Ola, Uber Cab Booking (Renting) vs Buying Own Car - India
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- เผยแพร่เมื่อ 30 พ.ย. 2024
- Is it better to book an Ola / Uber Cab or to buy own car in India? Uber or Ola Cab booking is so easy these days that it makes you think whether to own a car at all.
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Renting vs buying a car is not just a financial decision, we also need to consider various other factors like Safety, Privacy, Comfort, Parking etc. In this hindi video, we discuss all quantitative and qualitative factors that help you in taking a decision whether to book Uber or Ola Cabs or to buy your own car.
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• Ola, Uber Cab Booking ...
क्या ओला / उबर कैब किराए पर लेना या इंडिया में कार खरीदने बेहतर है? रेंटिंग vs बाइंग कार सिर्फ एक फाइनेंसियल डिसिशन नहीं है, हमें सेफ्टी, प्राइवेसी, आराम, पार्किंग आदि जैसे कई अन्य फैक्टर्स पर भी सोचने करने की ज़रुरत होती है। इस हिंदी वीडियो में, हम सभी क्वांटिटेटिव और क्वालिटेटिव फैक्टर्स के बारे में चर्चा करेंगे जो अपनी ये निर्णय लेने में मदद करेंगे की आप ओला या उबर कैब किराए पर लें या खुद की कार खरीदें।
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In this video, we have explained:
Should you buy your own car or use cab services like ola/uber?
When owning your own car makes sense in the age of cab services?
How to calculate which one is a better choice between buying a car vs renting a car?
How to calculate the per kilometer fixed running cost of a car?
How to calculate the per month fixed cost of a car?
Buying your own car cheaper or costlier than using cab services?
What factors you should consider while thinking about buying a car vs using cab services such as ola or uber?
In which case you should buy your own car and in which you should rely on car renting?
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Few points to add
1)it also depends on your income. Even if one wants to buy a car, better to buy a car which is of very less cost than the income.
2) Also it is important to understand that the above comparison is for 6 lakh rupees car. As the price increases, the number of kms required to get back money increases.
3) Maintenance of second hand car is more than first hand car most of the time.
4) Uber/ola cost and availability varies based on demand.
5) you can upgrade your car for every ride in ola/uber.not possible with own car.
6) everyone in house should know car driving if want to utilize car fully. Most of the time, only one person knows it so if he is not available you can't use car. Especially elder people.
7) if you want to go outstation by train, bus or aeroplane you have to use ola/uber to drop you. Own car won't help.
8) business people get depreciation benifit in income tax which needs to be considered
9) ola/uber is a great concept based on sharing model. It reduces number of vehicles on the road reducing road congestion. We have small roads in India and mostly poor public transport. Hope to see more growth in coming future.
Thanks for sharing additional points. Most of them are simple logic but still someone had to sum them up. Appreciate your efforts.
Adding
- Comfort
- Convinience and
- Safety
Very well researched, this channel is so underrated
Thank you for your kind words Saurabh 😊
rural area walo ko own sahi h
or urban me ola uber thik h
Yes, it depends a lot on location and circumstances.
Realme ulta ha india me
Correct.
Right
Bhai rural area mein toa aur bhi accha hai aur taxi bhi bahooooooooooooot sasti hain mere idhar 11 rupey pr kilometre rate hai aur wo bhi Bolero ka yr
Abhi mere friend group mein 2 logon ne Thunderbird Li..maine bhi Thunderbird Lene ki Sochi..fir mujhe pata chala uski running cost Jada h...Maine 80k ki bike le Li or 1L invest kar diya
If every one will depend on ola uber, then company will increase the price
If Ola increase price, more companies will come in market
You can always buy car
na dost dusri company isme enter kregi to fir....
jha jyada munafa vha competition aahi jayega
Then buy your own car
नमस्ते मुकुल जी... आपको पिछले 2 ya 3 महीने से सुन रहे है हम... sir i work in my restaurant and i have had very poor background of accounts or finance... i really want to thank you for all ur contribution in this field... ur way of explaining things is very easy to understand as an listen... आपने काफी concepts clear किए है मेरे.. बहुत मज़ा आता है अपकी stories and examples सुन के.. waheguru ji आपको खूब success दे.. many thanks sir.. cheers
you missed one point i.e. Social Status & Satisfaction that comes with your own CAR.
