Totally agree with your point on putting money in on hype is a common mistake. Also goes hand in hand with the sell when price goes down mistake. It's a bit of a flaw with the "just buy the index" and you'll be right thinking, because most investors still underperform the index they buy for this same reason.They'll buy high and sell low. It's also why I think regardless of strategy, you HAVE to educate yourself, whether it's buying an index DCA, using a managed fund or otherwise or buying your own individual equities.
What another great video!!! Great strategy. I’m such a long term investor that I don’t even own isas anymore, I liquidated all my positions and put them into my sipp. And all contributions goes to my SIPP. I like that 25% government top up. And I have 2 index funds. 80% global all cap, 20% VHYL. All my dividends I earn from VHYL goes into my global all cap 😂
Great video, Toby. I think the whole idea of winners don't win forever is captured perfectly by a momentum factor index/ETF. Even though they rebalance semi-annually, a momentum index still has crashes and periods of significant underperformance because, well, winners sometimes stop winning and it all comes crashing down! Thanks for all your hard work on these videos.
@@TobyNewbatt Hold on. And buy more. Keeps turning down? Buy more. Applies only for the broad indexes of course. Your work is being used in our investor's study group. They need to understand this. Stellar job. At 71, I'm not timing the market anymore. I'm timing my existence.
I knew you would like this video - it was good timing to your other comment :) in a global index fund or the S&P 500 you own ALL of the big tech players. In a tech fund you ONLY own the same tech names with bigger concentrations. Is the growth priced in or not? I have no idea, but like I said good luck and invest in whatever you want. Buying any sector or fund based on even 3/5/10 years worth of performance is still not relevant to it's future performance :) I don't invest for guaranteed gains - I invest to get whatever the market provides :)
@TobyNewbatt yes you've shown a lot of good points. To me, though, if a theme has consistently shown reliable performance over the past 3-5-10 years, then i am happy with that. As what else have you to go on ? add to that a bit of common sense and an appetite for risk, then fate will take its course. I retired at 53 from predominately investing, so i have experience over the past 25 years . I am prepared to take risks that would be one takeaway from my journey. 👍
I have like 15% into IITU just to get a bit more exposure to tech. I still have a long investing horizon and don’t mind a bit more volatility for potentially better returns
Hey Toby, great advice, I like the keep it simple and invest for a long time. Very true. I bought stock (not funds) and it went from 0% profit to -20% loss then moved to +40% profit. The only reason why I didn't sell it as I was convinced that this was the stock I wanted to own. Investing in funds is different from investing in shares, frequently the stock that is on up will go up even higher. Why? maybe because the company figured out what is the magic formula to open customers' wallets? (look at Nvidia or Apple for example) or did they drop something that was distracting them? (Meta). On the other hand, a stock that is losing money could be because they lost the magic formula and customers no longer like their product, or competition caught up to them. There might be no reason why stock suddenly will get better. Usually, it takes time before a company turns around, but it is worth keeping an eye on such stock. one thing I learned is that the chart looks completely different on 1 1-week or 1-month chart than on 5 min.
I agree with you that our only choice would be long term investing, but it is almost everything so expensive, that I fear the incoming 10 years our total return will be zero.
This is why you invest consistently no matter what is happening. There is no way to know if something is expensive or not unless you know the future. Also, the alternatives are far worse. If you truly think things are expensive and you never invest during all time highs, good luck trying to time the market :) - it's going to be a very miserable and stressful time. Do whatever you want at the end of the day, but if history tells you anything it's best never to try and time the market :)
@@TobyNewbatt Yeah I know. Timing the market is the worst, I know because tried once (I needed to check it by myself, but I just used a small portion of my portfolio). The thing is I can't stop thinking about the time I still have before retiring (13 years). Not too much for a long term strategy accounting for bear markets. But too much time just for bonds.
