How Much Money You Should Have By Age (Average Net Worth)
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- เผยแพร่เมื่อ 10 ก.พ. 2025
- How Much Money You Should Have By Age (Average Net Worth)
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I’m 26, $200K net worth. Been saving 75% of my salary & living below my means. Started from $0 since 3.5 years ago when I graduated college. Been living with my parents for 3.5 years, and just purchased my first home last month! I’ve watched you & Graham Stephan since 2020🙌🏽 couldn’t have done this with without you guys!!!
WOW amazing, congrats!! I think I hit $200k a couple years after you, so 26 is insanely good, good job!
I mean living in your Moms basement will do that. Not pitching in for Rent/ mortgage, and alike having your Mom make the payments on your phone, car, food, etc. I know who you are. don't lie.
@@mattyhaha1171
I had to pay for my living expenses (college included) myself. Net worth is around $150k at 27.
Still doable. I still go on vacations, drive a new car, and drink Starbucks too lmao.
jealoooous @@mattyhaha1171
@@mattyhaha1171 There are pros and cons bro. Financially smart but lonely and parents can be annoying etc, so miss out on the fun, extravagant life in potentially prime years. Im sure you have that option too and many parents would love to have their kid around more and are happy to do whatever. Its not like this person has some easy win with no downsides
26 years old. 12k in the bank, 10k in a cd, 26k in my roth IRA, 11k in a divided brokerage account, and around 6k in crypto (mostly bitcoin). No real estate unfortunately, its just too crazy expensive where i live. But the best part is, absolutely no debt. No car loans, no student debt, and i pay my credit card off every month. So 65k without selling off my car or any other valubles. I definitely feel like im better off than most people my age
Sup bro I'm 24 turning 25 in next couple days I need some advice
I'm from the Bahamas
You are
Privileged
@@prodbyavad get a job, save, invest, don't spend money on useless stuff. If you do that, you'll be in the same place.
39 years old with a net worth of about $800k. I would say I’m below where I should be, I earn approx. $250k to $300k a year on salary and bonus, but I’ve decided to try and live too. It’s all good and well I could have a few million by retirement age, but I travel a hell of a lot. I don’t want to be traveling, experiencing places when I’m in my 50’s and 60’s and miss the feeling of being younger and enjoying things differently. Lots of people on here seem to be focused on net worth, just don’t forget to live y’all, no regrets.
Excellent points made. It's a balance right? We don't want to yolo it all but also forgetting live would not be good either.
agreed
This is the way. Still 800k at 39 is f.. incredible. Well done man.
Sounds awesome. What do you do for work to make that high salary? Also, are they hiring?
I'm 45 and traveled as much as I could since my mid 20s. Advice I got was that generally people are more happy when they invest in experiences not things. But you need enough money to be comfortable. But that level of comfort will be different for everyone.
46 and Net-worth of ~$5M - still work corporate job but technically financially free. Owner occupied home paid off, Vehicle paid off. Lucky to be a new dad. Better late than never. :)
That’s awesome man. Good for you
Do you have paid off rentals?
owner occupied is paid. Rentals have low interest rates. Looking to buy a rental cash now though. @@IrisP989
Damn how lol
I would quit my job if I hit 5M at 46. lol, good job, man
25 Male - Civil Engineering (74k just laid off) & Volleyball Coach (20k - hs and club).
Average Income: 70k
Rent: $750/mo (shared)
Car: 10k value (2015 mazda3)
Emergency Fund: 10k
Roth IRA/401k: 50k
Crypto: 45k (btc, eth, sol)
Student loan: 8.5k debt 4.2%
Overall net worth: 106.5k
Incredible! You're doing really well, thanks for sharing!
Have you thought about paying off your student loan from your other funds? That's one debt you can't get rid of easily.
