I think financial freedom comes from knowing that the money we get is depreciating over time from inflation through quantitative easing by the banks so we should learn to save other things that adds value over time like stocks or precious commodities like Gold.
Yes! It's very hard to understand this concept because it's intangible and can't be seen with naked eyes, unless one pay much attention into it and make effort to do something!
I am back again to your channel after 2~3 years! it's time to allocate some time and properly learn and apply all these finance knowledge before diving deeper to investing. As usual, a good compilation of information and knowledge in 17 minutes. Learned a lot again today!
So excited for this. Im not from Malaysia, but as a non-us citizen its interesting for me to learn about investment opportunities and basic concepts of investing. Looking forward to the series!
Thanks for the video Ziet. Really appreciate it, hopefully ur channel grow bigger and makes more important series like us to gain more knowledge. Support from Malaysia 🎉❤
Bravo 🎉 Really good educational video. This is the foundation of what finance or econs students study in school but presented in an easily understandable way.
I'm so happy this was helpful to you!! Episode 3 coming out in the next few weeks - can't wait to share with y'all! Do check out Episode 2 here: th-cam.com/video/1clNRUsj-zs/w-d-xo.htmlsi=ywJeA0sX82WOWq-x
It would be nice to have an episode diving deeper into loan, including doing some math etc, should one be making the loan for example buying a house as long as possible or a way to min max the interest rate of the loan vs taking into account that the fiat currency is inflationary over time meaning, the same amount of price that you pay over time is actually worth less, suppose you're doing fixed rate or how things matters when it is at a dynamic rate.
Oh yess! You bet we'll dive into those chapters - but first we will clear off the general stuffs (like general economics/finance) that beginners should know first!
Hi weiyuen, that's a good question! Yes, there is deflation - opposite of inflation, when prices decrease over a period of time. It might sound good at first, but, deflation usually can lead to decreased consumer spending (as people wait for prices to fall further), lower production, job layoffs, and overall economic slowdown. I didn't cover it in this video as it's a less common scenario than inflation, but it's a very important concept in economics nonetheless. Historical examples (deflationary period): 1. The Great Depression (1930s) 2. Japan (1990s to 2000s) 3. United States (2007-2008) Can read more from Investopedia here: www.investopedia.com/ask/answers/111414/what-difference-between-inflation-and-deflation.asp#:~:text=Inflation%20occurs%20when%20the%20prices,one%20condition%20to%20the%20other. Keep the great questions coming!
@@ZietInvests I see. Good to know there's such a thing. I have never seen anyone cover this topic before. Many thanks for the great info. I will read more on the link you sent.
Thank you very much! I do edit some of my own videos, but for more complex videos like this one that requires more motion graphics, I have my trusty teammate (video editor) to do the job hehe. he uses Adobe Premiere Pro + After Effects (essential to achieve all the 2D motion graphics shown in this video)
Hi Ziet, followed you for a few years now. Just some suggestions: possibly break this down to Part 1 and part 2 instead of all in one video? Or bite size concise explanation for each topic? I noticed you slowed down your speech in this one however the delivery didn’t work me. It felt less natural. Keep up the good work and waiting for more contents from you 👍🏻
It's not something that I think about at this moment! I believe financial education should be given for free to everyone, watching my videos would be the greatest support❤️
Hi bro, thanks for the video! if paper currency were replaced with coins of varying sizes made of gold, silver, and bronze, it would contribute to combating inflation. What do you think?
Hi Resh! My stock portfolio can be found on my instagram pinned post - roughly 70% TSLA with the rest AAPL, GOOG and AMZN. 80% of my holdings are in interactive brokers 😁
@ZietInvests Hi Ziet, appreciate your kind reply. Yup I've just seen your portfolio, and I'm quite surprised you didn't invest in any ETFs. May I know if there's any reason behind it?
Ziet, I just have my 2cents I wanna add about inflation: Even given no inflation, people will still need to go out and buy things. You can't stop eating food, drinking water or renting a place to live, just because the prices of things don't go up. Even in a deflationary economy this would still be true. Inflation is a hidden tax by the government that hits everyone, the rich and the poor. In fact it may hurt the poor even more than the rich as the poor people may have a higher percentage of assets in cash to meet their daily needs
Hey there! Great question about the withholding tax for owning IVV on the ASX. When you invest in US-based ETFs like IVV from Australia, you're generally subject to a 15% withholding tax on the dividends due to the tax treaty between the US and Australia.
one thing i appreciate about this channel is that comments are always replied. let me bring up one more this time. how can we invest in Franklin Income Fund from asia?
