugares más caros de España, el país Vasco, y concretatamente Getxo, donde viven es una de las zonas más caras del país Vasco. 1000 euros al mes en la compra es una exageración. Los precios de los alimentos no varían mucho de una zona a otra de España. Con respecto a lo de las puntos y comas en los números. Cuando vengas a Europa es fácil entenderlo… es exactamente al revés que en USA. Cambia las comas por puntos, y los puntos por comas y sabrás perfectamente los precios 😊
47:45 That is the so-called Puente de Portugalete (Portugalete Bridge), in the north of Spain, near the city of Bilbao. It was inaugurated in 1893 and is an excellent work of engineering that crosses the Nervión River near its mouth, its function is to transfer people and vehicles between the two banks of the river, and in its time it was a work of cutting-edge engineering, which still works perfectly today.
Dentists are not covered by the Universal Healthcare system, at least in Spain. Even private insurances do not cover that except the basic stuff as regular cleaning.
That is interesting. You should have a movement to get it covered. Dental issues can affect your entire body. Dental bills are odd here. I have never found ANY dental insurance that was worth the money here in USA. We pay like $1200 per year for insurance that covers like 50% of the bill with a cap of like $2000. Pointless.
@@Benito-lr8mznot exagerated at all, but I know it's a bit embarrassing to acknowledge the reality for the most of the Spanish people. Spaniards like to think they live in a developed country and that they are at a similar level than other developed countries. Well it certainly is pretty well developed in infrastructure, security etc. but when it comes to compare average wages to other countries average salaries... it can be very humbling. Painfully humbling... That's why we're like some sort of Mexicans for them...
@@antoniocuevas8457 - They are spending 9,000 euros a month in your country at local stores, restaurants, bars, schools, sports, etc. How is that parasitic?
Only English speaking countries use dot as decimal separator, the rest of the world uses comma and the dot is used for the "thousands" separation. This was also very confusing to me when I first moved to Canada. Those first excels were a nightmare haha
In Sweden we don't use dot as thousand separator, if you want to group thousands we do is with blank space. We also use comma as decimal separator. 1 000 000 works for decimals too. 0,000 001
In Spain and Europe we use the coma for decimals and the point for large amounts. So 1,000,000.5 dollars in the American way would be written in Europe as 1.000.000,5 dollars. Im from Europe so It was funny when I lived in the US to see it reverse.
Una familia que ingrese entre los 2 5k puede vivir muy muy bien. Nosotros somos 2 y nuestros ingresos netos (sumando sueldos y la renta de 1 piso que tenemos alquilado a una pareja) son 4.500 euros clavados. Y vivimos bien, con desahogo.
@Average_Middle_Aged_American It is also true, here we don't have to pay medical insurance because the Social Security (the national health system) is paid by the companies and we are complete covered. My 2 years old cousin has a transplanted heart for example and it was completely free
@@victoriamuniz8958 trabajamos los 2 y el piso que me dejó mi abuela lo hemos alquilado (a un precio eso sí muy económico porque la pareja que vive son conocidos). Y mi mujer mete muchas horas en el hospital
34:00 This thing with property taxes is another big difference between US and Spain, I think. We have very high income tax in Spain, but property taxes are low, even taking relative difference in property value into account. There is some talk about increasing them but without a corresponding decrease in income tax I don't think it's going anywhere.
@@Average_Middle_Aged_American American problems with gentrification always sounded weird to me. Why someone has to move out of a neighborhood because property values went up? But understanding this difference it makes sense.
In Europe fridges are what you call small, not only in Spain. Those big american fridges are not very common, unless your home and kitchen are big and you want to have that type of fridges.
En España es gratis el dentista en la Sanidad Universal sólo en las extracciones dentarias o enfermedades bucales. Tambien en gratis o casi, en los niños hasta la adolescencia en la higiene, limpieza y corrección dentaria. Son clínicas concertadas con Sistema Nacional de Sanidad, Y lo que se paga es muy poco dinero comparado con EEUU . Desde luego menos de 1000 mil euros en una prótesis correctora de la alineación dental. Una higiene dental en España cuesta de 50 a 100 €.
