2024 Labour Party's Potential Inheritance Tax Attack!!

แชร์
ฝัง
  • เผยแพร่เมื่อ 20 ธ.ค. 2024

ความคิดเห็น • 143

  • @l3f799
    @l3f799 หลายเดือนก่อน +4

    The worst tax ever. Steal from someone when they can't fight back and at a time when their immediate families are in crisis. Sickening

  • @drasticplasticaustin
    @drasticplasticaustin 2 หลายเดือนก่อน +10

    What is inheritance tax other than legalised theft?

  • @huzaifarahman2232
    @huzaifarahman2232 2 หลายเดือนก่อน +32

    My dad came as an immigrant back in the 90s and started off working a minimum wage job. He has worked hard all his life and he now owns 4 properties in London and a successful business. It’s appalling how labour believe they have the right to take all his success and hard work away from him with all these taxes. If the taxes were spent on our public services and building new homes I don’t think many of us would complain but let’s be honest. Our tax revenue will just be spent on wars and other countries. It’s disgraceful.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      Agreed, it is outrageous 😡

    • @garyfardon8841
      @garyfardon8841 2 หลายเดือนก่อน +3

      Your dad had the privilege of being allowed into the country and was given the opportunity to make a good life for himself. It is only fair that he should pay back into the system that allowed him to succeed.

    • @huzaifarahman2232
      @huzaifarahman2232 2 หลายเดือนก่อน +4

      @@garyfardon8841He pays over 100k a year in tax so I think he already has. By the way what system is he paying back into? More money for wars and importing people who contribute nothing to this country.

    • @huzaifarahman2232
      @huzaifarahman2232 2 หลายเดือนก่อน +3

      @@garyfardon8841 If the system was the reason he became successful then why isn’t everyone successful. It’s not the system it’s the hard work people put in.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      @garyfardon8841 that is an interesting thought. Did he not pay into the system along the way though?

  • @SoloSi2024
    @SoloSi2024 2 หลายเดือนก่อน +5

    Thought you needed the proceeds from your house sale to pay for your dementia care? Such a crap economy isn't it? 🤔

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      There are better ways to be fair to pay for care in alter years. Please do get some advice on this so the house does not need to be sold 🙏

  • @Lilrom2003
    @Lilrom2003 2 หลายเดือนก่อน +3

    Bringing in CGT on main residence would be so unfair when comparing someone who has moved recently vs hasn’t moved in 40 years

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Totally agree with you 🙏

    • @graemejones9707
      @graemejones9707 2 หลายเดือนก่อน

      It would also clog up the housing market as people seeking to downsize like me would just not bother.

    • @Lilrom2003
      @Lilrom2003 2 หลายเดือนก่อน

      @@graemejones9707 many wouldn’t be able to afford to downsize to anything like the house they’re in. And they couldn’t gift it to children either as they couldn’t come up with cash. The housing market collapse eventually means all poorer and no Capital Gains tax and no one will invest so no new homes

  • @gileschance952
    @gileschance952 หลายเดือนก่อน +1

    Public services in Britain are a disgrace. Several city councils are bankrupt. Salaries for junior teachers and doctors are below subsistence levels. Defence spending needs to increase 3x. Visit any northern town to see that, outside most of the south, Britain has become a 3rd world country, with a lot of poverty - yes, real poverty. What a disgrace !
    40bn pounds per annum is a minimal estimate of the resources needed to start fixing all this.
    Many wealthy people argue that all this money, or most of it, could be found through cuts and efficiency savings. Cuts ? There is nothing left to cut . Efficiency savings ? Maybe, but very limited.
    The next wealthy-man option is to tax the lower class. Put up VAT to 22% or 25%. Easy to collect. and lots of extra tax. Regressive, and VERY UNFAIR. So what ? I would like to live in a less unequal, fairer society. Wouldn't you ? (NO, say most of the comments here. I don't care, as long as I can go on a cruise with my family twice a year and pay the school fees 150,000/year).
    You have to go where the money is. Assets of more than 2 million need to pay tax. Tax avoidance schemes, like property trusts for expats to avoid paying any inheritance tax need to end. Some HNW's will leave. Most won't. Some will even appreciate giving some of their money to help the country recover and prosper.
    But as can be seen from the comments below, this sentiment is quite rare.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  หลายเดือนก่อน

