Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses. Compare & Buy 2 must have Insurance plans: 1. Term Life Insurance - bit.ly/term-life-insurance-compare 2. Health Insurance - bit.ly/health-insurance-plan-compare
HI sir. I have been investing 5000 every month in max life ULIP. I have paid 12 premiums alreday till march 2023. What should I do? Should I surrender right now?
I have Decided to help people people and their money..forget earning..I have a resource...but want to help people earn. All my questions are answered in your video. Thank you
I'm studying MBA finance and tomorrow is my paper and their is short note of ULIP and i was not understanding the theory so I googled it and saw your video Awesome explanation sir. All my concept is clear plus gain additional knowledge and also shared your video with my friends thank you sir 🙏🏻Keep your good work Up
Malik Sir, I have always found in your video that you have always give your best, always comes with healthy videos,so benifyyy to us, increase think lavel, We always wish to be with you.........
Why people don't understand ulip is discipline form of investment unlike mutual funds. You redeem mutual funds for any emergency and hence you cannot create wealth as you keep on taking out ur investments once you know there is no lock in. Ulip is always a better investment if you see the habit it creates in you and talking about 2-3% less return, i would still prefer to go with it as atleast i m continuing my investments without any break. N in long term equity has always proven to give returns compared to short term.
@@visfotakvideos5202 No, it absolutely makes no sense. In MF there is an exit load too which prevents you from taking out money, in ELSS MFs there is a 3 year lock-in too. In addition to this people generally take out their money when they need it for an emergency which is obviously not possible in ULIPs. Now consider if one has lost their job or is hospitalized, do you think they should be focussed more on the "discipline" of investment or use their own money to pay the bills? This is where MFs clearly outshines ULIPs in addition to giving better returns and also giving the flexibility to tweak the SIP amount as per your income source and financial condition. Not being able to withdraw or use your own money is not called "discipline", its called stupidity.
@@halvincarris I get what you you mean brother. On paper you are absolutely correct. But in reality Mutual funds are the first ones to be taken out even in non emergency situations. For example, it would have made more sense for me to take a loan and not touch my Mutual funds while we were looking to buy a new property (the math I did made it very clear). But what did I eventually do? I took money out of my Mutual funds, why? Here's the "dumb" justifications, 1) The rate of return calculation is always an assumption 2) The credit line I didn't use, I might use it in the future 3) I didn't want to take debt when I already had the money etc. As you can see, logically it made more sense to not take money out of Mutual funds, but we are humans and there are always other factors that sway our decisions. I also had a ulip, which I didn't even consider, you know why and thus the world "discipline" or should I say "forced discipline ". 😛
@@visfotakvideos5202 I understand your point, and even you are using the word 'dumb' for your very own decision (I'm not trying to belittle you btw) but I think this is more of a mental conditioning we've seen in this country where we believe using existing money is better than taking loan - perhaps because loans have traditionally been very expensive. Whatever be the reason, I think financial understanding and education can help here rather than giving away our very own hard earned money in the name of charges/commissions to these greedy insurance companies who are quite literally just stealing away the returns. That's why I am advocating mutual funds because a mere 1-2% difference is phenomenal in the long run (like 20-30 years). I even suggest that people should always figure out their emergency needs before investments like setting up 6-8 months of money in FD etc. But you have to agree to the point that life these days is extremely uncertain and in genuine emergencies it's important that we at least have access to our money instead of running pillar to post to get a ULIP liquidated which btw is still dependent on the mercy of the insurance company.
Saw your videos on rbi monetary policy they were really good please upload more videos related to banking exams like basel norms, security markets etc.
Dear Mukul, I was looking for this video. Greatly explained as always! You are awesome! Thank you for all your analysis, sincere efforts and details! I can imagine the efforts that goes in preparing such content. Congratulations for 1M+ subscriber. You deserve it. I am sharing your channel with my friends to help them gaining valuable financial knowledge from your content. I feel I am late in watching your videos but a good start. I am in US and have busy schedule. Your videos are so great that I am waking up in the middle of night to find time to watch. So just wanted to let you know that your content is really really that good. It is worth investing every minute. I have only one request (If I may)...Kindly respond to viewer queries in the comments if you get a chance. Great job again! Keep it up!