@@firstoutofline Yep! I think about it all the time. So I figured I cant really justify selling assets for it Ira/crypto cause the penalty/tax implications would effectively simulate paying a much higher interest rate. So it would really just be the emergency fund but due to my situation and family I really cant risk being caught without it. Right now, all my extra cash is going to the loan to get rid of it soon!
@@MK-_-Rob Since you have student loan debt I assume you are from the US, I am curious if you can write your debt off taxes
@@steauafan4ever Only debt *interest* is a tax write off. So pretty negligible in my situation when not much interest accrued in the first place
I think Fidelity forgot to include a few variables. I agree that it is almost impossible to start saving that kind of cash at age 25 simply because most people 25-45 are still trying to take care of a family and all the expenses associated with that. Once our kids graduated college and left the house, my wife and I are now able to save about 35% of our annual income every year! By the time we have 4x our annual salary our house will be paid off and the amount we are able to save will increase alot. So for any viewers in the younger age brackets, please don't feel overwhelmed by your lack of net worth. It increases exponentially once you are an empty nester LOL!
Thats why Im having no kids. Save so much money from those 18+ years
@@joycezhang3809and also have no purpose in life at the same time
@@joycezhang3809just dont get married lol. Thats the quickest way to retire wealthy
Gen x here. I am slightly ahead of benchmark as I was pretty frugal in my 20s and generally live below my means. I also upskilled and got a few promotions which means more income.
Lived with parents off and on which helped reduce housing costs.
Slow and steady is the way to go. If you can’t save 15% start lower the key is to start
Well said!
Also Gen X.
One of the things I saw that hampered my peers when preparing for retirement is house over buying. When we house hunted, realtor and bank were more than happy to loan us insane amounts of $$$. We chose to go with a house worth about 1/2 what we qualified for. It freed up a lot of cash to save/invest.
The current batch of young people who are saving money by living with parents seems to be making wise choices.
As a Under 35 age group I never had any understanding about wealth by age brackets, thanks for the video bruh
Thanks! Hope this was useful
@@AndreiJikh If the US wasn't so car dependent, perhaps more of us would be able to accumulate more wealth!
Your core demographics are bots
I am 28 and have a net worth of about 57k (40k invested and 17k in cash). My income last year was 40k. I have been investing since I was 25. My goal is to reach 100k net worth before the end of next year since I have a huge bonus coming in 2-7 months. My biggest driver to my net worth is my frugality and still living at home. Can’t wait to leave home though.
I was pretty similar to you at your age with net worth. I’m almost 32 now and my net worth is nearly 130k. I bought a property and that’s what’s allowed it to go up so much.
@@Benmoore1776 real estate really is that differentiator lol
Way ahead! Good job!!
Net worth isn’t just what you have in cash and investments.
Do you own a car? A house? That adds to your net worth.
Do you have debt? Mortgage, student loans, credit card, car payment? That subtracts from your net worth.
@@ForemanMD I am well aware of how net worth is calculated. I have no liabilities besides the credit card debt I pay in full each month. No house. I have a car but in my opinion it’s not worth including since it’s a beater and I will use it until it’s worth nothing.
24 yo with -$10k in net worth. I was wondering why the survey didn't include under 24 but it makes sense since mostly everyone would be negative net worth from student loans. Anyways, even though I'm negative at the moment, I feel blessed to be so young and have this financial knowledge and tools. Thank you!
I’m 23 and -60k 😭
43, currently investing my time in my own fitness business and reinvesting the little money I get from it on it jaja, growing with little steps but happy with it, I’m from Mexico, hope one day you get to hear about my business all over!
I'm 35 and just retired with 12 paid for rental homes and a lot of physical silver. I built these homes with my own hands and no hired labor except for on concrete day when you need a few people to help you. I purchased my first piece of raw land at 19 and lived on that land in a very used travel trailer. I never ate out and designed and built my first home on the nights and weekends after working construction for my buss building homes from the ground up. It was just him and I. After I finished my first home, I sold it and did the same thing again on the second home. After I sold my second home and purchased my third lot and got set up with a different travel trailer, I quit my job and went full time building for myself and never sold again. I just sold the first two for capital so that I could afford to continue easily.
