Very nice podcast...clearly explained by the experts . But can we get to know the names of the best health insurance companies covering all the important aspects .
Sir इस वीडियों में आपने कमिशन की बात कही है Insurance का कार्य बहुत कठिन है 10 में से 6 एजेंट 2 वर्ष में काम छोड़कर चले जाते हैं 100 एजेंट में से 90 एजेंट की Income 10 हज़ार ही कमा रहे हैं
Sir itane videos dekhne ke baad today I found perfect video to choose a health insurance. Thank you experts gurline ma'am and abhishek sir Thank you anchor sir please get such great content in future as well.
I think this is the most informative video on insurance must know facts before purchasing any policy. Expecting more substantial intelkectual videos like this one. Great Work! Kindly shed some light on Marital Cover for 30y old unmarried persons when they are to choise life or term insurance....
Hello, I saw your full video without skipping it was very realistic and very clear and transperent the questions you asked are very relative all peoples have same kind of questions and when they directly contact to policy seller they sell as per his benefits and after sometime they realise that plan is not worth it Also same thing happen with me I purchased LIC policy around 2yr ago and now watching your video I realise that is not worth it so connected with relative person and now if I surrender it will totally in loss or even principle amount should not be recover and I don't want to continue even I asked to convert in another paln but that should not be possible so do you have any solution regarding this if yes can you share your thouts on this it will help me to get out of this ...and Thanks for the video it's really nice video and last session of rapid fire is conclusion of all podcast...and best luck 👍
I never recommend bank policy as in bank policy RELATIONSHIP MANAGER /BANK TRY to sell target given by higher authority ,so please be cautious specially in pvt.banks. and thanks for this podcast it is very useful and i think it is 1st i found on youtube to take all question under a roof.❤
Excellent video! My query: While applying, I gave self declaration that I am prediabetic. Insurance company mentioned that I am diabetic. Now, after 2 years I have been declared as nondiabetic. But, insurance company is not changing my status. Why this unethical business?
So how much premium they are chaging 20% high which is of prediabetic OR 40~ 50 % high which is for a diabetic person. Which company insurance you bought.
Please ask about the health insurance for senior citizens. A persom with no health issues aged 73 should take which health insurance, what would be the premium, how much should yhe insurance amount be
My key takeaway: 1. mention everything before buying health insurance. 2. Alcohol/smoke not so important for health - won't get claim for health issues caused by them. But it's relevant for term insurance
37:30 Insurance Company claim deny krti hai without reason sometimes, and sometimes intentionally. Aisa nahi hota jo complaint krte h tb ye bahut baar claim settle krte hai.
You can have multiple policies catering to different needs and which have different coverage. But you will have to identify what are your needs and which policies will cater those needs. If you wish to understand more about insurance you can check out our channel. We have insightful content on insurance with Abhishek Singh.
Very informative, make one more doubt clearing Q/A video on term life insurance please, I am searching last 6 month, and I xtreamly believe after watching your video definately buy a term life insurance soon
Great content! Few suggestions: Please better your mic quality. A little bit structured content. You could have designed 2 different podcast with each of the guests.
Mera question gurleen ji se hai...maine Reliance Health Infinity policy liya hai. Maine ye policy direct Reliance health insurance ka customer care se buy kiya hai. Bina kisi insurance agent se. Mera question hai...Cashless Hospital me claim lene ke time Formalities kya bahut jyada kuch hota hai/form fill up etc. Aur isme hospital kuch help karta hai?
I took a ICICI term insurance at the age of 26 in 2018 at that time there was no test done or no doctor checkup. Is my policy valid or not because it’s deducting premium every month, I am confused.
Agar kisi ne term policy li h aur us pr koi policy lene se pahle koi crinminal case pending h. to wo policy le satka h aur policy li h to cleim mil jayega..Reply de plzz
This is really a very informative video, I have never seen this kind of video on insurance I am going to subscribe your channel, and I hope you will be keep posting this kind video on you channel
We are glad you liked this podcast. You can check out our channel. We create such insightful insurance content with Abhishek Singh featured in this podcast.
I paid 50K each year for 3 years for my parents. On 4 th year, the insurance company denied renewal. Even after so many reach out & escalation, no remedy. Now I am putting that money in FD to be used for my parents health in need.
