HOW TO BUILD AN EXCELLENT CREDIT SCORE IN THE UK | 7 SIMPLE STEPS!!
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- เผยแพร่เมื่อ 28 ก.ย. 2024
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In this video I will share with you HOW TO BUILD AN EXCELLENT CREDIT SCORE IN THE UK | 7 SIMPLE STEPS!!
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Well explained bro ,well done !
Not over using it is key cause even when u over use but pay back on time, ur credit will still drop and the reason will be over usage. That's my experience.
Yes you are correct , it is good to stay under 30% utilisation or under 10% is best if you can
Na wa! If you no use problem … if you use regularly and pay on time STILL problem !
Can you share the provider your partner got her phone contract from because a lot of these network providers increase their interest every year
Not a lot. It’s actually all of them
Omohhh that credit score no be joke ooo. Very impressive
Building an excellent credit score not funny.
Just make sure u pay at due time the interest and also do use credit card above min limit.
Funny, if u collect credit and don't use it, u get penalized 😅😂.
Thank you❤
I am glad you find the video resourceful
Thanks Dan.
I am trying to register with Experian so I could check my credit score. When I input my address, it kept saying am not up to 3 years in the accommodation, which is true, not even up to a year and I don't have any other address in the UK. What can I do?
Having similar experience
Hi Daniel,
Is it advisable to get credit card in this country
Yes, it is
@@DanielJesuloba thanks for response sir, but it’s difficult getting one. Majority of them want someone that have lived in uk for 3 years and above.
The one I get gave £200.
E no easy ooo
@@Samsideenyou even got at all. Take that £200 make good use of it and watch it increase or you get more offers from other companies. Even if it's £50, please take it.
Mine is falling meanwhile i dont know what wrong im doing.
So is it advisable for me as a student dependent to lend money from my account to improve my credit score??
Please let me know. Thanks
Hi Daniel thanks so much for the educative session
However I have a poor credit score at the moment and that has stay for long even though I have been doing some the things u mentioned like I have serval direct debits and got phone on contract and have Argos card n recently just got a credit card with Ocean what could I be missing out?
Ensure your CORRECT ADDRESS is linked.
Kindly share how and where you check your credit score. Thanks
It’s hard to get products at our initial arrival in the Uk… majority of the dealers will say you don’t have any credit history so that makes you not qualified
Hi Jesuloba, Which of the Amex cards did you get?
What is the name of the App to check my credit score
It’s hard to get products at our initial arrival in the Uk… majority of the dealers will say you don’t have any credit history so that makes you not qualified
Get a SIM card on contract, register with a gp and electoral commission. Maintain a constant payment with ur sim company, then try purchasing with Klarna, they’d surely give u. Also use banks like Lloyds etc, for ur monthly payment not Revolut.
Thank you very much, I’m banking with loyds , I’ve also registered with electoral commission just that I’ve not moved from 570+ forward.
Then coming to SIM card how much is SIM card that I will get on credit. SIM card is not more than 5p
Need subtitles