KAISER LONG-TERM CARE BENEFITS | 3-IN-1 INVESTMENT (2024)

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

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  • @nelsembrano
    @nelsembrano  2 ปีที่แล้ว +8

    * Learn more about Kaiser 3-in-1 Investment - bit.ly/UnderstandKaiserWithNel
    * DIY Online Application to Kaiser 3-in-1 Investment - bit.ly/getkaiserquotefromnelsembrano
    * Get a Kaiser Quote/Proposal - bit.ly/getfreekaiserquote
    * To learn more, visit: www.nelsembrano.com

    • @nataliadesalit7445
      @nataliadesalit7445 2 ปีที่แล้ว

      U

    • @vilmacastillo975
      @vilmacastillo975 2 ปีที่แล้ว

      Wg nlng po ma'am sorry po

    • @KarenJaydeVLias
      @KarenJaydeVLias 2 ปีที่แล้ว +2

      Mam ano Po magandang na short term healthcare?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      @@KarenJaydeVLias pwede mo po ito watch
      th-cam.com/video/BUWxN_2_YR8/w-d-xo.html

    • @Mruyong
      @Mruyong 2 ปีที่แล้ว +1

      Img din yan

  • @ethelynnadelacruz4125
    @ethelynnadelacruz4125 9 หลายเดือนก่อน +2

    Thank you! Mas naintindihan kona ang benefit ng kaiser.. nagkaproblema din ako sa pagbabayad pero di naman ako pinabayaan at naayos naman namin ng agent ko.. again thank you po sa maayos na paliwanag.. 😊

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      Congrats po, matatapos mo din yan! 😘

  • @jinkybatola8735
    @jinkybatola8735 6 หลายเดือนก่อน +2

    Watching from Riyadh I'm 3 years po Mam

    • @nelsembrano
      @nelsembrano  6 หลายเดือนก่อน

      congrats

  • @emmanuelasasing6506
    @emmanuelasasing6506 ปีที่แล้ว +2

    hello maam, watching from Kuwait. Pwede ka rin po ba mag create ng video about K200 plan sa Kaiser? Salamat po.

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      sure, paki-abangan na lang soon :)

  • @arpauljosh85vlog83
    @arpauljosh85vlog83 ปีที่แล้ว +1

    Ofw Singapore 🇸🇬🍀 thnk u po.

  • @elynlopez2502
    @elynlopez2502 2 ปีที่แล้ว +2

    Nag papasalamat ako sa kaiser naka kuha ako maaga Salamat ma’am Sa video mo bagong taga panoond big hug po

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Congrats sa pag secure ng future mo with Kaiser :)

  • @Hugpong-t1t
    @Hugpong-t1t 9 หลายเดือนก่อน +1

    salamat sa malinaw na paliwanag mam

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      you're welcome

  • @lizatilano304
    @lizatilano304 ปีที่แล้ว +1

    Salamat po sa dagdag na kaalaman..
    First time ko sa channel nyo😊

  • @SwitzG
    @SwitzG 4 หลายเดือนก่อน +2

    Dito sa switzerland mandatory ang health insurance plan 350 chf nasa 23k pesos per month pero laking ginhawa din noong naoperahan ako sa myoma kasi papagaling na lng inatupag ko kaysa mag isip saan kukuha ng pambayad kasi super mahal magpa opera dito

  • @charmcarullo1127
    @charmcarullo1127 7 หลายเดือนก่อน +1

    hello po, pano po ang computation pag spotcash after maturity? thank you po.

    • @nelsembrano
      @nelsembrano  7 หลายเดือนก่อน

      hello charm, watch mo ito th-cam.com/video/f34S4Wkf0tA/w-d-xo.htmlsi=7QmwveAPdJVAc3tt

  • @volterpelipel9371
    @volterpelipel9371 2 ปีที่แล้ว +1

    Hi mam! Share ko po video mo na ito ah.

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      sure sure

    • @volterpelipel9371
      @volterpelipel9371 2 ปีที่แล้ว +1

      Thanks mam..hirap ako pagyamanin ang mission ng IMG mam kasi yun nasa tabi ko, opposite side kami. Pero gagawin ko pa din, nag renew nako sa membership ng di nya alam. 😊

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      keep going lang

    • @GloriaGersalina
      @GloriaGersalina 6 หลายเดือนก่อน

      Good evening po Tanong lang po kapag Hindi makabayad Isang bisis lang po paano n po thanks

  • @lillibethoi5085
    @lillibethoi5085 ปีที่แล้ว +1

    Thank you and more information from kaiser

  • @marianosaz1108
    @marianosaz1108 4 หลายเดือนก่อน +1

    Nel Sembrano maam, saan po ang main office ng kaiser?

