Total Loss? What do I do?
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- เผยแพร่เมื่อ 28 พ.ค. 2024
- Are you now, or ever had to deal with your vehicle becoming a total loss in an accident? There are some options that you have and it is very important for you to know what those options are. In this video we outline how your vehicle is deemed a total loss and then walk you through all of your options do that way you can determine what YOU want to do next. Come and drop in to any of our three locations in Van Nuys, Simi Valley, and Downey. We are here to serve our community and educate viewers. Thank you for stopping by!
Check out our website: autoaidcollision.com/
Give us a call: (818) 616-1168
If you are looking to see how to read your estimate from a body shop check this video out:
• How to read an auto es...
Auto Aid Collision has been committed to providing the highest quality auto bodywork in the Los Angeles and Simi Valley community since 1984. We can repair any surface of your vehicle, submit your insurance claims and restore your car back to its original condition. From auto bodywork, collision repair service, auto accessory installations & minor dent repair, we are happy to offer it all. At Auto Aid Collision, our dedication to exceptional body repair quality is backed by our written lifetime warranty.
We provide towing service for repairs and also offer interest-free financing for times when unexpected damage occurs. Our commitment to investing in advanced training, manufacturer certifications, equipment, and team development has kept us on the leading edge of the collision repair industry. We want you to drive away satisfied, telling your friends and family all about the great experience you had at Auto Aid Collision.
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Thank you for helping me get a basic understanding. I’m a college student just finished paying off my car and got rear ended at a red light… first time dealing with all this
I am crying. I went through hell for that car and have to accept 6k for a 25 k car . That is Cruel
What type of car? I totaled my lexus and got 13k when i paid 15k 4 years ago.
Hey I have 2012 Toyota le and it’s 92000 miles used but last week got accident and it was not my fault
But they totally lose my car how much I ll get
And If say low price how can I get good price
Please suggest me thanks a lot
Keeping a vehicle deemed a total loss by an insurance company is usually a bad idea.
1. If you now have a salvage title, your vehicle is borderline worthless
2. If your vehicle has repairs , they will likely be more than the insurance settlement. Then you’re out of pocket
3. Most reputable companies won’t work on it. The ones that do are often shady. Example. Your car is worth 4000, you have estimated 3000 in damage. Insurance pays you 3000 as settlement and let’s you keep the car. When you bring for repairs, they take it apart, suddenly repairs now cost 5000, and you’re stuck with a shop holding your vehicle, in pieces, and you’ll be 2k out of pocket to get it back.
Case by case. Some of the stuff the deem a total loss is anything but. Sometimes Its worth the amount they knock off the settled amount other times it’s not. No cut and dry answer.
@@NobodyUR it’s deemed a total loss for a reason. That reason is financial. If a customer wants to take that risk, it’s on them. Sometimes it works out. Usually, no.
What usually happens is the vehicle that is worth 5000 but has 4000 in damage, the customer will find a shop that says they can fix it for 2000. Then once the vehicle is disassembled, they “suddenly realize” it’ll be 6000 to repair. When the customer refuses, they demand payment for “the work they’ve done so far”, which includes 10+ labor hours of disassembly, admin fees, etc. then if the customer pays those fees, now they have a disassembled car they need to fix….
I do this for a living.
I have a car that has front end damage but is perfectly drivable just all cosmetic and has lots of years left on it most likely. it's not a gas guzzler and is valued at $1000 so I think i may be one of the exceptions. The longer I drive it the more money I save. I dont much about this stuff though
Thank you so much for explaining this so well
Great video!!! Very informing...
A tree branch fell on my truck and the repair shop priced the repairs so high the insurance company declared it a total loss even though my truck runs fine and only had a few dents and a broken windshield. The shop claimed it needed a whole new top and other things but it doesn't. My husband can fix it himself, but thought the insurance company would do it since we paid for it every month. Our truck is paid off in full. I feel that they were trying to hijack my truck !!! So they take it, fix it up and make money from it !!! I knew there was some kind of game to these insurance companies !!!!
A few years ago my car was deemed a "total loss" even though the damage was only cosmetic. The front and rear bumpers needed replacing, as well as the hood and trunk lid. The engine was replaced a year prior as well. My car runs great, there was no way I was letting insurance write off my car (which was fully paid off). I took my car back, did not send in my title (why would I, it's my car!) and took their settlement check to get my car fixed by a local shop. Everything that needed replacing was replaced and 3 years on, my little car still runs great. I even moved states and I've had no problems since. Don't let car insurance companies take your car!!
