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My mom used to panic about bills getting paid because her job required her to have good credit. She was a security guard at the refineries. Shes 92 now. Long retired. So this has been going on for a long time.
But the same asshats that made the laws are how many trillions in debt? What a big big bunch of horseshit! Sick of humanity being screwed everywhere we turn!
I lost my job during the great recession crappy corp job after 20 years. Worked as a caregiver 10 years then got an office job when a 40 y.o. hired me with benefits and yeah im tired been at the doctors office a year and a half and im grateful at 71 working with all age groups.
Unfortunately, financial education is not readily accessible to Brown communities. I appreciate your encouragement to seek out this vital knowledge and bridge the gap. As that's no excuse in this age of immediate access via internet etc. It's a cultural obsession due to poverty of value in things. Poor people spend the rich invest
How does this trading /investing stuff work? I'm really interested but I just don't know how to go about it. I heard people really make it huge trading
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $240K across markets but don't know where to start
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Mrs Ornstein Lindsey" I've worked with her for some years and highly recommend her. Check if she meets your criteria.
Artificially inflated home and property values to extort home and property owners through artificially inflated personal property taxes lead to artificially inflated insurance costs and damage estimates.
My credit score is shite! I've been out of debt over 20 years, no payments for anything, pay cash for all the big stuff, even bought another house 2 yrs ago. Have cash stacked. What do I need a credit "score" for?
Did the same thing in 08 got completely dept free and never gave a sh## about my credit score. If I can't pay for it I don't need it. True freedom my friend.
Have had the rug pulled from under me a few times including a divorce. Been homeless twice. I was fired after a back injury on the job when I could no longer do the job. Owned a couple businesses after I was no longer able to punch a clock. No one care if you live or die. You are on your own..
oH .. a lot of the same, I went through. almost a carbon copy.. and to top it off, most my friends are dead already. It's not easy to find a really good suitable friend when your over 60.
I worked for a company that did this and more. They sent a form first to have employees sign to give them permission to check the credit. Then in a month, they told everyone to send in copies of transcripts and diplomas to prove education (HS and colleges) on resumes when they were hired, even years/decades prior. Then they wanted everyone to send in copies of marriage and birth certificates to prove that the dependents claimed on Health Ins. were legitimate. I heard they actually caught some fraud on that last one. Do not know repercussions on the others. Never heard of anyone actually losing a job. It all seemed like a giant witch hunt. My suspicion is they did this for the whole company but really were trying to target certain people.
Hertz car rental started doing all that when I worked there. I never had an issue, but it was intrusive as hell. I quit after 7 years. I work for a much more employee friendly company now.
@@georgemcdonough4075 Wow 😯, car rental used to be a good industry. In the 1970's and 1980's when the major Auto manufacturers owned the various car rental companies.
Hold on. Yes ,people do lose their jobs big time!!! I had a co worker who's husband died in an accident atwork. When she went to HR to claim next of kin as his wife.. the company said that her husband had listed another woman as his WIFE on his benefits and had a marriage certificate to show as proof.He was a bigamist! The company paid for health insurance for this alleged other wife till she passed away!! So the employer was being scammed by for insurance benefits to be paid for a non spouse. Another person I knew lost a job ofv15 years. Because HR found out she had put a person down as a husband on her insurance and it was a lie. Just better to tell tge truth and live in peace.
I'm 65 years old. My credit report is blank. BLANK! I've never taken a loan nor had a credit card. I've never bought anything on 'time' nor have I ever rented anything. I haven't done any business with banks in 43 years. I've never joined Facebook or Twitter or any other vapid social site... I'm proud that my credit score is zero. What do I do for a living you might ask? Well, that's none of your business. And that's the point. I'm not a slave like you...
We were in the nearest city on a different side of town yesterday for an appointment. We went into a walmart just to get shampoo. The entire store had all anniuncements and music in Spanish. They were giving away cupcakes decorared with the Venezuelan flag. I have lived in South Texas all my 68 years and have never been in a Walmart where there was zero English, not even at the border towns. This was in NE San Antonio .
40 years ago I was working for the Southern California Gas Company. It's a closed union shop using collective bargaining agreements for wage and benefit negotiations. I knew coworkers who got divorced and had credit/debt problems from their divorces. Those people told me that the company had supervision call them in for discussions about their credit/debt issues. Yes, you can be fired, demoted or given bad reviews where your career is stifled or ended for bad credit. I had an 832 credit score and stayed single to avoid those problems.
I worked for Mosler doing bank security systems. , Our finances were subject to scrutiny. we had a very large bonding so bad finances were a risk. I kind of thank them for this because I have managed my finances responsibly ever since.
None of these electronic systems are safe. A while back at Meijer doing a self checkout my scanner was picking up scans from a scanner on the other side kitty corner from me. Told the attendant she was honestly shocked. So check your receipts. Made me wonder if my card info was floating around the cyber space of the store.🤔
Georgia, where I live, is an "at will" state. I was shocked when I found out I could be fired/downsized/etc. at someone's whim. I retired the very day I was eligible for my company's retirement benefits!