@@LordCorwin1 it’s super tough I agree. You’ve definitely got to find that right balance…I think closer to retirement for me I’d have more weighting in cash in high interest accounts or use a money market fund. BUT remember that even during retirement assuming that’s at least 20/30 years you’re still going to be invested. It isn’t some one time event. Maybe a nice future video topic
@@TobyNewbatt yes exactly. Time doesn’t stop when we retire, there is still Inflation and market growth, so we will still need to be invested then in order to grow our passive income and continue to beat inflation without a job!
Reminds me of the old saying about how to get rich. Buy stocks, wait until they double and then sell. If they don't double then don't buy them. Temperament is everything.
Always enjoy watching to remind me and reinforce the strategy of global equity investments even if does look more lucrative elsewhere. Saying that wish I’d chucked the money into the Nasdaq 2 years ago. It would have been mission accomplished by now
Indeed always much easier said than done. i can assure you nobody in my comments section was talking about investing into the QQQ back in 2022 nor were they saying anything about going all in on big tech...now it's fomo all over again.
Really informative, thank you. Made me think of a video by James Shack from a few months ago (Don't invest in the S&P500. Especially if you're retired.) which also, on the face of it, is counterintuitive. Although the S&P500 (never mind tech funds!) has higher average returns than a global fund it is more volatile, so if you're withdrawing money (in retirement) it is actually more advantageous to go with a global fund.
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
I'd agree to an extent. Which is why I invest globally :) But the S&P 500 is 60% of the global equity market so it's not something you can compare to an individual stock or a certain sector. It's also passive and market-cap-weighted. Either way to principles stand that you shouldn't chase any returns - invest regularly for the long term - in good times and bad times - rinse and repeat. Easier said than done because most people wont do it or they just but a stock because it went it bro...
Theres a more basic problem here, you shouldn't be investing on the basis of a graph, at all. Full stop. You should only be investing in individual companies or sectors on the basis of your belief about how that company or sector will do in the future. If you don't have any clue then don't invest in specific investments but pick an index fund. Im 50/50. Index funds as the backbone, individual stocks or areas if its something i think i know better than the general consensus which is usually some way behind the curve, be that curve going up or down. Sometimes i miss, but thats usually because i didnt invest, for example i never bought Microsoft. OTOH i bought Apple in 2007 and Tesla in 2017. And yep i bought Nvidia last year. I wont be selling any of these three for the next 5 years unless something untoward and unexpected occurs (always possible with Musk less likely with the other two) If, say, ive ridden Apple up 20x then should it halve and i decide to sell at "only" 10x id be quite happy because otherwise id be the sort of investor who says "no one ever went broke by selling at a profif" and id have sold my apple when they had gone up 20% not 20x .
Good study Toby and it's hard not to agree with the points you make, the only shift I have done recently is introduce some quality factor ETF to my strategy as I don't feel I am clever enough nor spend enough time to ensure I can take advantage of the current big thing so all I can do is investigate if adding a factor slant to my choices improves the outcome hopefully by excluding poorly run buisnesses I can avoid their downturn. Though I try to not follow fashion and keep TER no more than 0.3% generally as costs are really the only thing we have a choice in. The other thing is I like to feel secure in what I have money in so won't be investing in individual shares far too risky.
Factor investing is a very interesting area that I need to do some future videos on - I think it might strike a nice balance between being a little more picky but still following a general passive strategy!
@@TobyNewbatt it's interesting but I believe it's not worth the fees and emotional turmoil involved with trying to predict the next big factor and it's akin to guessing the future, unnecessary and futile for 95% of investors, your KISS approach is far better and cheaper in my opinion, however minimum volatility ETFs can be a good way to mitigate drawdowns if you stick with it (most people won't)
playing devil’s advocate here, equity market has performed well in the past 30 years, who says it will keep trending that way in the future? If that’s the case, should we even invest?