Love the video, Andrei! My wife and I are in our mid-20s, and we just broke $100k net worth.
Congrats - they say the first 100k is the hardest! Your journey is well underway, keep on saving & investing!
wow amazing! Thanks for sharing
As a couple or individually?
Getting close to 30 and I'm almost at $0, this is the year I'll have positive net worth!
Iam 39 an at zero as iam a stay at home mom. I do have money tho but threw working his money is mine. Basically I take care of our kids an he works cuz it wouldn't make sense to pay 800 dollars a week in day care for very young children that arnt in school yet. Once they are in school full time I will be getting a job
@bmoreblondie6301 Interesting. Are you from Baltimore County or city? I see the abbreviation. I’m from Baltimore also.
I really appreciate you digging into all this stuff for us. From one money nerd to another.
Ehhh thanks fellow nerd!
Ooooooooooooooooooooopo ok i
Andrei, one of the old ones here ;) 62, Real Estate really did if for us. Pulling a pension and SS, with RE income puts us at 750k... we live VERY below our means. Love your videos!
Love that, thank you for sharing!!
My net worth in Summer 2019 was $35K. Now, it is $85K. I have been frustrated trying to reach that coveted six-figure benchmark, as they say the first $100K is the hardest. Saved about 40% of my income in 2020/2021, then up to 60% in late 2021/2022, now saved about 45% of my income this past year.
Charlie Munger is what you are referencing speaking to the first $100K. However, its not regarding your net worth, its your first $100K invested in the market.
Stay strong 💪💪💪
You got this, the pain of the hill makes the view from the summit pay off.
We're definitely within bracket for our age not including our house. At 58 though, I feel like gambling a little with a little to have a slightly bigger cushion. Kind of like at a casino, toss some out there expecting to lose it but feel good if we don't! Love your videos & thanks for the links!
thank you!
It’s hard to imagine this kind of $$$ being average… my family does mission work in one of the poorest areas in the southern US. No jobs available… No $$$… 75% elderly in this area, living on SSI only… indigent families living in the woods and in their cars and rusted out trailers… it’s why I say we are in a “silent depression…”
This kind of $$$ would be crazy money to them… with so many struggling, it’s just mind boggling… 🙏🏽🙏🏽🙏🏽
Thanks!
You bet! Thank you so much!
Just turned 27. I am happy I bought into real estate so early. With my two properties, 401k, savings, and HSA I am at 466k. Thankful for where I am at but I have given up alot of time to make it happen.
The biggest key to my wealth was not going to college.
One of the lucky ones!
Yeah, there’s wealth of lifestyle and there’s wealth of an account statement. i’m not the greatest saver but my lifestyle experience s are richer beyond measure 😊
Sorta the same here…joined the military though and college was paid for
I'm working on getting all the grants and tuition assistance through jobs etc, for my 16 year old daughter so that she doesn't have to pay for state College. It can be done, but it's a full time job
So much useless BS college degrees nowadays too, like Shakespearean literature degree or studied lesbian dance theory
“Comparison is the thief of joy”, but “what you measure will improve”
30 with £64k invested, £10k cash, 9k debt. Paid my student loans off this year. Working hard to pay off my remaining car loan then I’m aiming for the 100k net worth 😊
I am 40 years old. I have 40k in student loans. I earn 38k a year. I have 5k in a savings account and 38k in a personal retirement account. Before the pandemic I was able to invest $100/week. But now I can only invest $50 at most. I am not a home owner. I personally feel I will not have enough money invested to live comfortably in a cardboard box by the time I reach 65. I think I have become a doomer. 😔
How did you manage to get 40k in student debt and only make 38k a year at the age of 40
LET GO!!!