      I have been to the northern part of the United Kingdom.
      I think it is a tragedy of the degradation that is happening.
      It is fair to say that even charity shops are closing down because they cannot afford to stay open.
      Third world? Yes I would tend to agree 😔

  • @allykhan8594
    @allykhan8594 2 หลายเดือนก่อน +7

    Avoid inheritance tax - JUST LEAVE THE COUNTRY!!! What is the point of passing to the next generation for them to go thru more SAGA. I ain't paying for other mess ups, how they run the country or how they run their family and their own lives.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      Hence why I am in Spain 🇪🇸👍

    • @davemitchell3998
      @davemitchell3998 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountantsdon’t they have some heavy inheritance tax

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Where I live in Spain, it is just 1%

    • @davemitchell3998
      @davemitchell3998 2 หลายเดือนก่อน

      @@UK-Property-Tax-AccountantsI’ll look into it..I had no idea

    • @stephenwilliams399
      @stephenwilliams399 2 หลายเดือนก่อน

      Historically leaving did not get you out of IHT although with the changes to non does, it does look like there will be a 10 year tail for IHT after leaving from 6 April 2025.

  • @simoncook1325
    @simoncook1325 2 หลายเดือนก่อน +1

    My sister died 3 months ago aged 56.Her estate is estimated at 1.3 million which includes 4 properties.
    My mother is named as a sole beneficiary to her pension.
    My question is I thought pensions are not included in someone's estate
    Why have the pension company said that it has to be dealt with by the probate lawyers? Shouldn't it just be given straight to the beneficiary?
    Thanks

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      I am sorry to hear about your loss. That could not have been easy for you or your mum
      IHT and tax planning may have some hiccups so please get hold of the pension administrator to get advice

    • @simoncook1325
      @simoncook1325 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountants Many thanks for your kind words

    • @Mr_G977
      @Mr_G977 หลายเดือนก่อน

      I am sorry to hear about this problem coming on top of what is a difficult and stressful time. I know what it is like as I am sole Exec for my late mother's estate which attracts IHT. Six months in and i only just been able to apply for probate. It has been high stress and there is more to come. You will want to check with a professional but from what I understand; the Will deals with the estate and since a pension is outside the estate the pension administrator company ignores the will and want to pass the pension to the named person that the pension holder has provided them with. If there is no named person on their records then they expect probate lawyers to provide them with the ID of the person to pass the pension on to. It is a nasty trap as many fail to keep their pension provider up to date with who their nominated person is to be. Basically 'buck passing' because they do want to be 'on the hook' for passing the pension to the 'wrong' person. A Will does not cover everything. The pension administrator would be mainly guided by the rules of intestacy as to who gets the pension, but you may be able to use the will as evidence of her written wishes, but pension administrator is not bound to follow the will. Let's hope common sense will prevail.

  • @mrsulzer66
    @mrsulzer66 2 หลายเดือนก่อน +3

    IHT at 40 % way too high a rate. If it was 10-15% the upheaval for the “Rich” leaving could be mitigated as they would more readily accept their national duty to contribute financially to the society they are part of.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      Agreed 👍

    • @graemejones9707
      @graemejones9707 2 หลายเดือนก่อน +1

      That goes for all taxes. My marginal rate is 61.75% so there's literally no point working any more until next April

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      @graemejones9707 wow 😮 that is so high

    • @graemejones9707
      @graemejones9707 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountants It's actually more! 39.75% dividend tax on top of 24% corporation tax for anything over 125k. Over 50k is 24% + 33.75%