Great question - and my answer is two fold. Firstly, you are right there is no guarantee at all that the equity market has to go up over time. HOWEVER - we have to do something in order to beat inflation. Over very long time periods, equity markets are beneficiaries of inflation, and it's one of the best asset classes we have. The market prices in a premium for the risk that investing has Secondly, the alternative is doing nothing - this is a guaranteed way to fail as your money will lose value over time. So therefore, balancing risk and reward, I choose to invest every month, over decades whilst ensuring I enjoy life along the way.
Assuming your early retirement is just around the corner, and that you have a lump sum to invest that seems to be big enough to sustain you. No prior investments just the lump sum. How would you allocate your money into assets so you have an optimal return over risk, and be able to get your required annuity?
If you’ve planned ahead, thought through the probabilities of moving house, helping family, medical events etc, and allowed for inflation, and you definitely think the lump sum will be enough…then I’d put 75% of it in a mixture of the best rate interest bearing accounts you can find (some fixed term and some easy access) and 25% into a global index fund like HSBC Ftse All World to try and get some growth. In the event of a market downturn your money in deposit accounts should last you through until markets pick up and you even begin to consider cashing in investments …get as much into your ISA as possible
I'm confused what you mean exactly? Winners win..until they don't - no company lasts forever nor do their returns. It's just the law of big numbers and the market pricing in those returns :) If winners only win...then everyone buys the winners...guess what happens to the returns...nobody wins :)
@@TobyNewbatt ok take Microsoft or Amazon for example. Been leaders since the 90s. You sell them to buy a value trap (think PayPal, Disney, etc) and what do you get? Maybe we both mean the same thing. Dont buy something just because it has gone up.
Nvidia is selling spades. Other companies will buy these spades so they can dig for gold. Time will tell whether gold will be found, but in the meantime those spades will continue to sell.
Nvidia is a great company - no doubt at all. I have no idea what the share price will do though if I buy now. But I do know that many people are going to buy it 'because the stock went up recently bro' and that is always my concern :)
@@armunro I am very bearish in the short term with AI. when the internet came out there was almost immediate impact n people’s lives and almost anyone could communicate/make money/work online. It crashed but because of hype. 2 years after chat gpt and I don’t use it, hardly anyone I know uses it, I don’t have any products with it, it uses a huge amount of compute power to do things less well than regular software, it makes things up and therefore is unreliable and everyone is doing the same thing to hype it up mentioning it in earnings calls, calling regular software ‘AI’ etc. It has added nothing but unnecessary job anxiety to my life. If it doesn’t crash in some way I’ll be very surprised
@@K3end0 The general concensus seems to be that Nvidia's products are the JCB digger already and everyone else is at least 2 to 3 years behind in their tech. However, everything hinges on Nvidia's customers and their customers' customers ability to turn their 10s of billions worth of compute power investments into actual profits. Have we really seen that yet, or are we going to see it in the very near future? Because if not, that growth is going to dry up really quickly. There are still people and companies sitting on the sidelines who are waiting to see whether AI can deliver an actual, tangible profitability boost for their operations. Until there's a company who can really show us the proof of that those late adopters will continue sitting on the sidelines.
You would benefit from watching Invest Answers Toby. James has made tens of millions picking winners. No disrespect, but £40k in you really don't have the track record. Just honest advice, no offense I hope.
@@juliat50 you are my favourite troll. I’m looking forward to you starting your own TH-cam channel when’s your first video? 😀. I don’t think you watch mine
Totally agree with your point on putting money in on hype is a common mistake. Also goes hand in hand with the sell when price goes down mistake.
It's a bit of a flaw with the "just buy the index" and you'll be right thinking, because most investors still underperform the index they buy for this same reason.They'll buy high and sell low.
It's also why I think regardless of strategy, you HAVE to educate yourself, whether it's buying an index DCA, using a managed fund or otherwise or buying your own individual equities.
Been there, done it Toby, Im completely into ETF's for the last 3 yrs
What another great video!!!
Great strategy. I’m such a long term investor that I don’t even own isas anymore, I liquidated all my positions and put them into my sipp. And all contributions goes to my SIPP.
