your advice only works if you're a meaning loser who's only purpose in life is to make the most money. sure, if you have no substance just do whatever pays best, but for a person with any charakter its just awful to lessen your purpose to doing just that, especially in times where there are so many possibilities for realizing your individualism and changing the world in your own way
@@trebmaster Opportunity is key, I´ve met many in university that dont take said opportunities when they were presented out of lazyness and those guys look aimless.
College is such a confusing time for students.. and most kids have no idea what they want to do, and the bad part is that mistakes made during this time have huge price tags on them.
My son is having this current issue. 18 years old, graduating senior and doesn’t know what he wants to major in or do at this moment. I’m suggesting to him to go to community college, save money, and not incur a lot or any debt at all.
@@ajbluebird7741 My parents pushed me to go into community college too at the time. Hated every minute I was there. If I could do it over, I'd rather go into a trade for a few years THEN go to college after maturing and having a better idea of what jobs/degrees are out there.
@@ajbluebird7741 If he doesn't know what he wants to do, don't put him in any college at all. Let him work and live and figure out what he wants to do. After a year or two he should be able to make a decision.
@@bwilliams6755 You can take a chartered financial analyst (CFA) exam without a degree in finance, where as for accounting designations, there are pre-requisite courses. I hope that kinda explains the situation.
B Williams the best most lucrative jobs in finance away from executive level are in sales and tech fields lol a finance degree is pretty worthless , major in IT or Comp Sci if u can’t sell
90% of people in finance jobs do not have a finance degree. Don’t waste the money, just get your foot in the door man and do a good job. A philosopher should be able to visualize that and make it happen.
My brother started a philosophy degree, and he promptly changed majors when a professor quipped “ok. We all know why we’re here right?...So that we have something interesting to talk about in the unemployment line.” Yikes!
Philosophy is actually pretty good degree for law majors, it's not too hard so you can keep your GPA high, and is good prep for the LSAT. And in law your GPA can determine what you make long term bc the better the school the better the pay.
@@blakeb4583 well with all the lack of stem classes you should have alot of time to study for the LSAT. And considering that the LSAT and ur GPA is the 2 major things they looks at I think any person who really applies themselves can get into a good lawschool. Ofc that won't be the case if you just strive to be mediocre
@@kaiw.s6053 I would actually say your major plays a bigger role than your GPA because a lot of law schools will weigh a lower GPA STEM major more than a higher GPA philosophy major, and generally the easier degree you have the higher you have to get on the LSAT. But your LSAT score is the most important thing.
@@blakeb4583 Law schools don't put that much stock into which major you pick as long as you did great in it. Sure a 3.6 in chemical engineering will be looked at slightly different than a 3.6 in English but at the end of the day that's not what they really care about. I would definitely agree that the Lsat is above all though
if you have a 4 year in philosophy, go to law school. they have the highest LSAT scores out of any major. i did a 4 year for philosophy, then 3 years of law school, now im 27 making 250k a year. do it man, change your life.
@@piraat070 NEVER ever not do something because YOU FEEL that it's embarrassing, don't you think that this kind of mindset will massively hold you back long-term ? (I'd rather be a successful or rich embarrassment without regrets that at the very least tried, then a proud but unsuccessful old folk, that later regrets not having even tried because I was too afraid of being laughed at) Edit: just to note, I do somewhat agree with, don't beg, put in the work and use all the tools you have to earn it and then be proud of what you earned! Though I still hold firm on what I said about not letting potential embarrassment hold you back 💛
Still gotta study for that LSAT though, history major here going to law school, got an alright score first time around two weeks ago, now I'm gonna shoot for the 170 next test I take. Just gotta learn HOW to think
A philosophy is only really good for a stepping stone degree, most often for law school. On its own it's useless. Poor guy, I wish him the best luck with his Finance degree.
Yep. Unless you actually want to teach it. Getting a PhD in philosophy and teaching it will get you 60,70,80k or 90k a yr but if you like it you could be happy. But a bachelors in philosophy is virtually useless
@@BigRed2 i would only agree with that if the parent was the one paying 100% of the tuition, and parents dont always understand the future of our economy, and might overlook CS degrees
Ur grandparents maybe didnt have money. His had money. Mine paid for my engineering degree as well as 15k into my MBA and company i work for paid the rest They have money and they are awesome
So how many jobs did he apply for? Has he looked at other potential career paths? My concern is that he is putting too much blame on a piece of paper for his lack of success. Getting another piece of paper is going to put him in the same entry level grind when he graduates. People with unrelated degrees can easily make 50k in an office work environment.
I agree -- you must be strategic and open. I double majored in Music and Spanish and when teaching in my field of studies didn't work out for me financially, I explored other industries. None of the jobs (or at least what I accepted) paid less than $15/hr. Within a few yrs, the jobs I qualify for now in the corporate law/contracts industry are in the 6-figure arena, even though I am not an attorney. That being said, if he is dead set on moving to finance, best of luck in his studies!
@TheLifeBidder not sure about the sales job...you don't need to have business acumen to sell....you need to have the courage to pick up the phone and cold call...if the company is any good they would provide the necessary sales training
@TheLifeBidder Really? I worked as an analyst in a post trade clearance and settlement firm and I didn't have a related major at all. It depends on who you work for.
Jason Taylor aaaaand that’s why sales people have such a bad reputation. Of course you need business acumen. If you want to sell cars no you won’t need much but let’s face it, you’re not getting into any coveted sales positions without a business background. Try telling that to salesforce, ibm, microsoft, adobe, etc etc
retail sales to customers perhaps. business to business, not so much the case, esp large businesses tend to be very conservative, risk averse, only wanting specific degrees without proven resume.
I have a relative with a philosophy degree and he clears well over 6 figures a year. You need to be strategic in your career planning and network as well. A philosophy degree isn't worthless but you need to be able to convey to employers that you learned critical thinking and problem solving skills from your degree.
What’s his career in? Like specific job title cause I don’t know any that pay 6 figures to think unless it’s a think tank in DC but they usually want Political Science not philosophy
@@TheMarioMen1 *facepalm* I don't think he's emphasizing that he's getting paid to do Philosophy. He's showcasing an example of someone who was able to leverage their formal knowledge in Philosophy within the job market and do well.
@@_VISION. this is true. One if my friends did international relations for his undergrad and worked really hard to get into Yale and got a master's degree in philosophy and religion. He has been working for Google for about 3 years now. The point is that he was able to show he had a valuable set of skills that he could leverage and was simply smart.
My parents gave me a list of majors and said either pick from this list or go to a trade school. It was : Physics, Chemistry, Biology, Aerospace, Computer Science, Business, and Pre-Med/Pre-Vet. I chose Aerospace, got my B.S., got my Aerospace Mechanics license, did all of school without going into debt, and I'm 24 making $50,000 a year in my first job. I'm not bragging but saying that yes, Mom and Dad do indeed know better. If it were me I would've gone into music or even worse some sort of art. In hindsight that was the best come to Jesus talk I ever had with my parents.
Glad the caller had a good attitude about doing this u-turn career wise. Alot of ppl r stubborn and in denial about the time they spent in college & their degree...
Tori Ellise. I have a history degree. I ended up monitoring clinical drug trials. I worked as a mental health worker and worked with a physician who did research. Now I would do it differently but no experience is wastedm
yes, he can actually turn his life around by the age of 30, instead of watching it go down the hill of poverty like most would do and blame the government or everything. with a new beginning you can be late ...but overtaking is allowed in life
@@crimsonite1524 exactly. I believe C.s Lewis said it best, "And if you have taken a wrong turning then to go forward does not get you any nearer. If you are on the wrong road progress means doing an about-turn and walking back to the right road and in that case the man who turns back soonest is the most progressive man. There is nothing progressive about being pig-headed and refusing to admit a mistake. And I think if you look at the present state of the world it's pretty plain that humanity has been making some big mistake. We're on the wrong road. And if that is so we must go back. Going back is the quickest way on."
I know. Most people get in denial and try to be positive about the stupid decisions they make rather than taking responsibility for the problem they put themselves into.