    • @nelsembrano
      @nelsembrano  4 หลายเดือนก่อน +1

      sa Makati

  • @MargieCabug
    @MargieCabug 6 หลายเดือนก่อน +1

    Maam, ano2x po bang mga accredited hospital?

    • @nelsembrano
      @nelsembrano  6 หลายเดือนก่อน

      you may check here kaiserhealthgroup.com/map/index.html

  • @SleepyBlueLake-fr6fg
    @SleepyBlueLake-fr6fg 27 วันที่ผ่านมา +1

    Magkano po ang hulog monthly sa kaiser inter heath

    • @nelsembrano
      @nelsembrano  26 วันที่ผ่านมา

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @ITouch-c8e
    @ITouch-c8e 19 วันที่ผ่านมา +1

    Good am Isa Po ako member of kaiser 5years na Po paano ko mgmit Ang hospital at dto Po ako sa Saudi anong hospital Ang avail ni kaiser ?

    • @nelsembrano
      @nelsembrano  16 วันที่ผ่านมา

      local hospitals po ang accredited ng Kaiser, meaning dito lang sa Pinas magagamit

  • @marissacastro9422
    @marissacastro9422 7 หลายเดือนก่อน +1

    Mam pwede po bang turuan ako ano po application para ma update ko ang hulog ko salamat po d2 po ako Israel

    • @nelsembrano
      @nelsembrano  7 หลายเดือนก่อน

      pa-guide po kayo sa agent niyo ma'am

  • @junnalopez6245
    @junnalopez6245 2 ปีที่แล้ว +1

    Ibig sbhin after 1yr ko pa mggmit ang kaiser??

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Kung annual ang mode of payment mo, magagamit mo na free ape, dental pero kung hindi dapat maka one year muna kayo ng hulog

  • @missjayn339
    @missjayn339 2 ปีที่แล้ว +3

    Thank you po Coach Nel. I'm. Sharing ur videos to my friends and family. Big help po kso ang ganda ng pagka explain about kaiser. God bless po.

  • @ronamaycatalon4504
    @ronamaycatalon4504 4 หลายเดือนก่อน +1

    Pano po kung family health plan po?

    • @nelsembrano
      @nelsembrano  4 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @alisonunson1541
    @alisonunson1541 ปีที่แล้ว +1

    Mam nel bago poh member ako..ask klng poh pde mag advance payment..para .advance ag bayad madali matapos

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      yes po pwede yun pero tatakbo pa din po ang 7 years ha.

  • @allenantonio9840
    @allenantonio9840 2 ปีที่แล้ว +1

    hi miss nel, can i request for a qoute pls. ,cheers.

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      hello, request ka here bit.ly/getfreekaiserquote para mabigyan kita ng detailed quote

  • @ShaneMadrelejos
    @ShaneMadrelejos ปีที่แล้ว +1

    Iba po b ang insurance ng kaiser policy holder at kapag member k ng img?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      magkaiba po sila, attend ka ng free webinar para mas maintindihan niyo

  • @agudovlogs8774
    @agudovlogs8774 8 หลายเดือนก่อน +1

    Good day.. Nakita ko po ang video niyo regarding Kaiser..
    Pwede ho ba makahingi ng free quotation for K 100 and K 60 plan ma'am...
    Thank you..

    • @nelsembrano
      @nelsembrano  8 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @daisypajaron4083
    @daisypajaron4083 2 ปีที่แล้ว +1

    Maam meron na po ba office dito sa zamboanga city?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      accredited hospitals and clinics meron po dyan dahil ang office ng kaiser ay nasa makati and cebu

  • @Marygracepacibe
    @Marygracepacibe ปีที่แล้ว +1

    How

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      contact niyo po ako sa fb page ko facebook.com/officialnelsembrano

  • @foodtravelatbp5213
    @foodtravelatbp5213 10 หลายเดือนก่อน +1

    After 7 years covered na ang pre existing magkano po ang covered kapag na hospital? Thank u

