Appreciated👍But one thing I would like to state in this regard that NPS is a Curse to the CGE as because it depends upon the market rate 👆It is very unfortunate that after serving 30-35 years, employees will get around 6-7K pension but on the otherhand the MPs and MLAs are getting the privileges of OPS for for every term 👆
Govt. Department kafi bar NPS amount time sey deposite nahi keret , means 4 sey 5 month tah NPS amount deposite nahi krety, but salary sey deduct jaru ker letey hai, ek koi solution ho to uski bi video bnao, kha complaint kerey, kesey krey, taki financial loss na ho na ??
Don't you think in NPS, on maturity our 40 percent corpus is stuck with low yeild (5.5% to 6% ) annuity schemes ? I think this restriction should be immediately removed by government and the investor should have a choice to invest their corpus as per their liking , Please share your views on this aspect . Is there any solution to this problem ?
Meri service 28 years hai total abi 10000 total kat raha hai, kitna amount banega lump sum and kitna pension mil sakta hai, koi batayega, kitna return NPS mai milta hai
Superb VIDEO.......*ET MONEY IS MY SUPER FAVOURITE APP* PLSSSSSSSSSS MAKE A VIDEO ON India infrastructure sector ......stockss like defense sector already posted by you
If a employee how die before retirement and dose not contribute in NPS scheme in there service period then is there family eligible for family pension under government law.... Please help 🙏🙏
80 ccd1b deduction should be allowed from mandatory contribution for gov employee because nps doesn't give attractive returns compared to other equity options
What about 12.5 percentage cumulative capital gain tax! after almost long term saving around 25 to 35 years! But compares return with index fund which is less than around 5 to 6 % lower whichever same tax!it is only fixed annuity fund after retirement of 40%
Mam🙏 Ap ko kaya lagta ha NPS acha ha. May paramilitary may service korta ho. After 20 years honay ka bad kitna pension milaga app bol sakta ha. Ham ko chaya OPS Only.🎉🎉🎉🎉 JAY HIND
माय महाराष्ट्र स्टेट गव्हर्मेंट में टीचर हे और मेरा एमपीएससी स्कीम जब ऑफलाइन फॉर्म भरा गया था तब डिफॉल्ट सेट किया गया है क्या मैं अभी इसको बदल कर एस पर माय चॉईस कर सकता हू क्या
But in Bank we are not getting opportunity to decide fund manager or percentage of fund allocation. We have to adjust with the decision of employer. It means there is no benefit of any amendments in this plan. And this plant cannot be proved as a good scheme for bank employees. Bank of Baroda for example. For each and every employee they have decided to allocate 5050 % in bonds and debentures with only one fund manager SBI. There is no our decision apply for our fund
Mai chhatisgarh se hu hamare yaha employee ko nps aur ops me ak ko chunne ko kaha gya hai mai ops chuna hu to kya mai nps me invest kar sakta hu plz reply
@@KULDEEPSINGH-hr1qm ohh good good. But i recommend don't go with nps If you getting ops. If you want good return then do sip. NPS will be locked till you are 60.and you won't even get full amount at your retirement.
Haa bilkul kr sakte hai lekin yaha apko khud se har mahine paise dalne hoge aaur yaha aapko TAX ke fayde nhi milege jb paise nikaloge . Govt NPS- salary me se cut krke per month CEO/Collector ID se paise NPS me transfer krte hai jisko aap PRAN NUMBER se login krke dekh skte hai
मुजे ये समझ नही आया कि जैसे मेरी जॉब 30 की आगे में लगी। LC 50 मेंअगले 6 साल तक मेरा कॉन्ट्रिब्यूशन 50% इक्विटी में जायेगा बाकी का 50% G एंड C सेक्शन में। तो अगली बार जब मेरा इक्विटी पार्ट 2% कम होकर 48% होगा तो क्या उस महीने के कॉन्ट्रिब्यूशन में कम होगा या फिर पूरे 6 साल का टोटल कॉन्ट्रिब्यूशन जो हुआ है वह पूरा कम होकर पूरे फण्ड का 48% इक्विटी में लगेगा।
Jin states mey govt. Kabi NPS lagu kerti hai, fir Old pension scheme lagu kerti hai, or fir sey NPS lagu kerti hai to esey mey kya NPS mey kuch corpus ban bi paye ga ya nahi, kuch btaye ess barey mey
Oore ore... To much good return in future....Pls pls advice all MLA MP s and Army s to take NPS instead of OPS.... hai hai... besare our MLA MP s.they are ullu gadai...don't know huge profits of NPS. NPS pension r just getting monthly 3000 ruppes as a pension in 2024
They are getting 3K because they have v less tenure. Think about it, OPS was dissolved in 2004 at central govt level and much later in state govt level. Which means the first batch of retired personnel can come from 2032 onwards then how come some people say that they are getting pensions now? Its because they joined actual payroll of govt at a v high age!! This is not the fault of NPS and common tax payers of India should not be subsiding more OPS pensioners due to this!
Best vid on NPS. No other vid provided such clarity. Thanks and kudos.
We are glad that you like our content. Do share it with others!
By far, this is the best video for govt nps subscribers.