@@Average_Middle_Aged_American Private. Yeah, its a bit slower than yours (250 Mbit). Its fast enough for me and i could upgrade to 500 Mbit for 55€ (incl. TV).
@@Average_Middle_Aged_AmericanAll telephone and internet companies are completely private, there is no state-owned companies. The prices used to be more expensive (much more than in several other European countries), but a few years ago all these companies lowered their prices or made flat rates or packs and the prices improved. Then several companies arrived that offered very cheap prices and good service, and that's why you see those prices that are so good. I think in other European countries it is also cheap or maybe even cheaper.
@@Ilar-en7lg Yeah, as far as i know, GER is on the more expensive side than other countries in Europe for internet and phone. Even the UK is cheaper. (Correct me if i´m wrong)
@@arnodobler1096 - Hershey and Mars are two of America's largest chocolate companies. They do somewhere between $50-$100 billion annually. "In 1969, Hershey received a license from UK-based Rowntree's to manufacture and market Kit Kat and Rolo in the United States. After Hershey's competitor Nestlé acquired Rowntree's in 1988, it was still required to honor the agreement, and so Hershey continues to make and market the products in the U.S. The license would revert to Nestlé if Hershey were sold."
Dental treatments are not free in Spain, except for dental extractions due to medical complications for example. In Europe you must take care of your own mouth, as your responsibility. There are many dental clinics with very interesting financing plans, usually at 0%, that is, you get back money paid in easy installments without extra charges
These Californians shocked me, because they are incredible open to a complete new culture and embrace it in the most positive way. Getxo is an expensive neighbourhood in Bilbao. I was born in San Sebastián, near the French border and know well the area. Also, they choose a place with lots of rain and cloudy days and foreigners usually don't choose that area; they prefer the Mediterranean sea not the Atlantic. By the way, the former having an almost identical weather than California (but the sea water is much warmer in Spain).
I'm unemployed. We at home spend 350€ per month in the shopping basket, including groceries, cleaning suplies, laundry detergent, toilet paper... all that stuff. Now you must add about 60€ for electricity (120€ for heating in winter), 35€ for natural gas for cooking and showers, 45€ for 3-tier pack: fiber land line, mobiles and Internet. No paid TV. I live with my 87 y/o mom, dad passed away 17 years ago. Home is already paid long ago, so no rent, no mortgages. We don't dine out at all, so that adds 0 to the list 😄 Property taxes are 400€ per year for a 700 sqft flat, so nothing fancy at all. Those taxes are local City Council premises. 105€ a month for HOA, though.
10k por mes en cualquier pais por mes es un buen salario no los gana un camarero o un maestro en E.Unidos aqui existe la llamada paga extra que es normalmente lo que se gana añadido al salario mensual ; dos veces al año en navidad y verano para completar salario anual.
@@Average_Middle_Aged_American At private schools or universities, this is then positively included in the rankings! At public schools, teachers sometimes have to buy their own teaching materials because they are deliberately underfunded! Why? Because they like uneducated ppl.
One pair of shoes every month?!?!?!? Come on! I only have 2 dress shoes, one with rain reinforcement for winters, and I barely buy new ones every 2 years!!!!! This family is not normal.
I go through 2-4 pairs of sneakers per year. 2-4 pairs x 4 people = 8-16 pairs per year. Not to mention their 2 boys are growing and changing sizes. Everyone is different.
Minimum wage is 1134 euros. Median wage is short of 1500 euros. Average wage is 2353€. White collar jobs get 2000-2500 euros per month. All these numbers before taxes, of course. This is our tax bracket list: 0€ to 12,450€: 19% --- 12,450€ to 20,200€: 24% --- 20,200€ to 35,200€: 30% --- 35,200€ to 60,000€: 37% --- 60,000 to 300,000€: 45% ---- Over 300.000€: 47%. Minimum wage was just 764€ in 2016. As it was too short, socialist goverments have been increasing it way too much over inflation. However, that led to more inflation in the very end.