@@SvetaFromUkraineam in a same situation here and really want to keep my car which is already in my possession. 👍
man is focused 👍
I haven't gotten an estimate yet, but I can guarantee that my insurance will total my car because it's a 2007 Mini Cooper so obviously repairs are expensive. I know they're going to say it's worth like $4,500 but I know it's worth at least $5,500. It has 4 brand new tires, new spark plugs, new ignition coil, recently recharged A/C refrigerant, new o2 sensor, and I pampered that little bastard. I changed it's oil every 3,000 miles, checked the oil at least once every week, and I detailed it every 1-2 weeks. I've spend $1,000 on maintenance/repairs and I've only had it for 5 months
did they total it?
Did they total it
Lol I love how it says Downey. Can I come see you tomorrow? Downey pd sergeant has yet to speak to me after DUI driver hit me 90 seconds after parking my car. (Seat belt off)
I have an 2009 FJ Cruiser just hit and there is front end damage. I am in NJ. These trucks keep there value. Will my insurance fix it ? If not should I keep it? I love the truck and don’t want to lose it but don’t know what to do. The adjuster will look at it this week. Any advice is welcome. Thank you in advance!
i work for an insurance company and i wish people would watch this video. so many time people insist on keeping the salvage car and then call me 2 weeks later because they changed their minds...too bad, call a salvage yard to come pick it up and now you've got a whole new set of problems
Question in just got In a accident where a car came from know where and totaled my car. My question is I’ve changed my lights to Halo LEDs front and back and my rims does that affect the value any? Although I paid a lot for them all.
@@dwaynesmith5338 yes it does, but not as much as you paid for the lights. Typically a difference of $100 or less.
@@matthewmwoody dam so I don’t get anything from there insurance company for them damaging my rims I paid a lot of money for ?
When people do let go of the car and insurance pays out the owner, what are the options for that person? Going and buying a new vehicle or financing a new vehicle?
My car was crashed (all airbags went off) by a family member who was an excluded driver on my insurance. My insurance is not going to give me anything, so will my car ever be classified as totaled? This being the case, can I sell it as is with the original title?
If my car was stolen and recovered same day with scratches and dents should my full coverage cover a whole new paint job Or just the parts damaged? They’re tryna say only the parts damaged. I don’t want pieces painted I want a whole new paint job can this be done with my insurance?
What will be the best website to validate my car myself
Why not just tell everyone what a F-ing rip-off the insurance companys are. "They" Total out your vehicle and say it's ONLY worth some little cheap ass amount (that They pull out of some wholesale/ car Dealer book) Meanwhile the market value to go out and actually buy another one just like you had is 4 times the amount they want to give you.
Good example.... 93 Dodge Cummins 4x4.
Insurance says 2500 bucks
The market says (if you can even find one) 12000 to 18000
IT'S BULL CRAP.
That's why you gotta fight back and tell them no and do your homework. Insurance is totally a scam and the way this country has built insurance companies, lifted up dealerships, and all their other buddies to be immune to repercussions is wild. These people should be dead on sight.
He didn’t tell that because - well - because you’re simply wrong.
Well I work for an insurance company and i disagree. The 3 things that determine your car’s value is miles, options, and condition of the car. If you beat the sh;t out of your car, drive it 300,000 miles m, you’re not going to get a lot of money. Most people don’t know the value of their car. Also insurance is a business, every dollar we pay out on a car is coming from someone so don’t argue with people who are at fault about the value, the insurance company is about to triple your rates and get all that money back. (Even if you switch companies it won’t matter because we all share information and they are going to charge you a lot too). You want to not deal with insurance companies, SLOW DOWN, STOP TAILGATING, PUT THE CAE PHONE DOWN and stop getting in accidents😝
@@matthewmwoody what about the people who are rear ended and not at fault in no fault states like Michigan. It's it a joke when a hard working person loses their car? #Weird
@@matthewmwoody Cringe
How does ur insc deal with the car dealer
Informative video , thank you
What if I told the dealership to go ahead with out the total loss statement??
I own a 22 Dodge Charger 392 scatpack
The damage is at 55% damaged can it be fixed or it’s already a total loss 😢
Remember when I was a kid a totaled car was unheard of.
Now more common than one being repaired. Seems fishy to me.