You might have about 200K by the time you retire. Not enough to live on. Social security can help. But you should consider making about 12k more a year.
Slow and steady Dingo, it's not a race. Stay focused and continue to learn and evolve your strategy. You will get it figured out. I know it's hard to avoid, but don't compare yourself to others.
Do a hail Mary and throw everything into Bitcoin. You'll be glad you did. Do it right now though it'll be too late soon.
Your impressions of warren buffet and now Jerome powel are too on point. 😂
This should be aimed at somebody who does not have a mortgage, wife, kids and has lots of money they don’t know what to do with. For the rest of us with all those family expenses, just save what you can.
Most people don't track their finances, and most people don't want to admit they are managing their money poorly, and since this was a survey based on what people think their financial situation looks like, I would argue that this article carries very little merit to the average person and their current financial situation. But it is always good to look at any information and keep an open mind to what people think.
Very true, it would be hard to get a better look unless they take the information from what is reported when filling taxes. Might not be perfect numbers either but it would be much closer.
Very true, it would be hard to get a better look unless they take the information from what is reported when filling taxes. Might not be perfect numbers either but it would be much closer.
32 years old, 125k networth, all retirement and taxable account. No debt.
I’m 19 with 200k feel like I’m so left behind
At age 72 I’m using up “valuable time” by watching your videos! And wondered where you WERE when there was no Monday video???? 🤔
38 years old, net worth $530k. About 50% in investments, 30% home equity, the rest in 529, cars, savings account, etc. income household $150k. For some reason still feel really behind…
That's a really good net worth based on your income. Keep it up. I think you're doing well but of course everyone wants more lol.
I got a networth of negative 60k how at 20 how can I get to your spot 🙏
It's natural to feel behind at all levels. It's good to remember many would love to be in your position and pondering that will give you a feeling of gratitude.
Age 38 with masters degree. NI today is $683k. Got lucky buying a short sale home in 2012 which basically started my NI growth. I’m a nerd that has an excel spreadsheet to track my worth daily. I see lots of fluctuation bc of the volatility in crypto but it’s fun to watch and chart it grow!
yeah if only estimated equity worth could be as liquid as cash
but they also need to factor closing costs & tax ongoing w/ holding property
I lucked out and went to community college even though I never finished. I left without having any debt and still don't to this day. Once covid hit thats probably when I hit a six figure net worth at 26. Helped that I bought a good amount of pokemon cards, gold/silver and other collectibles. I don't have any kids or a GF which probably helps too lol.
I’m interested in seeing a breakdown of “college degree by age bracket” net worth/income comparison.
"The younger you are, the more you care about what car you drive."
Bruh I'm in my early 20s and I'm more than happy with my used Honda Civic '18.
The Warren Buffett was spot on. That needs to become a permanent segment
Nice info. Throw in a divorce and see what your numbers look like.
Love to see the difference with married at retirement with no divorce vs a divorce in the mix. Especially for a man.
@Whats_App403 gfys
By the look on his face, you can tell Papa Powell is furious his hairdo is being upstaged by Andrei’s which you can also tell incorporates a little bit of Warren Buffet. It’s okay, Papa Powell. Comparison is the killer of contentment. And thanks to Andrei, I know right where I stand as a 49 year old and how much catching up I need to do 😢. Another great video, Andrei 👍
Appreciate you, thank you!
@@AndreiJikh Always my pleasure, dear sir. Keep pumping out that great content 🤗
Whats up Andrei. Love your content dude. I am definitely adopting the slow and steady approach to investing these days.. My biggest investment was crypto from 2020-2021, and I have been HODLing ever since... Glad to see I fall into the slightly higher than average net worth bracket for my age range... Best thing I ever did was buy my house in 2020 (in Southern California) at a 3.125% interest rate... Thanks for all you do my dude... Love your content man! (Graham Stephen is mehhhhh - compared to your stuff.. haha!) I pump a ton into FXAIX (Fidelity S&P index fund).. broad market index funds for the slow and steady approach, for the win!
