How I Save Money on Low Income | frugal living tips that ACTUALLY work

แชร์
ฝัง
  • เผยแพร่เมื่อ 5 ส.ค. 2024
  • Go to our partner trymintmobile.com/mariela to get premium wireless for as low as $15 a month.
    Now, for a LIMITED TIME ONLY - sign up to get 50% OFF the Unlimited Plan. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using over 40GB mo. will experience slower speeds with video streams at ~480p. Restrictions apply. See terms here.
    Magnetic Menu Board: amzn.to/3KQVykn
    Shop my Amazon Store: www.amazon.com/shop/marielame...
    My E-Book: How to Declutter Your Home: A Simple Guide to a Clutter Free Life: koji.to/k/6OF1
    🌻 WATCH NEXT:
    Decluttering Parents Hoarder House: • Hoarder Garage Declutt...
    Decluttering Motivation Playlist: • EXTREME WARDROBE DECLU...
    🌻 FOLLOW ME:
    IG: / justmariela_m
    🌻BUSINESS/COLLABORATIONS: mmerino143@gmail.com
    About:
    I'm Mariela, my goal is to help you simplify your life with less so you can focus on what matters.
    Subscribe for weekly tips and inspiration on living your best life more intentionally: th-cam.com/users/marielamerino?sub_...
    This video is not sponsored. Description may contain affiliate links. Any money made off of affiliate links will be used to invest back in to my channel. Thank you for your support! x *
  • ภาพยนตร์และแอนิเมชัน

ความคิดเห็น • 58

  • @imWillJ
    @imWillJ 11 หลายเดือนก่อน +34

    another tip : supporting friends and family, when people support each other then it lightens the load that an individual had to carry.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +3

      great tip!

    • @donnnaread6947
      @donnnaread6947 11 หลายเดือนก่อน +2

      Ohhhh yes wonderful words Thank you x

  • @georginagowland6084
    @georginagowland6084 11 หลายเดือนก่อน +17

    Here in the UK, near where I live, we have repair cafés where you can get stuff repaired for a donation of an amount you can afford. As it's run by volunteers they will do repairs for free if you are really struggling financially. I had all of my scissors sharpened for a £5 donation. It's a great community project.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +1

      wow i love that! wish we had that here.

    • @beth3535
      @beth3535 11 หลายเดือนก่อน

      Love it!

  • @beth3535
    @beth3535 11 หลายเดือนก่อน +12

    Buy used. Clothes. Books. Appliances (refurbished).
    Use reduced amounts: shampoo, detergent, recipe ingredients, meat.
    Limit shopping exposure.
    Improve your health and energy. Don’t buy stuff your body doesn’t need.
    Take a walk. Wash the dishes. Exercise.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +2

      yes i do all this too!

    • @kenyonbissett3512
      @kenyonbissett3512 11 หลายเดือนก่อน +2

      We bought a new home and could supply our own appliances or go thru builder. We supplied the appliances. We found a family renovating their kitchen. The appliance were only 2 yrs old. We bought the stove top oven, refrigerator and dishwasher for $150. We had to transport. Went thru Craigslist. The appliances lasted 20 years. We bought the floor model scratch and dent washer/dryer, dent wasn’t visible. We negotiated the price down. They were no sales taxes, because of high efficiency. My electric company offered a rebate for HE appliances. Then I paid with discounted gift cards. I bought the gift cards with my 1% back credit card, which gets paid off monthly.

    • @beth3535
      @beth3535 11 หลายเดือนก่อน +1

      @@kenyonbissett3512 Wow. Wow. Wow!

    • @elizabird6516
      @elizabird6516 หลายเดือนก่อน +1

      Yes! And helpful to the planet as well.

  • @jennyjenkins877
    @jennyjenkins877 11 หลายเดือนก่อน +14

    I'm so glad my mom taught me how to sew. It's such a useful skill to be able to mend holes, fix buttons, hem/tailor pants, and I even sewed fake fruit on a headpiece for my daughter's costume in a play!

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +1

      that's so awesome! i need to learn!

    • @virginialangford6257
      @virginialangford6257 11 หลายเดือนก่อน

      I don’t Romberg not knowing how to sew…hand and machine…I was making clothing in 1st grade…point being : it is not difficult or overwhelming to learn, and skills increase with time and repetition. So you can learn and I hope you do.