The question the caller needs to answer is what is the end goal job he wants and how will a finance degree help him get there. The caller seems to think just getting a finance degree will automatically get him a better job. If he has no end goal he will be right back where he is.
Well, most of the philosophy majors that I've met in the past were in that major with the plan of going to law school to become lawyers. I wouldn't say that everyone who takes that on is w/o a plan. Just sayin'...
Yep, I have a philosophy degree and went to law school, that was the plan from freshman year. Most people in my major had the same path, or wanted to go to graduate schools for similar reasons. It's not necessarily dumb to major in philosophy, it's dumb to not have a plan after graduation.
More so, don’t hinge your undergraduate degree on going to grad school. You may not get in, you may get in and fail, you may get in and realize you hate the profession you anticipated entering...if your undergraduate degree is worthless, you’ve squandered your opportunity.
Dave: "How much do you make a year?" Caller: "Bout 20 grand" Dave : "How much is a years worth of school?" Caller: "Bout 20 grand" Dave: "Whats your name again?" Caller: "Bout 20 grand"
BassPlayer60134 what was your plan with the music degree? There are so many subjects I like but I know won’t get me too far financially lol. Philosophy being one of them.
I wouldn't even call it a "mistake", philosophy is an extremely good thing to understand in order to develop a deeper understanding of the world. However, yeah it's not very smart to study philosophy to earn a good income and pay bills.
Not true. The median income of a philosophy degree is 45.000$. Thats a good average. According to glassdoor this is better paid even than degrees like chemistry, public relations or even psychology. And there are a lot of rich people that have studied philosophy. Peter Thiel for example studied philosophy (yea amongst others, but still).
My brother is majoring in biology to move on to grad school to be a pharmacist and minoring in philosophy because he loves it... i was always told major in what gets you a job and minor in what you love...i am lucky as i love accounting and it is a very safe and secure field
@@timo.10 Currently, I am majoring in English. I know, it was a pretty stupid idea but now I am half way int the program I feel like I might as well finish. If I could switch majors, I'd more likely switch to Computer Science or Information Technology, especially now since I am looking into Technical Writing. Right now, I am teaching myself some Programming Languages and Software Tools. I'm also thinking about taking some Computer Science courses in the future and possibly a minor but I'm not sure because most people in the subject who I spoke to said it can all be taught online and courses in websites like Git Hub. If I can't get into Technical Writing, my next plan is go to a Trade School or Community College and learn Web Design so I can get into Web Development while writing novels on the side (the real reason I majored in English and then I realized that was not such a good idea).
I have a degree in finance. You need Financial Accounting 1 and 2, Managerial Accounting, Micro Econ, Macro Econ, Business Math(if you have 3 calculus classes you can bypass). It's a full year of prerequisites before you can enter your Junior year of Business School which is 2 more years. So yeah, that's 3 more years of college. OR you can apply for an MBA program which is a better idea and as a graduate you can apply.
This is what I was thinking to. I was like a BA isn't going to have a huge crossover with a BS or BBA in finance because the first 2 years in fact aren't copy in paste when there's that much of a change.
I was just saying this very thing.... could’ve save me some typing if I’d have scrolled down more. Except for math, we did have to take Finite, Calculus, and business statistics as pre-reqs during years 1-2 and there wasn’t a bypass for those.... but every school is different I guess! I agree that he should think about just getting the MBA. The work experience might still be a problem when he gets out, but at least he wouldn’t have wasted 3 years on another bachelors degree!
If the guy needs a side hustle, the best option would be joining the Delaware National Guard. It would be a part time gig to make money, with his degree he could go in as an officer, AND Delaware would pay full tuition for state schools. So he would not get any debt for an additional degree, get incredible leadership training that companies will pay good money to him for those skills
Even active duty guys recommend going Guard but they’re really not advertised as well, only portrayed as “weekend soldiers” but they get literally all the benefits of AD while living in your home state, not having to move every 3 to 4 years, etc
Around here in the Seattle area, you just need a degree and you can interview yourself into just about any non-technical entry level administrative position. This guy just needs to interview better and smarter at the right places.
I made $20k/yr working 30hrs a week doing night shift stocking shelves from 10pm-4am, going home, sleeping 3.5-4.5hrs before getting up for class. It can be done. Employers WILL work with your schedule.
He doesn’t necessarily need another degree, if he applies himself and looks for the right role, he can climb the ladder somewhere and increase his salary.
Even with an unrelated degree, he could still use his degree as leverage to be something better than 20k. People at McDonalds make more than that smh 🤦🏻♂️
You could make more working at papa Johns. They hand out promotions like candy and the job itself is easy. I don’t know anyone making 20k anymore unless they seriously lack some motivation
Litigation, contracts, business/transactional, estate planning, insurance law etc pay very well and you don’t need to go to a private law school to get a good paying job as a lawyer. Nebraska College of Law and Creighton graduated most of the lawyers in Nebraska and they’re doing well with less debt. Even JD preferred jobs like compliance and lobbyist/analyst pay well depending on your experience. I’m glad I went to Nebraska rather than American George Washington - an expensive private school I also got a scholarship for. DC was way too expensive and it wouldn’t have been worth it. Anyway, my fav professor taught at UCLA and George Washington. So I got private school level professor paying a quarter of the cost.
I majored in philosophy. It taught me critical thinking skills, helped me do well on the LSAT and got me a full scholarship to law school. It's a great stepping-stone degree. Otherwise, pretty useless.
I double majored in philosophy, English Literature, and recieved a certificate in folklore as well. I then went to grad school and earned my M.A. in philosophy. After grad school I went to law school and was able to clerk for a federal judge during two of my summers. I'm now an ethics attorney for one of the three lettered government agencies. I make a little over 115k a year. I could have made 140k at various law firms, but I love my current work. If you're curious about a degree/major in philosophy then let me know.
Got a philosophy degree and now I am in a tech job working my way to my dream position. No one understands the truth of a philosophy degree until they work hard and achieve one, and that is that this education prepares you to excel in just about anything. This is because people who pursue philosophy learn to retain and exploit knowledge better than the average person. Look at the percentage of philosophy graduates that pass the lsat. It's not for no reason. Okay I'll get off of my soap box for another year.
It'll take philosophers generations to answer that question. Anyone who's learned how to run a cost benefit analysis can answer that question pretty quickly.
I have a philosophy degree and I make 90k. I joined the National Guard 10 years ago and intend to finish 20, and I used ROTC to pay for college. I enjoyed philosophy, and I found that the analytical skills I gained allowed me to cross train and educate myself in different fields enough to work in welding, the engineering dept., then branch into operations. I’m sure the military background helped with the whole “foot-in-the-door” part. But I really attribute my ability to navigate different job functions well to the hard work I put into philosophy. And it is personally satisfying to be able to discuss the historical progression (or digression) of fundamental beliefs and arguments that shaped Western civilization. And the world, for that matter. That is something a hard data driven curriculum may not provide very well.
Not me. I think it is a scam for most because they major in subjects that lead to low paying jobs and can be easily self-taught. I suggest most people to do other options such as Trade School, Community College, and depending on their plans in life, go into Business themselves. There are other options.
I work at a college - they don't make getting a 2nd degree easy...they'll make a person who earned a degree redo a lot...it's frustrating and stupid, but it's they way they are. I've experienced it myself and came away annoyed. I wanted to earn an MBA to go with my engineering degree - and they wanted me to retake math courses - it had been some time, but if there is one thing engineering students have it's lots and lots of high level math - and to retake basic stuff is dumb...it's a money grab.
* Trigger Warning* Pick from these three different colleges at your university: Business, Engineering or Nursing. There, problem solved. I was in the school of music, but I had a wake up call, realizing I want to eat when I graduate. Currently in my final year of BS in Finance, specializing in Investing.
Thanks for saying colleges and not majors. If you’re going down the business route you need to narrow it down between finance or accounting. Marketing, business management, entrepreneurship, marketing, and often economics are so generalized they develop few opportunities following the completion of the bachelors degree.
I’m currently 20 and college student and I make 35k with just a high school degree. Something I learned in my young life is that you get ahead with who you know rather than what you know. I hope nothing but the best for Chris and to anyone planning to go to college please make research on what job you can get with your degree .