Hi, from what i can see online, the fund you mentioned is a mutual fund, i think you can try looking for it via fund-specialty brokers like FSMOne by iFast - personally never invested in mutual fund so i cant provide you much input on that 😅
Hi there! To say no impact is a lie, but to quantify the impact is also very hard since no wars are the same, and no stock market crash are the same historically. But that's the beauty tho - with uncertainties come risk, and with risk comes reward!
Let me know how you like this video! I got more educational content incoming in the subsequent weeks☺
You're one of my new favorite Financial gurus! Looking forward to your exciting future videos ☺️🎉
So happy to be able to share these - hopefully it benefits more and more people!! Stay tuned
I think financial freedom comes from knowing that the money we get is depreciating over time from inflation through quantitative easing by the banks so we should learn to save other things that adds value over time like stocks or precious commodities like Gold.
Yes! It's very hard to understand this concept because it's intangible and can't be seen with naked eyes, unless one pay much attention into it and make effort to do something!
I am back again to your channel after 2~3 years! it's time to allocate some time and properly learn and apply all these finance knowledge before diving deeper to investing.
As usual, a good compilation of information and knowledge in 17 minutes. Learned a lot again today!
This is extremely well put together, well done Ziet!
hehe thank you
Great video Ziet. This is a concept that one must understand and agree before going to next episode.
Thank you Nordin! We try to be as all-inclusive as possible🙏🏻🙏🏻
Glad I found your channel today! Awesome content ✨ new sub from sg 🫰
Wohooo thank you so much buddy, much love from Malaysia! ❤️
Thanks for this series! I really looks forward it!
Can't wait to show you guys more!! We'll drop one new episode every 2-3 weeks!🥰
Thank you much Ziets, always helping us in financial education
I try my best to spread financial literacy!! Thank you for always dropping by samba
So excited for this. Im not from Malaysia, but as a non-us citizen its interesting for me to learn about investment opportunities and basic concepts of investing. Looking forward to the series!
Glad you love it! EP 2 in the making :))
Thank you Ziet!
My pleasure!!
Incredible job! Keep it up!
Thank you so much!! See you at future epidsodes
you explained better than my old economics books. thanks ziet, looking forward to this series! :)
Thank you so much Emica! Your comment made my day🥰
Thanks for the video Ziet. Really appreciate it, hopefully ur channel grow bigger and makes more important series like us to gain more knowledge. Support from Malaysia 🎉❤
Thank you so much!!
Well done ! My mentor -Ziet.Hope that one day you can organised a gathering of your fans and share knowledge among each others in growing money.
Maybe one day! For now scroll more of my playlist? 🤓
Thanks for providing financial knowledge and not selling scam course like those self proclaim financial guru.
Awwww thank you so much, it’s our pleasure 🥰🥰
loved it, keep doing it pls
On it!!
Awesome Ziet !!! #keepitup
Thank you so much!!
This is sooo underrated
Awww thank you! I wish this video can reach more people☺️
Ngam ngam ho bro..kudos
Thank you bro! Hope to see you in future video comments :3
Nice. Thanks for sharing this 👍
You're most welcome brother!
editor(s) need a raise fr
haha on it!!
Good job bro. Keep it up
Thank you!😁
Bravo 🎉 Really good educational video. This is the foundation of what finance or econs students study in school but presented in an easily understandable way.
Thank you so much for this Ivan! Really helps us to keep going🥰
i really like your channel bro👊
Thank you Azwar! Check out our other content too❤️
GLUED to my seat, listening INTENTLY. This is GOLD. Thank you. Looking forward to the next A to Ziet episodes!
I'm so happy this was helpful to you!! Episode 3 coming out in the next few weeks - can't wait to share with y'all! Do check out Episode 2 here: th-cam.com/video/1clNRUsj-zs/w-d-xo.htmlsi=ywJeA0sX82WOWq-x
It would be nice to have an episode diving deeper into loan, including doing some math etc, should one be making the loan for example buying a house as long as possible or a way to min max the interest rate of the loan vs taking into account that the fiat currency is inflationary over time meaning, the same amount of price that you pay over time is actually worth less, suppose you're doing fixed rate or how things matters when it is at a dynamic rate.
Oh yess! You bet we'll dive into those chapters - but first we will clear off the general stuffs (like general economics/finance) that beginners should know first!
Great video Ziet. Hope to see more coming. Im just curious. Is there "deflation"? Since there is inflation? Sorry if I'm asking something stupid.