@@harshpal-r7t I don't have the energy to fight & secondly it's not worth. I spent 3 lakh on a consumer court case, state forum and 4 yrs. Finally got 45,000 as compensation. Judiciary is another scam in India. They promote corruption.
Sir, If your family is already covered under corporate health policy. Is it advised to take take personal health insurance aswell? Please make a detailed video on this. Thankyou.
Yes, you should take personal health insurance because your corporate policy will cover you till your retirement only it's not life long renewable. Now let suppose if you get diagnosed with some disease before retirement and after retirement you decide to take out private health insurance there will be only a limited company which will provide you there plan or maybe 0 companies. And the companies which are providing health insurance to you will charge you higher premium too
I have one query Abhi recent 5 month pahle maine ek policy kharidi. Us time medical test me thoda sa LFT test me problem aya tha jiske wajah se premium badh gaya. Ab mera health status thik ho gaya report ok ho gaya without any medication. Ab aap bataiye ki hamko next kya karna hai. Kya company mera Sum insured revise kar degi ya hamko ek naya policy ke liye apply kar dena padega.
The premium once calculated according to your then medical condition will remain the same even now. Even if you do get a new policy you will have to disclose your history.
Health insurance... In this case I would say corporate health insurance (provided by the employer) is the BEST... No question ask service. Smoke, drink or anything. My insurance provider even covered IVF, which even the doctor was shocked... I have personal health insurance just for the sake of it.
@@DeepakJindal07 Its 10% copay. I never had to admit yet though. All re-imbursements were for OPD treatment and less than 24 hour hospitalizations so far.
One thing which is not covered , if you work in MNC and they are insuring your health and you have taken additional health insurance coverage from your company should you take private additional insurance? Is there a need. So I am 43 and I have taken total 7 lakh cover from my company
You should definitely have a private policy. If u are completely dependent upon your corporate policy and there arrises a situation wherein you want to jump to some other company or are removed by the existing company, you do not have any health insurance coverage. To avoid sny such situation, u should have a private policy.
Meri hdfc ergo optima restore policy hain... Maine do saal pehle li hain... Mujhe fatty liver diagnose hua hai. ...kya mujhe iss baat ko company ko batana hoga ?
Very informative video ,but one thing missed as a question ❓ when taking the policy there is two technical words 1)Adult2)kids .if these technical terms should be explained then It is good for everyone to understand well
Buy Health Plan & Get Online Discount Upto 25%👇
tinyurl.com/5ah7hn56
Those people who want to be insurance advisor. Must watch video.
Need this type of podcast more
Absolutely loved it
Glad I could help you!
Thanks for listening our Podcast❤️
Thank you for watching . In insurance declaration is very important .
@@nitinnarayanInsurancedvisor qqqqqqqqqqqqaqqqqqqqqqqqqqaqqq
@@nitinnarayanInsurancedvisor àaaAàaaaààaàààààààaaAaàa
@@nitinnarayanInsurancedvisor à
Buy Term Plan & Get Online Discount Upto 10%👇
tinyurl.com/uvpubzzj
Very excellent video bro.... didn't even skipped one minute...keep doing these kind of videos, bless you 🙏🏻
What an episode ? Brilliant ..I love it .Not a single word skipped .
Very nice podcast...clearly explained by the experts . But can we get to know the names of the best health insurance companies covering all the important aspects .
+1
Sir इस वीडियों में आपने कमिशन की बात कही है Insurance का कार्य बहुत कठिन है 10 में से 6 एजेंट 2 वर्ष में काम छोड़कर चले जाते हैं 100 एजेंट में से 90 एजेंट की Income 10 हज़ार ही कमा रहे हैं
Kodiyo k daam pe commision milta hai. Insurance agent banna sabse kachra kaam hai.
Very informative....
Keep up the good work!!
Brilliant, Today i am going to buy HI , Thanks
Great learning session by Good professional experts . Moderators has good pulse on what audience wants. Thanks
Thank you 😊
Abhishek Ji ka awaaj bahot dumdar hai, he should joined radio as RJ
Bhai Sahb apko hr baat frame me aana jruri nahi h… Focus batane vaale pr rkho… So irritating yaar
Sir itane videos dekhne ke baad today I found perfect video to choose a health insurance. Thank you experts gurline ma'am and abhishek sir
Thank you anchor sir please get such great content in future as well.