My dad told over and how important a credit score would be so i believed him and I have a super duper score and I'm really a poor old lady but I was taugjt about the cred8t game. I even took my sons credit from 💩 to 🌈 and he was amazed. I'm a master at 65 😊
I have very good credit at 77 on $1300 a month...possible because my house is paid. I just pay everything on time or earlier and waste nothing, But I'm tired of living month to month and my mind is tired of thinking about pennies. It would be nice to stop being afraid of every little mistake.
@@DeannaClark-oo9ut I can relate. Being hypervigilant our whole adult lives is bad for peace of mind. Wish I had been more reckless (or at least relaxed) in my youth. No way to get that time back. Now I take solace in surrounding myself with beauty, keeping my mind and body active and look forward to the day when I can adopt another furry creature to love on. I hope today brings you many blessings, Deanna.
Actually, this is nothing new. I worked for a bank back in the 80’s and the same rules applied. One of my coworkers was fired because her own “personal” account was overdrawn too much 😮.
When I was starting a contract with a government corporation that dealt with the military, their HR department saw a collection item on my credit history and asked what I was going to do about it. I was thinking silently "not a darned thing", but that wasn't the answer they were looking for, so I had to follow up and clear it up. Since I wasn't a full-time employee at that place, I was taken aback when they had bothered to check out my credit history. As it turned out, their management had a lot of confusion about treating contractors differently than regular employees across the board, though.
Thank you to our host. I can see the logic of someone being vulnerable who desperately need funds from any source. We can imagine someone with access to private customer information.
Almost happened to me. Back when the pandemic started the stock market crashed. I have a mortgage free home. They offered me a $500K line of credit at 2.5%. I invested it all in the market at the bottom. However this borrowed $500K dropped my credit score from 650 to 560 the next month. Fortunately my boss is a man who plays the stock market, and thought my plan was a great idea. Otherwise I could have been fired.
All jobs are at will . Will I show up on time, will I show up everyday and will I do everything required. Then you have to worry about will I get laid off, will I get fired and will I get paid.
If you have a job with security clearance, you can be fired for poor credit because you could be subject to extortion or blackmail if your finances are bad.
Meanwhile the devastation in North Carolina and Tennessee is more widespread and horrendous. But because their homes and property aren't as overpriced as Florida, they are being overlooked by the media.
I agree with this strategy - I see so many instances of theft in private and local govt. I also feel bad for this particular person as there are def instances when people go through a hard time - medical, divorce, etc. So many people are so much in debt that theft has skyrocketed out of control so I can understand that companies need to tighten internal controls and policies
I don't care I was disqualified from the military .was not accepted. I went to unless took all the tests and then they sent me a letter saying I was not qualified
What happened to me is that my worked pretty much dried up. The movie industry has tanked. So I haven't worked much in the last two years because of the strikes. So things have been rough. I'm still keeping my head above water. I'm glad I saved money, and I've had to live on that money. So if people are having a hard time it's pretty crappy that we're judged by the credit report. I think it's ridiculous!!
I might point something out to you. Businesses are closing up all across the nation. Just today, I heard that 7-eleven is closing all their stores. Whirlpool went bankrupt. So did Red Lobster. Businesses are shedding people any way they can. If your looking for a decent job, good luck. Employers seem to think like this administration. They don't follow the very laws they helped to create. But people will remember this when we hit depression levels and we're not far from it now. You can only break trust so much and after that, no one will trust you. Companies are doing that now. Over ten million men are reported as no longer working in the US. But what they're not telling people is that even though hiring signs are out in front of businesses everywhere, they're not hiring citizen workers. They're hiring migrants workers to replace the citizen workers. You can send hundreds of resumes out only to get maybe one or two call backs. Everyone is reporting on this in video comments. But these migrants workers aren't here to stay. They can come across the border, work a couple of years and move back to their native land and retire. I've seen it happen on multiple occasions. When they leave, where will that leave employers? Yeah. And to add insult to injury, they steal while they're here. I've not been there, but I've heard NYC is terrible right now. Makes one wonder if this administration is in league with the cartels in Mexico.
The big blue states are definitely in league with the cartels, and are using the 20 milion illegals who have come across the Mexican border to illegally register to vote! And the cartels are bringing in unaccompanied minors to traffic, also!
I get very disturbed when I read or watch how these hop the border people scam America and they are allowed to do so!! Our vote will change things on Nove 5th!
The law is called At Will employment. You or I can be fired for no reason. You or I can also resign for no reason. It’s a foundational concept that is meant to reserve freedom. Probably at the management level the employer needs more reason to let a manager go to avoid legal repercussions.
I worked before for DoD with clearance and if you have a bad credit, you will be terminated or contract revoked. They consider you as a high risk for being bribe.