This video is targeting people with low income group.
If you are rich buy Jaguar. Bmw. Who cares
If a person is rich, he will definitely buy a car no matter what the video says.
Ambani adani are not watching video here.
You are doing nice social awareness mukulji..
@@Thereisawaytogo
Low income class cannot afford a 15rs per km chauffeur driven ride on a daily basis. They prefer subsidized public transport ,ola uber is used by upper middle class. Try once using ola on daily basis n you understand.
OLA/UBER can't be considered as primary option. They may be a secondary option. Don't forget about crime committed against women by cab drivers. But in the end, it all depends on daily/monthly running. BTW there is saying in hindi 'Apni gaadi ka to maja hi kuch aur hai'
These saying in hindi is the reason people overspend and are left with no money when they get old.
Buying used car is the best option if you dont travel much.
@@akshay9463 if you live in delhi then 3 lakh ki gadi lelo or kuch saal chalao or bech do. Tab tak invest karo fd wagerah me or jab pase ho jae to nayi le lo.
@@asifs5051 FD mein kon invest karta hai 😂Mutual Fund sahi hai
Mutual funds give low return as compared to FD in long term
When rain heavily..no uber no ola ..all busy ..even if you get .it will be 2x of fare..
There some areas outerskirr where no ola no uber...
Get a second-hand bike for emergency
(Like taxi-strike, bus strike etc)
sir ek bat reh gai isme...
agr hmne 6 lakh rupiye invest kiye or usme se 12% bhi return aaye to sal ka 72000 ye bhi ginna chahiye hmko i think....
ola uber me hme koi jyada paise ki jrurt to he nai man lijiye 6 lakh ke 12% annual byaj pe hi ola uber chl jayegi na......!
@@BJPaladiya automobile industry is unstable
And now wrong parking in Mumbai will cost 25k fine (even for parking where there is no "no parking" symbol )
bilkul correct. aur bhai ye india hai. yahan par blindly dusre aadmi pe depend nahi kar sakte. i remember i had to go urgently to office one day and there was no car around. later came to know about ola/uber strike.
I agree Bro.Sometimes Ola drivers refused to Go in Particular area .I have faced this issue 2 or 3 times
With Ola and Uber there is a lot of surge charge and in my experience, cabs mostly take 5 to 10+ minutes to reach the location and there is the major issue of instructing driver and finding the car.
sir ek bat reh gai isme...
agr hmne 6 lakh rupiye invest kiye or usme se 12% bhi return aaye to sal ka 72000 ye bhi ginna chahiye hmko i think....
ola uber me hme koi jyada paise ki jrurt to he nai man lijiye 6 lakh ke 12% annual byaj pe hi ola uber chl jayegi na......!
@@BJPaladiya 12% dega kom
@@fxi3739 index fund bro, or jruri nai he ki 12% hi mile 8% bhi mil gya to vo bhi faida hi he na 48000 firbhi bn jayega dost
What about intercity travel
Social status
Family picnic
Personal time with family while long drives
All time availability for rural areas
Try out ZoomCar..!!
Bhai... Tum family picnic pe jate hi 6 months me 1-2 baar... Uss time bhi tum car hire kar sakte ho, jisme shayad space & comfort bhi jyada ho... Family Picnic me mostly XUV500 type cars bahot kam ati hai... Comfortable Journey for all 7 passengers...
Rahi baat social Status ki... Uske liye yeh video Jarur. dekh lena 👇🏻 th-cam.com/video/f5KEAM2IacY/w-d-xo.html
@@aniketkhambayatkar5314 😁😂 bohot Hard
Driver issue is a very important point. That should be included in the fixed cost. Even if one can drive, time is the most expensive asset.
Nice video... thanks for these informations. As a stuDent I don't have to think much about this now. But definitely will need one day. ❤
Thankyou Sagar 😊
These videos are the most helpful for bachelors like myself looking to invest wisely in the future. Thank you, Asset Yogi.
I hope this will be helpful :)
Need a refresher of this video for 2022, Ola Uber are now charging insanely high price for cabs.
