Florida Gov. Ron DeSantis announces home, car insurance relief
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- เผยแพร่เมื่อ 6 ก.พ. 2025
- Florida's governor held a news conference Wednesday afternoon in Miami-Dade County to announce significant reductions in the cost of insurance for drivers and homeowners.
Drop our property taxes
Yep, agree, 100%. Texas is already working on that. We shall follow their lead
The oil barrel tax was supposed to be the property tax fix/relief and yet here we are Texas, besides they have way too many Californians over there and not here so we will win!
Well, our property values are plummeting daily, that should help 🙄
@TheRealHempress and that's the million-dollar question: Will property taxes go down as values go down, or will the government keep that gravy train cruising?
Lower property value = lower taxes.
The property tax needs to be elminated across the whole state of Florida
So you want a lot higher fees & sales tax instead?
30+% state sales tax?
That $10k used car would be $13.3k.
That $100 part is now $133.
Your $30 in weekly beer is now $40.
Since Florida doesn't have state tax, we have higher sales tax. Property tax pays for roads, fire and police stations, schools, and other safety/community infrastructure. I'm not sure about your life experiences, but I can tell you that places without property taxes don't have nice, safe communities with all these amenities/benefits that we enjoy. If you are unhappy with how your property taxes are being used to improve your area, then please become involved in the meetings for how the money is used.
I work for a large insurance company. I find this hilarious. The insurance market is horrible right now. I'm seeing premiums that are forcing people out of their homes. They simply can no longer afford their mortgage due to insurance and tax increases. It needs to be better regulated and get those prices down.
Did you call Biden when he increased inflation by 40% over the last 4 years .
I am in that situation. My homeowners insurance has trippled in the 5 years I moved back to Florida. I forsee a time where I may have to leave the state. Auto insurance cost has also jumped through the roof. I feel like I'm being squeezed hard with no relief in sight.
You must think DeSantis is the FED chairman.😮 And if you don't think insurance is regulated well, read the FL Statutes (OIR.)
@commonsense6967 Thank you for the info on where to learn more about this. I'm finding that a lot of miscommunication and poorly informed people happens because we don't know where to go to find the correct info.
I was sitting at a traffic light on GATLIN Blvd in Port Saint Lucie and was rear ended by a uninsured, unlicensed driver. He was going so fast he never even braked. He spoke no English and seemed to be intoxicated, police did nothing to him, no arrest? His car was totaled. I had to pay out of pocket for my deductible (my car had severe damage but not totaled) I have three herniated discs in my neck and need surgery. ( still paying my deductibles for orthopedic visits. I couldn’t sue, he had no legal residence or assets. Luckily I was driving an SUV, it could have been worse for me. Please Change the laws in Florida for these uninsured drivers.
Robert 👉🏾 You voted for these changes ?
I’m not aware of a specific vote for this but did vote for Desantis
You can thank the people who voted for joe
Agree, Biden is the fault at this. There should be a law, if you don't have a Driver license you don't buy a car 🚙 to stop this ilegals from buying vehicles
I agree but why bother? “ There’s only one good knowledge, and one evil, ignorance.”
Florida auto insurance rates r Still 2 High bc of Uninsured illegal drivers!!
Not accurate
You are right. Car Insurance is high due to the uninsured motorists. My insurance agent told me so. It is the Pits.
Exactly, and all the scams that people and clinics pull here in florida
Lmao makes no sense why should my actions affect you? These excuses they give you guys is nonsense I just think people who consistently pay insurance for that long and nothing happens waste a bunch of money on what ifs lol and then on top of that the same people you pay don't even like to pay out when it's their turn...and I don't trust entities that have lobbyists to force us to play their game... I'm for health insurance but other stuff I'm good on...not for everyone
@greenwayne122
Really when an Illegal gets in an accident & totals ur car what do u think ur insurance co.does 2 make up the loss?!
Smarten up!!
Insurance rates are disgusting
6% decrease? best joke of the year! 😂😂
Property tax went up terrible last year
We need a much higher decrease then this to get back to normal. Keep pushing Ron!
He just wants to be able to say he lowered the ins. But will not be mentioning it's lowered by 50 buckle after is been increased by 3k
Homeowner's insurance in our state is unaffordable. The state needs to do something legislatively.
Alabama too, on the coast
And yet insurance companies won’t pay out when there’s a clam!
Homeowners insurance and flood scam. Make The bank stop enforcing homeowners to bind An insurance policy for mortgage. Mortgagee should not have to have insurance. It’s a scam.
Too little too late Gov...
