Why your auto insurance rates are rising | FOX43 Finds Out

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  • เผยแพร่เมื่อ 30 พ.ย. 2024

ความคิดเห็น • 117

  • @jenkinsljenkinssquire9137
    @jenkinsljenkinssquire9137 ปีที่แล้ว +42

    My policy went from $443 in April 2022 to $659 in Oct 2023 and you should be rewarded for being a good driver, not penalized for the shitty drivers

  • @jrculbertson7463
    @jrculbertson7463 ปีที่แล้ว +21

    My rates have gone up EVERY 6 MONTHS for the last 18 months with NO ACCIDENTS OR DRIVING TICKETS! JUST MORE GREED IN AMERICA!

  • @Lobsterman5481
    @Lobsterman5481 10 หลายเดือนก่อน +7

    Then you wonder why, so many drivers drive without insurance.

  • @shawnmatelyan2945
    @shawnmatelyan2945 ปีที่แล้ว +24

    Insurance company’s are charging you as your going to get into an accident but if you don’t get into an accident there’s no discount. It’s a bracket!!!

    • @cameronkurtz7985
      @cameronkurtz7985 10 หลายเดือนก่อน +1

      You're in a pool of people that's how insurance works

  • @jarvis20xx
    @jarvis20xx ปีที่แล้ว +22

    It's a scam as far as I'm concerned

  • @jg1238
    @jg1238 ปีที่แล้ว +18

    It’s called greed

  • @gregcadena1010
    @gregcadena1010 ปีที่แล้ว +10

    What is the point of shopping around when all the companies have high prices you’re not gonna find cheap insurance anywhere you look nowadays I tried it doesn’t work

  • @lv2465
    @lv2465 ปีที่แล้ว +19

    We must all decide we're not paying insurance. Imo it's a scam against the sensible honest folk.

    • @bsgvlog5640
      @bsgvlog5640 8 หลายเดือนก่อน +1

      Just shop around.

  • @el-kuajinais9894
    @el-kuajinais9894 ปีที่แล้ว +13

    I just paid 1,644.23 for 6 month and i dont have accidentes or points in my license and when i call they give me the most stupid excuses like in my area "zip code" mechanic shop raises prices 🙃 or add a person that doesn't touches my car on the policing or all the insurance are raises they rates.. smh this is out of control and abusive..

    • @SL-pg4dh
      @SL-pg4dh 6 หลายเดือนก่อน

      Same

  • @stevens.4125
    @stevens.4125 ปีที่แล้ว +19

    This is crazy we need the white house to put their foot down on the insurance companies. This is getting out of hand

    • @laura3619
      @laura3619 ปีที่แล้ว +3

      Too ba d the politicians do not care about we THE PEOPLE!

    • @laura3619
      @laura3619 ปีที่แล้ว +3

      After 8 years with the same Insurance,now they want me to pay 3 times what I was paying untill last month...this is ridiculous!!

    • @W81Researcher
      @W81Researcher ปีที่แล้ว +3

      The white house is why we have this inflation.

    • @Ironsight379
      @Ironsight379 ปีที่แล้ว +1

      I’m from the government I’m here to help dream on.

    • @Wally-pu2hh
      @Wally-pu2hh ปีที่แล้ว

      Do you think the white house will listen to we the people or the insurance companies with bags o' money for them?

  • @MikeBDaniels-bv8io
    @MikeBDaniels-bv8io ปีที่แล้ว +19

    I switched last June to a supposedly low base rate (no matter whether I drive or not) for six months at $389 plus 8 cents per mile. That policy increased 25% the next six months, to $485 base plus 11.4 cents a mile. This coming June the increase is 31% (to $636 base, 15 cents a mile). That’s a 63 percent increase in one year. I have never had a claim, any violations or tickets in the sixteen years I’ve had the car. I’m getting rid of the car. And I’m leaving the United States. Enough is enough.!

    • @bhaltazhar105
      @bhaltazhar105 ปีที่แล้ว

      Go to PR, you'll be riding a donkey if you're lucky.