@@Noworries-PU7ye I don’t want to be a politician. I’ve never known any politician that doesn’t lies. Plus nowadays, you’ll gonna get all the dirt thrown at you, even if it’s not your dirt.
It's particularly hilarious to me that EVs pollute more on the tire front, the particles and all that. And you know you don't have to do much dmg to EVs to total them, I am not surprised that insurance companies look at them differently. The battery gets punctured you're looking at 20k right off the bat, not including fixing the actual car.
Delete Me sounds like an advertisement for a new mob. Get deleted today! But wait!! There's more! For a limited time we will delete two for the price of one 😆
The set the laws in opposition, where you’re always in a catch-22. Like job requires good credit you haven’t had a job to establish credit. Therefore catch-22.
I understand your statement that you'd rather explain yourself upfront - but that is only true if you want to keep working for that company which is willing to fire you over your credit rating. If you can find a better job or prefer to work for a company that won't do that, there's no need to explain yourself.
They got fired for any number of reasons which weren't stated. They were looking for an excuse. They simply did not want that person around any longer.
This is not a new thing. It depends on the level of employment or status of your position. Particularly, management position. Bad credit can affect your position in your job and ability to be hired into a position. Ordinarily, people interviewing for a high visibility posts can be subjected to a credit review.
Objectivity says that you get hired because you can perform a task or group of tasks. You are kept because you perform that job well. It has nothing to do with personal credit history. People have become divorced from reality. Subjectivity is running rampant among lots of people these days.
@patrickvernon4766 what kind of work do you do? What's your educational level? Perhaps we can designate you a useless eater and solve the problem one at a time.
They got rid of them at my local Walmart. Drugs and prostitution got a little too pervasive, not to mention the trash that was just tossed to the wind. They still allow semi-truck drivers to take a few hours of nap time, but that's it.
I went to the Honda dealership last Saturday. It was totally empty - not one person looking to buy a car. Right there, that is the truest sign of a destroyed economy.
Crazy I was at a Honda dealership the other day and it was busy , between my brother buying a motorcycle and the handful of people looking and or doing business I was surprised to see it that busy . Guess it really depends on where.
Interesting fact about Florida's congressional delegation: Before the pre-election vacation/recess, all the Florida Republicans in Congress voted NO on a request to increase FEMA's disaster assistance fund. I know the governors of North Carolina and Georgia declined (for now) FEMA assistance as they feel they have enough state and local resources to handle the damage from hurricane Helene; I wonder what DeSantis has planned for Florida. Interesting that 1.4 million chickens were saved from becoming "homeless", but it also means that they are assured of "certain demise" in the near future. ☹
Being in a position to stay part time in a huge corporation, I've found it to have some benefits. Not being subject to "reviews" and all that 🐴 shit, staying just outside the boundries of certain obligations. They can still can me of course. I've found that I'm on the outer reaches of their radar. Such as - we need to can that high salary guy.. besides that - just too much internal drama for me.
Firing someone for a random credit checkup could open the employer to wrongful termination to discriminate against an employee unless it was disclosed at the time of employment. Employers, such as the government and military, have policies on credit standing known by the employees. Otherwise, firing an existing employee for a credit check could be perceived as discrimination. I know what you're saying companies are looking to get rid of people, but they're putting themselves at risk for wrongful termination lawsuits, in California at least. Did they inform their employees they would be doing random credit checks and would have to meet a credit standard? During the GFC some of my clients in short sales were military and government personnel and if they had a foreclosure on their credit report it would impact their jobs negatively. There was a lot of pressure to make those short sales work because a short sale was acceptable, whereas a foreclosure was not. California is the most consumer-friendly state and employees are consumers.
I know atm workers that handle tens of thousands of dollars in cash. I see them and you know, their credit scores can’t be that great. You don’t see them getting fired.
15 or so years ago, I accepted a voluntary lay-off at age 52 during the Great Recession. Stressful at the time. Been mostly retired ever since. If I could do it over again, I absolutely would!
Same here. Offered early retirement at age 60 during the great recession, and took it. Seven months later, I got a call to come back part-time doing my old job for more money. Did it for two-years, fully retired now.
$345 billion? For dear old Milton taking a walk through Florida? Well, if the swampland weren't so bloody over-priced, if the folks there hadn't been building houses-mansions-McMansions, motels, hotels, entertainment parks, and EXTREMELY PRICEY nursing homes, it wouldn't be that amount. I mean, really, didn't those developers in the '60s, '70s, and '80s notice the fine tropical weather with Coriolis storms passing by every two or three years? Over-priced, irresponsible planning, and our dear old friends GREED, PRIDE, and ENVY turned Florida from a mosquito-infested swamp into a Paradise built in Hell. Thanks to Mama Nature, who doesn't give a fig leaf for her "children". Well, storm-water under the demolished bridge. Truth and consequences. (By and by, I live in Puerto Rico, and had to enjoy darling María in '17 and all the gifts she left. Because I didn't have the wherewithal to do anything. And I live in a concrete-block shack.)