What relief?? I've noticed Desantis does not apply initiatives evenly across the board, just mainly to small segments of the population. Also, FL needs to increase the homestead exemption similar to what Texas did.
What about HOA?
Geico just increased my cost by nearly 10%. last month. So I guess now they will "decrease" back to what I was paying already. Smoke and mirrors.....Go figure.
Ok. Got it.
Restore property rights Governor, there's no way we should be paying property TAX on homes we already own free and clear. Many seniors will be losing their homes due to these high property TAXES and damaging storms....no way to pay for it all with social security and a super weak dollar.
This!!
I refinanced my house back in 2020, went from a 30 year loan at 7% down to a 15 year loan at 2.8%! My payments were lower than ever! Fast forward to 2024 and my payments were higher than they’ve ever been - and it’s all taxes and insurance! Nothing else has changed!
Eliminate the windows replacement scam too. To many company's try to overcharge for two hours of work and 400 dollars in parts.
My home insurance went up from 6÷ thousand to 17,000,on top on that no coverage for me but all benefits go to the Bank what about that Ron!!!!!.which is insane.theres no insurance competition here, Ron!!! Either you are confused or I'm crazy.
Why don’t you ask the same question to the insurance companies?????
I don’t mean to offend you but I ask an honest question.
Did you choose not to rebuild? When there is a mortgage, they don't give the home owner money possibly not repairing the home. The insurance companies have statutory duties to protect the bank's interest, your home. Or perhaps the mortgage company forced placed the home's insurance. They can do that when the homeowner policy lapsed OR there was a mistake. That coverage is for the bank but you pay and it's pricey! I 100% agree that out-of-control homeowner insurance happened under DeSantis's watch. Starting in 2018 when attorney fees ran amok and he's just talking about it now, he never forced a session to address that and it ran my employer under.
That's insane. You must have a nice home... My old house is worth about 430k and my property taxes and insurance are nearly 5k annually each!
he's a LIAR
@@InMyBrz are you talking about you???
If yes, I am not going to argue because you are changing more often than diapers for a little baby.
Basically you are worst than a toddler that can be educated.
He mentioned that Miami dade is getting a decrease, what about Broward and Palm Beach...etc
We need help with property taxes.
What about the trash on the highways....could the gov't educate residents that we don't throw bottles out the window and send crews out to clean up out streets??
No, because that's your local government's responsibility.
I wonder how many of these companies donated to Republican campaigns.
Why didn't Escambia county drop their property tax millage rate like Milton Did due to big inflation. Escambia could have but our Commissioner just chose not to. We are going to vote him out next time
How about the rest of Florida
Put lipstick on a pig it’s still a pig! Rates are crazy! They could drop 50 percent and still make bank!
Thanks governor but I feel this is not enough. We need lower property taxes and rules against business entities buying homes in this state.
6 percent - what a joke - we need a revolution as it relates to insurance- that will last about a month - if the gov could make a call and get decreases - why now?
Citizen is a government insurance Right? I was dropped from my car insurance and I didn't get
A ticket plus given at fault
Why does insurance have so
much power to suspend you
after 20 years? Insurance
Companies are a scam 😡
It's just to expensive here in Fla. Sad, but have to leave it just became unaffordable overnight. I think this is smoke and mirrors Gov; my auto insurance is over 10k nothing fancy, no acc, tickets, with 1 teen also clean record. They just raised my rates another 200 this January 1st. This is really to late; you should have addressed the maniac drivers with no insurance and the sue happy attorneys earlier.
When? When is the decrease happening… don’t just say in 2025 DeSatan
Dude you such a WOKE CRYBABY LIBERAL
State wide?
Governor, what about for citizens in Jax Fl. Do something for us too, please 🙏. God bless your heart.
Yes Ron please don’t forget about us here bc jax fl . it ridiculous here as well.
Please control the spraying in Our skies causing all this weather disasters.Thank you Governor.
HOW ABOUT FIX THE DISGUSTING UNEMPLOYMENT 225 A WEEK MESS AND 5 MONTH WAIT FOR APPROVALS
YOU'RE LUCKY they didn't turn OFF the website like they did years ago
5 month wait for what approval?
Only Miami Dade and Broward will have a home owner’s insurance decrease? What about Palm beach county?
I Just asked the same thing. WTF!
What about Lee county!
It's about time and it needs to be across the board. Also property taxes are getting ridiculous even up in the northern part of the state where it is most rural.
He just said at 10 minutes into this speech that Miami Dade County was the largest driver for insurance litigation at %78 natiowide before they took measures to reform. But thrn gives Miami, one of only 2 counties, an insurance rate discount? What about the rest of the state?
