Ano ang dapat tandaan ng publiko sa pagkuha ng credit card sa bangko?

Totoo nga bang walang nakukulong sa utang? Kung may-ari ng credit card, ano ang pwedeng ikaso ng bangko kapag lumaki na ng sobra ang iyong utang?
Alamin mula kay Atty. Mimie Sandoval-Sebrio kasama si Atty. Nat Oducado sa Huntahang Ligal.
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Anong cc may 6%pa interest?