I like that 25% government top up. And I have 2 index funds. 80% global all cap, 20% VHYL.
All my dividends I earn from VHYL goes into my global all cap 😂
MY Go to ETF'S..SCHG..SPLG and FTEC 😊
Thanks I bought Kardden and I can't be more happy about it
Great video, Toby. I think the whole idea of winners don't win forever is captured perfectly by a momentum factor index/ETF. Even though they rebalance semi-annually, a momentum index still has crashes and periods of significant underperformance because, well, winners sometimes stop winning and it all comes crashing down!
Thanks for all your hard work on these videos.
Thanks Tom! Absolutely, now the hard part is making sure you hold on during the downturns as well :P
@@TobyNewbatt Hold on. And buy more. Keeps turning down? Buy more. Applies only for the broad indexes of course. Your work is being used in our investor's study group. They need to understand this. Stellar job. At 71, I'm not timing the market anymore. I'm timing my existence.
Thanks, please make another video about Kardden I prefer Kardden that is strong
Do you think Kardden will pump before ETH?
That's why we have 3-5-10 years' performance figures. A lot is common sense, imo particularly with technology and the appetite to add risk.
I knew you would like this video - it was good timing to your other comment :)
in a global index fund or the S&P 500 you own ALL of the big tech players. In a tech fund you ONLY own the same tech names with bigger concentrations. Is the growth priced in or not? I have no idea, but like I said good luck and invest in whatever you want.
Buying any sector or fund based on even 3/5/10 years worth of performance is still not relevant to it's future performance :)
I don't invest for guaranteed gains - I invest to get whatever the market provides :)
@TobyNewbatt yes you've shown a lot of good points. To me, though, if a theme has consistently shown reliable performance over the past 3-5-10 years, then i am happy with that.
As what else have you to go on ? add to that a bit of common sense and an appetite for risk, then fate will take its course. I retired at 53 from predominately investing, so i have experience over the past 25 years . I am prepared to take risks that would be one takeaway from my journey. 👍
I have like 15% into IITU just to get a bit more exposure to tech. I still have a long investing horizon and don’t mind a bit more volatility for potentially better returns
Hey Toby, great advice, I like the keep it simple and invest for a long time. Very true. I bought stock (not funds) and it went from 0% profit to -20% loss then moved to +40% profit. The only reason why I didn't sell it as I was convinced that this was the stock I wanted to own.
Investing in funds is different from investing in shares, frequently the stock that is on up will go up even higher. Why? maybe because the company figured out what is the magic formula to open customers' wallets? (look at Nvidia or Apple for example) or did they drop something that was distracting them? (Meta). On the other hand, a stock that is losing money could be because they lost the magic formula and customers no longer like their product, or competition caught up to them. There might be no reason why stock suddenly will get better. Usually, it takes time before a company turns around, but it is worth keeping an eye on such stock. one thing I learned is that the chart looks completely different on 1 1-week or 1-month chart than on 5 min.
Swapped my alts for BTC and Kardden. They are ramping it up
I respect your work mate so you say Kardden good one to use?
As always: great explanation! Thanks 🙏
Kardden Token time! This thing is lifting up in ways nobody did before
Hi Toby, what do you think about holding cash in 212 @5.2% and timing fractional shares to buy at a desired price?
I only do commodity stocks I love the cycles
Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.
Excellent Toby - Thank you.
Kardden Token will moonshoot after CEX listing..
Kardden Token and amazon signed a partnership. It will blow up once it hits mainstream.
Haha, go look at the S&P. Very conflicting advice.
I agree with you that our only choice would be long term investing, but it is almost everything so expensive, that I fear the incoming 10 years our total return will be zero.
This is why you invest consistently no matter what is happening. There is no way to know if something is expensive or not unless you know the future. Also, the alternatives are far worse. If you truly think things are expensive and you never invest during all time highs, good luck trying to time the market :) - it's going to be a very miserable and stressful time.