40 hours a week and only 20 grand ??? People working full time at McDonald’s make more than that. Why even accept a job with such low pay. Full time and only 20 grand ?? That doesn’t add up.
I knew a smart guy who graduated with honors in philosophy. This mutual friend we both knew told me she saw him working the popcorn machine at the movie theater after graduation and it made her so sad
College as a whole boosts your average income up about 10k from someone who doesn't have one. That is on average and it depends on what you major in, and if someone can get into a good trade that's an awesome option, but a 10k boost per year for life on average is pretty major when you multiply that over the 40-50 years people generally work. Just if you're gonna do philosophy do a double major or do it as a minor and choose a viable career too.
That’s a false generalized statement. College opens a lot of doors to higher paying careers. Certain majors are a waste of time, and if you go into a ton of debt...that’s not smart. But go to a cheap school and it’s highly beneficial.
Not a scam if you don't let it scam you. Me friends and family all engineers, nurses, physician assistants, nurse practitioners, etc. All make 60-150k salary. The key is a job in demand
According to some studies I’ve read, physics and math majors do best on the LSAT. However, it’s hard to deny that a philosophy background is helpful, especially since logical reasoning is the majority of the exam.
I highly respect this guy for admitting he messed up by majoring in philosophy. The most important step to becoming successful is by admitting your mistakes and being honest to yourself. It tells me that he has enough self-awareness to make it one day.
I grew up in NJ. University of DE was known as the "University of Drunkenness" and was where you went if you want to go to college to party and not study. (
Kid makes $20,000 a year working 40 hours a week. Ramsey wants him to find an extra $1500 a month. So you want him to magically start making $45,000 a year while in school. I need some of what Ramsey is smoking...
Vintage Swiss Also, he didn’t seem totally versed on undergraduate curriculum. At least in my engineering program the first year was largely the same for STEM majors- but the second year was all major specific.
Good point. I just don't know how the guy could possibly work 40 hours a week, plus a side gig that will pay $1.5k, plus being a full time student. Who does that?
The first colleges were created for entirely different reasons than what people go for now. Quitting community college my freshman year was the best decision I've made in recent years.
I have a bachelors in ministry and work at a desk in financial services for about $60k. When I started in financial services almost 9 years ago I was making $18,500. I could still go back for another degree, but I'm glad I didn't do it then. Now I have a solid background in a steady industry.
Interesting topic, especially after yesterday's call about a kid who's parents wouldn't pay for their out of state tuition even though they just bought a second house. Maybe that kid wanted to get a philosophy degree.
Software development could be an option too, which you don't really need a degree for. You can get good certifications instead in various topics that pretty much gives a starter job right away. Cloud computing and AI technology for example. Then a philosophy degree would be golden because it would help to understand abstractions and abstract concepts which are very common in CS. Liberal arts + computer science is very underrated. You need to be able to think creatively to solve hard (and lucrative) problems which you don't if you just learn a rule book in law or finance.
I got a finance degree and am currently studying for the second CFA test... this isn't a bad idea. However, those tests are so freaking hard already, it would honestly be even harder with no finance or business background whatsoever. You need some base knowledge going in. Not saying it's impossible, but you would have to be incredibly smart AND incredibly diligent for 3 years, and I doubt many have the perserverance or ability to pull that off.
Philosophy major taking the CFA , good luck. My husband has a bachelor in physics and biomedical engineering and struggled with the CFA. He passed level 1 and 2 and working on 3. I think this guy needs the core finance classes then he can take the CFA.
You can get a good job with any college degree. Better advice would be to take a Finance course at a local Community College for much cheaper than going back to a Loonaversity. Get a basic accounting certificate from a CC while working an entry level finance job.
Do you mean pell grants? 1. You only get your income counted as an independent at age 26, the caller is only 25 otherwise they count your parents income. 2. The caller already has his bachelors and aside from graduate plus loans for graduate school, the federal government does not give financial aid past your bachelor's degree.
Ashley Rahn you are right. I totally missed that. Funny story: because I graduated with a semi useless degree, I asked my school to rescind my bachelors degree so I could qualify for pull grants. They said no.
@@ashleyrahn2776 I am 24 and was now considered independent so my parent's income wasnt required anymore for the Pell Grant. Also, the new maximum for Pell Grant is just above $6k/year. The duration if being given the grant is only for a duration of 150% of time required for your degree and it isn't availabme for post graduates so you're right on him not being able to receive anymore.
This is why I chose to minor in Philosophy as part of my Major in Biochemistry :) I really wish that I could major in Philosophy, but society doesn't value it and doesn't give it any importance.
I'm a philosophy major. We do fine. It turns out studying complicated ideas and breaking them down, and then communicating these ideas, is a really important skill.
Absolutely. I enlisted and retired after 23 years. Its not an easy life because the military is more than a job which is why people don't go in but I sure am glad I did and stuck with it. Unfortunately they don't offer the 20 yr high 3 retirement plan anymore but its still a decent job opportunity.
I got my degree in philosophy and it was one of the best decisions I ever made! Employers love critical thinkers. This guy's problem goes beyond the degree. If you're a good thinker, you can make money. Period. Some of the most rich billionaires majored in philosophy and credit it for their success. He said his grandparents paid for everything in school so who knows how much he was actually paying attention, he probably just chose an easier major and partied.
What is your job ? 🤔 how much do you make? I'm thinking of doing a philosophy major but every philosophy major says it's a good major but they don't say what they work in and how much they make
Many lawyers have philosophy undergrads. It’s a great foundation for a lot of careers. I have a philosophy degree and pivoted from education to sales and now I make almost 10x what that guy makes.
I never knew why so many people major in these degrees. Example philosophy, English, social work, history , literature and music. Those degrees don't pay money . Most degrees that will pay money have to do with science and technology. For example information systems, engineering , computer science . The thing is that high paying degrees are harder to obtain . So students don't major in them . I majored in information systems and I'm making over 100,000k. I could of choose history for it being easier but in the long run I would of make less money . In my major there were barely in students . But in my school I once went to the social work department and the class rooms were crowded . A easy major doesn't always mean good money .
I’m not American but social work is a field where you definitely get a job. And you’re won’t get 100k a year but you’ll be able to live a good life doing what you wanna do. It’s Not comparable to literature or English.
Yeah, my wife has a philosophy degree as her only degree and she makes a lot more money than I do as a software engineer. The degree isn't directly related to her work (which isn't uncommon at all), but the skills she picked up are relevant.
Why does dave always get numbers wrong? The caller says hes been out of school for 3 years and then dave says 2. He does that in practicaly every call! Does he not listen? Not care?
You can find a job that pays more than that. Go find a factory job or some sort of construction job. So many different avenues you can go that is less desirable but gets the bills paid.
I think this guy would do much better off with finishing an online MBA from the university of Delaware. Even more so if he could go back and take 4-5 undergrad technical classes, preferably at a community college, and get into a 12-18 month technical masters. A whole nother' Bachelors degree isn't going to do him much good.
I have Masters in Philosophy. Took a bunch of prerequisites and got into an MBA program, completed within a year. If he studied philosophy, he can definitely figure the situation out.
The problem isn’t his degree... It’s him. I’m 26. I got a philosophy degree and make well into 6-figures running my own marketing agency. I worked 40 hrs/week for a non-profit for a year right after college making $24k. During that year, I also spent 40 hrs/week learning social media, running small business accounts for free to learn, and then once I acquired skills, I started my own business. You can learn without school. You just have to be willing to work hard and sometimes for free. I don’t regret getting a philosophy degree. It taught me how to think.
@@kuhataparunks Yeah I transferred from Risk Management (where the average salary out of college is $75k/year) to Philosophy because I started studying apologetics and wanted to learn how to think more clearly to ground my faith (I had just become a Christian a year before). So I went into Philosophy because of how it was shaping me as a person, which I think is more important than your "career." I'm not saying everyone should do it, but I really just made my comment above to demonstrate that you can create a "career" with a philosophy degree. It's just a more challenging and indirect path.
