ฝัง
- เผยแพร่เมื่อ 11 ก.ย. 2024
- in todays video i tell y'all how i drove off the lot with a new car without paying a dime honey (at the time lol). i also give y'all some tips on what to do before getting your first car. my attention span got short and i jumbled my words so if you still have questions, leave them below and i got you.
also quick disclaimer, this is based off of ME and how i decided to go about things. everyone is different so yeah. if this wasn't the info you were looking for or you don't agree idk what to tell you besides go somewhere else honey lol. don’t come acting a fool in my comments
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I want to get this car on my birthday praying I can put down a good down payment I can afford 🙏 building on my credit and such . U gave a lot of good tips . Subscribed 💗
thank you for subscribing!! and i’m glad you thought so! you’ll definitely get it !
The real reason why so many young people are able to buy nice cars right now is because the banks are willing to take that risk bc of covid.
They know you live with your parents so virtually you have no bills and can afford your car note.
Your credit score is easy to maintain open a major credit card not a store one as soon at you hit 18 and it’s only up from there as long as you are responsible. If you have good credit right now just apply for that loan from your credit union or bank
@@showerthoughts2576 true I’m over 21 I’ve had multiple credit cards a few were closed so now I’m rebuilding my credit and yeah my bank said this is the best time bc of COVID .. I’m just hoping bc of my credit score I won’t have to put down a large down payment or high interest ..
@@cupidhoney13 if your credit score is over 700 I’d say go to your credit union and apply for 20k if you get approved and the car you want is more than that ask for an increase the next day
Congratulations 🥳🥳🥳💯💯💯❤️❤️❤️❣️❣️❣️on it againssss
Hey, I love your content, literally watched like all your videos, you're doing great girl, much love from Kenya 🇰🇪
thank you so so much !!!🤍
Loloooo not noseyyyy, observantttt or curious you can say loloooo😭☠️❤️😭I’m so glad you made this video though it was really helpful!!!! Thank you😩❤️❣️💯
lol. and nooo thank you ! im glad i could help a little.
Thank you so much. I learned so much and can't wait to get my first new car. ❤️Congratulations on your new car as well.🎉
aw i’m glad you did! and thank you !!
Girl you just gave me so many good tips, on my birthday I am praying to actually get the exact same car I’ll be turning 18🎉 I started working on my credit a long time ago so now I’m just praying everything goes well in January that you so much for this video! Congratulations on the car it’s beautiful can’t wait to see the “decorate my car” video ❤️ #newsubcriber
aw i’m glad to hear it! wishing you a super smooth process. thank you so much for the support
Any tips on how to start and build credit before you’re 18?? Please
the only thing i know of is your parents adding you to their credit cards or opening one in your name. google may have more tips though that i don’t know of
Sameeee I’m 18 now I been for a 5 months now my birthday was last year on sep 12 😭but for real I’m tryna get like this too I want the ex of the Kia k5 it’s something about ittttt😭😩and it’s extra safety gears too is just really something I love too!
Thanks for the advice. I really appreciated it. You actually gave me some tips and advice on leasing a car. I appreciate it. 💙
you’re welcome ! glad i could help a little
It’s sad people hating in the comments because they riding in a 1999 Honda Civic that they have to fix on every week I want this car but if I get it I’ll fall in love so I won’t want to trade it in 🤣🤣 so I’ll try and get it to where I can keep it by buying your video was very helpful
lmao right 🤣 just bitter. and ikr. i’m already attached. my next one will really have to swoop me off my feet. but i hope you can get it !! thanks for watching glad i could help.
Love this for you! ❤
thank you love !!!
Hey big fan from South Africa ❤😍
that’s wildddddd! i appreciate the support
Alright but let’s get down to the important questions- the Murakami flower pillow. For cute aesthetic, ARMY, or both?🧐
aesthetic honey 😗 sorry for the disappointment lol
shorty bought a $30K car w $300 to her name trust me she didn’t buy the car her parents did
my parents didn’t pay a dime lmao. i work hard everyday to pay for my own stuff. much love though. thanks for the views 😘
If your credit is good and you have consistent income you can get a car for a low down payment.
Pauseeee omgggg for reallll?!?!?!!!! Gurllllllll I really want to get the Kia k5 exxxx likeee😩😩😩😩I mean I seen other cars that looked interesting but nothing compares to the Kia k5 exxx idcccc 🥺😩
I just got the 23 EX and loving it
So once the lease is over do you have to turn the car back in?
yes or i can trade it in for a new one when the time comes.
hey czoie! would you be comfortable telling me what hundreds was your credit in (not the exact score ) just what range it was in please! that would be so so helpful!
hi google says to aim for 500 and up
@@czoie Thank you so much!
Heyy i do have a question, so the monthly price that they gave you on the payment calculator, was it more or less than your actual montly payment
yeah honey it was more. that's why i said i think it could be helpful but for me it was pretty off with prices they were giving at the dealership. for leasing & buying. i think it may depend on the area and stuff? i don't really know
Can you recommend any insurance for a new car for a young person like you.
hey idk tbh :/ i really let my mom handle it , i just pay for it all
@@czoie You have a wonderful Mom,
do you have credit?
yes
New subscriber here love your videos 💕
thank you so much !! i appreciate the support 💞💞
@@czoie anytime ❤️❤️
how much did you pay for a down payment and how does that work?
i didn’t make one. making a down payment can lower your payments though. not much but it can
Do you know is your Kia a gt line or Gt?
its a gt line
How was your credit? I tried getting mine today but I couldn’t I have to wait till January to get my credit higher if no I’m going to pay $500 a month
hi i’m sorry i didn’t see this. my credit was pretty good. and there’s tons of things you can do to get that score up quick or enough by that time ! tons of free game online.
Did u put any money down ?
nope. not a dime!
@@czoie I have a trade in and I really want this car did u go to the actual dealership
Like kia dealership
yeah i did! i will say though they only had like two on the lot at the time. but i totally recommend it. i genuinely love it.
Hey hey Czoie
New here
hii. thank you !!
@@czoie you’re welcome ☺️
Did your mom had to co-sign for you?
no
Congrats, you have found a comment by a boy 😅, but all the same great video, great tips 👍🏾
thank you!
u can’t afford a car if u have $300 in your bank account
you quite literally can. reading is fundamental my love. read the description.
Is you good? You seem to just want to start problems. 💀
@@czoie obviously he don’t know what he talking about and probably young coming out of no where
gotta be lmao. that’s why i stopped going back and forth. not about to let someone tell me what i did and didn’t do lmao. thank you !!
@@sheepnoblepro1370 na bru just speakin facts
Thanks for putting the girlies on 💗💗🫶🏽
How old are you?
i’m 19!