    • @Pinkielover
      @Pinkielover ปีที่แล้ว +2

      That's pretty cheap insurance for a full year.. Never had an accident in my 40 years being alive My car still worth about $12,000 and it's a 2013.. So I make sure I have full coverage with a $500 deductible.. I just paid my insurance 10 seconds ago For six months it is $799.. And that's a cheap if you can get for what I have.. In 2021 it was 605 bucks for six months.. You would think your car gets older it would go down because the value is less but it's not.. Which is very suspicious

    • @MikeBDaniels-bv8io
      @MikeBDaniels-bv8io ปีที่แล้ว +5

      @@Pinkielover The policy I’m describing for me above is for six months, not a year. I believe I stated that. Again, beginning this June the same policy (same coverage on the same car) is 63 percent higher than a yea ago. I’ll get rid of the damned thing and walk before I accept that kind of increase (I’m looking into leaving the country anyway - for any number of reasons). Good luck to you.

    • @PrivateSmiles
      @PrivateSmiles ปีที่แล้ว +1

      ​@@PinkieloverI paid $2600 for six months of coverage for my niece.

    • @lizi.2503
      @lizi.2503 ปีที่แล้ว +2

      @@PrivateSmilesinsanely high

  • @stevens.4125
    @stevens.4125 ปีที่แล้ว +10

    What about all the money the saved during the pandemic years. This is bull shit

  • @frenchie921
    @frenchie921 ปีที่แล้ว +5

    It’s all scam…. Looking for any reason to pocket more money from policy holders.

  • @desmondclark3193
    @desmondclark3193 ปีที่แล้ว +21

    Insurance companies will use any kid of minuscule “data” as an excuse to raise your rates. Such as “labor”. Yet they won’t use the opposing minuscule data to lower it. To make matters worse, they want you to pay early just to save $10. Oh boy the savings 🙄

    • @dimitriberozny3729
      @dimitriberozny3729 ปีที่แล้ว +2

      Break up FICO!! Insurance companies need to stay the F*CK out of customer’s’ credit reports!! This is the biggest SCAM to fuck over insurance company customers! Bring back the Glass/Stegal act!!

    • @jameslrouse
      @jameslrouse ปีที่แล้ว

      Shops are why

    • @Pinkielover
      @Pinkielover ปีที่แล้ว +1

      799 for six months for a car that's a 2013 that's worth about 10 to 12,000 k Of course I have to have full coverage otherwise if it's my fault accident I'll be in trouble.. All I know is if I get in a accident they better pay up correctly.. In six months if I don't have work I'm gonna Have to drop full coverage.. To survive as long as I can 2:31

    • @lizi.2503
      @lizi.2503 ปีที่แล้ว

      @@Pinkieloverremember you’ll have to pay their $500 premium or whatever FIRST

    • @geert574
      @geert574 8 หลายเดือนก่อน

      It's in case u die, then they have the money for a full year 😂

  • @radolfkalis4041
    @radolfkalis4041 11 หลายเดือนก่อน +2

    Jack up the rates for the crappy drivers, leave us good drivers alone. I have a 10 year old car, immaculately kept, no tickets, no accidents, insurance has gone up twice a year for the last 2. 50 to 100 per 6 month each time. Pretty soon folks gonna have to choose betwnne food and insurance. Guess where the $ will go

  • @TTailled
    @TTailled ปีที่แล้ว +4

    Just like everything else in this country, law enforced services are all becoming a leach on our lives.

  • @ChatGPTCentralNM
    @ChatGPTCentralNM ปีที่แล้ว +7

    That's why allstate is not a good insurance company

  • @Silvertiger87
    @Silvertiger87 ปีที่แล้ว +13

    My shit when up 100 dollars

    • @relikvija
      @relikvija ปีที่แล้ว

      Went up 40 big ones for me

    • @fenb2067
      @fenb2067 ปีที่แล้ว +1

      @@relikvija 30 for me today...like wtf?

    • @cidman9000
      @cidman9000 ปีที่แล้ว +5

      Join the 100 dollar Club increase.

    • @ItalianStallionTV
      @ItalianStallionTV ปีที่แล้ว +1

      same here, ridiculous im not paying over 3500 a year just to insure my car, just gonna lease transfer it

    • @lizi.2503
      @lizi.2503 ปีที่แล้ว

      Same GEICO

  • @jenniferlouk8312
    @jenniferlouk8312 ปีที่แล้ว +4

    $600 increase in one shot for us

  • @TonyVerrazano
    @TonyVerrazano ปีที่แล้ว +2

    70 to 240 from Nov to December. Thanks GEICO. God damn criminals.