Tax churhes Tax corporations.
I'm in St Pete. $400k home. $6,000 for taxes and another $6,000 for insurance, no flood. Unbelievable.
Fantastic Governor
Homeowners needs to be addressed. Getting out of hand.
❤❤🎉🎉WO LOVE OUR GOVERNOR 🎉🎉🎉🎉❤❤❤❤
"the past four years...." is he somehow trying to pin florida's problems on the last administration??? Would a republican ever do such a thing??? All he ever spoke about was Florida's independence and path-foraging freedoms etc. etc........and how it's time to pay the piper...........
We moved here in 2021 …..Bidenomics and all these storms have tripled costs …. Unbelievable
Property taxes Please 🙏
Property taxes are high comparing them to North East not much difference
Much lower than NY
Thank you, Governor, for talking against counties for increasing property taxes. Property taxes are way too high.
😅😅😅😅6.3% we've seen 50 to a hundred % increase across the state wtf
People love this guy in Florida. Desantis is considered a rock star in the state . We wish his term limit wouldn't expire ..
I have been paying home insurance for 22 yrs and I now have leaks in my roof and put in a claim and they denied me , they said my roof is old that's why it's leaking . Isn't that what insurance is for . Now I have to fight them with an attorney . A bunch of crooks .
Can’t wait for State Farm’s 6% discount!!
You’ll be waiting a long long long time mine just went up
This is NOT a relief by any means, but thanks anyways 😂
I wish Lee county was included in these decreases ….we need it !
People need to keep the Uninsured Motorists option on your car insurance. It’s a thing
For sure!!! Plus that can be used when your main original policy is exhausted too!! That also makes you the uninsured after your policy is exhausted.
I hope the people that live in California are paying attention of how the governor Desantis does his job and he specifically points out decreases in car insurances and home insurances !!
Highest in the United States. This is so minimal and we need to do better
This guy thinks talking is doing something. Running his mouth for nothing. Get rid of this guy and all like him
Homeowners don’t get an attorney for litigation just because they want to when an attorney gets so much of the money. They get an attorney because the insurance company will not pay the claim when they have legitimate damages they pay a premium to cover.
Our High property taxes are forcing us out of our home in South Beach. Large investors with significant financial power are taking over, which makes life incredibly difficult for ordinary people like us. It feels as though South Beach is increasingly becoming a place exclusively for tourists, with hotels and dormitories financed by these investors to house their workers, who will serve their businesses. It’s a challenging situation for the local community. Is there anything that can be done to help us? I am sure there is a way to control the property tax for the '' locals'' versus investors.
Great news to hear! Look forward to some rate reductions in future. Thank you, Gov. DeSantis and agency heads.
So Citizens forcing folks off of their insurance and making us go elsewhere isn't an issue? My auto insurance raised almost $200 bi-annual. I have no idea what "things" he's talking about. It's not reality.
Make EVERYONE GET INSURANCE! And don’t let ppl drive like idiots !
GOD BLESS PRESIDENT TRUMP N OUR FANTASTIC GOVERNOR DE SANTIS
He wasn’t arrested, he was verbally abusing the cops because they took his invalid drivers license away. Cops did nothing..maybe because they had body cams on and were afraid to lose their jobs? It was a bizarre scene. After he crashed into me he tried to drive away and he hit another car with a woman and a baby in the back seat.
I’m used to reckless drivers I lived in NY most of my life However it’s definitely more reckless and more dangerous down here.
I’m optimistic things will get better.
No property taxes
The governor isn't completely honest. These programs he mentions exist but the websites are designed to be frustrating and often times, it will kick you off the site. Continuously a loop of frustration, purposely designed to do make it very difficult to process a application. He's focused on his" slush fund, the state's surplus as" his" rainy day fund. He's dishonest.
What a joke! My home insurance and everyone elses rate has gone up by more than 50% How about addressing the home insurance not paying claims! This guy is lying !
🙏🇺🇸🙏🇺🇸🙏🇺🇸🙏🇺🇸🙏🇺🇸🙏
I found an insurance company said we filed a claim when we didn’t! How do I fix that !
You give Duke the green light, we are all screwed. Useless
6% decrease is better then another 15% increase, if it really happens. I'll find out in April.
What about the property tax too
Love our Governor…
What about property taxes?
What is in the pipe he is smoking. My home - (1) Citizens Insurance went up to almost $13K, (2) scheduled to be kicked off Citizens in 2026 (3) Forced Flood insurance kicks in, in 2026, (4) being pushed on to some no name insurance co that has no cash on hand to pay claims. FYI- Big/known named insurance company’s are setting up new LLC’s under other names to come in for a cash grab with little money to pay claims. This business model protects the known insurance company’s and allows the LLC‘s to close up shop without ppl knowing who they really are.