@BlackHoleSpain - your income tax is much higher than USA but you have less healthcare costs and lower property taxes. Thanks for the information and for checking out my videos!
Because of this, prices go up. And the ones that were living all their lifes there are forced to leave. I'm sorry, I get it, it's nice to have a better quality of life... But man we can't keep up with your salaries, that's how it is
It does suprise me that countries do not make adjustments for economies to be closer to aame cost of living. It would have to be done gradually, but there should be something. In USA, we have impact fees on certain areas and items. When people move to an area, they may have to pay more for things like registering a car, etc. Perhaps the government should give more tax breaks and rebates based on how long one has lived in the country or city.
I think the government is going to have to either tax new home buyers from other countries more or something. Median household income in America is $75k. Most American families that would think about buying in Spain probably make $150k+. That present quite the value to foreigners and quite the problem for Spaniards in my opinion.
@IvanPompa-lr7iy - I think most things are adjusted to salary for cost of living ratio. That is why it is so appealing to move to Spain from USA or Canada where salaries are higher but so are expenses.
I'm from a poor area of Spain and I'm paying 28€ a month for internet, tv and 3 phone lines, but I also earn way way less, I'm only saying this so you can see how prices vary between areas here
Does the government discount your services based on income or is more geographic? Our 3 cell phones are over $300 per month including the phones so maybe $220 for the service alone. Our internet is around $100. Our TV stuff is about $200 now. No matter how much one makes, it adds up to a lot!
@@Average_Middle_Aged_American Holy Moly, I pay with TV, internet, mobile phone, for me alone, about 70€ per month, never had a problem with streaming. Live in a 3 k suburb of a 30 k city in southern Germany.
@arnodobler1096 - my previous home had HOA fees of $500 per year. That provided a community pool, tennis court, clubhouse, and playground. HOA prevents people from painting their home pink and purple, not cutting grass, etc. It all depends on neighborhood and rules.
Taxes are hell in Spain and Europe in general. I am a bit American in that sense: I distrust a big state that wants to "take care" of me... at an enforced price (sounds like you are forced to pay for protection to the Mafia). I don't want to ditch Universal Healthcare though, but man, I could make that much more efficient ie. include a symbolic copay and then it would work nicely for the majority of users and not only the abusers (because 0€ => infinite demand)
You would not believe how many arguments I have been in about UHC. I think there should be an OPTION for it but not have it mandatory. People do not realize that when their income goes up, the cost of healthcare (insurance) goes up (taxes for UHC). Americans generally do not trust the government and want more control over their income (lower taxes). There is an argument for both sides, so why not have the option for it and against it.
@@Average_Middle_Aged_American At least in Spain many would say that rich people lack solidarity, bla, bla... and should not be given an option to stay out of the public system. But actually, many people have a private insurance too, because the waiting time in the public system is huge. Thus, those people with private insurance relieve the burden of the public system, but they are scolded and called "selfish". Indeed, it is just envy disguised in the robes of "moral superiority" and "fairness". I don't see why earning more money is inmoral and you deserve to be robbed, but believe me, you would find much of that mindset in Spain.
You have never done taxes in the US and it shows... I lived in Europe and in the US and the American way of doing them is a nightmare. In Europe you get a letter at your mail with how much you have to pay. You can either pay or calculate it on your own and present it. And im not going to talk about the IVA, in America is a hell... everytime you pick an item you dont know what the final price is going to be.
And remember, in Europe those marked in the label are the FINAL PRICE.
No taxes and tips added to the bill.
Getxo, where they live ,is one of the most expensive places in Spain
Thanks for commenting and checking out my videos!
El País Vasco es una de las zonas más caras de España. Ese pez es así, plano, es un Rodaballo.
Thanks for letting us know!
Viven en uno de los lugares más caros de España, el país Vasco, y concretatamente Getxo, donde viven es una de las zonas más caras del país Vasco.
1000 euros al mes en la compra es una exageración. Los precios de los alimentos no varían mucho de una zona a otra de España.