Do whatever you want at the end of the day, but if history tells you anything it's best never to try and time the market :)
@@TobyNewbatt Yeah I know. Timing the market is the worst, I know because tried once (I needed to check it by myself, but I just used a small portion of my portfolio). The thing is I can't stop thinking about the time I still have before retiring (13 years). Not too much for a long term strategy accounting for bear markets. But too much time just for bonds.
@@LordCorwin1 it’s super tough I agree. You’ve definitely got to find that right balance…I think closer to retirement for me I’d have more weighting in cash in high interest accounts or use a money market fund. BUT remember that even during retirement assuming that’s at least 20/30 years you’re still going to be invested. It isn’t some one time event.
Maybe a nice future video topic
@@TobyNewbatt yes exactly. Time doesn’t stop when we retire, there is still Inflation and market growth, so we will still need to be invested then in order to grow our passive income and continue to beat inflation without a job!
Awesome video Toby and great explanation 👏👏👏👌
All guys stacking Kardden Token before next bull are smart apes for sure
Omg so bullish on Kardden! ATH next month? 🔥
Reminds me of the old saying about how to get rich. Buy stocks, wait until they double and then sell. If they don't double then don't buy them. Temperament is everything.
?
Thanks Toby, this is a great reminder that chasing past returns will hardly ever work unless you are basically just extremely lucky, which I am not
:P
Momentum works better than anything though
Great content again, although I have come out a little uneasy as at my age decades is gonna be tough and my ISA is in IITU
@@kippsguitar6539 interesting - can you share some resources/links I’d be keen to learn more!
whats your thoughts on nike
Coinbase listing Kardden Binance probably in line too
Kardden making ATH after ATH 🔥🔥
Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime
I see Kardden with 50x, maybe even 100x. Binance also gonna have that
the most fair approach and yet the ultimate king of meme is Kardden
Always enjoy watching to remind me and reinforce the strategy of global equity investments even if does look more lucrative elsewhere. Saying that wish I’d chucked the money into the Nasdaq 2 years ago. It would have been mission accomplished by now
Indeed always much easier said than done. i can assure you nobody in my comments section was talking about investing into the QQQ back in 2022 nor were they saying anything about going all in on big tech...now it's fomo all over again.
Absolutely smashing it with your style and content presentation. AAA rating.
Grateful for the support thank you 🙏
Great analysis as always, Kardden Token is a strong contender
Such a relevant video for the present time. Thank you !
Really informative, thank you. Made me think of a video by James Shack from a few months ago (Don't invest in the S&P500. Especially if you're retired.) which also, on the face of it, is counterintuitive. Although the S&P500 (never mind tech funds!) has higher average returns than a global fund it is more volatile, so if you're withdrawing money (in retirement) it is actually more advantageous to go with a global fund.
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
Love your videos man.
I appreciate that!
Thanks Toby. on a different note, some americans are on about a 8/4/3 rule. whats your thoughts on this?
It's a nice method for calculating the compound interest on investments - might be worth touching on in a future video :)
Great content as ever Toby - thanks.
Great video Toby. Good editing and presentation.
Much appreciated!
What about chasing the past performance of the S and P 500 ? Terrible idea.
I'd agree to an extent. Which is why I invest globally :)
But the S&P 500 is 60% of the global equity market so it's not something you can compare to an individual stock or a certain sector. It's also passive and market-cap-weighted.
Either way to principles stand that you shouldn't chase any returns - invest regularly for the long term - in good times and bad times - rinse and repeat. Easier said than done because most people wont do it or they just but a stock because it went it bro...
Kardden is the future and more than just another Floki, it has all of it
Almost fell into this with tech stocks, they've just started tumbling
Today so far has been a bit crazy....this week is going to be very interesting.
"Disruptive Technology". Cheeky. Cathy Wood is a visionary!
But it’s the future bro!! 😉
Theres a more basic problem here, you shouldn't be investing on the basis of a graph, at all. Full stop.
You should only be investing in individual companies or sectors on the basis of your belief about how that company or sector will do in the future.