Sir mai aapko correct krna chata hu ulip me v options hota hai aap Sum assured aapne premium ka 100 times le sakte ho yani ki aapka premium 1lak hai tho aapko 1 cr ka life cover mil jaiga
Sir , We can also make combi plan of ulip and term plan instead of MF and term plan In ulip plan for longer term give us healthy return's and special all returns are tax free under section 10(10D).
But sir explained in the video that even post tax mutual fund will give 12-13% returns whereas ulip with tax benefits will ultimately give around 10% returns! So even after including tax benefits, ulip is useless!
Sir agar ULIP ka NFO aata h, aur hum usme lump sum invest kar de One Time, to usme se kuch part insurance k liye jaega, aur baki market me lag jaega?? To wo hum market me sell nahi kar sakte kuch dim baad?? Wo block ho jaega? Jaise abhi TATA AIA ka NFO aya hua h.
Long term investers will always go for ULIP. Because of Tax saving under 80C and Also on maturity on 80D fully tax saving. Nearly equal returns . And also extra service is insurance. This plan is derived by companies to get more investers for long term. In return they give insurance to attract more customers. ULIP insurance facility is extra so no comparison with Term insurance.
Sir, I bought Bajaj Allianz future gain unit linked endowment insurance plan for better return for 10 years, please suggest it is good or not, or you make a video for better clarity.
Sir you opened my eyes... I thought ULIP was a great investment option, but reality is completely different... Thanks a lot for making a clear and precise video☺️👍
@@AssetYogi kash me is vedio ko pehele dekhta Maine 6/7/20 ko Union STD pe invest kiea 1 lac invest Kar diea. Ab lag raha hai ei Maine kaya kr diea . Sir lockin period me nikal sak te hai kaya
@@subhadeepraha8293 Nope you can discontinue it by not paying future premium. But you will get your money post 5 years only, which will go in discontinue fund and you will get around 4% return but there will be charges of around .5%. Check your ULIP plan charges, if charges are less than ULIP is not as bad as you think, if you keep invested for 5 years, and based on your risk appetite, you can pick correct ratio of equity and debt and can make easily return of around 8-10%.
Hello SiR G U have sufficient knowledge power But I Suggest u that Ulip plans us Good, Some Ulip Policy Very nice,For example i choose 40 time Sum Assured Annual Premium & U can Fund Switch By Online in 5.m under & no difficult understand so Ulip is Very Good Plan Thankyou.
@@AssetYogi Yes indeed. In fact today only I tried to educate my boys on not to link their investments and insurance... But difficult to convince the heart....lol When I asked them why don't they expect a return on their bike insurance? Their simple answer was -"because the rules are such"... Lol
@@AssetYogi Sir I want to know investment options other than 80C. because 80C allows only 1.5 lacs per annum. And i still have 2-3 lacs surplus... Please suggest the best possible options Or any of your video link will be quite helpful
Sir jaise mai smoker hu maine dono term or ulip ko read kara us mai muje ulip best laga uska region yeh hai ki dono ki premium mai kuch jyada different nahi hai 2000 month ka different aaya hai for 10 year and vo bhi 50 lakh ke case mai
Koin sa fund Rakhein ? Equity Fund ya Debt fund main ? Reply Dejeyega Sir ? Agent ne Dhoka Dekhar Khol Diya tha ? Yearly Diposit Fifty thousand hai ; total 2 baar paisa jama kar Chuke hain total 1 Lakh Diposit huwa hai ?
Agr ap equity fund m jate hai to wha apko risk to hai lekin axe returns milte hai h .....ar jaisa ki pichle 5 salo ki bat kre to to plans m logo ko benifit hi mile h ...agr agr ap km risk chahte ho ar chahte ho ki ap ak amount apna invest krke chhod do ar apko normal returns mile to ap ...debt fund le skte ho
Waiting for this video, thank u sir...am a beginner n I want to start investing now, so how can I invest in mutual funds, in my city I couldn't get a fund manager so
It all depends on your pay term. I have taken icici pru money back term plan till 75 years. My age is 35. My pay term is 10 years with monthly. Pm premium is 5821. Till 10 years I have to pay 5821 pm. Total premium 6.28 lac. If I survive till 65 I will get my premium back. Still life covered till 75.