Hi weiyuen, that's a good question! Yes, there is deflation - opposite of inflation, when prices decrease over a period of time. It might sound good at first, but, deflation usually can lead to decreased consumer spending (as people wait for prices to fall further), lower production, job layoffs, and overall economic slowdown.
I didn't cover it in this video as it's a less common scenario than inflation, but it's a very important concept in economics nonetheless.
Historical examples (deflationary period):
1. The Great Depression (1930s)
2. Japan (1990s to 2000s)
3. United States (2007-2008)
Can read more from Investopedia here: www.investopedia.com/ask/answers/111414/what-difference-between-inflation-and-deflation.asp#:~:text=Inflation%20occurs%20when%20the%20prices,one%20condition%20to%20the%20other.
Keep the great questions coming!
@@ZietInvests I see. Good to know there's such a thing. I have never seen anyone cover this topic before. Many thanks for the great info. I will read more on the link you sent.
love your content! do you edit your own video? and what plugins do you use?
Thank you very much! I do edit some of my own videos, but for more complex videos like this one that requires more motion graphics, I have my trusty teammate (video editor) to do the job hehe. he uses Adobe Premiere Pro + After Effects (essential to achieve all the 2D motion graphics shown in this video)
thank you man
My pleasure!
Hi Ziet, followed you for a few years now. Just some suggestions: possibly break this down to Part 1 and part 2 instead of all in one video? Or bite size concise explanation for each topic? I noticed you slowed down your speech in this one however the delivery didn’t work me. It felt less natural. Keep up the good work and waiting for more contents from you 👍🏻
Hi Jessica, thank you very much for your feedback. Very well noted, we will fix that for upcoming episodes that we're working on!
Thank you very much!just wondering why not have a patreon instead of Join features on youtube?
It's not something that I think about at this moment! I believe financial education should be given for free to everyone, watching my videos would be the greatest support❤️
Can you do an update on your desk setup for 2024 ? Would absolutely love to see it !!!
Ahhhh why not! Will look into it hehe
bro, really become a bro gurus. Keep it up bro
Love “bro gurus”🤣🤣 thank you!
Hi bro, thanks for the video!
if paper currency were replaced with coins of varying sizes made of gold, silver, and bronze, it would contribute to combating inflation.
What do you think?
Hi there! i dont think that will ever happen else its going backwards :P
Hi Ziet, thanks for the video! Really helpful. May I know what stocks are you holding in your portfolio and its allocation on IkBR?
Hi Resh! My stock portfolio can be found on my instagram pinned post - roughly 70% TSLA with the rest AAPL, GOOG and AMZN. 80% of my holdings are in interactive brokers 😁
@ZietInvests Hi Ziet, appreciate your kind reply. Yup I've just seen your portfolio, and I'm quite surprised you didn't invest in any ETFs. May I know if there's any reason behind it?
Ziet, I just have my 2cents I wanna add about inflation: Even given no inflation, people will still need to go out and buy things. You can't stop eating food, drinking water or renting a place to live, just because the prices of things don't go up. Even in a deflationary economy this would still be true. Inflation is a hidden tax by the government that hits everyone, the rich and the poor. In fact it may hurt the poor even more than the rich as the poor people may have a higher percentage of assets in cash to meet their daily needs
Hey Ziet, you should consider starting a Patreon
Hi bro, do you know the withholding tax if I own IVV ASX?
Hey there! Great question about the withholding tax for owning IVV on the ASX. When you invest in US-based ETFs like IVV from Australia, you're generally subject to a 15% withholding tax on the dividends due to the tax treaty between the US and Australia.
Perfect! So it's the same as the Ireland domiciled ETF. Kam sia
one thing i appreciate about this channel is that comments are always replied. let me bring up one more this time. how can we invest in Franklin Income Fund from asia?
Hi, from what i can see online, the fund you mentioned is a mutual fund, i think you can try looking for it via fund-specialty brokers like FSMOne by iFast - personally never invested in mutual fund so i cant provide you much input on that 😅
Hello ziet, do you think the current wars happening around the globe will have negative impact on the stock market in the years to come?
Hi there! To say no impact is a lie, but to quantify the impact is also very hard since no wars are the same, and no stock market crash are the same historically.
But that's the beauty tho - with uncertainties come risk, and with risk comes reward!
@@ZietInvests thanks
Baru capai RM500 sehari je, terima kasih 𝗚𝗔𝗠𝗘𝗣𝗔𝗗𝗨.