Heck yea, love to hear it! Congrats on being ahead!
Thanks holmes! @@AndreiJikh
Age 41 and my net worth is just above $800k I got extremely lucky timing the real estate market and made out like a bandit over Covid. Now I’m living super comfortable mortgage free.
That's awesome! Congrats on that one
That's awesome man thanks for sharing
How many kids do you have? How much money do you spend for them annually?
26 years old. 600k net worth. Inherited a 550k IRA. 25k in high yield savings. 25k car. My income is 50k
holy moly!
What is a “stonk” and should I be investing in them?🤔
I’m 31.
I have a net worth of about $47k(cad)
I have $0 debt.
$30k invested with a dividend income of about $1200/annually.
No home yet but saved about $10k for the down payment.
I have been following you since 2020 and thank you for your honest and fun way of sharing the most valuable information about money 💰
God bless
I’m 21, -370k net worth. Just bought a house in October, my girlfriend and I live in one room and rent the other two out to friends so low overhead but still within my budget if we were to have no roommates. I meal prep food every weekend for my work week, go out to eat once or twice on the weekends with my girl, and am currently saving up with a modified plan based around Dave Ramsey and other financial TH-camrs/advisors guides. I’m lucky enough to be making over 100k a year without a college degree and I want to make it count. Love the content!
I’m not sure if I would count the home in my net worth or not since it’s almost all still just ‘debt’
What job do you work? I’m 20 and make around 60k a year without college degree just curious to hear what else is out there. Any info helps thanks!
@@Slumpy_Slothyou should, networth = assets - debt
21 years old , 62k net worth. Long time subscriber 🙏
Excellent work 👍
Beautiful 😍 I'm 20 and I'm negative 60k tho 😭 can we switch spots pleass
21 years old, around 600k net worth (200K cash, 400k invested), no daddy's money! build an own company.
@@mbmbmb111 what kind of company?
@@noamp4187 i opened a crypto mining and hosting company… started in 2016 when i was 14 and opened my company 2021😝
Supposed to be don’t count your home b/c it’s for shelter only. The bigger they are the more money to spend.
I think the key is you need to have 401k asset 10x from your current salary NOT starting salary as the video chart mentioned when you retire at 67.
Well explained. 2.2m networth and still feel poor in my city. I still save 6k as a retiree.
Money is an illusion. It’s all just energy. Be positive as all energy has a charge. I hope you all manifest your reality in this financial matrix!
24 years old. I have about 310k on my name. Must admit, I was the ‘lucky’ investor in crypto when the hype started.
Wife and I are 28, we make just over $100k now jointly. Our net worth is $155k and once we split our land from our house that should land us another $200k after taxes. We built our home and that is a big portion of our NW, we have about $44k in retirement and control a total of $500k in assets.
Pretty accurate. My net worth is around $146k and I'm 47. I'm shooting to have a net worth of around $1 million by the time I'm age 62. Hopefully I can retire at 62. Thanks for the video
Thanks for checking it out and sharing that!
Finally someone who's not in the top 10 percent who had it easy like everyone else in the comments section
When everyone works out net worth and let you know what you should have is this based on individual so if you owned a home then you would half that to work out.Also as a couple would you not need less per person than single? Just wanting to know as all these videos say where you should be but I am assuming this is if you are single, how are we to know how much for couple of it wouldn’t be double single just a bit more? Are there any videos out there that give you a few scenarios when it comes to how much you should have at various ages?
That fact towards the end about college is majorly effected by unskilled jobs. Also now that college is so pushed on high school grads, the job market is getting flooded by people with degrees that cant find jobs to use them in
I don't even have a high school diploma. My wife has two bachelor's and a masters degree. I make twice as much as she does in my W2 job. I also make twice as much in my real estate investments as she does. Degrees are worth TP, without the will power.