Please make a detailed separate video on annuity payout options.
If in case I change my NPS Fund Manager or Schema.
Will it effect compounding (will time reset to zero)???
Please make a detailed video on LC50 best pension fund manager according to return
Employees should be given option to invest in NIFTY 50 index fund
Appreciated👍But one thing I would like to state in this regard that NPS is a Curse to the CGE as because it depends upon the market rate 👆It is very unfortunate that after serving 30-35 years, employees will get around 6-7K pension but on the otherhand the MPs and MLAs are getting the privileges of OPS for for every term 👆
ऐसा नहीं है,
यदि नौकरी 30 साल से ज्यादा है तो एनपीएस के अंतर्गत मिलने वाली पेंशन पुरानी पेंशन से भी बेहतर होगी
There are 3 option for Tier 1- AUTO, ACTIVE and STANDARD.
Pls clarify regarding STANDARD. What is this?
Well researched video. Thank you.
Please you also make a video with comparison between NPS or OPS
Very Good information.
As state Govt. employee. Can we invest our money in Equity in NPS. If it is possible then how to change PFM to invest in equity.
Govt. Department kafi bar NPS amount time sey deposite nahi keret , means 4 sey 5 month tah NPS amount deposite nahi krety, but salary sey deduct jaru ker letey hai, ek koi solution ho to uski bi video bnao, kha complaint kerey, kesey krey, taki financial loss na ho na ??
NPS ki site pe Karo grievance lodge
Han aisa hota hai
Abb bahut hudd tak ye theek ho gaya hai pehle aisa bahut zyaada hota tha lekin abb timely ho raha hai
@@prataptomar1706 han ji
Same in private sector too. They deduct on the salary day or before. It will reflect on NPS portal almost after 10 days.
Corporate cg ka bhi bna do video. Kindly guide about active choice in corporate CG.
Don't you think in NPS, on maturity our 40 percent corpus is stuck with low yeild (5.5% to 6% ) annuity schemes ? I think this restriction should be immediately removed by government and the investor should have a choice to invest their corpus as per their liking , Please share your views on this aspect . Is there any solution to this problem ?
Meri service 28 years hai total abi 10000 total kat raha hai, kitna amount banega lump sum and kitna pension mil sakta hai, koi batayega, kitna return NPS mai milta hai
80CCD 2, Central government tax benefits upto 14% of DA+Basic...
Please correct it...
Superb VIDEO.......*ET MONEY IS MY SUPER FAVOURITE APP*
PLSSSSSSSSSS MAKE A VIDEO ON
India infrastructure sector ......stockss like defense sector already posted by you
Hey! We are glad that you like our app. And thanks for the suggestion! We will pass this on to our team.
Kya ye record keeping agencies k charges different hote agar haan to kitna difference hai
If a employee how die before retirement and dose not contribute in NPS scheme in there service period then is there family eligible for family pension under government law....
Please help 🙏🙏
80 ccd1b deduction should be allowed from mandatory contribution for gov employee because nps doesn't give attractive returns compared to other equity options
Nps vs ups for government employees complete compare vedio
एनपीएस में रिटर्न केवल 9 प्रतिशत ही मिला मुझे जबकि 2011 से एनपीएस कट रहा है,मार्केट 2 गुना बड़ चुका है।
Kon sa scheme hai
Please make a video, how make changes in NPS investments.
NPS go back we want OPS
For Government employee there is no Active choice 😮thats really bad 😔
Wasn't that changed last year?
@@sc7783no
Yeah, I hope government is listening.
I am working in govt sec bank and I utilised my active choice
Good
Madam im a govt. Servant
im not able choose active choice, i am a NPS subsriber since 2.5 years
How to choose active choice
Ye active choice kya hota h
Option to dikhata h pfm aur scheme change krne ka to kya wo nhi hota h
Hum Central Govt employee h
50 k age me VRS lene par pension Kab se milega
What about 12.5 percentage cumulative capital gain tax! after almost long term saving around 25 to 35 years!
But compares return with index fund which is less than around 5 to 6 % lower whichever same tax!it is only fixed annuity fund after retirement of 40%
Mam🙏
Ap ko kaya lagta ha NPS acha ha.
May paramilitary may service korta ho.
After 20 years honay ka bad kitna pension milaga app bol sakta ha.
Ham ko chaya OPS Only.🎉🎉🎉🎉
JAY HIND
6,7 k milega
Mam if you have studied deeply kindly tell us whether active choice is applicable to govt employee or not ? Its not showing to us
Not applicable for us only auto choice
Private company walon ke kaun sa nps
Hi,
Iske liye aap humara doosra video dekh sakte hain.
NPS को redefine करने वाले 5 changes
th-cam.com/video/wk2TzGk_ZWY/w-d-xo.html
माय महाराष्ट्र स्टेट गव्हर्मेंट में टीचर हे और मेरा एमपीएससी स्कीम जब ऑफलाइन फॉर्म भरा गया था तब डिफॉल्ट सेट किया गया है क्या मैं अभी इसको बदल कर एस पर माय चॉईस कर सकता हू क्या
NPS में जमा पैसे का फायदा बड़े उद्योगपति और राजनेता उठा रहे है, कर्मचारियो का भविष्य गड्ढे में डाल दिया है।
NPS go back
We want OPS
But our state government has disabled our accounts to change the scheme and all are forced to choose default scheme
Mat change kro
SBI pension fund
Uti
Aur lic me rhne do
But in Bank we are not getting opportunity to decide fund manager or percentage of fund allocation.