Gud evening sir One major problem from last one month My question is I have a one policy under LIC ulip plan ,plan no 193 Term period 20 years Date of starup-2008 Quarterly 3000 deposited so now the question is should I surrender the policy because daily value decreases because of corona virus or wait for a maturity period Pls reply
Dear Yogi, I have a ulip plan in ICICI Prudential which I had taken from ICICI Bank and it's running 5years,can I switch the funds in another investment funds.
@@souveekroy4514 talk to your relationship manager and ask him equity debt mein kitna kitna hai And always pay monthly not annually Iam sure they will help you
Sir , do you provide financial planning service? I want to plan investment for retirement. Please let me know how I can connect with you if you provide these services
Nice video sir...BT ek topic he sir share market me share buy or sell krneke ke liye konsa application sahi he or easy he understanding ke liyebhi plss ispar bhi ek video banaiye detail me .tnq🙏
Sir please tell us ICICI ULIP wealth builder 2 and elete life super plan if I have to invest money for 5 year . Is there any possibility that we could get loss in these plan My fund value is showing negetive from past 3 years of -50000, what would I do Please reply soon
Hello sir what about tata sampoorna raksha param rakshak, is it worth buying as it's giving 2cr term insurance in 10k per month Plus investment, can I invest in it for future?
Sir which is fastest of the 3 options to improve Credit Score? A. Use CC 1- 30% limit + make full payment after billing date but before due date; B. Use CC 1-30% limit + make max payment before billing date; C. Not use CC at all for a 0% credit utilization. But avoid cancelling card by infrequently using it. A, B or C?
I have invested in the TATA AIA LIFE INSURANCE RS 200000 per year for 5 years kindly suggest that the investment is correct or not can I cancel the ulip policy
Maine Aditya Birla ki wealth assure plus plan liya hai, ye ek ulip plan h ...aur allocation 100 percent rakha h equity me....I just want to know ki decision thik hai ki nhi sir
Vy good information!! But, I will also suggest the pension plan too with ULPP( unit linked pension plan) based... for long term horizon too...!! Vy beneficial as compare mutual fund..! Because, free switching facility in ULPP, and also tax free returns and consistent invested approached which help to reach... my knowledge d... Investors never Consistents invested in MF and never thoughts of Minds and circumstances in requirements..! Pension plan helps to more better.. If you wisely manage.
Join All-In-One Video Finance App here: vidfin.com/
Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.
Compare & Buy 2 must have Insurance plans:
1. Term Life Insurance - bit.ly/term-life-insurance-compare
2. Health Insurance - bit.ly/health-insurance-plan-compare
HI sir. I have been investing 5000 every month in max life ULIP. I have paid 12 premiums alreday till march 2023. What should I do? Should I surrender right now?
सिर्फ़ के जगह ख़ाली का प्रयोग आप भी करते हैं सर 😅 । बहुत ही लाभदायक वीडियो
I have Decided to help people people and their money..forget earning..I have a resource...but want to help people earn. All my questions are answered in your video. Thank you
th-cam.com/video/cuqfRyy1uSU/w-d-xo.html
आखिरी तक देखे
ज्यादा से ज्यादा शेयर करे और खुद भी बचे
धन्यवाद
I'm studying MBA finance and tomorrow is my paper and their is short note of ULIP and i was not understanding the theory so I googled it and saw your video Awesome explanation sir. All my concept is clear plus gain additional knowledge and also shared your video with my friends thank you sir 🙏🏻Keep your good work Up
Buddy 😅
Policy bazaar se call aaya tha wahi ulip k liye accha hua aapki video dekh liya
बहोत अच्छी जाणकारी मिली.
धन्यवाद आपका..
बहुत he acha वीडियो मुकुल जी😊😊🇮🇳🇮🇳👌🏻👌🏻🙏🙏,टर्म प्लान+म्यूच्यूअल फण्ड बेस्ट है,ULIP ठीक ni लगा मुझे🤔🤔🤔🤔
Simple and clear cut information
Thanks asset yogi.
Please suggest a best investment plan for a 25 year old person
Malik Sir, I have always found in your video that you have always give your best, always comes with healthy videos,so benifyyy to us, increase think lavel, We always wish to be with you.........