Kindly help us make the informed decision in 2022
Incorrect Ola Uber cost. It comes to about Rs. 20 per KM
fir to bai ghaate ka sauda hai
@Kaliprasanna Pattnaik 😮
@@cartoonista2019 Rates started with Rs. 9, but now are just a rupee less than 21 of Kali peeli. This video needed more research.
sir ek bat reh gai isme...
agr hmne 6 lakh rupiye invest kiye or usme se 12% bhi return aaye to sal ka 72000 ye bhi ginna chahiye hmko i think....
ola uber me hme koi jyada paise ki jrurt to he nai man lijiye 6 lakh ke 12% annual byaj pe hi ola uber chl jayegi na......!
Also if your car running more that means you are spending more on fuel. However in ola and uber charges are fixed
I came across your channel yesterday. And I am really impressed the way you cover all major points in your analysis. Commendable work.
You saved my money....I was about to buy....but now canceled...thanks
😊👍
Buy if you need not buy to show .....
If you have old age parents and new born baby at home then Own car makes sense...during this phase of life they need this comfort to travel hospital or nearby places frequently. Also in Rain own car is better for old age n new born baby.
Parking,agar accident Ho Gaya to uska pura phaccha . Buying car is not logical if you are living in big cities.
3 years later, the service has deteriorated. You’ll get one only after 7-8 cancellations and after 40-45 minutes
I am a big fan.
Thank you sir for receive my request.
I am very happy to watch this video.
I am grateful to you. 😊
Hope it helps and thank you so much for your kind words Subhsir 😊
@@AssetYogi
Welcome Sir...😊
Sir Please tell me how could I grow my financial knowledge like you.
Please 😖
I mean books or something like that.
sir ek bat reh gai isme...
agr hmne 6 lakh rupiye invest kiye or usme se 12% bhi return aaye to sal ka 72000 ye bhi ginna chahiye hmko i think....
ola uber me hme koi jyada paise ki jrurt to he nai man lijiye 6 lakh ke 12% annual byaj pe hi ola uber chl jayegi na......!
Ola uber is not at all reliable
Ever tried booking cab during peak hours?How much is surge in fare ?How much time driver takes to pickup?
Rejection rate by drivers is also high is ola uber, Sorry Ola Uber can be secondary option .Personal vehicle is mandatory
true. I was going to specially point out the rejection rate. During night if we have to book cab they just cancel it!
Then bike or get in colleagues car
Nirmala Sitaraman must have watched this video for blaming the millennial for not buy car! Your information is very good and helpful!
Bhai dil jit liya....bahut badhiya....
My fav channel
Thank you sir bahut badiya explain kara aapne..
Dhanyawad 😊
if you have car than you know driving and its very useful. and you got technical knowledge that helps you much.
Thanks 😊
@@AssetYogi by knowing driving you can take anyone's car and it's also helpful in emergency conditions.
Thanks Asset Yogi.. I think you should include surge in your calculations. On an average surge should be take as 1.35 to 1.45
Hope it helps and thank you for your suggestion Kethan 😊
Superb analysis and presentation. The other qualitative factor to consider is the status of having your own car vs. ola/uber.
Pets are not allowed in most of Cab services with owners. for this case Personal car is better option to have.
please explain about SWP.. how to get financial independence.. how to get monthly income from mutual fund corpus.. better investment options
Sir
ismein ek point shyad miss huwa hai woh
Agar accident hoga koi agar injured ya death huva toh kanooni jhamele se bach jate hai in ola & uber case
Main jyada waqt pune & mumbai city mein hi nikalta hoon ola uber ka hi use karna chahiye ya cycle jazoori hai isse polkution bhi nahi hoga aur paisa bhi bachega..
Not practical calculation, maintenance 15k/year for 6L car, not at all. FordEcoSport get serviced in less than 5k and in year we have to do service 2 times. And we can't depend Ola/Ubar for our daily drive. And what about urgency?
You missed one point, if we relocate to another city in india we need to pay RTA charges of that particular state in case of own car. And nowadays we are not sure about for how many years we will stay in one particular city. If we move out of india then it is completely different case.