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      @graemejones9707 even more as Corp tax is 25% over £250,000

  • @feichengwurao320
    @feichengwurao320 หลายเดือนก่อน +1

    Nothing surprising at all regarding double taxation, people have been taxed over and over again all the time without realising it. For example, you earn a wage and pay income tax, what's left behind are your disposable income after tax. However when you spend that after tax money on VAT-chargeable items, you are paying tax again isn't it,? And what about council tax, you don't get tax relief for the council tax you pay.
    Firstly the education system is becoming so bad in this country, lots of people can't do maths properly, so they don't realise how much they've been skimmed off. Then you get terrible government who cannot manage their finances and always have to resort to borrowing and increasing tax revenue to balance their books.
    The gov also cannot think and plan on the long term such that any surpluses can be invested for returns to help future budget, instead they must spend every single penny they receive.(and don't get me started about mismanagements and wastefulness)
    So there is no end in tax increases, because there is no end to their bad financial management.
    God only requires people to give 10% for tithes, but government is asking for 20% here, 40% there etc....and trying to get more. Even when their tax policies can lead to some people dying, they don't care, it's their coffers first.
    In the news reports, taxpayers are paying millions per day to house the illegal immigrants, which is growing in numbers everyday; why are they not tackling this to stop the drip, in the first place?
    When will it come to a breaking point? Remember the attempt to implement poll tax by the Tories?

  • @Lilrom2003
    @Lilrom2003 2 หลายเดือนก่อน +1

    They would have to bring in a gift tax and exit tax to get any money for the next few years

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      I could see that being introduced

    • @Lilrom2003
      @Lilrom2003 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountants it exists in Netherlands with gifts above about 5000 euro per year with higher one time exemption for aid first home deposit and one for marriage costs

  • @Mike-lb1hx
    @Mike-lb1hx 2 หลายเดือนก่อน

    Bringing pensions into the estate while death in service benefits are outside is inconsistent and unfair as it assumes the pension is held by someone who has no dependents who are not married to them. Given 14% die before state pension age and 24% of couples in their 50s are unmarried this is clearly untrue.
    The unmarried couples will also be driven to buy annuities rather than drawdown by these IHT proposals

  • @arikhanaalffie
    @arikhanaalffie หลายเดือนก่อน +1

    Shell we get rid of useless Labour government, yes, yes, yes now.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  หลายเดือนก่อน

      This is not my opinion. However, I think most people in the UK would disagree based on the fact that they got into power.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  หลายเดือนก่อน

      @@arikhanaalffie I do need to clarify my last point. I am not a fan of the labour party.
      The issue I have currently is that all UK leaders in government seem to be pretty useless.

  • @theunspokentruth5987
    @theunspokentruth5987 2 หลายเดือนก่อน +3

    Tax workers again . To pay benefits. Imo benefits should be abolished benefits is not a career choice

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Agreed 👍

    • @glasgowscorsese
      @glasgowscorsese หลายเดือนก่อน

      its been a career choice for many uk citizens for decades now. Now we have the English Channel full of people coming over to start their career of benefits. 1 in 100 of uk population is an illegal immigrant. They aren't working or paying tax.

  • @Mike-lb1hx
    @Mike-lb1hx 2 หลายเดือนก่อน

    On the double CGT and IHT isn't it worse than that potentially (genuine question I'm not sure of the answer
    If probate has been given and the property won't sell / prices have dropped a sale below market (say 20% to 1.2m ) would leave the beneficiaries with a net 360k (less fees) on an original cost of £500k so paying CGT despite the beneficiaries suffering a loss

