How to Build a Retirement Spending Plan 2022

How much you'll need in retirement depends on how much you'll spend. But so much changes as you enter retirement; health coverage, taxes, and sometimes you have a mortgage now, but know it will be paid off five to ten years after retirement.
Maybe you'll move. Maybe your kids will be self-sufficient by then. And certainly you'll have home repairs and future auto purchases.
In this webinar, we'll show you how to project these changing variables and layout a spending path.
We'll be discussing:
- Why the rules of thumb on retirement spending don't work
- Things people forget about when making a retirement budget
- How to account for health care expenses
- The impact of inflation on your retirement spending
- How taxes vary depending on the nature of your savings
This webinar will be valuable for anyone within ten years of their desired retirement, or those who have recently retired.
Chapters
00:00 Intro
03:53 Rules of Thumb
08:29 Ways to Budget
20:31 Accounting for Health Care Expenses
40:14 Question and Answer
DISCLOSURES
This presentation contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.
Sensible Money, LLC (“SM” or "the Firm") is a registered investment adviser. Registration is a legal requirement - it does not imply approval or endorsement. For additional information about SM, including its services and fees, you can request a copy of SM’s disclosure brochure by emailing us at [e-mail] or visit www.advisorinfo.sec.gov.
Any charts in the presentation are not meant to show the performance of SM strategies or to imply the performance of any model portfolios. Any charts or examples are meant to show the Firm’s belief in sticking to a plan over time, but there is no guarantee that you will have the same or positive results. Any results portrayed in these cases or examples are not representative of all of SM’s clients or the clients’ experiences. No portion of this presentation should be interpreted as a testimonial or endorsement of SM’s investment advisory services.
Past performance is not a guarantee of future results. When investing, depending on your timing, you could lose money. There is no guarantee that the prevailing market and economic conditions during the time frames in the graphs will continue, and performance may be negatively impacted by a shift in such conditions.

[@JS-fo1md]

DANA you are a rock star...Sam Pittsburgh...lunch with you and Reichenstein would be an earthly goal!

[@davidfolts5893]

The problem with the rules of thumb is everyone has a different size.

[@charleshughes2487]

Sensible …need a handle on planning 😢?