Hate to be that guy, but it’s not the major, it’s the degree. I have a bachelors in philosophy and I make 85-90k a year in NC, that being said the work I do doesn’t require a degree but philosophy is a great way to go if you want to go into law or politics.
It’s not like you can study whatever you want in college. You won’t be allowed to take STEM courses unless you were good at math in high school. And schools don’t have enough space for everyone in certain courses.
@@cptfreeman8966 I’m currently a computer science major. So my math skills are pretty sharpened. But apparently only 27% of the US population is proficient at math. So I’m not going to sit here and say that everyone should be forced to do something that doesn’t naturally fit their personality. A lot of people wouldn’t be able to excel at Calculus and my major goes beyond to differential equations.
Here's good general advice to all college students. During your second year of college you need to start looking for an actual job that you "think" you might want to have. Then research the position, talk to people who are doing it. Ask them what their background was, how they like it, and what the pros and cons are. Then figure out what you will need to do to actually get the job at some point (if it can be had at all). Most actual jobs do not need a specific degree just a degree in the same general area (science, business, education, etc).
This is why I think college shouldn’t be available until 2-3 years after you graduate from High school. Enjoy life. Figure out what you really want to do. The period of 18-21 is really a stepping stone into adulthood I wouldn’t consider people of that age group 100% all the way together yet.
I know a couple people who have Philosophy degrees who have done just fine. They just entered the work force, and through hard work, they moved up in their jobs and soon it didn’t matter what their degree was in. I also know people who have NO college degree who have done fine through the same approach. I will admit that my Philosophy major friends didn’t leave college with debt though, that was key.
I’m 26, got a philosophy degree at a top school, and make $85k. The degree doesn’t dictate your success, that’s garbage. Be smart, apply yourself, and chase what you want. I don’t regret majoring in philosophy for a second.
What school, if you don't mind sharing? How much did you make year one? What field are you in, did you have established connections prior to getting in it? How long did it take to make 85K?
I don't know if Bruce Lee actually said this, but in the movie of his life he was asked what can he do with his philosophy degree and his response was "think deep thoughts about being unemployed". Seems about right.
As a 20 year financial professional, he better learn R, Python, C++ because banks are investing hard to do away with people. The finance degrees of today are becoming worthless if the curriculum doesn’t have heavy coding and math.
"I didnt think, therefore I'm broke." - Philosopher Chris
LOL
You made me break my 3 month streak of not commenting on TH-cam!
@@johannesrutherford422 Awww yeah!!!! 👍😉
justinredman haha good one.
justinredman I literally laughed out loud. Thanks for that..
Ha ha
You know when your parents told you to follow your dreams. Well make sure that dream can actually pay the bills
Investing Hustler ain’t that the truth. 😬
"Don't follow your passion. Follow opportunity, and bring your passion with you." - Mike Rowe
Investing Hustler this degree let’s him pay his bills but only in his dreams
your advice only works if you're a meaning loser who's only purpose in life is to make the most money. sure, if you have no substance just do whatever pays best, but for a person with any charakter its just awful to lessen your purpose to doing just that, especially in times where there are so many possibilities for realizing your individualism and changing the world in your own way
@@trebmaster Opportunity is key, I´ve met many in university that dont take said opportunities when they were presented out of lazyness and those guys look aimless.
College is such a confusing time for students.. and most kids have no idea what they want to do, and the bad part is that mistakes made during this time have huge price tags on them.
Yeah most of us learned that the hard way. :/
Absolutely true!!!! And even worse when you have parents who have never gone to college & know nothing about Financial Aid & Loans!!!!
My son is having this current issue. 18 years old, graduating senior and doesn’t know what he wants to major in or do at this moment. I’m suggesting to him to go to community college, save money, and not incur a lot or any debt at all.
@@ajbluebird7741 My parents pushed me to go into community college too at the time. Hated every minute I was there. If I could do it over, I'd rather go into a trade for a few years THEN go to college after maturing and having a better idea of what jobs/degrees are out there.
@@ajbluebird7741 If he doesn't know what he wants to do, don't put him in any college at all. Let him work and live and figure out what he wants to do. After a year or two he should be able to make a decision.
Sounds like a nice honest guy. Wouldn't do well in finance
Bruce Wayne 😂😂😂😂
Getting a “finance” degree won’t do well in finance either way.
@@tyjohn4779 elaborate please. I'm compsci major right now. Have been interested in finance for a little bit.
@@bwilliams6755 You can take a chartered financial analyst (CFA) exam without a degree in finance, where as for accounting designations, there are pre-requisite courses. I hope that kinda explains the situation.
B Williams the best most lucrative jobs in finance away from executive level are in sales and tech fields lol a finance degree is pretty worthless , major in IT or Comp Sci if u can’t sell
So that statue of a man with his chin on his hand was a philosopher trying to figure out how he was going to pay his bills.
Dilly Dally 😂🤣😂🤣
😂
Funny
😁
A+
Want to know the difference between a pizza and a philosopher?
A pizza can feed a family of four.
True, but a philosopher feeds your mind. LOL
@@christams8863 Lame joke
😂
Destruction 100
@ Truth BOT THANK YOU for making me laugh :)
90% of people in finance jobs do not have a finance degree. Don’t waste the money, just get your foot in the door man and do a good job. A philosopher should be able to visualize that and make it happen.
My brother started a philosophy degree, and he promptly changed majors when a professor quipped “ok. We all know why we’re here right?...So that we have something interesting to talk about in the unemployment line.” Yikes!
Philosophy is actually pretty good degree for law majors, it's not too hard so you can keep your GPA high, and is good prep for the LSAT. And in law your GPA can determine what you make long term bc the better the school the better the pay.
K W.S yeah, but that’s contingent that you get into a good law school
@@blakeb4583 well with all the lack of stem classes you should have alot of time to study for the LSAT. And considering that the LSAT and ur GPA is the 2 major things they looks at I think any person who really applies themselves can get into a good lawschool. Ofc that won't be the case if you just strive to be mediocre
@@kaiw.s6053 I would actually say your major plays a bigger role than your GPA because a lot of law schools will weigh a lower GPA STEM major more than a higher GPA philosophy major, and generally the easier degree you have the higher you have to get on the LSAT. But your LSAT score is the most important thing.
@@blakeb4583 Law schools don't put that much stock into which major you pick as long as you did great in it. Sure a 3.6 in chemical engineering will be looked at slightly different than a 3.6 in English but at the end of the day that's not what they really care about. I would definitely agree that the Lsat is above all though
if you have a 4 year in philosophy, go to law school. they have the highest LSAT scores out of any major. i did a 4 year for philosophy, then 3 years of law school, now im 27 making 250k a year. do it man, change your life.
Can I BORROW like 4000...... I'm in law school too....help a fellow future lawyer out......ok??
@@percyastronautstatus.8780
Never EVER beg thats embarassing
@@piraat070 NEVER ever not do something because YOU FEEL that it's embarrassing, don't you think that this kind of mindset will massively hold you back long-term ?
(I'd rather be a successful or rich embarrassment without regrets that at the very least tried, then a proud but unsuccessful old folk, that later regrets not having even tried because I was too afraid of being laughed at)
Edit: just to note, I do somewhat agree with, don't beg, put in the work and use all the tools you have to earn it and then be proud of what you earned! Though I still hold firm on what I said about not letting potential embarrassment hold you back 💛
Still gotta study for that LSAT though, history major here going to law school, got an alright score first time around two weeks ago, now I'm gonna shoot for the 170 next test I take. Just gotta learn HOW to think
You cant just say go to law school, not everyone wants to be a lawyer, and not everyone has the money to pay for law school
My pastor got his MA in Philosophy-his go-to quip: “I wanted to be the guy in the back of Taco Bell saying, ‘What *IS* a taco?’”
Brilliant
Not 60 grand in debt for a 20k salary that's for sure
At least he utilized his degree
Very profound
A taco is a sandwich and all sandwiches are tacos.
A philosophy is only really good for a stepping stone degree, most often for law school. On its own it's useless. Poor guy, I wish him the best luck with his Finance degree.