    • @nelsembrano
      @nelsembrano  10 หลายเดือนก่อน

      yes

    • @JJ12258
      @JJ12258 3 หลายเดือนก่อน

      Pls elaborateb​@@nelsembrano

  • @louelajaneportugal13
    @louelajaneportugal13 2 ปีที่แล้ว +1

    how po

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      contact mo ako sa fb page ko facebook.com/officialnelsembrano or email sa nelsembrano.cs@gmail.com para maguide kita

  • @rockeyvelez9093
    @rockeyvelez9093 ปีที่แล้ว +1

    May kaiser office ba sa cagayan de oro? Saan po banda

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Dalawa ang office ng kaiser, sa makati and cebu, meron dyan accredited hospitals and clinics

  • @jocelynesmenda2615
    @jocelynesmenda2615 2 ปีที่แล้ว +1

    Interested sa k 60 plan

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      Message mo ako sa fb ko na Nel Sembrano m.me/lleniram.onarbmes or email mo ako sa nelsembrano.cs@gmail.com para maguide kita

  • @kachuckxtv1170
    @kachuckxtv1170 2 ปีที่แล้ว +1

    paano kumuha ng kaiser? 30 years old n po ako.. anong recommended na plan sken??

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      fill out mo to bit.ly/getfreekaiserquote para makapili ka ng plan na kaya ng budget at masendan ka ng details nito at paano ka makakakuha

  • @jhunillesvlog5504
    @jhunillesvlog5504 10 หลายเดือนก่อน

    Hello po. Mayroon na po akong Kaiser since December 2023, pero di pa po ako nakakahulog ng investment up until now. Does that mean na terminate na po ang plan ko o kaiser?

    • @nelsembrano
      @nelsembrano  10 หลายเดือนก่อน

      wala pa naman 2 years un, lapsed lang siguro po ang kaiser mo. Check your OPMS para mareinstate mo ang plan mo

  • @teresasolano4825
    @teresasolano4825 9 หลายเดือนก่อน +1

    Pwede po mag ask ng quotation?

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me sa nelsembrano.cs@gmail.com para mabigyan ko kayo

  • @vickymapoy7621
    @vickymapoy7621 4 หลายเดือนก่อน +1

    Thank you

    • @nelsembrano
      @nelsembrano  4 หลายเดือนก่อน

      You're welcome

  • @jerancuasay6067
    @jerancuasay6067 ปีที่แล้ว +1

    Mam ofw po ako paano po mag avail ng kaiser K60 po....

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Contact mo po ako here bit.ly/learnwithnel para maguide ko kayo how to get K-60 plan

  • @dealsshortsjp-ph
    @dealsshortsjp-ph 2 ปีที่แล้ว +1

    Hello po, saan po area nyo? Im interested sa kaiser. Pls reply. Thanks

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      hello, sa pinas po. message mo ako sa fb page ko na Nel Sembrano or email me here nelsembrano.cs para maguide ko po kayo

  • @mariagraciavaldez2839
    @mariagraciavaldez2839 2 หลายเดือนก่อน +1

    Hm po ang accumulated health limit ng 75 k plan ?

    • @nelsembrano
      @nelsembrano  2 หลายเดือนก่อน

      Get a Kaiser Quote/Proposal - bit.ly/getfreekaiserquote

  • @AQM23
    @AQM23 8 หลายเดือนก่อน

    Tanong ko lang Mam,,
    Insurance company ba ang Kaiser??? Salamat po sa Sasagot,,

    • @nelsembrano
      @nelsembrano  8 หลายเดือนก่อน

      HMO ang kaiser

  • @analynlejesta2442
    @analynlejesta2442 2 ปีที่แล้ว +1

    Gd eve ma'am.tanong kulang po.kong sakali po ba na hihinto ako sa kaiser. Ng 2yrs na po akong nakahulog .magkano po ang ibawas nila na interest.salamat po sa sagot.

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      makikita mo sa OPMS under schedule of benefits ang cash surrender value on 2nd year pero kung ako sayo ituloy mo kasi pang retirement mo naman yan

    • @analynlejesta2442
      @analynlejesta2442 2 ปีที่แล้ว

      Ok ma"am salamat sa pag sagot po.god bless.

  • @eleazarpepito2971
    @eleazarpepito2971 ปีที่แล้ว +2

    ma'am 47 yrs old npo ako .magkno pba capital na invest ksa kaiser tnx...gusto ko one time bigayan lang ...