  • @Outlaw2357
    @Outlaw2357 7 หลายเดือนก่อน +2

    We could all cry together or fight for it

  • @rajivunome
    @rajivunome ปีที่แล้ว +3

    They need to make auto insurance run by the government

  • @BrokenandRestored
    @BrokenandRestored ปีที่แล้ว +2

    Forgetting something very important factor in determining rates from insurance companies... The rising cost of "Liability" coverage, not just for auto, but home and umbrella policies. Brought to you by: Larry H Parker, The Dominguez Firm, The Barnes Firm, Jacoby & Myers, Sweet James, and about a hundred other ambulance chasing lawyers. "We will fight the insurance companies for you and get you millions of dollars!" Thanks for being a huge part of the problem!

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      Yep! Ambulance chasing is big business and some people are getting multi million dollar judgments because they broke a few ribs

  • @lin018
    @lin018 ปีที่แล้ว +3

    The reporter is advertising for insurance companies. 😅

  • @jbsbayarea1
    @jbsbayarea1 8 หลายเดือนก่อน

    its a total fraud how they get away with this. I was at 752.00 up to 1325.00 I drop one of my vehicles from full cover to liability and it only drop 100.00 bucks. No speeding tickets, accidents but now paying for other BS claims. As of now I'm shopping around unless I'm able to scam all my customer 30%. Rip off!!

  • @Pinkielover
    @Pinkielover ปีที่แล้ว +2

    It keeps increasing now I'm paying for six months 799.. For full coverage and 500 deductible on the car that's a 2013 still worth 12,000 in fact the price of used cars went up.. But two years ago I was paying 610.. But yeah if I don't find work this is the last year I'll have full coverage... I think it's a bunch of bull I could see if I was getting tickets or accidents but I haven't had one in my lifetime .. But yeah living homeless isn't as cheap As you would think still saving on rent which is crazy high too.. my cost to live in my car on a monthly basis is over 1000 a month. And I don't even have a phone / bill But that's including food which has gone up even more a year or two ago I was only spending Roughly 8 dollars a day to eat now I'm spending about $16 a day to eat the same items

  • @jrculbertson7463
    @jrculbertson7463 ปีที่แล้ว +3

    Progressive IS ONE OF THE THIEVES!

    • @ricky93100
      @ricky93100 ปีที่แล้ว +2

      Yessir mines going from $194 to $240 🫠

    • @lizi.2503
      @lizi.2503 ปีที่แล้ว +1

      GEICO went up $277 to $377

    • @gusbothayes1213
      @gusbothayes1213 7 หลายเดือนก่อน

      Mines just went from 400 to 600

  • @betterthanemril988
    @betterthanemril988 9 หลายเดือนก่อน

    Called greed. Between it being required by the government in most states and a requirement to carry a high amount of comprehensive and collision protection, these insurance companies are allowed to do whatever the hell they want unfortunately

  • @samuelc2648
    @samuelc2648 2 หลายเดือนก่อน

    So basically rates go up because other people's accidents or problems and the fact insurance companies have to do what they promised to do which is "PAY OUT OF POCKET" this shit is crazy

  • @jamesduprey2719
    @jamesduprey2719 ปีที่แล้ว +7

    Just got off the phone with my insurance company. Our rates just went up. We are in our 60s. Drive little and have a perfect driving record. We almost crapped. We actually heard the following.........................................Our rates are going up to pay for all the poor drivers in our area that have so many accidents......So instead of their rates going through the roof and everyone in THEIR class and hence with keeping them off the road, WE have to pay for them? Yup, that's the new woke.

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      You have no way of knowing what happened with those other drivers rates, so just STFU

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      Racist ☝️

    • @jamesduprey2719
      @jamesduprey2719 7 หลายเดือนก่อน

      @@bossbrent Thank you.

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      @@jamesduprey2719 your ten month old comment is racist

  • @BlueGoblin1
    @BlueGoblin1 5 หลายเดือนก่อน

    I wonder if it has to do with the fact that the government mandates that we have car insurance in order to own a car that they're able to jack up the rates and we can do nothing about it.
    I'd also Imagine the huge amount of people that aren't insured probably because they are illegals is not helping at all when they cause car accidents or do it runs and insurance companies are left holding the bag.
    So like a good neighbor they had the bag to you.

  • @jakmere
    @jakmere ปีที่แล้ว +1

    :53 according to the "Labor of Bureau statistics"? I pretty sure it's the Bureau of Labor Statistics.