Thanks for appreciating Sunder. Keep supporting
Why people don't understand ulip is discipline form of investment unlike mutual funds. You redeem mutual funds for any emergency and hence you cannot create wealth as you keep on taking out ur investments once you know there is no lock in. Ulip is always a better investment if you see the habit it creates in you and talking about 2-3% less return, i would still prefer to go with it as atleast i m continuing my investments without any break. N in long term equity has always proven to give returns compared to short term.
Isn't SIP also a form of discipline. You can do that in mutual funds and get better returns than ULIP.
@halvincarris He is talking about the discipline of not being able to take out money, not putting in the money. Hope this makes sense.
@@visfotakvideos5202 No, it absolutely makes no sense. In MF there is an exit load too which prevents you from taking out money, in ELSS MFs there is a 3 year lock-in too. In addition to this people generally take out their money when they need it for an emergency which is obviously not possible in ULIPs. Now consider if one has lost their job or is hospitalized, do you think they should be focussed more on the "discipline" of investment or use their own money to pay the bills? This is where MFs clearly outshines ULIPs in addition to giving better returns and also giving the flexibility to tweak the SIP amount as per your income source and financial condition. Not being able to withdraw or use your own money is not called "discipline", its called stupidity.
@@halvincarris I get what you you mean brother. On paper you are absolutely correct. But in reality Mutual funds are the first ones to be taken out even in non emergency situations. For example, it would have made more sense for me to take a loan and not touch my Mutual funds while we were looking to buy a new property (the math I did made it very clear). But what did I eventually do? I took money out of my Mutual funds, why? Here's the "dumb" justifications,
1) The rate of return calculation is always an assumption
2) The credit line I didn't use, I might use it in the future
3) I didn't want to take debt when I already had the money etc.
As you can see, logically it made more sense to not take money out of Mutual funds, but we are humans and there are always other factors that sway our decisions. I also had a ulip, which I didn't even consider, you know why and thus the world "discipline" or should I say "forced discipline ". 😛
@@visfotakvideos5202 I understand your point, and even you are using the word 'dumb' for your very own decision (I'm not trying to belittle you btw) but I think this is more of a mental conditioning we've seen in this country where we believe using existing money is better than taking loan - perhaps because loans have traditionally been very expensive. Whatever be the reason, I think financial understanding and education can help here rather than giving away our very own hard earned money in the name of charges/commissions to these greedy insurance companies who are quite literally just stealing away the returns. That's why I am advocating mutual funds because a mere 1-2% difference is phenomenal in the long run (like 20-30 years).
I even suggest that people should always figure out their emergency needs before investments like setting up 6-8 months of money in FD etc. But you have to agree to the point that life these days is extremely uncertain and in genuine emergencies it's important that we at least have access to our money instead of running pillar to post to get a ULIP liquidated which btw is still dependent on the mercy of the insurance company.
Switching बहुत बड़ा benefit है और capital gain नही है ये भी बहुत बड़ी बात है ।👍 ये तो पता ही नही था सुपर है ULIP
Cleared all my Confusions.
Saw your videos on rbi monetary policy they were really good please upload more videos related to banking exams like basel norms, security markets etc.
Seriously man , you just made my day , what a great explanation. Thanks for such a good content with great explanation too .
Thanks Bhasker
Thanks sir ... Apki ye video mere bahut kam ati h ..
Nice video all knowledge of life insurance in one video....
Keep learning.
Mind boggling explanation bro....very percisionly described.....tynkz
Hi, watch our first video - Golden rule of insurance to do correct insurance planning
sir bahut ache se describe kiya. Thank you
Keep learning
Dear Mukul, I was looking for this video. Greatly explained as always! You are awesome! Thank you for all your analysis, sincere efforts and details! I can imagine the efforts that goes in preparing such content. Congratulations for 1M+ subscriber. You deserve it. I am sharing your channel with my friends to help them gaining valuable financial knowledge from your content. I feel I am late in watching your videos but a good start. I am in US and have busy schedule. Your videos are so great that I am waking up in the middle of night to find time to watch. So just wanted to let you know that your content is really really that good. It is worth investing every minute. I have only one request (If I may)...Kindly respond to viewer queries in the comments if you get a chance. Great job again! Keep it up!