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      paki watch po ito, detailed explanation ko ng kiaser th-cam.com/video/YN9cgJkAqkc/w-d-xo.html

  • @mrsarroyo6146
    @mrsarroyo6146 ปีที่แล้ว +1

    Hi mam pwede ko po ba kau ma chat privately about this? K-45 po plan ko

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Sige send ko po sayo request mo for details

  • @marvinituma6734
    @marvinituma6734 ปีที่แล้ว +2

    ano naman po ang security ng investor/client kung halimbawa lang po nagkaroon ng problem or nabankcrupt ang company/ies ng Kaiser?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      binabase ko na lang siya sa field of industry ng company, hmo is basic needs natin. wala pa ako nabalitaan na nagsara na hmo company sa atin.

    • @albertcacayan8525
      @albertcacayan8525 4 วันที่ผ่านมา

      Hindi lahat alam ang hmo​@@nelsembrano

  • @jessicaramos8996
    @jessicaramos8996 2 ปีที่แล้ว +1

    Hi po maam nel sembrano ask lang pano pag CLose NIB po pero di nmn tlga severe asthma ung sakin pde paba gawan ng paraan ung sakin ?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Kailangan niyo lang magprovide sa kaiser ng latest annual physical exam and check up regarding your asthma, meron yan isesend sayo ng mga docs na needed isubmit

    • @jessicaramos8996
      @jessicaramos8996 2 ปีที่แล้ว +1

      @@nelsembrano maam may nag email na po sakin na Closed-NIB na po eh nung nagpasa ko email s aknila di na po nagreply mahahabol pa kaya un nagpasa na ko documents pero wala pa din reply eh di ko po sure anong email po pagsesendan ko na po

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      gawa ka ng ticket dito >> kaiserhealth.freshdesk.com/support/tickets/new

  • @EntenaJovilyn-v3q
    @EntenaJovilyn-v3q ปีที่แล้ว

    Hello, ate pwede ko po ba maayos yung na uplod ko na policy? Kasi nailagay ko 2022 dapat 2023. Gusto ko siya i uplod ulit ng 2023

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      di ko po nagets ang tanong mo

  • @rowelllaspino1793
    @rowelllaspino1793 ปีที่แล้ว +1

    Plano ko pong mag avail international since ofw po ako. magagamit ko po ba sa pinas itong kaiser kahit dito ako sa ibang bansa nag avail?.

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      yes, valid ang kaiser mo kahit andyan ka sa pinas kumuha at pumirma ng application

  • @kategalang2647
    @kategalang2647 2 ปีที่แล้ว +1

    hi po.. may available po ba kayo for 62 y.o? thanks

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      para sa long-term healthcare, hindi na ito pwede para sa 62 years old

  • @MartinAda-w1d
    @MartinAda-w1d 10 หลายเดือนก่อน +1

    Ma'am may tanong po ako naka 1 year na po ako..pero nag stop ako... May babalik po ba sa akin ang pera na naibulig ko?

    • @nelsembrano
      @nelsembrano  10 หลายเดือนก่อน

      ireinstate mo ang kaiser mo na lang

  • @tatianafae1091
    @tatianafae1091 ปีที่แล้ว +1

    May kapatid po ako sa Malaysia and im planning to get her insurance..pede po ba ako mag open on behalf of her?ako din ang magbabayad ng insurance nya

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      pwede naman pero siya ang planholder at siya pa rin ang pipirma

  • @armandbalgua5837
    @armandbalgua5837 2 ปีที่แล้ว +1

    Please give me more info regarding ultimate kaiser plan...ty

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Watch mo detailed video ko about it th-cam.com/video/YN9cgJkAqkc/w-d-xo.html

  • @gabscahilig9947
    @gabscahilig9947 ปีที่แล้ว +3

    Paano kung ang 1 island province ay walang accredited hospital? Paano ma makatulong ang Kaiser?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว +1

      kung walang accredited hospitals and clinics sa area, ireimburse 100% ng hospitalization subject to your health benefit limit

    • @jhaycee4536
      @jhaycee4536 ปีที่แล้ว

      ​@@nelsembranogaano katagal or ilang buwan ang processing ng reimbursement dyan sa pinas?.. Usually dyan nato toxic ung insurancr jolder sobrang bagal ng mag process ng reimbursement at ang dami dami pang hinhingi syo

    • @ronamaycatalon4504
      @ronamaycatalon4504 4 หลายเดือนก่อน

      Pwede po ba makagit yung mga dependent ko?