  • @Cat-ik1wo
    @Cat-ik1wo 11 หลายเดือนก่อน +7

    Before going food shopping. I take picture of contents in freezer and fridge. Also my pantry. I do make a list of what I know I am out of and need. This helps for items not sure about while at store or when i get ideas. I just look at my pictures and i can see that i have it. Its hard to keep all inventory in your head.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      this is great! thanks for sharing!

    • @kenyonbissett3512
      @kenyonbissett3512 11 หลายเดือนก่อน +2

      This is such a great tip. I used to cringe when YTers would say go thru your pantry, fridge, freezer and make a list of what you have. Me, I just took pictures.

  • @pinkminx4630
    @pinkminx4630 11 หลายเดือนก่อน +8

    For the sunglasses if you can't find an eye glass repair kit see if you can find a cheap pair at the dollar store that has the piece you need. It could also be cheaper than the repair kit. I also keep an old pair of glasses to take parts from if needed.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      thanks for the tip! i'll look at my local dollar store

  • @lindaroyal8161
    @lindaroyal8161 11 หลายเดือนก่อน +10

    Yup, agree with the lists, I'm also a list maker. For sure need one when going to the grocery store, not just to keep you from buying things not needed but so you don't forget the items you actually do need.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +1

      exactly, glad you agree!

  • @stevehartman1730
    @stevehartman1730 11 หลายเดือนก่อน +4

    I get my sunglasses n reading glasses from Dollar Tree for $1.25 each it works.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      they do have a nice selection there!

    • @joycef8443
      @joycef8443 11 หลายเดือนก่อน

      After cataract surgery, I needed “ readers” the ophthalmologist suggested I go to the “dollar store”. I have $1.25 glasses in most rooms of my house!

  • @Clara-cy1rj
    @Clara-cy1rj 11 หลายเดือนก่อน +3

    When ever i had the same issue with my regular glasses i would take them to the local jewelry store and they only charge $3-5 dollars to repair

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +1

      that's great! thanks for the tip!

  • @amyhoover9
    @amyhoover9 11 หลายเดือนก่อน +9

    One tip I would add to this list is to curate exactly what and who you're subscribed to so that you're not as tempted to buy things you don't need. This can be through email, or any influencers you're following through Instagram, TH-cam or TikTok. Saying this may sound a bit obvious (and going cold turkey on social media all together just may not work for some people), but as someone who's been guilty of the lifestyle creep mindset for the majority of my 20's, at some point you really just need to be honest with yourself and learn to re-shift your priorities.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      yes yes definitely!!

  • @LorreneRomanic
    @LorreneRomanic 11 หลายเดือนก่อน +4

    I love using the internet to learn new things! I'm also a huge list maker. I like to make a list of things that I'd like to have, and then I think about it for a day, week, month or more - and I've saved a lot of money by deciding against lots of purchases this way :) Definitely do a video about not buying stuff you don't need!
    I'd love to switch to mint mobile, but according to their website they have "poor" coverage where I live. 😥That would be a nice savings over what I'm paying for AT&T right now.

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      Definitely agree! Yep I am a long time AT&T user but Mint Mobile is more cost effective and really couldn't tell the difference of the service! Thanks for watching ️❤️

  • @Goldenfinds
    @Goldenfinds 11 หลายเดือนก่อน +2

    Great tips Mariela. It’s so silly how many streaming services are not allowing to share accounts. I like the fix it not replace it tip. I’ll have to try more of that. Have a safe and wonderful trip to NOLA!

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      Thanks! I agree. And thank you! 🙏

    • @beth3535
      @beth3535 11 หลายเดือนก่อน

      I understand why the owners of the channel don’t allow it. I have a friend who shares with her three kids’ households. It’s helpful for sure, but it’s not right according to the service provider. Their bad…but they are fixing it, as is their right.

  • @virginialangford6257
    @virginialangford6257 11 หลายเดือนก่อน +2

    My sun glasses…ultra v protection…came from the dollar store.

  • @agnesskaoma9599
    @agnesskaoma9599 10 หลายเดือนก่อน

    Nice idea sometimes I fail to stick to my budget list , I can buy even the things which are not needed

    • @MarielaMerino
      @MarielaMerino  10 หลายเดือนก่อน

      It happens, it's okay :)

  • @elizabird6516
    @elizabird6516 หลายเดือนก่อน

    Aldi grocery stores are super cheap compared to many other stores. They have better selections now versus in the past. You can get many staples for significantly less money.