When you was a kid they were mad of better materials and quality … the fishy part is there making cheaper cars with more tech and charging waaaaaaaay more
@@smokey20twin28 more dangerous too though so that's the trade off
That's there new way of getting us out of our cars and into what they are peddling now. CRAP cars that sparkle.
I had a 2020 Nisan Altima that got hit by a stolen car 😢 it was a totaled lost I was going through carmax now I’m lost
ok what if I live on a disability income, and value my car because I have put new parts in and kept it in good shape despite it being a 2004 and having high mileage? I want to keep my car! I was on the sidewalk when my car was parked and a teenager came speeding down the street and hit my back wheel and bent it. now their insurance company wants to call it a total loss! I cant afford another car in this part of california! what can I do? especially since the dad of the teen promised to "take care of all the repairs" as long as I use the dads insurance. now what? can you help me?
How is diminished value calculated?
Is it ok to remove factory fits like Roof rails, hitch receiver etc. before moved to salvage yard if it gets totalled and plan is get a similar model car in future?
You forgot to mention to NEVER accept the first offer from the insurance company. If they feel your car is worth $5K, do your homework and collect examples of comparable vehicles selling for more in your area and present that data. If you are not at fault, the at fault driver's insurance company should pay what it costs to replace your vehicle with one of similar age, mileage, condition and options.
I got accident before one week
It was not my fault
My car model is 2012 Toyota le
And it’s used all most 92000 miles
But they told me ur car is lose
I don’t know what should I do
And how much I’ll get
. How can I get good money please suggest me thanks I m so worried about this
Salvage title means almost no vehicle tax?
i was jus recently hit in my 2017 mustang gt, it was so recent i wasn’t able to even make a first payment after my down payment. i have minor injuries but my main point is. what am insurance going to do? am i getting my down payment and what i spent returned? or am i getting the value of the car ?
same thing happened to me, new q50, hydroplaned 2 weeks after getting it, you’ll be getting ACV from insurance and i pray that you have GAP because the ACV won’t cover your loan
Is it worth getting a Total Loss Protection plan from the dealer (for a mint-condition used car) or did I just waste $799?
Waste
No matter how you maintained your car, insurance companies do not care. They just want your money.. Sucks, but it's true.
My car just went total lost -,- all because the guy didn’t have enough fund on his insurance that’s why it’s a total lost but my car is able to run it’s only a total lost because the guys insurance fund it doesn’t makes sence
No they just don't want to replace the door and it's a vehicle that hit the door that's doing it
Question. My car got totaled and they offering 78k for my vehicle but they said I’m going to get 72 because they have to pay taxes. Who pays taxes insurance of me ? Because it doesn’t make sense how I’m paying taxes for a car that I own already.
Type of vehicle?
What happens if you were the one that hit a car your own car was totaled and not theirs. I got into a DUI accident sadly and going through it.. what happens to your and their car ?
Hey what happened with you
I got the same problem expect it wasn’t a dui
Great video - except for the super rude guy that was talking while you were doing the video.
My car drifted so easily on a sharp turn and unfortunately crashed into a cement wall
Hopefully it is not total loss
So you have to buy the vehicle you own back from the insurance company? What a rip off.
Love it
i have a car still paying on it just got a few months ago is total. do i get the whole amount of car from my insurance. thanks
Same situation for me and question. Mine was deemed loss thus week.
@@nlee4566 what ended up happening?
What if insurance doesn't report to dmv that car is total loss. Do you still have to report it to dmv
Yes within 10 days of the accident
That’s bad bc CARFAX says my Camaro is worth 6k and there was 1 owner before me and you can NOT find one for that!
I got a rare 2014 Dodge Charger RT AWD with the beats system and basically a new engine in it a damm deer hit my right side front end head was gone and power steering got damaged and they talking about total loss screw that
Pain
@@daniels6805 yeah I lost the car 💔
@@jakejimenez7973 how much did they settle with you?
@@jakejimenez7973 geico?
my mom rolled my 2014 challenger SXT Plus. I just put new speakers in my car was perfect. That car was so destroyed I didn't recognize it on the tow yard. I know its totaled and my pay off amount is $13k form my car loan company I just hope they pay that and ill save up to get another one.
My 2020 explorer is worth 34k with 29k miles on it. 23k worth of Damage from an accident....will my adjuster in Ohio total it?
yes
They did but if it wasn't for me forcing it they wouldn't of.
Well that goes my car lol
My car got messed up in the snow and I don’t have insurance what should I do??
Lesson learned, get insurance in the future.
No comments?😒
W ya bud😞
Insurance is a scam.