  • @weslieliwanag7163
    @weslieliwanag7163 4 หลายเดือนก่อน +1

    Valid Ba ang contract kung nag sign Ako Sa UAE then agent ko from Philippines sign ko siya through online

    • @nelsembrano
      @nelsembrano  4 หลายเดือนก่อน +1

      yes kasi hindi naman Insurance company ang Kaiser, HMO ito. and hindi din naman Insurance product ang Kaiser long-term healthcare, rider lang ang Insurance nito.

  • @vilmacastillo975
    @vilmacastillo975 2 ปีที่แล้ว +1

    Hi ma'am tanong lng po ako ano po #

  • @mababylenerealo2951
    @mababylenerealo2951 ปีที่แล้ว +1

    Hello po good day po permission to share this video ...thank you po ☺

  • @oliviamolina4067
    @oliviamolina4067 ปีที่แล้ว +1

    Sa reinstatement di ba mawawala benefits gaya ng long term care bonus?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      hindi affected ang long term care bonus mo

  • @koreaofwtv4353
    @koreaofwtv4353 2 ปีที่แล้ว +1

    Hello maam pwedi magtanong what are f hindi kayang hulogan pwedi b e wedraw or i cut din magkano bawas

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Di po siya pwedeng iwithdraw, meron cash surrender value whicj is namention ko dyan sa video. Kaya dapat bago magstart, siguraduhin mo at committed ka to finish it.
      Ito latest video ko about kaiser: th-cam.com/video/YN9cgJkAqkc/w-d-xo.html

  • @jerancuasay9410
    @jerancuasay9410 2 ปีที่แล้ว +1

    Mam tanong Lang po.....ung family members ko po ba Pwd covered sila o para sa akin Lang?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      individual ang kaiser long-term care so para lang sayo ito

  • @marcelinapartible7205
    @marcelinapartible7205 ปีที่แล้ว +1

    Nag matured na po nong april 29,'23 . Saan ko po kaya iclaim sana po matulongan nyo ako. Maraming salamat po..
    O

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว +1

      Punta po kayo sa office ng Kaiser, check their website here: www.kaiserhealthgroup.com/

    • @encisotv
      @encisotv 7 หลายเดือนก่อน

      Hello po! Anu po balitq sa kaiser nyu na claim nyu po ba?

  • @MrWTY-qv4hj
    @MrWTY-qv4hj 2 ปีที่แล้ว +2

    1 year napo ako sa kaiser bilis lng ng panahon

  • @victoriady5303
    @victoriady5303 2 ปีที่แล้ว +1

    How to avail

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Ito video guide ko paano mag apply sa kaiser th-cam.com/video/OuKP4mDpzSc/w-d-xo.html
      Pwede mo rin akong ichat sa Fb Page ko na Nel Sembrano para ma-guide kita

  • @merlibeth
    @merlibeth 2 ปีที่แล้ว +1

    Good morning po tanong lang po ilang years bago magagamit ang health care?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      May health benefit ka na magagamit during 7 years and 13 years waiting period. Watch mo tong video ko, inexplain ko dyan ng detalyado >> th-cam.com/video/YN9cgJkAqkc/w-d-xo.html

  • @redahgosh2167
    @redahgosh2167 10 หลายเดือนก่อน +1

    Maga gamit ba toh sa ibang bansa maam?

    • @nelsembrano
      @nelsembrano  10 หลายเดือนก่อน

      sa pilipinas lang po ang accredited hospitals and clinics ng kaiser

  • @jaycabaltera9874
    @jaycabaltera9874 ปีที่แล้ว +1

    Mam pano po pag nd k nagamit s loob ng 7 year ung hospital insurance ma claim po b ng member un K-60 po Ang plan k

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      kung hindi nagamit yung ABL during 7 years, may long-term care bonus kang matatanggap on maturity

  • @terllido1457
    @terllido1457 2 ปีที่แล้ว +1

    Saan apply cebu

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      message mo po ako sa fb page ko na nel sembrano or email me sa nelsembrano.cs@gmail.com para maguide ko kayo

  • @hardgiedejada2297
    @hardgiedejada2297 ปีที่แล้ว +1

    Hi. Ma'am tanong lang po magkano po makukuha pag e cash surrender value for 2yrs balak ko sana magback out maibabalik po ba lahat ng binayad ko for 2yrs thanks po.

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Check mo sa.opms mo, meron dun schedule of bemefits

    • @emoqj2445
      @emoqj2445 ปีที่แล้ว

      @Hardjie Dejada nakuha mo ba lahat ng binayad mo ng 2yrs after m icash surrender?

