If you’re 58 and want steady cash flow from that $150K, go with JEPQ for the high monthly dividends. But if you’re after growth with some income on the side, SCHD’s the play-lower yield, more growth potential. Bottom line: JEPQ’s for income, SCHD’s for balance. It all depends on whether you need cash flow now or want stability with growth.
I have 527 shares (JEPQ) at average cost $52.06....Thanks for bringing it to my attention about 12 months ago.....I love those monthly payments.....thanks for the video
How much money do I have? Well, let’s just say I can afford all the $3 meals and cappuccinos I want here in Thailand-and still have enough left over to not worry about it. Life’s good, my friend. You should try it sometime! 😉
@JerryRomineStocks 😄 I was looking for a little more specific figure but sounds like you're doing just fine. Have a good weekend. Thanks for this information.
Jerry, Thanks for your content. You are the only guy I trust without even knowing you personally. I've made many investments following your guidance, and it's been really good. Just bought another $20K of JEPQ right after watching your video.
First off, thank you-that means a lot. Congrats on your success and for taking action; that’s what separates people who win from those who just watch from the sidelines. And while I’m not a financial advisor, I’m pumped that the content has helped you make decisions that are working out for you. Dropping another $20K into JEPQ? That’s a power move. Keep crushing it!
Jerry, do you think a person could make more money in Jepq or Schd? If a person had 4000 shares of schd and sold them for jepq? If they reinvested the dividends? I believe the beta for jepq is lower than schd so in market downturn it won’t crash as hard? What u think
I bought 200 shares recently at 56.50, and bought another 200 shares at $55.70 on Fridays dip. I might try some spyi in the future to see which does better?
Thanks Jerry! I’ve been buying JEPQ for a while now, thanks to you! I only need about 4k p/mo to live and I’m close to hitting that goal. Once I’m there do you recommend I keep adding to JEPQ or add to growth ETFs like SCHD or VOO? FYI, I’m 65, love my job, and plan to work another 4-5 yrs so that I can max out my SS and build a bigger wealth legacy for my gr-kids. Thank YOU!
Thanks for the intel. I've been in JEPQ for almost 2 years. It's treating me well, but this year I've added QDTE, YMAX, and XDTE to my portfolio which have a higher dividend, pay weekly, but don't have the growth that JEPQ has. I've been trying to determine if if the weekly higher divs is better than the monthly JEPQ that also includes growth. Maybe you could do a video comparing them.
Here’s the truth: I stick with JEPQ because it gives me growth and income, and that’s what builds wealth long-term. I get the appeal of QDTE, YMAX, and XDTE with their higher, weekly payouts-but let’s not ignore the big problem: declining values. I’m not a fan of watching my portfolio erode just to get more frequent dividends. Personally, I’d rather take JEPQ’s consistent growth and monthly payouts over chasing a short-term high. At the end of the day, it’s not about how often you get paid-it’s about how much you actually keep and grow.
No. JEPQ is just not a good stock for covered calls because the premiums are low since it in not volatile and the volume is low across different strike prices.
Would this be best in an IRA. Or brokerage account? Are they Qualified Dividends or not? I have JEPQ in my Roth IRA but I can put more in an my brokerage account without the limit
Why can't an ETF or Mutual Fund pay a fix rate of dividend per share? For example, Walmart pays 83 cents dividend per share. That is a fix amount. I will know exactly what my dividend check will be. But in most ETFs or Mutual Funds the dividend rate is not fixed. I will not able tell how much I will get dividend every month. It's like the fund pays you whatever rate they want. I can't relay on the monthly income. It's unpredictable and that bothers me.
ETFs and mutual funds don’t pay fixed dividends because their payouts depend on the income generated by the diverse securities they hold, such as stocks and bonds. This income fluctuates based on factors like changes in the dividends paid by underlying companies, portfolio rebalancing, capital gains, and management fees. Unlike a single company like Walmart that can set a consistent dividend, funds pass on the variable income they receive. If you want predictable income, consider alternatives like dividend-paying stocks, bond funds, or annuities, which can offer more stability.
