Thank you guys. I pay all the bills of household. The wife is in direct sales and her income is so up and down. But I always have Xmas club vacation club. Now I'm really going to start an emergency. I'll be disciplined. I believe that what you don't have you won't spend. Hearing that from you guys puts it in perspective. Thankyou
You are very welcome! We are very glad you found this topic engaging. It sounds like you are going about this in a constructive fashion. Please keep us posted.
These videos on finance actually help to reduce the anxiety around talking about money! May Creator Bless you both! Certainly helped me - Thank You! 🦅💠🦅💠🦅
Thank you for this advice. I know I'm just 26 years old but this is really important since I don't have any financial backup yet. Thank you for making me realize that it is important to have this. I try my best to start saving for emergency money. Love you guys forever. By watching you guys videos, always giving me hopes in moving on my life. Thank you, wish you guys stay happy till your last breath.
Hi, Farid - Thanks! We are both very glad that you found this useful. You have many many years ahead of you to realize all the goals in your life and we wish you every success! Happy New Year!
@@richandkevin6101 Thank you and Happy New Year to both of you too. You guys are the most lovely gay married I've ever seen. Keep it up boys. I hope I'll be able to have what you had. You guys so inspiring to me. So I'm gonna say thank you for giving me hopes
Happy New Year, Wild Reeds! Yes, Boromir was making his presence known. Adds a bit more fun when one of the cats puts in an appearance. Have a great day!
Hey guys! I find your videos refreshing and courageous. One quick point about finance and budgets. It could be helpful to write up a monthly budget and compare actuals to budgeted so you may evaluate how you are doing. This is easily done on an Excel spreadsheet. As a monthly budget is perfected, expand that to 12 months and if you keep prior years, it can become an excellent tool for projecting. On Excel you can either create your own or there are templets. Best wishes to you both for 2022!
Excellent advice and a topic that needs to be covered urgently especially during these time! Have fallen to that trap as well! Have started again and am putting wee bits away again! Thank You for you sound advice! 🍃💚🍃💚🍃 ✨☀️✨☀️✨ 🍃❤️🍃❤️🍃
Thank you very much and we are glad you are enjoying this topic and finding the information useful. We are thrilled you are building up your savings once again. Wishing you nothing but success and God's highest and best.
Thanks, Jon and Happy New Year to you as well! We are glad to be back. Long story short, our jobs kept us busier than expected and we also ended up getting Covid in early November. (We are both vaccinated, so it ended up being like having a very bad head-cold) Hope you are doing well and have been enjoying the holidays.
Terrific video, and solid advice! I really appreciate the acknowledgement that each person needs to consider their individual situation, because there isn't one perfect technique. P.S. You both look so handsome!😁❤😘
Good morning Ms.Cinema and thank you for looking in on us. We are doing well and it's been a rough few months. Rich's mom passed recently after several weeks in the hospital and then I was wrapping up my busy season. We are looking to begin posting videos before the end of the month. Again thank you so much for checking in on us, we really appreciate it. Have a great day!
Thank you guys. I pay all the bills of household. The wife is in direct sales and her income is so up and down. But I always have Xmas club vacation club. Now I'm really going to start an emergency. I'll be disciplined. I believe that what you don't have you won't spend. Hearing that from you guys puts it in perspective. Thankyou
You are very welcome! We are very glad you found this topic engaging. It sounds like you are going about this in a constructive fashion. Please keep us posted.
These videos on finance actually help to reduce the anxiety around talking about money!
May Creator Bless you both! Certainly helped me - Thank You! 🦅💠🦅💠🦅
You are very welcome.💝😁
Thank you for this advice. I know I'm just 26 years old but this is really important since I don't have any financial backup yet. Thank you for making me realize that it is important to have this. I try my best to start saving for emergency money. Love you guys forever. By watching you guys videos, always giving me hopes in moving on my life. Thank you, wish you guys stay happy till your last breath.
Hi, Farid - Thanks! We are both very glad that you found this useful. You have many many years ahead of you to realize all the goals in your life and we wish you every success! Happy New Year!
@@richandkevin6101 Thank you and Happy New Year to both of you too. You guys are the most lovely gay married I've ever seen. Keep it up boys. I hope I'll be able to have what you had. You guys so inspiring to me. So I'm gonna say thank you for giving me hopes
@@Kingdom78 - Thank you, Farid - and you are very welcome!
I love the kitty chiming in.
Happy New Year, Wild Reeds! Yes, Boromir was making his presence known. Adds a bit more fun when one of the cats puts in an appearance. Have a great day!
You guys are so adorable! I'm glad you have each other. Thank you for the videos.
Thank you very much Hisoka, w are glad you are enjoying them😁
Hey guys! I find your videos refreshing and courageous. One quick point about finance and budgets. It could be helpful to write up a monthly budget and compare actuals to budgeted so you may evaluate how you are doing. This is easily done on an Excel spreadsheet. As a monthly budget is perfected, expand that to 12 months and if you keep prior years, it can become an excellent tool for projecting. On Excel you can either create your own or there are templets. Best wishes to you both for 2022!
Thanks, Rick - those are excellent ideas! Perfect for fine-tuning the budgeting process! Thanks for making time to watch and have a Happy New Year!
Excellent advice and a topic that needs to be covered urgently especially during these time!
Have fallen to that trap as well! Have started again and am putting wee bits away again!
Thank You for you sound advice!
🍃💚🍃💚🍃
✨☀️✨☀️✨
🍃❤️🍃❤️🍃
Thank you very much and we are glad you are enjoying this topic and finding the information useful. We are thrilled you are building up your savings once again. Wishing you nothing but success and God's highest and best.
@@richandkevin6101 🍃💚🍃❤️🍃👵🏽👋🏾🤗🤗
Great seeing you both again. Hope you have a Happy New Year. Look forward to seeing more videos. Thank you so much!
Thanks, Jon and Happy New Year to you as well! We are glad to be back. Long story short, our jobs kept us busier than expected and we also ended up getting Covid in early November. (We are both vaccinated, so it ended up being like having a very bad head-cold) Hope you are doing well and have been enjoying the holidays.
Terrific video, and solid advice! I really appreciate the acknowledgement that each person needs to consider their individual situation, because there isn't one perfect technique.
P.S. You both look so handsome!😁❤😘
Thanks Carol! Have a Happy New Year - we love you!
@@richandkevin6101 HAPPY ANNIVERSARY!!! Wishing you both the very happiest New Year, and many, many happy years together!😘😘😘
Welcome back and HAPPY NEW YEAR Guys 😊😊😊😊😊😊
Thanks, Tom - we are glad to be back! Happy New Year to you, too!
@@richandkevin6101 Thank a lot, my dear friends 😊🙏🏻
You both are fine, don't know which to pick
Alrighty well you don’t have to pick. 🤪
You guys haven't posted in a while! I hope you both are doing well.
Good morning Ms.Cinema and thank you for looking in on us. We are doing well and it's been a rough few months. Rich's mom passed recently after several weeks in the hospital and then I was wrapping up my busy season. We are looking to begin posting videos before the end of the month. Again thank you so much for checking in on us, we really appreciate it. Have a great day!
@@richandkevin6101 sending my love to Rich and his family during these hard times 💕 looking forward to seeing you guys again soon!
Thank you very much. This coming Sunday will be the first mothers day since his mom passed so it will likely be hard for him. Have a great weekend.
Hey Rich and Kevin new subscriber here, love the finance videos. Also your coming out videos were hard to watch. 🥺💙🌹🙂
Thanks for becoming a subscriber, Pjay - and Happy New Year!