We have to adjust with the decision of employer.
It means there is no benefit of any amendments in this plan. And this plant cannot be proved as a good scheme for bank employees. Bank of Baroda for example.
For each and every employee they have decided to allocate 5050 % in bonds and debentures with only one fund manager SBI.
There is no our decision apply for our fund
40% का जो एन्युटी खरीदेगा वो पैसा बाद में मिलेगा कि नहीं और मिलेगा तो किसको मिलेगा कृपया बताएं।
Nominee ko after pensioner death mil jata h
Gujarat government सिर्फ tier 1 G scheme me ही 33%,33%,34% का ऑप्शन देती है! 😢 हमारे लिए भी equity मे ऑप्शन देना चाहिए!
Apke pas options available hai ...now u can change easily in your nps application
Gujarat gov के कर्मचारियों को यह एक्सेस नहीं है! मैं खुद कर्मचारी हू! @@devashishrathore9309
Me gujrat che hu chenge to kiya hai dur lagta hai milega ki nahi 🤣🤣🤣
Mai chhatisgarh se hu hamare yaha employee ko nps aur ops me ak ko chunne ko kaha gya hai mai ops chuna hu to kya mai nps me invest kar sakta hu plz reply
Ops to bnd hogya hai 2004 se tumhe kese milgya
@@subhajitmalick7406 chhatisgarh me congress sarkan fir se chalu kiya hai bhai usme options diya tha ki ops lena hai ya nps
@@KULDEEPSINGH-hr1qm ohh good good. But i recommend don't go with nps If you getting ops. If you want good return then do sip. NPS will be locked till you are 60.and you won't even get full amount at your retirement.
Haa bilkul kr sakte hai lekin yaha apko khud se har mahine paise dalne hoge aaur yaha aapko TAX ke fayde nhi milege jb paise nikaloge .
Govt NPS- salary me se cut krke per month CEO/Collector ID se paise NPS me transfer krte hai jisko aap PRAN NUMBER se login krke dekh skte hai
@@anshuldubey7570 thank you
You are beautiful with good knowledge of investing. I am subscribe to 5 minute channel also madam
Lc 75 ko government employees k liye allow karna chahiye
मुजे ये समझ नही आया कि जैसे मेरी जॉब 30 की आगे में लगी। LC 50 मेंअगले 6 साल तक मेरा कॉन्ट्रिब्यूशन 50% इक्विटी में जायेगा बाकी का 50% G एंड C सेक्शन में। तो अगली बार जब मेरा इक्विटी पार्ट 2% कम होकर 48% होगा तो क्या उस महीने के कॉन्ट्रिब्यूशन में कम होगा या फिर पूरे 6 साल का टोटल कॉन्ट्रिब्यूशन जो हुआ है वह पूरा कम होकर पूरे फण्ड का 48% इक्विटी में लगेगा।
Jo amount deduct hoga uska 48% equity me
MLA ministers NPS lele.....hume OPS chahiye......
17 years servic karane par 4000 thousand pension bana hai ye kaise pension plan hai
And lumpsum kitna mila?
I'm state gov employee
They have invested in lic.
Can't see any details about returns.
What kind of joke is NPS
Jin states mey govt. Kabi NPS lagu kerti hai, fir Old pension scheme lagu kerti hai, or fir sey NPS lagu kerti hai to esey mey kya NPS mey kuch corpus ban bi paye ga ya nahi, kuch btaye ess barey mey
Ops ना कहीं लागू हुई है ना होगी क्योंकि जहां स्टेट govt लागू किया वहां वो govt. बजट से pention दे रहीं हैं ना कि nps में से
Armed forces ko alag🤔🥺😳🤯🤔
Matlab BSF ko alag rakha h
BSF is not a Armd force...it's a security force
Just talk of benefits.
No cons nps can't be better than ops
Koi bhi Prakar ki Nps hattao.
Nps loss for employees.
Sirf OPS zindabad
Explain how.. don’t just bark..
Kuch benefit nahi hai
Oore ore... To much good return in future....Pls pls advice all MLA MP s and Army s to take NPS instead of OPS.... hai hai... besare our MLA MP s.they are ullu gadai...don't know huge profits of NPS. NPS pension r just getting monthly 3000 ruppes as a pension in 2024
Pension depends on the amount put in the NPS account. So if someone didn't put in much, maybe they are getting 3K
They are getting 3K because they have v less tenure. Think about it, OPS was dissolved in 2004 at central govt level and much later in state govt level. Which means the first batch of retired personnel can come from 2032 onwards then how come some people say that they are getting pensions now? Its because they joined actual payroll of govt at a v high age!! This is not the fault of NPS and common tax payers of India should not be subsiding more OPS pensioners due to this!
Useless hai NPS