Brilliant response @JerryRomine. Even if we were to calculate taxes at 40% on 48k per year, you still end up around $2500 per month post tax. That’s your money paying you back for doing nothing!
You’re right-ETFs aren’t technically stocks, just like tomatoes aren’t vegetables and peanuts aren’t nuts. But here’s the thing: most people don’t care about splitting hairs; they care about results. In investing, *keeping things simple is what helps people take action* . Getting stuck on terminology? That’s like arguing over tomatoes while someone else is already making the sauce. Focus on the big picture-growing your portfolio.
Thanks for the video. Can you do a follow-up video explaining why you chose this over the others like XDTE or SVOL? There must be a good reason for the big difference in yields.
Oh, that’s cute. You think calling me a “paid shill” makes your comment insightful? Here’s the reality: I don’t need to “shill” anything. I let results speak for themselves. You know who throws around accusations like that? People who don’t understand the game and have nothing better to add. If you’re “paid to shill,” maybe focus on leveling up your actual skills instead of projecting your nonsense on others. Stay in your lane, champ.
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Can you do best ETFs to invest in ROTH IRA for 50 yrs old?
Thanks
😂😂😂
JEPQ will do
Nice. Been DCA’ing into JEPQ but recently switched to XDTE for those WEEKLY payouts. And my shares have appreciated too!
SPYI and QQQI have a more consistent higher distribution and tax efficient distributions. Would strongly review those as well.
Hi Jerry! What is your oppinion on Microstrategy?
What about JEPI
Check out this video: th-cam.com/video/V5G09C0xqF0/w-d-xo.html
Could you do me a favor and do anaylsis on ZETA? Kindly like to hear your thoughts
New subscriber. Really liked this video. JEPQ v JEPI?
is this the same jepq on tsx?
what about MSTY etf? is it good investment
lol
Would you recommend JEPQ over SCHD to invest $150,000 as a 58 year old?
There are calculators online that will show you the value after x amount of years. Also so you what reinvesting the interest will do.
If you’re 58 and want steady cash flow from that $150K, go with JEPQ for the high monthly dividends. But if you’re after growth with some income on the side, SCHD’s the play-lower yield, more growth potential. Bottom line: JEPQ’s for income, SCHD’s for balance. It all depends on whether you need cash flow now or want stability with growth.
50:50
@@JerryRomineStocks i agree
What percentage of my portfolio woulf you put into it?
Thanks Jerry. I keep adding to JEPQ. Very happy at $10000 and growing.
You're welcome @ericskarl5855! 🙏
Any thoughts on the new YieldMax ETFs?
Not a fan of YieldMax’s rapid share price declines.
Can you beast mode shoe companies nike , onon , crox
I have 527 shares (JEPQ) at average cost $52.06....Thanks for bringing it to my attention about 12 months ago.....I love those monthly payments.....thanks for the video
@@stitchergary so you didn't beat the market. Nice
You're welcome @stitchergary! 🙏
What do they pay you a month on 527 ?
Noice!
Do you take the cash out monthly for expenses or re-invest in it ?
New subscriber here, is SCHD better than VFV? I’m from Canada. Thank You!
Love your images.
I race harescrambles and awesome seeing you enjoying them rides.
I would love to try those sometime for fun. Sounds awesome.
How are u pulling 4k a month on 141k . My math says thats about 1.5k. Am i missing something?
I believe you need to invest $500,000 to get $4000 per month which is 10% yield
It’s probably not his starter entry. He bought “more” of it 141K worth.
I have almost 500K parked in JEPQ.
@@JerryRomineStocks Awesome!!
@@JerryRomineStockswhy not SVOL or FEPI with even higher yields Jerry?
I believe JEPQ is taxed as income as opposed to capital gains, so you would lose a chunk of those dividends .. would it be better in a roth IRA?
JEPQ is taxed as income. If possible I prefer in a Roth IRA or retirement account. I have it in both types.
