英國稅局送你£720+/人/年！蘇蝦無業都有份，你要唔要？

0:00 Intro, 免責聲明
2:00 ISA (Individual Savings Account)
4:20 SIPP (Self Invested Personal Pension)
7:10 SIPP Tax Treatment annual max £3600 (£2880 plus tax reduction)
8:30 Withdrawn limitation
10:22 Public fund?
11:10 Opening an account
11:30 eg Interactive Investor
12:40 eg Fidelity Junior SIPP
13:50 Q&A Ed Tam - ​if SIPP needs to pay tax after, why not put money in ISA only?
同大家一齊研究吓 SIPP 自行投資個人退休計劃
投資者須注意，所有投資涉及風險（包括可能會損失投資本金），價格可升亦可跌。
如需個人諮詢服務，請尋求稅務顧問、會計師或律師的意見。
相關網頁：
Individual Savings Accounts (ISAs): www.gov.uk/ind...
Personal pensions: www.gov.uk/per...
Self-invested personal pensions (SIPPs): www.moneyhelpe...
Self-invested personal pensions on Wikipedia: en.wikipedia.o...
Public funds: www.gov.uk/gov...
#SIPP

[@FunnyCat2019]

你既分享，對我哋好有用。謝謝🙏

[@nancycheung9577]

雖然唔關我事，但知多樣野真係好好多🙏🏻👏👍💪

[@devilred4847]

SIPP withdraw 25% tax free and presumably you can use tax allowance of GBP12,300 every year.

[@dorisk4757]

多謝胡思👍你真係比咗好多idea我地,感謝

[@Michelle340373]

Thank you for sharing, the information is very useful 😀👍🍺🍺

[@wongbuzz928]

講解詳細,謝謝!

[@wendy4872]

Sipp can pass to family on your death free of Inheritance tax but ISA is not. ii and AJ Bell can provide a self invest Sipp platform to buy and sell shares online

[@drlam9439]

ISA interest rates are different in various banks in the UK. Check details before you make decisions - smart move 🌼

[@BCplusIp]

According one of the Contributing rules of SIPP, "The SIPP owner resided in the UK during the last five tax years, as well as when they set up the SIPP." please confirm if it's true?

[@kissaaki3550]

Thanks for sharing 👍🏻 😊

[@yanyanlee7811]

Thanks 胡思

[@Wannie61]

Thank you very much!

[@YY-jn3sp]

Fidality 有成人SIPP嗎？

[@mabelchan302]

話55歲後可以攞；咁55歲之後是否可以參加呢？會唔會好似MPF咁(過咗65歲仍可以參加)過咗55歲提取年齡仍然可以參與？

[@mabelchan302]

@@woo-see 多謝回覆。仔細研究下先。 🙏🏻

[@lingmuicheng]

謝謝你

[@robertowen8492]

Do you happen to know if inheritance tax will similarly apply to these ISA and SIPP accounts if one passes away? I know it’s tax related question you might not know

[@szetopeppi1523]

多謝胡思

[@klleung7574]

I just wonder if we can hold the lifetime ISA and SIPP at the same time? As UK govt will also deposit GBP1,000 into our lifetime ISA account if we deposit GBP 4000 into it (25% bonus, same as for SIPP), so can we get claim this benefit twice at the same year?

[@robertowen8492]

So this means one can effectively save tax free £5000 plus £3600 every year for life time junior savers

[@joytran7601]

請問若果過了55歲是否仍然可以放入SIPP?

[@edmondlam515]

胡先生多謝分享，請問開ssip account 須要N l number嗎？

[@edmondlam515]

Thx

[@chungyantong6407]

可唔可以詳細講下Lifetime ISA?

[@chungyantong6407]

@@woo-see 睇完homebuyer果part，一定要做mortgage 先可以用，cash buyer舔唔到果£1000 :/

[@yanivy3672]

55歲以上是否有資格參加SIPP？

[@fun9898]

假設我今年53/54歲咪好著數

[@sysyli5430]

☺️☺️

[@sysyli5430]

😊😊