Which one did you finalize?
@@Smith512watson 😁😁 her final policy may not be suitable for you.
@@Dr.KN007 I guess you already asked her which policy she is taking.
@@Smith512watson dont take me wrong im just helping you , which policy to take completely depends on our need, After reading the policy wording.
We are glad that we could be of help.
Bohot accha laga... Ek Question inse karna... New New prospects / customers kaise milte hai?😊
Great 👍
Looking forward positively to have detailed podcast with you on Health Insurance & hidden T&C.
Tremendous podcast.👏
Thanks bro for shooting such a knowledgeable podcast. This podcast cleared all my doubts about insurance.
Thanks for asking valid questions
Always welcome❤️
abhishek sir ka samjane ka tarika too much good thank u sir
Every insurance works on the basic principle of utmost good faith
True that🚀
Glad I could help you!
Thanks for listening our Podcast❤️
Appreciate informative and guest speakers were superbly experts in their field. Yes, host was dot on and well prepared for the event.
I think this is the most informative video on insurance must know facts before purchasing any policy.
Expecting more substantial intelkectual videos like this one. Great Work!
Kindly shed some light on Marital Cover for 30y old unmarried persons when they are to choise life or term insurance....
Hello, I saw your full video without skipping it was very realistic and very clear and transperent the questions you asked are very relative all peoples have same kind of questions and when they directly contact to policy seller they sell as per his benefits and after sometime they realise that plan is not worth it
Also same thing happen with me I purchased LIC policy around 2yr ago and now watching your video I realise that is not worth it so connected with relative person and now if I surrender it will totally in loss or even principle amount should not be recover and I don't want to continue even I asked to convert in another paln but that should not be possible so do you have any solution regarding this if yes can you share your thouts on this it will help me to get out of this ...and Thanks for the video it's really nice video and last session of rapid fire is conclusion of all podcast...and best luck 👍
Worth watching....great podcast
Thank you for share such Important information related to Insurance Products............
Glad I could help you!
Thanks for listening our Podcast❤️
I never recommend bank policy as in bank policy RELATIONSHIP MANAGER /BANK TRY to sell target given by higher authority ,so please be cautious specially in pvt.banks. and thanks for this podcast it is very useful and i think it is 1st i found on youtube to take all question under a roof.❤
I am planning to buy health insurance please guide me from where genuine agent found so that discuss in detail
Absolutely gem of content ❤ thanks man
Gurleen Kaur Tikku madam is gem of a person. She is my insurance advisor for two years.
Excellent video!
My query: While applying, I gave self declaration that I am prediabetic. Insurance company mentioned that I am diabetic. Now, after 2 years I have been declared as nondiabetic. But, insurance company is not changing my status. Why this unethical business?
So how much premium they are chaging 20% high which is of prediabetic OR 40~ 50 % high which is for a diabetic person.
Which company insurance you bought.
diabetes can be controlled and under range as like normal non diabetic person but insurance company takes every medical history as a risk .
questions asked by host were really up to mark, kudos to guy😊
Glad I could help you!
Thanks for listening our Podcast❤️
Thank you for describing everything very simply
Thank you giving us important information about insurance
Bhai jo government m h jinke paas CGHS facility h vo kya kre
Lena chahiye ya nhi health insurance?
Sir, Defence personnel ke liye konsa life insurance Lena chahiye? Jis me civil war ko cover kartha hai.
It's 👁️ opening session.. thank you all of you.. keep going with great work like this .🎉
Thank you so much 😀
Will keep bringing such value adding podcasts💯🙏🏻
Please ask about the health insurance for senior citizens. A persom with no health issues aged 73 should take which health insurance, what would be the premium, how much should yhe insurance amount be
My key takeaway:
1. mention everything before buying health insurance.
2. Alcohol/smoke not so important for health - won't get claim for health issues caused by them. But it's relevant for term insurance
Great observation 🙌🏻
Kya bhasad faila di... term b.. health b.. life b..
37:30 Insurance Company claim deny krti hai without reason sometimes, and sometimes intentionally. Aisa nahi hota jo complaint krte h tb ye bahut baar claim settle krte hai.