Well Dan is telling you like it is folks: he's Not about to sugar coat it for your delicate ears... As an example: the dreaded 'D" word is the greatest destroyer of wealth ever invented i.e. especially for the man as the laws are engineered (stacked) against the man to dole out every thing to the little ole lady from Pasadena , if you get my drift... Yes and then there's the 'at will' clause in your job acceptance document... They can fire you without even having to tell you why... Even your race, age, education, work history (performance as a good little slave who did every thing you were told , often without pay just to keep your job from evaporating) can't save you from being thrown out on the bricks with barely the shirt on your back... Always be prepared for the worst, when you least expect it: that's when it happens... Like the classic misery loves company at the bar song says' You picked a fine time to leave me Lucille...'.
Since fema can't or won't do their job, how about we just disband that entire department and send them home. The locals reportedly do the operations better, so, let's hire them instead.
![Understanding Marxism: Q&A with Richard D. Wolff [June 2019]](http://i.ytimg.com/vi/eU-AkeOyiOQ/mqdefault.jpg)
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Not only can you be fired for bad credit or owing child support, but you will also not be considered for employment, housing, etc..
Where is the link for the ⛽️ class action
My mom used to panic about bills getting paid because her job required her to have good credit. She was a security guard at the refineries. Shes 92 now. Long retired. So this has been going on for a long time.
yes, for some jobs, but in the last 20 years, it's all jobs.
They would not hire my friend because he had bad credit. He ended up filling bankruptcy
id think companies would want you to have bad credit so you're more dependent on your job aka they have more power over you
Too often people neglect to get a receipt….I always ask for a receipt in case there is any issue with my credit card
But the same asshats that made the laws are how many trillions in debt? What a big big bunch of horseshit! Sick of humanity being screwed everywhere we turn!
@@teressashaffer2148 and what did you do to stop it?
Evil pieces of garbage😅
@@jakobausterlitz8102what did you do?
I don't care I don't work government subsidies. I have no debt
Oh my gosh....you are so right!
I lost my job during the great recession crappy corp job after 20 years. Worked as a caregiver 10 years then got an office job when a 40 y.o. hired me with benefits and yeah im tired been at the doctors office a year and a half and im grateful at 71 working with all age groups.
Dan🤝
Brother you nailed it when I got my divorce back in 1994 I hit the pavement like a sack of eggs , hard times made me a better man .🙏🏼
Glad to hear that you are a better man. We need more like you in this world!
Unfortunately, financial education is not readily accessible to Brown communities. I appreciate your encouragement to seek out this vital knowledge and bridge the gap. As that's no excuse in this age of immediate access via internet etc. It's a cultural obsession due to poverty of value in things. Poor people spend the rich invest
My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust
How does this trading /investing stuff work? I'm really interested but I just don't know how to go about it. I heard people really make it huge trading
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $240K across markets but don't know where to start
please is there any way to reach out to any professional services? I work 3 jobs, about to retire and trying to start my retirement investment
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Mrs Ornstein Lindsey" I've worked with her for some years and highly recommend her. Check if she meets your criteria.
Artificially inflated home and property values to extort home and property owners through artificially inflated personal property taxes lead to artificially inflated insurance costs and damage estimates.
So people are paying these prices. so obviously people have money.
My credit score is shite! I've been out of debt over 20 years, no payments for anything, pay cash for all the big stuff, even bought another house 2 yrs ago. Have cash stacked. What do I need a credit "score" for?
Don’t need credit if all has been paid. Good for you!
This is about employment fyi not who has what 💵💵💵stacked…thanks for sharing tho😂bro💚
I paid off my house - Sold it. Because the mortgage account is paid, it dropped off my credit report AND dropped my credit score MINUS 39 points…………
Credit scores are a complete scam
@@allen_pright it’s a stay in debt score
Another credit score driven sheeple.
Did the same thing in 08 got completely dept free and never gave a sh## about my credit score. If I can't pay for it I don't need it. True freedom my friend.
I have no debt and I keep watching my credit score drop.
Have had the rug pulled from under me a few times including a divorce. Been homeless twice. I was fired after a back injury on the job when I could no longer do the job. Owned a couple businesses after I was no longer able to punch a clock. No one care if you live or die. You are on your own..
Sad but true. God never will abandon you, take it to Him!
oH .. a lot of the same, I went through. almost a carbon copy.. and to top it off, most my friends are dead already. It's not easy to find a really good suitable friend when your over 60.
Not true at all, many care to the extreme, they will go way out of their way to stab you in the back.
So True so true
@@tommak6516 yup, backstabbers, is no shortage.