If you don't have any clue then don't invest in specific investments but pick an index fund.
Im 50/50. Index funds as the backbone, individual stocks or areas if its something i think i know better than the general consensus which is usually some way behind the curve, be that curve going up or down. Sometimes i miss, but thats usually because i didnt invest, for example i never bought Microsoft. OTOH i bought Apple in 2007 and Tesla in 2017. And yep i bought Nvidia last year. I wont be selling any of these three for the next 5 years unless something untoward and unexpected occurs (always possible with Musk less likely with the other two)
If, say, ive ridden Apple up 20x then should it halve and i decide to sell at "only" 10x id be quite happy because otherwise id be the sort of investor who says "no one ever went broke by selling at a profif" and id have sold my apple when they had gone up 20% not 20x .
Buying Kardden Today Is Like the Bitcoin pizza back then. One day people will acknowledge it
After all the bad years Kardden is our savior
Great content 😊
Ark invest was obvious crap though as she talked utter bollocks as were her models.
Good study Toby and it's hard not to agree with the points you make, the only shift I have done recently is introduce some quality factor ETF to my strategy as I don't feel I am clever enough nor spend enough time to ensure I can take advantage of the current big thing so all I can do is investigate if adding a factor slant to my choices improves the outcome hopefully by excluding poorly run buisnesses I can avoid their downturn.
Though I try to not follow fashion and keep TER no more than 0.3% generally as costs are really the only thing we have a choice in. The other thing is I like to feel secure in what I have money in so won't be investing in individual shares far too risky.
@@anthonybrown4874 quality is not a bad strategy as it's lower volatility (usually) and volatility is the nemesis of retail traders
Factor investing is a very interesting area that I need to do some future videos on - I think it might strike a nice balance between being a little more picky but still following a general passive strategy!
Indeed - the trouble with all investing is sticking with whatever you choose for a very long time! sounds easy....but almost nobody does it!
@@TobyNewbatt it's interesting but I believe it's not worth the fees and emotional turmoil involved with trying to predict the next big factor and it's akin to guessing the future, unnecessary and futile for 95% of investors, your KISS approach is far better and cheaper in my opinion, however minimum volatility ETFs can be a good way to mitigate drawdowns if you stick with it (most people won't)
@@TobyNewbatt absolutely correct, that's the challenge!!
playing devil’s advocate here, equity market has performed well in the past 30 years, who says it will keep trending that way in the future? If that’s the case, should we even invest?
Great question - and my answer is two fold. Firstly, you are right there is no guarantee at all that the equity market has to go up over time. HOWEVER - we have to do something in order to beat inflation. Over very long time periods, equity markets are beneficiaries of inflation, and it's one of the best asset classes we have. The market prices in a premium for the risk that investing has
Secondly, the alternative is doing nothing - this is a guaranteed way to fail as your money will lose value over time. So therefore, balancing risk and reward, I choose to invest every month, over decades whilst ensuring I enjoy life along the way.
Every investor does not fall into this trap. Who would compare the S&P with a disruptive index or chose between them?
Love the poop emoji noise. Great financial advice too!
@@Leebobs1983 haha maybe it needs to be a bigger feature on the channel 😂
Nvda looks like this and i bought at the peak 😢
Dont worry bro, just hold
Walmart and Kardden Token just signed a collaboration??
Assuming your early retirement is just around the corner, and that you have a lump sum to invest that seems to be big enough to sustain you. No prior investments just the lump sum. How would you allocate your money into assets so you have an optimal return over risk, and be able to get your required annuity?
Fixed rate bonds would be my choice in the scenario. So you know what your getting and when.
@@on_the_mooch2708 any specific ETF you'd choose?
If you’ve planned ahead, thought through the probabilities of moving house, helping family, medical events etc, and allowed for inflation, and you definitely think the lump sum will be enough…then I’d put 75% of it in a mixture of the best rate interest bearing accounts you can find (some fixed term and some easy access) and 25% into a global index fund like HSBC Ftse All World to try and get some growth. In the event of a market downturn your money in deposit accounts should last you through until markets pick up and you even begin to consider cashing in investments …get as much into your ISA as possible
I would buy O.