    • @MarielaMerino
      @MarielaMerino  หลายเดือนก่อน

      an Aldi opened up near me and I love going there!

  • @mariasinclair9718
    @mariasinclair9718 11 หลายเดือนก่อน +7

    God bless Ryan Reynolds for Mint Mobile. He's a great person and a God send Yey

  • @canadafree2087
    @canadafree2087 11 หลายเดือนก่อน +1

    With takeout, if cost is the same, I'd recommend eating in so it is more of an experience (if it is not fast food) and the food is hotter than taking it home. Another way to do take out is to find a place next to an outdoor place you like to be so you can eat your food there, and again, make it an event rather than the tired old, "I am eating takeout at home because I can't be bothered to cook tonight."

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      I love this. Thanks for sharing

    • @kenyonbissett3512
      @kenyonbissett3512 11 หลายเดือนก่อน +1

      Such a great idea! When my husband was working late, often we cooked food we liked (but hubby didn’t) and we would eat in the family with a blanket, so it was an indoors picnic. My husband wanted dinner at the table. Unfortunately the parks were equal distance to our home, food temp would be the same. But, I guess we could have used the cold/hot insulated grocery bags to keep the heat in.

  • @paulascheib5347
    @paulascheib5347 9 หลายเดือนก่อน

    For entertainment: our local library system has family four packs of different museums/attractions you can borrow for free admission.

    • @MarielaMerino
      @MarielaMerino  9 หลายเดือนก่อน

      that's wonderful!

  • @gregorynolan6716
    @gregorynolan6716 8 หลายเดือนก่อน

    Biggest tip. Is to slowly find multiple streams of income that can help reduce your monthly expenses then grow to cover them all Then use your job income to 8nvest and grow

    • @MarielaMerino
      @MarielaMerino  8 หลายเดือนก่อน

      yes!! great tip!!

  • @AmazinMusicNYC
    @AmazinMusicNYC 11 หลายเดือนก่อน

    I have the iPhone 13
    Sliver.

  • @AmazinMusicNYC
    @AmazinMusicNYC 11 หลายเดือนก่อน +1

    Damn that iPhone screen
    Is cracked really bad 😮

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน +1

      It's just the plastic cover that is cracked not the actual screen haha

  • @tlr1604
    @tlr1604 11 หลายเดือนก่อน

    👎on mint mobile

    • @MarielaMerino
      @MarielaMerino  11 หลายเดือนก่อน

      you didn't like them?

    • @kenyonbissett3512
      @kenyonbissett3512 11 หลายเดือนก่อน

      We don’t get good coverage in my area on mint mobile, but we are considering Visible because they use Verizon which works well around here.

  • @kenyonbissett3512
    @kenyonbissett3512 11 หลายเดือนก่อน +2

    I like to play the CVS drugstore games using store/manufacturer coupons, rebates and sales to get household products and personal items free or low cost. I follower YTers who figure out the deals. This makes it easy and less time consuming. I do adjust for my needs. Sometimes if the food is on sale and I have a moneymaker week I buy food at CVS.
    For food I follow 2 approaches for a family of 4.
    1. Meat $1-$1.50lb, veggies $1-$1.50lb, carbs $0.50-$1lb = dinner for $2.50-$4 a night. I do try to average to spend $3-$3.50. I do similar for lunch ($2.50-$3) and breakfast ($2-$3). Total budget about $75 a week. I live in a high cost area.
    2. It’s 5 steps with meal planning.
    A. Write down 14-21 dinner meals, lunch 7-10, breakfast 2-3 with variations that can be tasty and frugal.
    B. Write out ingredients for all meals.
    C. Buy ingredients on sale, eventually 50% off or better. Eventually, you will get everything to a low cost price.
    D. Notice sale cycles in your stores. Item b is at its lowest sale price every 4-8 weeks.
    E. Use loyalty card (sale price, coupons, gas/grocery rebates). Know your stores coupon policy - my store take competitor coupons, I use a $10 off $75 from another store several times a month. Use coupon and rebates apps ( add 1 every 2 wks, don’t get overwhelmed). Use the free FLIPP app to see all sales in your area for the week.

    • @beth3535
      @beth3535 11 หลายเดือนก่อน +2

      Well done!

    • @MarielaMerino
      @MarielaMerino  10 หลายเดือนก่อน +2

      wow thank you for this! I haven't used the FLIPP app, I will check it out!