2% on Everything Is Tough to Beat: Citi Double Cash Card Review 2023

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  • เผยแพร่เมื่อ 29 เม.ย. 2021
  • The Citi Double Cash Card’s 2% cash back-1% back at the time of purchase plus an additional 1% back when the card is paid off-provides relatively plentiful cash-back rewards all-around. The extra 1% cash back upon purchase payment is only available when minimum payments are made on time.
    The card also offers an introductory APR of 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 13.99% - 23.99%, based on creditworthiness. There is also an intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, completed within the first 4 months of account opening. After that, the fee will be 5% of each transfer (minimum $5). There are other cards that offer balance transfer options without such a fee, but the generous introductory period makes the card worth exploring for balance transfers.
    Other benefits with the Citi Double Cash Card include no annual fee, no cash-back cap and a small array of extras, like $0 liability for unauthorized charges, 24/7 fraud monitoring and the now near-ubiquitous contactless and digital wallet options. Rewards are straightforward and easy enough to redeem, though there is a $25 minimum redemption.
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