Digital Wallet - Beyond Payments | ID.me

The original vision behind a digital wallet was to enable users to store all of those details online then have them auto-populate the corresponding fields on the checkout page as required. In recent years, technology providers have introduced digital wallets that are moving beyond payments to solve challenges with identity verification. Users undergo an identity proofing process, they are then issued a digital credential that they can carry with them in their digital wallet. Think of it like a digital identity card that serves the same purpose online as a driver’s license (or government-issued ID card) does in the real world.
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