My logic buy a car when money is not a matter never take a loan for a car unless it's just for formality and tax concerns !
I would rather suggest to do opposite. Never invest your money in car. Take maximum possible loan and invest your money to earn more than the interest rate.
The investment of 6 Lakh rs has not been considered in Ola/uber scenario. Rest the video is superb!
Thnxx sir for your advice.
Cycle buy kar liya .
I think...for long drives like more than 100km... person car is better as in this case ola/uber charges are more comparing to cost of drive in person car
बहुत he achi जानकारी मुकुल जी😊😊👍👍👌👌💐💐💐,पर अपनी गाड़ी तो अपनी होती है😍😍😍😍😍
Yes, car ownership creates a sense of comfort and security.
😊😊
Gaadi lena sahi h ola uber me lagane ke liye yaaa nhi ola and uber dono me gaadi attach kr sakte h kya ek saath
Some times driver denies duty. Rude behaviour. Non availability at odd times push to buy own car
Yes. These points are also important.
@@AssetYogi as sometimes they rape as well
If u go outstation for few days u can park without paying to driver
@@AssetYogi you should consider dynamic pricing of ola/uber
Parking fee bhi add karna chahiye. Villages me issue nahi hai, par cities me parking ka cost kaafi hota hai.
Nice video sir but you have missed out one major point of opportunity cost for not buying car....6lakhs investment can give you almost double return in 15 years...And this can reduce almost half of cost if we choose renting of ola/uber..I believe this shall be prime reason for not buying car...Because once you spend money of 6 lakhs in buying car it would be sunk cost...isn't it?
Very good explanation.
Shows your diligence.
बहुत अच्छा लगा वीडियो।
Thank you । इसका इंतेज़ार था।
धन्यवाद 😊
Superbly covered all the cases which will definitely help to take a conscious decision. Keep up the good work sir !!!!!!!
Thanks for appreciation Toshikh :)
Superb Analysis Sir.. I work as Data or Quantitative Analyst however its difficult for me as well to breakdown the costs into such simple fashion. Your quantitative skills are superb Sir.. Learnt a lot from you..
Even if u hv a car..option of ola/Uber is available. If u go to some place where parking issues are there etc then these can be availed. But a personal car is must.
Sir we can use self driving car also when we need right its better then buying a car...
Per km price is never less than 25/km and then comes the base fare or surge pricing and waiting /traffic costs.
Excellent video! Love the way you explain with numbers. Wondering what role inflation might play in this comparison since we are considering a long tenure of 15 years? 🤔
That's countered by maintainance cost.
Thanks for all nice videos.. AY should have 1M subscribers!!
Thank you. Keep supporting Vaishnavi :)
as per my point of view one small car at least like a nano is essential for emergency purpose other than that it is an individual choice after all
I have two cars and one among them is Nano, and on my emergencies only nano came to serve as nano is parked outside my house so i never bothered to pull out my big car from house. I just came out from my house and goes away on nano. 😀. 2nd car is only for my satisfaction
This is one practical video which factors in each and everything possible. Please make some videos for people who are new in real estate and what is developer builder partnership..
Lastly, it would be amazing if you could tell how to save property from kabza and other legal complications from mischievous elements! Please! Thank you in advance!
I already have many videos related to real estate to help who are new to real estate, you can look for the different playlists in the channel's playlist section and noted your other suggestions for future videos.
th-cam.com/channels/sNxHPbaCWL1tKw2hxGQD6g.htmlplaylists
Very Nice comparison.. Totally liked it 👍👍
well-thought qualitative factors considered.. keep it up!
I bought 2nd hand Hyundai accent GLE 2008 single owner with all basic amenity, and a great build quality, I spent only 8k for interiors reconditioning. I spend 2k for fuel every month since I drive only 300 kms per month. I don't have to spend a fortune maintain it since spare parts are dirt cheap. I pay only 2k as EMI since I took a personal loan to buy the car at 10.9% interest. So overall I spend 4k in month and that too my company pays me 4.4k for fuel allowances so summing it up I drive for free.
Kindly do analysis for apartment buying when customer monthly salary 40000/- per month. How to choose best budget flats when my present salary 40k per month and I can able to pay home loan without failing premium.