Chasma(both eyes m no) lgna bhi batna padega kya ye dieses m aayega
Very good information provided
Abhishek ji kahan insurance mein pade ho is damdaar Awaaz se toh cha jao filmi duniya oe
Pass my thanks to Gurleen and Abhishek...
Sure will do👍🏻
Thanks for listening our Podcast❤️
I am a full timer in health, life and Motor Insurance industry
Great🚀🚀
How many wrong insurance you sold?
Great Podcast. I want to know if we should ever have multiple policies or not, pros & cons.
You can have multiple policies catering to different needs and which have different coverage. But you will have to identify what are your needs and which policies will cater those needs.
If you wish to understand more about insurance you can check out our channel. We have insightful content on insurance with Abhishek Singh.
Sir very very thank u,my all questions answers i got,pls mske video on term insurance,very very thank u sir❤
Age 26 non smoker 4.15L SALARY
Sir mujhe kitne ka maximum cover term insurance me mil sakta hai with rider and without rider
Sir please answer me
Very informative, make one more doubt clearing Q/A video on term life insurance please, I am searching last 6 month, and I xtreamly believe after watching your video definately buy a term life insurance soon
You can check out our channel. We create insightful insurance content with Abhishek Singh.
time line 43:30 bhai agar jiss agent se me policy leta hu agar wo mar gaya to fir kya hoga ?
Acchaa prashn hae bhaee! 👍
Great content!
Few suggestions:
Please better your mic quality.
A little bit structured content.
You could have designed 2 different podcast with each of the guests.
Hlo sir meri policy care supreme hai kya ye pan india hai?????
very informative. Some topics were eye opening.
Good explain sare confusion khatam
Glad I could help you!
Thanks for listening our Podcast❤️
Which are the top 3 health insurance companies for parents, with good customer service and proper premium
Mera question gurleen ji se hai...maine Reliance Health Infinity policy liya hai. Maine ye policy direct Reliance health insurance ka customer care se buy kiya hai. Bina kisi insurance agent se. Mera question hai...Cashless Hospital me claim lene ke time Formalities kya bahut jyada kuch hota hai/form fill up etc. Aur isme hospital kuch help karta hai?
Which is the most affordable floater policy
Nice video good coverage on health insurance.
Very Informative Video. This video should be shared max.
Mera esic facility he. Fir v me health insurance lia hu. Agar me esic me treatment leta hu, to health insurance policy me impact padega?
Thanks use full information
Hi, Is it a Customer's right to call proposal acceptance communication OR form from Insurance company?
excellent content 👍👍👍👍 thanks
I have already buy term life insurance but after two years i have diabetes what happened please guide me
hi sir Health policy jab hum lete he to koi compny ya agent hame batata nahi he drink ka ya smoke ka
Which is good health insurance for patents above 60 years
Senior citizens ke liye policy bataye ya video banaye.
Much needed podcast thank you so much ❤brother
Very informative. Thank u. Waiting for similar more
I took a ICICI term insurance at the age of 26 in 2018 at that time there was no test done or no doctor checkup. Is my policy valid or not because it’s deducting premium every month, I am confused.
The premium is being deducted so your policy is valid.
Agar kisi ne term policy li h aur us pr koi policy lene se pahle koi crinminal case pending h. to wo policy le satka h aur policy li h to cleim mil jayega..Reply de plzz
Really, very informative.
Thank you very much.
This is really a very informative video, I have never seen this kind of video on insurance I am going to subscribe your channel, and I hope you will be keep posting this kind video on you channel
We are glad you liked this podcast. You can check out our channel. We create such insightful insurance content with Abhishek Singh featured in this podcast.
I paid 50K each year for 3 years for my parents. On 4 th year, the insurance company denied renewal. Even after so many reach out & escalation, no remedy. Now I am putting that money in FD to be used for my parents health in need.
I didn't have any claim for my parents for those 3 years.
Go to consumer forum
@@harshpal-r7t I don't have the energy to fight & secondly it's not worth. I spent 3 lakh on a consumer court case, state forum and 4 yrs. Finally got 45,000 as compensation. Judiciary is another scam in India. They promote corruption.