Thank you for your valuable insight.
You're welcome @J_T_1! 🙏
How much money do you have Jerry? Like total.
How much money do I have? Well, let’s just say I can afford all the $3 meals and cappuccinos I want here in Thailand-and still have enough left over to not worry about it. Life’s good, my friend. You should try it sometime! 😉
@JerryRomineStocks 😄 I was looking for a little more specific figure but sounds like you're doing just fine. Have a good weekend. Thanks for this information.
Jerry,
Thanks for your content. You are the only guy I trust without even knowing you personally. I've made many investments following your guidance, and it's been really good. Just bought another $20K of JEPQ right after watching your video.
First off, thank you-that means a lot. Congrats on your success and for taking action; that’s what separates people who win from those who just watch from the sidelines. And while I’m not a financial advisor, I’m pumped that the content has helped you make decisions that are working out for you. Dropping another $20K into JEPQ? That’s a power move. Keep crushing it!
Thanks for info been buying JEPQ for a year now 👍
Awesome. Glad to have helped and you've made some nice stock gains + dividends. Woohoo!
I tend to think dividend stocks/funds are only good in a tax exempt account.
Would you still recommend this JEPQ in a taxed account?
If you are parking cash can you give me a better option?
Is that qualified dividends
JEPQ dividends are not qualified.
Hi Jerry, what percentage of JEPQ & SCHD do you hold? like 50/50 for example
is that 10% per month or per year, you are a bit vague, try explainging a little better
The yield is annual, but dividends are paid monthly. So, if the annual yield is $12,000, you’re looking at $1,000 hitting your account every month.
Jerry, do you think a person could make more money in Jepq or Schd? If a person had 4000 shares of schd and sold them for jepq? If they reinvested the dividends? I believe the beta for jepq is lower than schd so in market downturn it won’t crash as hard? What u think
Apples and oranges. If you want potential, I’m taking JEPQ-it’s higher risk, higher reward. SCHD? Solid, but it’s a different game.
Is there any benefit to selling puts on JEPQ as well if you’re looking to add shares? Or are the premiums not really worth the time
For me, not worth the time. Not enough volume at various prices.
I bought 200 shares recently at 56.50, and bought another 200 shares at $55.70 on Fridays dip. I might try some spyi in the future to see which does better?
Jerry thanks again for getting me into Palantir @$18ish ... this is going to the moon. Can't wait to DCA this all the way to 2030
You're welcome @uwone7778! 🙏
THANKS 🙏 !!!
You're welcome @troy8579! 🙏
Im 50 and just learned about jepq and thinking of putting In $200k for the dividend but I’m still indecisive.
Research all your options and then decide what is best for YOU.
Thanks Jerry! I’ve been buying JEPQ for a while now, thanks to you! I only need about 4k p/mo to live and I’m close to hitting that goal. Once I’m there do you recommend I keep adding to JEPQ or add to growth ETFs like SCHD or VOO? FYI, I’m 65, love my job, and plan to work another 4-5 yrs so that I can max out my SS and build a bigger wealth legacy for my gr-kids. Thank YOU!
Thanks for the intel. I've been in JEPQ for almost 2 years. It's treating me well, but this year I've added QDTE, YMAX, and XDTE to my portfolio which have a higher dividend, pay weekly, but don't have the growth that JEPQ has. I've been trying to determine if if the weekly higher divs is better than the monthly JEPQ that also includes growth. Maybe you could do a video comparing them.
Here’s the truth: I stick with JEPQ because it gives me growth and income, and that’s what builds wealth long-term. I get the appeal of QDTE, YMAX, and XDTE with their higher, weekly payouts-but let’s not ignore the big problem: declining values. I’m not a fan of watching my portfolio erode just to get more frequent dividends. Personally, I’d rather take JEPQ’s consistent growth and monthly payouts over chasing a short-term high. At the end of the day, it’s not about how often you get paid-it’s about how much you actually keep and grow.
XDTE has not had any nav erosion from inception until today so far.