You have made a very detailed and in depth research. In fact all your videos give an in depth knowledge of all the topics. Keep up the good work sir.
1. Ola / uber me surge pricing hoti h. Wo consider hi ni kiya.
2. 15 sal ke liye car loan kaun deta h.
3. Good brand like Toyota ki cars ki maintenance kam hoti h and average jayada hoti h.
4. Ola /uber me waiting 30 mints bhi hoti h.
Isliye ola /uber per depend ni ker sakte.
Please make videos on Agriculture Loans and various government subsidy schemes
just day's after Bindra's video! indeed an informational one
That's a coincidence. This one is a follow up on my previous video :)
agar car lekee ola ye uber mayy chala diya tho aur khud hi drive karooo woh tho investment ho jayega na barrish may bhi safety rehtha hai plz reply me gar sahi laga tho i am thinking of buyiny new car thank u
Hi Mukul...in the first 5 yrs no body actually faces an issue..as u said AC repair and all...plus tyre change is required once in 5 years which cannot be considered every year. For the first 3 years maintenance fixed cost cannot be 15 k. Plus 6 lakh car of a petrol version is 15 years, and shall not be assumed to be sold in 3 years with 50 percente depreciation....
I do like your channel and all are videos are informative, but this one is little ambiug .
Simply Awesome info. Great work
Thanks for appreciation 😊
PLEASE MAKE A VIDEO ON.. how to achieve FINANCIAL INDEPENDENCE.. how SWP works.. how to improve PASSIVE INCOME SOURCES..
Noted your suggestion for future videos.
Very nice video sir ..finaly aapne meri baat maan hi li ..thank you so much & sir video on demand me aap name bhi bataya kijiye ga isse hame bhi motivation milta ..kariye Maja aayega
😊 thank you for support
You forgot cab is environment friendly plus less private car less traffic jam.
You call cab environment friendly these cabs are not well maintained and secondly if you see most of the cabs have one person sitting only some do share cab
I agree with you buddy. In Bangalore I have observed ,, if a single person want to daily commute to his/her office they come in Car instead of using Bike. Majority of cars will have single occupant . Government should look into this issue. This is the major concern for traffic Jam in Bangalore. Later they start complaining about Traffic issues in Bangalore.
Grt video......
But Yogi bhai .....you have missed considering the EMOTIONAL factor of being KHUDAKI GAADI .....and prestige factor too.
I will buy all points you discussed but not without the factors mentioned above.😀😀
Grt work. Keep it up.👍😃
Thanks :)
Thanks, you have noted my topic. Please you will cover all related risks and benefits of HEDGE FUND in detail.
You should also consider driver expenses in owning a car , because with Ola Uber we are getting car with drivers
And time is money
And driving in the same location daily is boring
One point you missed. If you have a motorcycle/scooter and a car, then your car can be used by multiple member of your family viz wife , father etc. But ola uber will charge each and every member of your family each time they go out.
🙋
Major thing is, you haven't considered fuel cost for 500km as per Rs. 5/km.
So it should be 500x5=2500+10000
So final calculation should be 12500/500 = Rs. 25/km Not Rs. 20/km.
🤗
Thanks
Sir Lenden Clud & Peer2Peer investment platform per bhi ek video bana dejiye kya ye safe investment hai ?
Bhai Maine to video dekhne se pahle like kar diya pta hain ye video ka content bahut Acha hoga
Thank you it means a lot 😊
@@AssetYogi your welcome sir
If you are calculating maintenance and fuel charges then simply you should not buy a car..opt for ola uber or two wheeler like scooty etc. Buying a car is not worth it in any of the metros as you won't be able to drive it around due to crowd and parking problems. you will have to wait for an hour to park in a Mall on weekend, there are not enough road side parking.
Only use of car for you will be going out of town tours.
Yogi ji aap ek chart bna do 6 lakh 7 lakh 8 lakh 12 lakh wali gari ko per day kitna km chalaoge to better hoga apna car lene me...