Good to know, I intended to go to law school with a philosophy major.
if you are just ur average joe and have no other skills ya philosophy degree is pretty useless by it self
I hear there's big money in running a philosophy shop.
Yep. Unless you actually want to teach it. Getting a PhD in philosophy and teaching it will get you 60,70,80k or 90k a yr but if you like it you could be happy. But a bachelors in philosophy is virtually useless
The Military will take him and give him a skill.
It's hard for kids to decide a major at 17 or 18 which is why many of them want to go back for a different major 🤷♂️
t This is why the kid shouldn’t be picking and the parent should be picking 5 majors and they can pick from the list
Parents should help them pick it
Yep I encourage people to get through their gen eds while they really figure out and discover the other possibilities.
@@BigRed2 i would only agree with that if the parent was the one paying 100% of the tuition, and parents dont always understand the future of our economy, and might overlook CS degrees
@Kenfinex cs degree will be better, AI is going to take over engineering jobs, heck they already have robots that can take over trade jobs
Man... my grandparents rarely bought me birthday gifts... this guy got a free college degree.
Musa I of Mali and picked philosophy.
My grand parents have given me 50 cents (at most) till date
And he wasted it
Dumb grandparents. Grandpa should have told him no way he's paying for a philosophy degree
Ur grandparents maybe didnt have money. His had money. Mine paid for my engineering degree as well as 15k into my MBA and company i work for paid the rest
They have money and they are awesome
So how many jobs did he apply for?
Has he looked at other potential career paths? My concern is that he is putting too much blame on a piece of paper for his lack of success.
Getting another piece of paper is going to put him in the same entry level grind when he graduates.
People with unrelated degrees can easily make 50k in an office work environment.
I agree -- you must be strategic and open. I double majored in Music and Spanish and when teaching in my field of studies didn't work out for me financially, I explored other industries. None of the jobs (or at least what I accepted) paid less than $15/hr. Within a few yrs, the jobs I qualify for now in the corporate law/contracts industry are in the 6-figure arena, even though I am not an attorney.
That being said, if he is dead set on moving to finance, best of luck in his studies!
@TheLifeBidder not sure about the sales job...you don't need to have business acumen to sell....you need to have the courage to pick up the phone and cold call...if the company is any good they would provide the necessary sales training
@TheLifeBidder Really? I worked as an analyst in a post trade clearance and settlement firm and I didn't have a related major at all. It depends on who you work for.
Jason Taylor aaaaand that’s why sales people have such a bad reputation. Of course you need business acumen. If you want to sell cars no you won’t need much but let’s face it, you’re not getting into any coveted sales positions without a business background. Try telling that to salesforce, ibm, microsoft, adobe, etc etc
retail sales to customers perhaps. business to business, not so much the case, esp large businesses tend to be very conservative, risk averse, only wanting specific degrees without proven resume.
I have a relative with a philosophy degree and he clears well over 6 figures a year. You need to be strategic in your career planning and network as well. A philosophy degree isn't worthless but you need to be able to convey to employers that you learned critical thinking and problem solving skills from your degree.
I am totally with you on this one. You have to make your luck. You can't just sit around, and be like I got a philosophy degree.
What’s his career in? Like specific job title cause I don’t know any that pay 6 figures to think unless it’s a think tank in DC but they usually want Political Science not philosophy
@@TheMarioMen1 *facepalm* I don't think he's emphasizing that he's getting paid to do Philosophy. He's showcasing an example of someone who was able to leverage their formal knowledge in Philosophy within the job market and do well.
@@_VISION. this is true. One if my friends did international relations for his undergrad and worked really hard to get into Yale and got a master's degree in philosophy and religion. He has been working for Google for about 3 years now. The point is that he was able to show he had a valuable set of skills that he could leverage and was simply smart.
@@muffinmixish That's awesome. What does he do at Google?
So glad I stumbled upon Dave Ramsey's channel! I changed my major from sociology to nursing just in time!
knick*
masturball
Nick*
@@timmychanofficial Oh! My bad, thank you so much!
@@johnhein2539 Thank you so much!
@love Dennis Thank you for this advice! I'll look into NP right now 😊
My parents gave me a list of majors and said either pick from this list or go to a trade school. It was : Physics, Chemistry, Biology, Aerospace, Computer Science, Business, and Pre-Med/Pre-Vet. I chose Aerospace, got my B.S., got my Aerospace Mechanics license, did all of school without going into debt, and I'm 24 making $50,000 a year in my first job. I'm not bragging but saying that yes, Mom and Dad do indeed know better. If it were me I would've gone into music or even worse some sort of art. In hindsight that was the best come to Jesus talk I ever had with my parents.
Glad the caller had a good attitude about doing this u-turn career wise. Alot of ppl r stubborn and in denial about the time they spent in college & their degree...
Tori Ellise. I have a history degree. I ended up monitoring clinical drug trials. I worked as a mental health worker and worked with a physician who did research. Now I would do it differently but no experience is wastedm
yes, he can actually turn his life around by the age of 30, instead of watching it go down the hill of poverty like most would do and blame the government or everything. with a new beginning you can be late ...but overtaking is allowed in life
@@crimsonite1524 exactly. I believe C.s Lewis said it best, "And if you have taken a wrong turning then to go forward does not get you any nearer. If you are on the wrong road progress means doing an about-turn and walking back to the right road and in that case the man who turns back soonest is the most progressive man. There is nothing progressive about being pig-headed and refusing to admit a mistake. And I think if you look at the present state of the world it's pretty plain that humanity has been making some big mistake. We're on the wrong road. And if that is so we must go back. Going back is the quickest way on."
I know. Most people get in denial and try to be positive about the stupid decisions they make rather than taking responsibility for the problem they put themselves into.
The question the caller needs to answer is what is the end goal job he wants and how will a finance degree help him get there. The caller seems to think just getting a finance degree will automatically get him a better job. If he has no end goal he will be right back where he is.
clericstorm2009 Good point!
I am surprised Dave did not bring that up. I’m afraid this guy will get another degree without a goal in mind.
Well, most of the philosophy majors that I've met in the past were in that major with the plan of going to law school to become lawyers. I wouldn't say that everyone who takes that on is w/o a plan. Just sayin'...
Yep, I have a philosophy degree and went to law school, that was the plan from freshman year. Most people in my major had the same path, or wanted to go to graduate schools for similar reasons. It's not necessarily dumb to major in philosophy, it's dumb to not have a plan after graduation.
@TheLifeBidder Yep, thank you for saying exactly what I said, but with more passion.
More so, don’t hinge your undergraduate degree on going to grad school. You may not get in, you may get in and fail, you may get in and realize you hate the profession you anticipated entering...if your undergraduate degree is worthless, you’ve squandered your opportunity.
Agreed or I knew some that were doing that business. It's all how you plan it.
Dave: "How much do you make a year?"
Caller: "Bout 20 grand"
Dave : "How much is a years worth of school?"
Caller: "Bout 20 grand"
Dave: "Whats your name again?"
Caller: "Bout 20 grand"
thechrisonater0514 did we watch different videos? In the one I watched the caller was able to answer all of Dave’s questions
Malcolm Joseph Salvador r/whooooosh
I laughed out loud!!!!
lol
Yeah that's how I felt
I laugh, but I didn’t do any better. Music composition.
Oof
Psychology with a minor in chemistry...also not so good.
Became a music teacher. Making $50k now. But working 70 hours a week to do it.
BassPlayer60134 what was your plan with the music degree? There are so many subjects I like but I know won’t get me too far financially lol. Philosophy being one of them.
I was a fool. Had no plan.
Good for him realizing his mistake. Good luck sir and work hard hard for your finance degree. You won't regret it one day.
I wouldn't even call it a "mistake", philosophy is an extremely good thing to understand in order to develop a deeper understanding of the world. However, yeah it's not very smart to study philosophy to earn a good income and pay bills.
@Josh S True.
First of all there are no mistakes, only lessons. Second of all, you need an English course. "You won't regret it one day"
E..A..G..L..E..S
Not true. The median income of a philosophy degree is 45.000$. Thats a good average. According to glassdoor this is better paid even than degrees like chemistry, public relations or even psychology. And there are a lot of rich people that have studied philosophy. Peter Thiel for example studied philosophy (yea amongst others, but still).
what i like about dave is he doesn't shame people for pursuing his passion vs everyone in the comment section
most people are shallow.
are you the Chris from Delaware?