I worked for a company that did this and more. They sent a form first to have employees sign to give them permission to check the credit. Then in a month, they told everyone to send in copies of transcripts and diplomas to prove education (HS and colleges) on resumes when they were hired, even years/decades prior. Then they wanted everyone to send in copies of marriage and birth certificates to prove that the dependents claimed on Health Ins. were legitimate. I heard they actually caught some fraud on that last one. Do not know repercussions on the others. Never heard of anyone actually losing a job. It all seemed like a giant witch hunt. My suspicion is they did this for the whole company but really were trying to target certain people.
Hertz car rental started doing all that when I worked there. I never had an issue, but it was intrusive as hell. I quit after 7 years. I work for a much more employee friendly company now.
Where was this in North Korea ?? 😂😂😂
@@NEILBAGELSTEIN123 USA
@@georgemcdonough4075
Wow 😯, car rental used to be a good industry. In the 1970's and 1980's when the major Auto manufacturers owned the various car rental companies.
Hold on. Yes ,people do lose their jobs big time!!! I had a co worker who's husband died in an accident atwork. When she went to HR to claim next of kin as his wife.. the company said that her husband had listed another woman as his WIFE on his benefits and had a marriage certificate to show as proof.He was a bigamist!
The company paid for health insurance for this alleged other wife till she passed away!! So the employer was being scammed by for insurance benefits to be paid for a non spouse.
Another person I knew lost a job ofv15 years. Because HR found out she had put a person down as a husband on her insurance and it was a lie. Just better to tell tge truth and live in peace.
A lawyer told me that he hardly does a divorce without doing a bankruptcy !
Wow, you finally reached 300 K Subs.
I'm 65 years old. My credit report is blank. BLANK! I've never taken a loan nor had a credit card. I've never bought anything on 'time' nor have I ever rented anything. I haven't done any business with banks in 43 years. I've never joined Facebook or Twitter or any other vapid social site... I'm proud that my credit score is zero. What do I do for a living you might ask? Well, that's none of your business. And that's the point. I'm not a slave like you...
And you have never flown or rented a hotel.
@@lovly2cu725 nope. I've never been fingerprinted either...
@@lovly2cu725 nope. Never been fingerprinted either
Interesting , Thank You for another fine video. Thank You for showing such pretty scenery
Thanks again for the beautiful scenery
We were in the nearest city on a different side of town yesterday for an appointment. We went into a walmart just to get shampoo. The entire store had all anniuncements and music in Spanish. They were giving away cupcakes decorared with the Venezuelan flag. I have lived in South Texas all my 68 years and have never been in a Walmart where there was zero English, not even at the border towns. This was in NE San Antonio .
I've been in Towns where I thought I was in another country. It's getting bad.
That is very disturbing!
Odd, the Walmarts here in the East Valley don't do that (AZ), perhaps the ones in Tucson do
WOW!!!! Really?!?!?
Welcome to everybody else’s country not our own anymore…🫵🏻🤷♂️😎
Feels like the twilight zone
Good on you for waking people up. Most have no clue where everything is going and it aint good.
40 years ago I was working for the Southern California Gas Company. It's a closed union shop using collective bargaining agreements for wage and benefit negotiations. I knew coworkers who got divorced and had credit/debt problems from their divorces. Those people told me that the company had supervision call them in for discussions about their credit/debt issues. Yes, you can be fired, demoted or given bad reviews where your career is stifled or ended for bad credit. I had an 832 credit score and stayed single to avoid those problems.
It is VERY easy to have the most expensive hurricane in history whenever rebuilding costs are not adjusted for INFLATION and CURRENCY DEBASEMENT.
@@samuelgaver7757 truth...the insurance industry is doomed
I worked for Mosler doing bank security systems. , Our finances were subject to scrutiny. we had a very large bonding so bad finances were a risk. I kind of thank them for this because I have managed my finances responsibly ever since.
None of these electronic systems are safe. A while back at Meijer doing a self checkout my scanner was picking up scans from a scanner on the other side kitty corner from me. Told the attendant she was honestly shocked. So check your receipts. Made me wonder if my card info was floating around the cyber space of the store.🤔
There's fired...but what about not getting hired
Check to see if your State is an "at-will" State concerning employment.
Wisucksin is, where I live.
Georgia, where I live, is an "at will" state. I was shocked when I found out I could be fired/downsized/etc. at someone's whim. I retired the very day I was eligible for my company's retirement benefits!
See Article today in The San Diego Union-Tribune:
"Homelessness along the San Diego River hits its highest total yet "
You're correct! Power plants, refineries, IT, government suppliers. Also certain insurance policies need good credit .
My dad told over and how important a credit score would be so i believed him and I have a super duper score and I'm really a poor old lady but I was taugjt about the cred8t game. I even took my sons credit from 💩 to 🌈 and he was amazed. I'm a master at 65 😊
I have very good credit at 77 on $1300 a month...possible because my house is paid. I just pay everything on time or earlier and waste nothing, But I'm tired of living month to month and my mind is tired of thinking about pennies. It would be nice to stop being afraid of every little mistake.