What about raising the wages to match the cost of living..😢
That would be nice if prices stayed the same, unfortunately It doesn't work that way...prices will also go up.
Yes
@@Valentina-yo4bs that’s crazy the prices are already up.. my Daughter applied here for a job transfer from Las Vegas they offered her 18.00 per hour in Vegas she makes 38.00 per hour and the cost of living is cheaper
Florida is a set up for failure!
@@BigWiLL_973 If a minimum wage increase leads businesses to pay workers more, it may result in higher costs for goods and services, thereby driving up prices... raising the minimum wage has affected inflation historically.
Insurance is too high!!!
Church tax exception promotes fraudulent practices, there just too many with almost no activity.
Rich peoples entitlements
DeSantis is guilty!!
What about in Broward? We have almost the same insurance to Miami
Thank you Governor, we need a relief so bad
6% wait let me get my piggy bank
What about car insurance?
Ty Ron 🇺🇲
Condo buildings insurance about double from prior level in 2023….so we were at $585k and went to $1 million…for all coverages, bulk of increase was property. Our condo dues went from $375 to $550 per month primarily due to insurance. So stable or minor premium decreases NOW do very little to restore affordable insurance. We elected to stay with our insurer even though Citizens would be quite a bit lower (with less coverage).
Also, the mandatory roof replacement demanded by insurers is a total scam. Inspections for roofs, require a licensed roofer to ‘estimate the remaining useful life’ of the roof (some hungry licensed roofers want you to replace it,even when unnecessary). The unscrupulous absolutely underestimate the remaining life of a roof.
We have cement tile roof, installed in 2008 as a 50 year roof. So in 2023 Joe Blow roofer estimates ‘2 years of remaining useful life’…even if you dropped the 50 years projected life for our tile to 30, that would give us 2038 as our replacement date, or 13 more years of useful life. If we said 40 years, we would be at 2048 as replacement year, 23 more years. NOT TWO!!!
Let me say, we maintain our roof and reset any loose tiles, repair any minor cracks, annually. We have zero leaks. Our thick cement tiles are very heavy and do not blow off in a hurricane like Irma in 2017 here in Palm Beach County. We lost one tile in 27,000 square feet of roof for our 3 buildings (out of 42) probably due to location at the very edge and bottom of the front edge of one building. Easily replaced and very minor.
By the way, in all of the major hurricanes all the videos show the shingles ripping off the roofs in large swaths. Tile and metal slab tile, not likely.
If we are forced into UNNECESSARY replacement of a very expensive roof years before we should be, we too will go with the cheaper less hurricane resistant asphalt shingles, because why put in expensive 50 year life materials if you have to replace before 20 years ANYWAY!
We are 6 miles inland with no storm surge risk as we are 16 ft above sea level here. Suburban Lake Worth.
We are 2 story condo buildings, cement block with stucco surface.
A neighboring condo association replaced metal ‘tile’ slabs (again a 50 year roof) which a retired roofer mentioned are very easy to repair, metal can be welded and any holes filled. He was very worked up that their insurance demanded ‘roof replacement’ so they went with asphalt shingles because why put very a expensive metal or cement tile roof on, if you are forced to replace a 50 year roof at 18 years after installation?
As for car insurance, when we first moved here full time (2012) we paid more for ONE car, than for the two we had in Massachusetts. The agent explained it is due to UNINSURED vehicles. These people buy insurance, pay 1 monthly installment, register their vehicle, then pay nothing and are cancelled for non payment.
If they get cancelled, the registry should get a notice from the insurance companies, and then suspend the drivers license and/or impound the vehicle. If we did this maybe the uninsured auto crises would disappear.
Everyone in South Florida is paying the price for uninsured drivers!
Not enough to change anything.
6.3 percent in a $4k policy is nothing!😢
We work to pay insurance only
A total scam!!
Florida rent is too high. The other country insurance in Florida is high .the other countries come on car insurance and are crazy high Florida the other place nomatter if you have perfect licenses need to lower insurance like 70% 90%
What about the rest of us?
Good Morning From Texas
About time
He was the Governor last term? Maybe you just moved to Florida?
What about citizens carriers in broward cty? Our citizens homeowners is 7,000 and we are in our 70s been in Florida all our lives
Not for all Floridians the home improvement since Habitat for Humanity houses home owners did not qualify
That's a GOD Send❣️