Go to insurance ombudsman bhai
Really enjoyed this episode 💯💯💯
40:35 pe No claim bones ka kuch bataya hi nahi.. wo topic to le liya par baat agents ke commission pe chali gayi
Sir, If your family is already covered under corporate health policy. Is it advised to take take personal health insurance aswell? Please make a detailed video on this. Thankyou.
Yes, you should take personal health insurance because your corporate policy will cover you till your retirement only it's not life long renewable.
Now let suppose if you get diagnosed with some disease before retirement and after retirement you decide to take out private health insurance there will be only a limited company which will provide you there plan or maybe 0 companies. And the companies which are providing health insurance to you will charge you higher premium too
@@0Kaz101which surgery you had undergone ?
I have one query
Abhi recent 5 month pahle maine ek policy kharidi.
Us time medical test me thoda sa LFT test me problem aya tha jiske wajah se premium badh gaya.
Ab mera health status thik ho gaya report ok ho gaya without any medication.
Ab aap bataiye ki hamko next kya karna hai. Kya company mera Sum insured revise kar degi ya hamko ek naya policy ke liye apply kar dena padega.
W
The premium once calculated according to your then medical condition will remain the same even now. Even if you do get a new policy you will have to disclose your history.
@@getoneinsureI am 20 is medical test require for health insurance?
Tikku ji bar bar Ghadi dekh Rahi Hain !
😂😂😂❤❤❤
Agar corporate health insurance policy hai to individual health insurance lena waste of money to nhi ho jayega?
Nhi nhi, corporate insurance cover hi itna kam karta h & also job ke sath vo bhi chala jaata h!!
Health insurance... In this case I would say corporate health insurance (provided by the employer) is the BEST... No question ask service. Smoke, drink or anything. My insurance provider even covered IVF, which even the doctor was shocked... I have personal health insurance just for the sake of it.
Check copay and room rent of your corporate policy.
@@DeepakJindal07 Its 10% copay. I never had to admit yet though. All re-imbursements were for OPD treatment and less than 24 hour hospitalizations so far.
agar mene before pregnancy life insurance nahi liya ho to after pregnancy life insurance waiting period kitna hota he
Great effort and super education Video on insurance..keep it up brother
Health insurance for Children only is possible ? Or individual policy for Kids is cheaper with family ?
Clear this
Health insurance policy Bazaar se lena chahiye ya agent se lena chahiye?
Go with agent.....both way premium are same as well as agent will support at the time of claim
One thing which is not covered , if you work in MNC and they are insuring your health and you have taken additional health insurance coverage from your company should you take private additional insurance? Is there a need. So I am 43 and I have taken total 7 lakh cover from my company
You should definitely have a private policy. If u are completely dependent upon your corporate policy and there arrises a situation wherein you want to jump to some other company or are removed by the existing company, you do not have any health insurance coverage.
To avoid sny such situation, u should have a private policy.
Full of knowledge video..
Glad I could help you!
Thanks for listening our Podcast❤️
When Abhishek mentioned creating wealth using Insurance, what type of insurance was that which could generate wealth for future purposes?
Sir damp proof ko wall ma laga sakta hain kiya, white cement jo chuka hai, aur pani kitna milayen
Very detailed information , thanks for this.
If you enjoyed this you can check out our channel. We create such insightful insurance content with Abhishek Singh.
I want to buy insurance so how i contact wd madam
Meri hdfc ergo optima restore policy hain...
Maine do saal pehle li hain...
Mujhe fatty liver diagnose hua hai. ...kya mujhe iss baat ko company ko batana hoga ?
No need to inform now.
Please ask Commission based advisor ko Most company term plan nahi dere kya salaution hai
15%commission to insurance agent for life time.. This is really attractive...
Hello sir, I have heart condition and bp.......can I get a term insurance...my age is 43. Please advise... thank you
Hello sir, can you share response to my question please.... Thank you.
Any suggestions for my previous queri...
Very informative video Sir 🙏🙏
Which site is good to buy term insurance
I want to buy medical insurance policy but couldn't understand anything
Very informative video ,but one thing missed as a question ❓ when taking the policy there is two technical words 1)Adult2)kids .if these technical terms should be explained then It is good for everyone to understand well
Can you elaborate your doubt?
So informative bhai ❤❤