I don't care who makes these videos, I look forward to them every year because I'm always wondering where I stand 😅
I really like your work and I’m 25 with -$74000 net worth trying to stay alive and pay off my debt before it too late.
I feel you! Just graduated from my masters, making great money but I started w a lot of debt! By the end of the year I’ll have a NW of just under -$100k. Keep up the deleverage and best of luck in your journey :)
@@jacobstemper4986thanks 🙏
You have time.
I’d be curious to know what the net worth by age group by state. Retiring in a high cost of living area with less then $500k net worth doesn’t seem possible.
Im 9 i got 60 dollars
Who knew comparing your net worth to others could be this eye-opening? Time and real estate seem to be the real MVPs here! 🏡
35. 850k net worth. Half and half house/investments. Just now own everything. Only debt remaining in the house. Just increased to 20% increased payments due to higher interest rates we are now dealing with. Lump sums after tax season. Time to get to zero by 38. Maybe retire at 40 with very modest lifestyle.
I feel like I'm playing catch up, I started late to wealth building & investing at age 38. But I still have plenty of time to build & grow my net worth until that sweet age of 54... I'll be plenty good by then... 🤩👌
25 male-
70k in cash 45k in savings 25k in high yield account
4k credit card
8k personal loan
11k left on car
making 70k a year
would like to say im ahead of most my age all of my debt is manageable and low interest.
time to jump this year.
24 years old, got like a band or two to my name... currently earning around 35k after taxes, expecting a big raise next year after getting my degree. I can only put away around 300 bucks a month for emergencies and sadly theres been a couple of them within the last years. Still somewhat young so by the time I hit 30 I expect to be closer to the average.
Keep doing your thing
I was nervous at first but after watching I feel better knowing I’m closer to the average in my age group.
35 male, Account management, Tech College degree. $369k net worth, only $5k in student loans left.
38 years old, $500K net worth, invested in real estate, worked as an HVAC technician.
28 and about 30k in savings/retirement. another $25k-30k in assets I could liquidate if needed (Toys). And house is estimated 200k that I bought for under 100k about 7-8 years ago. So if that's accurate I've accumulated a healthy lumpsum of equity from the real estate market alone. Time will tell. I feel somewhat conformable where I'm at. Once the fiancé is out of college I wont be the only income and will be able to put more into retirement. I consider myself at 28 to be more of the "average".
That impression of warren buffet was spot on !😂😂
I'm 27 with net worth of about 77k *BUT* I recently placed myself in a very lucky financial situation where I am able to save about 85% of my income.
Good job! That's a solid number for that age especially
Is this per individual or household? Because obviously, depending on whether you’re single or married, you would be able to count the same money twice?
Andrei, your JPow impression is much better than your Warren Buffett impression.
Age 27
Got into real estate and business young.
Two investment properties now worth $1.6m combined, with a development on one that should hopefully grow that figure significantly. Debt of $797k against the properties.
$385k in cash
$40k in the business account
$100k in retirement funds
A loan book (as a broker) worth around $40k which currently pays $2k a month
Car is maybe $15k
Shares I would have less than $5k
Personal holdings would be $20k but who knows.
All up net worth of around $1.4m, but hoping to be $2m once development is complete
Got lucky in property and business basically
Comparison is definitely the thief of all joy if your at a certain age and you've not hit the mark for your bracket don't worry just keep working success takes time 👌
" the longer you're alive the more money you make "😂
Bro is valid . So you heard him and don't die
Love the Powell impression, was pretty funny.
Great info and love your videos. One thing I disagree on is the level of education being that big of a factor. Fortunately there is still plenty of opportunity for the less educated but hard working people. Set goals, work hard, live bellow your means, guarantee you will make it just fine in life 💯
I just did a quick math in my mind and my net worth matches this formula...amazing and it's good I am on track...can't give more details than this as am not comfortable to share such data on social media. But one thing I can say is real estate and equities made most of it...or all of it...with 10 % in cash. Thx for sharing this...
thank you!