Got full information on ULIP😊😊😊
Great
I think one of the best TH-cam channel in terms of gaining knowledge in Financial world....Thank you much sir for uploading these videos.....
Keep supporting 😊
Mukul sir, very comprehensive information
Thanks Ajay
Aap bahut achha explain karte hai sir ji, thank you
Keep learning Ravi
Very well explained. Thank you for your effort. Very helpful video.
Aap ki sari video help full hoti hai
Thank you for this video
Thanks for appreciating Deepak
Best is ULIP + Term Plan.. as per your example you can go with 90k of term plan.. and ulip provides you 12 lacs.. that's all.
lekin bhai ULIP lena hi kyu h
Sir aapka sugetion ekdam sahi hai thanks
Sir mai aapko correct krna chata hu ulip me v options hota hai aap Sum assured aapne premium ka 100 times le sakte ho yani ki aapka premium 1lak hai tho aapko 1 cr ka life cover mil jaiga
@Assetyogi, if we take ULIP then what is the validity for insurance plan?
Will it be till plan active or 85 years?
How is SBI Life Smart Wealth Builder Plan? Is it a good Investment Option.
Agent ke liye good he
Bakara banane ke liye
Feeling regret watched vdo very late sir... Already bought ulip SBI elite gold plan....Ur vdos are sanjeevani for newbies investor.... awesome vdo sir
Don't worry
Sir ,
We can also make combi plan of ulip and term plan instead of MF and term plan
In ulip plan for longer term give us healthy return's and special all returns are tax free under section 10(10D).
But sir explained in the video that even post tax mutual fund will give 12-13% returns whereas ulip with tax benefits will ultimately give around 10% returns! So even after including tax benefits, ulip is useless!
@@navneet2649 Assume you invested (long term) and got 1Cr maturity amount then in MF the tax will be approx 10L and in ulip it is 0
Correct
Thank u so much.. I just went to invest in mutual funds and was convinced to go for ulip.. Luckily I waited to find out more
गुरुदेव को नमस्कार🙏🙏
Great explanation.👏🏻👏🏻
Glad you liked it!
Very good video sir but not satisfied this compare because not big package salary and not file itr so how purchase 1 cr term insurance
Thank u sir very very gud suggestion🙏🙏⚘️⚘️
Sir agar ULIP ka NFO aata h, aur hum usme lump sum invest kar de One Time, to usme se kuch part insurance k liye jaega, aur baki market me lag jaega?? To wo hum market me sell nahi kar sakte kuch dim baad?? Wo block ho jaega?
Jaise abhi TATA AIA ka NFO aya hua h.
Great video very useful sir👍
So nice of you
Plz explain and benefits of lic children money back plans
what are your views on bajaj Allianz goal assure and hdfc click2wealth
Long term investers will always go for ULIP. Because of Tax saving under 80C and Also on maturity on 80D fully tax saving. Nearly equal returns . And also extra service is insurance. This plan is derived by companies to get more investers for long term. In return they give insurance to attract more customers. ULIP insurance facility is extra so no comparison with Term insurance.
ULIP is not good investment option. Its better to buy Term plan and invest, its much cheaper and rewarding
Very beautiful information 🙏❤️
So nice of you
Very good & informative video
Many many thanks
Very good explanation
Keep learning 😊
Pleas can you create a video on Term insurance whether to buy or not
Noted. You must buy.
Like the new format, great work.
Thank you Bhawesh
👍👍👍 बहुत अच्छी जानकारी
Thanks
Thank you sir for kind information
Sir, I bought Bajaj Allianz future gain unit linked endowment insurance plan for better return for 10 years, please suggest it is good or not, or you make a video for better clarity.
Please make video best investment plan. Investment kaha kara jaye. Please
Sir you opened my eyes... I thought ULIP was a great investment option, but reality is completely different... Thanks a lot for making a clear and precise video☺️👍
Thanks for appreciation Sudhir :)
@@AssetYogi kash me is vedio ko pehele dekhta Maine 6/7/20 ko Union STD pe invest kiea 1 lac invest Kar diea. Ab lag raha hai ei Maine kaya kr diea . Sir lockin period me nikal sak te hai kaya
@@subhadeepraha8293 Nope you can discontinue it by not paying future premium. But you will get your money post 5 years only, which will go in discontinue fund and you will get around 4% return but there will be charges of around .5%. Check your ULIP plan charges, if charges are less than ULIP is not as bad as you think, if you keep invested for 5 years, and based on your risk appetite, you can pick correct ratio of equity and debt and can make easily return of around 8-10%.
sir what is the maning of sum assured.