Con respecto a lo de las puntos y comas en los números. Cuando vengas a Europa es fácil entenderlo… es exactamente al revés que en USA. Cambia las comas por puntos, y los puntos por comas y sabrás perfectamente los precios 😊
47:45 That is the so-called Puente de Portugalete (Portugalete Bridge), in the north of Spain, near the city of Bilbao. It was inaugurated in 1893 and is an excellent work of engineering that crosses the Nervión River near its mouth, its function is to transfer people and vehicles between the two banks of the river, and in its time it was a work of cutting-edge engineering, which still works perfectly today.
Very Cool!
Dentists are not covered by the Universal Healthcare system, at least in Spain. Even private insurances do not cover that except the basic stuff as regular cleaning.
That is interesting. You should have a movement to get it covered. Dental issues can affect your entire body. Dental bills are odd here. I have never found ANY dental insurance that was worth the money here in USA. We pay like $1200 per year for insurance that covers like 50% of the bill with a cap of like $2000. Pointless.
Basic dental treatment is covered in GER by our healthcare system. But if u want special treatment, u have to pay.
@@TrumpFanClubDeutschland Drump wird es in Deutschland abschaffen! haha
5-10k euros per month is literally rich family in Spain.
Pues ya veras!!! Viven de la hostia .
10 k in close all countries for month is a elevated salary a litle bit exagerated coment the rich😂
@@Benito-lr8mznot exagerated at all, but I know it's a bit embarrassing to acknowledge the reality for the most of the Spanish people. Spaniards like to think they live in a developed country and that they are at a similar level than other developed countries. Well it certainly is pretty well developed in infrastructure, security etc. but when it comes to compare average wages to other countries average salaries... it can be very humbling. Painfully humbling... That's why we're like some sort of Mexicans for them...
@@Epopteya Even in Germany 5000€ after tax per month is rare and more upper middle class than average.
@@antoniocuevas8457 - They are spending 9,000 euros a month in your country at local stores, restaurants, bars, schools, sports, etc. How is that parasitic?
1:00:00 why does the american brands presence surprise you?
(Also, KitKat was originay british, but since decades it’s owned by swiss company Nestlé).
You are correct.
Only English speaking countries use dot as decimal separator, the rest of the world uses comma and the dot is used for the "thousands" separation. This was also very confusing to me when I first moved to Canada. Those first excels were a nightmare haha
So literally,,,
123,456 could be
123,345.00 or
123.456 ?
That is crazy!
In Sweden we don't use dot as thousand separator, if you want to group thousands we do is with blank space. We also use comma as decimal separator.
1 000 000
works for decimals too.
0,000 001
@@Average_Middle_Aged_American A person who measures 6 feet in the USA, in Europe measures 1 meter and 82 cm, it is written 1,82 m
@@Average_Middle_Aged_American Yes, they are the outsiders internationally.
That fish at 14:00 is turbot, one of the most delicious and appreciated fish.
@@Ilar-en7lg You don't know her nacionality.
You're making a deduction based on his skin color and physical features.
In Spain and Europe we use the coma for decimals and the point for large amounts. So 1,000,000.5 dollars in the American way would be written in Europe as 1.000.000,5 dollars. Im from Europe so It was funny when I lived in the US to see it reverse.
Oh that is interesting. Easy enough to reverse them. Thanks!
Una familia que ingrese entre los 2 5k puede vivir muy muy bien.
Nosotros somos 2 y nuestros ingresos netos (sumando sueldos y la renta de 1 piso que tenemos alquilado a una pareja) son 4.500 euros clavados. Y vivimos bien, con desahogo.
Awesome! Thanks for sharing!
@Average_Middle_Aged_American It is also true, here we don't have to pay medical insurance because the Social Security (the national health system) is paid by the companies and we are complete covered. My 2 years old cousin has a transplanted heart for example and it was completely free
Soy española, y si ingresas eso al mes, te considero millonario.