@@DeannaClark-oo9ut I can relate. Being hypervigilant our whole adult lives is bad for peace of mind. Wish I had been more reckless (or at least relaxed) in my youth. No way to get that time back. Now I take solace in surrounding myself with beauty, keeping my mind and body active and look forward to the day when I can adopt another furry creature to love on. I hope today brings you many blessings, Deanna.
I haven't had or needed a credit card in over a decade. My credit score sucks. Don't care
Right on.
Same. I don't use this backward credit system. Home, cash. Truck, cash. Car, cash. If I can't afford it, I don't have it! Simple.
Bless you. You don't need the credit stress.
I LOVE OVERCAST WEATHER DAN !! I live in Phoenix, Arizona & I wish we had LOTS MORE days like that !! : )
No kidding. it's so hot there
@@Noworries-PU7ye Yeah for real.
I left P Phoenix 3_weeks ago.
Thanks for the updates
Actually, this is nothing new. I worked for a bank back in the 80’s and the same rules applied. One of my coworkers was fired because her own “personal” account was overdrawn too much 😮.
When I was starting a contract with a government corporation that dealt with the military, their HR department saw a collection item on my credit history and asked what I was going to do about it. I was thinking silently "not a darned thing", but that wasn't the answer they were looking for, so I had to follow up and clear it up. Since I wasn't a full-time employee at that place, I was taken aback when they had bothered to check out my credit history. As it turned out, their management had a lot of confusion about treating contractors differently than regular employees across the board, though.
You need to tell all of us witch insurance co.would be the the cheapest and the best bang for our buck,thanks Dan your the man.
Thank you to our host. I can see the logic of someone being vulnerable who desperately need funds from any source. We can imagine someone with access to private customer information.
Thanks for the motivation Dan. I’ve finally started my channel covering economic news.
Never fired for credit. i stand a 838 right now.
Almost happened to me. Back when the pandemic started the stock market crashed. I have a mortgage free home. They offered me a $500K line of credit at 2.5%. I invested it all in the market at the bottom. However this borrowed $500K dropped my credit score from 650 to 560 the next month. Fortunately my boss is a man who plays the stock market, and thought my plan was a great idea. Otherwise I could have been fired.
Thank you for the beautiful backgrounds
Dan you almost have 300k subscribers 😳👍🏻
All jobs are at will . Will I show up on time, will I show up everyday and will I do everything required. Then you have to worry about will I get laid off, will I get fired and will I get paid.
Good luck trying that where I work. UAW strong !!!
If you have a job with security clearance, you can be fired for poor credit because you could be subject to extortion or blackmail if your finances are bad.
Or if you get arrested
@@Noworries-PU7ye True. Any arrest has to be reported immediately.
@@ericl452 that's why I'm glad I'm retired. I don't work any longer.
Meanwhile the devastation in North Carolina and Tennessee is more widespread and horrendous. But because their homes and property aren't as overpriced as Florida, they are being overlooked by the media.
I agree with this strategy - I see so many instances of theft in private and local govt. I also feel bad for this particular person as there are def instances when people go through a hard time - medical, divorce, etc. So many people are so much in debt that theft has skyrocketed out of control so I can understand that companies need to tighten internal controls and policies
The realist shyt you said is these jobs are not your friend. Keep moving forward. 💯
Good content, this does happen.
In the military, you can be denied a Top Secret Clearance if you have bad credit. At least that was back in the good old days. Who knows now.
I don't care I was disqualified from the military .was not accepted. I went to unless took all the tests and then they sent me a letter saying I was not qualified
now the commander in chief can have bad credit
What happened to me is that my worked pretty much dried up. The movie industry has tanked. So I haven't worked much in the last two years because of the strikes. So things have been rough. I'm still keeping my head above water. I'm glad I saved money, and I've had to live on that money. So if people are having a hard time it's pretty crappy that we're judged by the credit report. I think it's ridiculous!!
I might point something out to you. Businesses are closing up all across the nation. Just today, I heard that 7-eleven is closing all their stores. Whirlpool went bankrupt. So did Red Lobster. Businesses are shedding people any way they can. If your looking for a decent job, good luck. Employers seem to think like this administration. They don't follow the very laws they helped to create. But people will remember this when we hit depression levels and we're not far from it now. You can only break trust so much and after that, no one will trust you. Companies are doing that now. Over ten million men are reported as no longer working in the US. But what they're not telling people is that even though hiring signs are out in front of businesses everywhere, they're not hiring citizen workers. They're hiring migrants workers to replace the citizen workers. You can send hundreds of resumes out only to get maybe one or two call backs. Everyone is reporting on this in video comments. But these migrants workers aren't here to stay. They can come across the border, work a couple of years and move back to their native land and retire. I've seen it happen on multiple occasions. When they leave, where will that leave employers? Yeah. And to add insult to injury, they steal while they're here. I've not been there, but I've heard NYC is terrible right now. Makes one wonder if this administration is in league with the cartels in Mexico.