  • @findtruth7
    @findtruth7 ปีที่แล้ว +2

    Best discounts is dont drive and no insurance.

    • @radolfkalis4041
      @radolfkalis4041 11 หลายเดือนก่อน

      For me that means no work. They have us by the short hairs.

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      ​@@radolfkalis4041Ride Lyft!

  • @papas12341
    @papas12341 หลายเดือนก่อน

    Have them stop making TV commercials and pain actors all that freaking money

  • @ChatGPTCentralNM
    @ChatGPTCentralNM ปีที่แล้ว +1

    My usaa insurance went down this year.

    • @ScorpioBornIn69
      @ScorpioBornIn69 ปีที่แล้ว +5

      How could that be? Mine went up 50%!

  • @horaciogarza6360
    @horaciogarza6360 ปีที่แล้ว +7

    Thank you Biden

    • @Mmantis
      @Mmantis ปีที่แล้ว

      if Biden the blame for your troubles.. it's already too late .

    • @jg1238
      @jg1238 ปีที่แล้ว

      😂😂😂😂! Way to take responsibility.

    • @horaciogarza6360
      @horaciogarza6360 ปีที่แล้ว

      @@Mmantis😂😂😂😂

    • @W81Researcher
      @W81Researcher ปีที่แล้ว

      ​@@Mmantisexplain.

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      Irrelevant

  • @Avenue77
    @Avenue77 ปีที่แล้ว

    My new policy is about to be $45 more...it already went up 15 bucks last yr...Dont Yall Not Want Me To Drive

  • @asteronde
    @asteronde ปีที่แล้ว +1

    wtf waht in the actual f******!

  • @lizi.2503
    @lizi.2503 ปีที่แล้ว

    Went up$100 I’m still making the same I did3 3 years ago have always had 2 jobs :(

  • @jamesray3920
    @jamesray3920 ปีที่แล้ว

    Your credit score has a lot to do with paying higher rates

    • @radolfkalis4041
      @radolfkalis4041 11 หลายเดือนก่อน

      Credit score near max, ins went up 18%.

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      When there's no real relationship

  • @CaptPotatoPants
    @CaptPotatoPants ปีที่แล้ว

    Buck Buck in his big Truck.

  • @lotto5742
    @lotto5742 ปีที่แล้ว +1

    Mines actually decrease by $5.

    • @relikvija
      @relikvija ปีที่แล้ว +1

      You lucky b

  • @luisvilla799
    @luisvilla799 7 หลายเดือนก่อน

    Are you in good hands lol

  • @breezeone3514
    @breezeone3514 ปีที่แล้ว +6

    JOE BIDEN CAUSED THIS ……BUILD BACK BETTER 😂😂😂😂😂

    • @kevinarmstrong5999
      @kevinarmstrong5999 10 หลายเดือนก่อน +1

      That's exactly what the insurance companies want you to do. Blame him. Greedflation.

    • @breezeone3514
      @breezeone3514 10 หลายเดือนก่อน

      @@kevinarmstrong5999 everything we are paying double for IT IS JOES FAULT….SMARTEN UP

    • @bossbrent
      @bossbrent 7 หลายเดือนก่อน

      Irrelevant

  • @BurntBread910
    @BurntBread910 ปีที่แล้ว +5

    Screw em. Just dont pay the insurance since we can barely survive as it is. Once everyone cant afford/stops paying insurance then the insurance scam companies can go kick rocks 🪨🪨

    • @lizi.2503
      @lizi.2503 ปีที่แล้ว +2

      Not gonna happen. It’s something propositioned as a safety thing and you have to pay legal fines for lapses in your insurance coverage. There is no option. You wanna drive you gonna pay the hefty Troll tolls and not to mention excise tax is calculated arbitrarily and different in each US state. Once I realize this and get uber (in the literal sense of the word, not the company) pissed about it all that’s left is to get a third and fourth job and accept the fact that it’s not just me. It’s all of us drivers. There’s got to be legal reform.

    • @yusufsesay6648
      @yusufsesay6648 5 หลายเดือนก่อน

      @@lizi.2503and dmv and license

  • @eroildocortes4973
    @eroildocortes4973 10 หลายเดือนก่อน

    Todas. Las. Compañía. De. Seguro lo de ellas es. Ganar. Dinero

  • @Chingomez
    @Chingomez 2 หลายเดือนก่อน

    BULL S***