@@victoriamuniz8958 trabajamos los 2 y el piso que me dejó mi abuela lo hemos alquilado (a un precio eso sí muy económico porque la pareja que vive son conocidos). Y mi mujer mete muchas horas en el hospital
34:00 This thing with property taxes is another big difference between US and Spain, I think. We have very high income tax in Spain, but property taxes are low, even taking relative difference in property value into account. There is some talk about increasing them but without a corresponding decrease in income tax I don't think it's going anywhere.
Property taxes are definitely lower in Spain (it seems). Of course, that probably does not help renters much.
@@Average_Middle_Aged_American American problems with gentrification always sounded weird to me. Why someone has to move out of a neighborhood because property values went up? But understanding this difference it makes sense.
@@BoredSquirell - there are often programs in place that protect existing owners from bring taxed out of their own homes.
A few hundred euros a year in Germany too.
In Europe fridges are what you call small, not only in Spain. Those big american fridges are not very common, unless your home and kitchen are big and you want to have that type of fridges.
En España es gratis el dentista en la Sanidad Universal sólo en las extracciones dentarias o enfermedades bucales.
Tambien en gratis o casi, en los niños hasta la adolescencia en la higiene, limpieza y corrección dentaria. Son clínicas concertadas con Sistema Nacional de Sanidad, Y lo que se paga es muy poco dinero comparado con EEUU . Desde luego menos de 1000 mil euros en una prótesis correctora de la alineación dental.
Una higiene dental en España cuesta de 50 a 100 €.
35:31
I pay 40€ for internet and 15€ for phone per month. No TV.
Could upgrade to TV for 10€.
WOW. That is so cheap. Is it from government or private companies?
@@Average_Middle_Aged_American
Private.
Yeah, its a bit slower than yours (250 Mbit). Its fast enough for me and i could upgrade to 500 Mbit for 55€ (incl. TV).
@@Average_Middle_Aged_AmericanAll telephone and internet companies are completely private, there is no state-owned companies. The prices used to be more expensive (much more than in several other European countries), but a few years ago all these companies lowered their prices or made flat rates or packs and the prices improved. Then several companies arrived that offered very cheap prices and good service, and that's why you see those prices that are so good. I think in other European countries it is also cheap or maybe even cheaper.
@@Ilar-en7lg Yeah, as far as i know, GER is on the more expensive side than other countries in Europe for internet and phone. Even the UK is cheaper. (Correct me if i´m wrong)
@TrumpFanClubDeutschland Hi, it could be, but I don't know if the UK is cheaper than Spain.
Nestle is swiss. KitKat has now moved from the UK to Nestle.
Yep. Oddly it gets grouped with Hersey associated bags.
@Average_Middle_Aged_American Hershey? I've only heard of it
@@arnodobler1096 - Hershey and Mars are two of America's largest chocolate companies. They do somewhere between $50-$100 billion annually.
"In 1969, Hershey received a license from UK-based Rowntree's to manufacture and market Kit Kat and Rolo in the United States. After Hershey's competitor Nestlé acquired Rowntree's in 1988, it was still required to honor the agreement, and so Hershey continues to make and market the products in the U.S. The license would revert to Nestlé if Hershey were sold."
Dental treatments are not free in Spain, except for dental extractions due to medical complications for example. In Europe you must take care of your own mouth, as your responsibility. There are many dental clinics with very interesting financing plans, usually at 0%, that is, you get back money paid in easy installments without extra charges
These Californians shocked me, because they are incredible open to a complete new culture and embrace it in the most positive way. Getxo is an expensive neighbourhood in Bilbao. I was born in San Sebastián, near the French border and know well the area. Also, they choose a place with lots of rain and cloudy days and foreigners usually don't choose that area; they prefer the Mediterranean sea not the Atlantic. By the way, the former having an almost identical weather than California (but the sea water is much warmer in Spain).
Did you ask how many families spend 13k a month in Spain? I'd say like 0.05% percent of families more likely than 5% of them 🤣
U can live in Bilbao for less money than them for sure
Basque zone is very expensive ,almost doble than the rest , and 1,5 of madrid and barcelona
It seems expensive. This family is used to expensive, though. :-)
Basque country is the most expensive,i live in Andalucía and my mortage is 450 euros/month
Big difference!