Well either way for all practical purposes they are.
The government is always hiring. It's how they get the job numbers up. Take a civil service exam.
7/11isn't closing their stores, they are being pursued by Coche Tard for a buyout.
The big blue states are definitely in league with the cartels, and are using the 20 milion illegals who have come across the Mexican border to illegally register to vote! And the cartels are bringing in unaccompanied minors to traffic, also!
I get very disturbed when I read or watch how these hop the border people scam America and they are allowed to do so!! Our vote will change things on Nove 5th!
The law is called At Will employment. You or I can be fired for no reason. You or I can also resign for no reason. It’s a foundational concept that is meant to reserve freedom. Probably at the management level the employer needs more reason to let a manager go to avoid legal repercussions.
Yep it has been a problem for years. CT made a law a few years ago making it illegal for employers to do credit checks on employees.
I worked before for DoD with clearance and if you have a bad credit, you will be terminated or contract revoked. They consider you as a high risk for being bribe.
Become a Congressman
@@NineInchTyroneno government subsidies. You can't be a congressman unless you play the games. You also have to be very wealthy.
@@Noworries-PU7ye I don’t want to be a politician. I’ve never known any politician that doesn’t lies. Plus nowadays, you’ll gonna get all the dirt thrown at you, even if it’s not your dirt.
@@rolliecardema8672 yep totally agree
At 15:30 about card use notifications, It makes zero sense to not use only cards/banks that do this. Knowing immediately is very helpful.
It's particularly hilarious to me that EVs pollute more on the tire front, the particles and all that. And you know you don't have to do much dmg to EVs to total them, I am not surprised that insurance companies look at them differently. The battery gets punctured you're looking at 20k right off the bat, not including fixing the actual car.
There should be a credit check for those people that have access to sensitive information and have control over others.
Delete Me sounds like an advertisement for a new mob. Get deleted today! But wait!! There's more! For a limited time we will delete two for the price of one 😆
The set the laws in opposition, where you’re always in a catch-22. Like job requires good credit you haven’t had a job to establish credit. Therefore catch-22.
So if someone has no debt, do they zero credit and can lose their job, isn’t right.
I understand your statement that you'd rather explain yourself upfront - but that is only true if you want to keep working for that company which is willing to fire you over your credit rating. If you can find a better job or prefer to work for a company that won't do that, there's no need to explain yourself.
Agreed
Oh goodness this is so awful. Must achieve financial independence and leave not only the workforce but also the country
Thanks Dan! 👍
20 YEARS AGO.....Been there and was done to
They got fired for any number of reasons which weren't stated. They were looking for an excuse. They simply did not want that person around any longer.
Be self employed...dear God find something you love and do IT.
LIVE simply.
Get rid of STUFF.
Keep your pet.
Plan.
Keep IT clean.
This is not a new thing. It depends on the level of employment or status of your position. Particularly, management position. Bad credit can affect your position in your job and ability to be hired into a position. Ordinarily, people interviewing for a high visibility posts can be subjected to a credit review.
Does the President get a credit check?
DAN! Where is the freaking sunshine and where are the waves? You need to include surfing in your videos more often. NLT NV.
AT WILL employees can be fired for ANY reason!!!!!!!!!!!
Except for federally protected reasons, race, gender, age etc.
You are right about that
If a company is assessing risk and an employee has bad credit, they could be deemed a credit risk. Use it as a reason to let people go.
I see nothing wrong with what DeSantis said if people steal and get shot it's their own fault, he was just telling them up front what could happen.
And that is always what happens if you steal and loot in FL! which is why the looters loot in Marxist blue states, then come to FL to spend it!
Objectivity says that you get hired because you can perform a task or group of tasks. You are kept because you perform that job well. It has nothing to do with personal credit history. People have become divorced from reality. Subjectivity is running rampant among lots of people these days.
Dan, The ones saying Your doom and gloom will have to learn the hard way instead of learning from others. 👍
Bob and you look like you could be brothers
The Walmart parking lot is filling up of homeless car dwellers something has to change
@patrickvernon4766 what kind of work do you do? What's your educational level? Perhaps we can designate you a useless eater and solve the problem one at a time.
They got rid of them at my local Walmart. Drugs and prostitution got a little too pervasive, not to mention the trash that was just tossed to the wind. They still allow semi-truck drivers to take a few hours of nap time, but that's it.
IT WILL … but ONLY if YOU VOTE YOUR POCKETBOOK, Patrick
Insurance companies 'know' that there are going to be catastrophic weather/earthquake events in the future so they are getting out of the way.
I went to the Honda dealership last Saturday. It was totally empty - not one person looking to buy a car.
Right there, that is the truest sign of a destroyed economy.