My brother is majoring in biology to move on to grad school to be a pharmacist and minoring in philosophy because he loves it... i was always told major in what gets you a job and minor in what you love...i am lucky as i love accounting and it is a very safe and secure field
"I majored in philosophy..."
*Dave's face
Juan T 🙄😂
That is my reaction when I hear someone majoring in a useless major.
@@infamouscrusader3363 like psychology
@@kevin1seven923 Exactly. That is one example.
@@timo.10 Currently, I am majoring in English. I know, it was a pretty stupid idea but now I am half way int the program I feel like I might as well finish. If I could switch majors, I'd more likely switch to Computer Science or Information Technology, especially now since I am looking into Technical Writing.
Right now, I am teaching myself some Programming Languages and Software Tools. I'm also thinking about taking some Computer Science courses in the future and possibly a minor but I'm not sure because most people in the subject who I spoke to said it can all be taught online and courses in websites like Git Hub.
If I can't get into Technical Writing, my next plan is go to a Trade School or Community College and learn Web Design so I can get into Web Development while writing novels on the side (the real reason I majored in English and then I realized that was not such a good idea).
I have a degree in finance. You need Financial Accounting 1 and 2, Managerial Accounting, Micro Econ, Macro Econ, Business Math(if you have 3 calculus classes you can bypass). It's a full year of prerequisites before you can enter your Junior year of Business School which is 2 more years. So yeah, that's 3 more years of college. OR you can apply for an MBA program which is a better idea and as a graduate you can apply.
This is what I was thinking to. I was like a BA isn't going to have a huge crossover with a BS or BBA in finance because the first 2 years in fact aren't copy in paste when there's that much of a change.
I was just saying this very thing.... could’ve save me some typing if I’d have scrolled down more.
Except for math, we did have to take Finite, Calculus, and business statistics as pre-reqs during years 1-2 and there wasn’t a bypass for those.... but every school is different I guess!
I agree that he should think about just getting the MBA. The work experience might still be a problem when he gets out, but at least he wouldn’t have wasted 3 years on another bachelors degree!
If the guy needs a side hustle, the best option would be joining the Delaware National Guard. It would be a part time gig to make money, with his degree he could go in as an officer, AND Delaware would pay full tuition for state schools. So he would not get any debt for an additional degree, get incredible leadership training that companies will pay good money to him for those skills
That is a very good idea; wish I'd done that.
Even active duty guys recommend going Guard but they’re really not advertised as well, only portrayed as “weekend soldiers” but they get literally all the benefits of AD while living in your home state, not having to move every 3 to 4 years, etc
Around here in the Seattle area, you just need a degree and you can interview yourself into just about any non-technical entry level administrative position. This guy just needs to interview better and smarter at the right places.
I made $20k/yr working 30hrs a week doing night shift stocking shelves from 10pm-4am, going home, sleeping 3.5-4.5hrs before getting up for class. It can be done. Employers WILL work with your schedule.
He doesn’t necessarily need another degree, if he applies himself and looks for the right role, he can climb the ladder somewhere and increase his salary.
Even with an unrelated degree, he could still use his degree as leverage to be something better than 20k. People at McDonalds make more than that smh 🤦🏻♂️
Dave Odd Exactly. He could even get his teachers certificate and make an instant 37,000 a year
He’s clearly a lazy idiot
You could make more working at papa Johns. They hand out promotions like candy and the job itself is easy. I don’t know anyone making 20k anymore unless they seriously lack some motivation
1st year apprentices make mostly 10k more than that lol
I have a GED and clear 50K; in Tennessee.
I've heard Philosophy majors do well as lawyers. That could be a possibility.
Very expensive to do and very limited job market, unless you can get into a top school but after the University of Delaware that may be unlikely.
@@Gamenetreviews lol yeah if you don't go to a known law school you will end up as a public defender
Litigation, contracts, business/transactional, estate planning, insurance law etc pay very well and you don’t need to go to a private law school to get a good paying job as a lawyer. Nebraska College of Law and Creighton graduated most of the lawyers in Nebraska and they’re doing well with less debt. Even JD preferred jobs like compliance and lobbyist/analyst pay well depending on your experience.
I’m glad I went to Nebraska rather than American George Washington - an expensive private school I also got a scholarship for. DC was way too expensive and it wouldn’t have been worth it. Anyway, my fav professor taught at UCLA and George Washington. So I got private school level professor paying a quarter of the cost.
@@schuylergeery-zink1923 you went to Nebraska? Haha my older brother is going there
I majored in philosophy. It taught me critical thinking skills, helped me do well on the LSAT and got me a full scholarship to law school. It's a great stepping-stone degree. Otherwise, pretty useless.
I double majored in philosophy, English Literature, and recieved a certificate in folklore as well. I then went to grad school and earned my M.A. in philosophy. After grad school I went to law school and was able to clerk for a federal judge during two of my summers. I'm now an ethics attorney for one of the three lettered government agencies. I make a little over 115k a year. I could have made 140k at various law firms, but I love my current work.
If you're curious about a degree/major in philosophy then let me know.
I think the problem is that people want to get rich quick. I am doing a liberal studies degree and plan on following in your steps.
Got a philosophy degree and now I am in a tech job working my way to my dream position. No one understands the truth of a philosophy degree until they work hard and achieve one, and that is that this education prepares you to excel in just about anything. This is because people who pursue philosophy learn to retain and exploit knowledge better than the average person. Look at the percentage of philosophy graduates that pass the lsat. It's not for no reason. Okay I'll get off of my soap box for another year.
What and where do you work? Is it computer science?
I am glad that things have worked out well for you, but you must concede that in many other cases, students have not had the same fortune.
Yea, he should go to law school.
It’s great that he finished his degree. He can just go back and finish another degree and move forward and have a nice story to tell. Good for him.
Was it worth it? 🤔
That's a thought philosophers can ponder for generations.
😂😂😂
😂
It'll take philosophers generations to answer that question. Anyone who's learned how to run a cost benefit analysis can answer that question pretty quickly.
The most important truths are revealed through suffering; therefore, a life of poverty makes a good philosopher.
I have a philosophy degree and I make 90k. I joined the National Guard 10 years ago and intend to finish 20, and I used ROTC to pay for college. I enjoyed philosophy, and I found that the analytical skills I gained allowed me to cross train and educate myself in different fields enough to work in welding, the engineering dept., then branch into operations. I’m sure the military background helped with the whole “foot-in-the-door” part. But I really attribute my ability to navigate different job functions well to the hard work I put into philosophy. And it is personally satisfying to be able to discuss the historical progression (or digression) of fundamental beliefs and arguments that shaped Western civilization. And the world, for that matter. That is something a hard data driven curriculum may not provide very well.
the "college is a scam" people in the comments are almost *always* an eNtRePrEnEuR lol
It's not a scam. It's a hugely overpriced bubble
Not me. I think it is a scam for most because they major in subjects that lead to low paying jobs and can be easily self-taught. I suggest most people to do other options such as Trade School, Community College, and depending on their plans in life, go into Business themselves. There are other options.
@@abec8211 That's what a scam is. Most degrees are not worthwhile.
It’s a scam when you get a philo degree
Hate to say it, but it is a scam in general. Only go to college if you're trying to become a doctor, lawyer, engineer, scientist, etc.
Love his ambition, you got this Chris!
Me too. It'll be hard but he definitely has the attitude to do this
I work at a college - they don't make getting a 2nd degree easy...they'll make a person who earned a degree redo a lot...it's frustrating and stupid, but it's they way they are. I've experienced it myself and came away annoyed. I wanted to earn an MBA to go with my engineering degree - and they wanted me to retake math courses - it had been some time, but if there is one thing engineering students have it's lots and lots of high level math - and to retake basic stuff is dumb...it's a money grab.
* Trigger Warning*
Pick from these three different colleges at your university: Business, Engineering or Nursing. There, problem solved.