I'm unemployed. We at home spend 350€ per month in the shopping basket, including groceries, cleaning suplies, laundry detergent, toilet paper... all that stuff.
Now you must add about 60€ for electricity (120€ for heating in winter), 35€ for natural gas for cooking and showers, 45€ for 3-tier pack: fiber land line, mobiles and Internet. No paid TV.
I live with my 87 y/o mom, dad passed away 17 years ago. Home is already paid long ago, so no rent, no mortgages. We don't dine out at all, so that adds 0 to the list 😄
Property taxes are 400€ per year for a 700 sqft flat, so nothing fancy at all. Those taxes are local City Council premises. 105€ a month for HOA, though.
A private school like an American in the País Vasco can reach about 1.000 euros monthly
10.000 EUROS MONTH ? YOU LIVE LIKE A KING, WITH 5000 YOU HAVE MORE THAN ENOUGH TO LIVE WELL., SPECIALLY IF YOU OWN YOUR HOUSE
Saturday he's raving and Sunday he's crocheting and playing Txalaparta 😆
2 guinea pigs and a kitten... your face says it all.
10k por mes en cualquier pais por mes es un buen salario no los gana un camarero o un maestro en E.Unidos aqui existe la llamada paga extra que es normalmente lo que se gana añadido al salario mensual ; dos veces al año en navidad y verano para completar salario anual.
There are teachers, professora, and pricipals that make that much in USA. Just depends on location and senority.
@@Average_Middle_Aged_American At private schools or universities, this is then positively included in the rankings! At public schools, teachers sometimes have to buy their own teaching materials because they are deliberately underfunded! Why? Because they like uneducated ppl.
One pair of shoes every month?!?!?!? Come on! I only have 2 dress shoes, one with rain reinforcement for winters, and I barely buy new ones every 2 years!!!!! This family is not normal.
I go through 2-4 pairs of sneakers per year.
2-4 pairs x 4 people = 8-16 pairs per year.
Not to mention their 2 boys are growing and changing sizes.
Everyone is different.
@@Average_Middle_Aged_American Good point! I didn't think of the growing teenagers.
North East of Spain is usually more expensive
Seems so. Too rich for me! 🙂
@@Average_Middle_Aged_American North West is also beautiful but more affordable🙂
@@yomismo688 - most of Spain seems beautiful!
@@Average_Middle_Aged_AmericanYes indeed, I think u would like it
No es necesario ir a lugares tan grandes para comprar los alimentos en Europa , como en America. No es necesario y no los hay.
Except for Costco? 🤣
Muy buen video. Un saludo desde Asturias
They live in the most expensive place in the Basque Country. Politicians and many soccer players from Bizkaia reside in Getxo.
Ahhh. Makes sense. Thanks!
Costco in Spain is 30€ plus taxes. 😉
@@PurpleMayE - I love Costco. Boneless Ribeye is $12 per pound here.
Son gente rica.
Minimum wage is 1134 euros. Median wage is short of 1500 euros. Average wage is 2353€. White collar jobs get 2000-2500 euros per month. All these numbers before taxes, of course.
This is our tax bracket list: 0€ to 12,450€: 19% --- 12,450€ to 20,200€: 24% --- 20,200€ to 35,200€: 30% --- 35,200€ to 60,000€: 37% --- 60,000 to 300,000€: 45% ---- Over 300.000€: 47%.
Minimum wage was just 764€ in 2016. As it was too short, socialist goverments have been increasing it way too much over inflation. However, that led to more inflation in the very end.
@BlackHoleSpain - your income tax is much higher than USA but you have less healthcare costs and lower property taxes. Thanks for the information and for checking out my videos!
Because of this, prices go up. And the ones that were living all their lifes there are forced to leave. I'm sorry, I get it, it's nice to have a better quality of life... But man we can't keep up with your salaries, that's how it is
It does suprise me that countries do not make adjustments for economies to be closer to aame cost of living. It would have to be done gradually, but there should be something. In USA, we have impact fees on certain areas and items. When people move to an area, they may have to pay more for things like registering a car, etc. Perhaps the government should give more tax breaks and rebates based on how long one has lived in the country or city.
