What about if the bank says they impose a penalty because of SMS alert charges not for Maintaining a Minimum balance, in that case, should we go to RBI as per the procedure given in the video?
My bank showing -14000 after saying to them they say u have to pay that and after contacting rbi they are asking so many documents like complaint paper what to do
What to do at that time to bring back the money when the opposite bank has a negative balance in the account that has been transferred by mistake? Wrong UPI trasfer in negative account holder
dear bro can you tell if someone has personal loan from the bank where the savings account account is there, can bank do negative balance by deducting emi of that loan, is that legal
What if any transaction mistakenly done by some other person in lieu of transfer the payment in said minus account. Since I'm going through with the same from canara bank. Is it any hope to recover my amount. Plz suggest
Sir meri sister ka ek salary account hai canara bank mei Abhi usme salary nahi aaraha Usme debit card charges aur salary na aane ke charges -3000 kar chuke hai Jab mei branch mei rbi guidelines dikhaya to branch wale bol rahe hai ki rbi guidelines mei non maintenance charges ke liye hai aapke balance negative debit card charges aur salary na aane ke charges ke liye hue hai. Kya mei rbi complain kar sakta hoon please reply
It has been 4 years since I used my bank account, it's showing negative balance but they claim that the charges are for the period of 2 years till the account was deactivated. After 2 years they haven't deducted any charges. So it is true that I need to pay for 2 years till the account was deactivated?? Please reply
sir my bank declined my request of account closure due to negative balance,when i talk about rbi guidelines they said these charges are for ecs return. what to do as per your knowledge sir.account is not in use from past more than a year
@@royalindia4518 i am having 8k as penalty for not maintaining my balance in pnb which is not used for more than 6 yrs now ??? What should i do should i pay the amount or i should refuse to pay ??
Bro mere v au small finance Bank mei account hai bro mere -2744 negative mei gaya hai Bank Wale bol rahe hai ki ap ko payment kerne pade g ka kase band karu
Sir Punjab & Sind bank ek esa bank hai jo chargers hold karta hai.. or 1 year ke badh bhi account close ke paise leta hai.. or agr RBI me complaint karo tho RBI uss complaint ko hi reject kar deta hai
In My case of Canara bank, my balance goes to -74. Bank deduct payment from positive balance regarding platinum atm card charges. Did such deduction come under non-maintenance or maintenance charges ? Can I still claim my account balance to be changed back from -ve to zero ?
mene 3-4 mahine s HDFC m 10 k balance maintain nhi kia h to non maintenance charge 600 deduct hona chahiye but mere account main pese h 200-300 rhte h hr month katne jo ki non maintenance charge main kt jate h my question is - If main agar abhi isme 10k maintain kru to HDFC 3-4 mahino ka remaining charges to nhi deduct kregi?
In my axis bank there was almost 7k negative balance since 5months & NY mistake my friend transferred 13k to that account & I lost 7k in it . What can I do to recover this money??
ye rule kya sirf minimus balance par lagta hai ya sir check bounce panalty par bhi lagega meri bike ka finance hai aur pnb bank ka account hai 10 thousands minus me bata rahe hai
I had a NRO savings account. Recently they deducted huge sum stating my old credit card balance due. So my NRO savings account is in -ve balance. Do I need to worry about this?
Hello bhai mere bank account 2 year's se in active tho mujhe us account ko close krwana h but bank wale bol rhe h ki usme low balance aur other penalties h wo mujhe bharna padega uske baad he close kr sakte ho tho es case me kya RBI pr complaint kr sakte h kya
Avi so k utha to pata chala 2:14 2023 v itni jaldi chala gaya 😭. Ye konsa saal chal raha hai batao Mobile me update karna hai. Bohot pending kaam hai bhai.
Hi , Tell me get more cashback against utility & Insurance bill payment through which credit card(like ICICI Amazon Pay) , please suggest the name of credit card.