A sum assured is a fixed amount that is paid to the nominee of the plan in the unfortunate event of the policyholder's demise.
Hello SiR G U have sufficient knowledge power
But I Suggest u that Ulip plans us Good, Some Ulip Policy Very nice,For example i choose 40 time
Sum Assured Annual Premium & U can Fund Switch By Online in 5.m under & no difficult understand so Ulip is Very
Good Plan Thankyou.
Simple, clear, concise, to the point, with example... As always.
Wonderful....
Keep rocking
Thanks Umesh! Hope this is useful :)
@@AssetYogi Yes indeed. In fact today only I tried to educate my boys on not to link their investments and insurance...
But difficult to convince the heart....lol
When I asked them why don't they expect a return on their bike insurance? Their simple answer was -"because the rules are such"...
Lol
@@AssetYogi
Sir
I want to know investment options other than 80C.
because 80C allows only 1.5 lacs per annum.
And i still have 2-3 lacs surplus... Please suggest the best possible options Or any of your video link will be quite helpful
So well explained 🙌👏
thanks brother..God bless 🙌
Always welcome
thank your for this very informative video.👌 Can you please advice if it's worth investing in ULIP for a new born child using single payment premium?
Aapka awaj is great
Thanks
Sir please make a video on sbi e wealth insurance
Pls suggest lic plan ,ulip plan
Such a brilliant explanation. Thank you.
You're very welcome!
Which mutual fund is best for investment
Index Fund.
Sir jaise mai smoker hu maine dono term or ulip ko read kara us mai muje ulip best laga uska region yeh hai ki dono ki premium mai kuch jyada different nahi hai 2000 month ka different aaya hai for 10 year and vo bhi 50 lakh ke case mai
Best knowledge sir thanks
Most welcome
Sir, 1 esi video banaiye jisme pata chale ki 10 yr me itna pay kiya or 15 saal me jo mila to wo kitne % return aaya
mai 10,000 monthly kammata hun to mere liye kon sa invest lena chahiye ulip/ mutual fund
Koin sa fund Rakhein ? Equity Fund ya Debt fund main ? Reply Dejeyega Sir ? Agent ne Dhoka Dekhar Khol Diya tha ? Yearly Diposit Fifty thousand hai ; total 2 baar paisa jama kar Chuke hain total 1 Lakh Diposit huwa hai ?
Watch this series: th-cam.com/play/PLSiDKpku4U_X-9y3MEB8tgKEjXFPQu73w.html
Agr ap equity fund m jate hai to wha apko risk to hai lekin axe returns milte hai h .....ar jaisa ki pichle 5 salo ki bat kre to to plans m logo ko benifit hi mile h ...agr agr ap km risk chahte ho ar chahte ho ki ap ak amount apna invest krke chhod do ar apko normal returns mile to ap ...debt fund le skte ho
Waiting for this video, thank u sir...am a beginner n I want to start investing now, so how can I invest in mutual funds, in my city I couldn't get a fund manager so
Pls guide for Hdfc sl younge star premium plus
Sir sudlife wealth creator p video banaye
Sir Pls wealth builder smart Sbi baareme video banaayiye sir
Excellent explanation
Glad it was helpful!
Sorry sir. But which company give term insurance of 1 crore sum assured with 10000/- premium. The range is from 15000- 40000
Depends on age and smoking habit.
TATA AIA
@girish, for best options for term insurance search on Policy Bazar.
But there will be one drawback, PB people will call u 10 times a day.
Hi garish anjali this side i am a manage in MAX life you can contact with me i will give you proper details and amount about term plan.
It all depends on your pay term. I have taken icici pru money back term plan till 75 years. My age is 35. My pay term is 10 years with monthly. Pm premium is 5821. Till 10 years I have to pay 5821 pm. Total premium 6.28 lac. If I survive till 65 I will get my premium back. Still life covered till 75.
Say markets are down, how the Rate of Interest fall compared to Mutual Fund
Is SBI Life smart wealth builder a s ULIP scheme?