A huge factor is that a lot of these people in the comment section live/lived at home with their parents for the longest time
Did not have kids at a young age
Have two parents in the household and assistance from parents
Im under 35, thankfully with a net worth of a much older age group. Love the videos man. I never miss one
Not going to say how much I am worth, but I am digging in and catching up. At 35 I should be fine with how much time I have left, and how much progess I've made in the year since paying off my student loans. Now it's just boring old saving for retirement.
These numbers are way too low people. With inflation the way it is people would not last a few years. Your main goal should be to have a paid off home and 1M invested at 50 years of age.
I haven't even watched the video yet, and I'm already depressed from reading the title.
EDIT: Yep, I was right.
:( It's never too late to get ahead
@@AndreiJikh Well, comparing your chart to my net worth, and taking my age into account, I'm not sure that's an accurate statement. I got started waaaaaaay too late.
47, net worth of $793k. Mostly equity in my primary residence, pension, 457b, taxable brokerage, savings, gold jewelry collection and a bit of crypto. Assets are $1 million. Liabilities are about 1/3 of my home and 18k for my car, no revolving debt or student loans. My retirement would be higher, but I paid of the student loans first.
How do you count pension as net worth?
Turned 19 last month,
20k liquid, 1,900 credit card debt. Paid off car. Making 42k/year while going to school online for CS. I guess I’m not as broke as I thought lol
Thats exactly my thoughts as soon as I read the thumbnail. "Lets get depressed @60 years old".
Actually, I should be thankful for every thing Ive acquired along this crazy journey.
You're doing well if you're watching finance videos (generally speaking). Thanks for tuning in!
31 my net worth is about 150 or so but more then doubled it investing in crypto. So at the moment I’m sitting on about 550k or so.
Age bracket 36-35 years old. Net worth about $400k+; however since I’m married then it should only be $200k+.
Nope. You're married, their money is yours and yours is theirs. Nice net worth.
25. 250k net worth. Never went to college. 3.5 years ago I was at zero
The key is to invest, you can only get rich by investing
30, no debt, don’t own a home so no equity, and even with contributing every paycheck my retirement accounts have been sitting at ~58k all year.
Anyone who bought a house pre-pan has their whole life set for them. I unfortunately listened to all the “TH-cam experts” at the time screaming “Don’t buy the market is going to crash!” and will forever regret it.
I don't appear anywhere on this chart, 30k net, but debt-free and catching up fast in the fourth quarter. College is definitely my greatest regret-- but I will win in spite of it.
I just turned 19, just started working 10 months ago. And have $12k brokerage, $2500 ira, $1k savings and no debt. All on minimum paying job. How do you think i’m doing?
Super interesting, the way things are going (AI, Inflation, FIAT faith dwindling etc) I wonder if we are predicating our financial plan on rules that worked for every generation before, but won't work for us purely because we are entering a time that there is no economic model for. Thoughts on this?
I heard the 80s were a wild ride too. I know the 2010s were definitely. I think things change socially but one thing stays the same, the rich get richer, so we just have to get a piece of that pie they keep inflating.
A big (BIG) chunk of our taxes is for military purposes... meanwhile, Social Security will reach insolvency by 2030. Something has to change. Adjustments needed.
This also isn’t factoring in rappers, scammers, drug dealers, or celebrities the no diploma category would be vastly higher than most of these other groups
Spanish 24 guy here. My salary is 25k€/year (average salary here in Spain), 16k€ cash and 12k€ invested
Age 21,
Savings: 40k
Car: 10k
Invested: 300.-
Networth: 50k
Going to invest more from now on
What if I have about 200k in physical gold
Hey, I saw you at SEMA yesterday!!
I am a helicopter mechanic and was the sole income provider. I am 50 and have 10X my salary in invest able assets, not including home and cars and such.