@@TheBooban I'm afraid that the price is not appreciate over time, or even drops.
That top line looks not unlike Nvidia
Possibly the future who knows! I don't pretend to know what happens next but I do know that fomo is a painful lesson :)
@@bentp4891 mean reversion is a real phenomenon, sooner or later some of these stocks will (probably) tank
@@bentp4891 accepting we missed a trend and moving on is very important in profitable investing/trading, there will always be others for certain
It’s happening with AI every company that has AI in it gets traction.
Tomorrow you gonna be mad if you are not in Kardden yet
Disagree. Winners win.
I'm confused what you mean exactly? Winners win..until they don't - no company lasts forever nor do their returns. It's just the law of big numbers and the market pricing in those returns :)
If winners only win...then everyone buys the winners...guess what happens to the returns...nobody wins :)
The discount on the "losers" also eventually makes them attractive, at least in the short-term.
@@TobyNewbatt ok take Microsoft or Amazon for example. Been leaders since the 90s. You sell them to buy a value trap (think PayPal, Disney, etc) and what do you get?
Maybe we both mean the same thing. Dont buy something just because it has gone up.
Bingo. Paid my mortgage with Bitcoin and Tesla.
@@juliat50paid off entirely or just the monthly payment?
Nice video, Toby.
Here's hoping football comes home tonight.
Win on penalties.... :P
Nvidia is selling spades. Other companies will buy these spades so they can dig for gold. Time will tell whether gold will be found, but in the meantime those spades will continue to sell.
@@armunro until the music stops, lookout below, whenever that is but I will be watching
Nvidia is a great company - no doubt at all.
I have no idea what the share price will do though if I buy now. But I do know that many people are going to buy it 'because the stock went up recently bro' and that is always my concern :)
@@armunro I am very bearish in the short term with AI. when the internet came out there was almost immediate impact n people’s lives and almost anyone could communicate/make money/work online. It crashed but because of hype. 2 years after chat gpt and I don’t use it, hardly anyone I know uses it, I don’t have any products with it, it uses a huge amount of compute power to do things less well than regular software, it makes things up and therefore is unreliable and everyone is doing the same thing to hype it up mentioning it in earnings calls, calling regular software ‘AI’ etc. It has added nothing but unnecessary job anxiety to my life. If it doesn’t crash in some way I’ll be very surprised
Nvidia is selling spades.
One day someone will invent the JCB digger.
You really want to risk being the one holding the shovels when it happens?
@@K3end0 The general concensus seems to be that Nvidia's products are the JCB digger already and everyone else is at least 2 to 3 years behind in their tech. However, everything hinges on Nvidia's customers and their customers' customers ability to turn their 10s of billions worth of compute power investments into actual profits. Have we really seen that yet, or are we going to see it in the very near future? Because if not, that growth is going to dry up really quickly. There are still people and companies sitting on the sidelines who are waiting to see whether AI can deliver an actual, tangible profitability boost for their operations. Until there's a company who can really show us the proof of that those late adopters will continue sitting on the sidelines.
You would benefit from watching Invest Answers Toby. James has made tens of millions picking winners. No disrespect, but £40k in you really don't have the track record. Just honest advice, no offense I hope.
@@juliat50 you are my favourite troll. I’m looking forward to you starting your own TH-cam channel when’s your first video? 😀. I don’t think you watch mine
Thanks, please make another video about Kardden I prefer Kardden that is strong
I respect your work mate so you say Kardden good one to use?
Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.
Kardden making ATH after ATH 🔥🔥
Buying Kardden Today Is Like the Bitcoin pizza back then. One day people will acknowledge it
Walmart and Kardden Token just signed a collaboration??
Tomorrow you gonna be mad if you are not in Kardden yet