Bro Maine 4 mahine thak account mai paise nhi the aur aj mere account mai 4100 dala baad main 18 98,99,97 kr ke 312 rupees debit uve..! Ky mai iska kuch kr sakta hu ky paise vapas lene ke liya.?😮
सर मेरा बैंक अकाउंट आईएस 40000 माइंस में चला गया है एमी पेनल्टी लगभग के माइनस हो गया है मैं अकाउंट बंद कर सकता हूं क्लोज कर सकता हूं और यह पेनल्टी चार्ज सब है सकते हैं यह कैसे ठीक किया जा सकता है सर
AU Bank ki gundagardi. Even after RBI guidelines shown to them, they didn’t budge. In fact AU Bank should be made to pay a fine for this
RBI has started portal for customer support. Why didn't you contacted?
@@smithybharmal7084link??
RBI Banking Ombudsman me complaint karo
AU BANK - FRAUD SCAM SMALL FINANCE COMPANY
What about if the bank says they impose a penalty because of SMS alert charges not for Maintaining a Minimum balance, in that case, should we go to RBI as per the procedure given in the video?
Same happened with me
Agar emi dues k Baja se minus balance ho Jaya to Kiya kare.plz bataya
Wah 🎉 bro
It's very informative video & it's justified the people who are this problems....🙏
Mere canara bank mai ecs charges bahut lag gya hai sir kya wo waveoff ho sakta hai...
Very nice and very true video of the year. No bakwass only point explain
My bank showing -14000 after saying to them they say u have to pay that and after contacting rbi they are asking so many documents like complaint paper what to do
Auto debit k charges lage the kya?
How u solved this issue please help
What to do at that time to bring back the money when the opposite bank has a negative balance in the account that has been transferred by mistake? Wrong UPI trasfer in negative account holder
Mere se just ye galti hua h kya kre😢
@@bikashrawani20 bhai mne glti se minus balance vale account mai transfer kr diye 5k koi solution h kya pls pls btado
Same problem man
- account mei galti se transfer hogaye the ab kya kar sakte hai
I have union Bank account, my account balance is -1100.. can I complain to RBI?
Yes you can
Mere account me 93 hajar minus me show ho raha😢
@@ajaykumarbaiga57 are bhai bahut ameer hoo aap😂
@@ajaykumarbaiga57resolution hua
Kadi useful jaankari he bhai 👍🏻👍🏻👍🏻
can you send the link of the circular?
Is it the same for current account??
Sir mere account m 46000 rupee the aur ab minus mein -21000 rupee dikha raha h...
What is the reason???
How can you solve this problem brother
Please tell me I am also getting same problem
OMG itna 21000😮😮
Bhai, ajj same mere sath hua 1lakh+ tha but abhi -44k dikha rha 😢😢😢
RBI Guidline of November 2024? We are still in August 2024 Sir. Is that an error? Please see video on 2:12 onwards...
Nov 2014
Sir it's really work . Thankyou sir for kind information 😊
your problem solved?
Negative Balance kaise check kare
Did you get cashback forfeit of sbi cashback card ?
-530 rs it shows when I have checked my balance now the money is deducted 😢 what to do somebody tell me
Current account me kya he
Current account m ye rules valid hoga
Mere account -42000 hai iska kya matlab
Kya bank waiver milta hain for non maintenance and non payment of laons and if that loan is settled
I am not given prior SMS neither E mail. Can I take action against the bank??
Bro Very informative Video...❤
Sir atm charges ke naam par bhi minus balance nhi kr sakte kya
dear bro can you tell if someone has personal loan from the bank where the savings account account is there, can bank do negative balance by deducting emi of that loan, is that legal
I've only one request please add this circular in comment because one of my account is also in negative it will be very helpfull
Me too want circular
Guidline issued in November 2024???????
November 2014
20 नवंबर 2014
Yes this is a futuristic video.
Ma v wahi soch raha hu😅😂
Crux dekh topic ka faltu cheeze dekhta h
Bhai ek question tha ye kitni bar remove kra skte hai iski koi limit hai kya
Good And Helpful Information ❤❤
Sir mere salary account me 8000 ka len lga hua h icici bank ne or branch jaa kr bhi puch liya pr koi kuch bta nahi rha kya kru
Is this rule applicable for fino merchant account.....pls reply
All savings accounts
@@TechnoFino and current???