  • @Xai0205
    @Xai0205 4 หลายเดือนก่อน +1

    How to invest po?

    • @nelsembrano
      @nelsembrano  4 หลายเดือนก่อน

      You may request free quotation here: bit.ly/getfreekaiserquote for the detailed computation

  • @marifepamolarco7157
    @marifepamolarco7157 2 ปีที่แล้ว +1

    Hi maam matanong ko lang po panu po kung yung isa sa beneficiaries ko ang may sakit magagamit ko ba yun incase lang po?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      Meron family assistance ang kaiser long term care pero hindi siya totally makakagamit ng kaiser mo.

  • @laurencalimon6727
    @laurencalimon6727 2 ปีที่แล้ว +1

    Maam akonponmismo nkakita ng vidro nyo sa utube pede po makhingi ng quoatation ng k60 member n po ako ng kaiser at img

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      May ginawa ako na video for each kaiser plan, check niyo po sa channel ko :)

  • @icecorpuz0416
    @icecorpuz0416 ปีที่แล้ว +1

    Maam pede po ba kumuha ng kaiser img kahit undocumented (tnt) abroad?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว +1

      yes po kasi personal investment program naman ito as long as meron ka naman valid id's dito sa Pinas

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว +1

      Message me here para ma guide ko kayo m.me/officialnelsembrano

  • @ireneabcede1300
    @ireneabcede1300 28 วันที่ผ่านมา

    Maam paano po na matay ung member ng kaiser tapos 3 months po nyang nahulugan may makukuha ba?.

    • @nelsembrano
      @nelsembrano  26 วันที่ผ่านมา +1

      report agad sa kaiser kapag ganon

    • @ireneabcede1300
      @ireneabcede1300 26 วันที่ผ่านมา

      Thank you po​@@nelsembrano

  • @ericmercado7116
    @ericmercado7116 2 หลายเดือนก่อน +1

    Pano po makasali?

    • @nelsembrano
      @nelsembrano  2 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @alletTV0128
    @alletTV0128 ปีที่แล้ว +1

    Pwede po ba maghulog halimbawa ngayong March pero ang ihuhulog ko po ay pang march, april at may? Para lang mapabili ang hulog para sa 7years?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Yes pwede yun

    • @alletTV0128
      @alletTV0128 ปีที่แล้ว +1

      @@nelsembrano mam hal. Po yung 7years na yun nabyaran ko lng po within 2years. Mag aantay nalng po ba aq ng 13years o kelangan makabuo aq ng 20years?

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว +1

      @@alletTV0128 need pa rin mabuo mo ang 20 years. so kung 2 years natapos mo na, antay ka pa ng 5 years then 13 years ulit.

    • @JULIOUSCEASARBauto-nk6vr
      @JULIOUSCEASARBauto-nk6vr ปีที่แล้ว +1

      So kasali pala yung 7taon kung mag babayad na ng buo. Na 7 taon so 13taon nalang aantayin mo tama poba

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      @@JULIOUSCEASARBauto-nk6vr yes kaya 7 plus 13 years equal to 20 years.

  • @sherylfaraon8969
    @sherylfaraon8969 ปีที่แล้ว

    Pede b n 3 months d mkpghulog sa kaiser

    • @nelsembrano
      @nelsembrano  11 หลายเดือนก่อน

      kailangan ng mareinstate kapag ganon

  • @sirrommel7r134
    @sirrommel7r134 ปีที่แล้ว +1

    paano mag avail

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Pwede niyo ako chat here bit.ly/learnwithnel para ma guide kita sa pag avail ng kaiser

  • @markjohnaureada3551
    @markjohnaureada3551 ปีที่แล้ว +2

    Paano po kapag fully paid na ung 7years..pwede po ba ma withdraw khit 10years palang dahil nagka emergency?

    • @kabakaltv3299
      @kabakaltv3299 ปีที่แล้ว +1

      Up

    • @kabakaltv3299
      @kabakaltv3299 ปีที่แล้ว +1

      Up

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      kaiser is intended for your long-term healthcare, maige kung meron ka rin separate na savings for emergency fund, message mo ako fb page ko na Nel Sembrano bit.ly/learnwithnel para maguide kita

  • @rolesalfonso6144
    @rolesalfonso6144 ปีที่แล้ว +1

    Hello po mam pwde po ba kayo Maka usap???