Only one factor I see to buy your own car. I can share my story, my 4 years old daughter was very sick and crying bcoz of stomach pain at 2 Am in night and it was very heavily raining and I was coordinating with ola uber drivers to go to hospital. Every one was keep on cancelling the rides. I was feeling very helpless that night. My daughter and wife were waiting for me.
My suggestion for everyone, if your budget supports, buy a new brand car no matter how small it is, keep it maintained with care for 10-11 years. Emergency comes without notice
I hope your daughter is well now, Please do take care. A human life is more important than considering liability or 12% guaranteed investment returns. Money we can steal, Life we cannot.
@@utkarshrathod9522 nicely said brother. Everything is fine now
Great Video Sir, But I have one question about the software you use to explain the video shown above.
Which software is it?
Please make a calculator for it. You considered a very nominal price for car. It should be 8-10L. I want to know the calculations then
Bahut badiya .. Shandar..👍
Hope it helps:)
Thank you Tarun 😊
You forgot to mention the social status of own car. I suggest all in all use both for cost effective way. That means mix.
JAGADEESH SAKURU sir covered that point in the previous car video: th-cam.com/video/6GiyZ8hd85o/w-d-xo.html
Thanks for making this video, however my friend the rate per km for ola/ober considered here is incorrect, the pricing is nothing less 20 per km and can go even more higher for peak hour travel.
The other thing which is wrongly assumed here, that more than 15 year old car will fetch zero valuation.
For me it still makes sense to buy car
Sir if I travel 2 or 3 times a week then ola, Uber is the best option. Sharing is always the best one it saves lot of money. But if we purchase our own car we pay in Lakhs which is a huge cost, plus parking charges, maintiance, petrol, car towing, breakdown, scratches, accident cost, insurance, driver cost, any unknown expenses, wrong parking charges, car is submerged during heavy rain...but owning your car makes you feel comfortable while travelling..
Bhaiya mera kaam h electronics ka 25-30 hazar month k kmata hu abhi second hand bike chalata hu 22 hazar ki li thi mene wo week me 3-4 baar family ko leke jaata hu to ola uber kr leta hu
How car value is 0 after 15yrs. Can get 20...30k.... if sale as scrap also can get some amount
Why was fuel cost considered for fixed cost per month calculation!
Sir what software do you use to make the ppt like video ??
if we have to go for picnic etc with family and there is no facility of Ola uber then ?
Awesome explanation. Thanks for confirming.
Hope it helps you Vikas
Hello sir
अगर जमीन का व्यवहार चल रहा है और जितने रक्कम को फायनल हो गया है
लेकीन documents पर sign करने से पहले ओ 50% रक्कम मांग रहे है
तो पैसे देने के ओ 50% रक्कम का prof हमारे पास कैसे रखे Plz reply
Sir, pls ek video iss pe bhi banao ki agar ham apni car jb use na ho rhi ho to rent pe de skte hai....
I like your videos and watch them on routine basis. But in this case, there are too many assumptions. There are many confounding factors that have not been covered for e.g. some people get their traveling expenses reimbursed or the company gives travel allowances based on one's post. Also the cost of ola/uber keep fluctuating as per demands.
Logical and full of information
Thank you Shobhit 😊
Own car is good bcz ola and uber always ready to take high rate in night time or monsoon season...too much high rate ..also create problem in pick hours
Thank you for sharing your opinion with the community Ankit 😊
sir ek bat reh gai isme...
agr hmne 6 lakh rupiye invest kiye or usme se 12% bhi return aaye to sal ka 72000 ye bhi ginna chahiye hmko i think....
ola uber me hme koi jyada paise ki jrurt to he nai man lijiye 6 lakh ke 12% annual byaj pe hi ola uber chl jayegi na......!
Sir, if someone switches city every 3 year and uses auto most of the time and cab for unplanned visit Should he buy car or stick to cabs?
I can save lakhs of rupees, and thousand in service and garage rent by using cab.
Cab.
Sir, can we pay from multiple bank account of different members of same family while purchasing single vehicle?
Thanks in advance
Agar corona nahi hota toh mai khud ki gaadi leni ki sochta bhi nahi. But to maintain social distancing, it is much needed now.
If you're driving for 30 or 20 km per day, operation cost such as maintenance and fuel cost will also increase.