I love watching these spending videos. I do pay rent living in an apartment. However I’m grateful not to have other larger expenses such as monthly car payment and student loans. Also my rent includes both gas and water which means I’m again thankful to only be left with electricity and internet. So even though I do pay one bigger expense monthly the rest of my expenses are smaller amounts.
Hi Charlotte. You are an extremely responsible minded young woman. You are being fiscally responsible with your finances and your financial mindset! You should be quite proud of yourself! 💚❤️💚❤️
I enjoyed this video and would enjoy more of them. Considering you paid a few bills that are monthly and it being Christmas, you really didn't do bad. So you dont have a reason for regrets, and feel great about yourself and that you do make all your payments on time. I really hope that student loan issue gets resolved, especially since you are paying way more than the original payment Thanks for the vlogs 🎉
Good morning Charlotte happy Friday morning and happy holidays and merry Christmas to you and your loved ones and I enjoy your channel because you are amazing Supporter
UPS mailbox is cheap where you live. It's $600 a year or $50/month. I got a USPS box for $200 in Los Altos, CA, just so my mail would not be stolen from my mailbox.
Personally I find planning out and tracking income vs expenses per month in a notebook helps. Try to always have a savings incase something unexpected comes up. "Investing" can sound scary but you can start small like a retirement fund through your employer or opening a CD Account that gains interest over time.
yesss I love tracking my income as well! I have an entire notion page dedicated to it haha. I've also been using a high yield savings account since June and investing in my roth IRA for over 2 years now! I definitely want to do more financial content in 2024 too where I can talk about it all in-depth!
I’ve had the payment not counting thing happen on my PayPal Credit account before like you mentioned with yours student loans. Thankfully I caught it before it was late, I normally make a payment t at the beginning of the month as soon as the amount due is posted and pay the minimum payment + $100, just so I know that’s taken care of, thenI’ll make another payment toward the end of the month closer to the due date depending on how much (or little here lately lol) I have left after paying for everything else I need to for the month. I guess this one month even though it told me how much I owed, maybe the new billing cycle hadn’t officially started or something, so even though I paid that $150 or however much it was, when I went to pay more later in the month, it still said I owed my minimum amount due (It showed that I’d made a payment on the 4th or whatever date, and it went toward my balance, so the payment went through, it just didn’t count toward my minimum payment that month for some reason.) Thankfully this was a month I had enough in the bank to make another payment (and that I’ve paid it down enough that my minimum isn’t close to $100 anymore like it has been in the past) and that I caught it, but now I’m super paranoid about that first payment of the month not “counting”. And I’m sure they could’ve corrected it if I’d contacted them since they could see I had made a payment that month with the minimum payment and then some, but I was glad to not have the hassle of having to deal with that since I had enough to just go ahead and pay it, I’m just sure to check a couple days after I make that first payment of the month to make sure it counted ha. Being an adult is expensive 😅
Hi Charlotte 🙂 💵 It's good that you pay off your credit card because that will save you lots of money in interest. Perhaps this isn't the time to ask you for a loan 🤔 (oh well) 😂. So you're a Barbie girl as well as a Big Girl.
![[MV] A leap of faith...ความเชื่อใจครั้งสุดท้าย (From "Petrichor the series")](http://i.ytimg.com/vi/U1piZH2CNXA/mqdefault.jpg)
Thanks for the work. Think Global... Act local. Thanks for Financial Transparancy. It is important.
I love watching these spending videos. I do pay rent living in an apartment. However I’m grateful not to have other larger expenses such as monthly car payment and student loans. Also my rent includes both gas and water which means I’m again thankful to only be left with electricity and internet. So even though I do pay one bigger expense monthly the rest of my expenses are smaller amounts.
You’re brave to make this video during bills week and holiday spending season! You’re doing great, I always enjoy these types of videos.
That's not too bad considering how much purchases you made. Not too bad in my opinion. You deserve it you work hard.
Hi Charlotte. You are an extremely responsible minded young woman. You are being fiscally responsible with your finances and your financial mindset! You should be quite proud of yourself! 💚❤️💚❤️
Charlotte your smile is too too too cute and you are the sweetest girl in the world I have ever seen in my life and I will support you till end😭🥺✨💖
I enjoyed this video and would enjoy more of them.
Considering you paid a few bills that are monthly and it being Christmas, you really didn't do bad.
So you dont have a reason for regrets, and feel great about yourself and that you do make all your payments on time.
I really hope that student loan issue gets resolved, especially since you are paying way more than the original payment
Thanks for the vlogs 🎉
Love this video, def do more like this!
Good morning Charlotte happy Friday morning and happy holidays and merry Christmas to you and your loved ones and I enjoy your channel because you are amazing Supporter
UPS mailbox is cheap where you live. It's $600 a year or $50/month. I got a USPS box for $200 in Los Altos, CA, just so my mail would not be stolen from my mailbox.
I don’t blame you I love bath and body works to
it's so good!!!
Hi Charlotte! Merry Christmas and Happy New Year ☺ Lets us know about the student loan!
I did get the loan figured out, thankfully! Happy new year 🤍
Personally I find planning out and tracking income vs expenses per month in a notebook helps. Try to always have a savings incase something unexpected comes up. "Investing" can sound scary but you can start small like a retirement fund through your employer or opening a CD Account that gains interest over time.
yesss I love tracking my income as well! I have an entire notion page dedicated to it haha. I've also been using a high yield savings account since June and investing in my roth IRA for over 2 years now! I definitely want to do more financial content in 2024 too where I can talk about it all in-depth!
Hey Charlotte great video
A very nice one!
I’ve had the payment not counting thing happen on my PayPal Credit account before like you mentioned with yours student loans. Thankfully I caught it before it was late, I normally make a payment t at the beginning of the month as soon as the amount due is posted and pay the minimum payment + $100, just so I know that’s taken care of, thenI’ll make another payment toward the end of the month closer to the due date depending on how much (or little here lately lol) I have left after paying for everything else I need to for the month. I guess this one month even though it told me how much I owed, maybe the new billing cycle hadn’t officially started or something, so even though I paid that $150 or however much it was, when I went to pay more later in the month, it still said I owed my minimum amount due (It showed that I’d made a payment on the 4th or whatever date, and it went toward my balance, so the payment went through, it just didn’t count toward my minimum payment that month for some reason.) Thankfully this was a month I had enough in the bank to make another payment (and that I’ve paid it down enough that my minimum isn’t close to $100 anymore like it has been in the past) and that I caught it, but now I’m super paranoid about that first payment of the month not “counting”. And I’m sure they could’ve corrected it if I’d contacted them since they could see I had made a payment that month with the minimum payment and then some, but I was glad to not have the hassle of having to deal with that since I had enough to just go ahead and pay it, I’m just sure to check a couple days after I make that first payment of the month to make sure it counted ha. Being an adult is expensive 😅
Ugh that sounds so frustrating!! Adulting is expensive for sure :/
Charlotteee 😃
Hi Charlotte 🙂
💵 It's good that you pay off your credit card because that will save you lots of money in interest. Perhaps this isn't the time to ask you for a loan 🤔 (oh well) 😂.
So you're a Barbie girl as well as a Big Girl.
LMAO..........wait.........that's nothing