Current account me kya hoga
What if any transaction mistakenly done by some other person in lieu of transfer the payment in said minus account. Since I'm going through with the same from canara bank. Is it any hope to recover my amount. Plz suggest
EVEN IT HAPPENED TO ME DID U RECOVER THE AMOUNT
Sir meri sister ka ek salary account hai canara bank mei
Abhi usme salary nahi aaraha
Usme debit card charges aur salary na aane ke charges -3000 kar chuke hai
Jab mei branch mei rbi guidelines dikhaya to branch wale bol rahe hai ki rbi guidelines mei non maintenance charges ke liye hai aapke balance negative debit card charges aur salary na aane ke charges ke liye hue hai.
Kya mei rbi complain kar sakta hoon please reply
Ea current account mai possible hai??
Any update
Sir mera currant account online he balance mainus hoga he kya koi problem goha
Same you
Bro tab aage use kar sakhte hai kya account ko😢😮
Bhaiya bank ko email krne k bad
kitne din bad rbi me complain kr skte h ????
Need to approach bank personally or need to mail for bank?
Aye rules karnataka Bank ko apply hoti hai ya nhi?
It has been 4 years since I used my bank account, it's showing negative balance but they claim that the charges are for the period of 2 years till the account was deactivated. After 2 years they haven't deducted any charges. So it is true that I need to pay for 2 years till the account was deactivated??
Please reply
Bro you don't need to pay anything
After 2 year account become dormant
So your account is closed and bank can't force you pay negative balance
@@joyainsWill it affect my CIBIL ?
sir my bank declined my request of account closure due to negative balance,when i talk about rbi guidelines they said these charges are for ecs return. what to do as per your knowledge sir.account is not in use from past more than a year
did you got solution ? my current axis account Negative 27k around
@@royalindia4518 i am having 8k as penalty for not maintaining my balance in pnb which is not used for more than 6 yrs now ???
What should i do should i pay the amount or i should refuse to pay ??
Thank you buddy you just save my alot money
This circular is issued in 2014. By RBI And Came in existence in 1 April 2015. And still in function
Bro mere v au small finance Bank mei account hai bro mere -2744 negative mei gaya hai Bank Wale bol rahe hai ki ap ko payment kerne pade g ka kase band karu
Does it hold for current account also ????
Brother is it if you got the answer plz tell
Bhai Mera account union bank me h usme 2000 balance negative me chala gaya h kya kru
Ok but what about ecs return charges
Mene Axis bank mai bank close ka application dia .. lekin wo logo ne nehi kia and waha se non maintainance ka charge kata hai ..
Agar hum loan nhi pay kre tab minus hota us condition mai kya kre
Kya me karnataka Bank ke against complaint kr skti hu ?
Sir Punjab & Sind bank
ek esa bank hai jo chargers hold karta hai..
or 1 year ke badh bhi account close ke paise leta hai..
or agr RBI me complaint karo tho RBI uss complaint ko hi reject kar deta hai
Any resolution
@AKSingh0001 no..
RBI rejected that complaint.
Sir what if we don't pay non maintaine charge
Sir main 2 days pahle hdfc bank main classic account open Kiya.
Credit card ka liya apply korka card milaga
Is there any upper limit yo waive off the negative balance amount,
I have hdfc bank account,,,and how to proceed?
Mera HDFC he 4000 minus
@@Vtrader26 resolve hua?
@@Vtrader26hi tell us HDFC Bank bhut bekar h mera 8000 phle kha gya h or ab fr se problem h
my main acc suddenly showing - 1,80,000 whtt to doo
Bro what happened bro foes it solve😢
Really a good information
Negitive se paise cut huva hai kya karu
Boi Bank me complain karsakte he kya sir ?
Current Account ke liye kya same Rul laghu hoga? Please share rule download link if possible.
BBhai mera bhi current minus hogaya? Apka bhi tha ? Tha to apne akese solve kia ye issue ??
Bhai mere sath bhi aisa hi huwa hai, please help me with this, kaise kya karna hai thora batao na
In My case of Canara bank, my balance goes to -74. Bank deduct payment from positive balance regarding platinum atm card charges. Did such deduction come under non-maintenance or maintenance charges ? Can I still claim my account balance to be changed back from -ve to zero ?