Sir maxlife shiksha plus me invest Krna chiye ki nhi...?🎉
Thank-you yogi ji
Most welcome Ajay
Gud evening sir
One major problem from last one month
My question is I have a one policy under LIC ulip plan ,plan no 193
Term period 20 years
Date of starup-2008
Quarterly 3000 deposited
so now the question is should I surrender the policy because daily value decreases because of corona virus or wait for a maturity period
Pls reply
keep continue plan. and dont worry ye acha plan hai.
Mene lic se ulip plan liya tha jo ki achha return de raha hai
Best vedio...... cleared all the doubts
Keep supporting Abhishek :)
What’s for new investors
Dear Yogi,
I have a ulip plan in ICICI Prudential which I had taken from ICICI Bank and it's running 5years,can I switch the funds in another investment funds.
how is the performance?
@@souveekroy4514 worst
@@sahilagnihotri5128 mujhe to bahla fusla kar karwa diya 2 saal ka paisa v de chuka hu ab kya karu
@@souveekroy4514 talk to your relationship manager and ask him equity debt mein kitna kitna hai
And always pay monthly not annually
Iam sure they will help you
@@sahilagnihotri5128 maine ICICI ka ulip liya h name h pru life time classic apka kaun sa h?
But maturity amount is tax free in case of ULIP unlike any other mutual fund? Could you please comment on this?
Yes, but return is not equivalent to mutual fund
Sir , do you provide financial planning service? I want to plan investment for retirement. Please let me know how I can connect with you if you provide these services
Hii
What about Tata aia life insurance vs mutual fund
Very very informative
Nice video sir...BT ek topic he sir share market me share buy or sell krneke ke liye konsa application sahi he or easy he understanding ke liyebhi plss ispar bhi ek video banaiye detail me .tnq🙏
Sir please tell us ICICI ULIP wealth builder 2 and elete life super plan if I have to invest money for 5 year .
Is there any possibility that we could get loss in these plan
My fund value is showing negetive from past 3 years of -50000, what would I do
Please reply soon
Hello sir what about tata sampoorna raksha param rakshak, is it worth buying as it's giving 2cr term insurance in 10k per month Plus investment, can I invest in it for future?
Sir what will i do i have no knowledge about share market or mutual funds
Sir which is fastest of the 3 options to improve Credit Score?
A. Use CC 1- 30% limit + make full payment after billing date but before due date;
B. Use CC 1-30% limit + make max payment before billing date;
C. Not use CC at all for a 0% credit utilization. But avoid cancelling card by infrequently using it.
A, B or C?
Umesh Sharma A
Option D, go with it
Maine aj max ulip kiya
104000 1 yr ke pehele kat liye
Phir monthly rehega
5 yr ke liye
Acha hai ya nahni pls reply sir
I have invested in the TATA AIA LIFE INSURANCE RS 200000 per year for 5 years kindly suggest that the investment is correct or not can I cancel the ulip policy
Maine Aditya Birla ki wealth assure plus plan liya hai, ye ek ulip plan h ...aur allocation 100 percent rakha h equity me....I just want to know ki decision thik hai ki nhi sir
Nice information thanks
Hi, I am 28, I have a term plan of 75lac SA. Please suggest me best investment product to invest monthly around 10-12k
Vy good information!!
But, I will also suggest the pension plan too with ULPP( unit linked pension plan) based... for long term horizon too...!! Vy beneficial as compare mutual fund..!
Because, free switching facility in ULPP, and also tax free returns and consistent invested approached which help to reach... my knowledge d... Investors never Consistents invested in MF and never thoughts of Minds and circumstances in requirements..!
Pension plan helps to more better.. If you wisely manage.
currently tax free who knows in future need to pay tax
Lekin sir term plan to itr file krne wala aur salaried person le skta h Lekin aaj bhi aadhe se jyada log is category me nhi h to wo kya kre
SIR ...aap 30 lac ka trem plan le skte h bina itr k bhi
3L ki sallery walo ko 25 Lakh ka term plan mil jata hai , saral jeevan bima max life insurance
Aap term plus ulip ka hybrid plan le sakte hai bina income proof
Most worthy and useful video for me ... cleared all doubts ...🙏🙏🙏you are really doing great job sir
Keep watching