QDTE and XDTE are actually beating the actual indexes
30-Day SEC Yield : -0.51%. Source: www.roundhillinvestments.com/etf/xdte/
The legend
Thank you for the kind words @LYSS89. 🙏
I'd like JEPQ even if the regulatory environment didn't ease up.
I own JEPQ in my Roth. Should I get JEPI to pair with it?
That's completely up to you. Me personally? I prefer JEPQ.
I do GPIX now instead of JEPI. Also have GPIQ which does the same as JEPQ.
Another awesome videos! Keep them coming. :)
Thanks! Will do!
Forensic file reporter for stocks and dividends scares me but I can’t stop watching.
😀😎😆
Investing in stocks is planting a tree for your future; with patience, it will bear fruit.
Just like a tree, investments need time and care to reach their full potential.
$4,000 per month from JEPQ? Thats a lot of JEPQ!
Yes, it is. But, not bad for parked money.
K just put it in 200 shares in jepq
✌😊👀✔
Do you sell covered calls on your JEPQ shares since you have so many?
No. JEPQ is just not a good stock for covered calls because the premiums are low since it in not volatile and the volume is low across different strike prices.
Would this be best in an IRA. Or brokerage account? Are they Qualified Dividends or not? I have JEPQ in my Roth IRA but I can put more in an my brokerage account without the limit
I prefer to do most things in tax advantaged accounts. In this specific case it was in my normal brokerage account.
Buying $60 every Friday
Consistency is the path to success!
I buy $125 every Monday
Buy Ardmore Shipping "ASC"
Why can't an ETF or Mutual Fund pay a fix rate of dividend per share? For example, Walmart pays 83 cents dividend per share. That is a fix amount. I will know exactly what my dividend check will be. But in most ETFs or Mutual Funds the dividend rate is not fixed. I will not able tell how much I will get dividend every month. It's like the fund pays you whatever rate they want. I can't relay on the monthly income. It's unpredictable and that bothers me.
ETFs and mutual funds don’t pay fixed dividends because their payouts depend on the income generated by the diverse securities they hold, such as stocks and bonds. This income fluctuates based on factors like changes in the dividends paid by underlying companies, portfolio rebalancing, capital gains, and management fees. Unlike a single company like Walmart that can set a consistent dividend, funds pass on the variable income they receive. If you want predictable income, consider alternatives like dividend-paying stocks, bond funds, or annuities, which can offer more stability.
@@JerryRomineStocks Thank you so much.
QQQI is much better
Surely you jest.
J Powell needs to………😮
😀😎😆
😊
😀😎😆
48K per yr, you're going to have a big tax bill on that ordinary income.
Taxes suck-no doubt. But here’s the thing: paying taxes means you’re making money. The alternative? Not making anything.
Brilliant response @JerryRomine. Even if we were to calculate taxes at 40% on 48k per year, you still end up around $2500 per month post tax. That’s your money paying you back for doing nothing!
ETFs are not stocks.
Not to split hairs here, but the terminology matters, especially in investing.
You’re right-ETFs aren’t technically stocks, just like tomatoes aren’t vegetables and peanuts aren’t nuts. But here’s the thing: most people don’t care about splitting hairs; they care about results. In investing, *keeping things simple is what helps people take action* . Getting stuck on terminology? That’s like arguing over tomatoes while someone else is already making the sauce. Focus on the big picture-growing your portfolio.
Thanks for the video. Can you do a follow-up video explaining why you chose this over the others like XDTE or SVOL? There must be a good reason for the big difference in yields.
Msty 🎉
This is a paid shill. I’m paid to shill, we know our own.
Oh, that’s cute. You think calling me a “paid shill” makes your comment insightful? Here’s the reality: I don’t need to “shill” anything. I let results speak for themselves. You know who throws around accusations like that? People who don’t understand the game and have nothing better to add.
If you’re “paid to shill,” maybe focus on leveling up your actual skills instead of projecting your nonsense on others. Stay in your lane, champ.