  • @robertsaffer8757
    @robertsaffer8757 2 หลายเดือนก่อน

    On CGT double taxation you are being alarmist. I think that they will indeed impose CGT on death of any uplift/gain during the deceased ownership. THEN apply IHT on the asset net of the CGT. One has to come first and as CGT will be treated as any other tax owed and be expected to be paid as any other tax (or other) liability and the net value for used to calculate IHT. To suggest that both can be applied to the gross values of the estate is tantamount to alarmism.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Time will tell. I do not live The Labour Party any benefit of doubt on attacking the wealthy

    • @robertsaffer8757
      @robertsaffer8757 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountantsthey cannot levy CGT on the estate. CGT is accumulated against the gain which happened in the deceased’s lifetime. It’s through an allowance that it is nullified on death. Removing that allowance means the CGT becomes live again… and payable as any other tax liability that the deceased left behind. It’s impossible for them to bring it into the estate as an extra tax alongside IHT. Unless they bring in an absolute new regime for inheritance in its totality. We would then have an inheritance tax regime akin to the 1960s (85%++) difficult to imagine but not impossible as you say.

  • @picknmix39
    @picknmix39 2 หลายเดือนก่อน +1

    It's a very contrary argument to say that because parents have worked hard to earn wealth they should be able to pass that on to their children, but at the same time maintain that the children should be able to inherit without working for any of it! Do people who endorse inheritance believe that hard work should pay (the parents), or that we should be able to get wealth without working at all (the children)?

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      I think the money I have built up should give my child to get a head start.
      Receiving money does not mean that they won’t work. They might invest the money into business.
      This approach would mean that owners should give the business back to the state rather than have their kids continue it.
      This does not work for me after killing musket for the last 20 years working 60-60 hours per week.
      However, I have seen with my own eyes that money can make a lot of people: lazy, entitled etc.
      This needs parents to avoid this type of behaviour, which does not always work.
      To conclude I can see both sides of the argument.
      I wood do everything to ensure that my family continue the business and grow it to be even better
      Anyone else have thoughts on this?

    • @jeffreyfernandes6435
      @jeffreyfernandes6435 2 หลายเดือนก่อน

      That’s not your decision. Is it right that parents work all their lives and PAY taxes and then the government take just less than half of it? It should be up to the parents what they do with their money. Obviously your parents aren’t leaving you anything?

    • @picknmix39
      @picknmix39 2 หลายเดือนก่อน

      I understand that logic. But let's remember that inheritance tax only applies to about 4% of estates so 96% of estates currently pass on ALL of their wealth to their kids. So unless you are very wealthy, this discussion is irrelevant! Secondly, the big problem with inherited wealth comes after multi generational inheritance when the need to be productive through work (contributing to GDP) has disappeared because individuals can live off inherited investments and perhaps having inherited a house which they don't have to pay for. My objection to inheritance is not the politics of envy, it is a concern for our flat lining GDP and unbelievably expensive housing, both of which are influenced by people inheriting large amounts of wealth.

    • @jeffreyfernandes6435
      @jeffreyfernandes6435 2 หลายเดือนก่อน +2

      @@picknmix39 let’s not get into your speculative assumptions. The principle is that why should someone who has worked hard all their lives and have paid taxes all their lives and then be taxed when they are dead? The children would still have to pay taxes on the money that they inherit. The truth is that successive governments have consistently destroyed our country and the general public do not agree where the money is spent. You need to spend your time trying to reform the electoral process of this country rather than worry about people passing down THEIR wealth.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      100% agree. People with little or nothing have everything to gain

  • @stevantunic511
    @stevantunic511 2 หลายเดือนก่อน +4

    The very best form of tax planning is not voting Labour. Even people in Sandbanks forget that, they have a Labour MP.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Are there any good UK leaders at the minute?

    • @glasgowscorsese
      @glasgowscorsese หลายเดือนก่อน

      @@UK-Property-Tax-Accountants They can only operate with what they have. UK is bankrupt and only way to raise money is tax tax tax. This wont change and will keep getting worse for obvious reasons.