I was in the school of music, but I had a wake up call, realizing I want to eat when I graduate. Currently in my final year of BS in Finance, specializing in Investing.
Thanks for saying colleges and not majors. If you’re going down the business route you need to narrow it down between finance or accounting. Marketing, business management, entrepreneurship, marketing, and often economics are so generalized they develop few opportunities following the completion of the bachelors degree.
@@vlKenzo for accounting, you have another 2 years to do the CPA and it's quite pricey
99% of the people in this comment section have probably never taken a course in philosophy.
Taking philosophy 101 on the way to an engineering degree is fine, but don't major in philosophy.
Never have. But I retired at 52 so now I have time to ponder things.
@Patrick Carnevale Mechanical engineering is trash. Software engineering is where its at 😎
@Patrick Carnevale I didnt decide that, the market did.
Yes because they are smart
I’m currently 20 and college student and I make 35k with just a high school degree. Something I learned in my young life is that you get ahead with who you know rather than what you know. I hope nothing but the best for Chris and to anyone planning to go to college please make research on what job you can get with your degree .
Some majors should be illegal to charge money for.
When passion drives you, let reason hold the reins.
40 hours a week and only 20 grand ??? People working full time at McDonald’s make more than that. Why even accept a job with such low pay. Full time and only 20 grand ?? That doesn’t add up.
I knew a smart guy who graduated with honors in philosophy. This mutual friend we both knew told me she saw him working the popcorn machine at the movie theater after graduation and it made her so sad
I majored in anthropology but to do finance I went and got an mba with a concentration in finance instead of going back to undergrad
Yeah, he should just get the MBA. Lots of opportunities there.
This is a good suggestion
@@bsca1956 Yes Im A finance Manger for amazon in seattle
MUCH better plan. I doubt you worked 2 FT while you did it
College was definitely a scam. Go into the trades my friend. Alot of business schools dont allow post bac studies. MBA is probably the best bet
College as a whole boosts your average income up about 10k from someone who doesn't have one. That is on average and it depends on what you major in, and if someone can get into a good trade that's an awesome option, but a 10k boost per year for life on average is pretty major when you multiply that over the 40-50 years people generally work. Just if you're gonna do philosophy do a double major or do it as a minor and choose a viable career too.
It's a scam when your parents and or guardians allow you to major is a completely useless degree.
That’s a false generalized statement. College opens a lot of doors to higher paying careers. Certain majors are a waste of time, and if you go into a ton of debt...that’s not smart. But go to a cheap school and it’s highly beneficial.
Josh agreed
Not a scam if you don't let it scam you. Me friends and family all engineers, nurses, physician assistants, nurse practitioners, etc. All make 60-150k salary. The key is a job in demand
I have a philosophy degree work for a law firm making $35k only 3 months out of college. Got the degree to eventually go into law school.
Any major will do for law school.
Hope you don't find it too miserable.
According to some studies I’ve read, physics and math majors do best on the LSAT. However, it’s hard to deny that a philosophy background is helpful, especially since logical reasoning is the majority of the exam.
No, you silly person. Studies conducted by law schools that I read when I took the LSAT years ago. No need to be so defensive.
35k?! Wow so impressive. College is awesome.
I highly respect this guy for admitting he messed up by majoring in philosophy. The most important step to becoming successful is by admitting your mistakes and being honest to yourself. It tells me that he has enough self-awareness to make it one day.
I did a second major in philosophy. It’s a pretty good degree to have especially if you go to grad school. Not very useful by itself.
His grandfather basically paid money to support Univ of DE to pay for their philosophy professors.
I grew up in NJ. University of DE was known as the "University of Drunkenness" and was where you went if you want to go to college to party and not study. (
Kid makes $20,000 a year working 40 hours a week. Ramsey wants him to find an extra $1500 a month.
So you want him to magically start making $45,000 a year while in school.
I need some of what Ramsey is smoking...
Vintage Swiss Also, he didn’t seem totally versed on undergraduate curriculum. At least in my engineering program the first year was largely the same for STEM majors- but the second year was all major specific.
Good point. I just don't know how the guy could possibly work 40 hours a week, plus a side gig that will pay $1.5k, plus being a full time student. Who does that?
Yea I agree 12 credit hrs + 40 hr job + 30 hr uber/delivery ? = death
The dude was a philosophy major. He could start doing freelance writing gigs. I made $400 my first month as a freelance proof reader.
@@bucketrance 😂😂
There's many Universities that don't allow a second degree, once a student has graduated. This is ridiculous. Check that out too.
The first colleges were created for entirely different reasons than what people go for now. Quitting community college my freshman year was the best decision I've made in recent years.
I have a bachelors in ministry and work at a desk in financial services for about $60k. When I started in financial services almost 9 years ago I was making $18,500. I could still go back for another degree, but I'm glad I didn't do it then. Now I have a solid background in a steady industry.
Its plain dumb taking on student loans these days. Especially with little return Degrees offer unless you are in a STEM field
At least he admits that he made a mistake and is making the effort to ask around for help.
That's more than what most people will do.
Interesting topic, especially after yesterday's call about a kid who's parents wouldn't pay for their out of state tuition even though they just bought a second house. Maybe that kid wanted to get a philosophy degree.
Dave’s face in the beginning 😂
Kid knows he went the wrong way, at least he’s willing to adjust himself!
RealLife Money - Weekly Financial Videos That’s EXACTLY what caught my attention!!
Hey, he got a free education and a degree (he will never be like others -- changed forever) so he _hardly_ messed up.
Nick, he fell for one scam and wants to sign up for yet another.
One thing I've learned about college is, if you don't ask questions, it's a waste of valuable time.
I did the same thing back in the 1970’s. Then paid cash for an MBA and got a real career.
Software development could be an option too, which you don't really need a degree for. You can get good certifications instead in various topics that pretty much gives a starter job right away. Cloud computing and AI technology for example. Then a philosophy degree would be golden because it would help to understand abstractions and abstract concepts which are very common in CS. Liberal arts + computer science is very underrated. You need to be able to think creatively to solve hard (and lucrative) problems which you don't if you just learn a rule book in law or finance.
Dude.... just take the CFA if you want yo get into finance.
This exactly.
I got a finance degree and am currently studying for the second CFA test... this isn't a bad idea. However, those tests are so freaking hard already, it would honestly be even harder with no finance or business background whatsoever. You need some base knowledge going in. Not saying it's impossible, but you would have to be incredibly smart AND incredibly diligent for 3 years, and I doubt many have the perserverance or ability to pull that off.
What is CFA?
Philosophy major taking the CFA , good luck. My husband has a bachelor in physics and biomedical engineering and struggled with the CFA. He passed level 1 and 2 and working on 3. I think this guy needs the core finance classes then he can take the CFA.
You can get a good job with any college degree. Better advice would be to take a Finance course at a local Community College for much cheaper than going back to a Loonaversity. Get a basic accounting certificate from a CC while working an entry level finance job.
If he earns $20k a year, he qualifies for $$5600/yr in person grants. He definitely can do this.
Do you mean pell grants? 1. You only get your income counted as an independent at age 26, the caller is only 25 otherwise they count your parents income. 2. The caller already has his bachelors and aside from graduate plus loans for graduate school, the federal government does not give financial aid past your bachelor's degree.
Ashley Rahn you are right. I totally missed that. Funny story: because I graduated with a semi useless degree, I asked my school to rescind my bachelors degree so I could qualify for pull grants. They said no.
@@ashleyrahn2776 I am 24 and was now considered independent so my parent's income wasnt required anymore for the Pell Grant. Also, the new maximum for Pell Grant is just above $6k/year. The duration if being given the grant is only for a duration of 150% of time required for your degree and it isn't availabme for post graduates so you're right on him not being able to receive anymore.
Grants are for ppl w/o degrees
You dont qualify for Pell Grant after completing your first bachelor's degree
This is why I chose to minor in Philosophy as part of my Major in Biochemistry :)
I really wish that I could major in Philosophy, but society doesn't value it and doesn't give it any importance.
I'm a philosophy major. We do fine. It turns out studying complicated ideas and breaking them down, and then communicating these ideas, is a really important skill.