No
Bhai mene bohot time se account maintain nhi kiya h, ab agar mei usme pese dalunga to kya mere charges kat dega kya bank
What if , just keep it that way ,I mean I won't use the account and I won't close it either
Sir please share this RBI's circular which you have shown in this video about negative balance 🙏
mene 3-4 mahine s HDFC m 10 k balance maintain nhi kia h
to non maintenance charge 600 deduct hona chahiye but mere account main pese h 200-300 rhte h hr month katne jo ki non maintenance charge main kt jate h
my question is - If main agar abhi isme 10k maintain kru to HDFC 3-4 mahino ka remaining charges to nhi deduct kregi?
Already debit hogaya toh vapas aa shakta hai?
Very good content, Informative
Bhai November 2024 to abhi tak nahi aya .. keya main wait karlu November 2024 tak??
In my axis bank there was almost 7k negative balance since 5months & NY mistake my friend transferred 13k to that account & I lost 7k in it . What can I do to recover this money??
Bro mne 5k transfer kr diya by mistake koi solution h to btado pls pls
Anyone knows what I have write in email to my bank 🙄🙄???
Mera education loan hai kya karu
My Axis Bank already debited the penalty amount as Money was credited how to get it back
please help
Is this rule applicable for current account too???
No
Yes
No
November 2024 Abhi Tak Nahi Aaya Hai...Abhi 2023 Chal Raha Hai...Toh RBI Ka Rule Kaise Aaya Hai...
My mistake, it's Nov 2014
Bro you told this rule started from 2024 it's Wrong right kindly reply when this rule started
2024 has not arrived yet, instead of 2014 he is saying 2024m bust be slip of tongue
Sir current account ka yahi sistam h kya
XBhai mera bhi current minus hogaya? Apka bhi tha ? Tha to apne akese solve kia ye issue ??
ye rule kya sirf minimus balance par lagta hai ya sir check bounce panalty par bhi lagega meri bike ka finance hai aur pnb bank ka account hai 10 thousands minus me bata rahe hai
Fr kaise solve hua Bhai ?
Thanks for telling is bro 🙌
Sir please bank e-mail format kya hoga
Mere 11000 mynus hai kya krruu
Are yrr Rbi ka circular daalna tha na pdf?
Ye rule current account me bhi applicable hai ya nahi??
Bhai mera bhi current minus hogaya? Apka bhi tha ? Tha to apne akese solve kia ye issue ??m
ANY update
I had a NRO savings account. Recently they deducted huge sum stating my old credit card balance due. So my NRO savings account is in -ve balance. Do I need to worry about this?
Pla provide link so that one can complaint
No need to pay yrrr.
Sir post office k liye koi ombudsman hai?
Demat account
Bi
Minus mai hai
Bhai muje Axis Bank me mail kar nahe keshe karu
Bro mera bank -8000 show kr rha but funds pure hai
Hello bhai mere bank account 2 year's se in active tho mujhe us account ko close krwana h but bank wale bol rhe h ki usme low balance aur other penalties h wo mujhe bharna padega uske baad he close kr sakte ho tho es case me kya RBI pr complaint kr sakte h kya
Hi aapka kya bna plzzz tell me
Avi so k utha to pata chala 2:14 2023 v itni jaldi chala gaya 😭. Ye konsa saal chal raha hai batao Mobile me update karna hai. Bohot pending kaam hai bhai.
Bhai nov 2024to aya hi nhi hai abhi tk
Current account he to keya korega
Any update
Hi , Tell me get more cashback against utility & Insurance bill payment through which credit card(like ICICI Amazon Pay) , please suggest the name of credit card.
Freecharge Plus Credit Card is good for utilities & insurance
Bro Maine 4 mahine thak account mai paise nhi the aur aj mere account mai 4100 dala baad main 18 98,99,97 kr ke 312 rupees debit uve..! Ky mai iska kuch kr sakta hu ky paise vapas lene ke liya.?😮
Whom did you email from your bank??
Pdf provide kar sakte he
Bhaiya jo charges cut hua wo wapas milega kya?
nahi
*mujhe union bank 1230 mang raha hey*
सर मेरा बैंक अकाउंट आईएस 40000 माइंस में चला गया है एमी पेनल्टी लगभग के माइनस हो गया है मैं अकाउंट बंद कर सकता हूं क्लोज कर सकता हूं और यह पेनल्टी चार्ज सब है सकते हैं यह कैसे ठीक किया जा सकता है सर
email kaise kre 🤔 email ID kahase milegi? Bank Of Baroda ka