4:30 Focus on asset allocation rather than external factors like wars, elections, appointments 4:50 what matters in asset allocation? 1. Age - It should determine what our asset allocation must be 2. Personal circumstances - For example govt job employee can take more risk with higher equity allocation. Someone with freelancing nature of jobs, should consider taking lower risk during asset allocation 3. Goals - i. Are you trying to save and generate wealth over long term Or ii. Are you trying to generate regular income from the cashflow. Western concepts may not necessarily apply in India. In the west, 100 - age = equity allocation. Remaining in fixed income. While in India, some have family approach to wealth and do not look for spending their savings and instead think of passing on th wealth to children.
I am not entirely sure, but it could be because of low volumes as compared to US market. US market with huge volumes can earn a lot without charging a high expense ratio. Note that there is a fixed cost in managing funds which does not increase with the AUM.
55:22. Could not hear the question. But the answer starts at this time. More like a life lesson for many. Always great Rajeev sir.
Current environment across most asset classes
- Buy One Dip, Get One Free!
Thanks Mr. Thakker for sharing your insights!
Highly valuable advice
4:30 Focus on asset allocation rather than external factors like wars, elections, appointments
4:50 what matters in asset allocation?
1. Age - It should determine what our asset allocation must be
2. Personal circumstances - For example govt job employee can take more risk with higher equity allocation. Someone with freelancing nature of jobs, should consider taking lower risk during asset allocation
3. Goals -
i. Are you trying to save and generate wealth over long term
Or
ii. Are you trying to generate regular income from the cashflow.
Western concepts may not necessarily apply in India.
In the west, 100 - age = equity allocation. Remaining in fixed income.
While in India, some have family approach to wealth and do not look for spending their savings and instead think of passing on th wealth to children.
Great insights thanks for posting
It is always a treat to listen to him
Always learn some extra from Rajiv Sir.😊😊🎉
Eye opening session
great learning...thanks
Sir next time pls give mics to people asking questions. Thay are not audible
Rajeev Thakkar Sir - great as always
Rajeev Bhai is 💎 ❤
Great learning. Can we get presentation?
2:20
Thanks.
Why is expense ratio is high for Indian mutual funds including index funds compared to Vanguard S&P500 index fund?
That is why I choose etfs
I am not entirely sure, but it could be because of low volumes as compared to US market. US market with huge volumes can earn a lot without charging a high expense ratio. Note that there is a fixed cost in managing funds which does not increase with the AUM.
Greed.
Less competitive sector is investor's delight. 😅
Can we have subtitles? Some of the questions were unclear or could not be heard.
You can turn on captions
No
1.5x is good speed to hear
Can we get the presentation file
No
No
Yes I have. 😊
Questions are not audible
nothing new to learn same shit
I too find investing is very boring. 😅