Crazy I was at a Honda dealership the other day and it was busy , between my brother buying a motorcycle and the handful of people looking and or doing business I was surprised to see it that busy . Guess it really depends on where.
Unbelievable. People unwilling to spend $30k on an imported car. What is this world coming to?
Interesting fact about Florida's congressional delegation: Before the pre-election vacation/recess, all the Florida Republicans in Congress voted NO on a request to increase FEMA's disaster assistance fund. I know the governors of North Carolina and Georgia declined (for now) FEMA assistance as they feel they have enough state and local resources to handle the damage from hurricane Helene; I wonder what DeSantis has planned for Florida. Interesting that 1.4 million chickens were saved from becoming "homeless", but it also means that they are assured of "certain demise" in the near future. ☹
Being in a position to stay part time in a huge corporation, I've found it to have some benefits. Not being subject to "reviews" and all that 🐴 shit, staying just outside the boundries of certain obligations.
They can still can me of course. I've found that I'm on the outer reaches of their radar. Such as - we need to can that high salary guy.. besides that - just too much internal drama for me.
In law enforcement, you will not get a job with bad credit.
Good 😅😂
Firing someone for a random credit checkup could open the employer to wrongful termination to discriminate against an employee unless it was disclosed at the time of employment. Employers, such as the government and military, have policies on credit standing known by the employees. Otherwise, firing an existing employee for a credit check could be perceived as discrimination. I know what you're saying companies are looking to get rid of people, but they're putting themselves at risk for wrongful termination lawsuits, in California at least. Did they inform their employees they would be doing random credit checks and would have to meet a credit standard? During the GFC some of my clients in short sales were military and government personnel and if they had a foreclosure on their credit report it would impact their jobs negatively. There was a lot of pressure to make those short sales work because a short sale was acceptable, whereas a foreclosure was not. California is the most consumer-friendly state and employees are consumers.
It is absolutely impossible to spell the word HATRED without using the letters in REDHAT. Greetings from Canada
I know atm workers that handle tens of thousands of dollars in cash. I see them and you know, their credit scores can’t be that great. You don’t see them getting fired.
There is no such thing as trading to get rich if it were truth there is no poor working class.
15 or so years ago, I accepted a voluntary lay-off at age 52 during the Great Recession. Stressful at the time.
Been mostly retired ever since. If I could do it over again, I absolutely would!
Same here. Offered early retirement at age 60 during the great recession, and took it. Seven months later, I got a call to come back part-time doing my old job for more money. Did it for two-years, fully retired now.
What if you're somebody like me who has NO credit?
$345 billion? For dear old Milton taking a walk through Florida? Well, if the swampland weren't so bloody over-priced, if the folks there hadn't been building houses-mansions-McMansions, motels, hotels, entertainment parks, and EXTREMELY PRICEY nursing homes, it wouldn't be that amount. I mean, really, didn't those developers in the '60s, '70s, and '80s notice the fine tropical weather with Coriolis storms passing by every two or three years?
Over-priced, irresponsible planning, and our dear old friends GREED, PRIDE, and ENVY turned Florida from a mosquito-infested swamp into a Paradise built in Hell. Thanks to Mama Nature, who doesn't give a fig leaf for her "children". Well, storm-water under the demolished bridge. Truth and consequences. (By and by, I live in Puerto Rico, and had to enjoy darling María in '17 and all the gifts she left. Because I didn't have the wherewithal to do anything. And I live in a concrete-block shack.)
Georgia is a right to work state. Employers can fire the employee for ANY reason.
Dannnnnnnnnnn,are you running filters? Looking good my man.
I hire in in the morning and quit in the evening. Never ever expect your job to last more than one day!
Will they check congress credit too?
This crazy they dont want anyone to work. Okay then steal from them?
Well Dan is telling you like it is folks: he's Not about to sugar coat it for your delicate ears... As an example: the dreaded 'D" word is the greatest destroyer of wealth ever invented i.e. especially for the man as the laws are engineered (stacked) against the man to dole out every thing to the little ole lady from Pasadena , if you get my drift... Yes and then there's the 'at will' clause in your job acceptance document... They can fire you without even having to tell you why... Even your race, age, education, work history (performance as a good little slave who did every thing you were told , often without pay just to keep your job from evaporating) can't save you from being thrown out on the bricks with barely the shirt on your back... Always be prepared for the worst, when you least expect it: that's when it happens... Like the classic misery loves company at the bar song says' You picked a fine time to leave me Lucille...'.
'My people perish for lack of knowledge'
BTC🧡
Yes, I was in management and a PIP is “documentation” and is a critical step showing involved employee was made aware and given a chance to improve
Ty
WHEN Ephraim spake trembling, he exalted himself in Israel;
but when he offended in Baal, he died. AV1611, the prophet Hosea
Can we fire the federal government for being trillions in debt.
Since fema can't or won't do their job, how about we just disband that entire department and send them home. The locals reportedly do the operations better, so, let's hire them instead.