@Kai Good refutation, you'd do well in phil class XD.
word
The fact is his philosophy degree can get him money but he doesn’t know how to do that
Military as an Officer is a good use of a philosophy degree.
Absolutely. I enlisted and retired after 23 years. Its not an easy life because the military is more than a job which is why people don't go in but I sure am glad I did and stuck with it. Unfortunately they don't offer the 20 yr high 3 retirement plan anymore but its still a decent job opportunity.
To shoot or not to shoot...
I love that David didn’t chew this man out. Usually Dave beats them up with words.
He didn't need to. The caller already saw his mistake.
I got my degree in philosophy and it was one of the best decisions I ever made! Employers love critical thinkers. This guy's problem goes beyond the degree. If you're a good thinker, you can make money. Period. Some of the most rich billionaires majored in philosophy and credit it for their success. He said his grandparents paid for everything in school so who knows how much he was actually paying attention, he probably just chose an easier major and partied.
What do you do for a living?
I like your approach. I'm in a similar boat with a math degree. The degree is pretty much just a label, it matters "who" holds the degree.
What is your job ? 🤔 how much do you make? I'm thinking of doing a philosophy major but every philosophy major says it's a good major but they don't say what they work in and how much they make
@@aperture_v2 I also had a minor in psychology.
@@talyahr3302 So how much of your success can be attributed to the arguably more marketable psychology minor?
When I was in the Marines
My Lt. had a degree in philosophy.
I have one more year of nursing school pray for me 🙏
What about now? Status update please 🙏
There's a difference between ignorant and willfully ignorant. Take note.
Many lawyers have philosophy undergrads. It’s a great foundation for a lot of careers. I have a philosophy degree and pivoted from education to sales and now I make almost 10x what that guy makes.
I never knew why so many people major in these degrees. Example philosophy, English, social work, history , literature and music. Those degrees don't pay money . Most degrees that will pay money have to do with science and technology. For example information systems, engineering , computer science . The thing is that high paying degrees are harder to obtain . So students don't major in them . I majored in information systems and I'm making over 100,000k. I could of choose history for it being easier but in the long run I would of make less money . In my major there were barely in students . But in my school I once went to the social work department and the class rooms were crowded . A easy major doesn't always mean good money .
Because thier idiots
I’m not American but social work is a field where you definitely get a job. And you’re won’t get 100k a year but you’ll be able to live a good life doing what you wanna do. It’s Not comparable to literature or English.
Good for you!
Philosophy is not an easy major, at least not at elite schools. Take a class and then we’ll talk.
@@kimjong-un5562
Their - possessive
They're - contraction, combination of they are
There - refers to a certain location or introduces a noun
This just shows that you can't help someone by giving them something when they haven't earned it.
Philosophy majors have one of the higher median salaries of majors. The degree isnt holding him back.
Yeah, my wife has a philosophy degree as her only degree and she makes a lot more money than I do as a software engineer. The degree isn't directly related to her work (which isn't uncommon at all), but the skills she picked up are relevant.
@@cubicle47 if you don't mind sharing sir, what is your wife job title and what is her job needing her to do?
Well known i mean prostitution fits that criteria
@@techmedia1360 One criterion, two criteria.
Why does dave always get numbers wrong? The caller says hes been out of school for 3 years and then dave says 2. He does that in practicaly every call! Does he not listen? Not care?
You can find a job that pays more than that. Go find a factory job or some sort of construction job. So many different avenues you can go that is less desirable but gets the bills paid.
I think this guy would do much better off with finishing an online MBA from the university of Delaware. Even more so if he could go back and take 4-5 undergrad technical classes, preferably at a community college, and get into a 12-18 month technical masters. A whole nother' Bachelors degree isn't going to do him much good.
Best advice in the comments.
I have Masters in Philosophy. Took a bunch of prerequisites and got into an MBA program, completed within a year. If he studied philosophy, he can definitely figure the situation out.
The problem isn’t his degree... It’s him. I’m 26. I got a philosophy degree and make well into 6-figures running my own marketing agency. I worked 40 hrs/week for a non-profit for a year right after college making $24k. During that year, I also spent 40 hrs/week learning social media, running small business accounts for free to learn, and then once I acquired skills, I started my own business. You can learn without school. You just have to be willing to work hard and sometimes for free. I don’t regret getting a philosophy degree. It taught me how to think.
Did you get the degree because you liked the subject or was there another reason?
@@kuhataparunks Yeah I transferred from Risk Management (where the average salary out of college is $75k/year) to Philosophy because I started studying apologetics and wanted to learn how to think more clearly to ground my faith (I had just become a Christian a year before). So I went into Philosophy because of how it was shaping me as a person, which I think is more important than your "career." I'm not saying everyone should do it, but I really just made my comment above to demonstrate that you can create a "career" with a philosophy degree. It's just a more challenging and indirect path.
Hate to be that guy, but it’s not the major, it’s the degree.
I have a bachelors in philosophy and I make 85-90k a year in NC, that being said the work I do doesn’t require a degree but philosophy is a great way to go if you want to go into law or politics.
buddy got a free college degree and chose philosophy...
It’s not like you can study whatever you want in college. You won’t be allowed to take STEM courses unless you were good at math in high school.
And schools don’t have enough space for everyone in certain courses.
@@theunitedworldofworkers7274 Anything in community college would still be better
Wasted...
@@theunitedworldofworkers7274 did you go to college? Who told you you can’t take a STEM course? You can you just have to work on your math skills
@@cptfreeman8966
I’m currently a computer science major. So my math skills are pretty sharpened.
But apparently only 27% of the US population is proficient at math. So I’m not going to sit here and say that everyone should be forced to do something that doesn’t naturally fit their personality.
A lot of people wouldn’t be able to excel at Calculus and my major goes beyond to differential equations.
People generally hate care salesmen. Shouldn't we start hating on university administrators who sell philosophy degrees to unsuspecting 18 year olds?
Here's good general advice to all college students. During your second year of college you need to start looking for an actual job that you "think" you might want to have. Then research the position, talk to people who are doing it. Ask them what their background was, how they like it, and what the pros and cons are. Then figure out what you will need to do to actually get the job at some point (if it can be had at all). Most actual jobs do not need a specific degree just a degree in the same general area (science, business, education, etc).
This is why I think college shouldn’t be available until 2-3 years after you graduate from High school. Enjoy life. Figure out what you really want to do. The period of 18-21 is really a stepping stone into adulthood I wouldn’t consider people of that age group 100% all the way together yet.
Yup, I didn’t fully realize what I truly wanted to pursue until I was 22. Went from a law major to Cybersecurity.
Dave: " I have Socrates on the line from Greece". "What's up Soc"?
I know a couple people who have Philosophy degrees who have done just fine. They just entered the work force, and through hard work, they moved up in their jobs and soon it didn’t matter what their degree was in. I also know people who have NO college degree who have done fine through the same approach. I will admit that my Philosophy major friends didn’t leave college with debt though, that was key.
I’m 26, got a philosophy degree at a top school, and make $85k. The degree doesn’t dictate your success, that’s garbage. Be smart, apply yourself, and chase what you want. I don’t regret majoring in philosophy for a second.
It's a good degree. What kind of philosophy did you major in?
What school, if you don't mind sharing? How much did you make year one? What field are you in, did you have established connections prior to getting in it? How long did it take to make 85K?
Useless degree unless you teach
@@herbertscott9575 ff
Herbert Scott I went to UC Berkeley. I spent my first year out of school making about $50k and about 2.5 years make $85k.
This guys advice makes it sound so easy, just find a side hustle for an extra 1500 and go to school at the same time
I don't know if Bruce Lee actually said this, but in the movie of his life he was asked what can he do with his philosophy degree and his response was "think deep thoughts about being unemployed". Seems about right.
$20k working 40hrs? Isn’t US meant to be a first world country? That would be $44k where I’m from at a minimum.
As a 20 year financial professional, he better learn R, Python, C++ because banks are investing hard to do away with people. The finance degrees of today are becoming worthless if the curriculum doesn’t have heavy coding and math.