  • @sarahmaeduarte9750
    @sarahmaeduarte9750 ปีที่แล้ว +1

    Ma'am Pano po kung new member after 6 months Hindi na makapaghulog sa kaiser,tapos Wala ng trabahu yung member ,,Pano na po yung pera na nahulog na pwede. Po ba makuha yung pera nahulog na?salamat po

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      bago kumuha ng kaiser, make sure na committed tong matapos. Kung di confident na matapos, wag na lang pong kumuha or hanap ng para para kumita ng extra. message me here para ma guide ko kayo m.me/officialnelsembrano

  • @maamgames8818
    @maamgames8818 2 ปีที่แล้ว +1

    Uu susmsakirnulo ko kkisip

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      pag-aralan mo po maige muna

  • @kaverim21
    @kaverim21 2 ปีที่แล้ว +1

    Mgkno ang monthly pqg 45 yrs old

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      2,647 monthly para sa K-45

    • @kaverim21
      @kaverim21 2 ปีที่แล้ว +1

      @@nelsembrano bali mgpamember ba muna s img?

    • @kaverim21
      @kaverim21 2 ปีที่แล้ว +1

      @@nelsembrano anu pong Fb nu po

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      @@kaverim21 hindi naman required na magmember ng IMG but we recommend para matuto pa kayo

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      @@kaverim21 search mo lang po Nel Sembrano sa fb

  • @littleshyboy6010
    @littleshyboy6010 2 ปีที่แล้ว +1

    Covered ba nito ang buntis pag nanganak?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Yes covered na ng term life insurance after manganak. Kung nag apply siya ng buntis pa, habang di pa nanganganak, wala muna siyang term life insurance.

  • @marcelinapartible7205
    @marcelinapartible7205 ปีที่แล้ว +1

    Ma'm dati po akong ofw, plan k-35 lang po ang

  • @sonnybellen6253
    @sonnybellen6253 2 ปีที่แล้ว +1

    Eehh tanung lng mam eh pero ala akong plano yan ay para sa pag retired ko

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Dapat bago kaya kumuha, tinanong niyo muna how it works.

  • @ydnararutnev1434
    @ydnararutnev1434 ปีที่แล้ว +1

    Maitatanong ko lng mdam,halimbawa lng ah,ngmmber ang isang tao at isang buan p lng xa,taz naospital at naoperahn,sasagutin b ni kaiser ung gastos

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      after 1 year po ang hospitalization benefit and dapat hindi pre-existing illness

  • @analiepangan8553
    @analiepangan8553 9 หลายเดือนก่อน +1

    Paano po mg apply online?

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me sa nelsembrano.cs@gmail.com para maguide ko kayo

  • @lisalatong8070
    @lisalatong8070 ปีที่แล้ว +1

    How to apply

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Watch this video: th-cam.com/video/OuKP4mDpzSc/w-d-xo.html or pwede mo rin po akong icontact sa fb page ko na Nel Sembrano or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @clarissadeguzman2453
    @clarissadeguzman2453 9 หลายเดือนก่อน

    Hi ma'am kng 5mons (oct-march)ako n d nakabayad at plan ko to pay on april, redating payment,
    Ang tanong ko po ilang MONTHS maaajust ang maturity date ng plan ko??

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      5 months kung mag redate ka, kung ilan months ka nagmissed from due date

  • @richkasuyo8397
    @richkasuyo8397 9 หลายเดือนก่อน +1

    Iisa lang ba ang kaiser at IMG?

    • @nelsembrano
      @nelsembrano  9 หลายเดือนก่อน

      magkaiba silang company pero ang IMG ang exclusive distributor ng Kaiser long term healthcare (Ultimate Kaiser health Builder)

  • @greystar8126
    @greystar8126 ปีที่แล้ว +1

    Balak q po kc sana ang mag pa APE
    Ask q lng po kung ok lng po ba gamitin ang Annual Physical Exam ng kaiser health builder wala po ba magiging problema or epekto yung ini ingatan q po na health care bonus na 85% na retirement fund?
    Salamat po sa sagot

  • @Phoenix-mx7md
    @Phoenix-mx7md 2 ปีที่แล้ว +1

    Di ba allowed ang check ups sa kaiser?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      During 7 years, di pa covered ang consultation and check ups

  • @AmielDS7677
    @AmielDS7677 2 ปีที่แล้ว +1

    Ano po benefits ng k-250 ty po

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Request ka po here ng details: bit.ly/getfreekaiserquote