A normal family medium class around 4500€ by month
Median salary in Spain before taxes is 22k a year, while average salary is 26k
I think the government is going to have to either tax new home buyers from other countries more or something. Median household income in America is $75k. Most American families that would think about buying in Spain probably make $150k+. That present quite the value to foreigners and quite the problem for Spaniards in my opinion.
@Average_Middle_Aged_American yep, I agree, but I'm not sure if the EU laws allow to do what you are saying, because It sounds discriminatory
@@JorgeReyes-bo7uc - impact fees
1000€ in groceries a month? A 3 member family can perfectly buy food with 300€ a month
@IvanPompa-lr7iy - we spend $1000 per month in USA. 100 euros per month seems very inexpensive.
Just imagine having to be an average Spanish and having to live with minimum wage, which is 1200€
@IvanPompa-lr7iy - I think most things are adjusted to salary for cost of living ratio. That is why it is so appealing to move to Spain from USA or Canada where salaries are higher but so are expenses.
hhaha, holy shit, with 5-10k euros you can live like a king here.
It did not really look like it, but I have learned they live in a very expensive neighborhood.
I'm from a poor area of Spain and I'm paying 28€ a month for internet, tv and 3 phone lines, but I also earn way way less, I'm only saying this so you can see how prices vary between areas here
Does the government discount your services based on income or is more geographic? Our 3 cell phones are over $300 per month including the phones so maybe $220 for the service alone. Our internet is around $100. Our TV stuff is about $200 now. No matter how much one makes, it adds up to a lot!
@@Average_Middle_Aged_American nop, no goverment involved, just poor area
@@Average_Middle_Aged_American Holy Moly, I pay with TV, internet, mobile phone, for me alone, about 70€ per month, never had a problem with streaming. Live in a 3 k suburb of a 30 k city in southern Germany.
@@arnodobler1096 - quite a bit cheaper.
HOA what a scam!
All depends on the HOA and who is running it.
@@Average_Middle_Aged_American Where is the benefit and what is it worth per month?
With us, you get upset about taxes and costs! 🤣
@arnodobler1096 - my previous home had HOA fees of $500 per year. That provided a community pool, tennis court, clubhouse, and playground. HOA prevents people from painting their home pink and purple, not cutting grass, etc. It all depends on neighborhood and rules.
@@Average_Middle_Aged_American Lucky you!
John Oliver made a good program about it.HOA
Taxes are hell in Spain and Europe in general. I am a bit American in that sense: I distrust a big state that wants to "take care" of me... at an enforced price (sounds like you are forced to pay for protection to the Mafia). I don't want to ditch Universal Healthcare though, but man, I could make that much more efficient ie. include a symbolic copay and then it would work nicely for the majority of users and not only the abusers (because 0€ => infinite demand)
You would not believe how many arguments I have been in about UHC. I think there should be an OPTION for it but not have it mandatory. People do not realize that when their income goes up, the cost of healthcare (insurance) goes up (taxes for UHC). Americans generally do not trust the government and want more control over their income (lower taxes). There is an argument for both sides, so why not have the option for it and against it.
@@Average_Middle_Aged_American At least in Spain many would say that rich people lack solidarity, bla, bla... and should not be given an option to stay out of the public system. But actually, many people have a private insurance too, because the waiting time in the public system is huge. Thus, those people with private insurance relieve the burden of the public system, but they are scolded and called "selfish". Indeed, it is just envy disguised in the robes of "moral superiority" and "fairness". I don't see why earning more money is inmoral and you deserve to be robbed, but believe me, you would find much of that mindset in Spain.
You have never done taxes in the US and it shows... I lived in Europe and in the US and the American way of doing them is a nightmare. In Europe you get a letter at your mail with how much you have to pay. You can either pay or calculate it on your own and present it. And im not going to talk about the IVA, in America is a hell... everytime you pick an item you dont know what the final price is going to be.
Sales tax is simple. I saw a video the other day that showed a store and the prices all said +VAT.