  • @colin1493
    @colin1493 2 หลายเดือนก่อน

    Labour should just manage taxes the same way the tories would, oh wait we done that for 14 years and it didn’t work. Maybe some changes are needed after all.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +2

      I am not convinced that the tax system is broken rather than what the Government did with the money.

  • @picknmix39
    @picknmix39 2 หลายเดือนก่อน +2

    Let's not forget in this debate that inheritance tax (and for that matter VAT on private school fees) only are/will be paid by about 4% (8% for school fees) of the population. We should surely always support policies which benefit a majority (in this case the VAST majority) of the population. Even though I'm one of the 4% who stands to pay inheritance tax when my parents die, I think that's a good thing for the majority of the population and therefore for me too, indirectly.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      I have to say that I read this with total admiration. What a noble way to look at things. You certainly made me think about my narrow thinking. Thank you 🙏

    • @daveargent4851
      @daveargent4851 2 หลายเดือนก่อน

      The problem with the constant freezes or reductions in thresholds is that many more people will be dragged into the same position as a result of fiscal drag.

    • @picknmix39
      @picknmix39 2 หลายเดือนก่อน

      @@daveargent4851 yes. I wonder if the opposite is true at the moment as house values slide and more peoples estates are worth less as a result.

    • @SoloSi2024
      @SoloSi2024 2 หลายเดือนก่อน

      Doctors rely on private schools for their after school care clubs, but who cares about doctors?

    • @glasgowscorsese
      @glasgowscorsese หลายเดือนก่อน

      easy to say when you didnt work to earn the money in the first place. Your parents did and you will be getting a nice wedge for nothing. Easier to accept the government getting a slice when you look at it from that perspective.

  • @MrBgsounds
    @MrBgsounds หลายเดือนก่อน

    So long as they start from the top down … the royals. The aristocracy… oligarchs

  • @SoloSi2024
    @SoloSi2024 2 หลายเดือนก่อน

    Drastic measures now required following their brexit failures.

  • @picknmix39
    @picknmix39 2 หลายเดือนก่อน

    Inheritance tax should be 100% over the thresholds. That way we would cap the amount people could inherit, which would prevent people inheriting huge, unearned sums just because their parents house value increased without anyone doing any work. It would stop them buying houses with their inheritance and pushing up prices for people who actually earn their money.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      I am sure many people would disagree with you, including the royal family and most in parliament

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน +1

      Equally did the parents not earn the money to buy the houses to begin with?

    • @picknmix39
      @picknmix39 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountants I'm sure they would!

    • @connect4558
      @connect4558 2 หลายเดือนก่อน +1

      What about the interest they paid on the mortgage, the upkeep not to mention stress when rates were high?🤦‍♂️

    • @picknmix39
      @picknmix39 2 หลายเดือนก่อน

      @@UK-Property-Tax-Accountants parents may have earned the money through work, yes. Maybe we should only inherit the amount our parents paid for the house. The rest should go to the state to be used for common good.

  • @CpGrn-i9c
    @CpGrn-i9c 2 หลายเดือนก่อน +1

    If your a true capitalist you shouldn't believe in inheritance tax. Your children should pull themselves up by their boot straps and make their own way in life . Not rely on mummy and daddies big inheritance. If you've got money and assets enjoy them while your alive you can't take it with you.

  • @robertsaffer8757
    @robertsaffer8757 2 หลายเดือนก่อน

    On CGT double taxation you are being alarmist. I think that they will indeed impose CGT on death of any uplift/gain during the deceased ownership. THEN apply IHT on the asset net of the CGT. One has to come first and as CGT will be treated as any other tax owed and be expected to be paid as any other tax (or other) liability and the net value for used to calculate IHT. To suggest that both can be applied to the gross values of the estate is tantamount to alarmism.

    • @UK-Property-Tax-Accountants
      @UK-Property-Tax-Accountants  2 หลายเดือนก่อน

      Time will tell. I do not live The Labour Party any benefit of doubt on attacking the wealthy