  • @worldsnaturetv
    @worldsnaturetv 2 หลายเดือนก่อน +1

    naka 1yr po ako pero nalapsed kaya nagbayad po ako 300 para matuloy ko pero di ko na nahulugan ulit kaya gusto ko na lang sana po ipullout yung mga hinulog ko. pwede po kaya yun? kahit ilipat ko na lang sa mblife most18 o kaya sa mutual fund?sana po masagot.ty

    • @nelsembrano
      @nelsembrano  2 หลายเดือนก่อน

      pa assist kayo sa taong nag introduce sayo ng Kaiser and IMG

    • @albertcacayan8525
      @albertcacayan8525 4 วันที่ผ่านมา

      ​@@nelsembranoyan ang problema, paano kung deada na yung taong yun? Kasi wala naman kayo offices puro online lang kyo... Halimbawa kayo maraming naipasok tas may masamang nangyari sayo edi sabay na rin mawawala pera ng iba

  • @jerryvaldesotto9924
    @jerryvaldesotto9924 2 ปีที่แล้ว +2

    Covered pa din po ba ang existing illnesses after magbayad ng 7 years kahit NIB ang policy?

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      yes po covered ito sa in patient and out patient services

  • @balabatamy2256
    @balabatamy2256 5 หลายเดือนก่อน +1

    Paano po kumuha

    • @nelsembrano
      @nelsembrano  5 หลายเดือนก่อน

      chat niyo po ako here: bit.ly/learnwithnel or search my fb page na Nel Sembrano or email me at nelsembrano.cs@gmail.com para maguide ko kayo

  • @cydelgano6557
    @cydelgano6557 ปีที่แล้ว +1

    Panu po..pag namatay sa sakit ang plan holder...
    At panu po pag accidental death
    Or natural death

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      paki watch po ito, detailed explanation ko ng kiaser th-cam.com/video/YN9cgJkAqkc/w-d-xo.html

  • @rexumayan3355
    @rexumayan3355 2 ปีที่แล้ว +1

    Paanu mag apply maam

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Ito video guide ko paano mag apply sa kaiser th-cam.com/video/OuKP4mDpzSc/w-d-xo.html
      Message mo ako sa fb page ko na Nel Sembrano or email me sa nelsembrano.cs@gmail.com para maguide kita

  • @marianneespenilla3592
    @marianneespenilla3592 ปีที่แล้ว +1

    Halimabawa Po gusto ko ikuha Ang dalawa Kong anak 14 and 15 years old

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      Yes pwede, ikaw ang payor

  • @sardidpercy
    @sardidpercy 2 ปีที่แล้ว +2

    H pwde double acount

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว +1

      after mo mafully paid, pwede kang kumuha ulit ng another kaiser. Hindi lang pwedeng magkasabay hinuhulugan.

  • @agent70vids3
    @agent70vids3 2 ปีที่แล้ว +1

    Paano maging member ng IMG para maging agent?? May kaiser 3in1 ako kakasimula ko palang

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Ask mo yung agent mo sa Kaiser kasi siya ang magbibigay sayo ng enrollment link sa IMG

  • @mcmrealinchannel9277
    @mcmrealinchannel9277 ปีที่แล้ว +1

    Paano kong ulila ng lubos ang pamangkin tapos gustong kunan ng kaiser ang pamangkin..pwede ba ang tita ? 10 year old ang bata

    • @nelsembrano
      @nelsembrano  ปีที่แล้ว

      kung siya ang guardian, pwede po yan

  • @victoriady5303
    @victoriady5303 2 ปีที่แล้ว +1

    How to be an agent..

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      Here's the video guide how to enroll in IMG para makapag distribute ka ng kaiser: th-cam.com/video/7Xgjijl2cdE/w-d-xo.html
      Here's the enrollment link: 203201ph.imgcorp.com/
      Pwede mo rin akong i-chat sa Fb page ko na Nel Sembrano para maguide kita

  • @nakamoto2366
    @nakamoto2366 2 ปีที่แล้ว +1

    Nagamit po ng hubby ko APE nya. It means po ba ngamit na nya yyng annual benefits nya

    • @nelsembrano
      @nelsembrano  2 ปีที่แล้ว

      hindi, ang annual benefit limit is for hospitalization. Since APE lang yun, hindi maapektuhan ang long term care bonus niya